Home > Lowcountry Savings Bank, Inc. > Assets and Liabilities
Lowcountry Savings Bank, Inc., Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 38 | 4,777 |
| Assets and Liabilities | ||
| Total Assets: | $75,939,000 | 5,528 |
| Cash and due from depository institutions | $3,815,000 | 4,777 |
| Interest-bearing balances | $1,373,000 | 2,041 |
| Securities | $0 | 11,393 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $68,478,000 | 3,923 |
| Loan loss allowance | $396,000 | 6,838 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,336,000 | 5,077 |
| Other real estate owned | $0 | 4,777 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,310,000 | 3,151 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,939,000 | 5,528 |
| Total liabilities | $69,789,000 | 5,429 |
| Total deposits | $62,770,000 | 5,641 |
| Interest-bearing deposits | $62,505,000 | 5,025 |
| Deposits held in domestic offices | $62,770,000 | 5,634 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $5,750,000 | 1,713 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,269,000 | 2,935 |
| Total equity capital | $6,150,000 | 6,349 |
| Total bank equity capital | $6,150,000 | 6,349 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $4,518,000 | 865 |
| Surplus | $347,000 | 9,789 |
| Undivided profits | $1,285,000 | 8,362 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $599,000 | 3,857 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $475,000 | 4,901 |
| Earning assets | $69,851,000 | 5,515 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $74,404,400 | 5,457 |
| Average Assets, quarterly | $75,650,000 | 5,496 |
| Volatile liabilities | $11,046,000 | 4,542 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $5,750,000 | 540 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,760,000 | 6,653 |
| Tier 1 (core) risk-based capital | $6,150,000 | 6,268 |
| Tier 2 risk-based capital | $396,000 | 6,170 |
| Total risk weighted assets | $49,849,000 | 5,071 |
| Total unused commitments | $2,760,000 | 6,667 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 30 | 5,997 |
| Assets and Liabilities | ||
| Total Assets: | $68,031,000 | 6,076 |
| Cash and due from depository institutions | $5,146,000 | 5,997 |
| Interest-bearing balances | $2,143,000 | 1,728 |
| Securities | $0 | 11,914 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $59,013,000 | 4,344 |
| Loan loss allowance | $220,000 | 9,154 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,316,000 | 5,086 |
| Other real estate owned | $147,000 | 5,997 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,409,000 | 3,088 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,031,000 | 6,076 |
| Total liabilities | $63,033,000 | 5,930 |
| Total deposits | $61,575,000 | 5,814 |
| Interest-bearing deposits | $58,216,000 | 5,426 |
| Deposits held in domestic offices | $61,575,000 | 5,804 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,000,000 | 2,875 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $458,000 | 6,567 |
| Total equity capital | $4,998,000 | 7,378 |
| Total bank equity capital | $4,998,000 | 7,378 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,972,000 | 1,349 |
| Surplus | $877,000 | 8,339 |
| Undivided profits | $1,149,000 | 8,973 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $349,000 | 5,210 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $391,000 | 5,901 |
| Earning assets | $61,156,000 | 6,151 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $64,040,600 | 6,149 |
| Average Assets, quarterly | $66,695,500 | 6,102 |
| Volatile liabilities | $7,119,000 | 5,715 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $1,000,000 | 739 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,442,000 | 5,990 |
| Tier 1 (core) risk-based capital | $4,998,000 | 7,247 |
| Tier 2 risk-based capital | $121,000 | 10,300 |
| Total risk weighted assets | $35,931,000 | 6,437 |
| Total unused commitments | $3,442,000 | 6,003 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 23 | 7,461 |
| Assets and Liabilities | ||
| Total Assets: | $58,622,000 | 6,760 |
| Cash and due from depository institutions | $2,968,000 | 7,461 |
| Interest-bearing balances | $1,100,000 | 2,276 |
| Securities | $0 | 12,560 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $54,000,000 | 4,601 |
| Loan loss allowance | $262,000 | 8,914 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $738,000 | 7,213 |
| Other real estate owned | $0 | 7,461 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $916,000 | 7,114 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,622,000 | 6,760 |
| Total liabilities | $53,787,000 | 6,696 |
| Total deposits | $45,094,000 | 7,302 |
| Interest-bearing deposits | $43,010,000 | 6,771 |
