Home > M & I Bank > Income and Expense

M & I Bank, Income and Expense

2011-06-30 (YTD Data)Rank
Total interest income$32,381,000439
Total interest expense$7,858,000389
Net interest income$24,523,000449
Provision for loan and lease losses$29,280,000103
Total noninterest income$27,380,000176
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$187,0003,151
Trading account gains and fees$0153
Additional Noninterest Income$27,193,000142
Total noninterest expense$30,465,000350
Salaries and employee benefits$7,730,000634
Premises and equipment expense$6,353,000216
Additional noninterest expense$16,382,000265
Pre-tax net operating income$-7,842,0007,424
Securities gains (losses)$162,000844
Applicable income taxes$-3,090,0007,477
Income before extraordinary items$-4,590,0007,362
Extraordinary gains, net$015
Net income$-4,590,0007,362
Minority interest net income$089
Net income of bank and minority interests.$-4,590,0007,362
Net charge-offs$54,670,00080
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-4,693,6807,362
2011-03-31 (YTD Data)Rank
Total interest income$16,894,000427
Total interest expense$3,966,000403
Net interest income$12,928,000436
Provision for loan and lease losses$18,080,00097
Total noninterest income$12,736,000194
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$99,0002,997
Trading account gains and fees$0158
Additional Noninterest Income$12,637,000151
Total noninterest expense$14,890,000355
Salaries and employee benefits$3,918,000632
Premises and equipment expense$3,183,000216
Additional noninterest expense$7,789,000267
Pre-tax net operating income$-7,306,0007,529
Securities gains (losses)$01,772
Applicable income taxes$-2,846,0007,553
Income before extraordinary items$-4,460,0007,489
Extraordinary gains, net$09
Net income$-4,460,0007,489
Minority interest net income$086
Net income of bank and minority interests.$-4,460,0007,489
Net charge-offs$44,643,00064
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-4,460,0007,491
2010-12-31 (YTD Data)Rank
Total interest income$82,530,000372
Total interest expense$23,671,000325
Net interest income$58,859,000373
Provision for loan and lease losses$92,430,000116
Total noninterest income$57,214,000175
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$57,214,000140
Total noninterest expense$76,292,000288
Salaries and employee benefits$17,935,000542
Premises and equipment expense$12,296,000217
Additional noninterest expense$46,061,000213
Pre-tax net operating income$-52,649,0007,608
Securities gains (losses)$2,539,000213
Applicable income taxes$-19,183,0007,633
Income before extraordinary items$-30,927,0007,566
Extraordinary gains, net$029
Net income$-30,927,0007,566
Minority interest net income$0111
Net income of bank and minority interests.$-30,927,0007,566
Net charge-offs$85,890,000118
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-32,551,9607,569
2010-09-30 (YTD Data)Rank
Total interest income$64,075,000358
Total interest expense$19,288,000311
Net interest income$44,787,000363
Provision for loan and lease losses$75,530,000110
Total noninterest income$40,651,000178
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0165
Additional Noninterest Income$40,651,000139
Total noninterest expense$55,586,000285
Salaries and employee benefits$12,989,000548
Premises and equipment expense$9,225,000216
Additional noninterest expense$33,372,000214
Pre-tax net operating income$-45,678,0007,719
Securities gains (losses)$1,441,000303
Applicable income taxes$-16,738,0007,734
Income before extraordinary items$-27,499,0007,692
Extraordinary gains, net$023
Net income$-27,499,0007,692
Minority interest net income$0110
Net income of bank and minority interests.$-27,499,0007,692
Net charge-offs$69,568,000111
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-28,421,2407,693
2010-06-30 (YTD Data)Rank
Total interest income$44,052,000354
Total interest expense$13,110,000316
Net interest income$30,942,000359
Provision for loan and lease losses$59,250,000109
Total noninterest income$27,241,000177
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0152
Additional Noninterest Income$27,241,000140
Total noninterest expense$34,649,000313
Salaries and employee benefits$8,317,000561
Premises and equipment expense$6,102,000217
Additional noninterest expense$20,230,000230
Pre-tax net operating income$-35,716,0007,784
Securities gains (losses)$03,184
Applicable income taxes$-13,459,0007,803
Income before extraordinary items$-22,257,0007,764
Extraordinary gains, net$019
Net income$-22,257,0007,763
Minority interest net income$0105
Net income of bank and minority interests.$-22,257,0007,764
Net charge-offs$54,966,000102
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-22,257,0007,763
2010-03-31 (YTD Data)Rank
Total interest income$22,522,000357
Total interest expense$6,676,000335
