Home > Los Padres Bank > Income and Expense
Los Padres Bank, Income and Expense
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $18,049,000 | 857 |
| Total interest expense | $6,966,000 | 617 |
| Net interest income | $11,083,000 | 999 |
| Provision for loan and lease losses | $2,329,000 | 1,145 |
| Total noninterest income | $-933,000 | 7,782 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $522,000 | 79 |
| Additional Noninterest Income | $-1,455,000 | 7,784 |
| Total noninterest expense | $11,514,000 | 861 |
| Salaries and employee benefits | $5,717,000 | 853 |
| Premises and equipment expense | $2,244,000 | 578 |
| Additional noninterest expense | $3,553,000 | 1,000 |
| Pre-tax net operating income | $-3,693,000 | 7,463 |
| Securities gains (losses) | $-698,000 | 7,714 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-4,391,000 | 7,548 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-4,391,000 | 7,548 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-4,391,000 | 7,548 |
| Net charge-offs | $1,217,000 | 1,542 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-3,693,000 | 7,496 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $10,352,000 | 756 |
| Total interest expense | $3,724,000 | 605 |
| Net interest income | $6,628,000 | 832 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $-175,000 | 7,835 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $519,000 | 69 |
| Additional Noninterest Income | $-694,000 | 7,893 |
| Total noninterest expense | $5,520,000 | 901 |
| Salaries and employee benefits | $2,827,000 | 875 |
| Premises and equipment expense | $1,137,000 | 586 |
| Additional noninterest expense | $1,556,000 | 1,130 |
| Pre-tax net operating income | $933,000 | 1,392 |
| Securities gains (losses) | $-533,000 | 7,838 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $400,000 | 2,549 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $400,000 | 2,546 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $400,000 | 2,549 |
| Net charge-offs | $1,146,000 | 944 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $933,000 | 1,141 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $53,094,000 | 613 |
| Total interest expense | $21,429,000 | 528 |
| Net interest income | $31,665,000 | 673 |
| Provision for loan and lease losses | $27,581,000 | 393 |
| Total noninterest income | $-2,485,000 | 7,976 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $41,000 | 164 |
| Additional Noninterest Income | $-2,526,000 | 7,962 |
| Total noninterest expense | $25,359,000 | 833 |
| Salaries and employee benefits | $12,975,000 | 757 |
| Premises and equipment expense | $5,245,000 | 509 |
| Additional noninterest expense | $7,139,000 | 1,091 |
| Pre-tax net operating income | $-23,760,000 | 7,754 |
| Securities gains (losses) | $-25,446,000 | 7,975 |
| Applicable income taxes | $-5,149,000 | 7,762 |
| Income before extraordinary items | $-44,057,000 | 7,860 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-44,057,000 | 7,859 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-44,057,000 | 7,859 |
| Net charge-offs | $21,010,000 | 397 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-21,155,600 | 7,753 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $40,891,000 | 615 |
| Total interest expense | $17,008,000 | 526 |
| Net interest income | $23,883,000 | 671 |
| Provision for loan and lease losses | $15,734,000 | 451 |
| Total noninterest income | $-1,630,000 | 8,063 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $41,000 | 166 |
| Additional Noninterest Income | $-1,671,000 | 8,048 |
| Total noninterest expense | $18,859,000 | 831 |
| Salaries and employee benefits | $9,885,000 | 750 |
| Premises and equipment expense | $4,004,000 | 507 |
| Additional noninterest expense | $4,970,000 | 1,134 |
| Pre-tax net operating income | $-12,340,000 | 7,795 |
| Securities gains (losses) | $-8,357,000 | 8,035 |
| Applicable income taxes | $110,000 | 2,806 |
| Income before extraordinary items | $-20,807,000 | 7,899 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-20,807,000 | 7,898 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-20,807,000 | 7,899 |
| Net charge-offs | $14,481,000 | 390 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-12,450,000 | 7,834 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $28,409,000 | 606 |
| Total interest expense | $12,260,000 | 519 |
| Net interest income | $16,149,000 | 664 |
| Provision for loan and lease losses | $13,334,000 | 385 |
| Total noninterest income | $-971,000 | 8,135 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $20,000 | 168 |
| Additional Noninterest Income | $-991,000 | 8,126 |
| Total noninterest expense | $12,613,000 | 845 |
| Salaries and employee benefits | $6,695,000 | 753 |
| Premises and equipment expense | $2,661,000 | 516 |
| Additional noninterest expense | $3,257,000 | 1,181 |
| Pre-tax net operating income | $-10,769,000 | 7,931 |
| Securities gains (losses) | $-6,273,000 | 8,134 |
| Applicable income taxes | $110,000 | 2,544 |
| Income before extraordinary items | $-17,152,000 | 8,021 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-17,152,000 | 8,021 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-17,152,000 | 8,021 |
