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M&I Northern Bank, Income and Expense

2000-12-31 (YTD Data)Rank
Total interest income$43,086,000829
Total interest expense$18,961,000943
Net interest income$24,125,000739
Provision for loan and lease losses$450,0002,054
Total noninterest income$3,713,0001,133
Gross Fiduciary activities income$42,0001,073
Service charges on deposit accounts$1,493,000899
Trading account gains and fees$0180
Additional Noninterest Income$2,178,0001,072
Total noninterest expense$11,860,0001,177
Salaries and employee benefits$4,887,0001,450
Premises and equipment expense$1,130,0001,851
Additional noninterest expense$5,843,000849
Pre-tax net operating income$15,528,000543
Securities gains (losses)$-634,0009,729
Applicable income taxes$4,828,000562
Income before extraordinary items$10,066,000567
Extraordinary gains, net$038
Net income$10,066,000568
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0006,551
Cash dividends$5,400,000588
Sale, conversion, retirement of capital stock, net$0969
Net operating income$10,497,120545
1999-12-31 (YTD Data)Rank
Total interest income$37,251,000905
Total interest expense$14,127,0001,073
Net interest income$23,124,000769
Provision for loan and lease losses$300,0002,624
Total noninterest income$3,501,0001,188
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,341,000996
Trading account gains and fees$0173
Additional Noninterest Income$2,160,0001,093
Total noninterest expense$11,188,0001,234
Salaries and employee benefits$5,141,0001,346
Premises and equipment expense$1,053,0001,944
Additional noninterest expense$4,994,000953
Pre-tax net operating income$15,137,000597
Securities gains (losses)$03,155
Applicable income taxes$5,077,000592
Income before extraordinary items$10,060,000623
Extraordinary gains, net$035
Net income$10,060,000623
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0004,540
Cash dividends$3,200,000914
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$10,060,000609
1998-12-31 (YTD Data)Rank
Total interest income$34,779,000956
Total interest expense$12,319,0001,267
Net interest income$22,460,000766
Provision for loan and lease losses$400,0002,051
Total noninterest income$3,334,0001,247
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,279,000965
Trading account gains and fees$0224
Additional Noninterest Income$2,055,0001,141
Total noninterest expense$10,938,0001,212
Salaries and employee benefits$4,854,0001,353
Premises and equipment expense$976,0002,003
Additional noninterest expense$5,108,000937
Pre-tax net operating income$14,456,000584
Securities gains (losses)$94,0001,313
Applicable income taxes$5,344,000547
Income before extraordinary items$9,206,000632
Extraordinary gains, net$032
Net income$9,206,000631
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0007,038
Cash dividends$6,250,000541
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$9,145,840603
1997-12-31 (YTD Data)Rank
Total interest income$33,613,0001,017
Total interest expense$11,935,0001,322
Net interest income$21,678,000832
Provision for loan and lease losses$300,0002,568
Total noninterest income$2,094,0001,698
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,105,0001,138
Trading account gains and fees$0239
Additional Noninterest Income$989,0001,751
Total noninterest expense$11,690,0001,135
Salaries and employee benefits$4,535,0001,441
Premises and equipment expense$883,0002,227
Additional noninterest expense$6,272,000819
Pre-tax net operating income$11,782,000711
Securities gains (losses)$-20,00010,368
Applicable income taxes$4,308,000679
Income before extraordinary items$7,454,000760
Extraordinary gains, net$044
Net income$7,454,000762
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$135,0003,222
Cash dividends$4,500,000683
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$7,466,800742
1996-12-31 (YTD Data)Rank
Total interest income$30,385,0001,137
Total interest expense$10,270,0001,553
Net interest income$20,115,000927
Provision for loan and lease losses$300,0002,555
Total noninterest income$1,846,0001,971
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$1,010,0001,331
Trading account gains and fees$0262
Additional Noninterest Income$836,0002,042
Total noninterest expense$10,756,0001,334
Salaries and employee benefits$4,832,0001,390
