Home > Los Alamos National Bank > Income and Expense

Los Alamos National Bank, Income and Expense

2018-12-31 (YTD Data)Rank
Total interest income$44,553,000716
Total interest expense$2,067,0001,895
Net interest income$42,486,000648
Provision for loan and lease losses$-1,480,0005,356
Total noninterest income$9,818,000689
Gross Fiduciary activities income$2,785,000291
Service charges on deposit accounts$1,288,000928
Trading account gains and fees$0126
Additional Noninterest Income$5,745,000738
Total noninterest expense$36,845,000618
Salaries and employee benefits$21,760,000576
Premises and equipment expense$3,029,000826
Additional noninterest expense$12,056,000581
Pre-tax net operating income$16,939,000675
Securities gains (losses)$01,125
Applicable income taxes$3,332,000617
Income before extraordinary items$13,607,000696
Extraordinary gains, net$06
Net income$13,607,000695
Minority interest net income$072
Net income of bank and minority interests.$13,607,000695
Net charge-offs$2,795,000293
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$1,802,000174
Net operating income$13,607,000698
2018-09-30 (YTD Data)Rank
Total interest income$33,342,000711
Total interest expense$1,567,0001,802
Net interest income$31,775,000647
Provision for loan and lease losses$-1,480,0005,432
Total noninterest income$7,683,000676
Gross Fiduciary activities income$2,059,000291
Service charges on deposit accounts$967,000932
Trading account gains and fees$0138
Additional Noninterest Income$4,657,000711
Total noninterest expense$26,946,000633
Salaries and employee benefits$16,286,000577
Premises and equipment expense$2,274,000826
Additional noninterest expense$8,386,000612
Pre-tax net operating income$13,992,000627
Securities gains (losses)$01,118
Applicable income taxes$3,061,000553
Income before extraordinary items$10,931,000650
Extraordinary gains, net$05
Net income$10,931,000649
Minority interest net income$066
Net income of bank and minority interests.$10,931,000649
Net charge-offs$2,795,000224
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$1,105,000174
Net operating income$10,931,000650
2018-06-30 (YTD Data)Rank
Total interest income$22,069,000703
Total interest expense$1,013,0001,759
Net interest income$21,056,000652
Provision for loan and lease losses$-480,0005,462
Total noninterest income$5,486,000640
Gross Fiduciary activities income$1,371,000297
Service charges on deposit accounts$663,000908
Trading account gains and fees$0130
Additional Noninterest Income$3,452,000668
Total noninterest expense$18,329,000624
Salaries and employee benefits$10,876,000575
Premises and equipment expense$1,560,000806
Additional noninterest expense$5,893,000582
Pre-tax net operating income$8,693,000661
Securities gains (losses)$0961
Applicable income taxes$1,636,000628
Income before extraordinary items$7,057,000682
Extraordinary gains, net$06
Net income$7,057,000679
Minority interest net income$065
Net income of bank and minority interests.$7,057,000681
Net charge-offs$2,879,000173
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$613,000170
Net operating income$7,057,000681
2018-03-31 (YTD Data)Rank
Total interest income$10,795,000712
Total interest expense$466,0001,801
Net interest income$10,329,000654
Provision for loan and lease losses$220,000889
Total noninterest income$2,067,000771
Gross Fiduciary activities income$725,000286
Service charges on deposit accounts$344,000878
Trading account gains and fees$0123
Additional Noninterest Income$998,000940
Total noninterest expense$9,370,000600
Salaries and employee benefits$5,551,000573
Premises and equipment expense$841,000762
Additional noninterest expense$2,978,000575
Pre-tax net operating income$2,806,000917
Securities gains (losses)$0735
Applicable income taxes$427,000965
Income before extraordinary items$2,379,000914
Extraordinary gains, net$07
Net income$2,379,000914
Minority interest net income$052
Net income of bank and minority interests.$2,379,000914
Net charge-offs$2,785,000123
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$217,000187
Net operating income$2,379,000908
2017-12-31 (YTD Data)Rank
Total interest income$45,857,000629
Total interest expense$1,913,0001,588
Net interest income$43,944,000570
Provision for loan and lease losses$-4,220,0005,652
Total noninterest income$8,596,000767
Gross Fiduciary activities income$2,359,000312
Service charges on deposit accounts$1,371,000900
Trading account gains and fees$0151
Additional Noninterest Income$4,866,000837
Total noninterest expense$46,167,000476
Salaries and employee benefits$23,579,000508
Premises and equipment expense$3,366,000739
Additional noninterest expense$19,222,000383
Pre-tax net operating income$10,593,000945
Securities gains (losses)$-1,248,0005,629
Applicable income taxes$9,719,000418
Income before extraordinary items$-374,0005,504
Extraordinary gains, net$09
Net income$-374,0005,504
Minority interest net income$076
Net income of bank and minority interests.$-374,0005,504
Net charge-offs$-671,0005,599
Cash dividends$3,000,0001,019
Sale, conversion, retirement of capital stock, net$273,000361
Net operating income$424,7204,608
2017-09-30 (YTD Data)Rank
Total interest income$34,358,000623
Total interest expense$1,447,0001,562
Net interest income$32,911,000571
Provision for loan and lease losses$-1,220,0005,682
Total noninterest income$6,852,000745
Gross Fiduciary activities income$1,794,000311
Service charges on deposit accounts$898,0001,020
Trading account gains and fees$0145
Additional Noninterest Income$4,160,000770
Total noninterest expense$35,106,000476
Salaries and employee benefits$17,913,000505
Premises and equipment expense$2,544,000742
Additional noninterest expense$14,649,000380
Pre-tax net operating income$5,877,0001,222
Securities gains (losses)$-1,248,0005,720
Applicable income taxes$4,657,000521
Income before extraordinary items$-28,0005,540
Extraordinary gains, net$09
Net income$-28,0005,540
Minority interest net income$071
Net income of bank and minority interests.$-28,0005,540
Net charge-offs$-68,0005,247
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$91,000434
Net operating income$770,7203,877
2017-06-30 (YTD Data)Rank
Total interest income$22,914,000612
Total interest expense$978,0001,508
Net interest income$21,936,000572
Provision for loan and lease losses$-970,0005,737
Total noninterest income$4,949,000703
Gross Fiduciary activities income$1,212,000307
Service charges on deposit accounts$662,000917
Trading account gains and fees$0139
Additional Noninterest Income$3,075,000725
Total noninterest expense$24,740,000465
Salaries and employee benefits$12,245,000489
Premises and equipment expense$1,680,000753
Additional noninterest expense$10,815,000359
Pre-tax net operating income$3,115,0001,422
Securities gains (losses)$-1,248,0005,775
Applicable income taxes$1,451,000849
Income before extraordinary items$416,0004,109
Extraordinary gains, net$011
Net income$416,0004,108
Minority interest net income$071
Net income of bank and minority interests.$416,0004,109
Net charge-offs$215,0001,008
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$50,000426
Net operating income$1,214,7202,490
2017-03-31 (YTD Data)Rank
Total interest income$11,370,000608
Total interest expense$495,0001,475
Net interest income$10,875,000573
Provision for loan and lease losses$30,0002,408
Total noninterest income$2,501,000678
Gross Fiduciary activities income$591,000310
Service charges on deposit accounts$318,000947
Trading account gains and fees$0142
Additional Noninterest Income$1,592,000692
Total noninterest expense$13,231,000441
Salaries and employee benefits$6,037,000509
Premises and equipment expense$827,000769
Additional noninterest expense$6,367,000312
Pre-tax net operating income$115,0004,857
Securities gains (losses)$01,153
Applicable income taxes$-91,0005,801
Income before extraordinary items$206,0004,091
Extraordinary gains, net$08
Net income$206,0004,090
Minority interest net income$055
Net income of bank and minority interests.$206,0004,091
Net charge-offs$195,000613
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$16,000458
Net operating income$206,0004,073
2016-12-31 (YTD Data)Rank
Total interest income$47,934,000563