| Net charge-offs | $9,512,000 | 389 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-10,879,000 | 7,968 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $14,510,000 | 596 |
| Total interest expense | $6,973,000 | 475 |
| Net interest income | $7,537,000 | 709 |
| Provision for loan and lease losses | $1,750,000 | 822 |
| Total noninterest income | $-584,000 | 8,203 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $3,000 | 157 |
| Additional Noninterest Income | $-587,000 | 8,203 |
| Total noninterest expense | $5,983,000 | 848 |
| Salaries and employee benefits | $3,346,000 | 752 |
| Premises and equipment expense | $1,333,000 | 526 |
| Additional noninterest expense | $1,304,000 | 1,263 |
| Pre-tax net operating income | $-780,000 | 7,530 |
| Securities gains (losses) | $-2,132,000 | 8,179 |
| Applicable income taxes | $-1,092,000 | 8,020 |
| Income before extraordinary items | $-1,820,000 | 7,878 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,820,000 | 7,879 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,820,000 | 7,879 |
| Net charge-offs | $1,421,000 | 765 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-455,520 | 7,369 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $71,978,000 | 527 |
| Total interest expense | $36,610,000 | 441 |
| Net interest income | $35,368,000 | 610 |
| Provision for loan and lease losses | $23,243,000 | 331 |
| Total noninterest income | $-6,393,000 | 8,286 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-6,782,000 | 8,278 |
| Additional Noninterest Income | $389,000 | 3,638 |
| Total noninterest expense | $23,519,000 | 850 |
| Salaries and employee benefits | $13,332,000 | 749 |
| Premises and equipment expense | $5,446,000 | 506 |
| Additional noninterest expense | $4,741,000 | 1,333 |
| Pre-tax net operating income | $-17,787,000 | 8,087 |
| Securities gains (losses) | $1,107,000 | 199 |
| Applicable income taxes | $-6,825,000 | 8,150 |
| Income before extraordinary items | $-9,855,000 | 7,993 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-9,855,000 | 7,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,818,000 | 383 |
| Cash dividends | $1,250,000 | 1,974 |
| Sale, conversion, retirement of capital stock, net | $8,701,000 | 175 |
| Net operating income | $-10,563,480 | 8,038 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $55,380,000 | 529 |
| Total interest expense | $29,091,000 | 441 |
| Net interest income | $26,289,000 | 625 |
| Provision for loan and lease losses | $13,515,000 | 328 |
| Total noninterest income | $-5,762,000 | 8,368 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-6,324,000 | 8,352 |
| Additional Noninterest Income | $562,000 | 2,623 |
| Total noninterest expense | $17,758,000 | 826 |
| Salaries and employee benefits | $10,199,000 | 744 |
| Premises and equipment expense | $4,077,000 | 512 |
| Additional noninterest expense | $3,482,000 | 1,307 |
| Pre-tax net operating income | $-10,746,000 | 8,226 |
| Securities gains (losses) | $1,107,000 | 167 |
| Applicable income taxes | $-3,615,000 | 8,243 |
| Income before extraordinary items | $-6,024,000 | 8,153 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-6,024,000 | 8,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,795,000 | 401 |
| Cash dividends | $1,250,000 | 1,542 |
| Sale, conversion, retirement of capital stock, net | $6,500,000 | 136 |
| Net operating income | $-6,732,480 | 8,204 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $37,757,000 | 524 |
| Total interest expense | $20,763,000 | 426 |
| Net interest income | $16,994,000 | 648 |
| Provision for loan and lease losses | $5,982,000 | 379 |
| Total noninterest income | $-5,403,000 | 8,441 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-6,310,000 | 8,430 |
| Additional Noninterest Income | $907,000 | 1,503 |
| Total noninterest expense | $11,814,000 | 823 |
| Salaries and employee benefits | $6,796,000 | 751 |
| Premises and equipment expense | $2,728,000 | 508 |
| Additional noninterest expense | $2,290,000 | 1,296 |
| Pre-tax net operating income | $-6,205,000 | 8,313 |
| Securities gains (losses) | $1,107,000 | 172 |
| Applicable income taxes | $-1,912,000 | 8,329 |
| Income before extraordinary items | $-3,186,000 | 8,269 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,186,000 | 8,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,502,000 | 383 |
| Cash dividends | $1,250,000 | 1,169 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 154 |
| Net operating income | $-3,894,480 | 8,290 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $19,259,000 | 528 |
| Total interest expense | $11,032,000 | 429 |
| Net interest income | $8,227,000 | 671 |
| Provision for loan and lease losses | $570,000 | 940 |
| Total noninterest income | $-7,686,000 | 8,484 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-8,658,000 | 8,477 |
| Additional Noninterest Income | $972,000 | 877 |
| Total noninterest expense | $6,000,000 | 801 |
| Salaries and employee benefits | $3,560,000 | 713 |
| Premises and equipment expense | $1,323,000 | 526 |
| Additional noninterest expense | $1,117,000 | 1,284 |
| Pre-tax net operating income | $-6,029,000 | 8,437 |
| Securities gains (losses) | $1,402,000 | 114 |
| Applicable income taxes | $-1,735,000 | 8,426 |
