Home > Lydian Private Bank > Income and Expense
Lydian Private Bank, Income and Expense
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $31,339,000 | 448 |
| Total interest expense | $11,160,000 | 275 |
| Net interest income | $20,179,000 | 549 |
| Provision for loan and lease losses | $33,222,000 | 89 |
| Total noninterest income | $3,962,000 | 738 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,962,000 | 515 |
| Total noninterest expense | $28,718,000 | 365 |
| Salaries and employee benefits | $8,766,000 | 556 |
| Premises and equipment expense | $2,183,000 | 592 |
| Additional noninterest expense | $17,769,000 | 244 |
| Pre-tax net operating income | $-37,799,000 | 7,504 |
| Securities gains (losses) | $4,855,000 | 60 |
| Applicable income taxes | $711,000 | 1,010 |
| Income before extraordinary items | $-33,655,000 | 7,494 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-33,944,000 | 7,493 |
| Minority interest net income | $289,000 | 43 |
| Net income of bank and minority interests. | $-33,655,000 | 7,494 |
| Net charge-offs | $36,208,000 | 105 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $24,984,000 | 19 |
| Net operating income | $-38,510,000 | 7,497 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $15,756,000 | 451 |
| Total interest expense | $5,621,000 | 283 |
| Net interest income | $10,135,000 | 548 |
| Provision for loan and lease losses | $19,316,000 | 92 |
| Total noninterest income | $-2,900,000 | 7,564 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-2,900,000 | 7,567 |
| Total noninterest expense | $14,022,000 | 379 |
| Salaries and employee benefits | $6,009,000 | 418 |
| Premises and equipment expense | $1,216,000 | 527 |
| Additional noninterest expense | $6,797,000 | 298 |
| Pre-tax net operating income | $-26,103,000 | 7,566 |
| Securities gains (losses) | $4,059,000 | 35 |
| Applicable income taxes | $1,026,000 | 445 |
| Income before extraordinary items | $-23,070,000 | 7,558 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-23,356,000 | 7,556 |
| Minority interest net income | $286,000 | 30 |
| Net income of bank and minority interests. | $-23,070,000 | 7,557 |
| Net charge-offs | $21,815,000 | 92 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-27,129,000 | 7,560 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $84,097,000 | 365 |
| Total interest expense | $30,839,000 | 257 |
| Net interest income | $53,258,000 | 415 |
| Provision for loan and lease losses | $56,810,000 | 161 |
| Total noninterest income | $-3,238,000 | 7,621 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $1,212,000 | 79 |
| Additional Noninterest Income | $-4,450,000 | 7,629 |
| Total noninterest expense | $66,903,000 | 324 |
| Salaries and employee benefits | $23,178,000 | 421 |
| Premises and equipment expense | $4,391,000 | 584 |
| Additional noninterest expense | $39,334,000 | 241 |
| Pre-tax net operating income | $-73,693,000 | 7,626 |
| Securities gains (losses) | $30,022,000 | 28 |
| Applicable income taxes | $15,435,000 | 163 |
| Income before extraordinary items | $-59,106,000 | 7,612 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-60,284,000 | 7,615 |
| Minority interest net income | $1,178,000 | 26 |
| Net income of bank and minority interests. | $-59,106,000 | 7,612 |
| Net charge-offs | $68,386,000 | 140 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $23,687,000 | 39 |
| Net operating income | $-89,128,000 | 7,626 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $66,738,000 | 346 |
| Total interest expense | $24,707,000 | 247 |
| Net interest income | $42,031,000 | 393 |
| Provision for loan and lease losses | $37,873,000 | 181 |
| Total noninterest income | $-118,000 | 7,536 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $1,212,000 | 73 |
| Additional Noninterest Income | $-1,330,000 | 7,678 |
| Total noninterest expense | $47,882,000 | 332 |
| Salaries and employee benefits | $17,920,000 | 399 |
| Premises and equipment expense | $3,346,000 | 571 |
| Additional noninterest expense | $26,616,000 | 253 |
| Pre-tax net operating income | $-43,842,000 | 7,717 |
| Securities gains (losses) | $25,669,000 | 28 |
| Applicable income taxes | $-5,928,000 | 7,704 |
| Income before extraordinary items | $-12,245,000 | 7,613 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-13,130,000 | 7,620 |
| Minority interest net income | $885,000 | 31 |
| Net income of bank and minority interests. | $-12,245,000 | 7,613 |
| Net charge-offs | $47,870,000 | 148 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $23,687,000 | 35 |
| Net operating income | $-29,443,230 | 7,694 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $45,909,000 | 340 |
| Total interest expense | $17,177,000 | 242 |
| Net interest income | $28,732,000 | 379 |
