Home > Lotus Bank > Income and Expense
Lotus Bank, Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,291,000 | 4,319 |
| Total interest expense | $643,000 | 3,466 |
| Net interest income | $3,648,000 | 4,382 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $146,000 | 5,694 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $57,000 | 5,574 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $89,000 | 5,335 |
| Total noninterest expense | $3,110,000 | 4,394 |
| Salaries and employee benefits | $1,549,000 | 4,551 |
| Premises and equipment expense | $497,000 | 3,650 |
| Additional noninterest expense | $1,064,000 | 4,315 |
| Pre-tax net operating income | $684,000 | 4,693 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $249,000 | 2,787 |
| Income before extraordinary items | $435,000 | 5,074 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $435,000 | 5,073 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $435,000 | 5,074 |
| Net charge-offs | $81,000 | 3,387 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $435,000 | 5,028 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,132,000 | 4,419 |
| Total interest expense | $475,000 | 3,555 |
| Net interest income | $2,657,000 | 4,482 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $116,000 | 5,717 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $40,000 | 5,730 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $76,000 | 5,299 |
| Total noninterest expense | $2,200,000 | 4,564 |
| Salaries and employee benefits | $1,158,000 | 4,579 |
| Premises and equipment expense | $375,000 | 3,684 |
| Additional noninterest expense | $667,000 | 4,712 |
| Pre-tax net operating income | $573,000 | 4,629 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $219,000 | 2,729 |
| Income before extraordinary items | $354,000 | 5,065 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $354,000 | 5,065 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $354,000 | 5,067 |
| Net charge-offs | $81,000 | 2,888 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $354,000 | 5,021 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,056,000 | 4,466 |
| Total interest expense | $309,000 | 3,665 |
| Net interest income | $1,747,000 | 4,520 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $88,000 | 5,625 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $25,000 | 5,808 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $63,000 | 5,101 |
| Total noninterest expense | $1,374,000 | 4,741 |
| Salaries and employee benefits | $760,000 | 4,659 |
| Premises and equipment expense | $253,000 | 3,686 |
| Additional noninterest expense | $361,000 | 5,169 |
| Pre-tax net operating income | $461,000 | 4,305 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $183,000 | 2,494 |
| Income before extraordinary items | $278,000 | 4,849 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $278,000 | 4,850 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $278,000 | 4,851 |
| Net charge-offs | $-38,000 | 6,080 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $278,000 | 4,788 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,076,000 | 4,392 |
| Total interest expense | $147,000 | 3,833 |
| Net interest income | $929,000 | 4,430 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $49,000 | 5,535 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $13,000 | 5,787 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $36,000 | 4,952 |
| Total noninterest expense | $712,000 | 4,705 |
| Salaries and employee benefits | $392,000 | 4,625 |
| Premises and equipment expense | $135,000 | 3,577 |
| Additional noninterest expense | $185,000 | 5,172 |
| Pre-tax net operating income | $266,000 | 4,009 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $106,000 | 2,309 |
| Income before extraordinary items | $160,000 | 4,592 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $160,000 | 4,596 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $160,000 | 4,596 |
| Net charge-offs | $-38,000 | 6,230 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $160,000 | 4,540 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,083,000 | 4,568 |
| Total interest expense | $518,000 | 4,384 |
| Net interest income | $3,565,000 | 4,531 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $355,000 | 4,912 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $40,000 | 6,137 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $315,000 | 4,027 |
| Total noninterest expense | $2,915,000 | 4,674 |
| Salaries and employee benefits | $1,552,000 | 4,670 |
| Premises and equipment expense | $456,000 | 3,933 |
| Additional noninterest expense | $907,000 | 4,797 |
| Pre-tax net operating income | $1,005,000 | 4,080 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $344,000 | 2,500 |
| Income before extraordinary items | $661,000 | 4,532 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $661,000 | 4,536 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $661,000 | 4,536 |
| Net charge-offs | $65,000 | 4,150 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $661,000 | 4,469 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,944,000 | 4,714 |