| Income before extraordinary items | $-2,892,000 | 8,412 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,892,000 | 8,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $620,000 | 622 |
| Cash dividends | $1,250,000 | 604 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-3,789,280 | 8,420 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $79,899,000 | 541 |
| Total interest expense | $47,130,000 | 442 |
| Net interest income | $32,769,000 | 681 |
| Provision for loan and lease losses | $2,803,000 | 652 |
| Total noninterest income | $2,711,000 | 1,768 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-2,802,000 | 8,512 |
| Additional Noninterest Income | $5,513,000 | 625 |
| Total noninterest expense | $22,155,000 | 836 |
| Salaries and employee benefits | $13,003,000 | 753 |
| Premises and equipment expense | $5,025,000 | 527 |
| Additional noninterest expense | $4,127,000 | 1,361 |
| Pre-tax net operating income | $10,522,000 | 812 |
| Securities gains (losses) | $-1,004,000 | 8,423 |
| Applicable income taxes | $3,581,000 | 697 |
| Income before extraordinary items | $5,937,000 | 1,091 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,937,000 | 1,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,416,000 | 534 |
| Cash dividends | $6,250,000 | 612 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $6,579,560 | 981 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $58,858,000 | 547 |
| Total interest expense | $34,817,000 | 449 |
| Net interest income | $24,041,000 | 691 |
| Provision for loan and lease losses | $2,306,000 | 462 |
| Total noninterest income | $3,675,000 | 1,113 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-384,000 | 8,534 |
| Additional Noninterest Income | $4,059,000 | 646 |
| Total noninterest expense | $16,584,000 | 829 |
| Salaries and employee benefits | $9,719,000 | 753 |
| Premises and equipment expense | $3,725,000 | 534 |
| Additional noninterest expense | $3,140,000 | 1,308 |
| Pre-tax net operating income | $8,826,000 | 780 |
| Securities gains (losses) | $-1,004,000 | 8,492 |
| Applicable income taxes | $2,946,000 | 704 |
| Income before extraordinary items | $4,876,000 | 1,079 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,876,000 | 1,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,918,000 | 418 |
| Cash dividends | $5,000,000 | 572 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $5,518,560 | 928 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $38,732,000 | 567 |
| Total interest expense | $22,837,000 | 464 |
| Net interest income | $15,895,000 | 711 |
| Provision for loan and lease losses | $200,000 | 2,152 |
| Total noninterest income | $2,650,000 | 1,072 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-3,000 | 8,541 |
| Additional Noninterest Income | $2,653,000 | 670 |
| Total noninterest expense | $11,060,000 | 843 |
| Salaries and employee benefits | $6,466,000 | 778 |
| Premises and equipment expense | $2,454,000 | 558 |
| Additional noninterest expense | $2,140,000 | 1,293 |
| Pre-tax net operating income | $7,285,000 | 676 |
| Securities gains (losses) | $-1,004,000 | 8,563 |
| Applicable income taxes | $2,353,000 | 638 |
| Income before extraordinary items | $3,928,000 | 923 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,928,000 | 922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,601 |
| Cash dividends | $3,750,000 | 535 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $4,570,560 | 783 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $19,373,000 | 560 |
| Total interest expense | $11,385,000 | 457 |
| Net interest income | $7,988,000 | 704 |
| Provision for loan and lease losses | $100,000 | 2,001 |
| Total noninterest income | $1,299,000 | 1,069 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $2,000 | 185 |
| Additional Noninterest Income | $1,297,000 | 674 |
| Total noninterest expense | $5,529,000 | 838 |
| Salaries and employee benefits | $3,282,000 | 768 |
| Premises and equipment expense | $1,184,000 | 578 |
| Additional noninterest expense | $1,063,000 | 1,267 |
| Pre-tax net operating income | $3,658,000 | 672 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,370,000 | 572 |
| Income before extraordinary items | $2,288,000 | 786 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,288,000 | 785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 2,785 |
| Cash dividends | $1,250,000 | 669 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $2,288,000 | 773 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $73,751,000 | 549 |
| Total interest expense | $42,301,000 | 427 |
| Net interest income | $31,450,000 | 701 |
| Provision for loan and lease losses | $565,000 | 1,714 |
| Total noninterest income | $6,347,000 | 900 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $1,010,000 | 73 |
| Additional Noninterest Income | $5,337,000 | 650 |
| Total noninterest expense | $21,133,000 | 833 |
| Salaries and employee benefits | $12,232,000 | 774 |
| Premises and equipment expense | $4,721,000 | 538 |
| Additional noninterest expense | $4,180,000 | 1,280 |
| Pre-tax net operating income | $16,099,000 | 643 |
| Securities gains (losses) | $-613,000 | 8,532 |
| Applicable income taxes | $5,449,000 | 595 |
| Income before extraordinary items | $10,037,000 | 740 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $10,037,000 | 739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $313,000 | 1,619 |
