Home > Los Padres Bank > Assets and Liabilities
Los Padres Bank, Assets and Liabilities
| 2010-06-30 | Rank | |
| # of Employees: | 156 | 994 |
| Assets and Liabilities | ||
| Total Assets: | $870,389,000 | 776 |
| Cash and due from depository institutions | $21,193,000 | 994 |
| Interest-bearing balances | $13,231,000 | 2,236 |
| Securities | $212,293,000 | 631 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $523,640,000 | 849 |
| Loan loss allowance | $10,544,000 | 804 |
| Trading account assets | $634,000 | 163 |
| Bank premises and fixed assets | $11,015,000 | 1,109 |
| Other real estate owned | $38,395,000 | 994 |
| Goodwill and other intangibles | $1,946,000 | 1,224 |
| All other assets | $61,273,000 | 419 |
| Life insurance assets | $24,392,000 | 283 |
| Total liabilities and capital | $870,389,000 | 776 |
| Total liabilities | $839,762,000 | 727 |
| Total deposits | $770,899,000 | 703 |
| Interest-bearing deposits | $730,689,000 | 632 |
| Deposits held in domestic offices | $770,899,000 | 700 |
| % insured | 93.17% | 2,386 |
| Federal funds purchased & repurchase agreements | $15,000,000 | 775 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $50,000,000 | 771 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,863,000 | 1,272 |
| Total equity capital | $30,627,000 | 2,196 |
| Total bank equity capital | $30,627,000 | 2,195 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $2,831,000 | 1,462 |
| Surplus | $63,251,000 | 577 |
| Undivided profits | $-35,455,000 | 7,723 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $8,393,000 | 1,651 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $3,405,000 | 843 |
| Earning assets | $749,798,000 | 818 |
| Long-term assets (5+ years) | $0 | 7,034 |
| Average Assets, year-to-date | $902,065,330 | 742 |
| Average Assets, quarterly | $885,952,500 | 758 |
| Volatile liabilities | $471,641,000 | 304 |
| Insider loans | $4,327,000 | 1,652 |
| FHLB advances | $50,000,000 | 717 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $50,339,000 | 1,277 |
| Tier 1 (core) risk-based capital | $45,799,000 | 1,384 |
| Tier 2 risk-based capital | $9,773,000 | 594 |
| Total risk weighted assets | $781,054,000 | 574 |
| Total unused commitments | $50,339,000 | 1,278 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 157 | 991 |
| Assets and Liabilities | ||
| Total Assets: | $901,516,000 | 761 |
| Cash and due from depository institutions | $26,535,000 | 991 |
| Interest-bearing balances | $10,716,000 | 2,536 |
| Securities | $220,369,000 | 601 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $545,877,000 | 836 |
| Loan loss allowance | $10,566,000 | 828 |
| Trading account assets | $640,000 | 175 |
| Bank premises and fixed assets | $11,218,000 | 1,105 |
| Other real estate owned | $31,675,000 | 991 |
| Goodwill and other intangibles | $1,962,000 | 1,226 |
| All other assets | $63,240,000 | 423 |
| Life insurance assets | $24,324,000 | 279 |
| Total liabilities and capital | $901,516,000 | 761 |
| Total liabilities | $872,025,000 | 709 |
| Total deposits | $781,869,000 | 700 |
| Interest-bearing deposits | $749,609,000 | 631 |
| Deposits held in domestic offices | $781,869,000 | 698 |
| % insured | 93.56% | 2,312 |
| Federal funds purchased & repurchase agreements | $19,162,000 | 706 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $69,000,000 | 634 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,994,000 | 2,122 |
| Total equity capital | $29,491,000 | 2,264 |
| Total bank equity capital | $29,491,000 | 2,262 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $2,831,000 | 1,493 |
| Surplus | $63,195,000 | 590 |
| Undivided profits | $-36,535,000 | 7,817 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $11,914,000 | 1,333 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $3,552,000 | 842 |
| Earning assets | $777,602,000 | 804 |
| Long-term assets (5+ years) | $0 | 7,124 |
| Average Assets, year-to-date | $917,903,500 | 744 |
| Average Assets, quarterly | $917,903,500 | 744 |
| Volatile liabilities | $493,743,000 | 308 |
| Insider loans | $4,412,000 | 1,689 |
| FHLB advances | $69,000,000 | 573 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $48,606,000 | 1,365 |
| Tier 1 (core) risk-based capital | $47,613,000 | 1,331 |
| Tier 2 risk-based capital | $9,763,000 | 615 |
| Total risk weighted assets | $780,200,000 | 599 |
| Total unused commitments | $48,606,000 | 1,367 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 159 | 989 |
| Assets and Liabilities | ||
| Total Assets: | $934,291,000 | 733 |
| Cash and due from depository institutions | $38,655,000 | 989 |
| Interest-bearing balances | $31,918,000 | 914 |
| Securities | $223,500,000 | 580 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $563,490,000 | 831 |
| Loan loss allowance | $11,713,000 | 751 |
| Trading account assets | $751,000 | 175 |
| Bank premises and fixed assets | $11,412,000 | 1,102 |
| Other real estate owned | $28,820,000 | 989 |
| Goodwill and other intangibles | $1,979,000 | 1,226 |
| All other assets | $65,684,000 | 418 |
| Life insurance assets | $24,209,000 | 278 |
| Total liabilities and capital | $934,291,000 | 733 |
| Total liabilities | $905,609,000 | 680 |
| Total deposits | $805,919,000 | 671 |
| Interest-bearing deposits | $776,637,000 | 607 |
| Deposits held in domestic offices | $805,919,000 | 668 |
| % insured | 93.45% | 2,370 |
| Federal funds purchased & repurchase agreements | $18,390,000 | 754 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $79,000,000 | 611 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,300,000 | 1,907 |
| Total equity capital | $28,682,000 | 2,295 |
| Total bank equity capital | $28,682,000 | 2,292 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $2,831,000 | 1,522 |
| Surplus | $63,138,000 | 580 |
| Undivided profits | $-37,287,000 | 7,890 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $18,352,000 | 927 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $3,498,000 | 894 |
| Earning assets | $819,659,000 | 761 |
| Long-term assets (5+ years) | $0 | 7,189 |
| Average Assets, year-to-date | $1,087,348,400 | 618 |
| Average Assets, quarterly | $995,047,000 | 686 |
| Volatile liabilities | $505,498,000 | 308 |
| Insider loans | $4,498,000 | 1,714 |
| FHLB advances | $79,000,000 | 542 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $63,142,000 | 1,112 |
| Tier 1 (core) risk-based capital | $46,918,000 | 1,340 |
| Tier 2 risk-based capital | $9,899,000 | 623 |
| Total risk weighted assets | $790,094,000 | 610 |
| Total unused commitments | $63,142,000 | 1,113 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 183 | 852 |
| Assets and Liabilities | ||
| Total Assets: | $1,055,803,000 | 657 |
| Cash and due from depository institutions | $26,306,000 | 852 |
| Interest-bearing balances | $100,000 | 6,375 |
| Securities | $235,047,000 | 550 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $688,394,000 | 675 |
| Loan loss allowance | $6,395,000 | 1,243 |
| Trading account assets | $779,000 | 184 |
| Bank premises and fixed assets | $17,068,000 | 711 |
| Other real estate owned | $19,587,000 | 852 |
| Goodwill and other intangibles | $6,012,000 | 740 |
| All other assets | $62,610,000 | 409 |
| Life insurance assets | $24,104,000 | 281 |
| Total liabilities and capital | $1,055,803,000 | 657 |
| Total liabilities | $1,005,449,000 | 615 |
| Total deposits | $901,567,000 | 596 |
| Interest-bearing deposits | $859,360,000 | 558 |
| Deposits held in domestic offices | $901,567,000 | 591 |
| % insured | 85.99% | 5,234 |
| Federal funds purchased & repurchase agreements | $22,421,000 | 682 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $79,000,000 | 652 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,461,000 | 1,983 |
| Total equity capital | $50,354,000 | 1,374 |
| Total bank equity capital | $50,354,000 | 1,373 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $2,831,000 | 1,545 |
| Surplus | $63,006,000 | 585 |
| Undivided profits | $-15,483,000 | 7,913 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $39,077,000 | 493 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $3,690,000 | 888 |
| Earning assets | $924,320,000 | 681 |
| Long-term assets (5+ years) | $0 | 7,262 |
| Average Assets, year-to-date | $1,125,612,750 | 599 |
| Average Assets, quarterly | $1,073,005,500 | 644 |
| Volatile liabilities | $485,005,000 | 332 |
| Insider loans | $4,973,000 | 1,552 |
| FHLB advances | $79,000,000 | 582 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $81,551,000 | 955 |
| Tier 1 (core) risk-based capital | $60,563,000 | 1,032 |
| Tier 2 risk-based capital | $6,395,000 | 963 |
| Total risk weighted assets | $994,221,000 | 519 |
| Total unused commitments | $81,551,000 | 959 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 183 | 871 |
| Assets and Liabilities | ||
| Total Assets: | $1,090,208,000 | 650 |
| Cash and due from depository institutions | $11,064,000 | 871 |
| Interest-bearing balances | $100,000 | 6,301 |
| Securities | $244,821,000 | 526 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $732,044,000 | 650 |
| Loan loss allowance | $8,965,000 | 901 |
| Trading account assets | $803,000 | 193 |
| Bank premises and fixed assets | $17,329,000 | 716 |
| Other real estate owned | $13,921,000 | 871 |
| Goodwill and other intangibles | $6,054,000 | 750 |
| All other assets | $64,172,000 | 405 |
| Life insurance assets | $23,979,000 | 289 |
| Total liabilities and capital | $1,090,208,000 | 650 |
| Total liabilities | $1,037,416,000 | 608 |
| Total deposits | $884,806,000 | 616 |
| Interest-bearing deposits | $838,997,000 | 577 |
| Deposits held in domestic offices | $884,806,000 | 613 |
| % insured | 69.29% | 6,170 |
| Federal funds purchased & repurchase agreements | $21,429,000 | 699 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $127,597,000 | 451 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,584,000 | 1,528 |
| Total equity capital | $52,792,000 | 1,285 |
| Total bank equity capital | $52,792,000 | 1,283 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $2,831,000 | 1,565 |
| Surplus | $62,921,000 | 602 |
| Undivided profits | $-12,960,000 | 7,984 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $24,468,000 | 707 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $4,033,000 | 802 |
| Earning assets | $977,768,000 | 648 |
| Long-term assets (5+ years) | $0 | 7,339 |
| Average Assets, year-to-date | $1,148,882,670 | 603 |
| Average Assets, quarterly | $1,127,063,500 | 618 |
| Volatile liabilities | $486,150,000 | 339 |
| Insider loans | $5,916,000 | 1,330 |
| FHLB advances | $127,597,000 | 384 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $87,304,000 | 938 |
| Tier 1 (core) risk-based capital | $63,723,000 | 986 |
