M&I Bank, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,937,000 | 4,162 |
| Total interest expense | $4,238,000 | 3,804 |
| Net interest income | $3,699,000 | 4,438 |
| Provision for loan and lease losses | $219,000 | 3,546 |
| Total noninterest income | $1,292,000 | 2,610 |
| Gross Fiduciary activities income | $6,000 | 1,249 |
| Service charges on deposit accounts | $519,000 | 2,608 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $767,000 | 2,204 |
| Total noninterest expense | $2,873,000 | 4,376 |
| Salaries and employee benefits | $1,086,000 | 5,606 |
| Premises and equipment expense | $255,000 | 5,977 |
| Additional noninterest expense | $1,532,000 | 2,758 |
| Pre-tax net operating income | $1,899,000 | 3,454 |
| Securities gains (losses) | $-131,000 | 9,484 |
| Applicable income taxes | $439,000 | 3,788 |
| Income before extraordinary items | $1,329,000 | 3,578 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,329,000 | 3,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 3,771 |
| Cash dividends | $1,000,000 | 2,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,427,250 | 3,374 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,365,000 | 4,212 |
| Total interest expense | $3,320,000 | 4,231 |
| Net interest income | $4,045,000 | 4,134 |
| Provision for loan and lease losses | $132,000 | 4,547 |
| Total noninterest income | $1,118,000 | 2,847 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $396,000 | 3,240 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $722,000 | 2,324 |
| Total noninterest expense | $2,982,000 | 4,235 |
| Salaries and employee benefits | $1,217,000 | 5,114 |
| Premises and equipment expense | $284,000 | 5,628 |
| Additional noninterest expense | $1,481,000 | 2,899 |
| Pre-tax net operating income | $2,049,000 | 3,281 |
| Securities gains (losses) | $9,000 | 1,806 |
| Applicable income taxes | $562,000 | 3,365 |
| Income before extraordinary items | $1,496,000 | 3,251 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,496,000 | 3,251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 2,734 |
| Cash dividends | $1,450,000 | 1,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,489,430 | 3,222 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,861,000 | 4,004 |
| Total interest expense | $3,626,000 | 3,998 |
| Net interest income | $4,235,000 | 3,944 |
| Provision for loan and lease losses | $132,000 | 4,434 |
| Total noninterest income | $1,040,000 | 2,988 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $458,000 | 2,762 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $582,000 | 2,692 |
| Total noninterest expense | $3,138,000 | 3,955 |
| Salaries and employee benefits | $1,191,000 | 5,091 |
| Premises and equipment expense | $292,000 | 5,468 |
| Additional noninterest expense | $1,655,000 | 2,522 |
| Pre-tax net operating income | $2,005,000 | 3,337 |
| Securities gains (losses) | $96,000 | 1,300 |
| Applicable income taxes | $614,000 | 3,347 |
| Income before extraordinary items | $1,487,000 | 3,292 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,487,000 | 3,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 2,653 |
| Cash dividends | $1,435,000 | 1,725 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,418,840 | 3,312 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,266,000 | 3,854 |
| Total interest expense | $3,904,000 | 3,767 |
| Net interest income | $4,362,000 | 3,918 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $973,000 | 3,099 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $369,000 | 3,460 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $604,000 | 2,458 |
| Total noninterest expense | $3,057,000 | 4,032 |
| Salaries and employee benefits | $1,151,000 | 5,274 |
| Premises and equipment expense | $316,000 | 5,267 |
| Additional noninterest expense | $1,590,000 | 2,584 |
| Pre-tax net operating income | $2,158,000 | 3,298 |
| Securities gains (losses) | $-6,000 | 9,765 |
| Applicable income taxes | $651,000 | 3,450 |
| Income before extraordinary items | $1,501,000 | 3,361 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,501,000 | 3,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 2,872 |
| Cash dividends | $793,000 | 2,587 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,505,200 | 3,269 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,521,000 | 4,267 |
| Total interest expense | $3,447,000 | 4,244 |
| Net interest income | $4,074,000 | 4,258 |
| Provision for loan and lease losses | $96,000 | 5,205 |
| Total noninterest income | $849,000 | 3,537 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $377,000 | 3,508 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $472,000 | 3,049 |
| Total noninterest expense | $2,828,000 | 4,510 |
| Salaries and employee benefits | $1,128,000 | 5,486 |