| Cash dividends | $3,050,000 | 1,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $10,435,450 | 702 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $54,485,000 | 568 |
| Total interest expense | $30,744,000 | 436 |
| Net interest income | $23,741,000 | 714 |
| Provision for loan and lease losses | $490,000 | 1,413 |
| Total noninterest income | $4,906,000 | 892 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $975,000 | 70 |
| Additional Noninterest Income | $3,931,000 | 664 |
| Total noninterest expense | $15,653,000 | 853 |
| Salaries and employee benefits | $8,977,000 | 805 |
| Premises and equipment expense | $3,503,000 | 551 |
| Additional noninterest expense | $3,173,000 | 1,262 |
| Pre-tax net operating income | $12,504,000 | 648 |
| Securities gains (losses) | $-613,000 | 8,645 |
| Applicable income taxes | $4,238,000 | 610 |
| Income before extraordinary items | $7,653,000 | 764 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $7,653,000 | 763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $309,000 | 1,125 |
| Cash dividends | $1,800,000 | 1,250 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $8,045,320 | 721 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $35,570,000 | 571 |
| Total interest expense | $19,627,000 | 431 |
| Net interest income | $15,943,000 | 709 |
| Provision for loan and lease losses | $290,000 | 1,568 |
| Total noninterest income | $3,426,000 | 851 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $830,000 | 69 |
| Additional Noninterest Income | $2,596,000 | 658 |
| Total noninterest expense | $10,343,000 | 869 |
| Salaries and employee benefits | $5,938,000 | 820 |
| Premises and equipment expense | $2,264,000 | 577 |
| Additional noninterest expense | $2,141,000 | 1,267 |
| Pre-tax net operating income | $8,736,000 | 628 |
| Securities gains (losses) | $-613,000 | 8,711 |
| Applicable income taxes | $3,026,000 | 585 |
| Income before extraordinary items | $5,097,000 | 765 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,097,000 | 765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $337,000 | 767 |
| Cash dividends | $1,800,000 | 898 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $5,489,320 | 703 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $17,489,000 | 564 |
| Total interest expense | $9,420,000 | 428 |
| Net interest income | $8,069,000 | 698 |
| Provision for loan and lease losses | $140,000 | 1,553 |
| Total noninterest income | $1,830,000 | 792 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $716,000 | 58 |
| Additional Noninterest Income | $1,114,000 | 742 |
| Total noninterest expense | $5,109,000 | 878 |
| Salaries and employee benefits | $2,946,000 | 825 |
| Premises and equipment expense | $1,084,000 | 591 |
| Additional noninterest expense | $1,079,000 | 1,230 |
| Pre-tax net operating income | $4,650,000 | 581 |
| Securities gains (losses) | $-466,000 | 8,749 |
| Applicable income taxes | $1,660,000 | 540 |
| Income before extraordinary items | $2,524,000 | 756 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,524,000 | 755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $285,000 | 483 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $2,822,240 | 673 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $62,039,000 | 559 |
| Total interest expense | $30,338,000 | 404 |
| Net interest income | $31,701,000 | 666 |
| Provision for loan and lease losses | $435,000 | 2,129 |
| Total noninterest income | $3,915,000 | 1,305 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-1,000 | 8,804 |
| Additional Noninterest Income | $3,916,000 | 813 |
| Total noninterest expense | $20,122,000 | 842 |
| Salaries and employee benefits | $10,980,000 | 833 |
| Premises and equipment expense | $4,741,000 | 513 |
| Additional noninterest expense | $4,401,000 | 1,158 |
| Pre-tax net operating income | $15,059,000 | 675 |
| Securities gains (losses) | $933,000 | 200 |
| Applicable income taxes | $6,172,000 | 556 |
| Income before extraordinary items | $9,820,000 | 738 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $9,820,000 | 740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,381 |
| Cash dividends | $2,900,000 | 1,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $9,222,880 | 772 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $45,301,000 | 553 |
| Total interest expense | $21,595,000 | 402 |
| Net interest income | $23,706,000 | 653 |
| Provision for loan and lease losses | $350,000 | 1,932 |
| Total noninterest income | $3,045,000 | 1,272 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $87,000 | 95 |
| Additional Noninterest Income | $2,958,000 | 821 |
| Total noninterest expense | $15,099,000 | 833 |
| Salaries and employee benefits | $8,209,000 | 821 |
| Premises and equipment expense | $3,522,000 | 521 |
| Additional noninterest expense | $3,368,000 | 1,120 |
| Pre-tax net operating income | $11,302,000 | 666 |
| Securities gains (losses) | $783,000 | 204 |
| Applicable income taxes | $4,783,000 | 542 |
| Income before extraordinary items | $7,302,000 | 739 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $7,302,000 | 740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,856 |
| Cash dividends | $2,000,000 | 1,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $6,800,880 | 775 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $29,467,000 | 551 |
| Total interest expense | $13,717,000 | 401 |
| Net interest income | $15,750,000 | 649 |
| Provision for loan and lease losses | $350,000 | 1,336 |
| Total noninterest income | $2,103,000 | 1,219 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $277,000 | 74 |
| Additional Noninterest Income | $1,826,000 | 865 |
| Total noninterest expense | $9,981,000 | 835 |
| Salaries and employee benefits | $5,409,000 | 823 |
| Premises and equipment expense | $2,350,000 | 512 |
| Additional noninterest expense | $2,222,000 | 1,118 |
| Pre-tax net operating income | $7,522,000 | 654 |
| Securities gains (losses) | $508,000 | 219 |
| Applicable income taxes | $3,203,000 | 531 |
| Income before extraordinary items | $4,827,000 | 732 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,827,000 | 733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,290 |
| Cash dividends | $2,000,000 | 710 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $4,501,880 | 767 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $14,305,000 | 553 |
| Total interest expense | $6,410,000 | 400 |
| Net interest income | $7,895,000 | 650 |
| Provision for loan and lease losses | $150,000 | 1,379 |
| Total noninterest income | $1,528,000 | 888 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $665,000 | 60 |
| Additional Noninterest Income | $863,000 | 889 |
| Total noninterest expense | $5,004,000 | 831 |
| Salaries and employee benefits | $2,762,000 | 801 |
| Premises and equipment expense | $1,135,000 | 528 |
| Additional noninterest expense | $1,107,000 | 1,113 |
| Pre-tax net operating income | $4,269,000 | 592 |
| Securities gains (losses) | $50,000 | 548 |
| Applicable income taxes | $1,757,000 | 504 |
| Income before extraordinary items | $2,562,000 | 696 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,562,000 | 696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,530,000 | 684 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $52,258,000 | 557 |
| Total interest expense | $21,872,000 | 391 |
| Net interest income | $30,386,000 | 657 |
| Provision for loan and lease losses | $650,000 | 1,541 |
| Total noninterest income | $3,655,000 | 1,375 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $558,000 | 80 |
| Additional Noninterest Income | $3,097,000 | 959 |
| Total noninterest expense | $18,623,000 | 873 |
| Salaries and employee benefits | $10,354,000 | 830 |
| Premises and equipment expense | $3,917,000 | 581 |
| Additional noninterest expense | $4,352,000 | 1,135 |
| Pre-tax net operating income | $14,768,000 | 626 |
| Securities gains (losses) | $692,000 | 367 |
| Applicable income taxes | $6,174,000 | 520 |
| Income before extraordinary items | $9,286,000 | 721 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $9,286,000 | 722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 8,630 |
| Cash dividends | $4,000,000 | 755 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $8,843,120 | 721 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $38,252,000 | 566 |
| Total interest expense | $15,745,000 | 399 |
| Net interest income | $22,507,000 | 656 |
| Provision for loan and lease losses | $550,000 | 1,327 |
| Total noninterest income | $2,466,000 | 1,498 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $188,000 | 87 |
| Additional Noninterest Income | $2,278,000 | 979 |
| Total noninterest expense | $13,937,000 | 870 |
| Salaries and employee benefits | $7,877,000 | 814 |
| Premises and equipment expense | $2,841,000 | 613 |
| Additional noninterest expense | $3,219,000 | 1,143 |
| Pre-tax net operating income | $10,486,000 | 654 |
| Securities gains (losses) | $687,000 | 344 |
| Applicable income taxes | $4,431,000 | 530 |
| Income before extraordinary items | $6,742,000 | 749 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $6,742,000 | 750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 8,610 |
| Cash dividends | $4,000,000 | 547 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $6,302,320 | 759 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $24,980,000 | 567 |
| Total interest expense | $10,097,000 | 411 |
| Net interest income | $14,883,000 | 651 |
| Provision for loan and lease losses | $320,000 | 1,458 |
| Total noninterest income | $1,571,000 | 1,537 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-5,000 | 9,041 |
| Additional Noninterest Income | $1,576,000 | 954 |
| Total noninterest expense | $9,341,000 | 872 |
| Salaries and employee benefits | $5,308,000 | 798 |
| Premises and equipment expense | $1,817,000 | 638 |
| Additional noninterest expense | $2,216,000 | 1,109 |
| Pre-tax net operating income | $6,793,000 | 666 |
| Securities gains (losses) | $616,000 | 305 |
| Applicable income taxes | $2,903,000 | 534 |
| Income before extraordinary items | $4,506,000 | 741 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,506,000 | 741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-46,000 | 8,704 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $4,111,760 | 764 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $12,246,000 | 589 |
| Total interest expense | $5,038,000 | 417 |
| Net interest income | $7,208,000 | 681 |
