Home > Louisiana Bank & Trust Company > Income and Expense
Louisiana Bank & Trust Company, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,381,000 | 6,956 |
| Total interest expense | $1,600,000 | 6,726 |
| Net interest income | $1,781,000 | 7,039 |
| Provision for loan and lease losses | $12,000 | 7,978 |
| Total noninterest income | $172,000 | 7,809 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $136,000 | 6,068 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 8,584 |
| Total noninterest expense | $1,412,000 | 7,017 |
| Salaries and employee benefits | $736,000 | 7,041 |
| Premises and equipment expense | $184,000 | 7,067 |
| Additional noninterest expense | $492,000 | 6,569 |
| Pre-tax net operating income | $529,000 | 7,004 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $177,000 | 5,953 |
| Income before extraordinary items | $352,000 | 7,273 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $352,000 | 7,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,730 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $352,000 | 7,247 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,168,000 | 7,331 |
| Total interest expense | $1,505,000 | 7,179 |
| Net interest income | $1,663,000 | 7,354 |
| Provision for loan and lease losses | $9,000 | 8,310 |
| Total noninterest income | $156,000 | 8,145 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $126,000 | 6,343 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 9,010 |
| Total noninterest expense | $1,326,000 | 7,171 |
| Salaries and employee benefits | $693,000 | 7,224 |
| Premises and equipment expense | $155,000 | 7,539 |
| Additional noninterest expense | $478,000 | 6,590 |
| Pre-tax net operating income | $484,000 | 7,456 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $139,000 | 6,991 |
| Income before extraordinary items | $345,000 | 7,561 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $345,000 | 7,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,698 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $345,000 | 7,482 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,577,000 | 8,281 |
| Total interest expense | $1,211,000 | 8,081 |
| Net interest income | $1,366,000 | 8,311 |
| Provision for loan and lease losses | $-234,000 | 10,838 |
| Total noninterest income | $143,000 | 8,703 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 7,357 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 8,438 |
| Total noninterest expense | $1,172,000 | 7,773 |
| Salaries and employee benefits | $632,000 | 7,709 |
| Premises and equipment expense | $125,000 | 8,362 |
| Additional noninterest expense | $415,000 | 7,226 |
| Pre-tax net operating income | $571,000 | 7,551 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $203,000 | 6,834 |
| Income before extraordinary items | $368,000 | 7,866 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $368,000 | 7,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,805 |
| Cash dividends | $125,000 | 6,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $368,000 | 7,810 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,018,000 | 9,353 |
| Total interest expense | $903,000 | 9,324 |
| Net interest income | $1,115,000 | 9,244 |
| Provision for loan and lease losses | $-192,000 | 11,331 |
| Total noninterest income | $133,000 | 9,312 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 7,643 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 9,363 |
| Total noninterest expense | $1,168,000 | 8,075 |
| Salaries and employee benefits | $543,000 | 8,549 |
| Premises and equipment expense | $157,000 | 7,897 |
| Additional noninterest expense | $468,000 | 7,320 |
| Pre-tax net operating income | $272,000 | 9,316 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $83,000 | 9,068 |
| Income before extraordinary items | $191,000 | 9,388 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $191,000 | 9,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-214,000 | 11,340 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $189,600 | 9,342 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,868,000 | 9,936 |
| Total interest expense | $799,000 | 9,946 |
| Net interest income | $1,069,000 | 9,720 |
| Provision for loan and lease losses | $-285,000 | 11,853 |
| Total noninterest income | $142,000 | 9,451 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $95,000 | 7,904 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 9,382 |
| Total noninterest expense | $1,112,000 | 8,524 |
| Salaries and employee benefits | $486,000 | 9,235 |
| Premises and equipment expense | $244,000 | 6,448 |
| Additional noninterest expense | $382,000 | 8,381 |
| Pre-tax net operating income | $384,000 | 9,168 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $96,000 | 9,254 |
| Income before extraordinary items | $288,000 | 9,058 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $288,000 | 9,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-154,000 | 11,820 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $288,000 | 9,025 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,872,000 | 10,037 |
| Total interest expense | $676,000 | 10,227 |
| Net interest income | $1,196,000 | 9,776 |
| Provision for loan and lease losses | $-209,000 | 12,342 |
| Total noninterest income | $173,000 | 9,238 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $106,000 | 7,946 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 8,779 |
| Total noninterest expense | $1,215,000 | 8,550 |
| Salaries and employee benefits | $500,000 | 9,393 |
| Premises and equipment expense | $274,000 | 6,096 |
| Additional noninterest expense | $441,000 | 8,408 |
| Pre-tax net operating income | $363,000 | 9,641 |
| Securities gains (losses) | $-1,000 | 8,790 |
| Applicable income taxes | $79,000 | 9,837 |
| Income before extraordinary items | $283,000 | 9,331 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $283,000 | 9,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-276,000 | 12,463 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $283,780 | 9,388 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,065,000 | 10,048 |
| Total interest expense | $740,000 | 10,359 |
| Net interest income | $1,325,000 | 9,658 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $192,000 | 9,372 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $121,000 | 7,803 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 9,036 |
| Total noninterest expense | $1,355,000 | 8,316 |
| Salaries and employee benefits | $536,000 | 9,331 |
| Premises and equipment expense | $297,000 | 5,898 |
| Additional noninterest expense | $522,000 | 8,013 |
| Pre-tax net operating income | $162,000 | 11,386 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $29,000 | 11,409 |
| Income before extraordinary items | $133,000 | 11,420 |
| Extraordinary gains, net | $261,000 | 800 |
| Net income | $394,000 | 8,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 4,450 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $657,000 | 547 |
| Net operating income | $133,000 | 11,210 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,406,000 | 10,078 |
| Total interest expense | $1,056,000 | 10,157 |
| Net interest income | $1,350,000 | 9,797 |
| Provision for loan and lease losses | $165,000 | 5,823 |
| Total noninterest income | $395,000 | 6,593 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $144,000 | 7,271 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $251,000 | 4,947 |
| Total noninterest expense | $1,376,000 | 8,387 |
| Salaries and employee benefits | $548,000 | 9,291 |
| Premises and equipment expense | $305,000 | 5,903 |
| Additional noninterest expense | $523,000 | 8,256 |
| Pre-tax net operating income | $204,000 | 11,037 |
| Securities gains (losses) | $-31,000 | 13,587 |
| Applicable income taxes | $58,000 | 11,037 |
| Income before extraordinary items | $115,000 | 11,737 |
| Extraordinary gains, net | $58,000 | 947 |
| Net income | $173,000 | 11,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-60,000 | 13,568 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $135,460 | 11,151 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.