| Provision for loan and lease losses | $30,327,000 | 158 |
| Total noninterest income | $2,714,000 | 968 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $1,212,000 | 65 |
| Additional Noninterest Income | $1,502,000 | 973 |
| Total noninterest expense | $35,723,000 | 297 |
| Salaries and employee benefits | $12,229,000 | 389 |
| Premises and equipment expense | $2,354,000 | 545 |
| Additional noninterest expense | $21,140,000 | 220 |
| Pre-tax net operating income | $-34,604,000 | 7,782 |
| Securities gains (losses) | $25,112,000 | 21 |
| Applicable income taxes | $-3,974,000 | 7,763 |
| Income before extraordinary items | $-5,518,000 | 7,611 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-6,092,000 | 7,622 |
| Minority interest net income | $574,000 | 31 |
| Net income of bank and minority interests. | $-5,518,000 | 7,611 |
| Net charge-offs | $37,543,000 | 134 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $24,187,000 | 24 |
| Net operating income | $-21,589,680 | 7,760 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $23,870,000 | 335 |
| Total interest expense | $8,992,000 | 247 |
| Net interest income | $14,878,000 | 379 |
| Provision for loan and lease losses | $26,403,000 | 110 |
| Total noninterest income | $2,747,000 | 571 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $645,000 | 66 |
| Additional Noninterest Income | $2,102,000 | 468 |
| Total noninterest expense | $17,761,000 | 300 |
| Salaries and employee benefits | $5,458,000 | 441 |
| Premises and equipment expense | $1,026,000 | 651 |
| Additional noninterest expense | $11,277,000 | 211 |
| Pre-tax net operating income | $-26,539,000 | 7,900 |
| Securities gains (losses) | $20,030,000 | 17 |
| Applicable income taxes | $-2,570,000 | 7,877 |
| Income before extraordinary items | $-3,939,000 | 7,754 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-4,221,000 | 7,765 |
| Minority interest net income | $282,000 | 31 |
| Net income of bank and minority interests. | $-3,939,000 | 7,755 |
| Net charge-offs | $24,464,000 | 117 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $24,188,000 | 18 |
| Net operating income | $-16,758,200 | 7,878 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $114,064,000 | 305 |
| Total interest expense | $52,905,000 | 212 |
| Net interest income | $61,159,000 | 356 |
| Provision for loan and lease losses | $77,715,000 | 177 |
| Total noninterest income | $25,761,000 | 329 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $19,932,000 | 34 |
| Additional Noninterest Income | $5,829,000 | 635 |
| Total noninterest expense | $45,087,000 | 475 |
| Salaries and employee benefits | $20,816,000 | 463 |
| Premises and equipment expense | $4,196,000 | 635 |
| Additional noninterest expense | $20,075,000 | 435 |
| Pre-tax net operating income | $-35,882,000 | 7,826 |
| Securities gains (losses) | $20,989,000 | 39 |
| Applicable income taxes | $-7,716,000 | 7,837 |
| Income before extraordinary items | $-7,177,000 | 7,440 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-8,489,000 | 7,497 |
| Minority interest net income | $1,312,000 | 30 |
| Net income of bank and minority interests. | $-7,177,000 | 7,438 |
| Net charge-offs | $63,068,000 | 163 |
| Cash dividends | $628,000 | 2,249 |
| Sale, conversion, retirement of capital stock, net | $15,000,000 | 60 |
| Net operating income | $-20,609,960 | 7,748 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $86,700,000 | 313 |
| Total interest expense | $42,045,000 | 219 |
| Net interest income | $44,655,000 | 371 |
| Provision for loan and lease losses | $58,162,000 | 185 |
| Total noninterest income | $11,753,000 | 468 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $17,819,000 | 37 |
| Additional Noninterest Income | $-6,066,000 | 8,095 |
| Total noninterest expense | $30,286,000 | 534 |
| Salaries and employee benefits | $15,656,000 | 472 |
| Premises and equipment expense | $3,091,000 | 662 |
| Additional noninterest expense | $11,539,000 | 516 |
| Pre-tax net operating income | $-32,040,000 | 7,935 |
| Securities gains (losses) | $12,310,000 | 56 |
| Applicable income taxes | $-10,097,000 | 7,979 |
| Income before extraordinary items | $-9,633,000 | 7,768 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-10,655,000 | 7,793 |
| Minority interest net income | $1,022,000 | 31 |
| Net income of bank and minority interests. | $-9,633,000 | 7,768 |
| Net charge-offs | $48,437,000 | 173 |
| Cash dividends | $628,000 | 1,740 |
| Sale, conversion, retirement of capital stock, net | $15,000,000 | 49 |
| Net operating income | $-17,511,400 | 7,878 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $58,962,000 | 314 |
| Total interest expense | $29,480,000 | 223 |
| Net interest income | $29,482,000 | 377 |