| Provision for loan and lease losses | $90,000 | 2,254 |
| Total noninterest income | $622,000 | 1,822 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-99,000 | 9,088 |
| Additional Noninterest Income | $721,000 | 1,000 |
| Total noninterest expense | $4,488,000 | 914 |
| Salaries and employee benefits | $2,642,000 | 825 |
| Premises and equipment expense | $890,000 | 653 |
| Additional noninterest expense | $956,000 | 1,256 |
| Pre-tax net operating income | $3,252,000 | 686 |
| Securities gains (losses) | $434,000 | 288 |
| Applicable income taxes | $1,394,000 | 566 |
| Income before extraordinary items | $2,292,000 | 724 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,292,000 | 724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-50,000 | 8,844 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $2,014,240 | 773 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $45,870,000 | 611 |
| Total interest expense | $19,778,000 | 469 |
| Net interest income | $26,092,000 | 721 |
| Provision for loan and lease losses | $790,000 | 1,471 |
| Total noninterest income | $5,815,000 | 1,008 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $1,237,000 | 76 |
| Additional Noninterest Income | $4,578,000 | 813 |
| Total noninterest expense | $18,536,000 | 869 |
| Salaries and employee benefits | $9,921,000 | 860 |
| Premises and equipment expense | $3,415,000 | 672 |
| Additional noninterest expense | $5,200,000 | 983 |
| Pre-tax net operating income | $12,581,000 | 696 |
| Securities gains (losses) | $1,386,000 | 378 |
| Applicable income taxes | $5,792,000 | 555 |
| Income before extraordinary items | $8,175,000 | 794 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $8,175,000 | 796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $7,287,960 | 831 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $34,077,000 | 635 |
| Total interest expense | $14,782,000 | 494 |
| Net interest income | $19,295,000 | 747 |
| Provision for loan and lease losses | $710,000 | 1,202 |
| Total noninterest income | $4,431,000 | 1,022 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $801,000 | 79 |
| Additional Noninterest Income | $3,630,000 | 812 |
| Total noninterest expense | $14,194,000 | 854 |
| Salaries and employee benefits | $7,374,000 | 876 |
| Premises and equipment expense | $2,522,000 | 697 |
| Additional noninterest expense | $4,298,000 | 896 |
| Pre-tax net operating income | $8,822,000 | 767 |
| Securities gains (losses) | $1,435,000 | 349 |
| Applicable income taxes | $4,268,000 | 581 |
| Income before extraordinary items | $5,989,000 | 842 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $5,989,000 | 844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $5,070,600 | 931 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $22,360,000 | 647 |
| Total interest expense | $9,937,000 | 503 |
| Net interest income | $12,423,000 | 780 |
| Provision for loan and lease losses | $610,000 | 964 |
| Total noninterest income | $3,164,000 | 964 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $642,000 | 75 |
| Additional Noninterest Income | $2,522,000 | 782 |
| Total noninterest expense | $9,767,000 | 841 |
| Salaries and employee benefits | $4,945,000 | 873 |
| Premises and equipment expense | $1,678,000 | 700 |
| Additional noninterest expense | $3,144,000 | 835 |
| Pre-tax net operating income | $5,210,000 | 856 |
| Securities gains (losses) | $1,217,000 | 320 |
| Applicable income taxes | $2,667,000 | 608 |
| Income before extraordinary items | $3,760,000 | 904 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,760,000 | 905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,981,120 | 1,043 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $11,204,000 | 654 |
| Total interest expense | $5,007,000 | 512 |
| Net interest income | $6,197,000 | 784 |
| Provision for loan and lease losses | $360,000 | 804 |
| Total noninterest income | $1,418,000 | 1,015 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $188,000 | 84 |
| Additional Noninterest Income | $1,230,000 | 761 |
| Total noninterest expense | $4,615,000 | 878 |
| Salaries and employee benefits | $2,434,000 | 886 |
| Premises and equipment expense | $828,000 | 709 |
| Additional noninterest expense | $1,353,000 | 921 |
| Pre-tax net operating income | $2,640,000 | 849 |
| Securities gains (losses) | $389,000 | 422 |
| Applicable income taxes | $1,257,000 | 651 |
| Income before extraordinary items | $1,772,000 | 950 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,772,000 | 949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,523,040 | 1,013 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $43,217,000 | 704 |
| Total interest expense | $21,386,000 | 546 |
| Net interest income | $21,831,000 | 896 |
| Provision for loan and lease losses | $391,000 | 2,889 |
| Total noninterest income | $2,403,000 | 1,847 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-127,000 | 9,313 |
| Additional Noninterest Income | $2,530,000 | 1,119 |
| Total noninterest expense | $14,035,000 | 1,106 |
| Salaries and employee benefits | $8,076,000 | 1,001 |
| Premises and equipment expense | $2,858,000 | 770 |
| Additional noninterest expense | $3,101,000 | 1,528 |
| Pre-tax net operating income | $9,808,000 | 886 |