| Total interest expense | $377,000 | 4,546 |
| Net interest income | $2,567,000 | 4,701 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $330,000 | 4,667 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $30,000 | 6,202 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $300,000 | 3,751 |
| Total noninterest expense | $2,171,000 | 4,710 |
| Salaries and employee benefits | $1,186,000 | 4,649 |
| Premises and equipment expense | $347,000 | 3,952 |
| Additional noninterest expense | $638,000 | 4,947 |
| Pre-tax net operating income | $726,000 | 4,208 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $179,000 | 2,882 |
| Income before extraordinary items | $547,000 | 4,461 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $547,000 | 4,464 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $547,000 | 4,465 |
| Net charge-offs | $65,000 | 3,657 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $547,000 | 4,388 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,916,000 | 4,794 |
| Total interest expense | $249,000 | 4,625 |
| Net interest income | $1,667,000 | 4,756 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $313,000 | 4,143 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $18,000 | 6,289 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $295,000 | 3,228 |
| Total noninterest expense | $1,467,000 | 4,710 |
| Salaries and employee benefits | $802,000 | 4,638 |
| Premises and equipment expense | $234,000 | 3,932 |
| Additional noninterest expense | $431,000 | 4,946 |
| Pre-tax net operating income | $513,000 | 4,107 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $153,000 | 2,675 |
| Income before extraordinary items | $360,000 | 4,496 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $360,000 | 4,498 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $360,000 | 4,499 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $360,000 | 4,392 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $957,000 | 4,833 |
| Total interest expense | $124,000 | 4,720 |
| Net interest income | $833,000 | 4,781 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $71,000 | 5,316 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $9,000 | 6,313 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $62,000 | 4,443 |
| Total noninterest expense | $754,000 | 4,672 |
| Salaries and employee benefits | $410,000 | 4,639 |
| Premises and equipment expense | $123,000 | 3,841 |
| Additional noninterest expense | $221,000 | 4,939 |
| Pre-tax net operating income | $150,000 | 4,853 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $38,000 | 3,190 |
| Income before extraordinary items | $112,000 | 5,113 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $112,000 | 5,115 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $112,000 | 5,115 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $112,000 | 5,007 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,897,000 | 4,933 |
| Total interest expense | $541,000 | 4,977 |
| Net interest income | $3,356,000 | 4,859 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $178,000 | 5,822 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $31,000 | 6,511 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $147,000 | 4,963 |
| Total noninterest expense | $2,367,000 | 5,297 |
| Salaries and employee benefits | $1,275,000 | 5,254 |
| Premises and equipment expense | $332,000 | 4,754 |
| Additional noninterest expense | $760,000 | 5,373 |
| Pre-tax net operating income | $1,167,000 | 3,774 |
| Securities gains (losses) | $6,000 | 3,492 |
| Applicable income taxes | $-401,000 | 6,874 |
| Income before extraordinary items | $1,574,000 | 3,029 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,574,000 | 3,028 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,574,000 | 3,029 |
| Net charge-offs | $37,000 | 5,107 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 221 |
| Net operating income | $1,568,000 | 2,911 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,799,000 | 5,123 |
| Total interest expense | $408,000 | 5,091 |
| Net interest income | $2,391,000 | 5,050 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $133,000 | 5,901 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $21,000 | 6,638 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $112,000 | 4,976 |
| Total noninterest expense | $1,756,000 | 5,358 |
| Salaries and employee benefits | $957,000 | 5,279 |
| Premises and equipment expense | $248,000 | 4,814 |
| Additional noninterest expense | $551,000 | 5,493 |
| Pre-tax net operating income | $768,000 | 4,090 |
| Securities gains (losses) | $6,000 | 3,225 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $774,000 | 3,913 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $774,000 | 3,913 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $774,000 | 3,915 |
| Net charge-offs | $37,000 | 4,721 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 167 |
| Net operating income | $768,000 | 3,765 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,822,000 | 5,205 |
| Total interest expense | $270,000 | 5,200 |
| Net interest income | $1,552,000 | 5,129 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $79,000 | 6,034 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $13,000 | 6,711 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $66,000 | 5,172 |
| Total noninterest expense | $1,118,000 | 5,504 |
| Salaries and employee benefits | $592,000 | 5,494 |
| Premises and equipment expense | $159,000 | 4,918 |
| Additional noninterest expense | $367,000 | 5,531 |
| Pre-tax net operating income | $513,000 | 4,081 |
| Securities gains (losses) | $6,000 | 2,847 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $519,000 | 3,921 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $519,000 | 3,923 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $519,000 | 3,924 |
| Net charge-offs | $42,000 | 4,179 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $513,000 | 3,745 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $879,000 | 5,332 |
| Total interest expense | $138,000 | 5,260 |
| Net interest income | $741,000 | 5,267 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $35,000 | 6,212 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $7,000 | 6,711 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $28,000 | 5,423 |
| Total noninterest expense | $555,000 | 5,557 |
| Salaries and employee benefits | $296,000 | 5,529 |
| Premises and equipment expense | $82,000 | 4,875 |
| Additional noninterest expense | $177,000 | 5,619 |
| Pre-tax net operating income | $221,000 | 4,364 |
| Securities gains (losses) | $6,000 | 1,875 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $227,000 | 4,168 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $227,000 | 4,172 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $227,000 | 4,172 |
| Net charge-offs | $42,000 | 3,150 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $221,000 | 4,055 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,552,000 | 5,410 |
| Total interest expense | $610,000 | 5,487 |
| Net interest income | $2,942,000 | 5,314 |
| Provision for loan and lease losses | $425,000 | 3,672 |
| Total noninterest income | $187,000 | 5,802 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $37,000 | 6,528 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $150,000 | 4,852 |
| Total noninterest expense | $2,400,000 | 5,429 |
| Salaries and employee benefits | $1,151,000 | 5,604 |
| Premises and equipment expense | $356,000 | 4,822 |
| Additional noninterest expense | $893,000 | 5,178 |
| Pre-tax net operating income | $304,000 | 5,225 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $304,000 | 5,230 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $304,000 | 5,232 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $304,000 | 5,232 |
| Net charge-offs | $-4,000 | 6,925 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $304,000 | 5,116 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,612,000 | 5,515 |
| Total interest expense | $478,000 | 5,506 |
| Net interest income | $2,134,000 | 5,417 |
| Provision for loan and lease losses | $112,000 | 4,842 |
| Total noninterest income | $137,000 | 5,940 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $30,000 | 6,526 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $107,000 | 5,010 |
| Total noninterest expense | $1,775,000 | 5,481 |
| Salaries and employee benefits | $905,000 | 5,511 |
| Premises and equipment expense | $271,000 | 4,858 |
| Additional noninterest expense | $599,000 | 5,440 |
| Pre-tax net operating income | $384,000 | 4,820 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $384,000 | 4,718 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $384,000 | 4,719 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $384,000 | 4,719 |
| Net charge-offs | $-4,000 | 6,858 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $384,000 | 4,589 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,744,000 | 5,559 |
| Total interest expense | $333,000 | 5,524 |
| Net interest income | $1,411,000 | 5,467 |
| Provision for loan and lease losses | $85,000 | 4,593 |
| Total noninterest income | $77,000 | 6,169 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $20,000 | 6,547 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $57,000 | 5,318 |
| Total noninterest expense | $1,199,000 | 5,519 |
| Salaries and employee benefits | $609,000 | 5,544 |
| Premises and equipment expense | $182,000 | 4,867 |
| Additional noninterest expense | $408,000 | 5,485 |
| Pre-tax net operating income | $204,000 | 5,092 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $204,000 | 4,998 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $204,000 | 4,998 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $204,000 | 4,998 |
| Net charge-offs | $-3,000 | 6,756 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $204,000 | 4,908 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $849,000 | 5,645 |
| Total interest expense | $171,000 | 5,576 |
| Net interest income | $678,000 | 5,555 |
| Provision for loan and lease losses | $30,000 | 4,582 |
| Total noninterest income | $31,000 | 6,457 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $12,000 | 6,371 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $19,000 | 5,847 |
| Total noninterest expense | $604,000 | 5,537 |
| Salaries and employee benefits | $306,000 | 5,571 |
| Premises and equipment expense | $95,000 | 4,843 |
| Additional noninterest expense | $203,000 | 5,501 |
| Pre-tax net operating income | $75,000 | 5,436 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $75,000 | 5,351 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $75,000 | 5,350 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $75,000 | 5,351 |
| Net charge-offs | $-2,000 | 6,441 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $75,000 | 5,295 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,386,000 | 5,794 |
| Total interest expense | $882,000 | 5,508 |
| Net interest income | $2,504,000 | 5,759 |
| Provision for loan and lease losses | $263,000 | 5,026 |
| Total noninterest income | $71,000 | 6,910 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $47,000 | 6,275 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $24,000 | 6,537 |
| Total noninterest expense | $2,145,000 | 5,871 |
| Salaries and employee benefits | $1,179,000 | 5,714 |
| Premises and equipment expense | $344,000 | 5,102 |
| Additional noninterest expense | $622,000 | 6,147 |
| Pre-tax net operating income | $167,000 | 5,280 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $167,000 | 5,389 |
| Extraordinary gains, net | $103,000 | 18 |
| Net income | $270,000 | 5,051 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $270,000 | 5,051 |
| Net charge-offs | $84,000 | 5,564 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $167,000 | 5,255 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,508,000 | 5,922 |
| Total interest expense | $697,000 | 5,542 |
| Net interest income | $1,811,000 | 5,921 |
| Provision for loan and lease losses | $128,000 | 5,464 |
| Total noninterest income | $52,000 | 7,058 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $36,000 | 6,334 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $16,000 | 6,762 |
| Total noninterest expense | $1,574,000 | 5,951 |
| Salaries and employee benefits | $881,000 | 5,757 |
| Premises and equipment expense | $258,000 | 5,163 |
| Additional noninterest expense | $435,000 | 6,310 |
| Pre-tax net operating income | $161,000 | 5,385 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $161,000 | 5,472 |
| Extraordinary gains, net | $103,000 | 16 |
| Net income | $264,000 | 5,031 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $264,000 | 5,032 |
| Net charge-offs | $4,000 | 6,473 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $161,000 | 5,310 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,661,000 | 5,992 |
| Total interest expense | $470,000 | 5,617 |
| Net interest income | $1,191,000 | 5,970 |
| Provision for loan and lease losses | $65,000 | 5,537 |
| Total noninterest income | $32,000 | 7,155 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $22,000 | 6,435 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $10,000 | 6,845 |
| Total noninterest expense | $1,078,000 | 5,928 |
| Salaries and employee benefits | $613,000 | 5,676 |
| Premises and equipment expense | $174,000 | 5,189 |
| Additional noninterest expense | $291,000 | 6,335 |
| Pre-tax net operating income | $80,000 | 5,627 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $80,000 | 5,679 |
| Extraordinary gains, net | $103,000 | 12 |
| Net income | $183,000 | 5,005 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $183,000 | 5,004 |
| Net charge-offs | $4,000 | 6,102 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $80,000 | 5,558 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $799,000 | 6,139 |
| Total interest expense | $231,000 | 5,789 |
| Net interest income | $568,000 | 6,134 |
| Provision for loan and lease losses | $46,000 | 4,925 |
| Total noninterest income | $37,000 | 6,501 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $13,000 | 6,352 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $24,000 | 5,720 |
| Total noninterest expense | $557,000 | 5,913 |
| Salaries and employee benefits | $287,000 | 5,927 |
| Premises and equipment expense | $88,000 | 5,241 |
| Additional noninterest expense | $182,000 | 5,907 |
| Pre-tax net operating income | $2,000 | 6,226 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $2,000 | 6,362 |
| Extraordinary gains, net | $103,000 | 11 |
| Net income | $105,000 | 4,905 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $105,000 | 4,904 |
| Net charge-offs | $4,000 | 5,215 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $2,000 | 6,255 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,286,000 | 6,850 |
| Total interest expense | $753,000 | 6,577 |
| Net interest income | $1,533,000 | 6,862 |
| Provision for loan and lease losses | $468,000 | 4,640 |
| Total noninterest income | $51,000 | 7,395 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $41,000 | 6,625 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $10,000 | 7,185 |
| Total noninterest expense | $2,039,000 | 6,180 |
| Salaries and employee benefits | $1,035,000 | 6,164 |
| Premises and equipment expense | $321,000 | 5,492 |
| Additional noninterest expense | $683,000 | 6,189 |
