Home > Lubbock National Bank > Income and Expense

Lubbock National Bank, Income and Expense

2018-12-31 (YTD Data)Rank
Total interest income$45,310,000708
Total interest expense$8,549,000598
Net interest income$36,761,000728
Provision for loan and lease losses$1,524,000612
Total noninterest income$5,747,000996
Gross Fiduciary activities income$2,068,000340
Service charges on deposit accounts$1,043,0001,135
Trading account gains and fees$0126
Additional Noninterest Income$2,636,0001,248
Total noninterest expense$25,900,000851
Salaries and employee benefits$16,166,000776
Premises and equipment expense$2,878,000869
Additional noninterest expense$6,856,000979
Pre-tax net operating income$15,084,000750
Securities gains (losses)$34,000474
Applicable income taxes$2,489,000751
Income before extraordinary items$12,629,000742
Extraordinary gains, net$06
Net income$12,629,000741
Minority interest net income$072
Net income of bank and minority interests.$12,629,000741
Net charge-offs$561,000884
Cash dividends$1,640,0001,640
Sale, conversion, retirement of capital stock, net$0671
Net operating income$12,600,440743
2018-09-30 (YTD Data)Rank
Total interest income$33,105,000714
Total interest expense$6,155,000586
Net interest income$26,950,000735
Provision for loan and lease losses$1,524,000475
Total noninterest income$4,179,0001,031
Gross Fiduciary activities income$1,366,000366
Service charges on deposit accounts$776,0001,133
Trading account gains and fees$0138
Additional Noninterest Income$2,037,0001,248
Total noninterest expense$19,010,000868
Salaries and employee benefits$11,808,000797
Premises and equipment expense$2,170,000861
Additional noninterest expense$5,032,000988
Pre-tax net operating income$10,595,000780
Securities gains (losses)$34,000477
Applicable income taxes$1,686,000815
Income before extraordinary items$8,943,000790
Extraordinary gains, net$05
Net income$8,943,000789
Minority interest net income$066
Net income of bank and minority interests.$8,943,000789
Net charge-offs$232,0001,142
Cash dividends$1,451,0001,337
Sale, conversion, retirement of capital stock, net$0633
Net operating income$8,914,440789
2018-06-30 (YTD Data)Rank
Total interest income$21,712,000714
Total interest expense$3,971,000561
Net interest income$17,741,000745
Provision for loan and lease losses$1,011,000467
Total noninterest income$2,811,0001,021
Gross Fiduciary activities income$914,000368
Service charges on deposit accounts$510,0001,142
Trading account gains and fees$0130
Additional Noninterest Income$1,387,0001,221
Total noninterest expense$12,683,000865
Salaries and employee benefits$7,831,000801
Premises and equipment expense$1,455,000861
Additional noninterest expense$3,397,000966
Pre-tax net operating income$6,858,000793
Securities gains (losses)$29,000412
Applicable income taxes$1,080,000837
Income before extraordinary items$5,807,000794
Extraordinary gains, net$06
Net income$5,807,000793
Minority interest net income$065
Net income of bank and minority interests.$5,807,000793
Net charge-offs$83,0001,431
Cash dividends$1,258,0001,115
Sale, conversion, retirement of capital stock, net$0620
Net operating income$5,782,640793
2018-03-31 (YTD Data)Rank
Total interest income$10,696,000721
Total interest expense$1,870,000561
Net interest income$8,826,000742
Provision for loan and lease losses$501,000459
Total noninterest income$1,451,000991
Gross Fiduciary activities income$484,000357
Service charges on deposit accounts$266,0001,122
Trading account gains and fees$0123
Additional Noninterest Income$701,0001,206
Total noninterest expense$6,386,000871
Salaries and employee benefits$3,933,000811
Premises and equipment expense$739,000856
Additional noninterest expense$1,714,000950
Pre-tax net operating income$3,390,000769
Securities gains (losses)$29,000286
Applicable income taxes$528,000828
Income before extraordinary items$2,891,000770
Extraordinary gains, net$07
Net income$2,891,000770
Minority interest net income$052
Net income of bank and minority interests.$2,891,000770
Net charge-offs$28,0001,485
Cash dividends$1,061,000673
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,866,350770
2017-12-31 (YTD Data)Rank
Total interest income$40,174,000713
Total interest expense$6,252,000559
Net interest income$33,922,000744
Provision for loan and lease losses$1,953,000525
Total noninterest income$6,019,000975
Gross Fiduciary activities income$1,860,000353
Service charges on deposit accounts$1,047,0001,144
Trading account gains and fees$0151
Additional Noninterest Income$3,112,0001,134
Total noninterest expense$25,229,000864
Salaries and employee benefits$15,312,000801
Premises and equipment expense$2,814,000871
Additional noninterest expense$7,103,000929
Pre-tax net operating income$12,759,000797
Securities gains (losses)$331,000285
Applicable income taxes$5,833,000600
Income before extraordinary items$7,257,000989
Extraordinary gains, net$09
Net income$7,257,000989
Minority interest net income$076
Net income of bank and minority interests.$7,257,000989
Net charge-offs$1,253,000578
Cash dividends$1,413,0001,778
Sale, conversion, retirement of capital stock, net$0711
Net operating income$7,045,1601,000
2017-09-30 (YTD Data)Rank
Total interest income$29,655,000720
Total interest expense$4,564,000557
Net interest income$25,091,000755
Provision for loan and lease losses$1,498,000505
Total noninterest income$4,238,0001,045
Gross Fiduciary activities income$1,366,000358
Service charges on deposit accounts$787,0001,151
Trading account gains and fees$0145
Additional Noninterest Income$2,085,0001,240
Total noninterest expense$18,067,000892
Salaries and employee benefits$11,202,000819
Premises and equipment expense$2,123,000872
Additional noninterest expense$4,742,0001,022
Pre-tax net operating income$9,764,000795
Securities gains (losses)$331,000275
Applicable income taxes$2,522,000781
Income before extraordinary items$7,573,000799
Extraordinary gains, net$09
Net income$7,573,000799
Minority interest net income$071
Net income of bank and minority interests.$7,573,000799
Net charge-offs$1,214,000428
Cash dividends$1,308,0001,436
Sale, conversion, retirement of capital stock, net$0677
Net operating income$7,324,750811
2017-06-30 (YTD Data)Rank
Total interest income$19,442,000728
Total interest expense$2,912,000567
Net interest income$16,530,000762
Provision for loan and lease losses$1,023,000492
Total noninterest income$2,826,0001,042
Gross Fiduciary activities income$915,000355
Service charges on deposit accounts$517,0001,154
Trading account gains and fees$0139
Additional Noninterest Income$1,394,0001,247
Total noninterest expense$12,098,000896
Salaries and employee benefits$7,472,000816
Premises and equipment expense$1,421,000873
Additional noninterest expense$3,205,0001,007
Pre-tax net operating income$6,235,000814
Securities gains (losses)$273,000229
Applicable income taxes$1,611,000788
Income before extraordinary items$4,897,000810
Extraordinary gains, net$011
Net income$4,897,000809
Minority interest net income$071
Net income of bank and minority interests.$4,897,000810
Net charge-offs$727,000437
Cash dividends$1,198,0001,161
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,692,250833
2017-03-31 (YTD Data)Rank
Total interest income$9,470,000742
Total interest expense$1,389,000576
Net interest income$8,081,000780
Provision for loan and lease losses$552,000424
Total noninterest income$1,430,0001,024
Gross Fiduciary activities income$469,000350
Service charges on deposit accounts$252,0001,185
Trading account gains and fees$0142
Additional Noninterest Income$709,0001,216
Total noninterest expense$6,056,000894
Salaries and employee benefits$3,758,000823
Premises and equipment expense$717,000876
Additional noninterest expense$1,581,0001,019
Pre-tax net operating income$2,903,000842
Securities gains (losses)$82,000267
Applicable income taxes$709,000848
Income before extraordinary items$2,276,000835
Extraordinary gains, net$08
Net income$2,276,000835
Minority interest net income$055
Net income of bank and minority interests.$2,276,000835
Net charge-offs$-5,0004,686
Cash dividends$1,049,000691
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,213,680845
2016-12-31 (YTD Data)Rank
Total interest income$35,677,000752
Total interest expense$5,118,000589
Net interest income$30,559,000785
Provision for loan and lease losses$1,839,000559
Total noninterest income$6,040,0001,009
Gross Fiduciary activities income$1,887,000349
Service charges on deposit accounts$1,054,0001,160
Trading account gains and fees$0170
Additional Noninterest Income$3,099,0001,181
Total noninterest expense$23,383,000910
Salaries and employee benefits$14,116,000838
Premises and equipment expense$2,786,000889
Additional noninterest expense$6,481,0001,010
Pre-tax net operating income$11,377,000827
Securities gains (losses)$426,000508
Applicable income taxes$2,606,000860
Income before extraordinary items$9,197,000822
Extraordinary gains, net$05
Net income$9,197,000822
Minority interest net income$082
Net income of bank and minority interests.$9,197,000821
Net charge-offs$2,166,000366
Cash dividends$2,072,0001,355
Sale, conversion, retirement of capital stock, net$0759