| Securities gains (losses) | $145,000 | 1,414 |
| Applicable income taxes | $4,096,000 | 716 |
| Income before extraordinary items | $5,857,000 | 1,069 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $5,857,000 | 1,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $330,000 | 2,219 |
| Cash dividends | $3,000,000 | 917 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,764,200 | 1,043 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $41,233,000 | 830 |
| Total interest expense | $25,568,000 | 661 |
| Net interest income | $15,665,000 | 1,134 |
| Provision for loan and lease losses | $1,000 | 8,207 |
| Total noninterest income | $1,464,000 | 2,560 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $63,000 | 127 |
| Additional Noninterest Income | $1,401,000 | 1,619 |
| Total noninterest expense | $9,721,000 | 1,507 |
| Salaries and employee benefits | $5,290,000 | 1,436 |
| Premises and equipment expense | $2,150,000 | 976 |
| Additional noninterest expense | $2,281,000 | 1,969 |
| Pre-tax net operating income | $7,407,000 | 1,010 |
| Securities gains (losses) | $131,000 | 1,520 |
| Applicable income taxes | $3,145,000 | 807 |
| Income before extraordinary items | $4,393,000 | 1,237 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,393,000 | 1,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,555 |
| Cash dividends | $500,000 | 3,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $4,309,160 | 1,209 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $38,626,000 | 918 |
| Total interest expense | $26,245,000 | 698 |
| Net interest income | $12,381,000 | 1,417 |
| Provision for loan and lease losses | $42,000 | 6,799 |
| Total noninterest income | $1,440,000 | 2,417 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-2,744,000 | 4,545 |
| Additional Noninterest Income | $4,184,000 | 700 |
| Total noninterest expense | $7,884,000 | 1,768 |
| Salaries and employee benefits | $3,841,000 | 1,877 |
| Premises and equipment expense | $1,818,000 | 1,099 |
| Additional noninterest expense | $2,225,000 | 1,954 |
| Pre-tax net operating income | $5,895,000 | 1,257 |
| Securities gains (losses) | $76,000 | 623 |
| Applicable income taxes | $2,573,000 | 942 |
| Income before extraordinary items | $3,398,000 | 1,557 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,398,000 | 1,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-179,000 | 9,813 |
| Cash dividends | $1,500,000 | 1,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,349,360 | 1,569 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $36,489,000 | 925 |
| Total interest expense | $23,155,000 | 706 |
| Net interest income | $13,334,000 | 1,307 |
| Provision for loan and lease losses | $155,000 | 4,177 |
| Total noninterest income | $778,000 | 3,693 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-586,000 | 4,553 |
| Additional Noninterest Income | $1,364,000 | 1,495 |
| Total noninterest expense | $8,734,000 | 1,578 |
| Salaries and employee benefits | $3,988,000 | 1,731 |
| Premises and equipment expense | $1,944,000 | 1,044 |
| Additional noninterest expense | $2,802,000 | 1,592 |
| Pre-tax net operating income | $5,223,000 | 1,451 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $2,235,000 | 1,115 |
| Income before extraordinary items | $2,988,000 | 1,782 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,988,000 | 1,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,619 |
| Cash dividends | $1,500,000 | 1,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,988,000 | 1,754 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $32,773,000 | 1,006 |
| Total interest expense | $22,451,000 | 728 |
| Net interest income | $10,322,000 | 1,652 |
| Provision for loan and lease losses | $-32,000 | 10,260 |
| Total noninterest income | $-849,000 | 10,461 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-1,789,000 | 4,457 |
| Additional Noninterest Income | $940,000 | 1,949 |
| Total noninterest expense | $7,436,000 | 1,759 |
| Salaries and employee benefits | $3,263,000 | 2,072 |
| Premises and equipment expense | $1,539,000 | 1,249 |
| Additional noninterest expense | $2,634,000 | 1,634 |
| Pre-tax net operating income | $2,069,000 | 3,258 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $869,000 | 2,557 |
| Income before extraordinary items | $1,200,000 | 3,934 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,200,000 | 3,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-152,000 | 10,324 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,200,000 | 3,843 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $26,687,000 | 1,259 |
| Total interest expense | $18,331,000 | 898 |
| Net interest income | $8,356,000 | 2,085 |
| Provision for loan and lease losses | $-117,000 | 10,786 |
| Total noninterest income | $-163,000 | 10,918 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-749,000 | 4,500 |
| Additional Noninterest Income | $586,000 | 2,524 |
| Total noninterest expense | $6,044,000 | 2,125 |
| Salaries and employee benefits | $2,736,000 | 2,431 |
| Premises and equipment expense | $1,164,000 | 1,675 |
| Additional noninterest expense | $2,144,000 | 1,978 |
| Pre-tax net operating income | $2,266,000 | 3,174 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $933,000 | 2,578 |
