Home > M&I Citizens American Bank > Income and Expense
M&I Citizens American Bank, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,280,000 | 4,927 |
| Total interest expense | $3,571,000 | 4,326 |
| Net interest income | $2,709,000 | 5,531 |
| Provision for loan and lease losses | $84,000 | 5,667 |
| Total noninterest income | $515,000 | 4,842 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $226,000 | 4,796 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $289,000 | 4,007 |
| Total noninterest expense | $1,972,000 | 5,731 |
| Salaries and employee benefits | $530,000 | 8,096 |
| Premises and equipment expense | $202,000 | 6,737 |
| Additional noninterest expense | $1,240,000 | 3,323 |
| Pre-tax net operating income | $1,168,000 | 4,800 |
| Securities gains (losses) | $-90,000 | 9,390 |
| Applicable income taxes | $288,000 | 4,668 |
| Income before extraordinary items | $790,000 | 5,084 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $790,000 | 5,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 2,894 |
| Cash dividends | $600,000 | 3,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $855,700 | 4,844 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,730,000 | 5,107 |
| Total interest expense | $2,712,000 | 4,954 |
| Net interest income | $3,018,000 | 5,137 |
| Provision for loan and lease losses | $84,000 | 5,577 |
| Total noninterest income | $690,000 | 4,027 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $219,000 | 4,882 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $471,000 | 3,070 |
| Total noninterest expense | $2,018,000 | 5,652 |
| Salaries and employee benefits | $579,000 | 7,874 |
| Premises and equipment expense | $198,000 | 6,846 |
| Additional noninterest expense | $1,241,000 | 3,326 |
| Pre-tax net operating income | $1,606,000 | 3,919 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $493,000 | 3,676 |
| Income before extraordinary items | $1,114,000 | 4,096 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,114,000 | 4,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,892 |
| Cash dividends | $780,000 | 2,714 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,113,310 | 4,053 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,872,000 | 5,085 |
| Total interest expense | $2,855,000 | 4,895 |
| Net interest income | $3,017,000 | 5,115 |
| Provision for loan and lease losses | $84,000 | 5,485 |
| Total noninterest income | $605,000 | 4,366 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $208,000 | 5,047 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $397,000 | 3,459 |
| Total noninterest expense | $2,128,000 | 5,347 |
| Salaries and employee benefits | $546,000 | 8,075 |
| Premises and equipment expense | $173,000 | 7,183 |
| Additional noninterest expense | $1,409,000 | 2,940 |
| Pre-tax net operating income | $1,410,000 | 4,381 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $458,000 | 4,087 |
| Income before extraordinary items | $952,000 | 4,653 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $952,000 | 4,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,292 |
| Cash dividends | $876,000 | 2,445 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 1,011 |
| Net operating income | $952,000 | 4,560 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,292,000 | 5,565 |
| Total interest expense | $2,440,000 | 5,508 |
| Net interest income | $2,852,000 | 5,511 |
| Provision for loan and lease losses | $180,000 | 3,648 |
| Total noninterest income | $444,000 | 5,377 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $174,000 | 5,757 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $270,000 | 4,175 |
| Total noninterest expense | $1,958,000 | 5,732 |
| Salaries and employee benefits | $574,000 | 8,096 |
| Premises and equipment expense | $171,000 | 7,366 |
| Additional noninterest expense | $1,213,000 | 3,324 |
| Pre-tax net operating income | $1,158,000 | 5,357 |
| Securities gains (losses) | $-4,000 | 9,548 |
| Applicable income taxes | $382,000 | 5,024 |
| Income before extraordinary items | $772,000 | 5,578 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $772,000 | 5,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 3,231 |
| Cash dividends | $666,000 | 2,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $774,680 | 5,526 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,126,000 | 5,832 |
| Total interest expense | $2,236,000 | 5,980 |
| Net interest income | $2,890,000 | 5,592 |
| Provision for loan and lease losses | $180,000 | 3,640 |
| Total noninterest income | $353,000 | 6,405 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $180,000 | 5,903 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $173,000 | 5,561 |
| Total noninterest expense | $1,777,000 | 6,440 |
