Home > M&I Lancaster State Bank > Income and Expense
M&I Lancaster State Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,518,000 | 7,294 |
| Total interest expense | $1,508,000 | 6,866 |
| Net interest income | $2,010,000 | 7,541 |
| Provision for loan and lease losses | $48,000 | 6,241 |
| Total noninterest income | $279,000 | 7,533 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $160,000 | 6,663 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $119,000 | 6,953 |
| Total noninterest expense | $1,591,000 | 7,331 |
| Salaries and employee benefits | $874,000 | 6,795 |
| Premises and equipment expense | $113,000 | 9,600 |
| Additional noninterest expense | $604,000 | 7,014 |
| Pre-tax net operating income | $650,000 | 7,718 |
| Securities gains (losses) | $-73,000 | 11,329 |
| Applicable income taxes | $177,000 | 7,765 |
| Income before extraordinary items | $400,000 | 8,198 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $400,000 | 8,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,066 |
| Cash dividends | $336,000 | 4,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $450,370 | 7,756 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,587,000 | 7,413 |
| Total interest expense | $1,534,000 | 7,093 |
| Net interest income | $2,053,000 | 7,531 |
| Provision for loan and lease losses | $48,000 | 7,582 |
| Total noninterest income | $321,000 | 7,370 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $170,000 | 6,605 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $151,000 | 6,544 |
| Total noninterest expense | $1,478,000 | 7,901 |
| Salaries and employee benefits | $781,000 | 7,437 |
| Premises and equipment expense | $112,000 | 10,057 |
| Additional noninterest expense | $585,000 | 7,472 |
| Pre-tax net operating income | $848,000 | 6,581 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $266,000 | 6,548 |
| Income before extraordinary items | $582,000 | 6,918 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $582,000 | 7,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 7,969 |
| Cash dividends | $518,000 | 2,985 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $582,000 | 6,669 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,956,000 | 7,568 |
| Total interest expense | $1,873,000 | 7,412 |
| Net interest income | $2,083,000 | 7,534 |
| Provision for loan and lease losses | $72,000 | 8,175 |
| Total noninterest income | $281,000 | 7,989 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $159,000 | 6,884 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 7,395 |
| Total noninterest expense | $1,453,000 | 8,088 |
| Salaries and employee benefits | $753,000 | 7,588 |
| Premises and equipment expense | $119,000 | 10,050 |
| Additional noninterest expense | $581,000 | 7,681 |
| Pre-tax net operating income | $839,000 | 6,388 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $243,000 | 6,773 |
| Income before extraordinary items | $598,000 | 6,597 |
| Extraordinary gains, net | $-164,000 | 13,715 |
| Net income | $434,000 | 8,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 9,428 |
| Cash dividends | $423,000 | 3,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $596,580 | 6,243 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.