Net operating income$8,864,720830
2016-09-30 (YTD Data)Rank
Total interest income$26,655,000751
Total interest expense$3,782,000586
Net interest income$22,873,000782
Provision for loan and lease losses$1,376,000543
Total noninterest income$4,116,0001,075
Gross Fiduciary activities income$1,450,000346
Service charges on deposit accounts$797,0001,144
Trading account gains and fees$0169
Additional Noninterest Income$1,869,0001,372
Total noninterest expense$17,465,000909
Salaries and employee benefits$10,445,000840
Premises and equipment expense$2,111,000877
Additional noninterest expense$4,909,0001,003
Pre-tax net operating income$8,148,000873
Securities gains (losses)$426,000458
Applicable income taxes$1,970,000873
Income before extraordinary items$6,604,000849
Extraordinary gains, net$05
Net income$6,604,000849
Minority interest net income$071
Net income of bank and minority interests.$6,604,000849
Net charge-offs$1,704,000333
Cash dividends$1,962,0001,057
Sale, conversion, retirement of capital stock, net$0719
Net operating income$6,275,980860
2016-06-30 (YTD Data)Rank
Total interest income$17,754,000752
Total interest expense$2,427,000611
Net interest income$15,327,000778
Provision for loan and lease losses$913,000542
Total noninterest income$2,691,0001,066
Gross Fiduciary activities income$985,000339
Service charges on deposit accounts$523,0001,146
Trading account gains and fees$0157
Additional Noninterest Income$1,183,0001,388
Total noninterest expense$11,690,000911
Salaries and employee benefits$6,894,000853
Premises and equipment expense$1,411,000881
Additional noninterest expense$3,385,000973
Pre-tax net operating income$5,415,000869
Securities gains (losses)$02,835
Applicable income taxes$1,205,000934
Income before extraordinary items$4,210,000871
Extraordinary gains, net$016
Net income$4,210,000870
Minority interest net income$071
Net income of bank and minority interests.$4,210,000870
Net charge-offs$1,670,000246
Cash dividends$1,887,000816
Sale, conversion, retirement of capital stock, net$0705
Net operating income$4,210,000846
2016-03-31 (YTD Data)Rank
Total interest income$8,843,000757
Total interest expense$1,162,000640
Net interest income$7,681,000777
Provision for loan and lease losses$454,000500
Total noninterest income$1,487,000968
Gross Fiduciary activities income$492,000331
Service charges on deposit accounts$253,0001,177
Trading account gains and fees$0142
Additional Noninterest Income$742,0001,157
Total noninterest expense$5,965,000885
Salaries and employee benefits$3,544,000830
Premises and equipment expense$719,000872
Additional noninterest expense$1,702,000966
Pre-tax net operating income$2,749,000824
Securities gains (losses)$02,077
Applicable income taxes$599,000923
Income before extraordinary items$2,150,000834
Extraordinary gains, net$012
Net income$2,150,000835
Minority interest net income$062
Net income of bank and minority interests.$2,150,000835
Net charge-offs$6,0002,526
Cash dividends$699,000973
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,150,000813
2015-12-31 (YTD Data)Rank
Total interest income$34,622,000730
Total interest expense$5,046,000544
Net interest income$29,576,000763
Provision for loan and lease losses$1,757,000507
Total noninterest income$5,523,0001,046
Gross Fiduciary activities income$1,916,000347
Service charges on deposit accounts$1,088,0001,140
Trading account gains and fees$0159
Additional Noninterest Income$2,519,0001,300
Total noninterest expense$23,674,000871
Salaries and employee benefits$14,607,000780
Premises and equipment expense$2,882,000858
Additional noninterest expense$6,185,0001,063
Pre-tax net operating income$9,668,000915
Securities gains (losses)$102,0001,160
Applicable income taxes$2,170,000955
Income before extraordinary items$7,600,000941
Extraordinary gains, net$023
Net income$7,600,000941
Minority interest net income$081
Net income of bank and minority interests.$7,600,000941
Net charge-offs$2,354,000323
Cash dividends$950,0002,202
Sale, conversion, retirement of capital stock, net$0804
Net operating income$7,520,440930
2015-09-30 (YTD Data)Rank
Total interest income$25,721,000745
Total interest expense$3,833,000537
Net interest income$21,888,000778
Provision for loan and lease losses$1,299,000475
Total noninterest income$3,986,0001,098
Gross Fiduciary activities income$1,399,000352
Service charges on deposit accounts$810,0001,151
Trading account gains and fees$0153
Additional Noninterest Income$1,777,0001,365
Total noninterest expense$18,013,000873
Salaries and employee benefits$11,356,000768
Premises and equipment expense$2,193,000856
Additional noninterest expense$4,464,0001,092
Pre-tax net operating income$6,562,0001,018
Securities gains (losses)$127,000886
Applicable income taxes$1,414,0001,075
Income before extraordinary items$5,275,0001,001
Extraordinary gains, net$021
Net income$5,275,0001,001
Minority interest net income$078
Net income of bank and minority interests.$5,275,0001,001
Net charge-offs$1,483,000349
Cash dividends$900,0001,699
Sale, conversion, retirement of capital stock, net$0773
Net operating income$5,174,670999
2015-06-30 (YTD Data)Rank
Total interest income$17,004,000752
Total interest expense$2,509,000552
Net interest income$14,495,000780
Provision for loan and lease losses$803,000510
Total noninterest income$2,607,0001,112
Gross Fiduciary activities income$902,000361
Service charges on deposit accounts$538,0001,138
Trading account gains and fees$0157
Additional Noninterest Income$1,167,0001,395
Total noninterest expense$12,438,000852
Salaries and employee benefits$7,924,000734
Premises and equipment expense$1,480,000843
Additional noninterest expense$3,034,0001,078
Pre-tax net operating income$3,861,0001,118
Securities gains (losses)$127,000722
Applicable income taxes$864,0001,135
Income before extraordinary items$3,124,0001,125
Extraordinary gains, net$022
Net income$3,124,0001,124
Minority interest net income$075
Net income of bank and minority interests.$3,124,0001,126
Net charge-offs$1,482,000272
Cash dividends$900,0001,338
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,024,9401,131
2015-03-31 (YTD Data)Rank
Total interest income$8,632,000744
Total interest expense$1,268,000550
Net interest income$7,364,000768
Provision for loan and lease losses$436,000469
Total noninterest income$1,325,0001,056
Gross Fiduciary activities income$458,000358
Service charges on deposit accounts$276,0001,089
Trading account gains and fees$0152
Additional Noninterest Income$591,0001,333
Total noninterest expense$6,869,000753
Salaries and employee benefits$4,501,000641
Premises and equipment expense$740,000852
Additional noninterest expense$1,628,000993
Pre-tax net operating income$1,384,0001,433
Securities gains (losses)$02,027
Applicable income taxes$228,0001,687
Income before extraordinary items$1,156,0001,412
Extraordinary gains, net$013
Net income$1,156,0001,415
Minority interest net income$064
Net income of bank and minority interests.$1,156,0001,414
Net charge-offs$1,777,000143
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,156,0001,369
2014-12-31 (YTD Data)Rank
Total interest income$34,533,000732
Total interest expense$4,791,000594
Net interest income$29,742,000742
Provision for loan and lease losses$1,990,000468
Total noninterest income$5,399,0001,039
Gross Fiduciary activities income$1,730,000360
Service charges on deposit accounts$1,132,0001,165
Trading account gains and fees$0180
Additional Noninterest Income$2,537,0001,241
Total noninterest expense$23,976,000837
Salaries and employee benefits$14,662,000758
Premises and equipment expense$2,993,000826
Additional noninterest expense$6,321,0001,045
Pre-tax net operating income$9,175,000906
Securities gains (losses)$40,0001,884
Applicable income taxes$2,142,000937
Income before extraordinary items$7,073,000940
Extraordinary gains, net$017
Net income$7,073,000939
Minority interest net income$084
Net income of bank and minority interests.$7,073,000939
Net charge-offs$152,0002,765
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,042,200917
2014-09-30 (YTD Data)Rank
Total interest income$25,425,000744
Total interest expense$3,453,000632
Net interest income$21,972,000749
Provision for loan and lease losses$930,000708
Total noninterest income$4,156,0001,021
Gross Fiduciary activities income$1,197,000382
Service charges on deposit accounts$838,0001,188
Trading account gains and fees$0174
Additional Noninterest Income$2,121,0001,162
Total noninterest expense$17,847,000846
Salaries and employee benefits$10,892,000762
Premises and equipment expense$2,238,000830
Additional noninterest expense$4,717,0001,043
Pre-tax net operating income$7,351,000860
Securities gains (losses)$64,0001,289
Applicable income taxes$1,769,000882
Income before extraordinary items$5,646,000882
Extraordinary gains, net$015
Net income$5,646,000881
Minority interest net income$081
Net income of bank and minority interests.$5,646,000881
Net charge-offs$-432,0006,452
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$5,597,360867
2014-06-30 (YTD Data)Rank
Total interest income$16,638,000757
Total interest expense$2,206,000661
