Home > M&I Marshall and Ilsley Bank > Net charge- offs to loans
M&I Marshall and Ilsley Bank, Net charge- offs to loans
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.0769% | 199 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.3890% | 112 |
| Percentage Net Loans Charged-off:Construction & development | 13.0457% | 299 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.3756% | 164 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.1045% | 267 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.9317% | 220 |
| Percentage Net Loans Charged-off: Home equity loans | 3.5391% | 258 |
| All other 1-4 family - Percent of loans charged-off, net | 4.0568% | 225 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7633% | 1,120 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9689% | 1,542 |
| Percentage Net Loans Charged-off: Credit card loans | -53.3333% | 1,466 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8292% | 1,447 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0087% | 329 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 9.4990% | 29 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.4055% | 192 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.4770% | 128 |
| Percentage Net Loans Charged-off:Construction & development | 13.1969% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.5878% | 177 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9767% | 285 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.0084% | 199 |
| Percentage Net Loans Charged-off: Home equity loans | 3.6441% | 213 |
| All other 1-4 family - Percent of loans charged-off, net | 4.1235% | 206 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3683% | 732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7548% | 1,664 |
| Percentage Net Loans Charged-off: Credit card loans | -62.5000% | 1,472 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6117% | 1,553 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.3802% | 225 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 19.6901% | 15 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.4239% | 254 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.5895% | 126 |
| Percentage Net Loans Charged-off:Construction & development | 14.2017% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.7008% | 155 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.8123% | 432 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.4627% | 269 |
| Percentage Net Loans Charged-off: Home equity loans | 3.0945% | 298 |
| All other 1-4 family - Percent of loans charged-off, net | 3.5746% | 287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0750% | 1,572 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5680% | 3,200 |
| Percentage Net Loans Charged-off: Credit card loans | -20.0000% | 1,567 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.2600% | 346 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 13.0770% | 65 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.4113% | 238 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.5769% | 126 |
| Percentage Net Loans Charged-off:Construction & development | 14.2472% | 310 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.0403% | 137 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8181% | 464 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.1581% | 309 |
| Percentage Net Loans Charged-off: Home equity loans | 2.9722% | 301 |
| All other 1-4 family - Percent of loans charged-off, net | 3.2142% | 322 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9244% | 1,498 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4935% | 3,175 |
| Percentage Net Loans Charged-off: Credit card loans | -3.6955% | 1,548 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.1569% | 281 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 6.0091% | 74 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.0238% | 320 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.7519% | 199 |
| Percentage Net Loans Charged-off:Construction & development | 14.7242% | 299 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3762% | 453 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9581% | 365 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9201% | 360 |
| Percentage Net Loans Charged-off: Home equity loans | 3.1359% | 286 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8560% | 389 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9172% | 1,384 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5071% | 2,912 |
| Percentage Net Loans Charged-off: Credit card loans | 49.6043% | 13 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.2950% | 186 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 4.3199% | 61 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.7886% | 366 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.9435% | 312 |
| Percentage Net Loans Charged-off:Construction & development | 12.1062% | 355 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4570% | 583 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7280% | 267 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7413% | 385 |
| Percentage Net Loans Charged-off: Home equity loans | 3.3645% | 250 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5578% | 435 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3867% | 943 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5380% | 2,545 |
| Percentage Net Loans Charged-off: Credit card loans | 36.8664% | 22 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 11.1652% | 138 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.8258% | 51 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.4218% | 338 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.1805% | 227 |
| Percentage Net Loans Charged-off:Construction & development | 12.2463% | 462 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6181% | 722 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9996% | 432 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.5298% | 222 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5800% | 388 |
| All other 1-4 family - Percent of loans charged-off, net | 5.0543% | 208 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7841% | 2,050 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9425% | 2,826 |
| Percentage Net Loans Charged-off: Credit card loans | 24.4421% | 34 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 10.1601% | 258 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.2081% | 318 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.7993% | 226 |
| Percentage Net Loans Charged-off:Construction & development | 10.5061% | 452 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4085% | 604 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0873% | 305 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.5165% | 184 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4003% | 355 |
| All other 1-4 family - Percent of loans charged-off, net | 5.0741% | 170 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5701% | 1,836 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8248% | 2,840 |
| Percentage Net Loans Charged-off: Credit card loans | 22.4777% | 39 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 12.1585% | 185 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.9434% | 360 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.0709% | 199 |
| Percentage Net Loans Charged-off:Construction & development | 10.4926% | 410 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2401% | 566 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0489% | 313 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.3623% | 144 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3447% | 313 |
| All other 1-4 family - Percent of loans charged-off, net | 6.1382% | 124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3193% | 1,716 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7518% | 2,839 |
| Percentage Net Loans Charged-off: Credit card loans | 35.0655% | 25 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.5001% | 325 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7437% | 479 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.2920% | 310 |
| Percentage Net Loans Charged-off:Construction & development | 8.2811% | 361 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2505% | 381 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2932% | 254 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8956% | 421 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7218% | 319 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9396% | 408 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8007% | 1,568 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6692% | 2,595 |
| Percentage Net Loans Charged-off: Credit card loans | -21.4286% | 1,694 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.8086% | 226 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9293% | 304 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.8560% | 152 |
