Home > M&I Lake Country Bank > Income and Expense
M&I Lake Country Bank, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $26,407,000 | 1,336 |
| Total interest expense | $13,264,000 | 1,310 |
| Net interest income | $13,143,000 | 1,334 |
| Provision for loan and lease losses | $468,000 | 2,002 |
| Total noninterest income | $3,630,000 | 1,143 |
| Gross Fiduciary activities income | $2,000 | 1,298 |
| Service charges on deposit accounts | $1,039,000 | 1,309 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,589,000 | 945 |
| Total noninterest expense | $9,456,000 | 1,470 |
| Salaries and employee benefits | $3,854,000 | 1,872 |
| Premises and equipment expense | $915,000 | 2,252 |
| Additional noninterest expense | $4,687,000 | 999 |
| Pre-tax net operating income | $6,849,000 | 1,109 |
| Securities gains (losses) | $-445,000 | 9,695 |
| Applicable income taxes | $2,126,000 | 1,090 |
| Income before extraordinary items | $4,278,000 | 1,231 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,278,000 | 1,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $346,000 | 1,645 |
| Cash dividends | $2,900,000 | 998 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $4,576,150 | 1,149 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $23,792,000 | 1,365 |
| Total interest expense | $10,037,000 | 1,484 |
| Net interest income | $13,755,000 | 1,272 |
| Provision for loan and lease losses | $468,000 | 1,871 |
| Total noninterest income | $2,452,000 | 1,592 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $986,000 | 1,329 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,466,000 | 1,420 |
| Total noninterest expense | $8,802,000 | 1,568 |
| Salaries and employee benefits | $3,650,000 | 1,915 |
| Premises and equipment expense | $901,000 | 2,260 |
| Additional noninterest expense | $4,251,000 | 1,102 |
| Pre-tax net operating income | $6,937,000 | 1,114 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $2,451,000 | 1,031 |
| Income before extraordinary items | $4,487,000 | 1,212 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,487,000 | 1,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,636 |
| Cash dividends | $4,100,000 | 757 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,486,350 | 1,194 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $24,177,000 | 1,333 |
| Total interest expense | $10,614,000 | 1,444 |
| Net interest income | $13,563,000 | 1,246 |
| Provision for loan and lease losses | $456,000 | 1,850 |
| Total noninterest income | $2,220,000 | 1,687 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $853,000 | 1,477 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,367,000 | 1,491 |
| Total noninterest expense | $9,780,000 | 1,344 |
| Salaries and employee benefits | $3,799,000 | 1,740 |
| Premises and equipment expense | $1,732,000 | 1,118 |
| Additional noninterest expense | $4,249,000 | 1,077 |
| Pre-tax net operating income | $5,547,000 | 1,354 |
| Securities gains (losses) | $10,000 | 2,952 |
| Applicable income taxes | $2,164,000 | 1,165 |
| Income before extraordinary items | $3,393,000 | 1,556 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,393,000 | 1,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 3,036 |
| Cash dividends | $2,800,000 | 1,035 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,386,600 | 1,500 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $21,084,000 | 1,563 |
| Total interest expense | $8,708,000 | 1,783 |
| Net interest income | $12,376,000 | 1,395 |
| Provision for loan and lease losses | $367,000 | 2,228 |
| Total noninterest income | $1,581,000 | 2,110 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $795,000 | 1,636 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $786,000 | 2,054 |
| Total noninterest expense | $7,882,000 | 1,660 |
| Salaries and employee benefits | $3,468,000 | 1,888 |
| Premises and equipment expense | $914,000 | 2,152 |
| Additional noninterest expense | $3,500,000 | 1,254 |
| Pre-tax net operating income | $5,708,000 | 1,361 |
| Securities gains (losses) | $-12,000 | 10,127 |
| Applicable income taxes | $2,259,000 | 1,194 |
| Income before extraordinary items | $3,437,000 | 1,569 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,437,000 | 1,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,879 |
| Cash dividends | $330,000 | 4,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,444,680 | 1,529 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $18,081,000 | 1,876 |
| Total interest expense | $7,344,000 | 2,134 |
| Net interest income | $10,737,000 | 1,647 |
| Provision for loan and lease losses | $200,000 | 3,395 |
| Total noninterest income | $1,574,000 | 2,222 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $803,000 | 1,657 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $771,000 | 2,157 |
