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M&I Bank of Racine, Income and Expense

2000-12-31 (YTD Data)Rank
Total interest income$21,852,0001,580
Total interest expense$13,417,0001,301
Net interest income$8,435,0002,099
Provision for loan and lease losses$192,0003,840
Total noninterest income$2,036,0001,847
Gross Fiduciary activities income$5,0001,259
Service charges on deposit accounts$785,0001,768
Trading account gains and fees$0180
Additional Noninterest Income$1,246,0001,613
Total noninterest expense$6,698,0002,057
Salaries and employee benefits$1,947,0003,548
Premises and equipment expense$633,0003,125
Additional noninterest expense$4,118,0001,126
Pre-tax net operating income$3,581,0002,040
Securities gains (losses)$-2,031,0009,801
Applicable income taxes$2,0008,274
Income before extraordinary items$1,548,0003,171
Extraordinary gains, net$038
Net income$1,548,0003,169
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$114,0003,357
Cash dividends$2,415,0001,157
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,579,0001,473
1999-12-31 (YTD Data)Rank
Total interest income$20,243,0001,603
Total interest expense$11,032,0001,361
Net interest income$9,211,0001,905
Provision for loan and lease losses$192,0003,644
Total noninterest income$1,776,0002,017
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$712,0001,865
Trading account gains and fees$0173
Additional Noninterest Income$1,064,0001,784
Total noninterest expense$6,820,0002,002
Salaries and employee benefits$1,961,0003,510
Premises and equipment expense$659,0003,021
Additional noninterest expense$4,200,0001,118
Pre-tax net operating income$3,975,0001,846
Securities gains (losses)$10,0001,755
Applicable income taxes$895,0002,403
Income before extraordinary items$3,090,0001,726
Extraordinary gains, net$035
Net income$3,090,0001,727
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0005,737
Cash dividends$2,678,0001,066
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,082,2001,699
1998-12-31 (YTD Data)Rank
Total interest income$18,794,0001,724
Total interest expense$10,738,0001,433
Net interest income$8,056,0002,115
Provision for loan and lease losses$182,0003,709
Total noninterest income$2,061,0001,792
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$639,0002,013
Trading account gains and fees$0224
Additional Noninterest Income$1,422,0001,455
Total noninterest expense$7,231,0001,800
Salaries and employee benefits$1,865,0003,562
Premises and equipment expense$685,0002,819
Additional noninterest expense$4,681,000994
Pre-tax net operating income$2,704,0002,605
Securities gains (losses)$11,0002,878
Applicable income taxes$701,0003,024
Income before extraordinary items$2,014,0002,534
Extraordinary gains, net$032
Net income$2,014,0002,534
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0006,250
Cash dividends$1,344,0001,801
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,005,8602,463
1997-12-31 (YTD Data)Rank
Total interest income$12,416,0002,640
Total interest expense$5,687,0002,629
Net interest income$6,729,0002,582
Provision for loan and lease losses$36,0007,137
Total noninterest income$1,297,0002,468
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$487,0002,692
Trading account gains and fees$0239
Additional Noninterest Income$810,0002,012
Total noninterest expense$4,717,0002,719
Salaries and employee benefits$1,568,0004,089
Premises and equipment expense$494,0003,751
Additional noninterest expense$2,655,0001,610
Pre-tax net operating income$3,273,0002,302
Securities gains (losses)$-16,00010,264
Applicable income taxes$968,0002,506
Income before extraordinary items$2,289,0002,300
Extraordinary gains, net$044
Net income$2,289,0002,300
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0007,455
Cash dividends$231,0005,091
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,300,2002,232
1996-12-31 (YTD Data)Rank
Total interest income$9,156,0003,559
Total interest expense$3,590,0004,096
Net interest income$5,566,0003,177
Provision for loan and lease losses$30,0007,397
Total noninterest income$879,0003,452
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$473,0002,865
Trading account gains and fees$0262
Additional Noninterest Income$406,0003,375
Total noninterest expense$3,824,0003,477
