Home > LyndonBank > Assets and Liabilities
LyndonBank, Assets and Liabilities
| 2007-12-31 | Rank | |
| # of Employees: | 61 | 2,810 |
| Assets and Liabilities | ||
| Total Assets: | $148,663,000 | 3,964 |
| Cash and due from depository institutions | $6,160,000 | 2,810 |
| Interest-bearing balances | $404,000 | 3,364 |
| Securities | $23,544,000 | 4,036 |
| Federal funds sold & reverse repurchase agreements | $2,751,000 | 3,632 |
| Net loans & leases | $104,620,000 | 3,826 |
| Loan loss allowance | $787,000 | 4,888 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $4,971,000 | 2,544 |
| Other real estate owned | $0 | 2,810 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $6,617,000 | 2,506 |
| Life insurance assets | $3,559,000 | 1,605 |
| Total liabilities and capital | $148,663,000 | 3,964 |
| Total liabilities | $136,011,000 | 3,876 |
| Total deposits | $120,333,000 | 3,932 |
| Interest-bearing deposits | $99,020,000 | 4,053 |
| Deposits held in domestic offices | $120,333,000 | 3,930 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,532,000 | 1,691 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $8,943,000 | 2,911 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,203,000 | 3,561 |
| Total equity capital | $12,652,000 | 4,730 |
| Total bank equity capital | $12,652,000 | 4,730 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $653,000 | 3,650 |
| Surplus | $2,138,000 | 5,555 |
| Undivided profits | $9,861,000 | 3,199 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $769,000 | 3,825 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $142,000 | 659 |
| Income earned, not collected on loans | $424,000 | 6,474 |
| Earning assets | $131,319,000 | 4,050 |
| Long-term assets (5+ years) | $68,847,000 | 1,560 |
| Average Assets, year-to-date | $156,508,800 | 3,704 |
| Average Assets, quarterly | $152,647,000 | 3,856 |
| Volatile liabilities | $32,079,000 | 3,644 |
| Insider loans | $3,586,000 | 2,036 |
| FHLB advances | $8,000,000 | 2,901 |
| Loans and leases held for sale | $130,000 | 1,579 |
| Unused loan commitments | $20,106,000 | 3,358 |
| Tier 1 (core) risk-based capital | $12,749,000 | 4,570 |
| Tier 2 risk-based capital | $787,000 | 4,706 |
| Total risk weighted assets | $104,566,000 | 3,965 |
| Total unused commitments | $20,106,000 | 3,360 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 63 | 2,727 |
| Assets and Liabilities | ||
| Total Assets: | $156,631,000 | 3,782 |
| Cash and due from depository institutions | $4,890,000 | 2,727 |
| Interest-bearing balances | $396,000 | 3,259 |
| Securities | $24,330,000 | 3,974 |
| Federal funds sold & reverse repurchase agreements | $3,901,000 | 3,023 |
| Net loans & leases | $111,980,000 | 3,601 |
| Loan loss allowance | $971,000 | 4,263 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $5,124,000 | 2,427 |
| Other real estate owned | $0 | 2,727 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $6,406,000 | 2,541 |
| Life insurance assets | $3,527,000 | 1,577 |
| Total liabilities and capital | $156,631,000 | 3,782 |
| Total liabilities | $142,399,000 | 3,724 |
| Total deposits | $123,180,000 | 3,870 |
| Interest-bearing deposits | $103,122,000 | 3,914 |
| Deposits held in domestic offices | $123,180,000 | 3,868 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,979,000 | 1,600 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $12,950,000 | 2,288 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $290,000 | 6,931 |
| Total equity capital | $14,232,000 | 4,342 |
| Total bank equity capital | $14,232,000 | 4,342 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $653,000 | 3,637 |
| Surplus | $2,138,000 | 5,535 |
| Undivided profits | $11,441,000 | 2,879 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $621,000 | 3,959 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $36,000 | 958 |
| Income earned, not collected on loans | $500,000 | 6,310 |
| Earning assets | $140,607,000 | 3,855 |
| Long-term assets (5+ years) | $68,714,000 | 1,525 |
| Average Assets, year-to-date | $158,470,250 | 3,665 |
| Average Assets, quarterly | $158,109,500 | 3,718 |
| Volatile liabilities | $36,672,000 | 3,264 |
| Insider loans | $3,614,000 | 1,986 |
| FHLB advances | $12,000,000 | 2,240 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $19,603,000 | 3,446 |
| Tier 1 (core) risk-based capital | $14,551,000 | 4,181 |
| Tier 2 risk-based capital | $971,000 | 4,079 |
| Total risk weighted assets | $113,044,000 | 3,741 |
| Total unused commitments | $19,603,000 | 3,447 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 68 | 2,595 |
| Assets and Liabilities | ||
| Total Assets: | $159,588,000 | 3,713 |
| Cash and due from depository institutions | $4,564,000 | 2,595 |
| Interest-bearing balances | $350,000 | 3,412 |
| Securities | $25,023,000 | 3,874 |
| Federal funds sold & reverse repurchase agreements | $8,601,000 | 1,796 |
| Net loans & leases | $109,805,000 | 3,636 |
| Loan loss allowance | $944,000 | 4,349 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $5,203,000 | 2,392 |
| Other real estate owned | $0 | 2,595 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $6,392,000 | 2,539 |
| Life insurance assets | $3,494,000 | 1,584 |
| Total liabilities and capital | $159,588,000 | 3,713 |
| Total liabilities | $145,637,000 | 3,654 |
| Total deposits | $125,102,000 | 3,817 |
| Interest-bearing deposits | $107,237,000 | 3,797 |
| Deposits held in domestic offices | $125,102,000 | 3,815 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,085,000 | 1,427 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $12,957,000 | 2,204 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $493,000 | 5,582 |
| Total equity capital | $13,951,000 | 4,331 |
| Total bank equity capital | $13,951,000 | 4,331 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $653,000 | 3,654 |
| Surplus | $2,138,000 | 5,546 |
| Undivided profits | $11,160,000 | 2,872 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $542,000 | 4,006 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $40,000 | 948 |
| Income earned, not collected on loans | $470,000 | 6,280 |
| Earning assets | $143,779,000 | 3,767 |
| Long-term assets (5+ years) | $70,386,000 | 1,484 |
| Average Assets, year-to-date | $159,083,330 | 3,683 |
| Average Assets, quarterly | $158,770,500 | 3,705 |
| Volatile liabilities | $39,180,000 | 3,067 |
| Insider loans | $3,390,000 | 2,107 |
| FHLB advances | $12,000,000 | 2,155 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $20,825,000 | 3,318 |
| Tier 1 (core) risk-based capital | $14,504,000 | 4,168 |
| Tier 2 risk-based capital | $944,000 | 4,165 |
| Total risk weighted assets | $111,808,000 | 3,748 |
| Total unused commitments | $20,825,000 | 3,318 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 68 | 2,566 |
| Assets and Liabilities | ||
| Total Assets: | $157,953,000 | 3,746 |
| Cash and due from depository institutions | $3,887,000 | 2,566 |
| Interest-bearing balances | $297,000 | 3,642 |
| Securities | $26,405,000 | 3,760 |
| Federal funds sold & reverse repurchase agreements | $1,801,000 | 5,182 |
| Net loans & leases | $114,409,000 | 3,490 |
| Loan loss allowance | $1,114,000 | 3,875 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,307,000 | 2,321 |
| Other real estate owned | $0 | 2,566 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $6,144,000 | 2,568 |
| Life insurance assets | $3,462,000 | 1,576 |
| Total liabilities and capital | $157,953,000 | 3,746 |
| Total liabilities | $143,642,000 | 3,696 |
| Total deposits | $125,440,000 | 3,819 |
| Interest-bearing deposits | $108,566,000 | 3,773 |
| Deposits held in domestic offices | $125,440,000 | 3,817 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,803,000 | 1,584 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $12,965,000 | 2,124 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $434,000 | 5,905 |
| Total equity capital | $14,311,000 | 4,263 |
| Total bank equity capital | $14,311,000 | 4,263 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $653,000 | 3,653 |
| Surplus | $2,138,000 | 5,532 |
| Undivided profits | $11,520,000 | 2,860 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $710,000 | 3,376 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $42,000 | 960 |
| Income earned, not collected on loans | $478,000 | 6,086 |
