Home > Lost Pines National Bank > Income and Expense
Lost Pines National Bank, Income and Expense
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,891,000 | 7,664 |
| Total interest expense | $342,000 | 8,317 |
| Net interest income | $1,549,000 | 7,290 |
| Provision for loan and lease losses | $9,000 | 7,413 |
| Total noninterest income | $589,000 | 5,017 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $460,000 | 3,316 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $129,000 | 6,102 |
| Total noninterest expense | $1,619,000 | 6,666 |
| Salaries and employee benefits | $744,000 | 7,134 |
| Premises and equipment expense | $185,000 | 6,965 |
| Additional noninterest expense | $690,000 | 5,545 |
| Pre-tax net operating income | $510,000 | 6,644 |
| Securities gains (losses) | $2,000 | 4,163 |
| Applicable income taxes | $122,000 | 5,513 |
| Income before extraordinary items | $390,000 | 6,860 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $390,000 | 6,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,046 |
| Cash dividends | $264,000 | 4,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $388,480 | 6,713 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,435,000 | 7,737 |
| Total interest expense | $267,000 | 8,390 |
| Net interest income | $1,168,000 | 7,332 |
| Provision for loan and lease losses | $4,000 | 7,376 |
| Total noninterest income | $436,000 | 5,093 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $339,000 | 3,368 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $97,000 | 6,146 |
| Total noninterest expense | $1,209,000 | 6,679 |
| Salaries and employee benefits | $542,000 | 7,172 |
| Premises and equipment expense | $158,000 | 6,660 |
| Additional noninterest expense | $509,000 | 5,576 |
| Pre-tax net operating income | $391,000 | 6,742 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $121,000 | 5,356 |
| Income before extraordinary items | $270,000 | 7,115 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $270,000 | 7,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,047 |
| Cash dividends | $164,000 | 4,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $270,000 | 6,953 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $979,000 | 7,740 |
| Total interest expense | $187,000 | 8,415 |
| Net interest income | $792,000 | 7,307 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $286,000 | 5,121 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $225,000 | 3,332 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $61,000 | 6,230 |
| Total noninterest expense | $794,000 | 6,735 |
| Salaries and employee benefits | $359,000 | 7,223 |
| Premises and equipment expense | $103,000 | 6,702 |
| Additional noninterest expense | $332,000 | 5,640 |
| Pre-tax net operating income | $284,000 | 6,602 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $90,000 | 5,255 |
| Income before extraordinary items | $194,000 | 7,024 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $194,000 | 7,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,782 |
| Cash dividends | $164,000 | 3,744 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $194,000 | 6,834 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $490,000 | 7,785 |
| Total interest expense | $97,000 | 8,461 |
| Net interest income | $393,000 | 7,336 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $139,000 | 5,078 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $110,000 | 3,304 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $29,000 | 6,299 |
| Total noninterest expense | $376,000 | 6,912 |
| Salaries and employee benefits | $175,000 | 7,320 |
| Premises and equipment expense | $49,000 | 6,835 |
| Additional noninterest expense | $152,000 | 5,884 |
| Pre-tax net operating income | $156,000 | 6,396 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $45,000 | 5,243 |
| Income before extraordinary items | $111,000 | 6,699 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $111,000 | 6,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,659 |
| Cash dividends | $164,000 | 2,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $111,000 | 6,530 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,195,000 | 7,650 |
| Total interest expense | $542,000 | 8,267 |
| Net interest income | $1,653,000 | 7,187 |
| Provision for loan and lease losses | $32,000 | 7,161 |
| Total noninterest income | $578,000 | 4,835 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $451,000 | 3,226 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $127,000 | 5,948 |
| Total noninterest expense | $1,591,000 | 6,673 |
| Salaries and employee benefits | $747,000 | 7,093 |
| Premises and equipment expense | $210,000 | 6,659 |
| Additional noninterest expense | $634,000 | 5,731 |
| Pre-tax net operating income | $608,000 | 6,400 |
| Securities gains (losses) | $5,000 | 3,957 |
| Applicable income taxes | $145,000 | 5,563 |
| Income before extraordinary items | $468,000 | 6,538 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $468,000 | 6,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,516 |
| Cash dividends | $155,000 | 5,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $464,200 | 6,426 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,666,000 | 7,568 |
| Total interest expense | $1,127,000 | 7,754 |
| Net interest income | $1,539,000 | 7,259 |
| Provision for loan and lease losses | $42,000 | 6,879 |
| Total noninterest income | $482,000 | 5,162 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $375,000 | 3,575 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $107,000 | 6,284 |
| Total noninterest expense | $1,515,000 | 6,762 |
| Salaries and employee benefits | $689,000 | 7,243 |
| Premises and equipment expense | $212,000 | 6,623 |
| Additional noninterest expense | $614,000 | 5,750 |
| Pre-tax net operating income | $464,000 | 6,700 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $93,000 | 6,089 |
| Income before extraordinary items | $371,000 | 6,730 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $371,000 | 6,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,614 |
| Cash dividends | $149,000 | 5,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $371,000 | 6,600 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,742,000 | 7,667 |
| Total interest expense | $1,091,000 | 8,031 |
| Net interest income | $1,651,000 | 7,208 |
| Provision for loan and lease losses | $70,000 | 5,970 |
| Total noninterest income | $470,000 | 5,078 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $375,000 | 3,404 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 6,548 |
| Total noninterest expense | $1,602,000 | 6,476 |
| Salaries and employee benefits | $752,000 | 6,967 |
| Premises and equipment expense | $216,000 | 6,525 |
| Additional noninterest expense | $634,000 | 5,566 |
| Pre-tax net operating income | $449,000 | 7,238 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $130,000 | 6,160 |
| Income before extraordinary items | $319,000 | 7,356 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $319,000 | 7,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,205 |
| Cash dividends | $147,000 | 5,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $319,000 | 7,359 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,631,000 | 7,765 |
| Total interest expense | $1,041,000 | 8,071 |
| Net interest income | $1,590,000 | 7,411 |
| Provision for loan and lease losses | $179,000 | 3,861 |
| Total noninterest income | $551,000 | 4,679 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $422,000 | 3,077 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 5,980 |
| Total noninterest expense | $1,557,000 | 6,637 |
| Salaries and employee benefits | $683,000 | 7,334 |
| Premises and equipment expense | $199,000 | 6,828 |
| Additional noninterest expense | $675,000 | 5,379 |
| Pre-tax net operating income | $405,000 | 7,578 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $101,000 | 6,908 |
| Income before extraordinary items | $304,000 | 7,571 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $304,000 | 7,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,314 |
| Cash dividends | $146,000 | 5,704 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $304,000 | 7,545 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,443,000 | 8,163 |
| Total interest expense | $1,020,000 | 8,372 |
| Net interest income | $1,423,000 | 7,858 |
| Provision for loan and lease losses | $61,000 | 6,101 |
| Total noninterest income | $459,000 | 5,190 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $369,000 | 3,362 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 6,875 |
| Total noninterest expense | $1,381,000 | 7,014 |
| Salaries and employee benefits | $646,000 | 7,488 |
| Premises and equipment expense | $202,000 | 6,681 |
| Additional noninterest expense | $533,000 | 6,216 |
| Pre-tax net operating income | $440,000 | 7,672 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $105,000 | 7,455 |
| Income before extraordinary items | $335,000 | 7,619 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $335,000 | 7,618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,524 |
| Cash dividends | $144,000 | 5,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $335,000 | 7,535 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,273,000 | 8,668 |
| Total interest expense | $1,018,000 | 8,640 |
| Net interest income | $1,255,000 | 8,569 |
| Provision for loan and lease losses | $46,000 | 6,840 |
| Total noninterest income | $391,000 | 5,799 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $298,000 | 4,100 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 6,977 |
| Total noninterest expense | $1,219,000 | 7,606 |
| Salaries and employee benefits | $571,000 | 8,115 |
| Premises and equipment expense | $173,000 | 7,328 |
| Additional noninterest expense | $475,000 | 6,717 |
| Pre-tax net operating income | $381,000 | 8,546 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $75,000 | 8,822 |
| Income before extraordinary items | $306,000 | 8,333 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $306,000 | 8,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,656 |
| Cash dividends | $140,000 | 6,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $306,000 | 8,289 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,146,000 | 9,177 |