| Percentage Net Loans Charged-off:Construction & development | 10.4583% | 183 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8772% | 575 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3988% | 382 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9862% | 621 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1667% | 400 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9435% | 624 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8859% | 1,965 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8722% | 2,578 |
| Percentage Net Loans Charged-off: Credit card loans | 57.2963% | 14 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4604% | 476 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9659% | 367 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6508% | 179 |
| Percentage Net Loans Charged-off:Construction & development | 7.3422% | 207 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2979% | 783 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1734% | 303 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6243% | 753 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8039% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5824% | 745 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5151% | 1,991 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6240% | 2,818 |
| Percentage Net Loans Charged-off: Credit card loans | 81.1725% | 11 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2350% | 591 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3149% | 244 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.2306% | 106 |
| Percentage Net Loans Charged-off:Construction & development | 9.0663% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3064% | 601 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2269% | 185 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5330% | 732 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6626% | 397 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5031% | 724 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5489% | 1,552 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6990% | 2,303 |
| Percentage Net Loans Charged-off: Credit card loans | 128.9380% | 8 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3262% | 896 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1472% | 458 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6547% | 206 |
| Percentage Net Loans Charged-off:Construction & development | 4.3427% | 166 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1427% | 527 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2100% | 108 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4609% | 640 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5975% | 287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4288% | 636 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0915% | 1,888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9591% | 1,593 |
| Percentage Net Loans Charged-off: Credit card loans | 122.6277% | 5 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1049% | 898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5770% | 923 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5550% | 491 |
| Percentage Net Loans Charged-off:Construction & development | 1.3101% | 347 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1532% | 910 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0561% | 249 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1961% | 1,263 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2212% | 535 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1892% | 1,234 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7342% | 1,487 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6841% | 2,411 |
| Percentage Net Loans Charged-off: Credit card loans | 43.8247% | 14 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0808% | 1,443 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1682% | 2,281 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1283% | 1,256 |
| Percentage Net Loans Charged-off:Construction & development | 0.1830% | 629 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0651% | 830 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0001% | 6,157 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1542% | 1,097 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1960% | 418 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1425% | 1,095 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2649% | 2,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6578% | 2,150 |
| Percentage Net Loans Charged-off: Credit card loans | 49.7976% | 10 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0428% | 1,359 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1595% | 2,041 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0877% | 1,299 |
| Percentage Net Loans Charged-off:Construction & development | 0.0657% | 590 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0427% | 673 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1769% | 856 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2018% | 335 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1699% | 819 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3586% | 1,477 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4577% | 2,542 |
| Percentage Net Loans Charged-off: Credit card loans | 11.2150% | 68 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0448% | 1,213 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1208% | 1,987 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0808% | 982 |
| Percentage Net Loans Charged-off:Construction & development | 0.0360% | 375 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0425% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1820% | 659 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1978% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1775% | 632 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2333% | 1,221 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6122% | 1,895 |
| Percentage Net Loans Charged-off: Credit card loans | 43.7012% | 15 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0545% | 7,009 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0886% | 3,497 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0822% | 1,504 |
| Percentage Net Loans Charged-off:Construction & development | 0.1463% | 420 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0062% | 1,260 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0091% | 194 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0960% | 1,469 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0895% | 485 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0983% | 1,386 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0630% | 3,197 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4280% | 3,198 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4842% | 141 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1280% | 1,192 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0713% | 3,263 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0497% | 1,622 |
| Percentage Net Loans Charged-off:Construction & development | 0.0332% | 493 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0096% | 946 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0122% | 141 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1004% | 1,178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0882% | 376 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1048% | 1,113 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0754% | 2,557 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3822% | 3,045 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6490% | 101 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1660% | 1,007 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0750% | 2,893 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0425% | 1,527 |
| Percentage Net Loans Charged-off:Construction & development | 0.0092% | 422 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0137% | 745 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0107% | 95 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0985% | 1,045 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0757% | 308 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1072% | 961 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0953% | 2,082 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4046% | 2,705 |
| Percentage Net Loans Charged-off: Credit card loans | 10.8346% | 62 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2118% | 824 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0475% | 2,890 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0397% | 1,094 |
| Percentage Net Loans Charged-off:Construction & development | -0.0003% | 7,636 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 7,979 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1062% | 756 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0643% | 243 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1228% | 665 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0520% | 7,067 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5094% | 2,133 |