| Earning assets | $142,912,000 | 3,799 |
| Long-term assets (5+ years) | $71,704,000 | 1,431 |
| Average Assets, year-to-date | $158,831,000 | 3,701 |
| Average Assets, quarterly | $158,831,000 | 3,701 |
| Volatile liabilities | $37,528,000 | 3,125 |
| Insider loans | $3,428,000 | 2,032 |
| FHLB advances | $12,000,000 | 2,093 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $19,485,000 | 3,439 |
| Tier 1 (core) risk-based capital | $14,547,000 | 4,127 |
| Tier 2 risk-based capital | $1,114,000 | 3,711 |
| Total risk weighted assets | $114,224,000 | 3,650 |
| Total unused commitments | $19,485,000 | 3,439 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 61 | 2,843 |
| Assets and Liabilities | ||
| Total Assets: | $159,709,000 | 3,701 |
| Cash and due from depository institutions | $5,215,000 | 2,843 |
| Interest-bearing balances | $317,000 | 3,557 |
| Securities | $33,944,000 | 3,174 |
| Federal funds sold & reverse repurchase agreements | $1,000 | 6,394 |
| Net loans & leases | $109,462,000 | 3,597 |
| Loan loss allowance | $1,119,000 | 3,838 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $5,070,000 | 2,376 |
| Other real estate owned | $0 | 2,843 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $6,017,000 | 2,615 |
| Life insurance assets | $3,432,000 | 1,558 |
| Total liabilities and capital | $159,709,000 | 3,701 |
| Total liabilities | $145,378,000 | 3,654 |
| Total deposits | $122,391,000 | 3,856 |
| Interest-bearing deposits | $101,892,000 | 3,893 |
| Deposits held in domestic offices | $122,391,000 | 3,854 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,382,000 | 1,714 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $18,171,000 | 1,815 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $434,000 | 5,847 |
| Total equity capital | $14,331,000 | 4,189 |
| Total bank equity capital | $14,331,000 | 4,189 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $653,000 | 3,659 |
| Surplus | $2,138,000 | 5,516 |
| Undivided profits | $11,540,000 | 2,810 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $477,000 | 3,964 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $42,000 | 914 |
| Income earned, not collected on loans | $464,000 | 6,318 |
| Earning assets | $143,724,000 | 3,733 |
| Long-term assets (5+ years) | $77,052,000 | 1,343 |
| Average Assets, year-to-date | $152,583,400 | 3,706 |
| Average Assets, quarterly | $157,374,000 | 3,704 |
| Volatile liabilities | $40,406,000 | 3,092 |
| Insider loans | $3,457,000 | 1,997 |
| FHLB advances | $17,200,000 | 1,784 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $23,312,000 | 3,036 |
| Tier 1 (core) risk-based capital | $14,560,000 | 4,068 |
| Tier 2 risk-based capital | $1,119,000 | 3,681 |
| Total risk weighted assets | $112,285,000 | 3,659 |
| Total unused commitments | $23,312,000 | 3,037 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 65 | 2,707 |
| Assets and Liabilities | ||
| Total Assets: | $155,039,000 | 3,750 |
| Cash and due from depository institutions | $4,400,000 | 2,707 |
| Interest-bearing balances | $196,000 | 4,083 |
| Securities | $34,579,000 | 3,171 |
| Federal funds sold & reverse repurchase agreements | $3,601,000 | 2,973 |
| Net loans & leases | $101,879,000 | 3,780 |
| Loan loss allowance | $1,146,000 | 3,814 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,700,000 | 2,500 |
| Other real estate owned | $0 | 2,707 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $5,880,000 | 2,668 |
| Life insurance assets | $3,400,000 | 1,529 |
| Total liabilities and capital | $155,039,000 | 3,750 |
| Total liabilities | $140,750,000 | 3,702 |
| Total deposits | $125,630,000 | 3,740 |
| Interest-bearing deposits | $103,709,000 | 3,801 |
| Deposits held in domestic offices | $125,630,000 | 3,736 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,699,000 | 1,468 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $7,977,000 | 2,998 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $444,000 | 5,874 |
| Total equity capital | $14,289,000 | 4,178 |
| Total bank equity capital | $14,289,000 | 4,178 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $653,000 | 3,682 |
| Surplus | $2,138,000 | 5,521 |
| Undivided profits | $11,498,000 | 2,821 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $417,000 | 4,228 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $44,000 | 938 |
| Income earned, not collected on loans | $423,000 | 6,597 |
| Earning assets | $140,255,000 | 3,780 |
| Long-term assets (5+ years) | $69,662,000 | 1,442 |
| Average Assets, year-to-date | $150,802,000 | 3,733 |
| Average Assets, quarterly | $153,905,000 | 3,735 |
| Volatile liabilities | $26,372,000 | 4,033 |
| Insider loans | $3,255,000 | 2,068 |
| FHLB advances | $7,000,000 | 3,001 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $24,182,000 | 3,018 |
| Tier 1 (core) risk-based capital | $14,555,000 | 4,045 |
| Tier 2 risk-based capital | $1,146,000 | 3,620 |
| Total risk weighted assets | $106,367,000 | 3,792 |
| Total unused commitments | $24,182,000 | 3,018 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 66 | 2,673 |
| Assets and Liabilities | ||
| Total Assets: | $152,771,000 | 3,750 |
| Cash and due from depository institutions | $4,313,000 | 2,673 |
| Interest-bearing balances | $452,000 | 3,208 |
| Securities | $34,758,000 | 3,147 |
| Federal funds sold & reverse repurchase agreements | $1,001,000 | 4,497 |
| Net loans & leases | $102,528,000 | 3,737 |
| Loan loss allowance | $1,157,000 | 3,771 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $4,028,000 | 2,819 |
| Other real estate owned | $0 | 2,673 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $6,143,000 | 2,547 |
| Life insurance assets | $3,370,000 | 1,508 |
| Total liabilities and capital | $152,771,000 | 3,750 |
| Total liabilities | $139,046,000 | 3,695 |
| Total deposits | $122,171,000 | 3,785 |
| Interest-bearing deposits | $102,977,000 | 3,786 |
| Deposits held in domestic offices | $122,171,000 | 3,782 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,591,000 | 1,316 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $7,887,000 | 3,039 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $397,000 | 5,842 |
| Total equity capital | $13,725,000 | 4,181 |
| Total bank equity capital | $13,725,000 | 4,181 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $653,000 | 3,681 |
| Surplus | $2,134,000 | 5,518 |
| Undivided profits | $10,938,000 | 2,802 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $267,000 | 4,795 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $424,000 | 6,325 |
| Earning assets | $138,739,000 | 3,767 |
| Long-term assets (5+ years) | $66,805,000 | 1,478 |
| Average Assets, year-to-date | $149,389,670 | 3,762 |
| Average Assets, quarterly | $150,755,500 | 3,763 |
| Volatile liabilities | $26,844,000 | 3,927 |
| Insider loans | $2,791,000 | 2,287 |
| FHLB advances | $7,415,000 | 2,988 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $21,556,000 | 3,237 |
| Tier 1 (core) risk-based capital | $14,430,000 | 3,998 |
| Tier 2 risk-based capital | $1,157,000 | 3,564 |
| Total risk weighted assets | $108,858,000 | 3,696 |
| Total unused commitments | $21,556,000 | 3,238 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 64 | 2,743 |
| Assets and Liabilities | ||
| Total Assets: | $148,740,000 | 3,797 |
| Cash and due from depository institutions | $4,328,000 | 2,743 |
| Interest-bearing balances | $456,000 | 3,334 |
| Securities | $36,150,000 | 3,094 |
| Federal funds sold & reverse repurchase agreements | $3,651,000 | 3,230 |
| Net loans & leases | $95,228,000 | 3,859 |
| Loan loss allowance | $1,146,000 | 3,780 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,688,000 | 2,975 |
| Other real estate owned | $0 | 2,743 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $5,695,000 | 2,635 |
| Life insurance assets | $3,341,000 | 1,474 |
| Total liabilities and capital | $148,740,000 | 3,797 |
| Total liabilities | $134,698,000 | 3,759 |
| Total deposits | $120,322,000 | 3,815 |
| Interest-bearing deposits | $101,714,000 | 3,824 |
| Deposits held in domestic offices | $120,322,000 | 3,811 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,688,000 | 1,400 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $7,415,000 | 3,008 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $273,000 | 6,564 |