Net interest income$14,432,000759
Provision for loan and lease losses$510,000833
Total noninterest income$2,832,000983
Gross Fiduciary activities income$705,000404
Service charges on deposit accounts$576,0001,127
Trading account gains and fees$0172
Additional Noninterest Income$1,551,0001,069
Total noninterest expense$12,022,000830
Salaries and employee benefits$7,284,000750
Premises and equipment expense$1,470,000842
Additional noninterest expense$3,268,000994
Pre-tax net operating income$4,732,000862
Securities gains (losses)$64,0001,036
Applicable income taxes$1,125,000887
Income before extraordinary items$3,671,000880
Extraordinary gains, net$020
Net income$3,671,000880
Minority interest net income$080
Net income of bank and minority interests.$3,671,000880
Net charge-offs$-375,0006,533
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,621,720870
2014-03-31 (YTD Data)Rank
Total interest income$8,134,000772
Total interest expense$1,030,000720
Net interest income$7,104,000771
Provision for loan and lease losses$362,000599
Total noninterest income$1,336,000999
Gross Fiduciary activities income$306,000432
Service charges on deposit accounts$308,0001,045
Trading account gains and fees$0147
Additional Noninterest Income$722,0001,098
Total noninterest expense$6,080,000831
Salaries and employee benefits$3,609,000770
Premises and equipment expense$739,000860
Additional noninterest expense$1,732,000928
Pre-tax net operating income$1,998,000975
Securities gains (losses)$6,0001,292
Applicable income taxes$424,0001,043
Income before extraordinary items$1,580,000988
Extraordinary gains, net$016
Net income$1,580,000988
Minority interest net income$066
Net income of bank and minority interests.$1,580,000989
Net charge-offs$-121,0006,507
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,575,260973
2013-12-31 (YTD Data)Rank
Total interest income$29,424,000848
Total interest expense$3,844,000887
Net interest income$25,580,000833
Provision for loan and lease losses$1,314,000883
Total noninterest income$4,675,0001,190
Gross Fiduciary activities income$1,395,000396
Service charges on deposit accounts$1,209,0001,145
Trading account gains and fees$0184
Additional Noninterest Income$2,071,0001,476
Total noninterest expense$21,584,000946
Salaries and employee benefits$12,699,000845
Premises and equipment expense$2,693,000892
Additional noninterest expense$6,192,0001,093
Pre-tax net operating income$7,357,0001,037
Securities gains (losses)$87,0001,426
Applicable income taxes$1,494,0001,130
Income before extraordinary items$5,950,0001,040
Extraordinary gains, net$029
Net income$5,950,0001,042
Minority interest net income$090
Net income of bank and minority interests.$5,950,0001,042
Net charge-offs$828,0001,452
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$5,880,4001,028
2013-09-30 (YTD Data)Rank
Total interest income$21,414,000881
Total interest expense$2,896,000915
Net interest income$18,518,000874
Provision for loan and lease losses$721,0001,157
Total noninterest income$3,401,0001,237
Gross Fiduciary activities income$952,000408
Service charges on deposit accounts$900,0001,158
Trading account gains and fees$0180
Additional Noninterest Income$1,549,0001,519
Total noninterest expense$16,223,000943
Salaries and employee benefits$9,304,000877
Premises and equipment expense$2,027,000892
Additional noninterest expense$4,892,0001,037
Pre-tax net operating income$4,975,0001,146
Securities gains (losses)$107,0001,168
Applicable income taxes$947,0001,303
Income before extraordinary items$4,135,0001,123
Extraordinary gains, net$025
Net income$4,135,0001,125
Minority interest net income$084
Net income of bank and minority interests.$4,135,0001,125
Net charge-offs$433,0001,748
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,048,3301,118
2013-06-30 (YTD Data)Rank
Total interest income$14,053,000892
Total interest expense$1,963,000926
Net interest income$12,090,000885
Provision for loan and lease losses$427,0001,314
Total noninterest income$2,217,0001,269
Gross Fiduciary activities income$622,000416
Service charges on deposit accounts$593,0001,140
Trading account gains and fees$0157
Additional Noninterest Income$1,002,0001,574
Total noninterest expense$10,789,000942
Salaries and employee benefits$6,186,000878
Premises and equipment expense$1,351,000899
Additional noninterest expense$3,252,0001,031
Pre-tax net operating income$3,091,0001,199
Securities gains (losses)$27,0001,870
Applicable income taxes$540,0001,434
Income before extraordinary items$2,578,0001,184
Extraordinary gains, net$022
Net income$2,578,0001,186
Minority interest net income$082
Net income of bank and minority interests.$2,578,0001,187
Net charge-offs$379,0001,484
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,555,5901,145
2013-03-31 (YTD Data)Rank
Total interest income$7,129,000875
Total interest expense$1,005,000931
Net interest income$6,124,000870
Provision for loan and lease losses$347,000900
Total noninterest income$1,033,0001,334
Gross Fiduciary activities income$311,000416
Service charges on deposit accounts$297,0001,127
Trading account gains and fees$0148
Additional Noninterest Income$425,0001,775
Total noninterest expense$5,385,000953
Salaries and employee benefits$3,085,000887
Premises and equipment expense$657,000937
Additional noninterest expense$1,643,0001,026
Pre-tax net operating income$1,425,0001,278
Securities gains (losses)$10,0001,481
Applicable income taxes$229,0001,579
Income before extraordinary items$1,206,0001,239
Extraordinary gains, net$010
Net income$1,206,0001,241
Minority interest net income$076
Net income of bank and minority interests.$1,206,0001,241
Net charge-offs$-1,004,0007,000
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,197,6001,199
2012-12-31 (YTD Data)Rank
Total interest income$29,769,000876
Total interest expense$4,510,0001,009
Net interest income$25,259,000846
Provision for loan and lease losses$2,126,0001,020
Total noninterest income$4,696,0001,200
Gross Fiduciary activities income$1,134,000421
Service charges on deposit accounts$1,237,0001,150
Trading account gains and fees$0166
Additional Noninterest Income$2,325,0001,404
Total noninterest expense$21,330,000938
Salaries and employee benefits$12,471,000841
Premises and equipment expense$2,592,000927
Additional noninterest expense$6,267,0001,109
Pre-tax net operating income$6,499,0001,100
Securities gains (losses)$-1,0006,602
Applicable income taxes$1,120,0001,358
Income before extraordinary items$5,378,0001,097
Extraordinary gains, net$029
Net income$5,378,0001,097
Minority interest net income$093
Net income of bank and minority interests.$5,378,0001,097
Net charge-offs$1,810,0001,251
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$5,378,8301,041
2012-09-30 (YTD Data)Rank
Total interest income$22,514,000885
Total interest expense$3,459,0001,029
Net interest income$19,055,000850
Provision for loan and lease losses$1,911,000884
Total noninterest income$3,488,0001,199
Gross Fiduciary activities income$767,000445
Service charges on deposit accounts$906,0001,180
Trading account gains and fees$0157
Additional Noninterest Income$1,815,0001,359
Total noninterest expense$15,755,000954
Salaries and employee benefits$9,217,000855
Premises and equipment expense$1,955,000928
Additional noninterest expense$4,583,0001,121
Pre-tax net operating income$4,877,0001,106
Securities gains (losses)$03,575
Applicable income taxes$829,0001,412
Income before extraordinary items$4,048,0001,124
Extraordinary gains, net$020
Net income$4,048,0001,125
Minority interest net income$086
Net income of bank and minority interests.$4,048,0001,125
Net charge-offs$883,0001,589
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,048,0001,057
2012-06-30 (YTD Data)Rank
Total interest income$14,987,000891
Total interest expense$2,383,0001,035
Net interest income$12,604,000863
Provision for loan and lease losses$1,461,000822
Total noninterest income$2,392,0001,162
Gross Fiduciary activities income$491,000456
Service charges on deposit accounts$593,0001,189
Trading account gains and fees$0153
Additional Noninterest Income$1,308,0001,261
Total noninterest expense$10,650,000942
Salaries and employee benefits$6,226,000839
Premises and equipment expense$1,311,000925
Additional noninterest expense$3,113,0001,113
Pre-tax net operating income$2,885,0001,235
Securities gains (losses)$03,178
Applicable income taxes$426,0001,659
Income before extraordinary items$2,459,0001,214
Extraordinary gains, net$019
Net income$2,459,0001,215
Minority interest net income$084
Net income of bank and minority interests.$2,459,0001,214
Net charge-offs$894,0001,235
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,459,0001,146
2012-03-31 (YTD Data)Rank
Total interest income$7,534,000894
Total interest expense$1,281,000989
Net interest income$6,253,000867
Provision for loan and lease losses$1,025,000602
Total noninterest income$1,313,0001,080
Gross Fiduciary activities income$293,000410
Service charges on deposit accounts$293,0001,200
Trading account gains and fees$0148
Additional Noninterest Income$727,0001,148
Total noninterest expense$5,295,000940
Salaries and employee benefits$2,975,000870
