Home > LTCB Trust Company > Income and Expense
LTCB Trust Company, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $60,418,000 | 590 |
| Total interest expense | $39,836,000 | 468 |
| Net interest income | $20,582,000 | 830 |
| Provision for loan and lease losses | $700,000 | 1,308 |
| Total noninterest income | $5,758,000 | 846 |
| Gross Fiduciary activities income | $2,901,000 | 258 |
| Service charges on deposit accounts | $0 | 9,085 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $2,857,000 | 925 |
| Total noninterest expense | $13,735,000 | 982 |
| Salaries and employee benefits | $4,350,000 | 1,505 |
| Premises and equipment expense | $3,555,000 | 609 |
| Additional noninterest expense | $5,830,000 | 865 |
| Pre-tax net operating income | $11,905,000 | 682 |
| Securities gains (losses) | $542,000 | 529 |
| Applicable income taxes | $5,072,000 | 573 |
| Income before extraordinary items | $7,375,000 | 756 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $7,375,000 | 756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 2,662 |
| Cash dividends | $10,000,000 | 381 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $7,028,120 | 754 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $84,847,000 | 457 |
| Total interest expense | $59,060,000 | 347 |
| Net interest income | $25,787,000 | 703 |
| Provision for loan and lease losses | $1,000,000 | 989 |
| Total noninterest income | $8,635,000 | 630 |
| Gross Fiduciary activities income | $5,288,000 | 191 |
| Service charges on deposit accounts | $0 | 9,486 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $3,347,000 | 787 |
| Total noninterest expense | $15,216,000 | 929 |
| Salaries and employee benefits | $4,291,000 | 1,519 |
| Premises and equipment expense | $3,747,000 | 565 |
| Additional noninterest expense | $7,178,000 | 744 |
| Pre-tax net operating income | $18,206,000 | 493 |
| Securities gains (losses) | $157,000 | 811 |
| Applicable income taxes | $7,781,000 | 436 |
| Income before extraordinary items | $10,582,000 | 570 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $10,582,000 | 570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $10,000,000 | 363 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $10,481,520 | 559 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $83,078,000 | 491 |
| Total interest expense | $57,735,000 | 382 |
| Net interest income | $25,343,000 | 747 |
| Provision for loan and lease losses | $-1,898,000 | 11,422 |
| Total noninterest income | $10,056,000 | 585 |
| Gross Fiduciary activities income | $5,670,000 | 209 |
| Service charges on deposit accounts | $0 | 9,915 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $4,386,000 | 694 |
| Total noninterest expense | $16,914,000 | 905 |
| Salaries and employee benefits | $4,414,000 | 1,508 |
| Premises and equipment expense | $3,346,000 | 670 |
| Additional noninterest expense | $9,154,000 | 719 |
| Pre-tax net operating income | $20,383,000 | 453 |
| Securities gains (losses) | $420,000 | 453 |
| Applicable income taxes | $8,581,000 | 399 |
| Income before extraordinary items | $12,222,000 | 487 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $12,222,000 | 487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,451,000 | 503 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $11,953,200 | 491 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $83,962,000 | 515 |
| Total interest expense | $58,113,000 | 394 |
| Net interest income | $25,849,000 | 756 |
| Provision for loan and lease losses | $-2,212,000 | 11,936 |
| Total noninterest income | $12,203,000 | 527 |
| Gross Fiduciary activities income | $6,218,000 | 215 |
| Service charges on deposit accounts | $0 | 10,339 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $5,985,000 | 591 |
| Total noninterest expense | $14,009,000 | 1,073 |
| Salaries and employee benefits | $6,960,000 | 986 |
| Premises and equipment expense | $3,394,000 | 671 |
| Additional noninterest expense | $3,655,000 | 1,434 |
| Pre-tax net operating income | $26,255,000 | 390 |
| Securities gains (losses) | $163,000 | 754 |
| Applicable income taxes | $12,873,000 | 318 |
| Income before extraordinary items | $13,545,000 | 480 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $13,545,000 | 481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $511,000 | 1,359 |
| Cash dividends | $25,000,000 | 213 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $13,440,680 | 480 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $68,903,000 | 536 |
| Total interest expense | $44,333,000 | 397 |
| Net interest income | $24,570,000 | 784 |
| Provision for loan and lease losses | $-2,162,000 | 12,560 |
| Total noninterest income | $14,562,000 | 456 |
| Gross Fiduciary activities income | $8,557,000 | 166 |
| Service charges on deposit accounts | $0 | 10,872 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $6,005,000 | 576 |
| Total noninterest expense | $14,832,000 | 1,023 |
| Salaries and employee benefits | $6,952,000 | 983 |
| Premises and equipment expense | $3,628,000 | 636 |
| Additional noninterest expense | $4,252,000 | 1,345 |
| Pre-tax net operating income | $26,462,000 | 367 |
| Securities gains (losses) | $-2,321,000 | 12,498 |
| Applicable income taxes | $9,892,000 | 343 |
| Income before extraordinary items | $14,249,000 | 428 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $14,249,000 | 427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,790,000 | 304 |
| Cash dividends | $25,000,000 | 179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $15,734,440 | 400 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $76,549,000 | 487 |
| Total interest expense | $51,437,000 | 349 |
| Net interest income | $25,112,000 | 764 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $11,953,000 | 536 |
| Gross Fiduciary activities income | $6,386,000 | 195 |
| Service charges on deposit accounts | $0 | 11,351 |
| Trading account gains and fees | $-208,000 | 5,132 |
| Additional Noninterest Income | $5,775,000 | 610 |
| Total noninterest expense | $14,620,000 | 1,077 |
| Salaries and employee benefits | $6,749,000 | 1,015 |
| Premises and equipment expense | $4,136,000 | 583 |
| Additional noninterest expense | $3,735,000 | 1,611 |
| Pre-tax net operating income | $22,445,000 | 372 |
| Securities gains (losses) | $1,347,000 | 426 |
| Applicable income taxes | $8,316,000 | 355 |
| Income before extraordinary items | $15,476,000 | 379 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $15,476,000 | 385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,771,000 | 158 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $14,600,450 | 376 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $81,895,000 | 521 |
| Total interest expense | $58,805,000 | 379 |
| Net interest income | $23,090,000 | 837 |
| Provision for loan and lease losses | $17,356,000 | 234 |
| Total noninterest income | $14,670,000 | 469 |
| Gross Fiduciary activities income | $5,259,000 | 215 |
| Service charges on deposit accounts | $0 | 11,764 |
| Trading account gains and fees | $776,000 | 149 |
| Additional Noninterest Income | $8,635,000 | 478 |
| Total noninterest expense | $15,069,000 | 1,067 |
| Salaries and employee benefits | $6,868,000 | 995 |
| Premises and equipment expense | $4,526,000 | 554 |
| Additional noninterest expense | $3,675,000 | 1,693 |
| Pre-tax net operating income | $5,335,000 | 1,207 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,742,000 | 1,271 |
| Income before extraordinary items | $3,593,000 | 1,296 |
| Extraordinary gains, net | $11,500,000 | 19 |
| Net income | $15,093,000 | 348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,596,000 | 561 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,593,000 | 1,198 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.