Home > M&I Bank of Southern Wisconsin > Net charge- offs to loans
M&I Bank of Southern Wisconsin, Net charge- offs to loans
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0179% | 6,815 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0170% | 680 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0037% | 406 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0213% | 630 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0915% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0145% | 650 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1103% | 1,401 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6215% | 662 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3726% | 675 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0761% | 313 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0244% | 454 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0822% | 5,224 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0025% | 965 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0197% | 1,263 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0222% | 728 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0533% | 282 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0193% | 711 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1667% | 716 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5228% | 785 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2958% | 718 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5673% | 130 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.5971% | 488 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0777% | 5,640 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0252% | 647 |
| Percentage Net Loans Charged-off:Construction & development | 0.0324% | 178 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0178% | 392 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0336% | 127 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0194% | 684 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0646% | 284 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0138% | 694 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0202% | 916 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6674% | 712 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4826% | 717 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3410% | 194 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -2.0037% | 478 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1494% | 4,543 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0559% | 485 |
| Percentage Net Loans Charged-off:Construction & development | 0.1252% | 141 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0952% | 285 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0414% | 1,308 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0488% | 543 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0299% | 355 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0514% | 487 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0792% | 738 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6986% | 736 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9315% | 681 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1060% | 61 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.2610% | 498 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1291% | 5,183 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0247% | 749 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0520% | 423 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0102% | 886 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0117% | 820 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2137% | 556 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5112% | 903 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5519% | 757 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2385% | 224 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.9207% | 522 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0585% | 6,708 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0132% | 908 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0460% | 530 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0087% | 1,382 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0472% | 1,309 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0039% | 1,348 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0304% | 1,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5039% | 773 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1365% | 778 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0405% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.5534% | 549 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0291% | 7,702 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0491% | 1,378 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1124% | 1,321 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0101% | 1,343 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0027% | 1,207 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0110% | 1,344 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0665% | 650 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3458% | 804 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9635% | 747 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0874% | 261 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.8710% | 545 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1325% | 6,476 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0753% | 824 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1708% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0496% | 693 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0585% | 621 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0814% | 839 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6353% | 612 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0515% | 758 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0765% | 342 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -15.5999% | 535 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1538% | 7,965 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0323% | 1,153 |
| Percentage Net Loans Charged-off:Construction & development | -0.0164% | 1,409 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0371% | 908 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0388% | 845 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0448% | 771 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2547% | 940 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6752% | 804 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9885% | 887 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0118% | 457 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -4.7305% | 557 |