Net interest income$15,846,000355
Provision for loan and lease losses$29,050,000109
Total noninterest income$12,992,000192
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$12,992,000153
Total noninterest expense$16,957,000314
Salaries and employee benefits$3,813,000635
Premises and equipment expense$3,037,000225
Additional noninterest expense$10,107,000231
Pre-tax net operating income$-17,169,0007,883
Securities gains (losses)$02,284
Applicable income taxes$-6,458,0007,907
Income before extraordinary items$-10,711,0007,854
Extraordinary gains, net$016
Net income$-10,711,0007,855
Minority interest net income$091
Net income of bank and minority interests.$-10,711,0007,855
Net charge-offs$27,099,000105
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-10,711,0007,852
2009-12-31 (YTD Data)Rank
Total interest income$107,180,000319
Total interest expense$32,575,000342
Net interest income$74,605,000303
Provision for loan and lease losses$171,450,000106
Total noninterest income$64,230,000165
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0211
Additional Noninterest Income$64,230,000135
Total noninterest expense$78,463,000287
Salaries and employee benefits$24,855,000389
Premises and equipment expense$12,757,000211
Additional noninterest expense$40,851,000255
Pre-tax net operating income$-111,078,0007,935
Securities gains (losses)$1,979,000274
Applicable income taxes$-41,681,0007,962
Income before extraordinary items$-67,418,0007,904
Extraordinary gains, net$034
Net income$-67,418,0007,903
Minority interest net income$0115
Net income of bank and minority interests.$-67,418,0007,903
Net charge-offs$84,258,000137
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-68,684,5607,908
2009-09-30 (YTD Data)Rank
Total interest income$82,595,000323
Total interest expense$25,021,000360
Net interest income$57,574,000301
Provision for loan and lease losses$139,950,00099
Total noninterest income$49,405,000161
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0212
Additional Noninterest Income$49,405,000132
Total noninterest expense$59,855,000292
Salaries and employee benefits$20,781,000358
Premises and equipment expense$10,377,000201
Additional noninterest expense$28,697,000269
Pre-tax net operating income$-92,826,0008,028
Securities gains (losses)$1,762,000236
Applicable income taxes$-34,848,0008,052
Income before extraordinary items$-56,216,0008,001
Extraordinary gains, net$027
Net income$-56,216,0008,000
Minority interest net income$0118
Net income of bank and minority interests.$-56,216,0008,000
Net charge-offs$55,105,000148
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-57,343,6808,002
2009-06-30 (YTD Data)Rank
Total interest income$56,805,000325
Total interest expense$16,884,000379
Net interest income$39,921,000300
Provision for loan and lease losses$95,803,000103
Total noninterest income$33,285,000165
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0193
Additional Noninterest Income$33,285,000129
Total noninterest expense$43,349,000272
Salaries and employee benefits$15,832,000321
Premises and equipment expense$7,130,000201
Additional noninterest expense$20,387,000259
Pre-tax net operating income$-65,946,0008,119
Securities gains (losses)$1,762,000187
Applicable income taxes$-24,745,0008,142
Income before extraordinary items$-39,439,0008,096
Extraordinary gains, net$021
Net income$-39,439,0008,094
Minority interest net income$0112
Net income of bank and minority interests.$-39,439,0008,095
Net charge-offs$33,694,000166
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-40,566,6808,092
2009-03-31 (YTD Data)Rank
Total interest income$28,986,000321
Total interest expense$8,142,000404
Net interest income$20,844,000286
Provision for loan and lease losses$53,400,00096
Total noninterest income$13,658,000184
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$13,658,000143
Total noninterest expense$21,719,000262
Salaries and employee benefits$7,518,000339
Premises and equipment expense$3,651,000199
Additional noninterest expense$10,550,000228
Pre-tax net operating income$-40,617,0008,185
Securities gains (losses)$1,213,000165
Applicable income taxes$-15,432,0008,199
Income before extraordinary items$-23,972,0008,168
Extraordinary gains, net$015
Net income$-23,972,0008,168
Minority interest net income$0102
Net income of bank and minority interests.$-23,972,0008,168
Net charge-offs$9,559,000216
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-24,748,3208,168
2008-12-31 (YTD Data)Rank
Total interest income$121,177,000329
Total interest expense$58,563,000282
Net interest income$62,614,000372
Provision for loan and lease losses$31,201,000258
Total noninterest income$59,096,000163
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0154
Additional Noninterest Income$59,096,000130
Total noninterest expense$80,008,000289