| Deposits held in domestic offices | $45,094,000 | 7,293 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $8,500,000 | 1,348 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $193,000 | 9,154 |
| Total equity capital | $4,835,000 | 7,302 |
| Total bank equity capital | $4,835,000 | 7,302 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,972,000 | 1,360 |
| Surplus | $877,000 | 8,572 |
| Undivided profits | $986,000 | 9,059 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $509,000 | 4,233 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $327,000 | 6,125 |
| Earning assets | $55,100,000 | 6,633 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $52,580,000 | 7,167 |
| Average Assets, quarterly | $57,521,000 | 6,810 |
| Volatile liabilities | $12,657,000 | 3,655 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $8,500,000 | 503 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,463,000 | 8,306 |
| Tier 1 (core) risk-based capital | $4,835,000 | 7,402 |
| Tier 2 risk-based capital | $182,000 | 9,488 |
| Total risk weighted assets | $33,380,000 | 6,742 |
| Total unused commitments | $1,463,000 | 8,317 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 22 | 7,996 |
| Assets and Liabilities | ||
| Total Assets: | $47,376,000 | 7,990 |
| Cash and due from depository institutions | $3,018,000 | 7,996 |
| Interest-bearing balances | $1,714,000 | 2,635 |
| Securities | $0 | 13,214 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $42,342,000 | 5,463 |
| Loan loss allowance | $271,000 | 9,058 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $385,000 | 9,530 |
| Other real estate owned | $0 | 7,996 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,631,000 | 4,123 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,376,000 | 7,990 |
| Total liabilities | $43,203,000 | 7,964 |
| Total deposits | $42,926,000 | 7,813 |
| Interest-bearing deposits | $40,975,000 | 7,285 |
| Deposits held in domestic offices | $42,926,000 | 7,806 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $277,000 | 7,908 |
| Total equity capital | $4,173,000 | 8,173 |
| Total bank equity capital | $4,173,000 | 8,173 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,858,000 | 1,405 |
| Surplus | $764,000 | 9,189 |
| Undivided profits | $551,000 | 10,701 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $36,000 | 10,862 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $203,000 | 8,051 |
| Earning assets | $44,056,000 | 7,916 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $46,481,800 | 7,943 |
| Average Assets, quarterly | $47,854,000 | 7,905 |
| Volatile liabilities | $2,288,000 | 9,296 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,100,000 | 7,370 |
| Tier 1 (core) risk-based capital | $4,173,000 | 8,092 |
| Tier 2 risk-based capital | $221,000 | 8,917 |
| Total risk weighted assets | $24,565,000 | 8,217 |
| Total unused commitments | $2,100,000 | 7,395 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 17 | 9,428 |
| Assets and Liabilities | ||
| Total Assets: | $45,270,000 | 8,385 |
| Cash and due from depository institutions | $3,055,000 | 9,428 |
| Interest-bearing balances | $2,143,000 | 2,596 |
| Securities | $0 | 13,824 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $41,135,000 | 5,614 |
| Loan loss allowance | $196,000 | 10,606 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $227,000 | 11,292 |
| Other real estate owned | $0 | 9,428 |
| Goodwill and other intangibles | $15,000 | 2,812 |
| All other assets | $838,000 | 7,156 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $45,270,000 | 8,385 |
| Total liabilities | $41,790,000 | 8,311 |
| Total deposits | $39,496,000 | 8,418 |
| Interest-bearing deposits | $38,056,000 | 7,857 |
| Deposits held in domestic offices | $39,496,000 | 8,411 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,000,000 | 1,940 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $294,000 | 8,324 |
| Total equity capital | $3,480,000 | 8,970 |
| Total bank equity capital | $3,480,000 | 8,970 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,865,000 | 2,401 |
| Surplus | $1,681,000 | 6,159 |
| Undivided profits | $-66,000 | 12,729 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $348,000 | 6,777 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $225,000 | 8,079 |
| Earning assets | $43,278,000 | 8,122 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $40,726,200 | 8,737 |
| Average Assets, quarterly | $45,820,500 | 8,265 |
| Volatile liabilities | $4,968,000 | 6,597 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $2,000,000 | 637 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,033,000 | 6,053 |
| Tier 1 (core) risk-based capital | $3,465,000 | 8,912 |
| Tier 2 risk-based capital | $196,000 | 9,547 |
| Total risk weighted assets | $23,937,000 | 8,478 |
| Total unused commitments | $3,033,000 | 6,082 |
| Derivatives | $0 | 651 |