Premises and equipment expense$895,0002,228
Additional noninterest expense$5,029,0001,127
Pre-tax net operating income$10,905,000735
Securities gains (losses)$-28,00010,807
Applicable income taxes$4,093,000684
Income before extraordinary items$6,784,000798
Extraordinary gains, net$053
Net income$6,784,000799
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$139,0003,313
Cash dividends$5,800,000617
Sale, conversion, retirement of capital stock, net$0953
Net operating income$6,801,920776
1995-12-31 (YTD Data)Rank
Total interest income$28,985,0001,195
Total interest expense$9,551,0001,667
Net interest income$19,434,000947
Provision for loan and lease losses$240,0002,643
Total noninterest income$1,764,0002,036
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$1,032,0001,314
Trading account gains and fees$0522
Additional Noninterest Income$732,0002,233
Total noninterest expense$10,857,0001,312
Salaries and employee benefits$4,970,0001,335
Premises and equipment expense$841,0002,371
Additional noninterest expense$5,046,0001,114
Pre-tax net operating income$10,101,000824
Securities gains (losses)$-1,0009,017
Applicable income taxes$3,874,000746
Income before extraordinary items$6,226,000884
Extraordinary gains, net$065
Net income$6,226,000883
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$172,0002,758
Cash dividends$5,590,000579
Sale, conversion, retirement of capital stock, net$0809
Net operating income$6,226,640873
1994-12-31 (YTD Data)Rank
Total interest income$24,507,0001,279
Total interest expense$7,245,0001,734
Net interest income$17,262,0001,068
Provision for loan and lease losses$240,0002,662
Total noninterest income$2,007,0001,834
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,194,0001,115
Trading account gains and fees$0475
Additional Noninterest Income$813,0002,111
Total noninterest expense$10,286,0001,419
Salaries and employee benefits$5,058,0001,332
Premises and equipment expense$732,0002,729
Additional noninterest expense$4,496,0001,292
Pre-tax net operating income$8,743,000890
Securities gains (losses)$-292,00012,103
Applicable income taxes$3,276,000807
Income before extraordinary items$5,175,000985
Extraordinary gains, net$0249
Net income$5,175,000981
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-42,00011,786
Cash dividends$4,000,000653
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$5,361,880966
1993-12-31 (YTD Data)Rank
Total interest income$22,759,0001,398
Total interest expense$7,064,0001,844
Net interest income$15,695,0001,162
Provision for loan and lease losses$180,0004,132
Total noninterest income$2,329,0001,771
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$1,430,000927
Trading account gains and fees$0532
Additional Noninterest Income$899,0002,203
Total noninterest expense$10,127,0001,507
Salaries and employee benefits$4,951,0001,360
Premises and equipment expense$790,0002,585
Additional noninterest expense$4,386,0001,411
Pre-tax net operating income$7,717,000939
Securities gains (losses)$2,0006,773
Applicable income taxes$2,842,000899
Income before extraordinary items$4,877,0001,064
Extraordinary gains, net$03,149
Net income$4,877,0001,091
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-78,00012,856
Cash dividends$4,200,000552
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$4,875,720993
1992-12-31 (YTD Data)Rank
Total interest income$25,168,0001,451
Total interest expense$9,176,0001,847
Net interest income$15,992,0001,173
Provision for loan and lease losses$420,0003,347
Total noninterest income$1,967,0001,955
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$1,290,0001,004
Trading account gains and fees$0504
Additional Noninterest Income$677,0002,599
Total noninterest expense$10,302,0001,490
Salaries and employee benefits$4,915,0001,366
Premises and equipment expense$830,0002,490
Additional noninterest expense$4,557,0001,447
Pre-tax net operating income$7,237,000898
Securities gains (losses)$08,369
Applicable income taxes$2,563,000900
Income before extraordinary items$4,674,0001,016
Extraordinary gains, net$-273,00013,769
Net income$4,401,0001,074
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-408,00013,901
Cash dividends$3,540,000500
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$4,674,000927

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.