Premises and equipment expense$667,000915
Additional noninterest expense$1,653,0001,035
Pre-tax net operating income$1,246,0001,400
Securities gains (losses)$02,210
Applicable income taxes$146,0002,070
Income before extraordinary items$1,100,0001,314
Extraordinary gains, net$019
Net income$1,100,0001,315
Minority interest net income$078
Net income of bank and minority interests.$1,100,0001,315
Net charge-offs$1,080,000639
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,100,0001,243
2011-12-31 (YTD Data)Rank
Total interest income$30,908,000903
Total interest expense$6,946,000865
Net interest income$23,962,000910
Provision for loan and lease losses$2,341,0001,406
Total noninterest income$5,760,000931
Gross Fiduciary activities income$759,000467
Service charges on deposit accounts$1,318,0001,114
Trading account gains and fees$0146
Additional Noninterest Income$3,683,000891
Total noninterest expense$21,437,000920
Salaries and employee benefits$12,003,000823
Premises and equipment expense$2,600,000957
Additional noninterest expense$6,834,0001,026
Pre-tax net operating income$5,944,0001,010
Securities gains (losses)$1,0003,733
Applicable income taxes$-2,858,0007,276
Income before extraordinary items$8,803,000594
Extraordinary gains, net$029
Net income$8,803,000593
Minority interest net income$096
Net income of bank and minority interests.$8,803,000595
Net charge-offs$2,286,0001,433
Cash dividends$225,0003,248
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$8,802,000574
2011-09-30 (YTD Data)Rank
Total interest income$23,197,000921
Total interest expense$5,473,000859
Net interest income$17,724,000937
Provision for loan and lease losses$2,431,0001,083
Total noninterest income$3,757,0001,048
Gross Fiduciary activities income$558,000467
Service charges on deposit accounts$1,005,0001,107
Trading account gains and fees$0145
Additional Noninterest Income$2,194,0001,057
Total noninterest expense$15,328,000963
Salaries and employee benefits$8,254,000896
Premises and equipment expense$1,934,000983
Additional noninterest expense$5,140,0001,027
Pre-tax net operating income$3,722,0001,234
Securities gains (losses)$1,0003,451
Applicable income taxes$-3,642,0007,399
Income before extraordinary items$7,365,000560
Extraordinary gains, net$021
Net income$7,365,000559
Minority interest net income$087
Net income of bank and minority interests.$7,365,000560
Net charge-offs$2,414,0001,075
Cash dividends$225,0002,604
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$7,364,000549
2011-06-30 (YTD Data)Rank
Total interest income$15,387,000938
Total interest expense$3,916,000827
Net interest income$11,471,000967
Provision for loan and lease losses$1,730,0001,014
Total noninterest income$2,477,0001,052
Gross Fiduciary activities income$336,000497
Service charges on deposit accounts$664,0001,106
Trading account gains and fees$0153
Additional Noninterest Income$1,477,0001,029
Total noninterest expense$10,085,000995
Salaries and employee benefits$5,458,000909
Premises and equipment expense$1,268,0001,009
Additional noninterest expense$3,359,0001,060
Pre-tax net operating income$2,133,0001,366
Securities gains (losses)$1,0002,791
Applicable income taxes$04,697
Income before extraordinary items$2,134,0001,164
Extraordinary gains, net$015
Net income$2,134,0001,164
Minority interest net income$089
Net income of bank and minority interests.$2,134,0001,164
Net charge-offs$1,763,0001,003
Cash dividends$225,0002,189
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,133,0001,127
2011-03-31 (YTD Data)Rank
Total interest income$7,769,000936
Total interest expense$2,080,000801
Net interest income$5,689,000976
Provision for loan and lease losses$437,0001,585
Total noninterest income$1,154,0001,098
Gross Fiduciary activities income$170,000494
Service charges on deposit accounts$329,0001,100
Trading account gains and fees$0158
Additional Noninterest Income$655,0001,112
Total noninterest expense$4,978,0001,000
Salaries and employee benefits$2,751,000913
Premises and equipment expense$598,0001,089
Additional noninterest expense$1,629,0001,093
Pre-tax net operating income$1,428,0001,053
Securities gains (losses)$1,0001,662
Applicable income taxes$04,545
Income before extraordinary items$1,429,000859
Extraordinary gains, net$09
Net income$1,429,000857
Minority interest net income$086
Net income of bank and minority interests.$1,429,000859
Net charge-offs$288,0001,794
Cash dividends$225,0001,323
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,428,000841
2010-12-31 (YTD Data)Rank
Total interest income$32,302,000952
Total interest expense$10,563,000769
Net interest income$21,739,0001,012
Provision for loan and lease losses$3,667,0001,412
Total noninterest income$4,698,0001,136
Gross Fiduciary activities income$659,000494
Service charges on deposit accounts$1,453,0001,042
Trading account gains and fees$0175
Additional Noninterest Income$2,586,0001,167
Total noninterest expense$20,389,000979
Salaries and employee benefits$11,099,000883
Premises and equipment expense$2,526,0001,025
Additional noninterest expense$6,764,0001,094
Pre-tax net operating income$2,381,0001,956
Securities gains (losses)$1,051,000471
Applicable income taxes$-397,0007,109
Income before extraordinary items$3,829,0001,133
Extraordinary gains, net$029
Net income$3,829,0001,135
Minority interest net income$0111
Net income of bank and minority interests.$3,829,0001,136
Net charge-offs$3,385,0001,362
Cash dividends$1,368,0001,170
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,778,0001,447
2010-09-30 (YTD Data)Rank
Total interest income$24,245,000963
Total interest expense$8,212,000759
Net interest income$16,033,0001,039
Provision for loan and lease losses$1,084,0002,410
Total noninterest income$3,784,0001,055
Gross Fiduciary activities income$428,000531
Service charges on deposit accounts$1,136,0001,031
Trading account gains and fees$0165
Additional Noninterest Income$2,220,0001,029
Total noninterest expense$15,343,000960
Salaries and employee benefits$8,324,000873
Premises and equipment expense$1,924,0001,021
Additional noninterest expense$5,095,0001,049
Pre-tax net operating income$3,390,0001,173
Securities gains (losses)$925,000444
Applicable income taxes$04,726
Income before extraordinary items$4,315,000799
Extraordinary gains, net$023
Net income$4,315,000797
Minority interest net income$0110
Net income of bank and minority interests.$4,315,000800
Net charge-offs$848,0002,388
Cash dividends$1,368,000812
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,390,000971
2010-06-30 (YTD Data)Rank
Total interest income$16,096,000978
Total interest expense$5,633,000768
Net interest income$10,463,0001,065
Provision for loan and lease losses$480,0002,919
Total noninterest income$2,498,0001,041
Gross Fiduciary activities income$273,000541
Service charges on deposit accounts$823,000964
Trading account gains and fees$0152
Additional Noninterest Income$1,402,0001,036
Total noninterest expense$10,036,000980
Salaries and employee benefits$5,671,000858
Premises and equipment expense$1,284,0001,039
Additional noninterest expense$3,081,0001,163
Pre-tax net operating income$2,445,0001,090
Securities gains (losses)$919,000282
Applicable income taxes$04,691
Income before extraordinary items$3,364,000670
Extraordinary gains, net$019
Net income$3,364,000670
Minority interest net income$0105
Net income of bank and minority interests.$3,364,000670
Net charge-offs$397,0002,716
Cash dividends$791,000894
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,445,000883
2010-03-31 (YTD Data)Rank
Total interest income$8,204,000981
Total interest expense$2,928,000780
Net interest income$5,276,0001,060
Provision for loan and lease losses$1,280,000987
Total noninterest income$1,074,0001,151
Gross Fiduciary activities income$133,000557
Service charges on deposit accounts$378,0001,043
Trading account gains and fees$0175
Additional Noninterest Income$563,0001,182
Total noninterest expense$4,869,0001,020
Salaries and employee benefits$2,853,000868
Premises and equipment expense$619,0001,107
Additional noninterest expense$1,397,0001,266
Pre-tax net operating income$201,0004,050
Securities gains (losses)$683,000184
Applicable income taxes$04,611
Income before extraordinary items$884,0001,233
Extraordinary gains, net$016
Net income$884,0001,236
Minority interest net income$091
Net income of bank and minority interests.$884,0001,235
Net charge-offs$1,224,000903
Cash dividends$628,000535
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$201,0003,763
2009-12-31 (YTD Data)Rank
Total interest income$34,909,000966
Total interest expense$11,823,0001,000
Net interest income$23,086,000936
Provision for loan and lease losses$5,759,0001,283
Total noninterest income$5,210,0001,057
Gross Fiduciary activities income$545,000526
Service charges on deposit accounts$1,681,0001,035
Trading account gains and fees$0211
Additional Noninterest Income$2,984,0001,048
Total noninterest expense$21,247,000986
Salaries and employee benefits$11,767,000831
Premises and equipment expense$2,408,0001,135
Additional noninterest expense$7,072,0001,103
Pre-tax net operating income$1,290,0002,591