| Total equity capital | $14,042,000 | 4,058 |
| Total bank equity capital | $14,042,000 | 4,058 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $653,000 | 3,669 |
| Surplus | $2,131,000 | 5,464 |
| Undivided profits | $11,258,000 | 2,761 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $256,000 | 4,889 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $369,000 | 6,552 |
| Earning assets | $135,485,000 | 3,806 |
| Long-term assets (5+ years) | $60,473,000 | 1,577 |
| Average Assets, year-to-date | $147,699,000 | 3,793 |
| Average Assets, quarterly | $147,699,000 | 3,793 |
| Volatile liabilities | $24,155,000 | 4,052 |
| Insider loans | $2,909,000 | 2,193 |
| FHLB advances | $7,415,000 | 2,900 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $24,378,000 | 2,972 |
| Tier 1 (core) risk-based capital | $14,438,000 | 3,939 |
| Tier 2 risk-based capital | $1,146,000 | 3,574 |
| Total risk weighted assets | $100,854,000 | 3,834 |
| Total unused commitments | $24,378,000 | 2,972 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 61 | 2,863 |
| Assets and Liabilities | ||
| Total Assets: | $146,658,000 | 3,811 |
| Cash and due from depository institutions | $5,100,000 | 2,863 |
| Interest-bearing balances | $388,000 | 3,608 |
| Securities | $36,984,000 | 3,009 |
| Federal funds sold & reverse repurchase agreements | $3,451,000 | 3,108 |
| Net loans & leases | $91,593,000 | 3,944 |
| Loan loss allowance | $1,161,000 | 3,715 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,651,000 | 2,970 |
| Other real estate owned | $0 | 2,863 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $5,879,000 | 2,543 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $146,658,000 | 3,811 |
| Total liabilities | $132,748,000 | 3,782 |
| Total deposits | $119,510,000 | 3,803 |
| Interest-bearing deposits | $99,480,000 | 3,822 |
| Deposits held in domestic offices | $119,510,000 | 3,799 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,012,000 | 1,634 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $7,830,000 | 3,041 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $396,000 | 5,648 |
| Total equity capital | $13,910,000 | 4,062 |
| Total bank equity capital | $13,910,000 | 4,062 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $653,000 | 3,685 |
| Surplus | $2,126,000 | 5,455 |
| Undivided profits | $11,131,000 | 2,781 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $256,000 | 4,954 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $348,000 | 6,776 |
| Earning assets | $132,416,000 | 3,849 |
| Long-term assets (5+ years) | $59,145,000 | 1,570 |
| Average Assets, year-to-date | $151,349,600 | 3,582 |
| Average Assets, quarterly | $149,795,000 | 3,708 |
| Volatile liabilities | $22,172,000 | 4,191 |
| Insider loans | $2,916,000 | 2,166 |
| FHLB advances | $7,830,000 | 2,910 |
| Loans and leases held for sale | $320,000 | 1,301 |
| Unused loan commitments | $23,744,000 | 2,969 |
| Tier 1 (core) risk-based capital | $14,241,000 | 3,932 |
| Tier 2 risk-based capital | $1,161,000 | 3,513 |
| Total risk weighted assets | $96,498,000 | 3,941 |
| Total unused commitments | $23,744,000 | 2,971 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 58 | 2,957 |
| Assets and Liabilities | ||
| Total Assets: | $152,932,000 | 3,636 |
| Cash and due from depository institutions | $6,500,000 | 2,957 |
| Interest-bearing balances | $434,000 | 3,597 |
| Securities | $36,226,000 | 3,046 |
| Federal funds sold & reverse repurchase agreements | $2,601,000 | 3,339 |
| Net loans & leases | $98,310,000 | 3,715 |
| Loan loss allowance | $1,160,000 | 3,689 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,603,000 | 2,953 |
| Other real estate owned | $0 | 2,957 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $5,692,000 | 2,563 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $152,932,000 | 3,636 |
| Total liabilities | $138,916,000 | 3,586 |
| Total deposits | $123,428,000 | 3,646 |
| Interest-bearing deposits | $102,543,000 | 3,684 |
| Deposits held in domestic offices | $123,428,000 | 3,642 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,300,000 | 1,462 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $8,830,000 | 2,900 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $358,000 | 5,999 |
| Total equity capital | $14,016,000 | 4,011 |
| Total bank equity capital | $14,016,000 | 4,011 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $653,000 | 3,675 |
| Surplus | $2,126,000 | 5,420 |
| Undivided profits | $11,237,000 | 2,776 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $23,000 | 7,231 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $359,000 | 6,729 |
| Earning assets | $137,571,000 | 3,683 |
| Long-term assets (5+ years) | $57,083,000 | 1,592 |
| Average Assets, year-to-date | $152,522,500 | 3,544 |
| Average Assets, quarterly | $153,319,500 | 3,581 |
| Volatile liabilities | $23,054,000 | 4,045 |
| Insider loans | $3,142,000 | 2,023 |
| FHLB advances | $8,830,000 | 2,766 |
| Loans and leases held for sale | $194,000 | 1,553 |
| Unused loan commitments | $18,842,000 | 3,378 |
| Tier 1 (core) risk-based capital | $14,098,000 | 3,910 |
| Tier 2 risk-based capital | $1,160,000 | 3,486 |
| Total risk weighted assets | $102,754,000 | 3,714 |
| Total unused commitments | $18,842,000 | 3,381 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 58 | 2,951 |
| Assets and Liabilities | ||
| Total Assets: | $153,707,000 | 3,558 |
| Cash and due from depository institutions | $5,197,000 | 2,951 |
| Interest-bearing balances | $301,000 | 3,862 |
| Securities | $36,032,000 | 3,107 |
| Federal funds sold & reverse repurchase agreements | $4,206,000 | 2,375 |
| Net loans & leases | $99,258,000 | 3,615 |
| Loan loss allowance | $1,160,000 | 3,635 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,542,000 | 2,942 |
| Other real estate owned | $0 | 2,951 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $5,472,000 | 2,554 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $153,707,000 | 3,558 |
| Total liabilities | $139,777,000 | 3,520 |
| Total deposits | $120,517,000 | 3,664 |
| Interest-bearing deposits | $100,979,000 | 3,673 |
| Deposits held in domestic offices | $120,517,000 | 3,661 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,606,000 | 1,432 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $12,245,000 | 2,341 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $409,000 | 5,384 |
| Total equity capital | $13,930,000 | 3,965 |
| Total bank equity capital | $13,930,000 | 3,965 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $653,000 | 3,663 |
| Surplus | $2,126,000 | 5,398 |
| Undivided profits | $11,151,000 | 2,760 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $26,000 | 7,156 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $350,000 | 6,542 |
| Earning assets | $139,797,000 | 3,587 |
| Long-term assets (5+ years) | $56,302,000 | 1,630 |
| Average Assets, year-to-date | $152,386,000 | 3,523 |
| Average Assets, quarterly | $151,491,000 | 3,574 |
| Volatile liabilities | $22,554,000 | 3,973 |
| Insider loans | $3,331,000 | 1,866 |
| FHLB advances | $12,245,000 | 2,221 |
| Loans and leases held for sale | $160,000 | 1,598 |
| Unused loan commitments | $18,636,000 | 3,344 |
| Tier 1 (core) risk-based capital | $13,911,000 | 3,864 |
| Tier 2 risk-based capital | $1,160,000 | 3,434 |
| Total risk weighted assets | $102,885,000 | 3,640 |
| Total unused commitments | $18,636,000 | 3,345 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 55 | 3,054 |
| Assets and Liabilities | ||
| Total Assets: | $149,275,000 | 3,638 |
| Cash and due from depository institutions | $4,518,000 | 3,054 |
| Interest-bearing balances | $328,000 | 3,830 |
| Securities | $36,860,000 | 3,086 |
| Federal funds sold & reverse repurchase agreements | $2,051,000 | 4,006 |
| Net loans & leases | $96,714,000 | 3,638 |
| Loan loss allowance | $1,158,000 | 3,656 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,510,000 | 2,934 |
| Other real estate owned | $0 | 3,054 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $5,622,000 | 2,461 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $149,275,000 | 3,638 |
| Total liabilities | $135,935,000 | 3,586 |
| Total deposits | $117,992,000 | 3,738 |
| Interest-bearing deposits | $100,053,000 | 3,727 |