Salaries and employee benefits$1,470,0004,395
Premises and equipment expense$449,0004,121
Additional noninterest expense$1,905,0002,575
Pre-tax net operating income$2,591,0002,695
Securities gains (losses)$-102,00011,212
Applicable income taxes$763,0002,972
Income before extraordinary items$1,726,0002,814
Extraordinary gains, net$053
Net income$1,726,0002,816
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0007,243
Cash dividends$3,203,000902
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,796,3802,662
1995-12-31 (YTD Data)Rank
Total interest income$9,081,0003,588
Total interest expense$3,371,0004,296
Net interest income$5,710,0003,109
Provision for loan and lease losses$28,0007,236
Total noninterest income$757,0003,840
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$390,0003,439
Trading account gains and fees$0522
Additional Noninterest Income$367,0003,500
Total noninterest expense$3,837,0003,453
Salaries and employee benefits$1,469,0004,365
Premises and equipment expense$518,0003,648
Additional noninterest expense$1,850,0002,576
Pre-tax net operating income$2,602,0002,734
Securities gains (losses)$03,831
Applicable income taxes$891,0002,629
Income before extraordinary items$1,711,0002,872
Extraordinary gains, net$065
Net income$1,711,0002,870
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0006,354
Cash dividends$1,543,0001,481
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,711,0002,841
1994-12-31 (YTD Data)Rank
Total interest income$8,103,0003,700
Total interest expense$2,441,0004,747
Net interest income$5,662,0003,168
Provision for loan and lease losses$28,0007,286
Total noninterest income$936,0003,261
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$450,0003,051
Trading account gains and fees$0475
Additional Noninterest Income$486,0002,998
Total noninterest expense$4,009,0003,421
Salaries and employee benefits$1,631,0003,965
Premises and equipment expense$525,0003,647
Additional noninterest expense$1,853,0002,751
Pre-tax net operating income$2,561,0002,760
Securities gains (losses)$-185,00011,906
Applicable income taxes$848,0002,634
Income before extraordinary items$1,528,0003,126
Extraordinary gains, net$0249
Net income$1,528,0003,135
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0009,875
Cash dividends$1,218,0001,622
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,646,4002,951
1993-12-31 (YTD Data)Rank
Total interest income$8,220,0003,717
Total interest expense$2,747,0004,449
Net interest income$5,473,0003,289
Provision for loan and lease losses$28,0008,567
Total noninterest income$1,040,0003,247
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$425,0003,266
Trading account gains and fees$0532
Additional Noninterest Income$615,0002,845
Total noninterest expense$3,834,0003,624
Salaries and employee benefits$1,574,0004,100
Premises and equipment expense$512,0003,782
Additional noninterest expense$1,748,0003,053
Pre-tax net operating income$2,651,0002,572
Securities gains (losses)$07,477
Applicable income taxes$903,0002,513
Income before extraordinary items$1,748,0002,830
Extraordinary gains, net$03,149
Net income$1,748,0002,915
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0006,011
Cash dividends$1,218,0001,498
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,748,0002,681
1992-12-31 (YTD Data)Rank
Total interest income$9,235,0003,772
Total interest expense$3,685,0004,373
Net interest income$5,550,0003,299
Provision for loan and lease losses$128,0006,547
Total noninterest income$877,0003,696
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$413,0003,363
Trading account gains and fees$0504
Additional Noninterest Income$464,0003,351
Total noninterest expense$3,854,0003,621
Salaries and employee benefits$1,531,0004,149
Premises and equipment expense$511,0003,892
Additional noninterest expense$1,812,0003,039
Pre-tax net operating income$2,445,0002,546
Securities gains (losses)$3,0007,429
Applicable income taxes$733,0002,829
Income before extraordinary items$1,715,0002,677
Extraordinary gains, net$-143,00013,696
Net income$1,571,0002,967
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-14,00012,939
Cash dividends$987,0001,598
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,712,9002,487

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.