Salaries and employee benefits$35,616,000274
Premises and equipment expense$12,858,000213
Additional noninterest expense$31,534,000294
Pre-tax net operating income$10,501,000512
Securities gains (losses)$1,335,000171
Applicable income taxes$4,574,000343
Income before extraordinary items$7,262,000539
Extraordinary gains, net$039
Net income$7,262,000539
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,353,000225
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$6,407,600669
2008-09-30 (YTD Data)Rank
Total interest income$88,147,000358
Total interest expense$41,662,000314
Net interest income$46,485,000388
Provision for loan and lease losses$21,451,000231
Total noninterest income$45,609,000169
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0148
Additional Noninterest Income$45,609,000137
Total noninterest expense$60,655,000279
Salaries and employee benefits$27,377,000276
Premises and equipment expense$9,473,000220
Additional noninterest expense$23,805,000266
Pre-tax net operating income$9,988,000508
Securities gains (losses)$661,000254
Applicable income taxes$3,670,000397
Income before extraordinary items$6,979,000523
Extraordinary gains, net$031
Net income$6,979,000522
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,978,000212
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$6,542,740585
2008-06-30 (YTD Data)Rank
Total interest income$55,960,000378
Total interest expense$26,209,000344
Net interest income$29,751,000399
Provision for loan and lease losses$12,151,000231
Total noninterest income$30,263,000177
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0149
Additional Noninterest Income$30,263,000145
Total noninterest expense$40,391,000274
Salaries and employee benefits$18,541,000278
Premises and equipment expense$6,275,000226
Additional noninterest expense$15,575,000263
Pre-tax net operating income$7,472,000483
Securities gains (losses)$145,000754
Applicable income taxes$2,631,000421
Income before extraordinary items$4,986,000557
Extraordinary gains, net$021
Net income$4,986,000555
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,304,000196
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$4,891,750552
2008-03-31 (YTD Data)Rank
Total interest income$27,199,000397
Total interest expense$12,326,000385
Net interest income$14,873,000403
Provision for loan and lease losses$3,950,000256
Total noninterest income$14,953,000177
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0158
Additional Noninterest Income$14,953,000142
Total noninterest expense$19,523,000274
Salaries and employee benefits$8,840,000298
Premises and equipment expense$2,983,000239
Additional noninterest expense$7,700,000256
Pre-tax net operating income$6,353,000333
Securities gains (losses)$243,000389
Applicable income taxes$2,404,000292
Income before extraordinary items$4,192,000368
Extraordinary gains, net$015
Net income$4,192,000369
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,885,000195
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$4,036,480368
2007-12-31 (YTD Data)Rank
Total interest income$97,264,000451
Total interest expense$44,233,000461
Net interest income$53,031,000438
Provision for loan and lease losses$12,050,000215
Total noninterest income$53,005,000191
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$53,005,000149
Total noninterest expense$77,328,000270
Salaries and employee benefits$34,901,000288
Premises and equipment expense$13,093,000205
Additional noninterest expense$29,334,000262
Pre-tax net operating income$16,658,000538
Securities gains (losses)$8,405,00045
Applicable income taxes$9,209,000349
Income before extraordinary items$15,854,000429
Extraordinary gains, net$039
Net income$15,854,000426
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,215,000165
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$10,474,800609
2007-09-30 (YTD Data)Rank
Total interest income$70,010,000468
Total interest expense$31,248,000491
Net interest income$38,762,000446
Provision for loan and lease losses$8,150,000181
Total noninterest income$40,201,000188
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0184
Additional Noninterest Income$40,201,000145
Total noninterest expense$58,715,000257
Salaries and employee benefits$26,751,000277
Premises and equipment expense$10,192,000198
Additional noninterest expense$21,772,000251
Pre-tax net operating income$12,098,000589
Securities gains (losses)$8,297,00034
Applicable income taxes$7,594,000356
Income before extraordinary items$12,801,000441
Extraordinary gains, net$033
Net income$12,801,000439
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,835,000141
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$7,490,920696
2007-06-30 (YTD Data)Rank
Total interest income$44,874,000503
Total interest expense$19,491,000529
Net interest income$25,383,000465
Provision for loan and lease losses$5,100,000170
