Home > Los Robles Bank > Income and Expense
Los Robles Bank, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $13,950,000 | 2,490 |
| Total interest expense | $3,670,000 | 4,247 |
| Net interest income | $10,280,000 | 1,713 |
| Provision for loan and lease losses | $1,278,000 | 865 |
| Total noninterest income | $2,578,000 | 1,543 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $889,000 | 1,542 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,689,000 | 1,260 |
| Total noninterest expense | $7,780,000 | 1,795 |
| Salaries and employee benefits | $4,948,000 | 1,430 |
| Premises and equipment expense | $804,000 | 2,555 |
| Additional noninterest expense | $2,028,000 | 2,121 |
| Pre-tax net operating income | $3,800,000 | 1,923 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,520,000 | 1,494 |
| Income before extraordinary items | $2,280,000 | 2,265 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,280,000 | 2,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $461,000 | 1,316 |
| Cash dividends | $1,175,000 | 2,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,280,000 | 2,272 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $12,059,000 | 2,694 |
| Total interest expense | $3,055,000 | 4,535 |
| Net interest income | $9,004,000 | 1,961 |
| Provision for loan and lease losses | $490,000 | 1,799 |
| Total noninterest income | $1,313,000 | 2,514 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $741,000 | 1,787 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $572,000 | 2,706 |
| Total noninterest expense | $6,377,000 | 2,134 |
| Salaries and employee benefits | $3,644,000 | 1,923 |
| Premises and equipment expense | $813,000 | 2,496 |
| Additional noninterest expense | $1,920,000 | 2,278 |
| Pre-tax net operating income | $3,450,000 | 2,128 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $1,335,000 | 1,745 |
| Income before extraordinary items | $2,116,000 | 2,451 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,116,000 | 2,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $260,000 | 2,028 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $147,000 | 752 |
| Net operating income | $2,115,360 | 2,416 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,460,000 | 3,089 |
| Total interest expense | $2,961,000 | 4,775 |
| Net interest income | $7,499,000 | 2,277 |
| Provision for loan and lease losses | $690,000 | 1,327 |
| Total noninterest income | $1,430,000 | 2,346 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $766,000 | 1,658 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $664,000 | 2,482 |
| Total noninterest expense | $6,026,000 | 2,162 |
| Salaries and employee benefits | $3,339,000 | 2,017 |
| Premises and equipment expense | $814,000 | 2,412 |
| Additional noninterest expense | $1,873,000 | 2,235 |
| Pre-tax net operating income | $2,213,000 | 3,073 |
| Securities gains (losses) | $47,000 | 1,787 |
| Applicable income taxes | $855,000 | 2,583 |
| Income before extraordinary items | $1,405,000 | 3,426 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,405,000 | 3,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $567,000 | 1,148 |
| Cash dividends | $35,000 | 7,072 |
| Sale, conversion, retirement of capital stock, net | $122,000 | 734 |
| Net operating income | $1,374,920 | 3,405 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,792,000 | 3,644 |
| Total interest expense | $2,273,000 | 5,758 |
| Net interest income | $6,519,000 | 2,670 |
| Provision for loan and lease losses | $449,000 | 1,937 |
| Total noninterest income | $1,213,000 | 2,615 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $797,000 | 1,631 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $416,000 | 3,210 |
| Total noninterest expense | $5,020,000 | 2,557 |
| Salaries and employee benefits | $2,869,000 | 2,301 |
| Premises and equipment expense | $631,000 | 3,018 |
| Additional noninterest expense | $1,520,000 | 2,702 |
| Pre-tax net operating income | $2,263,000 | 3,180 |
| Securities gains (losses) | $-8,000 | 9,909 |
| Applicable income taxes | $887,000 | 2,689 |
| Income before extraordinary items | $1,368,000 | 3,637 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,368,000 | 3,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $248,000 | 2,223 |
| Cash dividends | $75,000 | 6,827 |
| Sale, conversion, retirement of capital stock, net | $239,000 | 652 |
| Net operating income | $1,373,120 | 3,552 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,989,000 | 4,587 |
| Total interest expense | $1,993,000 | 6,428 |
| Net interest income | $4,996,000 | 3,538 |
| Provision for loan and lease losses | $450,000 | 1,887 |
| Total noninterest income | $763,000 | 3,834 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $475,000 | 2,853 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $288,000 | 4,174 |
| Total noninterest expense | $4,106,000 | 3,272 |