| Deposits held in domestic offices | $117,992,000 | 3,735 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,306,000 | 1,524 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $12,245,000 | 2,291 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $392,000 | 5,369 |
| Total equity capital | $13,340,000 | 4,024 |
| Total bank equity capital | $13,340,000 | 4,024 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $653,000 | 3,674 |
| Surplus | $2,126,000 | 5,411 |
| Undivided profits | $10,561,000 | 2,826 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $65,000 | 6,689 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $324,000 | 6,688 |
| Earning assets | $135,953,000 | 3,650 |
| Long-term assets (5+ years) | $57,403,000 | 1,644 |
| Average Assets, year-to-date | $151,725,500 | 3,549 |
| Average Assets, quarterly | $151,725,500 | 3,549 |
| Volatile liabilities | $20,530,000 | 4,105 |
| Insider loans | $3,337,000 | 1,825 |
| FHLB advances | $12,245,000 | 2,170 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $18,333,000 | 3,320 |
| Tier 1 (core) risk-based capital | $13,678,000 | 3,865 |
| Tier 2 risk-based capital | $1,158,000 | 3,439 |
| Total risk weighted assets | $101,010,000 | 3,645 |
| Total unused commitments | $18,333,000 | 3,322 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 57 | 2,973 |
| Assets and Liabilities | ||
| Total Assets: | $154,176,000 | 3,525 |
| Cash and due from depository institutions | $6,287,000 | 2,973 |
| Interest-bearing balances | $420,000 | 3,642 |
| Securities | $37,990,000 | 3,030 |
| Federal funds sold & reverse repurchase agreements | $2,251,000 | 3,711 |
| Net loans & leases | $98,679,000 | 3,542 |
| Loan loss allowance | $1,191,000 | 3,530 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,563,000 | 2,878 |
| Other real estate owned | $35,000 | 2,973 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $5,371,000 | 2,521 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $154,176,000 | 3,525 |
| Total liabilities | $140,866,000 | 3,478 |
| Total deposits | $122,525,000 | 3,600 |
| Interest-bearing deposits | $102,381,000 | 3,623 |
| Deposits held in domestic offices | $122,525,000 | 3,597 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,052,000 | 1,595 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $12,660,000 | 2,276 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $629,000 | 4,176 |
| Total equity capital | $13,310,000 | 4,023 |
| Total bank equity capital | $13,310,000 | 4,023 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $653,000 | 3,678 |
| Surplus | $2,114,000 | 5,407 |
| Undivided profits | $10,543,000 | 2,861 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $328,000 | 4,580 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $287,000 | 7,015 |
| Earning assets | $139,340,000 | 3,567 |
| Long-term assets (5+ years) | $56,231,000 | 1,707 |
| Average Assets, year-to-date | $150,323,000 | 3,477 |
| Average Assets, quarterly | $153,224,000 | 3,516 |
| Volatile liabilities | $20,095,000 | 4,112 |
| Insider loans | $3,343,000 | 1,812 |
| FHLB advances | $12,660,000 | 2,149 |
| Loans and leases held for sale | $131,000 | 1,579 |
| Unused loan commitments | $18,145,000 | 3,213 |
| Tier 1 (core) risk-based capital | $13,349,000 | 3,898 |
| Tier 2 risk-based capital | $1,191,000 | 3,318 |
| Total risk weighted assets | $102,797,000 | 3,588 |
| Total unused commitments | $18,145,000 | 3,213 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 56 | 3,024 |
| Assets and Liabilities | ||
| Total Assets: | $152,272,000 | 3,533 |
| Cash and due from depository institutions | $3,613,000 | 3,024 |
| Interest-bearing balances | $399,000 | 3,733 |
| Securities | $37,277,000 | 3,072 |
| Federal funds sold & reverse repurchase agreements | $2,176,000 | 3,481 |
| Net loans & leases | $100,211,000 | 3,474 |
| Loan loss allowance | $1,215,000 | 3,481 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,619,000 | 2,793 |
| Other real estate owned | $0 | 3,024 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $5,376,000 | 2,470 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $152,272,000 | 3,533 |
| Total liabilities | $139,067,000 | 3,477 |
| Total deposits | $120,183,000 | 3,607 |
| Interest-bearing deposits | $101,661,000 | 3,606 |
| Deposits held in domestic offices | $120,183,000 | 3,604 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,752,000 | 1,537 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $12,660,000 | 2,263 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $472,000 | 5,067 |
| Total equity capital | $13,205,000 | 4,028 |
| Total bank equity capital | $13,205,000 | 4,028 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $653,000 | 3,696 |
| Surplus | $2,107,000 | 5,383 |
| Undivided profits | $10,445,000 | 2,911 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $568,000 | 3,698 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $108,000 | 786 |
| Income earned, not collected on loans | $308,000 | 6,981 |
| Earning assets | $140,063,000 | 3,522 |
| Long-term assets (5+ years) | $53,943,000 | 1,776 |
| Average Assets, year-to-date | $149,359,750 | 3,499 |
| Average Assets, quarterly | $151,064,500 | 3,522 |
| Volatile liabilities | $25,037,000 | 3,509 |
| Insider loans | $3,424,000 | 1,713 |
| FHLB advances | $12,660,000 | 2,134 |
| Loans and leases held for sale | $308,000 | 1,360 |
| Unused loan commitments | $19,084,000 | 3,104 |
| Tier 1 (core) risk-based capital | $13,184,000 | 3,908 |
| Tier 2 risk-based capital | $1,215,000 | 3,236 |
| Total risk weighted assets | $104,050,000 | 3,524 |
| Total unused commitments | $19,084,000 | 3,107 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 57 | 3,013 |
| Assets and Liabilities | ||
| Total Assets: | $149,857,000 | 3,547 |
| Cash and due from depository institutions | $4,723,000 | 3,013 |
| Interest-bearing balances | $427,000 | 3,724 |
| Securities | $32,001,000 | 3,489 |
| Federal funds sold & reverse repurchase agreements | $4,951,000 | 2,020 |
| Net loans & leases | $98,915,000 | 3,460 |
| Loan loss allowance | $1,217,000 | 3,470 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,640,000 | 2,726 |
| Other real estate owned | $43,000 | 3,013 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $5,584,000 | 2,396 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $149,857,000 | 3,547 |
| Total liabilities | $137,313,000 | 3,495 |
| Total deposits | $120,798,000 | 3,597 |
| Interest-bearing deposits | $101,581,000 | 3,618 |
| Deposits held in domestic offices | $120,798,000 | 3,594 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,274,000 | 1,768 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $11,800,000 | 2,331 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $441,000 | 4,899 |
| Total equity capital | $12,544,000 | 4,085 |
| Total bank equity capital | $12,544,000 | 4,085 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $653,000 | 3,716 |
| Surplus | $2,096,000 | 5,419 |
| Undivided profits | $9,795,000 | 2,930 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $514,000 | 3,930 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $269,000 | 7,184 |
| Earning assets | $136,294,000 | 3,584 |
| Long-term assets (5+ years) | $46,523,000 | 2,028 |
| Average Assets, year-to-date | $148,389,000 | 3,524 |
| Average Assets, quarterly | $149,068,500 | 3,537 |
| Volatile liabilities | $24,737,000 | 3,460 |
| Insider loans | $3,347,000 | 1,736 |
| FHLB advances | $11,800,000 | 2,212 |
| Loans and leases held for sale | $110,000 | 1,661 |
| Unused loan commitments | $21,096,000 | 2,899 |
| Tier 1 (core) risk-based capital | $12,950,000 | 3,926 |
| Tier 2 risk-based capital | $1,217,000 | 3,208 |
| Total risk weighted assets | $104,452,000 | 3,478 |
| Total unused commitments | $21,096,000 | 2,902 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 53 | 3,193 |
| Assets and Liabilities | ||
| Total Assets: | $148,280,000 | 3,567 |
| Cash and due from depository institutions | $4,772,000 | 3,193 |
| Interest-bearing balances | $373,000 | 4,056 |
| Securities | $34,671,000 | 3,281 |
| Federal funds sold & reverse repurchase agreements | $2,151,000 | 4,472 |
| Net loans & leases | $97,673,000 | 3,424 |
| Loan loss allowance | $1,221,000 | 3,405 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,700,000 | 2,646 |
| Other real estate owned | $43,000 | 3,193 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $5,270,000 | 2,388 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $148,280,000 | 3,567 |
| Total liabilities | $135,307,000 | 3,513 |
| Total deposits | $120,262,000 | 3,600 |
| Interest-bearing deposits | $103,179,000 | 3,558 |
| Deposits held in domestic offices | $120,262,000 | 3,595 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,561,000 | 1,961 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $12,100,000 | 2,166 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $384,000 | 5,592 |
| Total equity capital | $12,973,000 | 4,067 |
| Total bank equity capital | $12,973,000 | 4,067 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $653,000 | 3,720 |
| Surplus | $2,081,000 | 5,422 |
| Undivided profits | $10,239,000 | 2,980 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $508,000 | 4,066 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $294,000 | 6,893 |
| Earning assets | $134,868,000 | 3,603 |
| Long-term assets (5+ years) | $46,481,000 | 1,987 |
| Average Assets, year-to-date | $147,655,000 | 3,544 |
| Average Assets, quarterly | $147,655,000 | 3,544 |
| Volatile liabilities | $23,561,000 | 3,496 |
| Insider loans | $2,804,000 | 2,020 |
| FHLB advances | $12,100,000 | 2,046 |
| Loans and leases held for sale | $53,000 | 1,854 |
| Unused loan commitments | $16,521,000 | 3,313 |
| Tier 1 (core) risk-based capital | $12,813,000 | 3,937 |
| Tier 2 risk-based capital | $1,221,000 | 3,155 |
| Total risk weighted assets | $103,021,000 | 3,461 |
| Total unused commitments | $16,521,000 | 3,320 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 57 | 3,010 |
| Assets and Liabilities | ||
| Total Assets: | $147,030,000 | 3,573 |
| Cash and due from depository institutions | $5,837,000 | 3,010 |
| Interest-bearing balances | $445,000 | 3,783 |
| Securities | $35,299,000 | 3,296 |
| Federal funds sold & reverse repurchase agreements | $250,000 | 5,938 |
| Net loans & leases | $96,588,000 | 3,441 |
| Loan loss allowance | $1,299,000 | 3,252 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,781,000 | 2,590 |
| Other real estate owned | $44,000 | 3,010 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $5,231,000 | 2,415 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $147,030,000 | 3,573 |
| Total liabilities | $134,542,000 | 3,505 |
| Total deposits | $117,758,000 | 3,640 |
| Interest-bearing deposits | $100,172,000 | 3,629 |
| Deposits held in domestic offices | $117,758,000 | 3,637 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,437,000 | 2,119 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $13,981,000 | 2,040 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $366,000 | 5,551 |
| Total equity capital | $12,488,000 | 4,131 |
| Total bank equity capital | $12,488,000 | 4,131 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $653,000 | 3,748 |
| Surplus | $2,064,000 | 5,418 |
| Undivided profits | $9,771,000 | 3,024 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $415,000 | 4,498 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $170,000 | 650 |
| Income earned, not collected on loans | $274,000 | 7,209 |
| Earning assets | $132,582,000 | 3,626 |
| Long-term assets (5+ years) | $44,755,000 | 2,086 |
| Average Assets, year-to-date | $139,814,200 | 3,606 |
| Average Assets, quarterly | $146,999,500 | 3,544 |
| Volatile liabilities | $24,508,000 | 3,409 |
| Insider loans | $2,801,000 | 1,993 |
| FHLB advances | $13,981,000 | 1,923 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $17,182,000 | 3,153 |
| Tier 1 (core) risk-based capital | $12,564,000 | 3,954 |
| Tier 2 risk-based capital | $1,281,000 | 3,036 |
| Total risk weighted assets | $102,487,000 | 3,457 |
| Total unused commitments | $17,182,000 | 3,155 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 54 | 3,166 |
| Assets and Liabilities | ||
| Total Assets: | $146,969,000 | 3,542 |
| Cash and due from depository institutions | $4,237,000 | 3,166 |
| Interest-bearing balances | $432,000 | 3,953 |
| Securities | $35,072,000 | 3,249 |
| Federal funds sold & reverse repurchase agreements | $4,211,000 | 2,951 |
| Net loans & leases | $94,476,000 | 3,471 |
| Loan loss allowance | $1,305,000 | 3,242 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,864,000 | 2,516 |
| Other real estate owned | $0 | 3,166 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $5,109,000 | 2,456 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $146,969,000 | 3,542 |
| Total liabilities | $134,847,000 | 3,475 |
| Total deposits | $121,748,000 | 3,517 |
| Interest-bearing deposits | $104,827,000 | 3,493 |
| Deposits held in domestic offices | $121,748,000 | 3,514 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,327,000 | 2,092 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,500,000 | 2,295 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $272,000 | 6,652 |
| Total equity capital | $12,122,000 | 4,211 |
| Total bank equity capital | $12,122,000 | 4,211 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $653,000 | 3,774 |
| Surplus | $2,064,000 | 5,411 |
| Undivided profits | $9,405,000 | 3,135 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $745,000 | 3,457 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $217,000 | 632 |
| Income earned, not collected on loans | $306,000 | 7,069 |
| Earning assets | $134,191,000 | 3,547 |
| Long-term assets (5+ years) | $41,565,000 | 2,170 |
| Average Assets, year-to-date | $138,010,250 | 3,671 |
| Average Assets, quarterly | $142,787,500 | 3,617 |
| Volatile liabilities | $21,232,000 | 3,730 |
| Insider loans | $3,176,000 | 1,747 |
| FHLB advances | $10,500,000 | 2,161 |
| Loans and leases held for sale | $406,000 | 1,499 |
| Unused loan commitments | $16,904,000 | 3,174 |
| Tier 1 (core) risk-based capital | $12,280,000 | 4,013 |
| Tier 2 risk-based capital | $1,260,000 | 3,055 |
| Total risk weighted assets | $100,733,000 | 3,472 |
| Total unused commitments | $16,904,000 | 3,177 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 57 | 3,017 |
| Assets and Liabilities | ||
| Total Assets: | $138,606,000 | 3,722 |
| Cash and due from depository institutions | $5,575,000 | 3,017 |
| Interest-bearing balances | $421,000 | 4,081 |
| Securities | $22,041,000 | 4,409 |
| Federal funds sold & reverse repurchase agreements | $8,655,000 | 1,854 |
| Net loans & leases | $94,988,000 | 3,450 |
| Loan loss allowance | $1,361,000 | 3,088 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,941,000 | 2,445 |
| Other real estate owned | $21,000 | 3,017 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $3,385,000 | 3,208 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $138,606,000 | 3,722 |
| Total liabilities | $126,196,000 | 3,679 |
| Total deposits | $117,388,000 | 3,637 |
| Interest-bearing deposits | $100,893,000 | 3,604 |
| Deposits held in domestic offices | $117,388,000 | 3,632 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,483,000 | 1,964 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $6,000,000 | 3,016 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $325,000 | 6,298 |
| Total equity capital | $12,410,000 | 4,142 |
| Total bank equity capital | $12,410,000 | 4,142 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $653,000 | 3,774 |
| Surplus | $2,064,000 | 5,393 |
| Undivided profits | $9,693,000 | 3,099 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,344,000 | 1,402 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $217,000 | 680 |
| Income earned, not collected on loans | $313,000 | 6,912 |
| Earning assets | $126,105,000 | 3,736 |
| Long-term assets (5+ years) | $26,837,000 | 2,854 |
| Average Assets, year-to-date | $135,024,000 | 3,739 |
| Average Assets, quarterly | $135,691,500 | 3,752 |
| Volatile liabilities | $18,513,000 | 4,011 |
| Insider loans | $3,960,000 | 1,387 |
| FHLB advances | $6,000,000 | 2,837 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $16,639,000 | 3,147 |
| Tier 1 (core) risk-based capital | $12,207,000 | 3,969 |
| Tier 2 risk-based capital | $1,256,000 | 3,029 |
| Total risk weighted assets | $100,373,000 | 3,461 |
| Total unused commitments | $16,639,000 | 3,156 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 60 | 2,861 |
| Assets and Liabilities | ||
| Total Assets: | $132,777,000 | 3,810 |
| Cash and due from depository institutions | $4,558,000 | 2,861 |
| Interest-bearing balances | $447,000 | 3,949 |
| Securities | $25,221,000 | 3,988 |
| Federal funds sold & reverse repurchase agreements | $1,262,000 | 5,992 |
| Net loans & leases | $95,412,000 | 3,390 |
| Loan loss allowance | $1,348,000 | 3,056 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,176,000 | 2,271 |
| Other real estate owned | $21,000 | 2,861 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $2,127,000 | 4,399 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $132,777,000 | 3,810 |
| Total liabilities | $120,588,000 | 3,780 |
| Total deposits | $111,853,000 | 3,743 |
| Interest-bearing deposits | $97,728,000 | 3,679 |
| Deposits held in domestic offices | $111,853,000 | 3,740 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,559,000 | 1,819 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $6,000,000 | 2,922 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $176,000 | 7,681 |
| Total equity capital | $12,189,000 | 4,119 |
| Total bank equity capital | $12,189,000 | 4,119 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $653,000 | 3,788 |
| Surplus | $2,064,000 | 5,373 |
| Undivided profits | $9,472,000 | 3,093 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,457,000 | 1,333 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $328,000 | 512 |
| Income earned, not collected on loans | $315,000 | 6,920 |
| Earning assets | $122,342,000 | 3,781 |
| Long-term assets (5+ years) | $31,208,000 | 2,486 |
| Average Assets, year-to-date | $133,233,000 | 3,767 |
| Average Assets, quarterly | $133,233,000 | 3,767 |
| Volatile liabilities | $19,354,000 | 3,839 |
| Insider loans | $4,692,000 | 1,109 |
| FHLB advances | $6,000,000 | 2,753 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $17,711,000 | 2,928 |
| Tier 1 (core) risk-based capital | $12,169,000 | 3,921 |
| Tier 2 risk-based capital | $1,222,000 | 3,032 |
| Total risk weighted assets | $97,618,000 | 3,447 |
| Total unused commitments | $17,711,000 | 2,940 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 58 | 2,914 |
| Assets and Liabilities | ||
| Total Assets: | $133,689,000 | 3,735 |
| Cash and due from depository institutions | $5,165,000 | 2,914 |
| Interest-bearing balances | $371,000 | 4,054 |
| Securities | $21,758,000 | 4,393 |
| Federal funds sold & reverse repurchase agreements | $2,404,000 | 4,458 |
| Net loans & leases | $98,434,000 | 3,261 |
| Loan loss allowance | $1,484,000 | 2,775 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,078,000 | 2,297 |
| Other real estate owned | $41,000 | 2,914 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,809,000 | 4,823 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $133,689,000 | 3,735 |
| Total liabilities | $121,620,000 | 3,689 |
| Total deposits | $113,239,000 | 3,639 |
| Interest-bearing deposits | $97,900,000 | 3,619 |
| Deposits held in domestic offices | $113,239,000 | 3,636 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,181,000 | 2,007 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $6,000,000 | 2,945 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $200,000 | 7,534 |
| Total equity capital | $12,069,000 | 4,102 |
| Total bank equity capital | $12,069,000 | 4,102 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $653,000 | 3,788 |
| Surplus | $2,068,000 | 5,337 |
| Undivided profits | $9,348,000 | 3,092 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,886,000 | 1,068 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $328,000 | 483 |
| Income earned, not collected on loans | $345,000 | 6,846 |
| Earning assets | $122,967,000 | 3,718 |
| Long-term assets (5+ years) | $27,968,000 | 2,679 |
| Average Assets, year-to-date | $133,758,000 | 3,579 |
| Average Assets, quarterly | $134,234,500 | 3,680 |
| Volatile liabilities | $19,134,000 | 3,865 |
| Insider loans | $4,776,000 | 1,075 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $90,000 | 1,832 |
| Unused loan commitments | $14,276,000 | 3,272 |
| Tier 1 (core) risk-based capital | $12,008,000 | 3,898 |
| Tier 2 risk-based capital | $1,238,000 | 2,962 |
| Total risk weighted assets | $98,833,000 | 3,386 |
| Total unused commitments | $14,276,000 | 3,276 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 66 | 2,594 |
| Assets and Liabilities | ||
| Total Assets: | $134,833,000 | 3,568 |
| Cash and due from depository institutions | $6,237,000 | 2,594 |
| Interest-bearing balances | $460,000 | 3,770 |
| Securities | $23,459,000 | 4,048 |
| Federal funds sold & reverse repurchase agreements | $1,001,000 | 5,843 |
| Net loans & leases | $98,021,000 | 3,185 |
| Loan loss allowance | $1,683,000 | 2,332 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,921,000 | 2,302 |
| Other real estate owned | $66,000 | 2,594 |
| Goodwill and other intangibles | $34,000 | 2,879 |
| All other assets | $2,094,000 | 4,419 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $134,833,000 | 3,568 |
| Total liabilities | $121,438,000 | 3,561 |
| Total deposits | $117,996,000 | 3,387 |
| Interest-bearing deposits | $101,457,000 | 3,371 |
| Deposits held in domestic offices | $117,996,000 | 3,382 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,415,000 | 2,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,500,000 | 4,367 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $527,000 | 5,262 |
| Total equity capital | $13,395,000 | 3,545 |
| Total bank equity capital | $13,395,000 | 3,545 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $327,000 | 5,304 |
| Surplus | $2,395,000 | 5,015 |
| Undivided profits | $10,673,000 | 2,597 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,418,000 | 2,034 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $431,000 | 399 |
| Income earned, not collected on loans | $454,000 | 6,284 |
| Earning assets | $122,941,000 | 3,573 |
| Long-term assets (5+ years) | $33,732,000 | 2,294 |
| Average Assets, year-to-date | $132,024,600 | 3,478 |
| Average Assets, quarterly | $137,404,000 | 3,464 |
| Volatile liabilities | $14,011,000 | 4,676 |
| Insider loans | $4,539,000 | 1,078 |
| FHLB advances | $1,500,000 | 4,120 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $13,873,000 | 3,203 |
| Tier 1 (core) risk-based capital | $13,388,000 | 3,377 |
| Tier 2 risk-based capital | $1,204,000 | 2,888 |
| Total risk weighted assets | $95,875,000 | 3,332 |
| Total unused commitments | $13,873,000 | 3,212 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 71 | 2,416 |
| Assets and Liabilities | ||
| Total Assets: | $127,057,000 | 3,621 |
| Cash and due from depository institutions | $5,539,000 | 2,416 |
| Interest-bearing balances | $247,000 | 3,663 |
| Securities | $11,775,000 | 6,289 |
| Federal funds sold & reverse repurchase agreements | $5,103,000 | 2,306 |
| Net loans & leases | $98,493,000 | 3,103 |
| Loan loss allowance | $1,814,000 | 2,073 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,108,000 | 2,136 |
| Other real estate owned | $133,000 | 2,416 |
| Goodwill and other intangibles | $30,000 | 2,902 |
| All other assets | $1,876,000 | 4,136 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $127,057,000 | 3,621 |
| Total liabilities | $113,621,000 | 3,647 |
| Total deposits | $111,519,000 | 3,437 |
| Interest-bearing deposits | $95,688,000 | 3,451 |
| Deposits held in domestic offices | $111,519,000 | 3,433 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,632,000 | 2,425 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $470,000 | 5,992 |
| Total equity capital | $13,436,000 | 3,408 |
| Total bank equity capital | $13,436,000 | 3,408 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $327,000 | 5,470 |
| Surplus | $2,395,000 | 5,007 |
| Undivided profits | $10,714,000 | 2,464 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,491,000 | 1,624 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $462,000 | 304 |
| Income earned, not collected on loans | $649,000 | 4,176 |
| Earning assets | $115,618,000 | 3,652 |
| Long-term assets (5+ years) | $18,816,000 | 3,281 |
| Average Assets, year-to-date | $123,724,600 | 3,567 |
| Average Assets, quarterly | $127,493,500 | 3,574 |
| Volatile liabilities | $13,944,000 | 4,672 |
| Insider loans | $4,355,000 | 1,120 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $41,000 | 1,408 |
| Unused loan commitments | $9,853,000 | 3,781 |