| Income before extraordinary items | $1,333,000 | 3,715 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,333,000 | 3,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 2,715 |
| Cash dividends | $900,000 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,333,000 | 3,637 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $16,690,000 | 2,027 |
| Total interest expense | $10,427,000 | 1,536 |
| Net interest income | $6,263,000 | 2,826 |
| Provision for loan and lease losses | $56,000 | 6,391 |
| Total noninterest income | $-64,000 | 11,444 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-326,000 | 4,701 |
| Additional Noninterest Income | $262,000 | 4,411 |
| Total noninterest expense | $5,204,000 | 2,616 |
| Salaries and employee benefits | $1,935,000 | 3,437 |
| Premises and equipment expense | $794,000 | 2,470 |
| Additional noninterest expense | $2,475,000 | 2,029 |
| Pre-tax net operating income | $939,000 | 5,961 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $400,000 | 4,887 |
| Income before extraordinary items | $539,000 | 6,626 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $539,000 | 6,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,912 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $539,000 | 6,568 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,461,000 | 2,679 |
| Total interest expense | $7,937,000 | 1,972 |
| Net interest income | $4,524,000 | 3,885 |
| Provision for loan and lease losses | $232,000 | 2,745 |
| Total noninterest income | $381,000 | 6,163 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $381,000 | 3,417 |
| Total noninterest expense | $3,872,000 | 3,428 |
| Salaries and employee benefits | $1,812,000 | 3,620 |
| Premises and equipment expense | $804,000 | 2,464 |
| Additional noninterest expense | $1,256,000 | 3,598 |
| Pre-tax net operating income | $801,000 | 6,835 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $335,000 | 5,600 |
| Income before extraordinary items | $466,000 | 7,508 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $466,000 | 7,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $302,000 | 1,932 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $466,000 | 7,476 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,175,000 | 2,721 |
| Total interest expense | $6,078,000 | 2,054 |
| Net interest income | $5,097,000 | 3,499 |
| Provision for loan and lease losses | $505,000 | 1,522 |
| Total noninterest income | $1,020,000 | 3,072 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,020,000 | 1,815 |
| Total noninterest expense | $3,959,000 | 3,461 |
| Salaries and employee benefits | $1,947,000 | 3,372 |
| Premises and equipment expense | $864,000 | 2,344 |
| Additional noninterest expense | $1,148,000 | 4,214 |
| Pre-tax net operating income | $1,653,000 | 4,055 |
| Securities gains (losses) | $-199,000 | 11,952 |
| Applicable income taxes | $626,000 | 3,387 |
| Income before extraordinary items | $828,000 | 5,226 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $828,000 | 5,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,964 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 1,051 |
| Net operating income | $955,360 | 4,735 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,508,000 | 2,690 |
| Total interest expense | $6,014,000 | 2,165 |
| Net interest income | $5,494,000 | 3,269 |
| Provision for loan and lease losses | $575,000 | 1,915 |
| Total noninterest income | $515,000 | 5,487 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $515,000 | 3,207 |
| Total noninterest expense | $4,245,000 | 3,303 |
| Salaries and employee benefits | $1,958,000 | 3,356 |
| Premises and equipment expense | $987,000 | 2,079 |
| Additional noninterest expense | $1,300,000 | 3,938 |
| Pre-tax net operating income | $1,189,000 | 5,219 |
| Securities gains (losses) | $163,000 | 1,907 |
| Applicable income taxes | $499,000 | 4,204 |
| Income before extraordinary items | $853,000 | 5,294 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $853,000 | 5,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 5,272 |
| Cash dividends | $386,000 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $432,000 | 629 |
| Net operating income | $748,680 | 5,585 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $13,333,000 | 2,646 |
| Total interest expense | $7,372,000 | 2,298 |
| Net interest income | $5,961,000 | 3,064 |
| Provision for loan and lease losses | $507,000 | 2,965 |
| Total noninterest income | $326,000 | 7,394 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $326,000 | 4,207 |
| Total noninterest expense | $4,072,000 | 3,436 |
| Salaries and employee benefits | $1,817,000 | 3,521 |
| Premises and equipment expense | $971,000 | 2,148 |
| Additional noninterest expense | $1,284,000 | 4,085 |
| Pre-tax net operating income | $1,708,000 | 3,603 |
| Securities gains (losses) | $-8,000 | 13,215 |
| Applicable income taxes | $370,000 | 5,088 |
| Income before extraordinary items | $1,330,000 | 3,448 |
| Extraordinary gains, net | $-379,000 | 13,805 |
| Net income | $951,000 | 4,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 4,443 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $798,000 | 458 |
| Net operating income | $1,336,240 | 3,183 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.