| Percentage Net Loans Charged-off: Credit card loans | 18.8034% | 42 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3021% | 635 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0835% | 3,978 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0504% | 1,936 |
| Percentage Net Loans Charged-off:Construction & development | 0.0016% | 688 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0389% | 1,033 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0966% | 1,457 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0521% | 517 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1155% | 1,283 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1636% | 2,962 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4536% | 3,785 |
| Percentage Net Loans Charged-off: Credit card loans | 27.0430% | 20 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0357% | 7,094 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0634% | 3,861 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0497% | 1,690 |
| Percentage Net Loans Charged-off:Construction & development | 0.0023% | 531 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0387% | 833 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0904% | 1,311 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0367% | 466 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1133% | 1,134 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0750% | 2,906 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3928% | 3,600 |
| Percentage Net Loans Charged-off: Credit card loans | 22.0949% | 27 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0109% | 1,372 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0894% | 3,047 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0561% | 1,432 |
| Percentage Net Loans Charged-off:Construction & development | 0.0038% | 414 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0529% | 626 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0919% | 1,154 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0370% | 381 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1154% | 1,000 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1538% | 2,171 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4395% | 3,094 |
| Percentage Net Loans Charged-off: Credit card loans | 35.3611% | 19 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0345% | 1,083 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1140% | 2,277 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0574% | 1,095 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0779% | 373 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0869% | 940 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0382% | 271 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1080% | 823 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2227% | 1,398 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4838% | 2,617 |
| Percentage Net Loans Charged-off: Credit card loans | 53.8418% | 11 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1166% | 689 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0788% | 4,606 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0507% | 2,298 |
| Percentage Net Loans Charged-off:Construction & development | 0.0017% | 749 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0039% | 8,150 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0044% | 6,386 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1154% | 1,455 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0422% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1416% | 1,252 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0350% | 4,021 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2711% | 5,032 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2858% | 1,230 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3781% | 917 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0527% | 4,633 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0448% | 2,056 |
| Percentage Net Loans Charged-off:Construction & development | 0.0008% | 602 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0124% | 8,286 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0056% | 6,341 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1100% | 1,284 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0499% | 415 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1308% | 1,130 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0437% | 3,332 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2665% | 4,590 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9093% | 1,278 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0307% | 1,325 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0412% | 4,611 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0389% | 1,924 |
| Percentage Net Loans Charged-off:Construction & development | 0.0006% | 461 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0144% | 8,374 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1108% | 1,167 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0466% | 360 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1327% | 1,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0072% | 3,042 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2682% | 4,257 |
| Percentage Net Loans Charged-off: Credit card loans | -3.6440% | 2,608 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0376% | 1,131 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0387% | 3,967 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0420% | 1,399 |
| Percentage Net Loans Charged-off:Construction & development | 0.0013% | 282 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0471% | 463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1134% | 907 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0337% | 256 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1400% | 785 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0619% | 7,340 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4368% | 3,115 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5598% | 420 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0847% | 778 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1952% | 3,435 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0708% | 2,195 |
| Percentage Net Loans Charged-off:Construction & development | -0.0027% | 7,928 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0304% | 1,379 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0127% | 6,477 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1264% | 1,560 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0526% | 488 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1480% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3047% | 3,226 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3142% | 5,225 |
| Percentage Net Loans Charged-off: Credit card loans | 44.2825% | 25 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7640% | 817 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2192% | 2,796 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0706% | 1,853 |
| Percentage Net Loans Charged-off:Construction & development | -0.0041% | 7,934 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0410% | 1,057 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0139% | 6,464 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1205% | 1,322 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0416% | 413 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1430% | 1,195 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3973% | 2,453 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2866% | 4,912 |
| Percentage Net Loans Charged-off: Credit card loans | 50.2961% | 25 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7725% | 721 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2899% | 2,096 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0675% | 1,650 |
| Percentage Net Loans Charged-off:Construction & development | -0.0119% | 7,933 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0375% | 847 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0053% | 6,407 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1128% | 1,202 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0541% | 332 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1292% | 1,112 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5766% | 1,824 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3753% | 4,089 |
| Percentage Net Loans Charged-off: Credit card loans | 63.8675% | 19 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0274% | 557 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4628% | 1,197 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0745% | 1,240 |