Securities gains (losses)$1,026,000488
Applicable income taxes$04,388
Income before extraordinary items$2,316,0001,439
Extraordinary gains, net$034
Net income$2,316,0001,437
Minority interest net income$0115
Net income of bank and minority interests.$2,316,0001,438
Net charge-offs$4,132,0001,309
Cash dividends$3,260,000532
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,290,0002,314
2009-09-30 (YTD Data)Rank
Total interest income$26,468,000972
Total interest expense$8,716,0001,072
Net interest income$17,752,000919
Provision for loan and lease losses$2,066,0001,861
Total noninterest income$3,884,0001,073
Gross Fiduciary activities income$320,000579
Service charges on deposit accounts$1,224,0001,067
Trading account gains and fees$0212
Additional Noninterest Income$2,340,0001,030
Total noninterest expense$15,491,000995
Salaries and employee benefits$9,035,000817
Premises and equipment expense$1,802,0001,148
Additional noninterest expense$4,654,0001,207
Pre-tax net operating income$4,079,000828
Securities gains (losses)$353,000886
Applicable income taxes$04,592
Income before extraordinary items$4,432,000613
Extraordinary gains, net$027
Net income$4,432,000613
Minority interest net income$0118
Net income of bank and minority interests.$4,432,000615
Net charge-offs$1,400,0001,834
Cash dividends$2,990,000421
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,079,000653
2009-06-30 (YTD Data)Rank
Total interest income$17,599,000995
Total interest expense$5,719,0001,157
Net interest income$11,880,000914
Provision for loan and lease losses$1,183,0001,887
Total noninterest income$2,713,0001,044
Gross Fiduciary activities income$207,000587
Service charges on deposit accounts$806,0001,064
Trading account gains and fees$0193
Additional Noninterest Income$1,700,0001,000
Total noninterest expense$10,176,0001,033
Salaries and employee benefits$6,242,000816
Premises and equipment expense$1,180,0001,198
Additional noninterest expense$2,754,0001,352
Pre-tax net operating income$3,234,000714
Securities gains (losses)$277,000810
Applicable income taxes$04,657
Income before extraordinary items$3,511,000501
Extraordinary gains, net$021
Net income$3,511,000499
Minority interest net income$0112
Net income of bank and minority interests.$3,511,000501
Net charge-offs$377,0002,680
Cash dividends$2,285,000393
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$3,234,000536
2009-03-31 (YTD Data)Rank
Total interest income$8,762,0001,010
Total interest expense$2,790,0001,228
Net interest income$5,972,000904
Provision for loan and lease losses$447,0001,912
Total noninterest income$1,043,0001,238
Gross Fiduciary activities income$105,000589
Service charges on deposit accounts$392,0001,060
Trading account gains and fees$0171
Additional Noninterest Income$546,0001,321
Total noninterest expense$4,956,0001,020
Salaries and employee benefits$3,056,000834
Premises and equipment expense$577,0001,239
Additional noninterest expense$1,323,0001,239
Pre-tax net operating income$1,612,000786
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$1,612,000622
Extraordinary gains, net$015
Net income$1,612,000622
Minority interest net income$0102
Net income of bank and minority interests.$1,612,000624
Net charge-offs$53,0003,483
Cash dividends$817,000553
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,612,000584
2008-12-31 (YTD Data)Rank
Total interest income$35,352,0001,073
Total interest expense$12,775,0001,277
Net interest income$22,577,000947
Provision for loan and lease losses$1,477,0002,182
Total noninterest income$4,782,0001,102
Gross Fiduciary activities income$442,000595
Service charges on deposit accounts$1,694,0001,050
Trading account gains and fees$0154
Additional Noninterest Income$2,646,0001,071
Total noninterest expense$17,716,0001,109
Salaries and employee benefits$10,926,000918
Premises and equipment expense$2,153,0001,271
Additional noninterest expense$4,637,0001,360
Pre-tax net operating income$8,166,000680
Securities gains (losses)$25,0002,045
Applicable income taxes$5,650,000294
Income before extraordinary items$2,541,0001,593
Extraordinary gains, net$039
Net income$2,541,0001,594
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$966,0001,996
Cash dividends$1,256,0001,970
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,525,0001,710
2008-09-30 (YTD Data)Rank
Total interest income$26,443,0001,105
Total interest expense$9,706,0001,313
Net interest income$16,737,000969
Provision for loan and lease losses$1,154,0001,687
Total noninterest income$3,711,0001,111
Gross Fiduciary activities income$322,000605
Service charges on deposit accounts$1,291,0001,049
Trading account gains and fees$0148
Additional Noninterest Income$2,098,0001,071
Total noninterest expense$13,136,0001,112
Salaries and employee benefits$8,189,000942
Premises and equipment expense$1,599,0001,292
Additional noninterest expense$3,348,0001,343
Pre-tax net operating income$6,158,000821
Securities gains (losses)$25,0001,874
Applicable income taxes$1,789,000713
Income before extraordinary items$4,394,000835
Extraordinary gains, net$031
Net income$4,394,000834
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$894,0001,395
Cash dividends$1,046,0001,738
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,376,250892
2008-06-30 (YTD Data)Rank
Total interest income$17,281,0001,144
Total interest expense$6,468,0001,363
Net interest income$10,813,0001,007
Provision for loan and lease losses$609,0001,679
Total noninterest income$2,141,0001,258
Gross Fiduciary activities income$206,000625
Service charges on deposit accounts$851,0001,038
Trading account gains and fees$0149
Additional Noninterest Income$1,084,0001,324
Total noninterest expense$8,577,0001,132
Salaries and employee benefits$5,375,000968
Premises and equipment expense$1,049,0001,315
Additional noninterest expense$2,153,0001,365
Pre-tax net operating income$3,768,000941
Securities gains (losses)$23,0001,954
Applicable income taxes$1,080,000887
Income before extraordinary items$2,711,0001,013
Extraordinary gains, net$021
Net income$2,711,0001,013
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$326,0001,713
Cash dividends$865,0001,601
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,694,4401,006
2008-03-31 (YTD Data)Rank
Total interest income$8,598,0001,183
Total interest expense$3,325,0001,416
Net interest income$5,273,0001,020
Provision for loan and lease losses$340,0001,271
Total noninterest income$1,036,0001,300
Gross Fiduciary activities income$99,000649
Service charges on deposit accounts$410,0001,056
Trading account gains and fees$0158
Additional Noninterest Income$527,0001,364
Total noninterest expense$4,221,0001,153
Salaries and employee benefits$2,669,000980
Premises and equipment expense$517,0001,341
Additional noninterest expense$1,035,0001,387
Pre-tax net operating income$1,748,0001,093
Securities gains (losses)$8,0002,056
Applicable income taxes$492,0001,023
Income before extraordinary items$1,264,0001,191
Extraordinary gains, net$015
Net income$1,264,0001,194
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$169,0001,398
Cash dividends$668,0001,064
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,258,2401,159
2007-12-31 (YTD Data)Rank
Total interest income$34,226,0001,227
Total interest expense$14,074,0001,419
Net interest income$20,152,0001,096
Provision for loan and lease losses$1,082,0001,339
Total noninterest income$4,003,0001,303
Gross Fiduciary activities income$390,000648
Service charges on deposit accounts$1,810,000977
Trading account gains and fees$0178
Additional Noninterest Income$1,803,0001,454
Total noninterest expense$15,262,0001,221
Salaries and employee benefits$9,042,0001,105
Premises and equipment expense$2,053,0001,300
Additional noninterest expense$4,167,0001,348
Pre-tax net operating income$7,811,0001,073
Securities gains (losses)$02,146
Applicable income taxes$2,283,0001,013
Income before extraordinary items$5,528,0001,163
Extraordinary gains, net$039
Net income$5,528,0001,161
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$631,0001,428
Cash dividends$40,0005,633
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$5,528,0001,153
2007-09-30 (YTD Data)Rank
Total interest income$25,518,0001,237
Total interest expense$10,517,0001,428
Net interest income$15,001,0001,113
Provision for loan and lease losses$777,0001,119
Total noninterest income$3,024,0001,296
Gross Fiduciary activities income$284,000653
Service charges on deposit accounts$1,350,000967
Trading account gains and fees$0184
Additional Noninterest Income$1,390,0001,452
Total noninterest expense$11,911,0001,171
Salaries and employee benefits$7,188,0001,045
Premises and equipment expense$1,572,0001,260
Additional noninterest expense$3,151,0001,304
Pre-tax net operating income$5,337,0001,277
Securities gains (losses)$01,655
Applicable income taxes$1,546,0001,198
Income before extraordinary items$3,791,0001,348
Extraordinary gains, net$033
Net income$3,791,0001,345
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$568,000986
Cash dividends$40,0004,989
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,791,0001,339
2007-06-30 (YTD Data)Rank
Total interest income$16,757,0001,270