Total noninterest income$26,729,000201
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0168
Additional Noninterest Income$26,729,000156
Total noninterest expense$38,901,000267
Salaries and employee benefits$17,872,000285
Premises and equipment expense$6,633,000213
Additional noninterest expense$14,396,000262
Pre-tax net operating income$8,111,000618
Securities gains (losses)$7,856,00029
Applicable income taxes$5,946,000339
Income before extraordinary items$10,021,000426
Extraordinary gains, net$029
Net income$10,021,000425
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,137,000137
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$4,993,160725
2007-03-31 (YTD Data)Rank
Total interest income$22,386,000496
Total interest expense$9,652,000522
Net interest income$12,734,000465
Provision for loan and lease losses$2,200,000168
Total noninterest income$12,681,000204
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0195
Additional Noninterest Income$12,681,000152
Total noninterest expense$18,992,000273
Salaries and employee benefits$8,613,000303
Premises and equipment expense$3,385,000210
Additional noninterest expense$6,994,000257
Pre-tax net operating income$4,223,000597
Securities gains (losses)$5,773,00028
Applicable income taxes$3,719,000294
Income before extraordinary items$6,277,000352
Extraordinary gains, net$022
Net income$6,277,000351
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,325,000147
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,582,280691
2006-12-31 (YTD Data)Rank
Total interest income$94,661,000437
Total interest expense$46,404,000395
Net interest income$48,257,000477
Provision for loan and lease losses$6,785,000189
Total noninterest income$65,000,000168
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$65,000,000130
Total noninterest expense$85,728,000242
Salaries and employee benefits$37,534,000267
Premises and equipment expense$11,775,000221
Additional noninterest expense$36,419,000216
Pre-tax net operating income$20,744,000528
Securities gains (losses)$26,269,00023
Applicable income taxes$17,710,000260
Income before extraordinary items$29,303,000314
Extraordinary gains, net$051
Net income$29,303,000312
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,460,000149
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$12,490,840599
2006-09-30 (YTD Data)Rank
Total interest income$71,761,000442
Total interest expense$35,616,000387
Net interest income$36,145,000492
Provision for loan and lease losses$4,835,000198
Total noninterest income$50,197,000179
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$50,197,000143
Total noninterest expense$66,681,000247
Salaries and employee benefits$28,982,000266
Premises and equipment expense$9,062,000228
Additional noninterest expense$28,637,000219
Pre-tax net operating income$14,826,000569
Securities gains (losses)$21,132,00022
Applicable income taxes$13,362,000277
Income before extraordinary items$22,596,000328
Extraordinary gains, net$045
Net income$22,596,000327
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,444,000150
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$9,071,520640
2006-06-30 (YTD Data)Rank
Total interest income$48,179,000432
Total interest expense$23,893,000366
Net interest income$24,286,000488
Provision for loan and lease losses$3,625,000173
Total noninterest income$25,544,000212
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$25,544,000162
Total noninterest expense$40,014,000266
Salaries and employee benefits$19,606,000266
Premises and equipment expense$6,134,000228
Additional noninterest expense$14,274,000259
Pre-tax net operating income$6,191,000838
Securities gains (losses)$13,575,00020
Applicable income taxes$7,351,000320
Income before extraordinary items$12,415,000374
Extraordinary gains, net$039
Net income$12,415,000373
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,442,000156
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,727,0001,011
2006-03-31 (YTD Data)Rank
Total interest income$23,789,000431
Total interest expense$11,491,000360
Net interest income$12,298,000476
Provision for loan and lease losses$1,850,000174
Total noninterest income$12,065,000224
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$12,065,000168
Total noninterest expense$19,853,000271
Salaries and employee benefits$9,455,000276
Premises and equipment expense$3,049,000230
Additional noninterest expense$7,349,000256
Pre-tax net operating income$2,660,000948
Securities gains (losses)$7,545,00022
Applicable income taxes$3,786,000305
Income before extraordinary items$6,419,000360
Extraordinary gains, net$021
Net income$6,419,000358
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,721,000150
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,590,2001,152
2005-12-31 (YTD Data)Rank