| Percentage Net Loans Charged-off:Construction & development | -0.0170% | 7,916 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0456% | 525 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0107% | 6,351 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1130% | 971 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0598% | 233 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1279% | 882 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9115% | 1,083 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5781% | 2,951 |
| Percentage Net Loans Charged-off: Credit card loans | 106.2162% | 13 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9047% | 328 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2093% | 3,573 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0643% | 2,304 |
| Percentage Net Loans Charged-off:Construction & development | -0.0002% | 8,005 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0628% | 1,208 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0234% | 169 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0906% | 1,784 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0572% | 484 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0984% | 1,668 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3256% | 3,328 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9334% | 2,577 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5751% | 408 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4241% | 1,101 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2022% | 3,600 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0949% | 1,731 |
| Percentage Net Loans Charged-off:Construction & development | 0.0170% | 772 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1313% | 866 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0034% | 185 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1099% | 1,440 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1524% | 348 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1025% | 1,455 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3107% | 3,224 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9144% | 2,512 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1268% | 852 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1576% | 1,418 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0057% | 73 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1142% | 4,377 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0760% | 317 |
| Percentage Net Loans Charged-off:Construction & development | -0.0203% | 1,391 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1781% | 119 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0132% | 92 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0857% | 286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1737% | 160 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0713% | 317 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0784% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5470% | 739 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4951% | 396 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0852% | 304 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2720% | 2,502 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0774% | 329 |
| Percentage Net Loans Charged-off:Construction & development | 0.0235% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0637% | 1,353 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0163% | 102 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1720% | 175 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4359% | 78 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1251% | 230 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5298% | 371 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4711% | 830 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6547% | 407 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1271% | 295 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0251% | 7,169 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0746% | 372 |
| Percentage Net Loans Charged-off:Construction & development | -0.0033% | 1,241 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1378% | 214 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0042% | 145 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0931% | 309 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5485% | 67 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0083% | 758 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3041% | 1,358 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4632% | 874 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4062% | 521 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4330% | 160 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1421% | 4,676 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1032% | 331 |
| Percentage Net Loans Charged-off:Construction & development | -0.0085% | 1,230 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1760% | 208 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2808% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0479% | 548 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2852% | 135 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0007% | 938 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1133% | 693 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3869% | 991 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0929% | 653 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0904% | 289 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4717% | 1,872 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0538% | 1,419 |
| Percentage Net Loans Charged-off:Construction & development | 0.0046% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1929% | 1,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5396% | 108 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0156% | 821 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0626% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0061% | 905 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9724% | 196 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2919% | 1,102 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6732% | 727 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0837% | 1,261 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0565% | 6,776 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0238% | 815 |
| Percentage Net Loans Charged-off:Construction & development | -0.0133% | 1,317 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0402% | 538 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0245% | 722 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0532% | 299 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0200% | 738 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0448% | 725 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2002% | 1,115 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5468% | 652 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0032% | 429 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.6078% | 551 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0660% | 6,537 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1947% | 407 |
| Percentage Net Loans Charged-off:Construction & development | 0.6078% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2929% | 365 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0278% | 731 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0309% | 332 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0273% | 689 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0457% | 1,067 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0960% | 1,179 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2514% | 643 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0597% | 287 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0095% | 11,061 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0049% | 1,171 |
| Percentage Net Loans Charged-off:Construction & development | -0.0370% | 1,332 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0093% | 1,331 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0273% | 839 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0313% | 771 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0418% | 1,193 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1064% | 1,196 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9134% | 805 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0040% | 416 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1684% | 13,243 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2579% | 678 |
| Percentage Net Loans Charged-off:Construction & development | 0.2208% | 535 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9387% | 413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0130% | 1,492 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0032% | 483 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0152% | 1,493 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5644% | 1,426 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4891% | 979 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8614% | 914 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1038% | 376 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |