Home > M & I Bank > Net charge- offs to loans
M & I Bank, Net charge- offs to loans
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 10.1685% | 17 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.9697% | 128 |
| Percentage Net Loans Charged-off:Construction & development | 11.6158% | 351 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.2254% | 193 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5698% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 7.0623% | 77 |
| Percentage Net Loans Charged-off: Commercial and industrial | 233.2268% | 1 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0717% | 342 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3268% | 257 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7984% | 1,496 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 16.1785% | 9 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.2400% | 100 |
| Percentage Net Loans Charged-off:Construction & development | 17.5563% | 175 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.9603% | 142 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5650% | 290 |
| All other 1-4 family - Percent of loans charged-off, net | 8.9907% | 59 |
| Percentage Net Loans Charged-off: Commercial and industrial | 310.8523% | 2 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3536% | 322 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5787% | 248 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2198% | 894 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.8649% | 61 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.4355% | 138 |
| Percentage Net Loans Charged-off:Construction & development | 19.6186% | 176 |
| Percentage Net Loans Charged-off: Commercial real estate | -1,500.0000% | 7,473 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.4860% | 266 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0990% | 460 |
| All other 1-4 family - Percent of loans charged-off, net | 5.5644% | 130 |
| Percentage Net Loans Charged-off: Commercial and industrial | 29.5867% | 20 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.8315% | 251 |
| Percentage Net Loans Charged-off: Credit card loans | 6.2929% | 231 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 7.2771% | 57 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.6639% | 121 |
| Percentage Net Loans Charged-off:Construction & development | 22.5182% | 122 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.2607% | 296 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7857% | 516 |
| All other 1-4 family - Percent of loans charged-off, net | 5.4377% | 127 |
| Percentage Net Loans Charged-off: Commercial and industrial | 31.7696% | 23 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.1679% | 216 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6595% | 211 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 8.4372% | 53 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.8699% | 87 |
| Percentage Net Loans Charged-off:Construction & development | 27.9231% | 99 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.7123% | 242 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0968% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 6.0681% | 121 |
| Percentage Net Loans Charged-off: Commercial and industrial | 33.7908% | 28 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.7699% | 210 |
| Percentage Net Loans Charged-off: Credit card loans | 7.3902% | 203 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 8.1467% | 92 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.1840% | 137 |
| Percentage Net Loans Charged-off:Construction & development | 26.6722% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.8932% | 354 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9646% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 4.2471% | 230 |
| Percentage Net Loans Charged-off: Commercial and industrial | 36.7865% | 29 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.4918% | 258 |
| Percentage Net Loans Charged-off: Credit card loans | 7.1732% | 221 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.8964% | 178 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.8883% | 257 |
| Percentage Net Loans Charged-off:Construction & development | 11.1795% | 521 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.2912% | 337 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0189% | 846 |
| All other 1-4 family - Percent of loans charged-off, net | 6.7167% | 117 |
| Percentage Net Loans Charged-off: Commercial and industrial | 11.4025% | 202 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.0387% | 233 |
| Percentage Net Loans Charged-off: Credit card loans | 7.3274% | 247 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.0826% | 218 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.3843% | 268 |
| Percentage Net Loans Charged-off:Construction & development | 8.3108% | 608 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.3059% | 296 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7467% | 848 |
| All other 1-4 family - Percent of loans charged-off, net | 7.1911% | 89 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.9131% | 489 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.9009% | 242 |
| Percentage Net Loans Charged-off: Credit card loans | 7.1472% | 257 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.6052% | 280 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.4248% | 250 |
| Percentage Net Loans Charged-off:Construction & development | 7.2504% | 611 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.5718% | 241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1994% | 1,094 |
| All other 1-4 family - Percent of loans charged-off, net | 8.7705% | 75 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0130% | 3,907 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.8777% | 233 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6451% | 280 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5874% | 529 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0120% | 565 |
| Percentage Net Loans Charged-off:Construction & development | 3.6874% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4681% | 528 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1254% | 759 |
| All other 1-4 family - Percent of loans charged-off, net | 3.5631% | 214 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0250% | 2,741 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.3539% | 331 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0233% | 307 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6789% | 662 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0015% | 926 |
| Percentage Net Loans Charged-off:Construction & development | 1.1688% | 1,465 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9356% | 661 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3187% | 867 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6080% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1616% | 359 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0475% | 274 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4600% | 542 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6889% | 900 |
| Percentage Net Loans Charged-off:Construction & development | 0.6101% | 1,344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7214% | 652 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2279% | 774 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2099% | 349 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1194% | 305 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0172% | 254 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3914% | 462 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5472% | 864 |
| Percentage Net Loans Charged-off:Construction & development | 0.3972% | 1,090 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6117% | 641 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2320% | 622 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9277% | 389 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1881% | 289 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1453% | 239 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2242% | 430 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2365% | 1,132 |
| Percentage Net Loans Charged-off:Construction & development | 0.3225% | 734 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1965% | 1,056 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3914% | 353 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0874% | 1,315 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2080% | 283 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1444% | 219 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0926% | 420 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1658% | 1,557 |
| Percentage Net Loans Charged-off:Construction & development | -0.0006% | 7,588 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2190% | 1,166 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2727% | 480 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1709% | 1,334 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3453% | 254 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0443% | 266 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0685% | 315 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1561% | 1,107 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1975% | 927 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2500% | 367 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1460% | 1,081 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1951% | 257 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8650% | 274 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1175% | 281 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1868% | 796 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2257% | 732 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2745% | 279 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1710% | 812 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1468% | 255 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7938% | 263 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0481% | 301 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2340% | 507 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2693% | 506 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3444% | 185 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1765% | 634 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7253% | 363 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3252% | 332 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7074% | 465 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1346% | 1,058 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1473% | 1,068 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1234% | 414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1782% | 893 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5407% | 8,032 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3400% | 437 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8205% | 402 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6651% | 422 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1180% | 943 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1287% | 982 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1296% | 324 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1274% | 972 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0585% | 7,237 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2657% | 405 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7249% | 407 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6002% | 495 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1115% | 907 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1220% | 931 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1251% | 267 