Total interest expense$6,892,0001,446
Net interest income$9,865,0001,149
Provision for loan and lease losses$490,0001,052
Total noninterest income$1,973,0001,340
Gross Fiduciary activities income$182,000670
Service charges on deposit accounts$892,000991
Trading account gains and fees$0168
Additional Noninterest Income$899,0001,502
Total noninterest expense$8,055,0001,171
Salaries and employee benefits$4,816,0001,058
Premises and equipment expense$1,042,0001,285
Additional noninterest expense$2,197,0001,253
Pre-tax net operating income$3,293,0001,426
Securities gains (losses)$01,444
Applicable income taxes$941,0001,329
Income before extraordinary items$2,352,0001,490
Extraordinary gains, net$029
Net income$2,352,0001,488
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$336,000950
Cash dividends$40,0004,747
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,352,0001,471
2007-03-31 (YTD Data)Rank
Total interest income$8,190,0001,301
Total interest expense$3,353,0001,478
Net interest income$4,837,0001,163
Provision for loan and lease losses$243,000993
Total noninterest income$946,0001,359
Gross Fiduciary activities income$91,000679
Service charges on deposit accounts$420,0001,022
Trading account gains and fees$0195
Additional Noninterest Income$435,0001,518
Total noninterest expense$3,923,0001,195
Salaries and employee benefits$2,394,0001,075
Premises and equipment expense$519,0001,295
Additional noninterest expense$1,010,0001,328
Pre-tax net operating income$1,617,0001,435
Securities gains (losses)$01,187
Applicable income taxes$460,0001,366
Income before extraordinary items$1,157,0001,498
Extraordinary gains, net$022
Net income$1,157,0001,499
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$214,000702
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,157,0001,488
2006-12-31 (YTD Data)Rank
Total interest income$31,062,0001,267
Total interest expense$12,024,0001,399
Net interest income$19,038,0001,175
Provision for loan and lease losses$1,536,000697
Total noninterest income$3,826,0001,329
Gross Fiduciary activities income$356,000665
Service charges on deposit accounts$1,847,000954
Trading account gains and fees$0130
Additional Noninterest Income$1,623,0001,573
Total noninterest expense$14,229,0001,258
Salaries and employee benefits$8,605,0001,128
Premises and equipment expense$1,939,0001,332
Additional noninterest expense$3,685,0001,437
Pre-tax net operating income$7,099,0001,386
Securities gains (losses)$-2,0006,862
Applicable income taxes$2,024,0001,321
Income before extraordinary items$5,073,0001,434
Extraordinary gains, net$051
Net income$5,073,0001,434
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$722,000888
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$5,074,4201,417
2006-09-30 (YTD Data)Rank
Total interest income$22,736,0001,300
Total interest expense$8,648,0001,411
Net interest income$14,088,0001,206
Provision for loan and lease losses$1,002,000755
Total noninterest income$2,900,0001,338
Gross Fiduciary activities income$264,000664
Service charges on deposit accounts$1,407,000948
Trading account gains and fees$0126
Additional Noninterest Income$1,229,0001,562
Total noninterest expense$10,696,0001,271
Salaries and employee benefits$6,512,0001,130
Premises and equipment expense$1,461,0001,337
Additional noninterest expense$2,723,0001,455
Pre-tax net operating income$5,290,0001,441
Securities gains (losses)$01,388
Applicable income taxes$1,466,0001,413
Income before extraordinary items$3,824,0001,466
Extraordinary gains, net$045
Net income$3,824,0001,467
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$365,0001,009
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,824,0001,450
2006-06-30 (YTD Data)Rank
Total interest income$14,525,0001,323
Total interest expense$5,349,0001,452
Net interest income$9,176,0001,242
Provision for loan and lease losses$598,000850
Total noninterest income$1,851,0001,389
Gross Fiduciary activities income$169,000678
Service charges on deposit accounts$920,000947
Trading account gains and fees$0126
Additional Noninterest Income$762,0001,647
Total noninterest expense$7,093,0001,287
Salaries and employee benefits$4,309,0001,142
Premises and equipment expense$938,0001,376
Additional noninterest expense$1,846,0001,435
Pre-tax net operating income$3,336,0001,513
Securities gains (losses)$01,185
Applicable income taxes$909,0001,510
Income before extraordinary items$2,427,0001,525
Extraordinary gains, net$039
Net income$2,427,0001,526
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0001,969
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,427,0001,506
2006-03-31 (YTD Data)Rank
Total interest income$6,798,0001,385
Total interest expense$2,449,0001,503
Net interest income$4,349,0001,317
Provision for loan and lease losses$251,000916
Total noninterest income$928,0001,357
Gross Fiduciary activities income$85,000680
Service charges on deposit accounts$457,000928
Trading account gains and fees$0115
Additional Noninterest Income$386,0001,612
Total noninterest expense$3,600,0001,276
Salaries and employee benefits$2,133,0001,162
Premises and equipment expense$467,0001,388
Additional noninterest expense$1,000,0001,320
Pre-tax net operating income$1,426,0001,699
Securities gains (losses)$0955
Applicable income taxes$369,0001,758
Income before extraordinary items$1,057,0001,697
Extraordinary gains, net$021
Net income$1,057,0001,696
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-17,0008,092
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,057,0001,684
2005-12-31 (YTD Data)Rank
Total interest income$24,581,0001,352
Total interest expense$7,998,0001,421
Net interest income$16,583,0001,317
Provision for loan and lease losses$566,0001,723
Total noninterest income$3,424,0001,447
Gross Fiduciary activities income$252,000756
Service charges on deposit accounts$1,841,000942
Trading account gains and fees$0138
Additional Noninterest Income$1,331,0001,815
Total noninterest expense$13,324,0001,290
Salaries and employee benefits$8,032,0001,153
Premises and equipment expense$1,782,0001,382
Additional noninterest expense$3,510,0001,454
Pre-tax net operating income$6,117,0001,557
Securities gains (losses)$45,000962
Applicable income taxes$1,639,0001,598
Income before extraordinary items$4,523,0001,552
Extraordinary gains, net$046
Net income$4,523,0001,552
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$257,0001,933
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,490,1501,539
2005-09-30 (YTD Data)Rank
Total interest income$17,997,0001,357
Total interest expense$5,666,0001,416
Net interest income$12,331,0001,318
Provision for loan and lease losses$456,0001,520
Total noninterest income$2,709,0001,396
Gross Fiduciary activities income$181,000749
Service charges on deposit accounts$1,385,000943
Trading account gains and fees$0126
Additional Noninterest Income$1,143,0001,648
Total noninterest expense$10,003,0001,280
Salaries and employee benefits$6,040,0001,138
Premises and equipment expense$1,386,0001,316
Additional noninterest expense$2,577,0001,453
Pre-tax net operating income$4,581,0001,562
Securities gains (losses)$37,000987
Applicable income taxes$1,228,0001,622
Income before extraordinary items$3,390,0001,557
Extraordinary gains, net$035
Net income$3,390,0001,557
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$200,0001,676
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,362,9901,538
2005-06-30 (YTD Data)Rank
Total interest income$11,770,0001,339
Total interest expense$3,552,0001,413
Net interest income$8,218,0001,307
Provision for loan and lease losses$425,0001,126
Total noninterest income$1,836,0001,359
Gross Fiduciary activities income$117,000758
Service charges on deposit accounts$963,000890
Trading account gains and fees$0116
Additional Noninterest Income$756,0001,648
Total noninterest expense$6,799,0001,249
Salaries and employee benefits$4,057,0001,120
Premises and equipment expense$951,0001,266
Additional noninterest expense$1,791,0001,395
Pre-tax net operating income$2,830,0001,648
Securities gains (losses)$37,000896
Applicable income taxes$748,0001,707
Income before extraordinary items$2,119,0001,624
Extraordinary gains, net$030
Net income$2,119,0001,624
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$155,0001,445
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,091,6201,612
2005-03-31 (YTD Data)Rank
Total interest income$5,708,0001,345
Total interest expense$1,618,0001,480
Net interest income$4,090,0001,307
Provision for loan and lease losses$255,000906
Total noninterest income$890,0001,375
Gross Fiduciary activities income$54,000790
Service charges on deposit accounts$468,000873
Trading account gains and fees$0115
Additional Noninterest Income$368,0001,649
Total noninterest expense$3,484,0001,213
Salaries and employee benefits$2,073,0001,101
Premises and equipment expense$510,0001,195
Additional noninterest expense$901,0001,380
Pre-tax net operating income$1,241,0001,824
Securities gains (losses)$01,685
Applicable income taxes$310,0001,931
Income before extraordinary items$931,0001,819
Extraordinary gains, net$024
Net income$931,0001,820