| Tier 2 risk-based capital | $8,965,000 | 707 |
| Total risk weighted assets | $947,928,000 | 562 |
| Total unused commitments | $87,304,000 | 938 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 182 | 867 |
| Assets and Liabilities | ||
| Total Assets: | $1,163,919,000 | 607 |
| Cash and due from depository institutions | $15,364,000 | 867 |
| Interest-bearing balances | $100,000 | 6,061 |
| Securities | $259,050,000 | 496 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $788,644,000 | 616 |
| Loan loss allowance | $7,230,000 | 1,027 |
| Trading account assets | $772,000 | 193 |
| Bank premises and fixed assets | $17,581,000 | 706 |
| Other real estate owned | $12,873,000 | 867 |
| Goodwill and other intangibles | $6,097,000 | 760 |
| All other assets | $63,538,000 | 399 |
| Life insurance assets | $23,779,000 | 290 |
| Total liabilities and capital | $1,163,918,000 | 607 |
| Total liabilities | $1,097,953,000 | 588 |
| Total deposits | $920,494,000 | 593 |
| Interest-bearing deposits | $879,845,000 | 554 |
| Deposits held in domestic offices | $920,494,000 | 591 |
| % insured | 67.44% | 6,473 |
| Federal funds purchased & repurchase agreements | $19,403,000 | 769 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $155,000,000 | 405 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $3,056,000 | 1,689 |
| Total equity capital | $65,965,000 | 1,034 |
| Total bank equity capital | $65,965,000 | 1,031 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,831,000 | 1,575 |
| Surplus | $62,838,000 | 597 |
| Undivided profits | $296,000 | 6,748 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $17,571,000 | 819 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $4,131,000 | 780 |
| Earning assets | $1,048,566,000 | 610 |
| Long-term assets (5+ years) | $0 | 7,384 |
| Average Assets, year-to-date | $1,178,220,000 | 594 |
| Average Assets, quarterly | $1,178,220,000 | 594 |
| Volatile liabilities | $480,696,000 | 350 |
| Insider loans | $5,948,000 | 1,316 |
| FHLB advances | $155,000,000 | 332 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $93,467,000 | 936 |
| Tier 1 (core) risk-based capital | $86,806,000 | 710 |
| Tier 2 risk-based capital | $7,230,000 | 843 |
| Total risk weighted assets | $999,183,000 | 536 |
| Total unused commitments | $93,467,000 | 936 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 195 | 811 |
| Assets and Liabilities | ||
| Total Assets: | $1,192,521,000 | 584 |
| Cash and due from depository institutions | $27,040,000 | 811 |
| Interest-bearing balances | $100,000 | 5,675 |
| Securities | $273,714,000 | 457 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $798,766,000 | 610 |
| Loan loss allowance | $6,901,000 | 1,032 |
| Trading account assets | $744,000 | 199 |
| Bank premises and fixed assets | $17,764,000 | 694 |
| Other real estate owned | $7,449,000 | 811 |
| Goodwill and other intangibles | $6,174,000 | 772 |
| All other assets | $60,870,000 | 415 |
| Life insurance assets | $23,695,000 | 286 |
| Total liabilities and capital | $1,192,521,000 | 584 |
| Total liabilities | $1,122,094,000 | 565 |
| Total deposits | $899,579,000 | 580 |
| Interest-bearing deposits | $853,151,000 | 551 |
| Deposits held in domestic offices | $899,579,000 | 577 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,499,000 | 824 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $190,000,000 | 368 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $13,016,000 | 557 |
| Total equity capital | $70,427,000 | 945 |
| Total bank equity capital | $70,427,000 | 945 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,831,000 | 1,578 |
| Surplus | $62,757,000 | 579 |
| Undivided profits | $4,839,000 | 4,495 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,123,000 | 964 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $4,318,000 | 785 |
| Earning assets | $1,073,324,000 | 587 |
| Long-term assets (5+ years) | $0 | 7,429 |
| Average Assets, year-to-date | $1,213,448,000 | 551 |
| Average Assets, quarterly | $1,201,219,000 | 576 |
| Volatile liabilities | $511,392,000 | 325 |
| Insider loans | $5,990,000 | 1,341 |
| FHLB advances | $190,000,000 | 303 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $115,751,000 | 806 |
| Tier 1 (core) risk-based capital | $87,584,000 | 694 |
| Tier 2 risk-based capital | $6,901,000 | 875 |
| Total risk weighted assets | $925,830,000 | 567 |
| Total unused commitments | $115,751,000 | 806 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 194 | 826 |
| Assets and Liabilities | ||
| Total Assets: | $1,209,917,000 | 574 |
| Cash and due from depository institutions | $24,545,000 | 826 |
| Interest-bearing balances | $100,000 | 5,065 |
| Securities | $285,138,000 | 439 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $811,702,000 | 601 |
| Loan loss allowance | $5,964,000 | 1,048 |
| Trading account assets | $767,000 | 202 |
| Bank premises and fixed assets | $17,774,000 | 681 |
| Other real estate owned | $8,841,000 | 826 |
| Goodwill and other intangibles | $6,215,000 | 807 |
| All other assets | $54,935,000 | 427 |
| Life insurance assets | $20,882,000 | 325 |
| Total liabilities and capital | $1,209,917,000 | 574 |
| Total liabilities | $1,134,994,000 | 551 |
| Total deposits | $904,455,000 | 571 |
| Interest-bearing deposits | $856,707,000 | 539 |
| Deposits held in domestic offices | $904,455,000 | 569 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,146,000 | 860 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $203,000,000 | 365 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $7,393,000 | 826 |
| Total equity capital | $74,923,000 | 897 |
| Total bank equity capital | $74,923,000 | 897 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $2,831,000 | 1,591 |
| Surplus | $60,454,000 | 580 |
| Undivided profits | $11,638,000 | 2,742 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,506,000 | 3,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $4,461,000 | 797 |
| Earning assets | $1,097,707,000 | 575 |
| Long-term assets (5+ years) | $0 | 7,485 |
| Average Assets, year-to-date | $1,218,679,750 | 558 |
| Average Assets, quarterly | $1,205,281,500 | 568 |
| Volatile liabilities | $507,938,000 | 330 |
| Insider loans | $6,034,000 | 1,313 |
| FHLB advances | $203,000,000 | 320 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $131,556,000 | 770 |
| Tier 1 (core) risk-based capital | $89,073,000 | 698 |
| Tier 2 risk-based capital | $5,964,000 | 950 |
| Total risk weighted assets | $917,272,000 | 574 |
| Total unused commitments | $131,556,000 | 770 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 202 | 801 |
| Assets and Liabilities | ||
| Total Assets: | $1,200,646,000 | 573 |
| Cash and due from depository institutions | $17,674,000 | 801 |
| Interest-bearing balances | $231,000 | 4,217 |
| Securities | $290,054,000 | 440 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $802,883,000 | 598 |
| Loan loss allowance | $6,298,000 | 961 |
| Trading account assets | $787,000 | 224 |
| Bank premises and fixed assets | $17,917,000 | 660 |
| Other real estate owned | $4,135,000 | 801 |
| Goodwill and other intangibles | $6,212,000 | 823 |
| All other assets | $60,984,000 | 391 |
| Life insurance assets | $20,702,000 | 328 |
| Total liabilities and capital | $1,200,646,000 | 573 |
| Total liabilities | $1,135,327,000 | 546 |
| Total deposits | $901,721,000 | 568 |
| Interest-bearing deposits | $855,635,000 | 525 |
| Deposits held in domestic offices | $901,721,000 | 564 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $34,351,000 | 635 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $192,000,000 | 383 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $7,255,000 | 847 |
| Total equity capital | $65,319,000 | 1,044 |
| Total bank equity capital | $65,319,000 | 1,044 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $2,831,000 | 1,594 |
| Surplus | $55,864,000 | 602 |
| Undivided profits | $6,624,000 | 3,948 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,891,000 | 1,157 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $4,311,000 | 814 |
| Earning assets | $1,093,955,000 | 570 |
| Long-term assets (5+ years) | $0 | 7,536 |
| Average Assets, year-to-date | $1,221,600,670 | 557 |
| Average Assets, quarterly | $1,221,824,000 | 558 |
| Volatile liabilities | $636,167,000 | 288 |
| Insider loans | $6,066,000 | 1,313 |
| FHLB advances | $192,000,000 | 331 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $152,214,000 | 708 |
| Tier 1 (core) risk-based capital | $87,333,000 | 712 |
| Tier 2 risk-based capital | $6,298,000 | 895 |
| Total risk weighted assets | $932,384,000 | 563 |
| Total unused commitments | $152,214,000 | 708 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 200 | 807 |
| Assets and Liabilities | ||
| Total Assets: | $1,243,002,000 | 560 |
| Cash and due from depository institutions | $17,829,000 | 807 |
| Interest-bearing balances | $100,000 | 4,994 |
| Securities | $329,631,000 | 400 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $799,434,000 | 600 |
| Loan loss allowance | $6,180,000 | 918 |
| Trading account assets | $3,534,000 | 173 |
| Bank premises and fixed assets | $17,295,000 | 690 |
| Other real estate owned | $0 | 807 |
| Goodwill and other intangibles | $6,136,000 | 848 |
| All other assets | $69,143,000 | 342 |
| Life insurance assets | $20,654,000 | 326 |
| Total liabilities and capital | $1,243,002,000 | 560 |
| Total liabilities | $1,179,202,000 | 526 |
| Total deposits | $884,350,000 | 570 |
| Interest-bearing deposits | $830,464,000 | 545 |
| Deposits held in domestic offices | $884,350,000 | 567 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $50,374,000 | 484 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $232,000,000 | 299 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $12,478,000 | 602 |
| Total equity capital | $63,800,000 | 1,089 |
| Total bank equity capital | $63,800,000 | 1,089 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $2,831,000 | 1,593 |
| Surplus | $53,776,000 | 626 |
| Undivided profits | $7,193,000 | 3,891 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,032,000 | 655 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $4,695,000 | 745 |
| Earning assets | $1,132,699,000 | 553 |
| Long-term assets (5+ years) | $0 | 7,572 |
| Average Assets, year-to-date | $1,232,078,000 | 555 |
| Average Assets, quarterly | $1,232,078,000 | 555 |
| Volatile liabilities | $708,934,000 | 264 |
| Insider loans | $5,514,000 | 1,425 |
| FHLB advances | $232,000,000 | 256 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $194,795,000 | 609 |
| Tier 1 (core) risk-based capital | $85,490,000 | 727 |
| Tier 2 risk-based capital | $6,180,000 | 889 |