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1181% | 913 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0576% | 7,137 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1646% | 449 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5814% | 425 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5909% | 466 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0471% | 1,041 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0510% | 964 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0635% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0351% | 977 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0397% | 6,963 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3700% | 466 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8378% | 391 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8857% | 368 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1206% | 1,126 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0174% | 8,073 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1276% | 1,195 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1046% | 414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1637% | 1,000 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3198% | 897 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2941% | 262 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7724% | 419 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8309% | 361 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1346% | 909 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0238% | 8,113 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1420% | 972 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1200% | 314 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1791% | 818 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8062% | 578 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9410% | 317 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3862% | 433 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9105% | 356 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1413% | 807 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1482% | 879 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1474% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1498% | 860 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9360% | 357 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0951% | 299 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5546% | 415 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9315% | 355 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1786% | 562 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1863% | 652 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2588% | 146 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0402% | 1,102 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.2303% | 168 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7634% | 426 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1673% | 421 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7511% | 644 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0559% | 2,208 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0571% | 2,094 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0170% | 597 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1304% | 1,333 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6735% | 484 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0008% | 669 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7404% | 592 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0540% | 1,882 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0549% | 1,791 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0224% | 485 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1126% | 1,242 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5472% | 472 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8554% | 680 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7207% | 626 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0335% | 2,019 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0340% | 1,770 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0112% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0735% | 1,339 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3715% | 582 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6556% | 720 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8445% | 521 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0434% | 1,376 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0441% | 1,255 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0186% | 265 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0944% | 934 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6060% | 602 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8892% | 610 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6941% | 975 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0694% | 2,219 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0703% | 2,082 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0359% | 533 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1045% | 1,708 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3450% | 649 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5889% | 983 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6181% | 996 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0702% | 1,860 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0710% | 1,722 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0194% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1150% | 1,342 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1807% | 682 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4548% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5715% | 1,070 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0863% | 1,480 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0874% | 1,357 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0177% | 381 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1394% | 1,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0612% | 762 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3013% | 934 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3177% | 1,696 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1263% | 944 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1277% | 914 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0181% | 263 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2030% | 696 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9242% | 2,100 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9564% | 1,106 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1573% | 4,203 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0896% | 1,936 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0909% | 1,782 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0045% | 605 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1295% | 1,412 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9917% | 689 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1631% | 6,219 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1548% | 1,935 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6585% | 1,202 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1665% | 1,160 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 9.0639% | 27 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0691% | 1,857 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0991% | 418 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0664% | 1,809 |
| Percentage Net Loans Charged-off: Commercial and industrial | 25.1649% | 15 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2913% | 1,604 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1321% | 2,090 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0866% | 4,912 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0703% | 334 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0741% | 331 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2872% | 111 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0607% | 354 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0365% | 394 |
| Percentage Net Loans Charged-off: Credit card loans | 11.4710% | 53 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3257% | 2,144 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3239% | 74 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3572% | 76 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4522% | 75 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3499% | 82 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0814% | 827 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8419% | 538 |
| Percentage Net Loans Charged-off: Credit card loans | 15.0696% | 22 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3195% | 2,321 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0548% | 6,599 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0569% | 482 |
| Percentage Net Loans Charged-off:Construction & development | -0.0556% | 1,281 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0803% | 393 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0874% | 339 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.5069% | 1,395 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2988% | 407 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1666% | 4,580 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1774% | 300 |
| Percentage Net Loans Charged-off:Construction & development | 0.8036% | 83 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5695% | 136 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0071% | 1,379 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0075% | 1,378 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0170% | 1,173 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0879% | 1,507 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1906% | 4,011 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0051% | 980 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0076% | 920 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0079% | 872 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.9754% | 31 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1406% | 1,181 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0871% | 6,009 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0621% | 692 |
| Percentage Net Loans Charged-off:Construction & development | -0.1402% | 1,302 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6361% | 243 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0177% | 1,309 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0061% | 1,315 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0064% | 1,309 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4117% | 380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3514% | 798 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0079% | 11,016 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0105% | 1,387 |
| Percentage Net Loans Charged-off:Construction & development | -0.0100% | 1,315 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0141% | 1,414 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0146% | 1,411 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0271% | 1,178 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2323% | 1,046 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0231% | 12,464 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0180% | 1,516 |
| Percentage Net Loans Charged-off:Construction & development | 0.0177% | 624 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0286% | 1,519 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0297% | 1,513 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0195% | 1,342 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2017% | 1,557 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |