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Louisiana Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,953,000 | 4,248 |
| Total interest expense | $2,546,000 | 4,575 |
| Net interest income | $4,407,000 | 3,992 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $913,000 | 3,328 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $690,000 | 1,956 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $223,000 | 4,919 |
| Total noninterest expense | $3,994,000 | 3,434 |
| Salaries and employee benefits | $2,095,000 | 3,147 |
| Premises and equipment expense | $671,000 | 2,935 |
| Additional noninterest expense | $1,228,000 | 3,976 |
| Pre-tax net operating income | $1,326,000 | 4,868 |
| Securities gains (losses) | $-798,000 | 12,354 |
| Applicable income taxes | $196,000 | 7,404 |
| Income before extraordinary items | $332,000 | 8,805 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $332,000 | 8,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 3,372 |
| Cash dividends | $223,000 | 5,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $842,720 | 5,210 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,381,000 | 4,104 |
| Total interest expense | $2,491,000 | 4,819 |
| Net interest income | $4,890,000 | 3,643 |
| Provision for loan and lease losses | $239,000 | 3,549 |
| Total noninterest income | $1,231,000 | 2,852 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $746,000 | 1,837 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $485,000 | 3,327 |
| Total noninterest expense | $3,622,000 | 3,799 |
| Salaries and employee benefits | $1,900,000 | 3,431 |
| Premises and equipment expense | $650,000 | 3,077 |
| Additional noninterest expense | $1,072,000 | 4,646 |
| Pre-tax net operating income | $2,260,000 | 2,964 |
| Securities gains (losses) | $40,000 | 3,728 |
| Applicable income taxes | $787,000 | 2,795 |
| Income before extraordinary items | $1,513,000 | 3,226 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,513,000 | 3,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 5,571 |
| Cash dividends | $448,000 | 3,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,486,600 | 3,098 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,647,000 | 4,468 |
| Total interest expense | $3,040,000 | 5,097 |
| Net interest income | $4,607,000 | 3,919 |
| Provision for loan and lease losses | $280,000 | 4,302 |
| Total noninterest income | $1,022,000 | 3,263 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $693,000 | 1,953 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $329,000 | 4,173 |
| Total noninterest expense | $3,323,000 | 4,133 |
| Salaries and employee benefits | $1,670,000 | 3,841 |
| Premises and equipment expense | $556,000 | 3,616 |
| Additional noninterest expense | $1,097,000 | 4,695 |
| Pre-tax net operating income | $2,026,000 | 3,072 |
| Securities gains (losses) | $-40,000 | 13,634 |
| Applicable income taxes | $782,000 | 2,678 |
| Income before extraordinary items | $1,204,000 | 3,793 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,204,000 | 3,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 5,342 |
| Cash dividends | $94,000 | 6,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,229,600 | 3,450 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.