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$147,000852
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$931,0001,777
2004-12-31 (YTD Data)Rank
Total interest income$21,184,0001,338
Total interest expense$5,645,0001,461
Net interest income$15,539,0001,301
Provision for loan and lease losses$921,0001,129
Total noninterest income$3,726,0001,357
Gross Fiduciary activities income$181,000815
Service charges on deposit accounts$2,150,000813
Trading account gains and fees$0138
Additional Noninterest Income$1,395,0001,724
Total noninterest expense$12,426,0001,324
Salaries and employee benefits$7,265,0001,197
Premises and equipment expense$1,698,0001,367
Additional noninterest expense$3,463,0001,435
Pre-tax net operating income$5,918,0001,456
Securities gains (losses)$-7,0008,135
Applicable income taxes$1,609,0001,527
Income before extraordinary items$4,302,0001,498
Extraordinary gains, net$034
Net income$4,302,0001,499
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$699,0001,009
Cash dividends$866,0002,589
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,307,1101,446
2004-09-30 (YTD Data)Rank
Total interest income$15,492,0001,358
Total interest expense$4,222,0001,426
Net interest income$11,270,0001,332
Provision for loan and lease losses$711,0001,069
Total noninterest income$2,756,0001,384
Gross Fiduciary activities income$105,000864
Service charges on deposit accounts$1,640,000804
Trading account gains and fees$0134
Additional Noninterest Income$1,011,0001,755
Total noninterest expense$9,396,0001,312
Salaries and employee benefits$5,525,0001,180
Premises and equipment expense$1,270,0001,362
Additional noninterest expense$2,601,0001,419
Pre-tax net operating income$3,919,0001,645
Securities gains (losses)$-7,0008,426
Applicable income taxes$1,038,0001,720
Income before extraordinary items$2,874,0001,691
Extraordinary gains, net$026
Net income$2,874,0001,692
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$767,000689
Cash dividends$865,0001,912
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,879,1101,644
2004-06-30 (YTD Data)Rank
Total interest income$10,165,0001,365
Total interest expense$2,779,0001,427
Net interest income$7,386,0001,343
Provision for loan and lease losses$420,0001,177
Total noninterest income$1,842,0001,367
Gross Fiduciary activities income$69,000873
Service charges on deposit accounts$1,092,000801
Trading account gains and fees$0130
Additional Noninterest Income$681,0001,752
Total noninterest expense$6,333,0001,292
Salaries and employee benefits$3,683,0001,183
Premises and equipment expense$838,0001,375
Additional noninterest expense$1,812,0001,342
Pre-tax net operating income$2,475,0001,694
Securities gains (losses)$03,413
Applicable income taxes$658,0001,792
Income before extraordinary items$1,817,0001,746
Extraordinary gains, net$021
Net income$1,817,0001,747
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$325,000983
Cash dividends$687,0001,728
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,817,0001,694
2004-03-31 (YTD Data)Rank
Total interest income$5,022,0001,386
Total interest expense$1,360,0001,472
Net interest income$3,662,0001,355
Provision for loan and lease losses$210,0001,111
Total noninterest income$935,0001,322
Gross Fiduciary activities income$38,000867
Service charges on deposit accounts$562,000758
Trading account gains and fees$0121
Additional Noninterest Income$335,0001,747
Total noninterest expense$3,339,0001,221
Salaries and employee benefits$1,881,0001,167
Premises and equipment expense$421,0001,385
Additional noninterest expense$1,037,0001,160
Pre-tax net operating income$1,048,0001,928
Securities gains (losses)$02,934
Applicable income taxes$271,0002,076
Income before extraordinary items$777,0002,002
Extraordinary gains, net$016
Net income$777,0002,002
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0002,260
Cash dividends$424,0001,392
Sale, conversion, retirement of capital stock, net$0464
Net operating income$777,0001,917
2003-12-31 (YTD Data)Rank
Total interest income$19,257,0001,494
Total interest expense$5,901,0001,506
Net interest income$13,356,0001,452
Provision for loan and lease losses$870,0001,361
Total noninterest income$4,331,0001,263
Gross Fiduciary activities income$146,000883
Service charges on deposit accounts$2,202,000782
Trading account gains and fees$0160
Additional Noninterest Income$1,983,0001,483
Total noninterest expense$12,272,0001,319
Salaries and employee benefits$6,731,0001,271
Premises and equipment expense$1,631,0001,398
Additional noninterest expense$3,910,0001,268
Pre-tax net operating income$4,545,0001,773
Securities gains (losses)$87,0002,013
Applicable income taxes$1,328,0001,795
Income before extraordinary items$3,304,0001,872
Extraordinary gains, net$054
Net income$3,304,0001,874
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$483,0001,650
Cash dividends$423,0003,835
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,242,2301,821
2003-09-30 (YTD Data)Rank
Total interest income$14,321,0001,532
Total interest expense$4,508,0001,545
Net interest income$9,813,0001,497
Provision for loan and lease losses$660,0001,297
Total noninterest income$3,366,0001,260
Gross Fiduciary activities income$106,000892
Service charges on deposit accounts$1,656,000786
Trading account gains and fees$0153
Additional Noninterest Income$1,604,0001,464
Total noninterest expense$8,633,0001,406
Salaries and employee benefits$5,092,0001,274
Premises and equipment expense$1,222,0001,410
Additional noninterest expense$2,319,0001,584
Pre-tax net operating income$3,886,0001,629
Securities gains (losses)$87,0001,867
Applicable income taxes$1,218,0001,593
Income before extraordinary items$2,755,0001,748
Extraordinary gains, net$040
Net income$2,755,0001,749
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$339,0001,579
Cash dividends$424,0002,944
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,694,9701,701
2003-06-30 (YTD Data)Rank
Total interest income$9,577,0001,543
Total interest expense$3,042,0001,580
Net interest income$6,535,0001,491
Provision for loan and lease losses$450,0001,255
Total noninterest income$2,379,0001,194
Gross Fiduciary activities income$69,000910
Service charges on deposit accounts$1,089,000793
Trading account gains and fees$0150
Additional Noninterest Income$1,221,0001,314
Total noninterest expense$5,790,0001,393
Salaries and employee benefits$3,426,0001,263
Premises and equipment expense$816,0001,409
Additional noninterest expense$1,548,0001,568
Pre-tax net operating income$2,674,0001,573
Securities gains (losses)$1,0003,586
Applicable income taxes$834,0001,568
Income before extraordinary items$1,841,0001,758
Extraordinary gains, net$030
Net income$1,841,0001,758
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0003,922
Cash dividends$424,0002,372
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,840,3101,644
2003-03-31 (YTD Data)Rank
Total interest income$4,682,0001,584
Total interest expense$1,508,0001,645
Net interest income$3,174,0001,537
Provision for loan and lease losses$210,0001,306
Total noninterest income$1,192,0001,168
Gross Fiduciary activities income$36,000899
Service charges on deposit accounts$546,000764
Trading account gains and fees$0134
Additional Noninterest Income$610,0001,287
Total noninterest expense$2,940,0001,370
Salaries and employee benefits$1,734,0001,236
Premises and equipment expense$414,0001,403
Additional noninterest expense$792,0001,492
Pre-tax net operating income$1,216,0001,729
Securities gains (losses)$1,0002,714
Applicable income taxes$379,0001,704
Income before extraordinary items$838,0001,886
Extraordinary gains, net$021
Net income$838,0001,885
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0002,028
Cash dividends$423,0001,411
Sale, conversion, retirement of capital stock, net$0419
Net operating income$837,3101,785
2002-12-31 (YTD Data)Rank
Total interest income$18,664,0001,645
Total interest expense$5,914,0001,921
Net interest income$12,750,0001,520
Provision for loan and lease losses$587,0002,113
Total noninterest income$4,030,0001,244
Gross Fiduciary activities income$209,000813
Service charges on deposit accounts$1,920,000838
Trading account gains and fees$0153
Additional Noninterest Income$1,901,0001,369
Total noninterest expense$11,207,0001,374
Salaries and employee benefits$6,301,0001,293
Premises and equipment expense$1,680,0001,306
Additional noninterest expense$3,226,0001,478
Pre-tax net operating income$4,986,0001,634
Securities gains (losses)$-4,0008,797
Applicable income taxes$1,507,0001,646
Income before extraordinary items$3,475,0001,724
Extraordinary gains, net$070
Net income$3,475,0001,724
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$236,0002,758
Cash dividends$554,0003,283
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,477,8001,668
2001-12-31 (YTD Data)Rank
Total interest income$20,592,0001,651
Total interest expense$9,858,0001,643
Net interest income$10,734,0001,663
Provision for loan and lease losses$601,0001,891
Total noninterest income$3,087,0001,449
Gross Fiduciary activities income$213,000820
Service charges on deposit accounts$1,598,000927
Trading account gains and fees$0177