Total interest expense$2,424,0001,185
Net interest income$45,510,000527
Provision for loan and lease losses$1,800,000564
Total noninterest income$11,143,000639
Gross Fiduciary activities income$2,260,000310
Service charges on deposit accounts$1,069,0001,141
Trading account gains and fees$0170
Additional Noninterest Income$7,814,000613
Total noninterest expense$48,038,000465
Salaries and employee benefits$25,307,000479
Premises and equipment expense$3,423,000729
Additional noninterest expense$19,308,000387
Pre-tax net operating income$6,815,0001,269
Securities gains (losses)$184,000928
Applicable income taxes$-10,227,0005,903
Income before extraordinary items$17,226,000460
Extraordinary gains, net$05
Net income$17,226,000457
Minority interest net income$082
Net income of bank and minority interests.$17,226,000459
Net charge-offs$4,898,000219
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$82,000521
Net operating income$17,042,000460
2016-09-30 (YTD Data)Rank
Total interest income$36,088,000561
Total interest expense$1,880,0001,146
Net interest income$34,208,000523
Provision for loan and lease losses$-865,0005,904
Total noninterest income$6,858,000743
Gross Fiduciary activities income$1,901,000292
Service charges on deposit accounts$740,0001,218
Trading account gains and fees$0169
Additional Noninterest Income$4,217,000774
Total noninterest expense$36,415,000463
Salaries and employee benefits$19,460,000467
Premises and equipment expense$2,555,000732
Additional noninterest expense$14,400,000382
Pre-tax net operating income$5,516,0001,208
Securities gains (losses)$184,000856
Applicable income taxes$-1,193,0005,947
Income before extraordinary items$6,893,000820
Extraordinary gains, net$05
Net income$6,893,000819
Minority interest net income$071
Net income of bank and minority interests.$6,893,000820
Net charge-offs$-409,0005,841
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$6,709,000818
2016-06-30 (YTD Data)Rank
Total interest income$24,333,000551
Total interest expense$1,288,0001,110
Net interest income$23,045,000517
Provision for loan and lease losses$-865,0006,007
Total noninterest income$4,814,000700
Gross Fiduciary activities income$1,246,000293
Service charges on deposit accounts$566,0001,068
Trading account gains and fees$0157
Additional Noninterest Income$3,002,000734
Total noninterest expense$24,846,000454
Salaries and employee benefits$12,924,000470
Premises and equipment expense$1,710,000728
Additional noninterest expense$10,212,000370
Pre-tax net operating income$3,878,0001,138
Securities gains (losses)$54,0001,367
Applicable income taxes$-2,740,0006,044
Income before extraordinary items$6,672,000579
Extraordinary gains, net$016
Net income$6,672,000577
Minority interest net income$071
Net income of bank and minority interests.$6,672,000578
Net charge-offs$-200,0005,853
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$6,618,000565
2016-03-31 (YTD Data)Rank
Total interest income$12,177,000556
Total interest expense$659,0001,088
Net interest income$11,518,000518
Provision for loan and lease losses$03,656
Total noninterest income$1,880,000828
Gross Fiduciary activities income$632,000290
Service charges on deposit accounts$294,0001,021
Trading account gains and fees$0142
Additional Noninterest Income$954,000965
Total noninterest expense$11,767,000473
Salaries and employee benefits$6,366,000471
Premises and equipment expense$867,000732
Additional noninterest expense$4,534,000394
Pre-tax net operating income$1,631,0001,310
Securities gains (losses)$02,077
Applicable income taxes$-1,378,0006,109
Income before extraordinary items$3,009,000619
Extraordinary gains, net$012
Net income$3,009,000616
Minority interest net income$062
Net income of bank and minority interests.$3,009,000619
Net charge-offs$622,000291
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,009,000603
2015-12-31 (YTD Data)Rank
Total interest income$47,933,000536
Total interest expense$3,224,000875
Net interest income$44,709,000509
Provision for loan and lease losses$04,380
Total noninterest income$10,794,000635
