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Ludlow Savings Bank, Changes in Bank Equity Capital
| 1993-12-31 | Rank | |
| Amended balance at previous year-end | $7,801,000 | 4,645 |
| Restatements from amended reports of income, net | $0 | 249 |
| Net income | $-13,424,000 | 13,221 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 420 |
| Cash dividends declared on preferred stock | $0 | 217 |
| Cash dividends declared on common stock | $0 | 9,002 |
| Other comprehensive income | $194,000 | 778 |
| Other transactions with parent holding company | $0 | 566 |
| Bank equity capital | $-5,429,000 | 13,232 |
| 1992-12-31 | Rank | |
| Amended balance at previous year-end | $8,898,000 | 3,908 |
| Restatements from amended reports of income, net | $0 | 350 |
| Net income | $-939,000 | 13,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $-35,000 | 11,938 |
| Cash dividends declared on preferred stock | $0 | 200 |
| Cash dividends declared on common stock | $0 | 8,837 |
| Other comprehensive income | $-123,000 | 11,946 |
| Other transactions with parent holding company | $0 | 777 |
| Bank equity capital | $7,801,000 | 4,907 |