Total interest income$88,880,000407
Total interest expense$36,044,000360
Net interest income$52,836,000436
Provision for loan and lease losses$10,337,000136
Total noninterest income$50,847,000215
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$50,847,000165
Total noninterest expense$76,023,000267
Salaries and employee benefits$36,292,000263
Premises and equipment expense$12,235,000225
Additional noninterest expense$27,496,000270
Pre-tax net operating income$17,323,000599
Securities gains (losses)$22,083,00028
Applicable income taxes$14,212,000311
Income before extraordinary items$25,194,000349
Extraordinary gains, net$046
Net income$25,194,000350
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,174,000134
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$11,060,880654
2005-09-30 (YTD Data)Rank
Total interest income$63,842,000410
Total interest expense$24,903,000362
Net interest income$38,939,000440
Provision for loan and lease losses$7,137,000143
Total noninterest income$38,216,000219
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$38,216,000172
Total noninterest expense$55,877,000275
Salaries and employee benefits$26,155,000274
Premises and equipment expense$9,286,000219
Additional noninterest expense$20,436,000268
Pre-tax net operating income$14,141,000562
Securities gains (losses)$15,440,00032
Applicable income taxes$10,731,000315
Income before extraordinary items$18,850,000351
Extraordinary gains, net$035
Net income$18,850,000352
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,046,000134
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$8,968,400607
2005-06-30 (YTD Data)Rank
Total interest income$40,960,000414
Total interest expense$15,101,000367
Net interest income$25,859,000439
Provision for loan and lease losses$4,950,000122
Total noninterest income$24,911,000218
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0116
Additional Noninterest Income$24,911,000174
Total noninterest expense$36,334,000274
Salaries and employee benefits$16,517,000289
Premises and equipment expense$6,252,000216
Additional noninterest expense$13,565,000264
Pre-tax net operating income$9,486,000550
Securities gains (losses)$8,320,00049
Applicable income taxes$6,432,000337
Income before extraordinary items$11,374,000375
Extraordinary gains, net$030
Net income$11,374,000375
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,068,000123
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$6,049,200586
2005-03-31 (YTD Data)Rank
Total interest income$19,231,000424
Total interest expense$6,847,000379
Net interest income$12,384,000447
Provision for loan and lease losses$2,450,000125
Total noninterest income$11,858,000222
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$11,858,000178
Total noninterest expense$17,523,000282
Salaries and employee benefits$7,794,000304
Premises and equipment expense$3,192,000218
Additional noninterest expense$6,537,000266
Pre-tax net operating income$4,269,000592
Securities gains (losses)$3,272,00052
Applicable income taxes$2,734,000372
Income before extraordinary items$4,807,000415
Extraordinary gains, net$024
Net income$4,807,000415
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,552,000128
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,712,920642
2004-12-31 (YTD Data)Rank
Total interest income$62,266,000471
Total interest expense$15,555,000532
Net interest income$46,711,000448
Provision for loan and lease losses$7,675,000179
Total noninterest income$47,357,000225
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$47,357,000173
Total noninterest expense$65,206,000298
Salaries and employee benefits$28,965,000316
Premises and equipment expense$12,592,000218
Additional noninterest expense$23,649,000300
Pre-tax net operating income$21,187,000476
Securities gains (losses)$8,819,00071
Applicable income taxes$10,890,000351
Income before extraordinary items$19,116,000403
Extraordinary gains, net$034
Net income$19,116,000404
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,270,000180
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$13,471,840510
2004-09-30 (YTD Data)Rank
Total interest income$45,235,000479
Total interest expense$10,113,000598
Net interest income$35,122,000444
Provision for loan and lease losses$5,725,000187
Total noninterest income$35,755,000233
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$35,755,000186
Total noninterest expense$49,031,000300
Salaries and employee benefits$21,565,000322
Premises and equipment expense$9,326,000221
Additional noninterest expense$18,140,000293
Pre-tax net operating income$16,121,000468
Securities gains (losses)$7,156,00077
Applicable income taxes$8,554,000337
Income before extraordinary items$14,723,000394
Extraordinary gains, net$026
Net income$14,723,000395
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,213,000185