| Total risk weighted assets | $902,254,000 | 572 |
| Total unused commitments | $194,795,000 | 610 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 198 | 822 |
| Assets and Liabilities | ||
| Total Assets: | $1,221,154,000 | 565 |
| Cash and due from depository institutions | $14,425,000 | 822 |
| Interest-bearing balances | $102,000 | 4,692 |
| Securities | $350,066,000 | 373 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $783,248,000 | 619 |
| Loan loss allowance | $6,300,000 | 887 |
| Trading account assets | $2,116,000 | 186 |
| Bank premises and fixed assets | $16,627,000 | 719 |
| Other real estate owned | $0 | 822 |
| Goodwill and other intangibles | $6,200,000 | 836 |
| All other assets | $48,472,000 | 458 |
| Life insurance assets | $20,461,000 | 325 |
| Total liabilities and capital | $1,221,154,000 | 565 |
| Total liabilities | $1,144,302,000 | 535 |
| Total deposits | $838,424,000 | 603 |
| Interest-bearing deposits | $785,364,000 | 573 |
| Deposits held in domestic offices | $838,424,000 | 599 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $49,982,000 | 484 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $247,000,000 | 267 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $8,896,000 | 759 |
| Total equity capital | $76,852,000 | 898 |
| Total bank equity capital | $76,852,000 | 898 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,831,000 | 1,581 |
| Surplus | $49,666,000 | 670 |
| Undivided profits | $24,355,000 | 1,541 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,282,000 | 1,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $5,049,000 | 785 |
| Earning assets | $1,135,532,000 | 550 |
| Long-term assets (5+ years) | $0 | 7,609 |
| Average Assets, year-to-date | $1,166,484,200 | 566 |
| Average Assets, quarterly | $1,213,583,000 | 561 |
| Volatile liabilities | $697,854,000 | 268 |
| Insider loans | $5,551,000 | 1,385 |
| FHLB advances | $247,000,000 | 231 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $199,734,000 | 602 |
| Tier 1 (core) risk-based capital | $85,457,000 | 738 |
| Tier 2 risk-based capital | $6,300,000 | 870 |
| Total risk weighted assets | $878,408,000 | 593 |
| Total unused commitments | $199,734,000 | 602 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 195 | 837 |
| Assets and Liabilities | ||
| Total Assets: | $1,206,012,000 | 555 |
| Cash and due from depository institutions | $17,328,000 | 837 |
| Interest-bearing balances | $100,000 | 4,560 |
| Securities | $354,930,000 | 373 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $766,229,000 | 617 |
| Loan loss allowance | $6,301,000 | 850 |
| Trading account assets | $1,108,000 | 198 |
| Bank premises and fixed assets | $15,428,000 | 764 |
| Other real estate owned | $0 | 837 |
| Goodwill and other intangibles | $6,249,000 | 801 |
| All other assets | $44,740,000 | 474 |
| Life insurance assets | $20,983,000 | 307 |
| Total liabilities and capital | $1,206,012,000 | 555 |
| Total liabilities | $1,120,639,000 | 537 |
| Total deposits | $828,299,000 | 599 |
| Interest-bearing deposits | $777,835,000 | 562 |
| Deposits held in domestic offices | $828,299,000 | 596 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $49,727,000 | 472 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $236,000,000 | 266 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $6,613,000 | 940 |
| Total equity capital | $85,373,000 | 802 |
| Total bank equity capital | $85,373,000 | 802 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,831,000 | 1,559 |
| Surplus | $49,604,000 | 663 |
| Undivided profits | $32,938,000 | 1,138 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,162,000 | 1,882 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $5,204,000 | 798 |
| Earning assets | $1,122,367,000 | 548 |
| Long-term assets (5+ years) | $0 | 7,622 |
| Average Assets, year-to-date | $1,152,816,750 | 566 |
| Average Assets, quarterly | $1,167,243,000 | 568 |
| Volatile liabilities | $677,623,000 | 266 |
| Insider loans | $5,626,000 | 1,323 |
| FHLB advances | $236,000,000 | 231 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $170,212,000 | 684 |
| Tier 1 (core) risk-based capital | $85,542,000 | 725 |
| Tier 2 risk-based capital | $6,301,000 | 852 |
| Total risk weighted assets | $848,344,000 | 593 |
| Total unused commitments | $170,212,000 | 684 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 191 | 881 |
| Assets and Liabilities | ||
| Total Assets: | $1,128,474,000 | 601 |
| Cash and due from depository institutions | $18,522,000 | 881 |
| Interest-bearing balances | $86,000 | 4,947 |
| Securities | $286,492,000 | 438 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $759,572,000 | 625 |
| Loan loss allowance | $6,106,000 | 870 |
| Trading account assets | $670,000 | 218 |
| Bank premises and fixed assets | $14,925,000 | 789 |
| Other real estate owned | $0 | 881 |
| Goodwill and other intangibles | $6,313,000 | 806 |
| All other assets | $41,980,000 | 497 |
| Life insurance assets | $18,771,000 | 326 |
| Total liabilities and capital | $1,128,474,000 | 601 |
| Total liabilities | $1,036,808,000 | 583 |
| Total deposits | $774,480,000 | 664 |
| Interest-bearing deposits | $723,032,000 | 619 |
| Deposits held in domestic offices | $774,480,000 | 662 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $50,157,000 | 465 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $207,000,000 | 286 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,171,000 | 1,121 |
| Total equity capital | $91,666,000 | 758 |
| Total bank equity capital | $91,666,000 | 758 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,831,000 | 1,552 |
| Surplus | $49,512,000 | 674 |
| Undivided profits | $39,323,000 | 927 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,948,000 | 1,865 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $5,138,000 | 768 |
| Earning assets | $1,046,820,000 | 596 |
| Long-term assets (5+ years) | $0 | 7,662 |
| Average Assets, year-to-date | $1,135,085,000 | 583 |
| Average Assets, quarterly | $1,126,242,000 | 596 |
| Volatile liabilities | $604,773,000 | 292 |
| Insider loans | $5,609,000 | 1,311 |
| FHLB advances | $207,000,000 | 240 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $188,632,000 | 648 |
| Tier 1 (core) risk-based capital | $85,688,000 | 727 |
| Tier 2 risk-based capital | $6,106,000 | 894 |
| Total risk weighted assets | $829,383,000 | 609 |
| Total unused commitments | $188,632,000 | 648 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 188 | 887 |
| Assets and Liabilities | ||
| Total Assets: | $1,124,010,000 | 590 |
| Cash and due from depository institutions | $15,468,000 | 887 |
| Interest-bearing balances | $10,000 | 6,249 |
| Securities | $289,376,000 | 445 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $754,495,000 | 615 |
| Loan loss allowance | $5,998,000 | 868 |
| Trading account assets | $652,000 | 236 |
| Bank premises and fixed assets | $15,038,000 | 759 |
| Other real estate owned | $0 | 887 |
| Goodwill and other intangibles | $6,379,000 | 788 |
| All other assets | $42,602,000 | 480 |
| Life insurance assets | $18,568,000 | 326 |
| Total liabilities and capital | $1,124,010,000 | 590 |
| Total liabilities | $1,032,324,000 | 579 |
| Total deposits | $734,925,000 | 692 |
| Interest-bearing deposits | $682,207,000 | 649 |
| Deposits held in domestic offices | $734,925,000 | 690 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $63,951,000 | 404 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $227,000,000 | 260 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $6,448,000 | 933 |
| Total equity capital | $91,686,000 | 748 |
| Total bank equity capital | $91,686,000 | 748 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,831,000 | 1,536 |
| Surplus | $49,428,000 | 652 |
| Undivided profits | $39,427,000 | 944 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $95,000 | 6,205 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $5,063,000 | 737 |
| Earning assets | $1,044,533,000 | 590 |
| Long-term assets (5+ years) | $0 | 7,689 |
| Average Assets, year-to-date | $1,138,390,500 | 582 |
| Average Assets, quarterly | $1,138,390,500 | 582 |
| Volatile liabilities | $610,227,000 | 283 |
| Insider loans | $5,607,000 | 1,292 |
| FHLB advances | $227,000,000 | 219 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $181,322,000 | 670 |
| Tier 1 (core) risk-based capital | $86,402,000 | 704 |
| Tier 2 risk-based capital | $5,998,000 | 896 |
| Total risk weighted assets | $827,036,000 | 594 |
| Total unused commitments | $181,322,000 | 670 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 189 | 881 |
| Assets and Liabilities | ||
| Total Assets: | $1,152,771,000 | 577 |
| Cash and due from depository institutions | $21,165,000 | 881 |
| Interest-bearing balances | $128,000 | 4,466 |
| Securities | $309,798,000 | 419 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $757,149,000 | 610 |
| Loan loss allowance | $5,913,000 | 863 |
| Trading account assets | $661,000 | 133 |
| Bank premises and fixed assets | $15,285,000 | 717 |
| Other real estate owned | $0 | 881 |
| Goodwill and other intangibles | $6,443,000 | 776 |
| All other assets | $42,270,000 | 485 |
| Life insurance assets | $18,367,000 | 321 |
| Total liabilities and capital | $1,152,771,000 | 577 |
| Total liabilities | $1,061,980,000 | 564 |
| Total deposits | $734,560,000 | 680 |
| Interest-bearing deposits | $677,451,000 | 635 |
| Deposits held in domestic offices | $734,560,000 | 678 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $65,141,000 | 415 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $257,000,000 | 237 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $5,279,000 | 1,094 |
| Total equity capital | $90,791,000 | 736 |
| Total bank equity capital | $90,791,000 | 736 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $2,831,000 | 1,528 |
| Surplus | $49,135,000 | 647 |
| Undivided profits | $38,825,000 | 931 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $99,000 | 6,095 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $5,194,000 | 737 |
| Earning assets | $1,067,736,000 | 570 |
| Long-term assets (5+ years) | $0 | 7,714 |
| Average Assets, year-to-date | $1,138,287,000 | 557 |
| Average Assets, quarterly | $1,148,442,500 | 569 |
| Volatile liabilities | $705,693,000 | 295 |
| Insider loans | $6,140,000 | 1,161 |
| FHLB advances | $257,000,000 | 201 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $179,211,000 | 657 |
| Tier 1 (core) risk-based capital | $85,008,000 | 711 |
| Tier 2 risk-based capital | $5,913,000 | 890 |
| Total risk weighted assets | $843,514,000 | 582 |
| Total unused commitments | $179,211,000 | 657 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 192 | 877 |
| Assets and Liabilities | ||