| Salaries and employee benefits | $636,000 | 7,922 |
| Premises and equipment expense | $143,000 | 8,222 |
| Additional noninterest expense | $998,000 | 4,411 |
| Pre-tax net operating income | $1,286,000 | 4,862 |
| Securities gains (losses) | $-35,000 | 10,903 |
| Applicable income taxes | $451,000 | 4,493 |
| Income before extraordinary items | $800,000 | 5,314 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $800,000 | 5,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-72,000 | 11,145 |
| Cash dividends | $1,695,000 | 1,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $822,400 | 5,145 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,994,000 | 5,991 |
| Total interest expense | $2,112,000 | 6,247 |
| Net interest income | $2,882,000 | 5,680 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $283,000 | 7,279 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $134,000 | 7,003 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 6,005 |
| Total noninterest expense | $2,121,000 | 5,736 |
| Salaries and employee benefits | $943,000 | 6,335 |
| Premises and equipment expense | $190,000 | 7,389 |
| Additional noninterest expense | $988,000 | 4,394 |
| Pre-tax net operating income | $984,000 | 6,059 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $334,000 | 5,611 |
| Income before extraordinary items | $650,000 | 6,316 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $650,000 | 6,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,914 |
| Cash dividends | $684,000 | 2,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $650,000 | 6,293 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,488,000 | 6,158 |
| Total interest expense | $1,537,000 | 6,783 |
| Net interest income | $2,951,000 | 5,675 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $297,000 | 7,285 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $135,000 | 7,234 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $162,000 | 5,970 |
| Total noninterest expense | $1,834,000 | 6,605 |
| Salaries and employee benefits | $793,000 | 7,245 |
| Premises and equipment expense | $172,000 | 8,034 |
| Additional noninterest expense | $869,000 | 5,335 |
| Pre-tax net operating income | $1,354,000 | 4,782 |
| Securities gains (losses) | $-69,000 | 11,290 |
| Applicable income taxes | $459,000 | 4,316 |
| Income before extraordinary items | $826,000 | 5,235 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $826,000 | 5,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,275 |
| Cash dividends | $666,000 | 2,614 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $870,160 | 5,089 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,708,000 | 6,082 |
| Total interest expense | $1,671,000 | 6,692 |
| Net interest income | $3,037,000 | 5,603 |
| Provision for loan and lease losses | $36,000 | 8,112 |
| Total noninterest income | $341,000 | 7,135 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $129,000 | 7,602 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $212,000 | 5,484 |
| Total noninterest expense | $1,800,000 | 6,891 |
| Salaries and employee benefits | $763,000 | 7,553 |
| Premises and equipment expense | $162,000 | 8,585 |
| Additional noninterest expense | $875,000 | 5,499 |
| Pre-tax net operating income | $1,542,000 | 4,216 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $534,000 | 3,955 |
| Income before extraordinary items | $1,008,000 | 4,669 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,008,000 | 4,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 8,132 |
| Cash dividends | $921,000 | 1,910 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,008,000 | 4,439 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,153,000 | 6,241 |
| Total interest expense | $2,209,000 | 6,600 |
| Net interest income | $2,944,000 | 5,802 |
| Provision for loan and lease losses | $36,000 | 9,661 |
| Total noninterest income | $300,000 | 7,734 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $138,000 | 7,445 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $162,000 | 6,369 |
| Total noninterest expense | $1,743,000 | 7,142 |
| Salaries and employee benefits | $712,000 | 7,898 |
| Premises and equipment expense | $168,000 | 8,608 |
| Additional noninterest expense | $863,000 | 5,713 |
| Pre-tax net operating income | $1,465,000 | 4,128 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $443,000 | 4,417 |
| Income before extraordinary items | $1,022,000 | 4,403 |
| Extraordinary gains, net | $-122,000 | 13,674 |
| Net income | $899,000 | 4,988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 8,917 |
| Cash dividends | $828,000 | 1,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,022,000 | 4,094 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.