| Provision for loan and lease losses | $41,162,000 | 186 |
| Total noninterest income | $11,737,000 | 357 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $14,727,000 | 35 |
| Additional Noninterest Income | $-2,990,000 | 8,171 |
| Total noninterest expense | $20,700,000 | 531 |
| Salaries and employee benefits | $10,444,000 | 479 |
| Premises and equipment expense | $2,017,000 | 693 |
| Additional noninterest expense | $8,239,000 | 490 |
| Pre-tax net operating income | $-20,643,000 | 8,023 |
| Securities gains (losses) | $-116,000 | 7,706 |
| Applicable income taxes | $-10,663,000 | 8,098 |
| Income before extraordinary items | $-10,096,000 | 7,952 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-10,809,000 | 7,958 |
| Minority interest net income | $713,000 | 31 |
| Net income of bank and minority interests. | $-10,096,000 | 7,951 |
| Net charge-offs | $31,889,000 | 172 |
| Cash dividends | $628,000 | 1,375 |
| Sale, conversion, retirement of capital stock, net | $15,000,000 | 34 |
| Net operating income | $-10,021,760 | 7,952 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $27,997,000 | 330 |
| Total interest expense | $15,022,000 | 233 |
| Net interest income | $12,975,000 | 419 |
| Provision for loan and lease losses | $13,600,000 | 211 |
| Total noninterest income | $5,444,000 | 347 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $5,545,000 | 39 |
| Additional Noninterest Income | $-101,000 | 8,119 |
| Total noninterest expense | $9,876,000 | 526 |
| Salaries and employee benefits | $5,394,000 | 465 |
| Premises and equipment expense | $1,169,000 | 604 |
| Additional noninterest expense | $3,313,000 | 533 |
| Pre-tax net operating income | $-5,057,000 | 8,032 |
| Securities gains (losses) | $41,000 | 1,384 |
| Applicable income taxes | $-4,408,000 | 8,147 |
| Income before extraordinary items | $-608,000 | 7,534 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-970,000 | 7,694 |
| Minority interest net income | $362,000 | 29 |
| Net income of bank and minority interests. | $-608,000 | 7,535 |
| Net charge-offs | $15,641,000 | 148 |
| Cash dividends | $300,000 | 1,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-634,240 | 7,531 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $108,608,000 | 366 |
| Total interest expense | $69,035,000 | 254 |
| Net interest income | $39,573,000 | 555 |
| Provision for loan and lease losses | $41,429,000 | 219 |
| Total noninterest income | $19,425,000 | 362 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $17,989,000 | 28 |
| Additional Noninterest Income | $1,436,000 | 1,650 |
| Total noninterest expense | $34,589,000 | 573 |
| Salaries and employee benefits | $16,224,000 | 600 |
| Premises and equipment expense | $4,919,000 | 561 |
| Additional noninterest expense | $13,446,000 | 516 |
| Pre-tax net operating income | $-17,020,000 | 8,079 |
| Securities gains (losses) | $-1,866,000 | 7,873 |
| Applicable income taxes | $-6,446,000 | 8,144 |
| Income before extraordinary items | $-12,440,000 | 8,034 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-12,440,000 | 8,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,264,000 | 226 |
| Cash dividends | $300,000 | 4,048 |
| Sale, conversion, retirement of capital stock, net | $15,000,000 | 113 |
| Net operating income | $-11,208,440 | 8,049 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $82,038,000 | 378 |
| Total interest expense | $51,803,000 | 268 |
| Net interest income | $30,235,000 | 560 |
| Provision for loan and lease losses | $26,706,000 | 207 |
| Total noninterest income | $3,230,000 | 1,241 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $1,627,000 | 61 |
| Additional Noninterest Income | $1,603,000 | 1,300 |
| Total noninterest expense | $24,431,000 | 602 |
| Salaries and employee benefits | $11,714,000 | 643 |
| Premises and equipment expense | $3,644,000 | 574 |
| Additional noninterest expense | $9,073,000 | 535 |
| Pre-tax net operating income | $-17,672,000 | 8,269 |
| Securities gains (losses) | $-1,107,000 | 7,952 |
| Applicable income taxes | $-5,662,000 | 8,279 |
| Income before extraordinary items | $-13,117,000 | 8,245 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-13,117,000 | 8,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,910,000 | 244 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $15,000,000 | 75 |
| Net operating income | $-12,342,100 | 8,263 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $57,459,000 | 371 |
| Total interest expense | $35,879,000 | 270 |
| Net interest income | $21,580,000 | 518 |
| Provision for loan and lease losses | $5,566,000 | 401 |
| Total noninterest income | $1,890,000 | 1,387 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,890,000 | 880 |