| Total Assets: | $1,144,114,000 | 582 |
| Cash and due from depository institutions | $16,170,000 | 877 |
| Interest-bearing balances | $10,000 | 6,334 |
| Securities | $320,651,000 | 418 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $743,747,000 | 614 |
| Loan loss allowance | $5,842,000 | 883 |
| Trading account assets | $682,000 | 125 |
| Bank premises and fixed assets | $14,095,000 | 768 |
| Other real estate owned | $1,071,000 | 877 |
| Goodwill and other intangibles | $6,509,000 | 766 |
| All other assets | $41,189,000 | 495 |
| Life insurance assets | $18,251,000 | 317 |
| Total liabilities and capital | $1,144,114,000 | 582 |
| Total liabilities | $1,054,958,000 | 568 |
| Total deposits | $709,914,000 | 695 |
| Interest-bearing deposits | $653,601,000 | 654 |
| Deposits held in domestic offices | $709,914,000 | 694 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $59,888,000 | 437 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $279,000,000 | 240 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $6,156,000 | 942 |
| Total equity capital | $89,156,000 | 760 |
| Total bank equity capital | $89,156,000 | 760 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,831,000 | 1,520 |
| Surplus | $48,824,000 | 643 |
| Undivided profits | $37,501,000 | 979 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $101,000 | 6,111 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $4,903,000 | 781 |
| Earning assets | $1,065,090,000 | 573 |
| Long-term assets (5+ years) | $0 | 7,763 |
| Average Assets, year-to-date | $1,134,666,000 | 571 |
| Average Assets, quarterly | $1,133,880,000 | 583 |
| Volatile liabilities | $692,863,000 | 303 |
| Insider loans | $6,084,000 | 1,162 |
| FHLB advances | $279,000,000 | 196 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $188,741,000 | 656 |
| Tier 1 (core) risk-based capital | $83,501,000 | 729 |
| Tier 2 risk-based capital | $5,842,000 | 902 |
| Total risk weighted assets | $825,499,000 | 599 |
| Total unused commitments | $188,741,000 | 656 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 194 | 865 |
| Assets and Liabilities | ||
| Total Assets: | $1,123,646,000 | 585 |
| Cash and due from depository institutions | $16,504,000 | 865 |
| Interest-bearing balances | $10,000 | 6,357 |
| Securities | $326,608,000 | 420 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $716,288,000 | 635 |
| Loan loss allowance | $5,614,000 | 893 |
| Trading account assets | $614,000 | 132 |
| Bank premises and fixed assets | $13,013,000 | 829 |
| Other real estate owned | $1,021,000 | 865 |
| Goodwill and other intangibles | $6,572,000 | 749 |
| All other assets | $43,026,000 | 476 |
| Life insurance assets | $18,043,000 | 311 |
| Total liabilities and capital | $1,123,646,000 | 585 |
| Total liabilities | $1,036,778,000 | 573 |
| Total deposits | $713,703,000 | 681 |
| Interest-bearing deposits | $662,871,000 | 634 |
| Deposits held in domestic offices | $713,703,000 | 680 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $59,082,000 | 438 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $259,000,000 | 261 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,993,000 | 1,041 |
| Total equity capital | $86,868,000 | 752 |
| Total bank equity capital | $86,868,000 | 752 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,831,000 | 1,512 |
| Surplus | $48,707,000 | 635 |
| Undivided profits | $35,330,000 | 976 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $4,573,000 | 749 |
| Earning assets | $1,043,520,000 | 575 |
| Long-term assets (5+ years) | $0 | 7,786 |
| Average Assets, year-to-date | $1,131,516,670 | 569 |
| Average Assets, quarterly | $1,127,836,500 | 576 |
| Volatile liabilities | $669,633,000 | 312 |
| Insider loans | $4,875,000 | 1,427 |
| FHLB advances | $259,000,000 | 214 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $202,512,000 | 622 |
| Tier 1 (core) risk-based capital | $80,765,000 | 744 |
| Tier 2 risk-based capital | $5,614,000 | 916 |
| Total risk weighted assets | $798,818,000 | 614 |
| Total unused commitments | $202,512,000 | 622 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 184 | 905 |
| Assets and Liabilities | ||
| Total Assets: | $1,132,027,000 | 568 |
| Cash and due from depository institutions | $18,539,000 | 905 |
| Interest-bearing balances | $10,000 | 6,397 |
| Securities | $365,602,000 | 382 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $684,032,000 | 639 |
| Loan loss allowance | $5,515,000 | 907 |
| Trading account assets | $1,035,000 | 132 |
| Bank premises and fixed assets | $11,241,000 | 978 |
| Other real estate owned | $1,050,000 | 905 |
| Goodwill and other intangibles | $6,635,000 | 718 |
| All other assets | $43,893,000 | 469 |
| Life insurance assets | $17,853,000 | 306 |
| Total liabilities and capital | $1,132,029,000 | 568 |
| Total liabilities | $1,046,691,000 | 553 |
| Total deposits | $698,247,000 | 682 |
| Interest-bearing deposits | $645,164,000 | 635 |
| Deposits held in domestic offices | $698,247,000 | 680 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $59,134,000 | 426 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $285,000,000 | 241 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $4,310,000 | 1,175 |
| Total equity capital | $85,338,000 | 746 |
| Total bank equity capital | $85,338,000 | 746 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,831,000 | 1,499 |
| Surplus | $48,400,000 | 617 |
| Undivided profits | $34,107,000 | 1,020 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $466,000 | 3,840 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $4,369,000 | 739 |
| Earning assets | $1,050,679,000 | 562 |
| Long-term assets (5+ years) | $0 | 7,792 |
| Average Assets, year-to-date | $1,135,452,000 | 563 |
| Average Assets, quarterly | $1,135,452,000 | 563 |
| Volatile liabilities | $685,820,000 | 303 |
| Insider loans | $4,902,000 | 1,396 |
| FHLB advances | $285,000,000 | 197 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $178,511,000 | 666 |
| Tier 1 (core) risk-based capital | $79,623,000 | 738 |
| Tier 2 risk-based capital | $5,515,000 | 911 |
| Total risk weighted assets | $786,103,000 | 603 |
| Total unused commitments | $178,511,000 | 666 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 186 | 879 |
| Assets and Liabilities | ||
| Total Assets: | $1,138,877,000 | 562 |
| Cash and due from depository institutions | $19,310,000 | 879 |
| Interest-bearing balances | $15,077,000 | 363 |
| Securities | $387,304,000 | 367 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $673,043,000 | 638 |
| Loan loss allowance | $5,661,000 | 866 |
| Trading account assets | $808,000 | 133 |
| Bank premises and fixed assets | $9,957,000 | 1,098 |
| Other real estate owned | $0 | 879 |
| Goodwill and other intangibles | $6,701,000 | 699 |
| All other assets | $41,754,000 | 476 |
| Life insurance assets | $17,621,000 | 42 |
| Total liabilities and capital | $1,138,877,000 | 562 |
| Total liabilities | $1,057,263,000 | 546 |
| Total deposits | $672,175,000 | 699 |
| Interest-bearing deposits | $619,407,000 | 649 |
| Deposits held in domestic offices | $672,175,000 | 697 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $59,013,000 | 426 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $319,000,000 | 232 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $7,075,000 | 774 |
| Total equity capital | $81,614,000 | 765 |
| Total bank equity capital | $81,614,000 | 765 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,831,000 | 1,483 |
| Surplus | $48,291,000 | 600 |
| Undivided profits | $30,492,000 | 1,117 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $4,360,000 | 744 |
| Earning assets | $1,076,232,000 | 546 |
| Long-term assets (5+ years) | $0 | 7,839 |
| Average Assets, year-to-date | $1,107,840,400 | 551 |
| Average Assets, quarterly | $1,129,548,000 | 562 |
| Volatile liabilities | $700,050,000 | 293 |
| Insider loans | $4,929,000 | 1,363 |
| FHLB advances | $319,000,000 | 187 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $180,770,000 | 650 |
| Tier 1 (core) risk-based capital | $76,933,000 | 748 |
| Tier 2 risk-based capital | $5,661,000 | 871 |
| Total risk weighted assets | $772,299,000 | 602 |
| Total unused commitments | $180,770,000 | 650 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 183 | 883 |
| Assets and Liabilities | ||
| Total Assets: | $1,120,219,000 | 559 |
| Cash and due from depository institutions | $18,312,000 | 883 |
| Interest-bearing balances | $14,663,000 | 388 |
| Securities | $391,452,000 | 364 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $651,428,000 | 636 |
| Loan loss allowance | $5,576,000 | 871 |
| Trading account assets | $379,000 | 132 |
| Bank premises and fixed assets | $9,248,000 | 1,158 |
| Other real estate owned | $0 | 883 |
| Goodwill and other intangibles | $6,703,000 | 672 |
| All other assets | $42,697,000 | 463 |
| Life insurance assets | $17,447,000 | 42 |
| Total liabilities and capital | $1,120,219,000 | 559 |
| Total liabilities | $1,040,072,000 | 545 |
| Total deposits | $673,992,000 | 682 |
| Interest-bearing deposits | $623,239,000 | 634 |
| Deposits held in domestic offices | $673,992,000 | 680 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $59,165,000 | 404 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $293,000,000 | 253 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $13,915,000 | 477 |
| Total equity capital | $80,147,000 | 761 |
| Total bank equity capital | $80,147,000 | 761 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,831,000 | 1,455 |
| Surplus | $48,291,000 | 585 |
| Undivided profits | $29,025,000 | 1,178 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $20,000 | 7,281 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $4,074,000 | 743 |
| Earning assets | $1,057,922,000 | 545 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $1,100,081,250 | 552 |
| Average Assets, quarterly | $1,114,046,000 | 557 |
| Volatile liabilities | $674,887,000 | 294 |
| Insider loans | $4,434,000 | 1,449 |
| FHLB advances | $293,000,000 | 207 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $147,667,000 | 736 |
| Tier 1 (core) risk-based capital | $75,313,000 | 747 |
| Tier 2 risk-based capital | $5,576,000 | 860 |
| Total risk weighted assets | $738,694,000 | 602 |
| Total unused commitments | $155,164,000 | 716 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 183 | 880 |
| Assets and Liabilities | ||
| Total Assets: | $1,107,873,000 | 552 |
| Cash and due from depository institutions | $14,264,000 | 880 |
| Interest-bearing balances | $12,030,000 | 450 |
| Securities | $400,749,000 | 356 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $635,022,000 | 634 |
| Loan loss allowance | $5,576,000 | 865 |
