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M&I Mid-State Bank, Income and Expense

2000-12-31 (YTD Data)		Rank
Total interest income	$46,415,000	767
Total interest expense	$28,653,000	647
Net interest income	$17,762,000	977
Provision for loan and lease losses	$5,785,000	291
Total noninterest income	$5,842,000	827
Gross Fiduciary activities income	$6,000	1,249
Service charges on deposit accounts	$2,303,000	578
Trading account gains and fees	$0	180
Additional Noninterest Income	$3,533,000	776
Total noninterest expense	$14,655,000	968
Salaries and employee benefits	$5,174,000	1,372
Premises and equipment expense	$1,396,000	1,491
Additional noninterest expense	$8,085,000	672
Pre-tax net operating income	$3,164,000	2,287
Securities gains (losses)	$-1,295,000	9,774
Applicable income taxes	$-678,000	9,814
Income before extraordinary items	$2,547,000	2,047
Extraordinary gains, net	$0	38
Net income	$2,547,000	2,047
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,113,000	302
Cash dividends	$1,998,000	1,381
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$3,842,000	1,369
1999-12-31 (YTD Data)		Rank
Total interest income	$43,488,000	777
Total interest expense	$23,294,000	698
Net interest income	$20,194,000	876
Provision for loan and lease losses	$720,000	1,277
Total noninterest income	$5,554,000	862
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$2,103,000	630
Trading account gains and fees	$2,000	166
Additional Noninterest Income	$3,449,000	814
Total noninterest expense	$14,582,000	958
Salaries and employee benefits	$5,201,000	1,334
Premises and equipment expense	$1,399,000	1,469
Additional noninterest expense	$7,982,000	703
Pre-tax net operating income	$10,446,000	788
Securities gains (losses)	$5,000	2,145
Applicable income taxes	$2,487,000	1,021
Income before extraordinary items	$7,964,000	741
Extraordinary gains, net	$0	35
Net income	$7,964,000	741
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$617,000	1,023
Cash dividends	$4,590,000	698
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$7,960,200	726
1998-12-31 (YTD Data)		Rank
Total interest income	$42,300,000	792
Total interest expense	$22,031,000	741
Net interest income	$20,269,000	846
Provision for loan and lease losses	$600,000	1,475
Total noninterest income	$4,385,000	1,034
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$1,970,000	624
Trading account gains and fees	$0	224
Additional Noninterest Income	$2,415,000	1,035
Total noninterest expense	$14,285,000	955
Salaries and employee benefits	$5,010,000	1,309
Premises and equipment expense	$1,260,000	1,556
Additional noninterest expense	$8,015,000	688
Pre-tax net operating income	$9,769,000	796
Securities gains (losses)	$147,000	1,059
Applicable income taxes	$2,642,000	974
Income before extraordinary items	$7,274,000	762
Extraordinary gains, net	$0	32
Net income	$7,274,000	762
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$394,000	1,522
Cash dividends	$6,480,000	530
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$7,166,690	746
1997-12-31 (YTD Data)		Rank
Total interest income	$40,897,000	830
Total interest expense	$20,869,000	796
Net interest income	$20,028,000	895
Provision for loan and lease losses	$480,000	1,829
Total noninterest income	$3,988,000	1,077
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$1,956,000	651
Trading account gains and fees	$0	239
Additional Noninterest Income	$2,032,000	1,089
Total noninterest expense	$14,000,000	980
Salaries and employee benefits	$4,833,000	1,363
Premises and equipment expense	$1,211,000	1,615
Additional noninterest expense	$7,956,000	694
Pre-tax net operating income	$9,536,000	846
Securities gains (losses)	$-519,000	10,879
Applicable income taxes	$2,423,000	1,120
Income before extraordinary items	$6,594,000	843
Extraordinary gains, net	$0	44
Net income	$6,594,000	845
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$673,000	1,062
Cash dividends	$4,806,000	649
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$6,972,870	784
1996-12-31 (YTD Data)		Rank
Total interest income	$36,414,000	967
Total interest expense	$17,945,000	935
Net interest income	$18,469,000	994
Provision for loan and lease losses	$480,000	1,787
Total noninterest income	$3,751,000	1,169
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$1,923,000	692
Trading account gains and fees	$0	262
Additional Noninterest Income	$1,828,000	1,226
Total noninterest expense	$12,835,000	1,143
Salaries and employee benefits	$5,046,000	1,332