| Total noninterest expense | $16,720,000 | 585 |
| Salaries and employee benefits | $8,171,000 | 610 |
| Premises and equipment expense | $2,351,000 | 591 |
| Additional noninterest expense | $6,198,000 | 516 |
| Pre-tax net operating income | $1,184,000 | 2,610 |
| Securities gains (losses) | $-1,071,000 | 8,378 |
| Applicable income taxes | $-69,000 | 7,802 |
| Income before extraordinary items | $182,000 | 5,740 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $182,000 | 5,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,656,000 | 318 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,253,000 | 2,058 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $30,968,000 | 357 |
| Total interest expense | $19,881,000 | 265 |
| Net interest income | $11,087,000 | 498 |
| Provision for loan and lease losses | $2,313,000 | 367 |
| Total noninterest income | $1,283,000 | 1,084 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,283,000 | 689 |
| Total noninterest expense | $9,024,000 | 548 |
| Salaries and employee benefits | $4,472,000 | 564 |
| Premises and equipment expense | $1,195,000 | 576 |
| Additional noninterest expense | $3,357,000 | 460 |
| Pre-tax net operating income | $1,033,000 | 1,733 |
| Securities gains (losses) | $-1,031,000 | 8,462 |
| Applicable income taxes | $-52,000 | 8,035 |
| Income before extraordinary items | $54,000 | 6,524 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $54,000 | 6,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-761,000 | 8,492 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,085,000 | 1,351 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $129,826,000 | 359 |
| Total interest expense | $91,915,000 | 255 |
| Net interest income | $37,911,000 | 594 |
| Provision for loan and lease losses | $5,829,000 | 359 |
| Total noninterest income | $10,530,000 | 595 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $10,530,000 | 400 |
| Total noninterest expense | $42,750,000 | 456 |
| Salaries and employee benefits | $21,000,000 | 461 |
| Premises and equipment expense | $6,610,000 | 403 |
| Additional noninterest expense | $15,140,000 | 421 |
| Pre-tax net operating income | $-138,000 | 7,596 |
| Securities gains (losses) | $920,000 | 184 |
| Applicable income taxes | $-703,000 | 8,365 |
| Income before extraordinary items | $1,485,000 | 3,471 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,485,000 | 3,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,849,000 | 325 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $565,000 | 5,445 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $97,331,000 | 362 |
| Total interest expense | $69,636,000 | 250 |
| Net interest income | $27,695,000 | 603 |
| Provision for loan and lease losses | $1,354,000 | 698 |
| Total noninterest income | $8,912,000 | 545 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $8,912,000 | 371 |
| Total noninterest expense | $33,692,000 | 436 |
| Salaries and employee benefits | $17,394,000 | 420 |
| Premises and equipment expense | $5,274,000 | 387 |
| Additional noninterest expense | $11,024,000 | 419 |
| Pre-tax net operating income | $1,561,000 | 3,383 |
| Securities gains (losses) | $5,130,000 | 54 |
| Applicable income taxes | $1,743,000 | 1,075 |
| Income before extraordinary items | $4,948,000 | 1,066 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,948,000 | 1,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,131,000 | 592 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,151,800 | 3,546 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $65,805,000 | 362 |
| Total interest expense | $47,623,000 | 252 |
| Net interest income | $18,182,000 | 629 |
| Provision for loan and lease losses | $904,000 | 632 |
| Total noninterest income | $7,443,000 | 483 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $7,443,000 | 328 |
| Total noninterest expense | $23,483,000 | 435 |
| Salaries and employee benefits | $11,156,000 | 449 |
| Premises and equipment expense | $3,825,000 | 370 |
| Additional noninterest expense | $8,502,000 | 384 |
| Pre-tax net operating income | $1,238,000 | 3,047 |
| Securities gains (losses) | $5,017,000 | 40 |
| Applicable income taxes | $1,761,000 | 800 |
| Income before extraordinary items | $4,494,000 | 808 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,494,000 | 807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $742,000 | 549 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $881,760 | 3,290 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $32,766,000 | 362 |
| Total interest expense | $23,800,000 | 251 |
| Net interest income | $8,966,000 | 633 |
| Provision for loan and lease losses | $416,000 | 609 |
| Total noninterest income | $1,066,000 | 1,239 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,066,000 | 797 |