| Trading account assets | $956,000 | 121 |
| Bank premises and fixed assets | $9,107,000 | 1,156 |
| Other real estate owned | $0 | 880 |
| Goodwill and other intangibles | $6,804,000 | 659 |
| All other assets | $40,971,000 | 472 |
| Life insurance assets | $17,214,000 | 42 |
| Total liabilities and capital | $1,107,873,000 | 552 |
| Total liabilities | $1,030,889,000 | 539 |
| Total deposits | $647,557,000 | 689 |
| Interest-bearing deposits | $608,698,000 | 631 |
| Deposits held in domestic offices | $647,557,000 | 687 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $79,180,000 | 346 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $296,000,000 | 242 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $8,152,000 | 649 |
| Total equity capital | $76,984,000 | 778 |
| Total bank equity capital | $76,984,000 | 778 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,831,000 | 1,436 |
| Surplus | $48,291,000 | 571 |
| Undivided profits | $25,862,000 | 1,332 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $608,000 | 3,279 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $3,920,000 | 708 |
| Earning assets | $1,048,757,000 | 540 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $1,093,368,670 | 548 |
| Average Assets, quarterly | $1,100,089,000 | 549 |
| Volatile liabilities | $680,418,000 | 290 |
| Insider loans | $4,831,000 | 1,303 |
| FHLB advances | $296,000,000 | 196 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $146,651,000 | 718 |
| Tier 1 (core) risk-based capital | $72,739,000 | 755 |
| Tier 2 risk-based capital | $5,576,000 | 846 |
| Total risk weighted assets | $727,604,000 | 589 |
| Total unused commitments | $146,651,000 | 719 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 180 | 892 |
| Assets and Liabilities | ||
| Total Assets: | $1,092,305,000 | 553 |
| Cash and due from depository institutions | $11,589,000 | 892 |
| Interest-bearing balances | $9,485,000 | 601 |
| Securities | $422,092,000 | 348 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $621,983,000 | 630 |
| Loan loss allowance | $5,377,000 | 896 |
| Trading account assets | $751,000 | 123 |
| Bank premises and fixed assets | $9,028,000 | 1,141 |
| Other real estate owned | $0 | 892 |
| Goodwill and other intangibles | $4,884,000 | 789 |
| All other assets | $21,978,000 | 766 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $1,092,305,000 | 553 |
| Total liabilities | $1,014,285,000 | 534 |
| Total deposits | $603,315,000 | 728 |
| Interest-bearing deposits | $567,183,000 | 670 |
| Deposits held in domestic offices | $603,315,000 | 726 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $79,479,000 | 343 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $325,000,000 | 224 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $6,491,000 | 768 |
| Total equity capital | $78,020,000 | 745 |
| Total bank equity capital | $78,020,000 | 745 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,831,000 | 1,435 |
| Surplus | $48,291,000 | 555 |
| Undivided profits | $26,898,000 | 1,220 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $112,000 | 6,188 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $3,712,000 | 716 |
| Earning assets | $1,054,311,000 | 525 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $1,086,116,500 | 552 |
| Average Assets, quarterly | $1,086,116,500 | 552 |
| Volatile liabilities | $696,764,000 | 282 |
| Insider loans | $5,626,000 | 1,089 |
| FHLB advances | $325,000,000 | 175 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $130,634,000 | 788 |
| Tier 1 (core) risk-based capital | $74,398,000 | 725 |
| Tier 2 risk-based capital | $5,377,000 | 868 |
| Total risk weighted assets | $712,596,000 | 588 |
| Total unused commitments | $130,634,000 | 788 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 177 | 907 |
| Assets and Liabilities | ||
| Total Assets: | $1,079,928,000 | 559 |
| Cash and due from depository institutions | $11,314,000 | 907 |
| Interest-bearing balances | $9,420,000 | 597 |
| Securities | $431,223,000 | 344 |
| Federal funds sold & reverse repurchase agreements | $1,925,000 | 4,016 |
| Net loans & leases | $598,567,000 | 655 |
| Loan loss allowance | $5,228,000 | 916 |
| Trading account assets | $883,000 | 126 |
| Bank premises and fixed assets | $8,763,000 | 1,161 |
| Other real estate owned | $0 | 907 |
| Goodwill and other intangibles | $4,938,000 | 779 |
| All other assets | $22,315,000 | 739 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $1,079,928,000 | 559 |
| Total liabilities | $1,005,489,000 | 537 |
| Total deposits | $600,986,000 | 734 |
| Interest-bearing deposits | $567,449,000 | 663 |
| Deposits held in domestic offices | $600,986,000 | 731 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $79,689,000 | 340 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $316,000,000 | 231 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $8,814,000 | 613 |
| Total equity capital | $74,439,000 | 788 |
| Total bank equity capital | $74,439,000 | 788 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,831,000 | 1,420 |
| Surplus | $48,291,000 | 552 |
| Undivided profits | $23,317,000 | 1,450 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $3,465,000 | 756 |
| Earning assets | $1,042,018,000 | 527 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $1,037,320,200 | 556 |
| Average Assets, quarterly | $1,080,480,000 | 553 |
| Volatile liabilities | $691,619,000 | 280 |
| Insider loans | $5,746,000 | 1,050 |
| FHLB advances | $316,000,000 | 184 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $130,893,000 | 760 |
| Tier 1 (core) risk-based capital | $71,787,000 | 753 |
| Tier 2 risk-based capital | $5,228,000 | 892 |
| Total risk weighted assets | $691,987,000 | 608 |
| Total unused commitments | $130,893,000 | 760 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 173 | 923 |
| Assets and Liabilities | ||
| Total Assets: | $1,081,032,000 | 555 |
| Cash and due from depository institutions | $12,698,000 | 923 |
| Interest-bearing balances | $10,712,000 | 560 |
| Securities | $431,623,000 | 346 |
| Federal funds sold & reverse repurchase agreements | $3,175,000 | 2,868 |
| Net loans & leases | $598,171,000 | 642 |
| Loan loss allowance | $5,128,000 | 929 |
| Trading account assets | $1,751,000 | 107 |
| Bank premises and fixed assets | $7,460,000 | 1,342 |
| Other real estate owned | $0 | 923 |
| Goodwill and other intangibles | $4,992,000 | 752 |
| All other assets | $21,162,000 | 759 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $1,081,032,000 | 555 |
| Total liabilities | $1,010,816,000 | 530 |
| Total deposits | $618,107,000 | 703 |
| Interest-bearing deposits | $577,769,000 | 647 |
| Deposits held in domestic offices | $618,107,000 | 698 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $80,090,000 | 326 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $298,000,000 | 249 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $14,619,000 | 452 |
| Total equity capital | $70,216,000 | 814 |
| Total bank equity capital | $70,216,000 | 814 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,831,000 | 1,409 |
| Surplus | $47,291,000 | 546 |
| Undivided profits | $20,094,000 | 1,685 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $282,000 | 5,065 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $3,396,000 | 789 |
| Earning assets | $1,045,432,000 | 521 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $1,026,668,250 | 562 |
| Average Assets, quarterly | $1,065,158,500 | 557 |
| Volatile liabilities | $679,220,000 | 277 |
| Insider loans | $6,073,000 | 962 |
| FHLB advances | $298,000,000 | 201 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $125,447,000 | 771 |
| Tier 1 (core) risk-based capital | $68,252,000 | 776 |
| Tier 2 risk-based capital | $5,128,000 | 891 |
| Total risk weighted assets | $689,058,000 | 602 |
| Total unused commitments | $131,143,000 | 749 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 186 | 859 |
| Assets and Liabilities | ||
| Total Assets: | $1,049,285,000 | 560 |
| Cash and due from depository institutions | $10,221,000 | 859 |
| Interest-bearing balances | $8,199,000 | 761 |
| Securities | $426,902,000 | 350 |
| Federal funds sold & reverse repurchase agreements | $6,200,000 | 1,682 |
| Net loans & leases | $565,472,000 | 659 |
| Loan loss allowance | $4,903,000 | 949 |
| Trading account assets | $1,761,000 | 117 |
| Bank premises and fixed assets | $7,363,000 | 1,336 |
| Other real estate owned | $0 | 859 |
| Goodwill and other intangibles | $5,045,000 | 725 |
| All other assets | $26,321,000 | 621 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $1,049,284,000 | 560 |
| Total liabilities | $983,108,000 | 534 |
| Total deposits | $590,113,000 | 733 |
| Interest-bearing deposits | $556,754,000 | 673 |
| Deposits held in domestic offices | $590,113,000 | 729 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $79,510,000 | 338 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $295,000,000 | 253 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $18,485,000 | 398 |
| Total equity capital | $66,176,000 | 827 |
| Total bank equity capital | $66,176,000 | 827 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,831,000 | 1,405 |
| Surplus | $41,291,000 | 592 |
| Undivided profits | $22,054,000 | 1,456 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,000 | 7,857 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $3,371,000 | 757 |
| Earning assets | $1,008,534,000 | 531 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $1,008,547,000 | 565 |
| Average Assets, quarterly | $1,026,265,000 | 563 |
| Volatile liabilities | $647,642,000 | 283 |
| Insider loans | $6,636,000 | 847 |
| FHLB advances | $295,000,000 | 207 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $116,804,000 | 797 |
| Tier 1 (core) risk-based capital | $63,973,000 | 812 |
| Tier 2 risk-based capital | $4,903,000 | 906 |
| Total risk weighted assets | $660,594,000 | 617 |
| Total unused commitments | $129,604,000 | 739 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 178 | 906 |
| Assets and Liabilities | ||
| Total Assets: | $1,003,245,000 | 580 |
| Cash and due from depository institutions | $9,689,000 | 906 |
| Interest-bearing balances | $7,735,000 | 918 |
| Securities | $422,134,000 | 352 |
| Federal funds sold & reverse repurchase agreements | $3,725,000 | 3,395 |
| Net loans & leases | $533,205,000 | 684 |
| Loan loss allowance | $4,677,000 | 982 |
| Trading account assets | $1,796,000 | 107 |
| Bank premises and fixed assets | $7,252,000 | 1,335 |
| Other real estate owned | $0 | 906 |
| Goodwill and other intangibles | $5,094,000 | 710 |
| All other assets | $20,350,000 | 746 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $1,003,245,000 | 580 |