| Premises and equipment expense | $330,000 | 5,225 |
| Additional noninterest expense | $1,370,000 | 3,375 |
| Pre-tax net operating income | $1,999,000 | 3,421 |
| Securities gains (losses) | $-97,000 | 11,195 |
| Applicable income taxes | $608,000 | 3,549 |
| Income before extraordinary items | $1,294,000 | 3,642 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,294,000 | 3,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 3,092 |
| Cash dividends | $2,305,000 | 1,159 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,359,960 | 3,448 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,143,000 | 4,472 |
| Total interest expense | $3,121,000 | 4,581 |
| Net interest income | $4,022,000 | 4,282 |
| Provision for loan and lease losses | $96,000 | 4,714 |
| Total noninterest income | $760,000 | 3,828 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $343,000 | 3,838 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $417,000 | 3,221 |
| Total noninterest expense | $2,792,000 | 4,541 |
| Salaries and employee benefits | $1,233,000 | 5,092 |
| Premises and equipment expense | $324,000 | 5,312 |
| Additional noninterest expense | $1,235,000 | 3,653 |
| Pre-tax net operating income | $1,894,000 | 3,670 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $651,000 | 3,442 |
| Income before extraordinary items | $1,243,000 | 3,839 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,243,000 | 3,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,662 |
| Cash dividends | $1,098,000 | 1,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,243,000 | 3,824 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,186,000 | 4,733 |
| Total interest expense | $2,285,000 | 5,006 |
| Net interest income | $3,901,000 | 4,486 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $681,000 | 4,211 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $313,000 | 4,209 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $368,000 | 3,589 |
| Total noninterest expense | $2,782,000 | 4,712 |
| Salaries and employee benefits | $1,235,000 | 5,114 |
| Premises and equipment expense | $271,000 | 6,158 |
| Additional noninterest expense | $1,276,000 | 3,840 |
| Pre-tax net operating income | $1,680,000 | 3,996 |
| Securities gains (losses) | $-101,000 | 11,531 |
| Applicable income taxes | $528,000 | 3,898 |
| Income before extraordinary items | $1,051,000 | 4,347 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,051,000 | 4,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,205 |
| Cash dividends | $968,000 | 1,986 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,118,670 | 4,154 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,460,000 | 4,633 |
| Total interest expense | $2,453,000 | 4,907 |
| Net interest income | $4,007,000 | 4,390 |
| Provision for loan and lease losses | $132,000 | 4,966 |
| Total noninterest income | $807,000 | 3,962 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $305,000 | 4,361 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $502,000 | 3,260 |
| Total noninterest expense | $2,838,000 | 4,729 |
| Salaries and employee benefits | $1,222,000 | 5,152 |
| Premises and equipment expense | $306,000 | 5,744 |
| Additional noninterest expense | $1,310,000 | 3,914 |
| Pre-tax net operating income | $1,844,000 | 3,592 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $611,000 | 3,541 |
| Income before extraordinary items | $1,236,000 | 3,899 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,236,000 | 4,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 11,785 |
| Cash dividends | $1,142,000 | 1,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,233,990 | 3,697 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,821,000 | 4,935 |
| Total interest expense | $3,012,000 | 5,143 |
| Net interest income | $3,809,000 | 4,651 |
| Provision for loan and lease losses | $132,000 | 6,450 |
| Total noninterest income | $753,000 | 4,153 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $283,000 | 4,659 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $470,000 | 3,314 |
| Total noninterest expense | $2,898,000 | 4,674 |
| Salaries and employee benefits | $1,115,000 | 5,526 |
| Premises and equipment expense | $349,000 | 5,384 |
| Additional noninterest expense | $1,434,000 | 3,725 |
| Pre-tax net operating income | $1,532,000 | 3,974 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $407,000 | 4,722 |
| Income before extraordinary items | $1,128,000 | 4,032 |
| Extraordinary gains, net | $-241,000 | 13,763 |
| Net income | $887,000 | 5,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 4,970 |
| Cash dividends | $665,000 | 2,225 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,125,810 | 3,743 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.