| Total noninterest expense | $7,131,000 | 1,968 |
| Salaries and employee benefits | $3,345,000 | 1,974 |
| Premises and equipment expense | $778,000 | 2,517 |
| Additional noninterest expense | $3,008,000 | 1,730 |
| Pre-tax net operating income | $4,980,000 | 1,442 |
| Securities gains (losses) | $-21,000 | 10,654 |
| Applicable income taxes | $1,956,000 | 1,256 |
| Income before extraordinary items | $3,003,000 | 1,660 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,003,000 | 1,661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,266 |
| Cash dividends | $1,195,000 | 1,900 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,016,440 | 1,622 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $16,823,000 | 2,002 |
| Total interest expense | $7,102,000 | 2,188 |
| Net interest income | $9,721,000 | 1,834 |
| Provision for loan and lease losses | $102,000 | 4,548 |
| Total noninterest income | $2,036,000 | 1,806 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $782,000 | 1,738 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,254,000 | 1,552 |
| Total noninterest expense | $7,705,000 | 1,825 |
| Salaries and employee benefits | $3,781,000 | 1,755 |
| Premises and equipment expense | $1,048,000 | 1,946 |
| Additional noninterest expense | $2,876,000 | 1,762 |
| Pre-tax net operating income | $3,950,000 | 1,877 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,634,000 | 1,527 |
| Income before extraordinary items | $2,316,000 | 2,183 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,316,000 | 2,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,925 |
| Cash dividends | $1,800,000 | 1,334 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,316,000 | 2,155 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,708,000 | 3,116 |
| Total interest expense | $2,947,000 | 4,026 |
| Net interest income | $6,761,000 | 2,678 |
| Provision for loan and lease losses | $100,000 | 4,522 |
| Total noninterest income | $1,072,000 | 2,960 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $506,000 | 2,706 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $566,000 | 2,707 |
| Total noninterest expense | $5,917,000 | 2,374 |
| Salaries and employee benefits | $2,915,000 | 2,296 |
| Premises and equipment expense | $832,000 | 2,440 |
| Additional noninterest expense | $2,170,000 | 2,413 |
| Pre-tax net operating income | $1,816,000 | 3,712 |
| Securities gains (losses) | $-13,000 | 10,028 |
| Applicable income taxes | $730,000 | 3,001 |
| Income before extraordinary items | $1,073,000 | 4,265 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,073,000 | 4,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,370 |
| Cash dividends | $500,000 | 3,161 |
| Sale, conversion, retirement of capital stock, net | $1,300,000 | 376 |
| Net operating income | $1,081,320 | 4,285 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,048,000 | 12,180 |
| Total interest expense | $357,000 | 12,408 |
| Net interest income | $691,000 | 11,914 |
| Provision for loan and lease losses | $30,000 | 8,397 |
| Total noninterest income | $190,000 | 9,414 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 10,018 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 6,809 |
| Total noninterest expense | $749,000 | 10,928 |
| Salaries and employee benefits | $337,000 | 11,285 |
| Premises and equipment expense | $131,000 | 9,437 |
| Additional noninterest expense | $281,000 | 10,673 |
| Pre-tax net operating income | $102,000 | 11,853 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $36,000 | 11,244 |
| Income before extraordinary items | $66,000 | 12,126 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $66,000 | 12,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 9,724 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $66,000 | 11,975 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $821,000 | 13,321 |
| Total interest expense | $301,000 | 13,477 |
| Net interest income | $520,000 | 13,009 |
| Provision for loan and lease losses | $60,000 | 8,535 |
| Total noninterest income | $142,000 | 10,654 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $22,000 | 11,322 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 7,446 |
| Total noninterest expense | $621,000 | 11,932 |
| Salaries and employee benefits | $319,000 | 11,804 |
| Premises and equipment expense | $97,000 | 10,832 |
| Additional noninterest expense | $205,000 | 12,175 |
| Pre-tax net operating income | $-19,000 | 12,791 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $-6,000 | 13,384 |
| Income before extraordinary items | $-13,000 | 12,926 |
| Extraordinary gains, net | $-1,000 | 13,454 |
| Net income | $-14,000 | 12,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-13,000 | 12,717 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.