| Total liabilities | $940,495,000 | 555 |
| Total deposits | $585,426,000 | 736 |
| Interest-bearing deposits | $556,081,000 | 678 |
| Deposits held in domestic offices | $585,426,000 | 731 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $65,699,000 | 374 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $256,500,000 | 274 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $32,870,000 | 303 |
| Total equity capital | $62,750,000 | 897 |
| Total bank equity capital | $62,750,000 | 897 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,831,000 | 1,400 |
| Surplus | $40,891,000 | 582 |
| Undivided profits | $19,028,000 | 1,760 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $154,000 | 6,155 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $3,161,000 | 816 |
| Earning assets | $968,595,000 | 550 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $988,178,000 | 581 |
| Average Assets, quarterly | $988,178,000 | 581 |
| Volatile liabilities | $585,698,000 | 295 |
| Insider loans | $7,166,000 | 778 |
| FHLB advances | $256,500,000 | 224 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $105,377,000 | 835 |
| Tier 1 (core) risk-based capital | $61,274,000 | 835 |
| Tier 2 risk-based capital | $4,677,000 | 938 |
| Total risk weighted assets | $610,618,000 | 653 |
| Total unused commitments | $105,377,000 | 835 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 173 | 934 |
| Assets and Liabilities | ||
| Total Assets: | $973,111,000 | 597 |
| Cash and due from depository institutions | $14,760,000 | 934 |
| Interest-bearing balances | $12,783,000 | 511 |
| Securities | $398,039,000 | 378 |
| Federal funds sold & reverse repurchase agreements | $7,275,000 | 1,638 |
| Net loans & leases | $518,630,000 | 699 |
| Loan loss allowance | $4,537,000 | 1,020 |
| Trading account assets | $1,960,000 | 117 |
| Bank premises and fixed assets | $6,451,000 | 1,514 |
| Other real estate owned | $0 | 934 |
| Goodwill and other intangibles | $5,142,000 | 698 |
| All other assets | $20,854,000 | 742 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $973,111,000 | 597 |
| Total liabilities | $911,859,000 | 578 |
| Total deposits | $571,989,000 | 752 |
| Interest-bearing deposits | $541,601,000 | 694 |
| Deposits held in domestic offices | $571,989,000 | 749 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $65,728,000 | 382 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $262,500,000 | 265 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $11,642,000 | 518 |
| Total equity capital | $61,252,000 | 905 |
| Total bank equity capital | $61,252,000 | 905 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,831,000 | 1,405 |
| Surplus | $40,891,000 | 577 |
| Undivided profits | $17,530,000 | 1,844 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,000 | 7,966 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $2,237,000 | 1,192 |
| Earning assets | $938,687,000 | 565 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $879,007,200 | 620 |
| Average Assets, quarterly | $936,467,500 | 607 |
| Volatile liabilities | $593,151,000 | 292 |
| Insider loans | $8,166,000 | 631 |
| FHLB advances | $262,500,000 | 214 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $102,382,000 | 835 |
| Tier 1 (core) risk-based capital | $58,924,000 | 859 |
| Tier 2 risk-based capital | $4,537,000 | 975 |
| Total risk weighted assets | $577,609,000 | 685 |
| Total unused commitments | $102,382,000 | 836 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 170 | 972 |
| Assets and Liabilities | ||
| Total Assets: | $899,824,000 | 636 |
| Cash and due from depository institutions | $11,397,000 | 972 |
| Interest-bearing balances | $9,834,000 | 781 |
| Securities | $346,389,000 | 428 |
| Federal funds sold & reverse repurchase agreements | $4,225,000 | 2,947 |
| Net loans & leases | $504,383,000 | 710 |
| Loan loss allowance | $4,457,000 | 1,048 |
| Trading account assets | $1,805,000 | 118 |
| Bank premises and fixed assets | $6,056,000 | 1,602 |
| Other real estate owned | $0 | 972 |
| Goodwill and other intangibles | $5,206,000 | 695 |
| All other assets | $20,363,000 | 766 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $899,824,000 | 636 |
| Total liabilities | $841,709,000 | 616 |
| Total deposits | $543,096,000 | 817 |
| Interest-bearing deposits | $514,593,000 | 745 |
| Deposits held in domestic offices | $543,096,000 | 814 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $65,893,000 | 386 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $217,500,000 | 299 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $15,220,000 | 470 |
| Total equity capital | $58,115,000 | 968 |
| Total bank equity capital | $58,115,000 | 968 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,831,000 | 1,400 |
| Surplus | $40,146,000 | 597 |
| Undivided profits | $15,138,000 | 2,112 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $2,318,000 | 1,211 |
| Earning assets | $866,636,000 | 609 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $855,481,250 | 656 |
| Average Assets, quarterly | $881,684,000 | 646 |
| Volatile liabilities | $535,665,000 | 315 |
| Insider loans | $8,128,000 | 628 |
| FHLB advances | $217,500,000 | 241 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $98,482,000 | 868 |
| Tier 1 (core) risk-based capital | $55,937,000 | 912 |
| Tier 2 risk-based capital | $4,457,000 | 999 |
| Total risk weighted assets | $549,631,000 | 713 |
| Total unused commitments | $103,482,000 | 842 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 165 | 1,008 |
| Assets and Liabilities | ||
| Total Assets: | $863,544,000 | 658 |
| Cash and due from depository institutions | $8,900,000 | 1,008 |
| Interest-bearing balances | $7,599,000 | 1,065 |
| Securities | $320,651,000 | 457 |
| Federal funds sold & reverse repurchase agreements | $4,200,000 | 3,317 |
| Net loans & leases | $497,374,000 | 718 |
| Loan loss allowance | $4,357,000 | 1,045 |
| Trading account assets | $1,990,000 | 119 |
| Bank premises and fixed assets | $5,570,000 | 1,725 |
| Other real estate owned | $0 | 1,008 |
| Goodwill and other intangibles | $5,270,000 | 659 |
| All other assets | $19,589,000 | 768 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $863,544,000 | 658 |
| Total liabilities | $807,352,000 | 634 |
| Total deposits | $539,563,000 | 805 |
| Interest-bearing deposits | $508,346,000 | 749 |
| Deposits held in domestic offices | $539,563,000 | 802 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,076,000 | 800 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $224,000,000 | 284 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $27,713,000 | 347 |
| Total equity capital | $56,192,000 | 988 |
| Total bank equity capital | $56,192,000 | 988 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,831,000 | 1,391 |
| Surplus | $40,145,000 | 583 |
| Undivided profits | $13,216,000 | 2,417 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $2,228,000 | 1,229 |
| Earning assets | $831,814,000 | 624 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $840,700,330 | 660 |
| Average Assets, quarterly | $848,996,000 | 661 |
| Volatile liabilities | $487,899,000 | 331 |
| Insider loans | $33,459,000 | 115 |
| FHLB advances | $224,000,000 | 231 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $115,907,000 | 768 |
| Tier 1 (core) risk-based capital | $53,692,000 | 932 |
| Tier 2 risk-based capital | $4,357,000 | 986 |
| Total risk weighted assets | $516,709,000 | 738 |
| Total unused commitments | $132,558,000 | 697 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 159 | 1,041 |
| Assets and Liabilities | ||
| Total Assets: | $834,448,000 | 672 |
| Cash and due from depository institutions | $6,452,000 | 1,041 |
| Interest-bearing balances | $5,118,000 | 1,494 |
| Securities | $316,300,000 | 464 |
| Federal funds sold & reverse repurchase agreements | $5,350,000 | 3,048 |
| Net loans & leases | $475,354,000 | 740 |
| Loan loss allowance | $4,107,000 | 1,101 |
| Trading account assets | $1,936,000 | 118 |
| Bank premises and fixed assets | $5,465,000 | 1,725 |
| Other real estate owned | $0 | 1,041 |
| Goodwill and other intangibles | $5,373,000 | 655 |
| All other assets | $18,218,000 | 809 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $834,448,000 | 672 |
| Total liabilities | $779,565,000 | 644 |
| Total deposits | $525,487,000 | 819 |
| Interest-bearing deposits | $505,090,000 | 738 |
| Deposits held in domestic offices | $525,487,000 | 816 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,056,000 | 2,321 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $239,000,000 | 265 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $14,022,000 | 525 |
| Total equity capital | $54,883,000 | 985 |
| Total bank equity capital | $54,883,000 | 985 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,831,000 | 1,395 |
| Surplus | $40,146,000 | 585 |
| Undivided profits | $11,906,000 | 2,573 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $197,000 | 6,042 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $2,523,000 | 1,097 |
| Earning assets | $804,058,000 | 636 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $829,278,500 | 668 |
| Average Assets, quarterly | $829,278,500 | 668 |
| Volatile liabilities | $475,213,000 | 337 |
| Insider loans | $5,133,000 | 1,026 |
| FHLB advances | $239,000,000 | 211 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $92,908,000 | 864 |
| Tier 1 (core) risk-based capital | $51,625,000 | 956 |
| Tier 2 risk-based capital | $4,107,000 | 1,026 |
| Total risk weighted assets | $475,254,000 | 780 |
| Total unused commitments | $97,908,000 | 838 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 157 | 1,049 |
| Assets and Liabilities | ||
| Total Assets: | $824,109,000 | 667 |
| Cash and due from depository institutions | $19,212,000 | 1,049 |
| Interest-bearing balances | $17,272,000 | 435 |
| Securities | $326,899,000 | 416 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $448,104,000 | 769 |
| Loan loss allowance | $3,747,000 | 1,186 |
| Trading account assets | $1,809,000 | 118 |
| Bank premises and fixed assets | $4,839,000 | 1,908 |
| Other real estate owned | $0 | 1,049 |
| Goodwill and other intangibles | $5,437,000 | 633 |
| All other assets | $17,809,000 | 816 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $824,109,000 | 667 |
| Total liabilities | $771,029,000 | 641 |
| Total deposits | $526,118,000 | 790 |
| Interest-bearing deposits | $505,264,000 | 709 |
| Deposits held in domestic offices | $526,118,000 | 787 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $517,000 | 2,782 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $235,000,000 | 269 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $9,394,000 | 648 |