| Total interest expense | $969,000 | 9,123 |
| Net interest income | $1,177,000 | 9,077 |
| Provision for loan and lease losses | $1,000 | 9,010 |
| Total noninterest income | $313,000 | 6,797 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $235,000 | 5,041 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 7,815 |
| Total noninterest expense | $1,121,000 | 8,255 |
| Salaries and employee benefits | $544,000 | 8,540 |
| Premises and equipment expense | $158,000 | 7,875 |
| Additional noninterest expense | $419,000 | 7,721 |
| Pre-tax net operating income | $368,000 | 8,705 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $65,000 | 9,414 |
| Income before extraordinary items | $303,000 | 8,396 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $303,000 | 8,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,597 |
| Cash dividends | $100,000 | 6,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $303,000 | 8,341 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,810,000 | 10,023 |
| Total interest expense | $801,000 | 9,938 |
| Net interest income | $1,009,000 | 9,919 |
| Provision for loan and lease losses | $2,000 | 8,854 |
| Total noninterest income | $263,000 | 7,534 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $197,000 | 5,739 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 8,506 |
| Total noninterest expense | $974,000 | 9,064 |
| Salaries and employee benefits | $477,000 | 9,309 |
| Premises and equipment expense | $103,000 | 9,537 |
| Additional noninterest expense | $394,000 | 8,248 |
| Pre-tax net operating income | $296,000 | 9,766 |
| Securities gains (losses) | $-25,000 | 10,717 |
| Applicable income taxes | $21,000 | 10,738 |
| Income before extraordinary items | $250,000 | 9,407 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $250,000 | 9,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,657 |
| Cash dividends | $102,000 | 6,718 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $273,000 | 9,166 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,586,000 | 10,558 |
| Total interest expense | $645,000 | 10,375 |
| Net interest income | $941,000 | 10,594 |
| Provision for loan and lease losses | $-1,000 | 11,674 |
| Total noninterest income | $234,000 | 8,180 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $157,000 | 6,728 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 8,362 |
| Total noninterest expense | $937,000 | 9,602 |
| Salaries and employee benefits | $437,000 | 9,946 |
| Premises and equipment expense | $70,000 | 10,970 |
| Additional noninterest expense | $430,000 | 8,534 |
| Pre-tax net operating income | $239,000 | 10,584 |
| Securities gains (losses) | $17,000 | 1,895 |
| Applicable income taxes | $11,000 | 11,350 |
| Income before extraordinary items | $245,000 | 9,752 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $245,000 | 9,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,704 |
| Cash dividends | $98,000 | 7,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $228,680 | 10,004 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,608,000 | 10,981 |
| Total interest expense | $681,000 | 10,703 |
| Net interest income | $927,000 | 11,049 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $220,000 | 8,856 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $162,000 | 6,787 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 9,638 |
| Total noninterest expense | $809,000 | 10,623 |
| Salaries and employee benefits | $362,000 | 11,032 |
| Premises and equipment expense | $77,000 | 11,269 |
| Additional noninterest expense | $370,000 | 9,605 |
| Pre-tax net operating income | $338,000 | 9,908 |
| Securities gains (losses) | $28,000 | 4,186 |
| Applicable income taxes | $48,000 | 10,991 |
| Income before extraordinary items | $318,000 | 9,263 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $318,000 | 9,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 10,864 |
| Cash dividends | $210,000 | 5,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $293,640 | 9,296 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,750,000 | 11,420 |
| Total interest expense | $869,000 | 11,005 |
| Net interest income | $881,000 | 11,588 |
| Provision for loan and lease losses | $-7,000 | 13,457 |
| Total noninterest income | $202,000 | 9,377 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 7,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 9,281 |
| Total noninterest expense | $758,000 | 11,217 |
| Salaries and employee benefits | $338,000 | 11,571 |
| Premises and equipment expense | $79,000 | 11,525 |
| Additional noninterest expense | $341,000 | 10,308 |
| Pre-tax net operating income | $332,000 | 9,850 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $52,000 | 11,201 |
| Income before extraordinary items | $280,000 | 9,540 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $280,000 | 9,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 12,482 |
| Cash dividends | $140,000 | 5,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $280,000 | 9,176 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.