| Salaries and employee benefits | $2,175,000 | 3,071 |
| Premises and equipment expense | $653,000 | 2,964 |
| Additional noninterest expense | $1,278,000 | 3,589 |
| Pre-tax net operating income | $1,203,000 | 5,115 |
| Securities gains (losses) | $-4,000 | 9,823 |
| Applicable income taxes | $487,000 | 4,225 |
| Income before extraordinary items | $712,000 | 5,712 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $712,000 | 5,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $416,000 | 1,636 |
| Cash dividends | $10,000 | 8,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $714,560 | 5,642 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,711,000 | 5,429 |
| Total interest expense | $1,867,000 | 6,747 |
| Net interest income | $3,844,000 | 4,453 |
| Provision for loan and lease losses | $113,000 | 4,343 |
| Total noninterest income | $616,000 | 4,481 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $373,000 | 3,570 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $243,000 | 4,558 |
| Total noninterest expense | $3,336,000 | 3,915 |
| Salaries and employee benefits | $1,656,000 | 3,919 |
| Premises and equipment expense | $464,000 | 4,005 |
| Additional noninterest expense | $1,216,000 | 3,697 |
| Pre-tax net operating income | $1,011,000 | 5,953 |
| Securities gains (losses) | $-13,000 | 10,273 |
| Applicable income taxes | $404,000 | 4,918 |
| Income before extraordinary items | $594,000 | 6,650 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $594,000 | 6,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 3,278 |
| Cash dividends | $125,000 | 6,392 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $602,320 | 6,589 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,460,000 | 6,180 |
| Total interest expense | $1,408,000 | 7,184 |
| Net interest income | $3,052,000 | 5,545 |
| Provision for loan and lease losses | $230,000 | 2,783 |
| Total noninterest income | $477,000 | 5,469 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $304,000 | 4,313 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $173,000 | 5,760 |
| Total noninterest expense | $2,541,000 | 5,091 |
| Salaries and employee benefits | $1,229,000 | 5,144 |
| Premises and equipment expense | $270,000 | 6,171 |
| Additional noninterest expense | $1,042,000 | 4,557 |
| Pre-tax net operating income | $758,000 | 7,090 |
| Securities gains (losses) | $10,000 | 2,219 |
| Applicable income taxes | $296,000 | 5,922 |
| Income before extraordinary items | $472,000 | 7,523 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $472,000 | 7,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $415,000 | 1,554 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 994 |
| Net operating income | $465,600 | 7,616 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,858,000 | 7,051 |
| Total interest expense | $1,219,000 | 8,179 |
| Net interest income | $2,642,000 | 6,269 |
| Provision for loan and lease losses | $955,000 | 1,346 |
| Total noninterest income | $628,000 | 4,807 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $293,000 | 4,516 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $335,000 | 4,209 |
| Total noninterest expense | $2,133,000 | 6,022 |
| Salaries and employee benefits | $1,127,000 | 5,525 |
| Premises and equipment expense | $280,000 | 6,181 |
| Additional noninterest expense | $726,000 | 6,388 |
| Pre-tax net operating income | $179,000 | 11,225 |
| Securities gains (losses) | $84,000 | 2,738 |
| Applicable income taxes | $96,000 | 9,830 |
| Income before extraordinary items | $167,000 | 11,006 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $167,000 | 11,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $647,000 | 1,507 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $113,240 | 11,467 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,159,000 | 7,304 |
| Total interest expense | $1,391,000 | 8,885 |
| Net interest income | $2,768,000 | 6,096 |
| Provision for loan and lease losses | $270,000 | 4,396 |
| Total noninterest income | $507,000 | 5,586 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $208,000 | 5,836 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $299,000 | 4,435 |
| Total noninterest expense | $2,247,000 | 5,808 |
| Salaries and employee benefits | $1,175,000 | 5,258 |
| Premises and equipment expense | $337,000 | 5,508 |
| Additional noninterest expense | $735,000 | 6,514 |
| Pre-tax net operating income | $758,000 | 6,775 |
| Securities gains (losses) | $32,000 | 4,877 |
| Applicable income taxes | $308,000 | 5,822 |
| Income before extraordinary items | $482,000 | 7,490 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $482,000 | 7,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 4,142 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $-28,000 | 13,798 |
| Net operating income | $461,520 | 7,293 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.