| Pre-tax net operating income | $-923,000 | 6,224 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-923,000 | 6,324 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-923,000 | 6,324 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-923,000 | 6,324 |
| Net charge-offs | $2,000 | 7,148 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-923,000 | 6,330 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,514,000 | 7,125 |
| Total interest expense | $547,000 | 6,757 |
| Net interest income | $967,000 | 7,201 |
| Provision for loan and lease losses | $226,000 | 4,982 |
| Total noninterest income | $35,000 | 7,547 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $28,000 | 6,729 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $7,000 | 7,377 |
| Total noninterest expense | $1,484,000 | 6,271 |
| Salaries and employee benefits | $759,000 | 6,239 |
| Premises and equipment expense | $241,000 | 5,546 |
| Additional noninterest expense | $484,000 | 6,332 |
| Pre-tax net operating income | $-708,000 | 6,477 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-708,000 | 6,574 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-708,000 | 6,575 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-708,000 | 6,575 |
| Net charge-offs | $2,000 | 6,855 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-708,000 | 6,576 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $875,000 | 7,380 |
| Total interest expense | $362,000 | 6,868 |
| Net interest income | $513,000 | 7,525 |
| Provision for loan and lease losses | $90,000 | 5,421 |
| Total noninterest income | $28,000 | 7,546 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $16,000 | 6,843 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $12,000 | 7,161 |
| Total noninterest expense | $953,000 | 6,403 |
| Salaries and employee benefits | $498,000 | 6,349 |
| Premises and equipment expense | $145,000 | 5,826 |
| Additional noninterest expense | $310,000 | 6,428 |
| Pre-tax net operating income | $-502,000 | 6,642 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-502,000 | 6,773 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-502,000 | 6,774 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-502,000 | 6,774 |
| Net charge-offs | $2,000 | 6,442 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-502,000 | 6,751 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $400,000 | 7,557 |
| Total interest expense | $174,000 | 7,014 |
| Net interest income | $226,000 | 7,680 |
| Provision for loan and lease losses | $36,000 | 5,276 |
| Total noninterest income | $8,000 | 7,821 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $6,000 | 6,959 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $2,000 | 7,617 |
| Total noninterest expense | $466,000 | 6,426 |
| Salaries and employee benefits | $246,000 | 6,426 |
| Premises and equipment expense | $75,000 | 5,786 |
| Additional noninterest expense | $145,000 | 6,395 |
| Pre-tax net operating income | $-268,000 | 7,013 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-268,000 | 7,148 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-268,000 | 7,148 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-268,000 | 7,149 |
| Net charge-offs | $2,000 | 5,430 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-268,000 | 7,091 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,047,000 | 7,960 |
| Total interest expense | $368,000 | 7,883 |
| Net interest income | $679,000 | 7,927 |
| Provision for loan and lease losses | $226,000 | 5,058 |
| Total noninterest income | $39,000 | 7,815 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $20,000 | 7,038 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $19,000 | 7,458 |
| Total noninterest expense | $1,882,000 | 6,387 |
| Salaries and employee benefits | $947,000 | 6,534 |
| Premises and equipment expense | $243,000 | 6,310 |
| Additional noninterest expense | $692,000 | 5,840 |
| Pre-tax net operating income | $-1,390,000 | 7,173 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-1,390,000 | 7,173 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,390,000 | 7,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-1,390,000 | 7,274 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $711,000 | 8,104 |
| Total interest expense | $226,000 | 8,084 |
| Net interest income | $485,000 | 8,049 |
| Provision for loan and lease losses | $153,000 | 4,598 |
| Total noninterest income | $26,000 | 7,970 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $15,000 | 7,089 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $11,000 | 7,732 |
| Total noninterest expense | $1,416,000 | 6,373 |
| Salaries and employee benefits | $715,000 | 6,544 |
| Premises and equipment expense | $173,000 | 6,435 |
| Additional noninterest expense | $528,000 | 5,764 |
| Pre-tax net operating income | $-1,058,000 | 7,562 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-1,058,000 | 7,536 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,058,000 | 7,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,058,000 | 7,645 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $434,000 | 8,223 |
| Total interest expense | $140,000 | 8,180 |
| Net interest income | $294,000 | 8,164 |
| Provision for loan and lease losses | $134,000 | 3,830 |