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$10,143,160496
2004-06-30 (YTD Data)Rank
Total interest income$29,057,000493
Total interest expense$5,715,000694
Net interest income$23,342,000446
Provision for loan and lease losses$3,775,000193
Total noninterest income$24,003,000236
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$24,003,000188
Total noninterest expense$30,902,000305
Salaries and employee benefits$13,846,000334
Premises and equipment expense$6,032,000226
Additional noninterest expense$11,024,000306
Pre-tax net operating income$12,668,000410
Securities gains (losses)$3,658,000111
Applicable income taxes$6,013,000328
Income before extraordinary items$10,313,000375
Extraordinary gains, net$021
Net income$10,313,000374
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,302,000191
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$7,971,880432
2004-03-31 (YTD Data)Rank
Total interest income$13,101,000542
Total interest expense$2,521,000802
Net interest income$10,580,000485
Provision for loan and lease losses$1,925,000195
Total noninterest income$10,223,000242
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$10,223,000198
Total noninterest expense$15,163,000312
Salaries and employee benefits$6,514,000360
Premises and equipment expense$2,915,000235
Additional noninterest expense$5,734,000290
Pre-tax net operating income$3,715,000608
Securities gains (losses)$2,059,000113
Applicable income taxes$2,094,000424
Income before extraordinary items$3,680,000489
Extraordinary gains, net$016
Net income$3,680,000488
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,762,000189
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,362,240655
2003-12-31 (YTD Data)Rank
Total interest income$55,463,000518
Total interest expense$11,634,000760
Net interest income$43,829,000461
Provision for loan and lease losses$10,940,000187
Total noninterest income$46,322,000239
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0160
Additional Noninterest Income$46,322,000196
Total noninterest expense$55,004,000346
Salaries and employee benefits$20,095,000447
Premises and equipment expense$13,108,000211
Additional noninterest expense$21,801,000316
Pre-tax net operating income$24,207,000411
Securities gains (losses)$9,145,000116
Applicable income taxes$12,148,000316
Income before extraordinary items$21,204,000369
Extraordinary gains, net$054
Net income$21,204,000370
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,685,000254
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$15,351,200436
2003-09-30 (YTD Data)Rank
Total interest income$43,596,000507
Total interest expense$9,152,000750
Net interest income$34,444,000453
Provision for loan and lease losses$8,355,000196
Total noninterest income$36,015,000239
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$36,015,000196
Total noninterest expense$41,471,000346
Salaries and employee benefits$15,562,000447
Premises and equipment expense$10,227,000209
Additional noninterest expense$15,682,000332
Pre-tax net operating income$20,633,000385
Securities gains (losses)$7,828,000121
Applicable income taxes$10,577,000300
Income before extraordinary items$17,884,000350
Extraordinary gains, net$040
Net income$17,884,000351
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,860,000279
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$12,874,080411
2003-06-30 (YTD Data)Rank
Total interest income$29,528,000506
Total interest expense$6,479,000737
Net interest income$23,049,000456
Provision for loan and lease losses$4,780,000216
Total noninterest income$20,589,000255
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0150
Additional Noninterest Income$20,589,000207
Total noninterest expense$27,912,000345
Salaries and employee benefits$10,207,000455
Premises and equipment expense$6,540,000215
Additional noninterest expense$11,165,000317
Pre-tax net operating income$10,946,000456
Securities gains (losses)$5,872,000131
Applicable income taxes$6,206,000336
Income before extraordinary items$10,612,000383
Extraordinary gains, net$030
Net income$10,612,000384
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,466,000287
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$6,853,920494
2003-03-31 (YTD Data)Rank
Total interest income$14,909,000509
Total interest expense$3,381,000720
Net interest income$11,528,000463
Provision for loan and lease losses$2,105,000236
Total noninterest income$10,060,000261
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$10,060,000209
Total noninterest expense$13,979,000345
Salaries and employee benefits$5,050,000455
Premises and equipment expense$3,227,000227
Additional noninterest expense$5,702,000307
Pre-tax net operating income$5,504,000452
Securities gains (losses)$2,686,000124
Applicable income taxes$3,004,000348
Income before extraordinary items$5,186,000375