| Total equity capital | $53,080,000 | 993 |
| Total bank equity capital | $53,080,000 | 993 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,831,000 | 1,389 |
| Surplus | $40,146,000 | 571 |
| Undivided profits | $10,103,000 | 2,915 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $218,000 | 5,760 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $2,491,000 | 1,147 |
| Earning assets | $794,084,000 | 626 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $723,385,000 | 708 |
| Average Assets, quarterly | $802,152,000 | 675 |
| Volatile liabilities | $470,835,000 | 330 |
| Insider loans | $5,311,000 | 961 |
| FHLB advances | $235,000,000 | 216 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $81,961,000 | 924 |
| Tier 1 (core) risk-based capital | $49,836,000 | 975 |
| Tier 2 risk-based capital | $3,747,000 | 1,097 |
| Total risk weighted assets | $447,549,000 | 815 |
| Total unused commitments | $82,407,000 | 922 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 124 | 1,333 |
| Assets and Liabilities | ||
| Total Assets: | $669,714,000 | 776 |
| Cash and due from depository institutions | $10,788,000 | 1,333 |
| Interest-bearing balances | $9,245,000 | 765 |
| Securities | $183,966,000 | 642 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $450,026,000 | 747 |
| Loan loss allowance | $3,686,000 | 1,138 |
| Trading account assets | $2,611,000 | 112 |
| Bank premises and fixed assets | $3,660,000 | 2,481 |
| Other real estate owned | $0 | 1,333 |
| Goodwill and other intangibles | $5,729,000 | 570 |
| All other assets | $12,934,000 | 990 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $669,714,000 | 776 |
| Total liabilities | $622,391,000 | 755 |
| Total deposits | $522,004,000 | 747 |
| Interest-bearing deposits | $508,988,000 | 666 |
| Deposits held in domestic offices | $522,004,000 | 743 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $96,403,000 | 515 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,984,000 | 1,153 |
| Total equity capital | $47,323,000 | 1,042 |
| Total bank equity capital | $47,323,000 | 1,042 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,831,000 | 1,385 |
| Surplus | $34,746,000 | 631 |
| Undivided profits | $9,746,000 | 2,800 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $497,000 | 4,207 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $2,376,000 | 1,349 |
| Earning assets | $645,848,000 | 724 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $567,175,400 | 858 |
| Average Assets, quarterly | $642,908,000 | 798 |
| Volatile liabilities | $318,385,000 | 427 |
| Insider loans | $1,977,000 | 2,412 |
| FHLB advances | $91,000,000 | 449 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $50,660,000 | 1,247 |
| Tier 1 (core) risk-based capital | $41,522,000 | 1,099 |
| Tier 2 risk-based capital | $3,686,000 | 1,074 |
| Total risk weighted assets | $385,749,000 | 898 |
| Total unused commitments | $50,660,000 | 1,252 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 90 | 1,861 |
| Assets and Liabilities | ||
| Total Assets: | $484,246,000 | 1,013 |
| Cash and due from depository institutions | $11,337,000 | 1,861 |
| Interest-bearing balances | $10,385,000 | 450 |
| Securities | $50,250,000 | 2,168 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $395,556,000 | 820 |
| Loan loss allowance | $3,100,000 | 1,254 |
| Trading account assets | $3,571,000 | 92 |
| Bank premises and fixed assets | $3,053,000 | 2,858 |
| Other real estate owned | $0 | 1,861 |
| Goodwill and other intangibles | $1,002,000 | 1,431 |
| All other assets | $19,477,000 | 601 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $484,246,000 | 1,013 |
| Total liabilities | $450,661,000 | 985 |
| Total deposits | $356,532,000 | 1,069 |
| Interest-bearing deposits | $349,834,000 | 947 |
| Deposits held in domestic offices | $356,532,000 | 1,067 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $91,000,000 | 494 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $3,129,000 | 1,423 |
| Total equity capital | $33,585,000 | 1,370 |
| Total bank equity capital | $33,585,000 | 1,370 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,831,000 | 1,390 |
| Surplus | $25,169,000 | 767 |
| Undivided profits | $5,585,000 | 4,095 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,362,000 | 768 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $2,190,000 | 1,133 |
| Earning assets | $459,762,000 | 980 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $513,304,200 | 918 |
| Average Assets, quarterly | $491,155,500 | 987 |
| Volatile liabilities | $199,016,000 | 592 |
| Insider loans | $2,236,000 | 2,097 |
| FHLB advances | $91,000,000 | 142 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $21,777,000 | 2,195 |
| Tier 1 (core) risk-based capital | $32,645,000 | 1,336 |
| Tier 2 risk-based capital | $3,100,000 | 1,198 |
| Total risk weighted assets | $309,323,000 | 1,061 |
| Total unused commitments | $51,777,000 | 1,149 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 97 | 1,746 |
| Assets and Liabilities | ||
| Total Assets: | $494,742,000 | 982 |
| Cash and due from depository institutions | $8,407,000 | 1,746 |
| Interest-bearing balances | $4,443,000 | 909 |
| Securities | $-1,964,000 | 10,239 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $384,225,000 | 829 |
| Loan loss allowance | $2,879,000 | 1,330 |
| Trading account assets | $86,029,000 | 38 |
| Bank premises and fixed assets | $2,892,000 | 2,941 |
| Other real estate owned | $0 | 1,746 |
| Goodwill and other intangibles | $1,023,000 | 1,485 |
| All other assets | $14,130,000 | 766 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $494,742,000 | 982 |
| Total liabilities | $464,281,000 | 950 |
| Total deposits | $380,400,000 | 981 |
| Interest-bearing deposits | $375,108,000 | 867 |
| Deposits held in domestic offices | $380,400,000 | 976 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,982,000 | 1,210 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $71,000,000 | 600 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,899,000 | 1,398 |
| Total equity capital | $30,461,000 | 1,451 |
| Total bank equity capital | $30,461,000 | 1,451 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,831,000 | 1,390 |
| Surplus | $24,169,000 | 805 |
| Undivided profits | $3,461,000 | 5,152 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $792,000 | 2,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,834,000 | 1,147 |
| Earning assets | $472,733,000 | 942 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $514,023,000 | 907 |
| Average Assets, quarterly | $517,853,500 | 932 |
| Volatile liabilities | $195,687,000 | 621 |
| Insider loans | $1,453,000 | 2,883 |
| FHLB advances | $71,000,000 | 161 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $20,380,000 | 2,334 |
| Tier 1 (core) risk-based capital | $30,077,000 | 1,437 |
| Tier 2 risk-based capital | $2,879,000 | 1,245 |
| Total risk weighted assets | $317,396,000 | 1,003 |
| Total unused commitments | $66,380,000 | 971 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 96 | 1,777 |
| Assets and Liabilities | ||
| Total Assets: | $494,812,000 | 946 |
| Cash and due from depository institutions | $9,158,000 | 1,777 |
| Interest-bearing balances | $8,257,000 | 766 |
| Securities | $-5,908,000 | 10,484 |
| Federal funds sold & reverse repurchase agreements | $3,950,000 | 4,076 |
| Net loans & leases | $335,273,000 | 860 |
| Loan loss allowance | $2,726,000 | 1,342 |
| Trading account assets | $128,730,000 | 38 |
| Bank premises and fixed assets | $1,669,000 | 4,462 |
| Other real estate owned | $947,000 | 1,777 |
| Goodwill and other intangibles | $1,161,000 | 1,344 |
| All other assets | $19,832,000 | 541 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $494,812,000 | 946 |
| Total liabilities | $465,840,000 | 910 |
| Total deposits | $328,227,000 | 1,121 |
| Interest-bearing deposits | $323,406,000 | 989 |
| Deposits held in domestic offices | $328,227,000 | 1,115 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $134,029,000 | 345 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $3,584,000 | 1,267 |
| Total equity capital | $28,972,000 | 1,541 |
| Total bank equity capital | $28,972,000 | 1,541 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,831,000 | 1,342 |
| Surplus | $24,169,000 | 754 |
| Undivided profits | $1,972,000 | 6,967 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $966,000 | 2,451 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,731,000 | 1,204 |
| Earning assets | $470,302,000 | 915 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $467,392,600 | 956 |
| Average Assets, quarterly | $506,529,500 | 915 |
| Volatile liabilities | $224,026,000 | 499 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $134,029,000 | 103 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $27,932,000 | 1,764 |
| Tier 1 (core) risk-based capital | $28,349,000 | 1,488 |
| Tier 2 risk-based capital | $2,726,000 | 1,231 |
| Total risk weighted assets | $272,368,000 | 1,076 |
| Total unused commitments | $82,135,000 | 814 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 78 | 2,278 |
| Assets and Liabilities | ||
| Total Assets: | $424,709,000 | 1,117 |
| Cash and due from depository institutions | $4,279,000 | 2,278 |
| Interest-bearing balances | $3,378,000 | 1,250 |
| Securities | $-4,022,000 | 10,945 |
| Federal funds sold & reverse repurchase agreements | $2,400,000 | 4,522 |
| Net loans & leases | $256,488,000 | 1,157 |
| Loan loss allowance | $2,606,000 | 1,423 |
| Trading account assets | $149,450,000 | 29 |
| Bank premises and fixed assets | $954,000 | 6,106 |
| Other real estate owned | $859,000 | 2,278 |
| Goodwill and other intangibles | $1,300,000 | 1,197 |
| All other assets | $13,001,000 | 712 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $424,709,000 | 1,117 |
| Total liabilities | $399,938,000 | 1,070 |
| Total deposits | $302,125,000 | 1,230 |
| Interest-bearing deposits | $298,244,000 | 1,083 |
| Deposits held in domestic offices | $302,125,000 | 1,224 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $43,620,000 | 516 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $51,171,000 | 557 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $3,022,000 | 1,460 |
| Total equity capital | $24,771,000 | 1,810 |
| Total bank equity capital | $24,771,000 | 1,810 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,831,000 | 1,321 |
| Surplus | $21,169,000 | 832 |
| Undivided profits | $771,000 | 8,963 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,191,000 | 2,134 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,472,000 | 1,497 |
