Home > Louisiana Central Bank > Income and Expense
Louisiana Central Bank, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,586,000 | 5,234 |
| Total interest expense | $2,606,000 | 5,264 |
| Net interest income | $2,980,000 | 5,104 |
| Provision for loan and lease losses | $168,000 | 4,563 |
| Total noninterest income | $889,000 | 3,597 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $718,000 | 2,096 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $171,000 | 5,259 |
| Total noninterest expense | $2,524,000 | 4,915 |
| Salaries and employee benefits | $930,000 | 6,243 |
| Premises and equipment expense | $301,000 | 5,503 |
| Additional noninterest expense | $1,293,000 | 3,271 |
| Pre-tax net operating income | $1,177,000 | 4,461 |
| Securities gains (losses) | $142,000 | 1,453 |
| Applicable income taxes | $436,000 | 3,568 |
| Income before extraordinary items | $883,000 | 4,620 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $883,000 | 4,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,900 |
| Cash dividends | $293,000 | 4,443 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $787,860 | 4,793 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,153,000 | 5,632 |
| Total interest expense | $2,443,000 | 5,633 |
| Net interest income | $2,710,000 | 5,529 |
| Provision for loan and lease losses | $168,000 | 4,178 |
| Total noninterest income | $872,000 | 3,466 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $692,000 | 2,000 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $180,000 | 5,028 |
| Total noninterest expense | $2,388,000 | 5,017 |
| Salaries and employee benefits | $961,000 | 6,079 |
| Premises and equipment expense | $315,000 | 5,278 |
| Additional noninterest expense | $1,112,000 | 3,670 |
| Pre-tax net operating income | $1,026,000 | 5,186 |
| Securities gains (losses) | $324,000 | 329 |
| Applicable income taxes | $432,000 | 3,829 |
| Income before extraordinary items | $918,000 | 4,629 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $918,000 | 4,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,584 |
| Cash dividends | $325,000 | 4,335 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $697,680 | 5,435 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,359,000 | 6,051 |
| Total interest expense | $1,884,000 | 6,205 |
| Net interest income | $2,475,000 | 5,833 |
| Provision for loan and lease losses | $144,000 | 4,363 |
| Total noninterest income | $818,000 | 3,565 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $624,000 | 2,128 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $194,000 | 5,009 |
| Total noninterest expense | $2,184,000 | 5,354 |
| Salaries and employee benefits | $767,000 | 6,915 |
| Premises and equipment expense | $313,000 | 5,345 |
| Additional noninterest expense | $1,104,000 | 3,700 |
| Pre-tax net operating income | $965,000 | 5,416 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $265,000 | 5,080 |
| Income before extraordinary items | $700,000 | 5,461 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $700,000 | 5,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,097 |
| Cash dividends | $300,000 | 4,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $700,000 | 5,428 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,201,000 | 6,304 |
| Total interest expense | $1,899,000 | 6,351 |
| Net interest income | $2,302,000 | 6,125 |
| Provision for loan and lease losses | $156,000 | 4,068 |
| Total noninterest income | $814,000 | 3,585 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $564,000 | 2,289 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $250,000 | 4,429 |
| Total noninterest expense | $2,135,000 | 5,334 |
| Salaries and employee benefits | $755,000 | 6,889 |
| Premises and equipment expense | $327,000 | 5,108 |
| Additional noninterest expense | $1,053,000 | 3,777 |
| Pre-tax net operating income | $825,000 | 5,991 |
| Securities gains (losses) | $-6,000 | 10,112 |
| Applicable income taxes | $204,000 | 6,143 |
| Income before extraordinary items | $615,000 | 5,986 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $615,000 | 5,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,956 |
| Cash dividends | $300,000 | 4,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $619,500 | 5,862 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,023,000 | 6,647 |
| Total interest expense | $1,799,000 | 6,688 |
| Net interest income | $2,224,000 | 6,487 |
| Provision for loan and lease losses | $132,000 | 4,415 |
| Total noninterest income | $722,000 | 3,887 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $545,000 | 2,421 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $177,000 | 5,246 |
| Total noninterest expense | $2,039,000 | 5,585 |
| Salaries and employee benefits | $773,000 | 6,912 |
| Premises and equipment expense | $358,000 | 4,814 |
| Additional noninterest expense | $908,000 | 4,274 |
| Pre-tax net operating income | $775,000 | 6,657 |
| Securities gains (losses) | $-5,000 | 9,661 |
| Applicable income taxes | $224,000 | 6,578 |
| Income before extraordinary items | $546,000 | 6,696 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $546,000 | 6,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,298 |