| Tier 1 (core) risk-based capital | $13,410,000 | 3,305 |
| Tier 2 risk-based capital | $1,190,280 | 2,798 |
| Total risk weighted assets | $94,598,380 | 3,241 |
| Total unused commitments | $9,853,000 | 3,784 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 69 | 2,557 |
| Assets and Liabilities | ||
| Total Assets: | $121,308,000 | 3,721 |
| Cash and due from depository institutions | $6,672,000 | 2,557 |
| Interest-bearing balances | $150,000 | 4,295 |
| Securities | $7,932,000 | 7,671 |
| Federal funds sold & reverse repurchase agreements | $4,994,000 | 1,937 |
| Net loans & leases | $95,819,000 | 3,028 |
| Loan loss allowance | $2,188,000 | 1,685 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,581,000 | 2,424 |
| Other real estate owned | $223,000 | 2,557 |
| Goodwill and other intangibles | $24,000 | 3,023 |
| All other assets | $2,063,000 | 3,849 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $121,308,000 | 3,721 |
| Total liabilities | $108,738,000 | 3,738 |
| Total deposits | $107,010,000 | 3,505 |
| Interest-bearing deposits | $91,627,000 | 3,511 |
| Deposits held in domestic offices | $107,010,000 | 3,503 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,220,000 | 2,899 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $508,000 | 5,290 |
| Total equity capital | $12,570,000 | 3,500 |
| Total bank equity capital | $12,570,000 | 3,500 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $327,000 | 5,647 |
| Surplus | $2,395,000 | 5,019 |
| Undivided profits | $9,848,000 | 2,487 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,805,000 | 1,301 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $385,000 | 350 |
| Income earned, not collected on loans | $512,000 | 4,486 |
| Earning assets | $108,895,000 | 3,794 |
| Long-term assets (5+ years) | $19,137,000 | 3,401 |
| Average Assets, year-to-date | $117,804,800 | 3,701 |
| Average Assets, quarterly | $120,380,000 | 3,714 |
| Volatile liabilities | $11,402,000 | 5,080 |
| Insider loans | $4,075,000 | 1,155 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $10,225,000 | 3,690 |
| Tier 1 (core) risk-based capital | $12,613,600 | 3,479 |
| Tier 2 risk-based capital | $1,164,490 | 2,742 |
| Total risk weighted assets | $92,135,390 | 3,202 |
| Total unused commitments | $10,225,000 | 3,694 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 63 | 2,837 |
| Assets and Liabilities | ||
| Total Assets: | $118,522,000 | 3,757 |
| Cash and due from depository institutions | $5,614,000 | 2,837 |
| Interest-bearing balances | $132,000 | 4,607 |
| Securities | $4,618,000 | 8,897 |
| Federal funds sold & reverse repurchase agreements | $9,460,000 | 1,821 |
| Net loans & leases | $94,602,000 | 2,895 |
| Loan loss allowance | $2,470,000 | 1,467 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,894,000 | 4,084 |
| Other real estate owned | $308,000 | 2,837 |
| Goodwill and other intangibles | $27,000 | 3,095 |
| All other assets | $1,999,000 | 3,562 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $118,522,000 | 3,757 |
| Total liabilities | $106,618,000 | 3,743 |
| Total deposits | $103,993,000 | 3,582 |
| Interest-bearing deposits | $89,589,000 | 3,563 |
| Deposits held in domestic offices | $103,993,000 | 3,576 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $383,000 | 2,849 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,000,000 | 3,227 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $242,000 | 8,123 |
| Total equity capital | $11,904,000 | 3,738 |
| Total bank equity capital | $11,904,000 | 3,738 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $327,000 | 5,715 |
| Surplus | $2,395,000 | 4,905 |
| Undivided profits | $9,182,000 | 2,779 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,606,000 | 1,576 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $284,000 | 497 |
| Income earned, not collected on loans | $574,000 | 4,048 |
| Earning assets | $108,812,000 | 3,771 |
| Long-term assets (5+ years) | $17,359,000 | 3,434 |
| Average Assets, year-to-date | $112,074,800 | 3,749 |
| Average Assets, quarterly | $116,780,500 | 3,731 |
| Volatile liabilities | $12,051,000 | 4,442 |
| Insider loans | $3,224,000 | 1,345 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $58,000 | 1,634 |
| Unused loan commitments | $8,207,000 | 4,111 |
| Tier 1 (core) risk-based capital | $11,893,300 | 3,568 |
| Tier 2 risk-based capital | $1,185,790 | 2,593 |
| Total risk weighted assets | $93,578,690 | 2,994 |
| Total unused commitments | $8,207,000 | 4,116 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 60 | 3,015 |
| Assets and Liabilities | ||
| Total Assets: | $108,285,000 | 4,033 |
| Cash and due from depository institutions | $4,409,000 | 3,015 |
| Interest-bearing balances | $60,000 | 5,228 |
| Securities | $6,317,000 | 8,701 |
| Federal funds sold & reverse repurchase agreements | $2,293,000 | 4,648 |
| Net loans & leases | $87,565,000 | 3,108 |
| Loan loss allowance | $2,885,000 | 1,294 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,757,000 | 4,225 |
| Other real estate owned | $4,147,000 | 3,015 |
| Goodwill and other intangibles | $26,000 | 3,195 |
| All other assets | $1,771,000 | 3,882 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $108,285,000 | 4,033 |
| Total liabilities | $96,674,000 | 4,043 |
| Total deposits | $94,460,000 | 3,911 |
| Interest-bearing deposits | $83,318,000 | 3,810 |
| Deposits held in domestic offices | $94,460,000 | 3,903 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $2,000,000 | 2,858 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $214,000 | 8,802 |
| Total equity capital | $11,611,000 | 3,779 |
| Total bank equity capital | $11,611,000 | 3,779 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $327,000 | 5,958 |
| Surplus | $2,395,000 | 4,897 |
| Undivided profits | $8,889,000 | 2,818 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,281,000 | 868 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $320,000 | 436 |
| Income earned, not collected on loans | $753,000 | 3,104 |
| Earning assets | $96,235,000 | 4,162 |
| Long-term assets (5+ years) | $12,792,000 | 3,723 |
| Average Assets, year-to-date | $105,164,400 | 3,977 |
| Average Assets, quarterly | $107,617,500 | 4,000 |
| Volatile liabilities | $11,746,000 | 4,473 |
| Insider loans | $1,970,000 | 2,083 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $7,632,000 | 4,095 |
| Tier 1 (core) risk-based capital | $11,605,400 | 3,638 |
| Tier 2 risk-based capital | $1,120,800 | 2,639 |
| Total risk weighted assets | $87,899,800 | 3,140 |
| Total unused commitments | $7,632,000 | 4,097 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 56 | 3,359 |
| Assets and Liabilities | ||
| Total Assets: | $104,579,000 | 4,247 |
| Cash and due from depository institutions | $6,774,000 | 3,359 |
| Interest-bearing balances | $1,180,000 | 2,186 |
| Securities | $10,367,000 | 7,810 |
| Federal funds sold & reverse repurchase agreements | $241,000 | 8,013 |
| Net loans & leases | $82,257,000 | 3,316 |
| Loan loss allowance | $3,093,000 | 1,298 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $689,000 | 7,187 |
| Other real estate owned | $2,821,000 | 3,359 |
| Goodwill and other intangibles | $4,000 | 3,337 |
| All other assets | $1,426,000 | 4,795 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,579,000 | 4,247 |
| Total liabilities | $93,757,000 | 4,257 |
| Total deposits | $91,441,000 | 4,131 |
| Interest-bearing deposits | $82,058,000 | 3,961 |
| Deposits held in domestic offices | $91,441,000 | 4,120 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $2,000,000 | 2,667 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $316,000 | 7,685 |
| Total equity capital | $10,822,000 | 4,056 |
| Total bank equity capital | $10,822,000 | 4,056 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $327,000 | 6,311 |
| Surplus | $2,395,000 | 4,953 |
| Undivided profits | $8,100,000 | 3,032 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,958,000 | 499 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $377,000 | 369 |
| Income earned, not collected on loans | $583,000 | 3,965 |
| Earning assets | $94,045,000 | 4,333 |
| Long-term assets (5+ years) | $11,928,000 | 3,799 |
| Average Assets, year-to-date | $103,819,800 | 4,111 |
| Average Assets, quarterly | $104,485,500 | 4,201 |