Extraordinary gains, net$021
Net income$5,186,000375
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$699,000391
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$3,466,960483
2002-12-31 (YTD Data)Rank
Total interest income$47,475,000647
Total interest expense$17,090,000668
Net interest income$30,385,000628
Provision for loan and lease losses$1,382,0001,011
Total noninterest income$30,385,000300
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$30,385,000237
Total noninterest expense$50,368,000371
Salaries and employee benefits$16,985,000507
Premises and equipment expense$7,037,000355
Additional noninterest expense$26,346,000285
Pre-tax net operating income$9,020,000949
Securities gains (losses)$9,957,000106
Applicable income taxes$7,079,000457
Income before extraordinary items$11,898,000558
Extraordinary gains, net$070
Net income$11,898,000560
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,085,000889
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,525,5201,090
2001-12-31 (YTD Data)Rank
Total interest income$54,279,000653
Total interest expense$31,353,000556
Net interest income$22,926,000770
Provision for loan and lease losses$2,480,000589
Total noninterest income$25,036,000330
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$25,036,000264
Total noninterest expense$47,693,000378
Salaries and employee benefits$15,356,000516
Premises and equipment expense$6,523,000364
Additional noninterest expense$25,814,000297
Pre-tax net operating income$-2,211,0009,496
Securities gains (losses)$8,802,00094
Applicable income taxes$2,807,000887
Income before extraordinary items$3,784,0001,432
Extraordinary gains, net$70,00070
Net income$3,854,0001,410
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,624,000389
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$-1,849,2809,488
2000-12-31 (YTD Data)Rank
Total interest income$37,182,000953
Total interest expense$25,730,000706
Net interest income$11,452,0001,538
Provision for loan and lease losses$2,644,000502
Total noninterest income$26,495,000314
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$26,495,000246
Total noninterest expense$37,900,000436
Salaries and employee benefits$15,243,000483
Premises and equipment expense$6,609,000350
Additional noninterest expense$16,048,000415
Pre-tax net operating income$-2,597,0009,840
Securities gains (losses)$2,454,00081
Applicable income taxes$-1,689,0009,858
Income before extraordinary items$1,546,0003,177
Extraordinary gains, net$038
Net income$1,546,0003,175
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$287,0001,880
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$-24,5609,179
1999-12-31 (YTD Data)Rank
Total interest income$25,137,0001,294
Total interest expense$15,167,0001,008
Net interest income$9,970,0001,747
Provision for loan and lease losses$244,0003,101
Total noninterest income$15,998,000463
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$15,998,000346
Total noninterest expense$24,246,000655
Salaries and employee benefits$10,790,000661
Premises and equipment expense$3,334,000642
Additional noninterest expense$10,122,000603
Pre-tax net operating income$1,478,0004,138
Securities gains (losses)$1,448,000168
Applicable income taxes$1,398,0001,688
Income before extraordinary items$1,528,0003,192
Extraordinary gains, net$2,271,0005
Net income$3,799,0001,404
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$712,000918
Cash dividends$45,0006,667
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$601,2805,868
1998-12-31 (YTD Data)Rank
Total interest income$32,789,0001,004
Total interest expense$20,745,000787
Net interest income$12,044,0001,401
Provision for loan and lease losses$235,0003,172
Total noninterest income$3,519,0001,186
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$3,519,000821
Total noninterest expense$10,978,0001,204
Salaries and employee benefits$4,215,0001,573
Premises and equipment expense$2,054,000941
Additional noninterest expense$4,709,000990
Pre-tax net operating income$4,350,0001,692
Securities gains (losses)$-1,0009,769
Applicable income taxes$1,888,0001,335
Income before extraordinary items$2,461,0002,117
Extraordinary gains, net$-560,00010,452
Net income$1,901,0002,676
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$948,000787
Cash dividends$2,250,0001,214
Sale, conversion, retirement of capital stock, net$-316,00010,378
Net operating income$2,461,6402,050
1997-12-31 (YTD Data)Rank
Total interest income$75,256,000501
Total interest expense$46,337,000416
Net interest income$28,919,000632
Provision for loan and lease losses$380,0002,180
Total noninterest income$9,147,000609
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$9,147,000439
Total noninterest expense$21,826,000692
Salaries and employee benefits$10,861,000640
Premises and equipment expense$3,876,000550