Premises and equipment expense	$1,233,000	1,650
Additional noninterest expense	$6,556,000	931
Pre-tax net operating income	$8,905,000	863
Securities gains (losses)	$-132,000	11,253
Applicable income taxes	$2,595,000	983
Income before extraordinary items	$6,178,000	871
Extraordinary gains, net	$0	53
Net income	$6,178,000	872
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$227,000	2,484
Cash dividends	$9,612,000	439
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$6,270,400	835
1995-12-31 (YTD Data)		Rank
Total interest income	$34,266,000	1,035
Total interest expense	$16,244,000	1,048
Net interest income	$18,022,000	1,019
Provision for loan and lease losses	$504,000	1,554
Total noninterest income	$3,818,000	1,152
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$1,767,000	754
Trading account gains and fees	$0	522
Additional Noninterest Income	$2,051,000	1,111
Total noninterest expense	$12,202,000	1,201
Salaries and employee benefits	$5,286,000	1,264
Premises and equipment expense	$1,176,000	1,719
Additional noninterest expense	$5,740,000	1,004
Pre-tax net operating income	$9,134,000	891
Securities gains (losses)	$-2,000	9,253
Applicable income taxes	$3,126,000	896
Income before extraordinary items	$6,006,000	913
Extraordinary gains, net	$0	65
Net income	$6,006,000	912
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$307,000	1,914
Cash dividends	$3,726,000	804
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$6,007,320	905
1994-12-31 (YTD Data)		Rank
Total interest income	$32,347,000	986
Total interest expense	$12,916,000	1,015
Net interest income	$19,431,000	949
Provision for loan and lease losses	$954,000	961
Total noninterest income	$3,834,000	1,122
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$2,056,000	666
Trading account gains and fees	$0	475
Additional Noninterest Income	$1,778,000	1,230
Total noninterest expense	$15,243,000	995
Salaries and employee benefits	$6,705,000	1,012
Premises and equipment expense	$1,430,000	1,465
Additional noninterest expense	$7,108,000	898
Pre-tax net operating income	$7,068,000	1,074
Securities gains (losses)	$-378,000	12,174
Applicable income taxes	$2,201,000	1,102
Income before extraordinary items	$4,489,000	1,129
Extraordinary gains, net	$0	249
Net income	$4,489,000	1,129
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$541,000	1,309
Cash dividends	$6,777,000	460
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$4,742,260	1,082
1993-12-31 (YTD Data)		Rank
Total interest income	$12,770,000	2,418
Total interest expense	$5,193,000	2,489
Net interest income	$7,577,000	2,362
Provision for loan and lease losses	$239,000	3,549
Total noninterest income	$3,120,000	1,419
Gross Fiduciary activities income	$0	1,630
Service charges on deposit accounts	$1,187,000	1,128
Trading account gains and fees	$0	532
Additional Noninterest Income	$1,933,000	1,285
Total noninterest expense	$6,580,000	2,211
Salaries and employee benefits	$3,120,000	2,118
Premises and equipment expense	$612,000	3,271
Additional noninterest expense	$2,848,000	1,995
Pre-tax net operating income	$3,878,000	1,773
Securities gains (losses)	$193,000	1,738
Applicable income taxes	$1,381,000	1,689
Income before extraordinary items	$2,690,000	1,851
Extraordinary gains, net	$0	3,149
Net income	$2,690,000	1,917
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	11,292
Cash dividends	$2,533,000	818
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$2,562,620	1,836
1992-12-31 (YTD Data)		Rank
Total interest income	$13,838,000	2,547
Total interest expense	$6,434,000	2,618
Net interest income	$7,404,000	2,447
Provision for loan and lease losses	$448,000	3,234
Total noninterest income	$3,067,000	1,411
Gross Fiduciary activities income	$0	1,658
Service charges on deposit accounts	$1,046,000	1,271
Trading account gains and fees	$0	504
Additional Noninterest Income	$2,021,000	1,231
Total noninterest expense	$6,335,000	2,305
Salaries and employee benefits	$2,865,000	2,273
Premises and equipment expense	$728,000	2,834
Additional noninterest expense	$2,742,000	2,150
Pre-tax net operating income	$3,688,000	1,678
Securities gains (losses)	$0	8,369
Applicable income taxes	$1,033,000	2,045
Income before extraordinary items	$2,655,000	1,722
Extraordinary gains, net	$-375,000	13,803
Net income	$2,280,000	2,046
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$242,000	3,787
Cash dividends	$2,124,000	798
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$2,655,000	1,589

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.