Additional Noninterest Income$1,276,0001,727
Total noninterest expense$10,358,0001,415
Salaries and employee benefits$5,689,0001,301
Premises and equipment expense$1,630,0001,312
Additional noninterest expense$3,039,0001,531
Pre-tax net operating income$2,862,0002,374
Securities gains (losses)$04,612
Applicable income taxes$859,0002,315
Income before extraordinary items$2,003,0002,531
Extraordinary gains, net$0105
Net income$2,003,0002,537
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$321,0002,134
Cash dividends$731,0002,781
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,003,0002,440
2000-12-31 (YTD Data)Rank
Total interest income$19,634,0001,767
Total interest expense$9,341,0001,849
Net interest income$10,293,0001,711
Provision for loan and lease losses$429,0002,144
Total noninterest income$2,716,0001,473
Gross Fiduciary activities income$181,000828
Service charges on deposit accounts$1,577,000856
Trading account gains and fees$0180
Additional Noninterest Income$958,0001,913
Total noninterest expense$9,367,0001,488
Salaries and employee benefits$5,122,0001,384
Premises and equipment expense$1,362,0001,522
Additional noninterest expense$2,883,0001,553
Pre-tax net operating income$3,213,0002,245
Securities gains (losses)$01,956
Applicable income taxes$979,0002,162
Income before extraordinary items$2,234,0002,304
Extraordinary gains, net$038
Net income$2,234,0002,304
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$232,0002,177
Cash dividends$418,0003,862
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,234,0002,314
1999-12-31 (YTD Data)Rank
Total interest income$16,451,0001,974
Total interest expense$6,804,0002,172
Net interest income$9,647,0001,807
Provision for loan and lease losses$1,004,000972
Total noninterest income$2,374,0001,632
Gross Fiduciary activities income$160,000910
Service charges on deposit accounts$1,495,000885
Trading account gains and fees$0173
Additional Noninterest Income$719,0002,331
Total noninterest expense$8,238,0001,670
Salaries and employee benefits$4,485,0001,547
Premises and equipment expense$1,084,0001,890
Additional noninterest expense$2,669,0001,671
Pre-tax net operating income$2,779,0002,564
Securities gains (losses)$1,0002,805
Applicable income taxes$868,0002,461
Income before extraordinary items$1,912,0002,688
Extraordinary gains, net$035
Net income$1,912,0002,688
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$620,0001,020
Cash dividends$1,142,0002,054
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,911,3102,652
1998-12-31 (YTD Data)Rank
Total interest income$15,809,0002,068
Total interest expense$7,035,0002,154
Net interest income$8,774,0001,949
Provision for loan and lease losses$1,360,000753
Total noninterest income$2,028,0001,814
Gross Fiduciary activities income$99,0001,013
Service charges on deposit accounts$1,208,0001,028
Trading account gains and fees$0224
Additional Noninterest Income$721,0002,337
Total noninterest expense$7,189,0001,810
Salaries and employee benefits$3,673,0001,817
Premises and equipment expense$901,0002,154
Additional noninterest expense$2,615,0001,648
Pre-tax net operating income$2,253,0003,031
Securities gains (losses)$04,449
Applicable income taxes$694,0003,050
Income before extraordinary items$1,559,0003,160
Extraordinary gains, net$032
Net income$1,559,0003,161
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,467,000572
Cash dividends$343,0004,304
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,559,0003,073
1997-12-31 (YTD Data)Rank
Total interest income$14,414,0002,266
Total interest expense$5,641,0002,647
Net interest income$8,773,0001,980
Provision for loan and lease losses$340,0002,366
Total noninterest income$1,702,0002,005
Gross Fiduciary activities income$26,0001,253
Service charges on deposit accounts$1,028,0001,241
Trading account gains and fees$0239
Additional Noninterest Income$648,0002,349
Total noninterest expense$6,262,0002,067
Salaries and employee benefits$3,468,0001,888
Premises and equipment expense$655,0002,914
Additional noninterest expense$2,139,0001,982
Pre-tax net operating income$3,873,0001,936
Securities gains (losses)$03,944
Applicable income taxes$1,246,0002,005
Income before extraordinary items$2,627,0002,008
Extraordinary gains, net$044
Net income$2,627,0002,007
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$262,0002,147
Cash dividends$354,0004,209
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,627,0001,955
1996-12-31 (YTD Data)Rank
Total interest income$13,845,0002,416
Total interest expense$5,246,0002,881
Net interest income$8,599,0002,082
Provision for loan and lease losses$535,0001,654
Total noninterest income$1,500,0002,298
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$1,073,0001,243
Trading account gains and fees$0262
Additional Noninterest Income$427,0003,257
Total noninterest expense$5,663,0002,428
Salaries and employee benefits$3,096,0002,158
Premises and equipment expense$647,0002,983
Additional noninterest expense$1,920,0002,554
Pre-tax net operating income$3,901,0001,849
Securities gains (losses)$04,148
Applicable income taxes$1,269,0001,904
Income before extraordinary items$2,632,0001,880
Extraordinary gains, net$053
Net income$2,632,0001,881
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$403,0001,674
Cash dividends$247,0005,020
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,632,0001,845
1995-12-31 (YTD Data)Rank
Total interest income$12,822,0002,607
Total interest expense$4,676,0003,208
Net interest income$8,146,0002,211
Provision for loan and lease losses$427,0001,778
Total noninterest income$1,448,0002,340
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$1,069,0001,256
Trading account gains and fees$0522
Additional Noninterest Income$379,0003,427
Total noninterest expense$5,533,0002,457
Salaries and employee benefits$2,895,0002,291
Premises and equipment expense$618,0003,134
Additional noninterest expense$2,020,0002,378
Pre-tax net operating income$3,634,0002,021
Securities gains (losses)$03,831
Applicable income taxes$1,208,0002,017
Income before extraordinary items$2,426,0002,079
Extraordinary gains, net$065
Net income$2,426,0002,077
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$325,0001,847
Cash dividends$632,0002,827
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,426,0002,045
1994-12-31 (YTD Data)Rank
Total interest income$9,886,0003,059
Total interest expense$3,281,0003,658
Net interest income$6,605,0002,742
Provision for loan and lease losses$220,0002,852
Total noninterest income$1,377,0002,461
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$950,0001,416
Trading account gains and fees$0475
Additional Noninterest Income$427,0003,275
Total noninterest expense$5,518,0002,528
Salaries and employee benefits$2,766,0002,425
Premises and equipment expense$670,0002,939
Additional noninterest expense$2,082,0002,490
Pre-tax net operating income$2,244,0003,115
Securities gains (losses)$144,000617
Applicable income taxes$775,0002,848
Income before extraordinary items$1,613,0002,981
Extraordinary gains, net$0249
Net income$1,613,0002,987
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0005,275
Cash dividends$259,0004,832
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,515,0803,168
1993-12-31 (YTD Data)Rank
Total interest income$9,364,0003,307
Total interest expense$2,914,0004,217
Net interest income$6,450,0002,806
Provision for loan and lease losses$102,0005,694
Total noninterest income$1,428,0002,536
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$968,0001,382
Trading account gains and fees$0532
Additional Noninterest Income$460,0003,433
Total noninterest expense$5,183,0002,754
Salaries and employee benefits$2,796,0002,382
Premises and equipment expense$540,0003,632
Additional noninterest expense$1,847,0002,920
Pre-tax net operating income$2,593,0002,628
Securities gains (losses)$3,0006,505
Applicable income taxes$832,0002,674
Income before extraordinary items$1,764,0002,812
Extraordinary gains, net$28,0002,522
Net income$1,792,0002,856
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$224,0002,916
Cash dividends$221,0005,193
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,761,9602,666
1992-12-31 (YTD Data)Rank
Total interest income$9,615,0003,631
Total interest expense$3,422,0004,626
Net interest income$6,193,0002,940
Provision for loan and lease losses$161,0005,890
Total noninterest income$1,392,0002,532
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$970,0001,378
Trading account gains and fees$0504
Additional Noninterest Income$422,0003,577
Total noninterest expense$5,219,0002,751
Salaries and employee benefits$2,762,0002,345
Premises and equipment expense$532,0003,764
Additional noninterest expense$1,925,0002,892
Pre-tax net operating income$2,205,0002,830
Securities gains (losses)$50,0004,121
Applicable income taxes$686,0003,037
Income before extraordinary items$1,569,0002,934
Extraordinary gains, net$01,422
Net income$1,569,0002,969
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$238,0003,815
Cash dividends$231,0004,683
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,534,0002,790

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.