Additional noninterest expense$7,089,000754
Pre-tax net operating income$15,860,000554
Securities gains (losses)$29,0001,652
Applicable income taxes$5,599,000569
Income before extraordinary items$10,290,000588
Extraordinary gains, net$044
Net income$10,290,000588
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$311,0001,914
Cash dividends$8,875,000401
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$10,271,150566
1996-12-31 (YTD Data)Rank
Total interest income$73,045,000550
Total interest expense$44,555,000462
Net interest income$28,490,000682
Provision for loan and lease losses$440,0001,926
Total noninterest income$8,126,000679
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$8,126,000486
Total noninterest expense$32,195,000529
Salaries and employee benefits$10,233,000688
Premises and equipment expense$3,741,000595
Additional noninterest expense$18,221,000437
Pre-tax net operating income$3,981,0001,807
Securities gains (losses)$55,0001,274
Applicable income taxes$1,074,0002,194
Income before extraordinary items$2,962,0001,678
Extraordinary gains, net$053
Net income$2,962,0001,679
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$917,000955
Cash dividends$8,375,000481
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,921,8501,668
1995-12-31 (YTD Data)Rank
Total interest income$69,868,000595
Total interest expense$42,492,000508
Net interest income$27,376,000725
Provision for loan and lease losses$400,0001,857
Total noninterest income$5,199,000939
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$5,199,000646
Total noninterest expense$20,602,000769
Salaries and employee benefits$8,672,000810
Premises and equipment expense$3,101,000736
Additional noninterest expense$8,829,000740
Pre-tax net operating income$11,573,000735
Securities gains (losses)$-140,00011,599
Applicable income taxes$3,984,000726
Income before extraordinary items$7,449,000775
Extraordinary gains, net$065
Net income$7,449,000775
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$974,000896
Cash dividends$7,624,000468
Sale, conversion, retirement of capital stock, netNANA
Net operating income$7,540,000752
1994-12-31 (YTD Data)Rank
Total interest income$53,811,000656
Total interest expense$30,215,000528
Net interest income$23,596,000807
Provision for loan and lease losses$720,0001,182
Total noninterest income$5,068,000917
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$-47,0004,845
Additional Noninterest Income$5,115,000635
Total noninterest expense$16,180,000952
Salaries and employee benefits$8,166,000835
Premises and equipment expense$3,008,000762
Additional noninterest expense$5,006,0001,179
Pre-tax net operating income$11,764,000698
Securities gains (losses)$52,0001,128
Applicable income taxes$3,935,000692
Income before extraordinary items$7,881,000697
Extraordinary gains, net$0249
Net income$7,881,000699
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$402,0001,590
Cash dividends$20,600,000209
Sale, conversion, retirement of capital stock, net$22,672,00056
Net operating income$7,846,160711
1993-12-31 (YTD Data)Rank
Total interest income$38,417,000863
Total interest expense$24,196,000608
Net interest income$14,221,0001,266
Provision for loan and lease losses$720,0001,621
Total noninterest income$8,550,000679
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$8,550,000468
Total noninterest expense$13,190,0001,183
Salaries and employee benefits$7,039,000960
Premises and equipment expense$2,367,000936
Additional noninterest expense$3,784,0001,598
Pre-tax net operating income$8,861,000832
Securities gains (losses)$07,477
Applicable income taxes$1,943,0001,235
Income before extraordinary items$6,918,000756
Extraordinary gains, net$03,149
Net income$6,918,000785
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-30,00012,362
Cash dividends$5,070,000469
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$6,918,000699
1992-12-31 (YTD Data)Rank
Total interest income$42,839,000888
Total interest expense$24,144,000781
Net interest income$18,695,000993
Provision for loan and lease losses$460,0003,175
Total noninterest income$3,639,0001,234
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$3,639,000839
Total noninterest expense$12,738,0001,241
Salaries and employee benefits$6,471,0001,044
Premises and equipment expense$2,302,000991
Additional noninterest expense$3,965,0001,596
Pre-tax net operating income$9,136,000701
Securities gains (losses)$10,0006,439
Applicable income taxes$3,717,000637
Income before extraordinary items$5,429,000876
Extraordinary gains, net$01,422
Net income$5,429,000880
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-78,00013,651
Cash dividends$3,832,000475
Sale, conversion, retirement of capital stock, net$18,327,00058
Net operating income$5,422,600802

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.