| Total noninterest expense | $10,506,000 | 476 |
| Salaries and employee benefits | $5,186,000 | 491 |
| Premises and equipment expense | $2,387,000 | 306 |
| Additional noninterest expense | $2,933,000 | 490 |
| Pre-tax net operating income | $-890,000 | 8,580 |
| Securities gains (losses) | $3,111,000 | 37 |
| Applicable income taxes | $447,000 | 1,398 |
| Income before extraordinary items | $1,774,000 | 991 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,774,000 | 990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 1,062 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-714,800 | 8,569 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $100,149,000 | 419 |
| Total interest expense | $72,470,000 | 271 |
| Net interest income | $27,679,000 | 802 |
| Provision for loan and lease losses | $85,000 | 4,954 |
| Total noninterest income | $8,605,000 | 692 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $8,605,000 | 462 |
| Total noninterest expense | $34,570,000 | 529 |
| Salaries and employee benefits | $16,419,000 | 578 |
| Premises and equipment expense | $8,736,000 | 300 |
| Additional noninterest expense | $9,415,000 | 595 |
| Pre-tax net operating income | $1,629,000 | 4,120 |
| Securities gains (losses) | $12,608,000 | 35 |
| Applicable income taxes | $4,508,000 | 688 |
| Income before extraordinary items | $9,729,000 | 762 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $9,729,000 | 761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 3,385 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,155,560 | 4,344 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $72,483,000 | 435 |
| Total interest expense | $52,224,000 | 285 |
| Net interest income | $20,259,000 | 839 |
| Provision for loan and lease losses | $53,000 | 5,008 |
| Total noninterest income | $7,225,000 | 643 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $7,225,000 | 439 |
| Total noninterest expense | $24,837,000 | 564 |
| Salaries and employee benefits | $11,450,000 | 629 |
| Premises and equipment expense | $6,351,000 | 321 |
| Additional noninterest expense | $7,036,000 | 605 |
| Pre-tax net operating income | $2,594,000 | 2,579 |
| Securities gains (losses) | $8,989,000 | 40 |
| Applicable income taxes | $3,844,000 | 653 |
| Income before extraordinary items | $7,739,000 | 757 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $7,739,000 | 756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 3,132 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,716,370 | 2,897 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $46,816,000 | 439 |
| Total interest expense | $32,789,000 | 292 |
| Net interest income | $14,027,000 | 811 |
| Provision for loan and lease losses | $49,000 | 4,503 |
| Total noninterest income | $3,845,000 | 777 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,845,000 | 506 |
| Total noninterest expense | $16,362,000 | 576 |
| Salaries and employee benefits | $7,664,000 | 644 |
| Premises and equipment expense | $3,950,000 | 348 |
| Additional noninterest expense | $4,748,000 | 599 |
| Pre-tax net operating income | $1,461,000 | 2,930 |
| Securities gains (losses) | $7,267,000 | 32 |
| Applicable income taxes | $3,013,000 | 593 |
| Income before extraordinary items | $5,715,000 | 693 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,715,000 | 692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 2,531 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $991,450 | 3,228 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $22,847,000 | 441 |
| Total interest expense | $15,489,000 | 289 |
| Net interest income | $7,358,000 | 766 |
| Provision for loan and lease losses | $34,000 | 3,733 |
| Total noninterest income | $2,117,000 | 703 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,117,000 | 478 |
| Total noninterest expense | $8,163,000 | 568 |
| Salaries and employee benefits | $3,926,000 | 624 |
| Premises and equipment expense | $1,922,000 | 354 |
| Additional noninterest expense | $2,315,000 | 608 |
| Pre-tax net operating income | $1,278,000 | 1,874 |
| Securities gains (losses) | $2,699,000 | 40 |
| Applicable income taxes | $1,330,000 | 641 |
| Income before extraordinary items | $2,647,000 | 726 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,647,000 | 725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 1,683 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $838,670 | 2,094 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $68,517,000 | 504 |
| Total interest expense | $40,311,000 | 328 |
| Net interest income | $28,206,000 | 746 |
| Provision for loan and lease losses | $184,000 | 3,722 |
| Total noninterest income | $7,152,000 | 813 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $7,152,000 | 532 |