Gross Fiduciary activities income$2,604,000288
Service charges on deposit accounts$1,262,000989
Trading account gains and fees$0159
Additional Noninterest Income$6,928,000636
Total noninterest expense$49,256,000444
Salaries and employee benefits$24,482,000465
Premises and equipment expense$3,598,000680
Additional noninterest expense$21,176,000347
Pre-tax net operating income$6,247,0001,324
Securities gains (losses)$4,0002,883
Applicable income taxes$741,0001,876
Income before extraordinary items$5,510,0001,265
Extraordinary gains, net$023
Net income$5,510,0001,265
Minority interest net income$081
Net income of bank and minority interests.$5,510,0001,265
Net charge-offs$6,666,000149
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$168,000444
Net operating income$5,506,4801,234
2015-09-30 (YTD Data)Rank
Total interest income$36,359,000531
Total interest expense$2,505,000843
Net interest income$33,854,000507
Provision for loan and lease losses$04,232
Total noninterest income$7,978,000657
Gross Fiduciary activities income$1,980,000292
Service charges on deposit accounts$989,000962
Trading account gains and fees$0153
Additional Noninterest Income$5,009,000657
Total noninterest expense$37,472,000445
Salaries and employee benefits$18,838,000467
Premises and equipment expense$2,744,000690
Additional noninterest expense$15,890,000354
Pre-tax net operating income$4,360,0001,431
Securities gains (losses)$1,0002,915
Applicable income taxes$04,489
Income before extraordinary items$4,361,0001,216
Extraordinary gains, net$021
Net income$4,361,0001,215
Minority interest net income$078
Net income of bank and minority interests.$4,361,0001,216
Net charge-offs$5,199,000138
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$144,000393
Net operating income$4,360,0001,185
2015-06-30 (YTD Data)Rank
Total interest income$24,513,000514
Total interest expense$1,755,000806
Net interest income$22,758,000501
Provision for loan and lease losses$04,069
Total noninterest income$6,391,000576
Gross Fiduciary activities income$1,348,000288
Service charges on deposit accounts$683,000922
Trading account gains and fees$0157
Additional Noninterest Income$4,360,000562
Total noninterest expense$25,224,000444
Salaries and employee benefits$12,428,000469
Premises and equipment expense$1,896,000673
Additional noninterest expense$10,900,000346
Pre-tax net operating income$3,925,0001,104
Securities gains (losses)$1,0002,511
Applicable income taxes$04,497
Income before extraordinary items$3,926,000909
Extraordinary gains, net$022
Net income$3,926,000908
Minority interest net income$075
Net income of bank and minority interests.$3,926,000909
Net charge-offs$-133,0005,980
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$144,000335
Net operating income$3,925,000880
2015-03-31 (YTD Data)Rank
Total interest income$12,372,000511
Total interest expense$964,000724
Net interest income$11,408,000495
Provision for loan and lease losses$03,703
Total noninterest income$2,573,000653
Gross Fiduciary activities income$662,000291
Service charges on deposit accounts$344,000893
Trading account gains and fees$0152
Additional Noninterest Income$1,567,000662
Total noninterest expense$12,589,000447
Salaries and employee benefits$6,190,000469
Premises and equipment expense$967,000667
Additional noninterest expense$5,432,000339
Pre-tax net operating income$1,392,0001,426
Securities gains (losses)$1,0001,909
Applicable income taxes$04,400
Income before extraordinary items$1,393,0001,210
Extraordinary gains, net$013
Net income$1,393,0001,210
Minority interest net income$064
Net income of bank and minority interests.$1,393,0001,211
Net charge-offs$505,000355
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$144,000221
Net operating income$1,392,0001,173
2014-12-31 (YTD Data)Rank
Total interest income$52,092,000474
Total interest expense$4,689,000610
Net interest income$47,403,000463
Provision for loan and lease losses$1,219,000722
Total noninterest income$9,559,000666
Gross Fiduciary activities income$2,564,000294
Service charges on deposit accounts$1,528,000875
Trading account gains and fees$0180
Additional Noninterest Income$5,467,000711
Total noninterest expense$55,856,000402
Salaries and employee benefits$25,256,000444
Premises and equipment expense$4,169,000592
Additional noninterest expense$26,431,000304
Pre-tax net operating income$-113,0006,171
Securities gains (losses)$1,0003,149
Applicable income taxes$04,531
Income before extraordinary items$-112,0006,192
Extraordinary gains, net$017
Net income$-112,0006,193
Minority interest net income$084
Net income of bank and minority interests.$-112,0006,193
Net charge-offs$8,358,000150
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-113,0006,183
2014-09-30 (YTD Data)Rank
Total interest income$39,635,000466
Total interest expense$3,647,000592
Net interest income$35,988,000458
Provision for loan and lease losses$04,401
Total noninterest income$6,243,000744
Gross Fiduciary activities income$1,918,000297
Service charges on deposit accounts$1,159,000874
Trading account gains and fees$0174
Additional Noninterest Income$3,166,000859
Total noninterest expense$41,532,000401
Salaries and employee benefits$18,972,000441
Premises and equipment expense$3,144,000590
Additional noninterest expense$19,416,000300
Pre-tax net operating income$699,0004,356
Securities gains (losses)$1,0002,871
Applicable income taxes$229,0002,693
Income before extraordinary items$471,0004,703
Extraordinary gains, net$015
Net income$471,0004,703
Minority interest net income$081
Net income of bank and minority interests.$471,0004,704
Net charge-offs$6,079,000159
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$470,3304,659
2014-06-30 (YTD Data)Rank
Total interest income$26,882,000458
Total interest expense$2,525,000581
Net interest income$24,357,000451
Provision for loan and lease losses$04,196
Total noninterest income$3,620,000820
Gross Fiduciary activities income$1,256,000299
Service charges on deposit accounts$783,000853
Trading account gains and fees$0172
Additional Noninterest Income$1,581,0001,055
Total noninterest expense$27,974,000400
Salaries and employee benefits$12,657,000445
Premises and equipment expense$2,161,000572
Additional noninterest expense$13,156,000294
Pre-tax net operating income$3,0006,160
Securities gains (losses)$02,580
Applicable income taxes$1,0004,472
Income before extraordinary items$2,0006,200
Extraordinary gains, net$020
Net income$2,0006,202
Minority interest net income$080
Net income of bank and minority interests.$2,0006,202
Net charge-offs$4,476,000151
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,0006,182
2014-03-31 (YTD Data)Rank
Total interest income$13,551,000455
Total interest expense$1,303,000564
Net interest income$12,248,000446
Provision for loan and lease losses$03,817
Total noninterest income$2,052,000716
Gross Fiduciary activities income$610,000302
Service charges on deposit accounts$393,000827
Trading account gains and fees$0147
Additional Noninterest Income$1,049,000810
Total noninterest expense$13,926,000401
Salaries and employee benefits$6,279,000452
Premises and equipment expense$1,089,000579
Additional noninterest expense$6,558,000291
Pre-tax net operating income$374,0003,403
Securities gains (losses)$01,715
Applicable income taxes$122,0002,178
Income before extraordinary items$252,0003,840
Extraordinary gains, net$016
Net income$252,0003,843
Minority interest net income$066
Net income of bank and minority interests.$252,0003,843
Net charge-offs$2,167,000165
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$252,0003,799
2013-12-31 (YTD Data)Rank
Total interest income$61,008,000411
Total interest expense$6,288,000499
Net interest income$54,720,000408
Provision for loan and lease losses$15,161,000116
Total noninterest income$12,618,000567
Gross Fiduciary activities income$2,359,000298
Service charges on deposit accounts$1,516,000913
Trading account gains and fees$0184
Additional Noninterest Income$8,743,000529
Total noninterest expense$51,537,000429
Salaries and employee benefits$24,417,000455
Premises and equipment expense$4,268,000574
Additional noninterest expense$22,852,000338
Pre-tax net operating income$640,0004,720