| Cash dividends | $184,000 | 5,578 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $549,550 | 6,614 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,699,000 | 7,157 |
| Total interest expense | $1,629,000 | 7,258 |
| Net interest income | $2,070,000 | 7,006 |
| Provision for loan and lease losses | $92,000 | 5,306 |
| Total noninterest income | $735,000 | 3,944 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $533,000 | 2,546 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $202,000 | 5,130 |
| Total noninterest expense | $2,079,000 | 5,768 |
| Salaries and employee benefits | $855,000 | 6,679 |
| Premises and equipment expense | $358,000 | 4,944 |
| Additional noninterest expense | $866,000 | 4,895 |
| Pre-tax net operating income | $634,000 | 7,261 |
| Securities gains (losses) | $-98,000 | 11,196 |
| Applicable income taxes | $157,000 | 7,776 |
| Income before extraordinary items | $379,000 | 7,800 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $379,000 | 7,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,783 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $448,580 | 7,193 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,381,000 | 7,702 |
| Total interest expense | $1,493,000 | 7,724 |
| Net interest income | $1,888,000 | 7,555 |
| Provision for loan and lease losses | $48,000 | 6,309 |
| Total noninterest income | $660,000 | 4,279 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $465,000 | 2,923 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $195,000 | 5,205 |
| Total noninterest expense | $1,791,000 | 6,484 |
| Salaries and employee benefits | $785,000 | 7,188 |
| Premises and equipment expense | $306,000 | 5,546 |
| Additional noninterest expense | $700,000 | 5,844 |
| Pre-tax net operating income | $709,000 | 7,279 |
| Securities gains (losses) | $-3,000 | 9,402 |
| Applicable income taxes | $230,000 | 6,962 |
| Income before extraordinary items | $476,000 | 7,436 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $476,000 | 7,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,295 |
| Cash dividends | $419,000 | 3,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $478,010 | 7,381 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,140,000 | 7,845 |
| Total interest expense | $1,248,000 | 7,725 |
| Net interest income | $1,892,000 | 7,823 |
| Provision for loan and lease losses | $46,000 | 6,340 |
| Total noninterest income | $657,000 | 4,346 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $419,000 | 3,240 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $238,000 | 4,730 |
| Total noninterest expense | $1,955,000 | 6,322 |
| Salaries and employee benefits | $762,000 | 7,437 |
| Premises and equipment expense | $285,000 | 5,938 |
| Additional noninterest expense | $908,000 | 5,130 |
| Pre-tax net operating income | $548,000 | 8,326 |
| Securities gains (losses) | $28,000 | 1,509 |
| Applicable income taxes | $161,000 | 8,089 |
| Income before extraordinary items | $415,000 | 8,058 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $415,000 | 8,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,413 |
| Cash dividends | $263,000 | 4,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $394,840 | 8,288 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,069,000 | 8,213 |
| Total interest expense | $1,162,000 | 8,433 |
| Net interest income | $1,907,000 | 7,938 |
| Provision for loan and lease losses | $-80,000 | 12,853 |
| Total noninterest income | $637,000 | 4,758 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $436,000 | 3,186 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $201,000 | 5,660 |
| Total noninterest expense | $2,029,000 | 6,253 |
| Salaries and employee benefits | $706,000 | 7,960 |
| Premises and equipment expense | $293,000 | 5,976 |
| Additional noninterest expense | $1,030,000 | 4,789 |
| Pre-tax net operating income | $595,000 | 7,978 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $207,000 | 7,496 |
| Income before extraordinary items | $391,000 | 8,526 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $391,000 | 8,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 8,808 |
| Cash dividends | $360,000 | 3,906 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $389,050 | 8,280 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,126,000 | 8,758 |
| Total interest expense | $1,369,000 | 8,965 |
| Net interest income | $1,757,000 | 8,479 |
| Provision for loan and lease losses | $65,000 | 8,399 |
| Total noninterest income | $629,000 | 4,795 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $429,000 | 3,258 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $200,000 | 5,673 |
| Total noninterest expense | $1,779,000 | 7,020 |
| Salaries and employee benefits | $705,000 | 7,948 |
| Premises and equipment expense | $295,000 | 6,046 |
| Additional noninterest expense | $779,000 | 6,217 |
| Pre-tax net operating income | $542,000 | 8,122 |
| Securities gains (losses) | $13,000 | 6,142 |
| Applicable income taxes | $166,000 | 8,249 |
| Income before extraordinary items | $389,000 | 8,328 |
| Extraordinary gains, net | $150,000 | 562 |
| Net income | $539,000 | 7,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 7,050 |
| Cash dividends | $132,000 | 6,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $379,900 | 8,062 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.