| Earning assets | $407,694,000 | 1,064 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $371,788,000 | 1,188 |
| Average Assets, quarterly | $415,170,500 | 1,118 |
| Volatile liabilities | $153,456,000 | 638 |
| Insider loans | $853,000 | 3,962 |
| FHLB advances | $51,171,000 | 184 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $11,775,000 | 3,093 |
| Tier 1 (core) risk-based capital | $23,740,000 | 1,789 |
| Tier 2 risk-based capital | $2,530,000 | 1,248 |
| Total risk weighted assets | $202,285,000 | 1,403 |
| Total unused commitments | $31,075,000 | 1,537 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 49 | 3,809 |
| Assets and Liabilities | ||
| Total Assets: | $310,060,000 | 1,532 |
| Cash and due from depository institutions | $2,843,000 | 3,809 |
| Interest-bearing balances | $2,377,000 | 1,462 |
| Securities | $-4,643,000 | 11,479 |
| Federal funds sold & reverse repurchase agreements | $5,600,000 | 2,332 |
| Net loans & leases | $150,264,000 | 1,925 |
| Loan loss allowance | $1,350,000 | 2,691 |
| Trading account assets | $143,804,000 | 31 |
| Bank premises and fixed assets | $371,000 | 8,813 |
| Other real estate owned | $1,410,000 | 3,809 |
| Goodwill and other intangibles | $355,000 | 1,854 |
| All other assets | $10,056,000 | 895 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $310,060,000 | 1,532 |
| Total liabilities | $292,222,000 | 1,466 |
| Total deposits | $160,705,000 | 2,403 |
| Interest-bearing deposits | $158,819,000 | 2,104 |
| Deposits held in domestic offices | $160,705,000 | 2,394 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $73,447,000 | 427 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $56,391,000 | 549 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,679,000 | 2,347 |
| Total equity capital | $17,838,000 | 2,517 |
| Total bank equity capital | $17,838,000 | 2,517 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,831,000 | 1,374 |
| Surplus | $14,669,000 | 1,166 |
| Undivided profits | $338,000 | 10,142 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $931,000 | 2,831 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $878,000 | 2,572 |
| Earning assets | $297,402,000 | 1,468 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $227,900,600 | 1,988 |
| Average Assets, quarterly | $291,887,500 | 1,590 |
| Volatile liabilities | $162,668,000 | 643 |
| Insider loans | $747,000 | 4,404 |
| FHLB advances | $56,391,000 | 193 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,421,000 | 6,992 |
| Tier 1 (core) risk-based capital | $17,582,000 | 2,476 |
| Tier 2 risk-based capital | $1,298,000 | 2,334 |
| Total risk weighted assets | $124,150,000 | 2,269 |
| Total unused commitments | $30,016,000 | 1,557 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 45 | 4,226 |
| Assets and Liabilities | ||
| Total Assets: | $161,408,000 | 2,858 |
| Cash and due from depository institutions | $1,911,000 | 4,226 |
| Interest-bearing balances | $1,505,000 | 2,101 |
| Securities | $7,030,000 | 9,376 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 3,488 |
| Net loans & leases | $144,374,000 | 1,962 |
| Loan loss allowance | $1,300,000 | 2,793 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $400,000 | 8,871 |
| Other real estate owned | $1,330,000 | 4,226 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,363,000 | 3,140 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $161,408,000 | 2,858 |
| Total liabilities | $150,810,000 | 2,763 |
| Total deposits | $144,165,000 | 2,706 |
| Interest-bearing deposits | $142,932,000 | 2,379 |
| Deposits held in domestic offices | $144,165,000 | 2,695 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $5,999,000 | 1,519 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $646,000 | 5,163 |
| Total equity capital | $10,598,000 | 4,103 |
| Total bank equity capital | $10,598,000 | 4,103 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,822,000 | 1,399 |
| Surplus | $3,282,000 | 3,963 |
| Undivided profits | $4,494,000 | 4,876 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $858,000 | 2,938 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $973,000 | 2,372 |
| Earning assets | $156,909,000 | 2,704 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $161,078,800 | 2,754 |
| Average Assets, quarterly | $161,990,000 | 2,811 |
| Volatile liabilities | $32,086,000 | 1,774 |
| Insider loans | $1,272,000 | 3,136 |
| FHLB advances | $5,999,000 | 509 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,546,000 | 8,049 |
| Tier 1 (core) risk-based capital | $10,282,000 | 4,113 |
| Tier 2 risk-based capital | $1,300,000 | 2,298 |
| Total risk weighted assets | $104,210,000 | 2,623 |
| Total unused commitments | $1,546,000 | 8,062 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 46 | 4,290 |
| Assets and Liabilities | ||
| Total Assets: | $158,403,000 | 2,860 |
| Cash and due from depository institutions | $1,275,000 | 4,290 |
| Interest-bearing balances | $926,000 | 2,535 |
| Securities | $0 | 12,560 |
| Federal funds sold & reverse repurchase agreements | $7,000,000 | 1,320 |
| Net loans & leases | $145,668,000 | 1,916 |
| Loan loss allowance | $1,600,000 | 2,393 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $547,000 | 8,215 |
| Other real estate owned | $1,873,000 | 4,290 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,040,000 | 3,773 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $158,403,000 | 2,860 |
| Total liabilities | $148,313,000 | 2,786 |
| Total deposits | $138,935,000 | 2,751 |
| Interest-bearing deposits | $137,944,000 | 2,413 |
| Deposits held in domestic offices | $138,935,000 | 2,741 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $8,999,000 | 1,312 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $379,000 | 6,320 |
| Total equity capital | $10,090,000 | 4,007 |
| Total bank equity capital | $10,090,000 | 4,007 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,822,000 | 1,414 |
| Surplus | $3,282,000 | 3,883 |
| Undivided profits | $3,986,000 | 4,932 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,540,000 | 1,032 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $836,000 | 2,418 |
| Earning assets | $153,594,000 | 2,711 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $156,831,200 | 2,816 |
| Average Assets, quarterly | $158,387,000 | 2,834 |
| Volatile liabilities | $30,969,000 | 1,774 |
| Insider loans | $1,258,000 | 3,120 |
| FHLB advances | $8,999,000 | 494 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $8,848,000 | 3,430 |
| Tier 1 (core) risk-based capital | $10,090,000 | 4,088 |
| Tier 2 risk-based capital | $1,344,000 | 2,235 |
| Total risk weighted assets | $107,464,000 | 2,475 |
| Total unused commitments | $8,848,000 | 3,438 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 45 | 4,561 |
| Assets and Liabilities | ||
| Total Assets: | $153,646,000 | 2,981 |
| Cash and due from depository institutions | $347,000 | 4,561 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $5,532,000 | 11,015 |
| Federal funds sold & reverse repurchase agreements | $3,300,000 | 4,070 |
| Net loans & leases | $140,194,000 | 1,952 |
| Loan loss allowance | $1,328,000 | 2,908 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $949,000 | 6,342 |
| Other real estate owned | $1,264,000 | 4,561 |
| Goodwill and other intangibles | $49,000 | 2,491 |
| All other assets | $2,011,000 | 3,462 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $153,646,000 | 2,981 |
| Total liabilities | $144,399,000 | 2,909 |
| Total deposits | $133,678,000 | 2,929 |
| Interest-bearing deposits | $133,248,000 | 2,581 |
| Deposits held in domestic offices | $133,678,000 | 2,919 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $9,997,000 | 1,100 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $724,000 | 4,035 |
| Total equity capital | $9,247,000 | 4,394 |
| Total bank equity capital | $9,247,000 | 4,394 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,809,000 | 1,430 |
| Surplus | $3,281,000 | 3,851 |
| Undivided profits | $3,157,000 | 5,957 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,980,000 | 1,150 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $858,000 | 2,059 |
| Earning assets | $149,026,000 | 2,825 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $152,747,000 | 2,919 |
| Average Assets, quarterly | $155,713,000 | 2,916 |
| Volatile liabilities | $35,675,000 | 1,532 |
| Insider loans | $1,484,000 | 2,700 |
| FHLB advances | $9,997,000 | 414 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,132,000 | 6,253 |
| Tier 1 (core) risk-based capital | $9,247,000 | 4,305 |
| Tier 2 risk-based capital | $1,203,000 | 2,426 |
| Total risk weighted assets | $100,045,000 | 2,598 |
| Total unused commitments | $3,132,000 | 6,274 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 59 | 3,614 |
| Assets and Liabilities | ||
| Total Assets: | $147,939,000 | 3,143 |
| Cash and due from depository institutions | $2,201,000 | 3,614 |
| Interest-bearing balances | $1,629,000 | 3,037 |
| Securities | $3,545,000 | 12,332 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 8,669 |
| Net loans & leases | $135,410,000 | 2,054 |
| Loan loss allowance | $1,150,000 | 3,319 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,175,000 | 5,577 |
| Other real estate owned | $2,237,000 | 3,614 |
| Goodwill and other intangibles | $228,000 | 1,777 |
| All other assets | $2,143,000 | 3,373 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $147,939,000 | 3,143 |
| Total liabilities | $139,591,000 | 3,059 |
| Total deposits | $132,919,000 | 3,062 |
| Interest-bearing deposits | $132,105,000 | 2,720 |
| Deposits held in domestic offices | $132,919,000 | 3,055 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $5,996,000 | 1,218 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $676,000 | 4,547 |
| Total equity capital | $8,348,000 | 4,606 |
| Total bank equity capital | $8,348,000 | 4,606 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,617,000 | 1,570 |
| Surplus | $3,041,000 | 3,922 |
| Undivided profits | $2,690,000 | 6,384 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,461,000 | 1,949 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,053,000 | 1,855 |
| Earning assets | $141,584,000 | 3,014 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $145,714,400 | 3,135 |
| Average Assets, quarterly | $146,726,000 | 3,153 |
| Volatile liabilities | $29,550,000 | 1,730 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $5,996,000 | 476 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,490,000 | 4,917 |
| Tier 1 (core) risk-based capital | $8,348,000 | 4,533 |
| Tier 2 risk-based capital | $1,090,000 | 2,708 |
| Total risk weighted assets | $102,355,000 | 2,614 |
| Total unused commitments | $4,490,000 | 4,948 |
| Derivatives | $0 | 651 |