Securities gains (losses)$-80,0006,519
Applicable income taxes$183,0003,011
Income before extraordinary items$377,0005,204
Extraordinary gains, net$029
Net income$377,0005,207
Minority interest net income$090
Net income of bank and minority interests.$377,0005,207
Net charge-offs$17,762,000123
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$430,6005,009
2013-09-30 (YTD Data)Rank
Total interest income$46,635,000412
Total interest expense$4,851,000500
Net interest income$41,784,000404
Provision for loan and lease losses$14,401,000102
Total noninterest income$10,598,000532
Gross Fiduciary activities income$1,705,000302
Service charges on deposit accounts$1,141,000912
Trading account gains and fees$0180
Additional Noninterest Income$7,752,000483
Total noninterest expense$37,727,000433
Salaries and employee benefits$18,322,000457
Premises and equipment expense$3,239,000574
Additional noninterest expense$16,166,000352
Pre-tax net operating income$254,0005,504
Securities gains (losses)$-80,0006,703
Applicable income taxes$57,0003,652
Income before extraordinary items$117,0005,949
Extraordinary gains, net$025
Net income$117,0005,951
Minority interest net income$084
Net income of bank and minority interests.$117,0005,951
Net charge-offs$15,499,000104
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$170,6005,681
2013-06-30 (YTD Data)Rank
Total interest income$31,668,000406
Total interest expense$3,342,000493
Net interest income$28,326,000397
Provision for loan and lease losses$7,462,000119
Total noninterest income$8,295,000483
Gross Fiduciary activities income$1,118,000305
Service charges on deposit accounts$771,000879
Trading account gains and fees$0157
Additional Noninterest Income$6,406,000426
Total noninterest expense$24,933,000436
Salaries and employee benefits$12,463,000454
Premises and equipment expense$2,114,000581
Additional noninterest expense$10,356,000364
Pre-tax net operating income$4,226,000896
Securities gains (losses)$17,0002,091
Applicable income taxes$156,0002,653
Income before extraordinary items$4,087,000760
Extraordinary gains, net$022
Net income$4,087,000762
Minority interest net income$082
Net income of bank and minority interests.$4,087,000762
Net charge-offs$7,687,000134
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$4,070,680737
2013-03-31 (YTD Data)Rank
Total interest income$16,072,000401
Total interest expense$1,732,000497
Net interest income$14,340,000389
Provision for loan and lease losses$5,771,000100
Total noninterest income$4,342,000474
Gross Fiduciary activities income$534,000311
Service charges on deposit accounts$395,000845
Trading account gains and fees$0148
Additional Noninterest Income$3,413,000402
Total noninterest expense$12,637,000436
Salaries and employee benefits$6,397,000448
Premises and equipment expense$1,047,000599
Additional noninterest expense$5,193,000364
Pre-tax net operating income$274,0003,967
Securities gains (losses)$01,966
Applicable income taxes$87,0002,533
Income before extraordinary items$187,0004,383
Extraordinary gains, net$010
Net income$187,0004,386
Minority interest net income$076
Net income of bank and minority interests.$187,0004,385
Net charge-offs$5,819,000109
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$187,0004,283
2012-12-31 (YTD Data)Rank
Total interest income$66,049,000401
Total interest expense$7,861,000539
Net interest income$58,188,000390
Provision for loan and lease losses$17,140,000187
Total noninterest income$14,353,000521
Gross Fiduciary activities income$2,057,000305
Service charges on deposit accounts$1,583,000896
Trading account gains and fees$0166
Additional Noninterest Income$10,713,000472
Total noninterest expense$45,569,000480
Salaries and employee benefits$23,617,000461
Premises and equipment expense$4,223,000568
Additional noninterest expense$17,729,000437
Pre-tax net operating income$9,832,000726
Securities gains (losses)$-149,0006,931
Applicable income taxes$2,746,000663
Income before extraordinary items$6,937,000855
Extraordinary gains, net$029
Net income$6,937,000854
Minority interest net income$093