| Total noninterest income | $16,000 | 8,078 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $9,000 | 7,166 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $7,000 | 7,835 |
| Total noninterest expense | $952,000 | 6,392 |
| Salaries and employee benefits | $486,000 | 6,559 |
| Premises and equipment expense | $108,000 | 6,602 |
| Additional noninterest expense | $358,000 | 5,725 |
| Pre-tax net operating income | $-776,000 | 7,780 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-776,000 | 7,892 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-776,000 | 7,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-776,000 | 7,868 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $220,000 | 8,275 |
| Total interest expense | $72,000 | 8,234 |
| Net interest income | $148,000 | 8,208 |
| Provision for loan and lease losses | $26,000 | 4,670 |
| Total noninterest income | $10,000 | 8,048 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $3,000 | 7,255 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $7,000 | 7,488 |
| Total noninterest expense | $465,000 | 6,487 |
| Salaries and employee benefits | $254,000 | 6,479 |
| Premises and equipment expense | $45,000 | 6,958 |
| Additional noninterest expense | $166,000 | 5,895 |
| Pre-tax net operating income | $-333,000 | 7,940 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-333,000 | 8,020 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-333,000 | 8,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-333,000 | 7,991 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $725,000 | 8,309 |
| Total interest expense | $213,000 | 8,286 |
| Net interest income | $512,000 | 8,270 |
| Provision for loan and lease losses | $88,000 | 5,093 |
| Total noninterest income | $7,000 | 8,335 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $5,000 | 7,385 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,000 | 8,265 |
| Total noninterest expense | $1,243,000 | 7,295 |
| Salaries and employee benefits | $615,000 | 7,499 |
| Premises and equipment expense | $156,000 | 7,182 |
| Additional noninterest expense | $472,000 | 6,725 |
| Pre-tax net operating income | $-812,000 | 7,970 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-812,000 | 8,044 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-812,000 | 8,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $10,500,000 | 175 |
| Net operating income | $-812,000 | 8,033 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $468,000 | 8,401 |
| Total interest expense | $121,000 | 8,379 |
| Net interest income | $347,000 | 8,351 |
| Provision for loan and lease losses | $58,000 | 4,907 |
| Total noninterest income | $4,000 | 8,387 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $3,000 | 7,429 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,000 | 8,340 |
| Total noninterest expense | $859,000 | 7,420 |
| Salaries and employee benefits | $420,000 | 7,630 |
| Premises and equipment expense | $114,000 | 7,223 |
| Additional noninterest expense | $325,000 | 6,879 |
| Pre-tax net operating income | $-566,000 | 8,118 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-566,000 | 8,169 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-566,000 | 8,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $10,500,000 | 127 |
| Net operating income | $-566,000 | 8,157 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $239,000 | 8,521 |
| Total interest expense | $54,000 | 8,479 |
| Net interest income | $185,000 | 8,488 |
| Provision for loan and lease losses | $27,000 | 5,100 |
| Total noninterest income | $1,000 | 8,491 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,000 | 7,510 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $0 | 8,426 |
| Total noninterest expense | $480,000 | 7,754 |
| Salaries and employee benefits | $231,000 | 7,933 |
| Premises and equipment expense | $65,000 | 7,456 |
| Additional noninterest expense | $184,000 | 7,226 |
| Pre-tax net operating income | $-321,000 | 8,173 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-321,000 | 8,222 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-321,000 | 8,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $10,500,000 | 90 |
| Net operating income | $-321,000 | 8,212 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $50,000 | 8,624 |
| Total interest expense | $4,000 | 8,611 |
| Net interest income | $46,000 | 8,617 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $0 | 8,538 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $0 | 7,573 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $0 | 8,433 |
| Total noninterest expense | $108,000 | 8,486 |
| Salaries and employee benefits | $55,000 | 8,505 |
| Premises and equipment expense | $16,000 | 8,178 |
| Additional noninterest expense | $37,000 | 8,335 |
| Pre-tax net operating income | $-62,000 | 8,068 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-62,000 | 8,086 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-62,000 | 8,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $10,500,000 | 43 |
| Net operating income | $-62,000 | 8,074 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.