Home > Ludlow Savings Bank > Loan Charge- Offs and Recoveries
Ludlow Savings Bank, Loan Charge- Offs and Recoveries
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $6,877,000 | 405 |
| Loans secured by real estate, total | $4,619,000 | 257 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $4,619,000 | 257 |
| Construction and land development | $21,000 | 918 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $1,210,000 | 222 |
| Secured by multifamily residential properties | $1,077,000 | 99 |
| Secured by nonfarm nonresidential properties | $2,311,000 | 220 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $1,858,000 | 340 |
| Loans to individuals | $401,000 | 926 |
| Credit card loan charge offs | $0 | 4,176 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $401,000 | 715 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $942,000 | 589 |
| Loans secured by real estate, total | $592,000 | 324 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $592,000 | 324 |
| Construction and land development | $4,000 | 721 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $51,000 | 747 |
| Secured by multifamily residential properties | $28,000 | 245 |
| Secured by nonfarm nonresidential properties | $509,000 | 193 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $298,000 | 603 |
| Loans to individuals | $52,000 | 1,917 |
| Credit card loan recoveries | $0 | 2,866 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $52,000 | 1,732 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $5,935,000 | 359 |
| Loans secured by real estate, total | $4,027,000 | 243 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $4,027,000 | 243 |
| Construction and land development | $17,000 | 868 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $1,159,000 | 205 |
| Secured by multifamily residential properties | $1,049,000 | 95 |
| Secured by nonfarm nonresidential properties | $1,802,000 | 229 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $1,560,000 | 309 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $349,000 | 768 |
| Credit card loan net charge offs | $0 | 3,895 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $349,000 | 530 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,014,000 | 845 |
| Loans secured by real estate, total | $2,243,000 | 501 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $2,243,000 | 501 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $455,000 | 573 |
| Secured by multifamily residential properties | $918,000 | 148 |
| Secured by nonfarm nonresidential properties | $870,000 | 526 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $659,000 | 1,089 |
| Loans to individuals | $112,000 | 2,827 |
| Credit card loan charge offs | $0 | 4,333 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $112,000 | 2,483 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $287,000 | 1,440 |
| Loans secured by real estate, total | $94,000 | 1,014 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $94,000 | 1,013 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $85,000 | 462 |
| Secured by multifamily residential properties | $9,000 | 297 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $89,000 | 1,777 |
| Loans to individuals | $104,000 | 1,236 |
| Credit card loan recoveries | $0 | 2,868 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $104,000 | 1,077 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,727,000 | 783 |
| Loans secured by real estate, total | $2,149,000 | 471 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $2,149,000 | 471 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $370,000 | 593 |
| Secured by multifamily residential properties | $909,000 | 146 |
| Secured by nonfarm nonresidential properties | $870,000 | 482 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $570,000 | 1,031 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $8,000 | 7,550 |
| Credit card loan net charge offs | $0 | 4,099 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $8,000 | 7,040 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.