Net income of bank and minority interests.$6,937,000855
Net charge-offs$15,989,000218
Cash dividends$1,968,0001,246
Sale, conversion, retirement of capital stock, net$29,000792
Net operating income$7,044,280788
2012-09-30 (YTD Data)Rank
Total interest income$51,942,000392
Total interest expense$5,982,000563
Net interest income$45,960,000378
Provision for loan and lease losses$12,491,000193
Total noninterest income$10,624,000518
Gross Fiduciary activities income$1,496,000307
Service charges on deposit accounts$1,177,000911
Trading account gains and fees$0157
Additional Noninterest Income$7,951,000467
Total noninterest expense$33,524,000483
Salaries and employee benefits$17,548,000463
Premises and equipment expense$3,091,000585
Additional noninterest expense$12,885,000446
Pre-tax net operating income$10,569,000556
Securities gains (losses)$-92,0007,010
Applicable income taxes$3,402,000476
Income before extraordinary items$7,075,000660
Extraordinary gains, net$020
Net income$7,075,000658
Minority interest net income$086
Net income of bank and minority interests.$7,075,000660
Net charge-offs$11,323,000237
Cash dividends$1,968,000801
Sale, conversion, retirement of capital stock, net$36,000674
Net operating income$7,137,560630
2012-06-30 (YTD Data)Rank
Total interest income$33,496,000404
Total interest expense$4,044,000572
Net interest income$29,452,000388
Provision for loan and lease losses$9,393,000175
Total noninterest income$6,335,000559
Gross Fiduciary activities income$1,020,000305
Service charges on deposit accounts$788,000894
Trading account gains and fees$0153
Additional Noninterest Income$4,527,000509
Total noninterest expense$22,191,000484
Salaries and employee benefits$11,630,000461
Premises and equipment expense$1,977,000607
Additional noninterest expense$8,584,000447
Pre-tax net operating income$4,203,000871
Securities gains (losses)$03,178
Applicable income taxes$1,463,000653
Income before extraordinary items$2,740,0001,095
Extraordinary gains, net$019
Net income$2,740,0001,096
Minority interest net income$084
Net income of bank and minority interests.$2,740,0001,095
Net charge-offs$8,984,000212
Cash dividends$1,968,000553
Sale, conversion, retirement of capital stock, net$22,000659
Net operating income$2,740,0001,029
2012-03-31 (YTD Data)Rank
Total interest income$16,536,000411
Total interest expense$2,060,000581
Net interest income$14,476,000391
Provision for loan and lease losses$4,543,000176
Total noninterest income$3,674,000493
Gross Fiduciary activities income$497,000308
Service charges on deposit accounts$381,000914
Trading account gains and fees$0148
Additional Noninterest Income$2,796,000439
Total noninterest expense$11,209,000469
Salaries and employee benefits$5,998,000439
Premises and equipment expense$965,000619
Additional noninterest expense$4,246,000431
Pre-tax net operating income$2,398,000765
Securities gains (losses)$02,210
Applicable income taxes$1,003,000505
Income before extraordinary items$1,395,0001,069
Extraordinary gains, net$019
Net income$1,395,0001,071
Minority interest net income$078
Net income of bank and minority interests.$1,395,0001,070
Net charge-offs$4,173,000222
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$7,000673
Net operating income$1,395,0001,000
2011-12-31 (YTD Data)Rank
Total interest income$67,155,000413
Total interest expense$9,603,000598
Net interest income$57,552,000382
Provision for loan and lease losses$27,068,000184
Total noninterest income$6,062,000895
Gross Fiduciary activities income$1,903,000272
Service charges on deposit accounts$1,618,000911
Trading account gains and fees$0146
Additional Noninterest Income$2,541,0001,156
Total noninterest expense$44,622,000466
Salaries and employee benefits$21,271,000462
Premises and equipment expense$4,014,000622
Additional noninterest expense$19,337,000409
Pre-tax net operating income$-8,076,0007,169
Securities gains (losses)$1,057,000422
Applicable income taxes$-2,724,0007,268
Income before extraordinary items$-4,295,0007,037
Extraordinary gains, net$029
Net income$-4,295,0007,038