| Total noninterest expense | $28,948,000 | 608 |
| Salaries and employee benefits | $13,590,000 | 663 |
| Premises and equipment expense | $7,396,000 | 342 |
| Additional noninterest expense | $7,962,000 | 674 |
| Pre-tax net operating income | $6,226,000 | 1,532 |
| Securities gains (losses) | $7,062,000 | 66 |
| Applicable income taxes | $4,207,000 | 748 |
| Income before extraordinary items | $9,081,000 | 794 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $9,081,000 | 796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 2,421 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,278,840 | 1,614 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $48,455,000 | 522 |
| Total interest expense | $27,146,000 | 336 |
| Net interest income | $21,309,000 | 724 |
| Provision for loan and lease losses | $165,000 | 3,334 |
| Total noninterest income | $4,230,000 | 1,003 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,230,000 | 622 |
| Total noninterest expense | $21,975,000 | 606 |
| Salaries and employee benefits | $10,420,000 | 644 |
| Premises and equipment expense | $5,572,000 | 340 |
| Additional noninterest expense | $5,983,000 | 672 |
| Pre-tax net operating income | $3,399,000 | 2,034 |
| Securities gains (losses) | $6,213,000 | 67 |
| Applicable income taxes | $2,961,000 | 789 |
| Income before extraordinary items | $6,651,000 | 803 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,651,000 | 804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $164,000 | 1,918 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,364,030 | 2,137 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $31,452,000 | 519 |
| Total interest expense | $16,723,000 | 337 |
| Net interest income | $14,729,000 | 696 |
| Provision for loan and lease losses | $76,000 | 3,807 |
| Total noninterest income | $2,865,000 | 964 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $2,865,000 | 613 |
| Total noninterest expense | $14,644,000 | 602 |
| Salaries and employee benefits | $7,140,000 | 625 |
| Premises and equipment expense | $3,643,000 | 338 |
| Additional noninterest expense | $3,861,000 | 685 |
| Pre-tax net operating income | $2,874,000 | 1,626 |
| Securities gains (losses) | $4,366,000 | 68 |
| Applicable income taxes | $2,376,000 | 663 |
| Income before extraordinary items | $4,864,000 | 724 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,864,000 | 725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 2,223 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,938,780 | 1,734 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $15,769,000 | 501 |
| Total interest expense | $7,849,000 | 334 |
| Net interest income | $7,920,000 | 649 |
| Provision for loan and lease losses | $42,000 | 3,553 |
| Total noninterest income | $1,195,000 | 1,091 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,195,000 | 700 |
| Total noninterest expense | $7,521,000 | 586 |
| Salaries and employee benefits | $3,760,000 | 596 |
| Premises and equipment expense | $1,810,000 | 343 |
| Additional noninterest expense | $1,951,000 | 662 |
| Pre-tax net operating income | $1,552,000 | 1,469 |
| Securities gains (losses) | $2,474,000 | 65 |
| Applicable income taxes | $1,326,000 | 619 |
| Income before extraordinary items | $2,700,000 | 661 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,700,000 | 661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 1,867 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,042,420 | 1,584 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $57,678,000 | 509 |
| Total interest expense | $26,536,000 | 335 |
| Net interest income | $31,142,000 | 642 |
| Provision for loan and lease losses | $833,000 | 1,246 |
| Total noninterest income | $3,669,000 | 1,373 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,669,000 | 843 |
| Total noninterest expense | $29,056,000 | 581 |
| Salaries and employee benefits | $14,188,000 | 601 |
| Premises and equipment expense | $6,531,000 | 366 |
| Additional noninterest expense | $8,337,000 | 639 |
| Pre-tax net operating income | $4,922,000 | 1,723 |
| Securities gains (losses) | $6,041,000 | 98 |
| Applicable income taxes | $3,320,000 | 838 |
| Income before extraordinary items | $7,643,000 | 860 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $7,643,000 | 861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $398,000 | 1,600 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,414,300 | 1,807 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $41,705,000 | 516 |
| Total interest expense | $19,117,000 | 340 |
| Net interest income | $22,588,000 | 655 |
| Provision for loan and lease losses | $806,000 | 950 |