| Volatile liabilities | $10,715,000 | 4,651 |
| Insider loans | $1,359,000 | 2,876 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $5,460,000 | 4,883 |
| Tier 1 (core) risk-based capital | $10,810,000 | 3,947 |
| Tier 2 risk-based capital | $1,032,460 | 2,887 |
| Total risk weighted assets | $80,502,160 | 3,391 |
| Total unused commitments | $5,460,000 | 4,895 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 50 | 3,844 |
| Assets and Liabilities | ||
| Total Assets: | $104,201,000 | 4,264 |
| Cash and due from depository institutions | $6,094,000 | 3,844 |
| Interest-bearing balances | $2,086,000 | 1,749 |
| Securities | $8,895,000 | 8,676 |
| Federal funds sold & reverse repurchase agreements | $11,426,000 | 1,236 |
| Net loans & leases | $74,166,000 | 3,554 |
| Loan loss allowance | $3,572,000 | 1,200 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $693,000 | 7,301 |
| Other real estate owned | $1,499,000 | 3,844 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,428,000 | 4,864 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,201,000 | 4,264 |
| Total liabilities | $93,586,000 | 4,263 |
| Total deposits | $91,307,000 | 4,147 |
| Interest-bearing deposits | $83,231,000 | 3,948 |
| Deposits held in domestic offices | $91,307,000 | 4,138 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $2,000,000 | 2,360 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $279,000 | 8,573 |
| Total equity capital | $10,615,000 | 4,098 |
| Total bank equity capital | $10,615,000 | 4,098 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $327,000 | 6,658 |
| Surplus | $2,395,000 | 4,971 |
| Undivided profits | $7,894,000 | 3,158 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,637,000 | 481 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $175,000 | 642 |
| Income earned, not collected on loans | $531,000 | 4,462 |
| Earning assets | $96,573,000 | 4,222 |
| Long-term assets (5+ years) | $10,371,000 | 3,955 |
| Average Assets, year-to-date | $101,148,400 | 4,207 |
| Average Assets, quarterly | $104,468,000 | 4,195 |
| Volatile liabilities | $9,457,000 | 4,723 |
| Insider loans | $1,642,000 | 2,553 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,888,000 | 5,659 |
| Tier 1 (core) risk-based capital | $10,619,000 | 3,977 |
| Tier 2 risk-based capital | $960,510 | 3,021 |
| Total risk weighted assets | $74,137,010 | 3,560 |
| Total unused commitments | $3,888,000 | 5,670 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 53 | 3,774 |
| Assets and Liabilities | ||
| Total Assets: | $99,723,000 | 4,385 |
| Cash and due from depository institutions | $3,167,000 | 3,774 |
| Interest-bearing balances | $58,000 | 6,030 |
| Securities | $8,558,000 | 9,307 |
| Federal funds sold & reverse repurchase agreements | $800,000 | 5,936 |
| Net loans & leases | $82,025,000 | 3,156 |
| Loan loss allowance | $3,609,000 | 1,185 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $481,000 | 8,613 |
| Other real estate owned | $2,768,000 | 3,774 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,924,000 | 3,981 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $99,723,000 | 4,385 |
| Total liabilities | $89,096,000 | 4,450 |
| Total deposits | $87,892,000 | 4,279 |
| Interest-bearing deposits | $78,915,000 | 4,115 |
| Deposits held in domestic offices | $87,892,000 | 4,268 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,000,000 | 3,112 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $204,000 | 8,928 |
| Total equity capital | $10,627,000 | 3,824 |
| Total bank equity capital | $10,627,000 | 3,824 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $327,000 | 7,040 |
| Surplus | $2,395,000 | 4,942 |
| Undivided profits | $7,905,000 | 2,912 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,932,000 | 470 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $458,000 | 4,575 |
| Earning assets | $91,441,000 | 4,383 |
| Long-term assets (5+ years) | $9,959,000 | 4,130 |
| Average Assets, year-to-date | $108,584,000 | 3,971 |
| Average Assets, quarterly | $101,269,500 | 4,294 |
| Volatile liabilities | $11,124,000 | 4,020 |
| Insider loans | $1,607,000 | 2,523 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,961,000 | 5,567 |
| Tier 1 (core) risk-based capital | $10,921,000 | 3,772 |
| Tier 2 risk-based capital | $1,046,050 | 2,790 |
| Total risk weighted assets | $80,938,050 | 3,236 |
| Total unused commitments | $3,961,000 | 5,573 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 52 | 3,986 |
| Assets and Liabilities | ||
| Total Assets: | $120,873,000 | 3,739 |
| Cash and due from depository institutions | $6,459,000 | 3,986 |
| Interest-bearing balances | $2,879,000 | 1,903 |
| Securities | $8,869,000 | 9,519 |
| Federal funds sold & reverse repurchase agreements | $5,454,000 | 2,561 |
| Net loans & leases | $95,054,000 | 2,728 |
| Loan loss allowance | $3,488,000 | 1,305 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $492,000 | 8,779 |
| Other real estate owned | $3,649,000 | 3,986 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $896,000 | 6,659 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $120,873,000 | 3,739 |
| Total liabilities | $108,211,000 | 3,791 |
| Total deposits | $107,996,000 | 3,621 |
| Interest-bearing deposits | $99,416,000 | 3,416 |
| Deposits held in domestic offices | $107,996,000 | 3,614 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $215,000 | 8,950 |
| Total equity capital | $12,662,000 | 3,206 |
| Total bank equity capital | $12,662,000 | 3,206 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $327,000 | 7,406 |
| Surplus | $2,395,000 | 4,896 |
| Undivided profits | $9,940,000 | 2,390 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,519,000 | 504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $481,000 | 3,867 |
| Earning assets | $112,256,000 | 3,704 |
| Long-term assets (5+ years) | $9,784,000 | 4,412 |
| Average Assets, year-to-date | $123,175,600 | 3,573 |
| Average Assets, quarterly | $120,879,500 | 3,718 |
| Volatile liabilities | $19,530,000 | 2,449 |
| Insider loans | $1,903,000 | 2,154 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,309,000 | 6,089 |
| Tier 1 (core) risk-based capital | $12,662,000 | 3,127 |
| Tier 2 risk-based capital | $1,199,480 | 2,434 |
| Total risk weighted assets | $93,669,980 | 2,766 |
| Total unused commitments | $3,309,000 | 6,108 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 54 | 3,920 |
| Assets and Liabilities | ||
| Total Assets: | $126,832,000 | 3,653 |
| Cash and due from depository institutions | $2,834,000 | 3,920 |
| Interest-bearing balances | $26,000 | 7,776 |
| Securities | $14,793,000 | 7,426 |
| Federal funds sold & reverse repurchase agreements | $3,218,000 | 4,792 |
| Net loans & leases | $97,964,000 | 2,734 |
| Loan loss allowance | $3,876,000 | 1,241 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $498,000 | 8,925 |
| Other real estate owned | $4,455,000 | 3,920 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $3,070,000 | 2,477 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $126,832,000 | 3,653 |
| Total liabilities | $114,078,000 | 3,720 |
| Total deposits | $113,754,000 | 3,571 |
| Interest-bearing deposits | $106,395,000 | 3,341 |
| Deposits held in domestic offices | $113,754,000 | 3,562 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $324,000 | 7,844 |
| Total equity capital | $12,754,000 | 3,015 |
| Total bank equity capital | $12,754,000 | 3,015 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $327,000 | 7,781 |
| Surplus | $2,395,000 | 4,844 |
| Undivided profits | $10,032,000 | 2,203 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,267,000 | 959 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $721,000 | 2,749 |
| Earning assets | $116,001,000 | 3,647 |
| Long-term assets (5+ years) | $27,170,000 | 2,029 |
| Average Assets, year-to-date | $135,760,400 | 3,347 |
| Average Assets, quarterly | $130,450,500 | 3,525 |
| Volatile liabilities | $25,084,000 | 1,970 |
| Insider loans | $136,000 | 4,902 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,770,000 | 5,427 |
| Tier 1 (core) risk-based capital | $12,754,000 | 2,967 |
| Tier 2 risk-based capital | $1,271,660 | 2,349 |
| Total risk weighted assets | $98,904,160 | 2,695 |
| Total unused commitments | $3,770,000 | 5,455 |
| Derivatives | $0 | 651 |