Home > Louisiana National Security Bank > Income and Expense
Louisiana National Security Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,662,000 | 4,132 |
| Total interest expense | $2,995,000 | 4,721 |
| Net interest income | $4,667,000 | 3,714 |
| Provision for loan and lease losses | $349,000 | 2,338 |
| Total noninterest income | $870,000 | 3,371 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $758,000 | 1,714 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $112,000 | 6,462 |
| Total noninterest expense | $3,825,000 | 3,307 |
| Salaries and employee benefits | $1,825,000 | 3,585 |
| Premises and equipment expense | $400,000 | 4,453 |
| Additional noninterest expense | $1,600,000 | 2,566 |
| Pre-tax net operating income | $1,363,000 | 4,806 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $399,000 | 4,894 |
| Income before extraordinary items | $964,000 | 4,826 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $964,000 | 4,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 3,525 |
| Cash dividends | $513,000 | 3,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $964,000 | 4,770 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,373,000 | 4,367 |
| Total interest expense | $2,916,000 | 4,909 |
| Net interest income | $4,457,000 | 3,919 |
| Provision for loan and lease losses | $675,000 | 1,362 |
| Total noninterest income | $903,000 | 3,385 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $757,000 | 1,777 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $146,000 | 6,047 |
| Total noninterest expense | $3,478,000 | 3,790 |
| Salaries and employee benefits | $1,644,000 | 3,969 |
| Premises and equipment expense | $315,000 | 5,388 |
| Additional noninterest expense | $1,519,000 | 3,080 |
| Pre-tax net operating income | $1,207,000 | 5,104 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $293,000 | 5,912 |
| Income before extraordinary items | $914,000 | 4,820 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $914,000 | 4,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $897,000 | 963 |
| Cash dividends | $416,000 | 3,797 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $914,000 | 4,761 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,853,000 | 4,652 |
| Total interest expense | $2,702,000 | 5,225 |
| Net interest income | $4,151,000 | 4,186 |
| Provision for loan and lease losses | $344,000 | 2,082 |
| Total noninterest income | $734,000 | 3,940 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $623,000 | 2,177 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 6,893 |
| Total noninterest expense | $3,166,000 | 4,094 |
| Salaries and employee benefits | $1,462,000 | 4,386 |
| Premises and equipment expense | $307,000 | 5,528 |
| Additional noninterest expense | $1,397,000 | 3,270 |
| Pre-tax net operating income | $1,375,000 | 4,765 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $383,000 | 5,099 |
| Income before extraordinary items | $994,000 | 4,652 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $994,000 | 4,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,292 |
| Cash dividends | $353,000 | 4,151 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $992,560 | 4,628 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,044,000 | 4,838 |
| Total interest expense | $2,235,000 | 5,102 |
| Net interest income | $3,809,000 | 4,574 |
| Provision for loan and lease losses | $237,000 | 2,735 |
| Total noninterest income | $685,000 | 4,193 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $613,000 | 2,218 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 8,568 |
| Total noninterest expense | $2,954,000 | 4,481 |
| Salaries and employee benefits | $1,357,000 | 4,702 |
| Premises and equipment expense | $232,000 | 6,829 |
| Additional noninterest expense | $1,365,000 | 3,612 |
| Pre-tax net operating income | $1,303,000 | 4,936 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $385,000 | 4,897 |
| Income before extraordinary items | $918,000 | 4,831 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $918,000 | 4,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $524,000 | 1,337 |
| Cash dividends | $353,000 | 4,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $918,000 | 4,888 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,398,000 | 4,678 |
| Total interest expense | $2,363,000 | 5,046 |
| Net interest income | $4,035,000 | 4,365 |
| Provision for loan and lease losses | $156,000 | 4,539 |
| Total noninterest income | $660,000 | 4,629 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $581,000 | 2,368 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 8,670 |
| Total noninterest expense | $2,996,000 | 4,519 |
| Salaries and employee benefits | $1,269,000 | 4,983 |
| Premises and equipment expense | $251,000 | 6,660 |
| Additional noninterest expense | $1,476,000 | 3,555 |
| Pre-tax net operating income | $1,543,000 | 4,212 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $432,000 | 4,728 |
| Income before extraordinary items | $1,112,000 | 4,284 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,112,000 | 4,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $277,000 | 2,582 |
| Cash dividends | $353,000 | 3,969 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,111,280 | 4,068 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,925,000 | 4,867 |
| Total interest expense | $2,890,000 | 5,314 |
| Net interest income | $4,035,000 | 4,402 |
| Provision for loan and lease losses | $238,000 | 4,768 |
| Total noninterest income | $696,000 | 4,431 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $561,000 | 2,461 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 7,019 |
| Total noninterest expense | $3,035,000 | 4,485 |
| Salaries and employee benefits | $1,173,000 | 5,265 |
| Premises and equipment expense | $243,000 | 6,920 |
| Additional noninterest expense | $1,619,000 | 3,377 |
| Pre-tax net operating income | $1,458,000 | 4,148 |
| Securities gains (losses) | $34,000 | 4,785 |
| Applicable income taxes | $456,000 | 4,314 |
| Income before extraordinary items | $1,036,000 | 4,353 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,036,000 | 4,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 5,743 |
| Cash dividends | $193,000 | 5,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,012,540 | 4,128 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.