| Total noninterest income | $2,495,000 | 1,484 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,495,000 | 923 |
| Total noninterest expense | $20,613,000 | 615 |
| Salaries and employee benefits | $10,189,000 | 622 |
| Premises and equipment expense | $4,701,000 | 386 |
| Additional noninterest expense | $5,723,000 | 678 |
| Pre-tax net operating income | $3,664,000 | 1,746 |
| Securities gains (losses) | $6,014,000 | 86 |
| Applicable income taxes | $2,891,000 | 743 |
| Income before extraordinary items | $6,787,000 | 742 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $6,787,000 | 743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $371,000 | 1,235 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,577,200 | 1,811 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $26,965,000 | 521 |
| Total interest expense | $12,404,000 | 343 |
| Net interest income | $14,561,000 | 670 |
| Provision for loan and lease losses | $700,000 | 728 |
| Total noninterest income | $1,144,000 | 1,992 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,144,000 | 1,203 |
| Total noninterest expense | $13,301,000 | 625 |
| Salaries and employee benefits | $6,351,000 | 663 |
| Premises and equipment expense | $3,315,000 | 356 |
| Additional noninterest expense | $3,635,000 | 703 |
| Pre-tax net operating income | $1,704,000 | 2,327 |
| Securities gains (losses) | $4,913,000 | 82 |
| Applicable income taxes | $2,024,000 | 717 |
| Income before extraordinary items | $4,593,000 | 725 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,593,000 | 725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $255,000 | 1,157 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,203,030 | 2,449 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $12,607,000 | 570 |
| Total interest expense | $5,864,000 | 369 |
| Net interest income | $6,743,000 | 719 |
| Provision for loan and lease losses | $350,000 | 704 |
| Total noninterest income | $350,000 | 2,792 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $350,000 | 1,686 |
| Total noninterest expense | $6,415,000 | 645 |
| Salaries and employee benefits | $3,263,000 | 657 |
| Premises and equipment expense | $1,665,000 | 367 |
| Additional noninterest expense | $1,487,000 | 826 |
| Pre-tax net operating income | $328,000 | 4,605 |
| Securities gains (losses) | $2,767,000 | 93 |
| Applicable income taxes | $924,000 | 779 |
| Income before extraordinary items | $2,171,000 | 768 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,171,000 | 768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 822 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $234,100 | 4,804 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $42,079,000 | 664 |
| Total interest expense | $19,034,000 | 485 |
| Net interest income | $23,045,000 | 832 |
| Provision for loan and lease losses | $1,155,000 | 1,036 |
| Total noninterest income | $7,834,000 | 795 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $7,834,000 | 541 |
| Total noninterest expense | $26,043,000 | 644 |
| Salaries and employee benefits | $13,401,000 | 639 |
| Premises and equipment expense | $5,540,000 | 430 |
| Additional noninterest expense | $7,102,000 | 738 |
| Pre-tax net operating income | $3,681,000 | 2,116 |
| Securities gains (losses) | $5,639,000 | 150 |
| Applicable income taxes | $3,156,000 | 880 |
| Income before extraordinary items | $6,164,000 | 1,039 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,164,000 | 1,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $747,000 | 1,158 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $10,500,000 | 79 |
| Net operating income | $2,442,260 | 2,308 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $29,965,000 | 718 |
| Total interest expense | $13,563,000 | 528 |
| Net interest income | $16,402,000 | 895 |
| Provision for loan and lease losses | $1,155,000 | 789 |
| Total noninterest income | $5,767,000 | 826 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,767,000 | 577 |
| Total noninterest expense | $18,998,000 | 677 |
| Salaries and employee benefits | $9,978,000 | 660 |
| Premises and equipment expense | $3,974,000 | 453 |
| Additional noninterest expense | $5,046,000 | 772 |
| Pre-tax net operating income | $2,016,000 | 2,833 |
| Securities gains (losses) | $5,385,000 | 154 |
| Applicable income taxes | $2,568,000 | 879 |
| Income before extraordinary items | $4,833,000 | 1,044 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,833,000 | 1,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $704,000 | 893 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $10,500,000 | 53 |
| Net operating income | $1,332,750 | 3,082 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $18,314,000 | 804 |
| Total interest expense | $8,317,000 | 588 |
| Net interest income | $9,997,000 | 973 |
| Provision for loan and lease losses | $755,000 | 805 |
| Total noninterest income | $3,070,000 | 984 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $3,070,000 | 668 |
| Total noninterest expense | $12,712,000 | 666 |
| Salaries and employee benefits | $7,134,000 | 622 |
| Premises and equipment expense | $2,407,000 | 495 |
| Additional noninterest expense | $3,171,000 | 827 |
| Pre-tax net operating income | $-400,000 | 9,032 |
| Securities gains (losses) | $7,010,000 | 115 |
| Applicable income taxes | $2,283,000 | 695 |
| Income before extraordinary items | $4,327,000 | 784 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,327,000 | 785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $650,000 | 707 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-229,500 | 8,957 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $8,577,000 | 858 |
| Total interest expense | $3,874,000 | 637 |
| Net interest income | $4,703,000 | 1,028 |
| Provision for loan and lease losses | $355,000 | 812 |
| Total noninterest income | $1,541,000 | 950 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,541,000 | 650 |
| Total noninterest expense | $5,936,000 | 697 |
| Salaries and employee benefits | $3,436,000 | 636 |
| Premises and equipment expense | $1,130,000 | 536 |
| Additional noninterest expense | $1,370,000 | 912 |
| Pre-tax net operating income | $-47,000 | 8,882 |
| Securities gains (losses) | $3,451,000 | 107 |
| Applicable income taxes | $1,232,000 | 662 |
| Income before extraordinary items | $2,172,000 | 781 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,172,000 | 780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $630,000 | 418 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-36,640 | 8,834 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $24,995,000 | 1,229 |
| Total interest expense | $10,686,000 | 1,045 |
| Net interest income | $14,309,000 | 1,352 |
| Provision for loan and lease losses | $1,896,000 | 779 |
| Total noninterest income | $6,363,000 | 859 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,363,000 | 584 |
| Total noninterest expense | $18,023,000 | 873 |
| Salaries and employee benefits | $10,091,000 | 801 |
| Premises and equipment expense | $4,158,000 | 547 |
| Additional noninterest expense | $3,774,000 | 1,276 |
| Pre-tax net operating income | $753,000 | 5,919 |
| Securities gains (losses) | $5,632,000 | 147 |
| Applicable income taxes | $2,393,000 | 1,117 |
| Income before extraordinary items | $3,992,000 | 1,535 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,992,000 | 1,535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $765,000 | 1,204 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $7,217,000 | 95 |
| Net operating income | $387,520 | 6,773 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $19,941,000 | 1,705 |
| Total interest expense | $10,876,000 | 1,493 |
| Net interest income | $9,065,000 | 1,962 |
| Provision for loan and lease losses | $803,000 | 1,492 |
| Total noninterest income | $2,693,000 | 1,602 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,693,000 | 1,019 |
| Total noninterest expense | $9,882,000 | 1,490 |
| Salaries and employee benefits | $4,864,000 | 1,550 |
| Premises and equipment expense | $2,381,000 | 879 |
| Additional noninterest expense | $2,637,000 | 1,737 |
| Pre-tax net operating income | $1,073,000 | 4,711 |
| Securities gains (losses) | $822,000 | 454 |
| Applicable income taxes | $724,000 | 2,609 |
| Income before extraordinary items | $1,171,000 | 3,875 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,171,000 | 3,876 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 4,035 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $644,920 | 5,307 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,211,000 | 3,338 |
| Total interest expense | $8,200,000 | 2,097 |
| Net interest income | $2,011,000 | 6,541 |
| Provision for loan and lease losses | $147,000 | 4,459 |
| Total noninterest income | $230,000 | 6,981 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $230,000 | 4,468 |
| Total noninterest expense | $5,031,000 | 2,701 |
| Salaries and employee benefits | $2,271,000 | 3,089 |
| Premises and equipment expense | $1,431,000 | 1,457 |
| Additional noninterest expense | $1,329,000 | 3,115 |
| Pre-tax net operating income | $-2,937,000 | 9,847 |
| Securities gains (losses) | $-16,000 | 8,617 |
| Applicable income taxes | $-1,112,000 | 9,850 |
| Income before extraordinary items | $-1,841,000 | 9,817 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-1,841,000 | 9,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $36,864,000 | 13 |
| Net operating income | $-1,830,760 | 9,818 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.