Minority interest net income$096
Net income of bank and minority interests.$-4,295,0007,038
Net charge-offs$23,048,000225
Cash dividends$7,000,000313
Sale, conversion, retirement of capital stock, net$77,000717
Net operating income$-4,971,4807,056
2011-09-30 (YTD Data)Rank
Total interest income$50,258,000418
Total interest expense$7,359,000612
Net interest income$42,899,000390
Provision for loan and lease losses$11,445,000286
Total noninterest income$3,750,0001,053
Gross Fiduciary activities income$1,450,000270
Service charges on deposit accounts$1,220,000905
Trading account gains and fees$0145
Additional Noninterest Income$1,080,0001,674
Total noninterest expense$33,193,000463
Salaries and employee benefits$15,999,000460
Premises and equipment expense$2,893,000654
Additional noninterest expense$14,301,000411
Pre-tax net operating income$2,011,0002,083
Securities gains (losses)$1,057,000334
Applicable income taxes$1,709,000709
Income before extraordinary items$1,359,0002,498
Extraordinary gains, net$021
Net income$1,359,0002,500
Minority interest net income$087
Net income of bank and minority interests.$1,359,0002,500
Net charge-offs$10,967,000322
Cash dividends$4,200,000342
Sale, conversion, retirement of capital stock, net$57,000681
Net operating income$682,5203,695
2011-06-30 (YTD Data)Rank
Total interest income$33,498,000429
Total interest expense$5,060,000615
Net interest income$28,438,000395
Provision for loan and lease losses$10,967,000221
Total noninterest income$3,091,000903
Gross Fiduciary activities income$961,000277
Service charges on deposit accounts$812,000900
Trading account gains and fees$0153
Additional Noninterest Income$1,318,0001,111
Total noninterest expense$22,532,000460
Salaries and employee benefits$10,561,000465
Premises and equipment expense$1,885,000672
Additional noninterest expense$10,086,000392
Pre-tax net operating income$-1,970,0007,165
Securities gains (losses)$196,000746
Applicable income taxes$-570,0007,360
Income before extraordinary items$-1,204,0007,084
Extraordinary gains, net$015
Net income$-1,204,0007,084
Minority interest net income$089
Net income of bank and minority interests.$-1,204,0007,085
Net charge-offs$10,234,000261
Cash dividends$2,500,000360
Sale, conversion, retirement of capital stock, net$40,000596
Net operating income$-1,337,2807,091
2011-03-31 (YTD Data)Rank
Total interest income$16,385,000437
Total interest expense$2,606,000617
Net interest income$13,779,000404
Provision for loan and lease losses$6,297,000203
Total noninterest income$2,353,000649
Gross Fiduciary activities income$460,000282
Service charges on deposit accounts$383,000938
Trading account gains and fees$0158
Additional Noninterest Income$1,510,000624
Total noninterest expense$11,360,000462
Salaries and employee benefits$5,309,000476
Premises and equipment expense$935,000698
Additional noninterest expense$5,116,000379
Pre-tax net operating income$-1,525,0007,352
Securities gains (losses)$171,000387
Applicable income taxes$-463,0007,465
Income before extraordinary items$-891,0007,276
Extraordinary gains, net$09
Net income$-891,0007,277
Minority interest net income$086
Net income of bank and minority interests.$-891,0007,277
Net charge-offs$5,796,000240
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$20,000548
Net operating income$-1,003,8607,293
2010-12-31 (YTD Data)Rank
Total interest income$72,518,000417
Total interest expense$14,788,000535
Net interest income$57,730,000377
Provision for loan and lease losses$33,999,000240
Total noninterest income$8,376,000716
Gross Fiduciary activities income$1,722,000290
Service charges on deposit accounts$1,638,000928
Trading account gains and fees$0175
Additional Noninterest Income$5,016,000743
Total noninterest expense$42,222,000497
Salaries and employee benefits$20,180,000486
Premises and equipment expense$4,192,000615
Additional noninterest expense$17,850,000447
Pre-tax net operating income$-10,115,0007,358
Securities gains (losses)$109,0002,090
Applicable income taxes$-4,077,0007,567
Income before extraordinary items$-5,929,0007,234
Extraordinary gains, net$029
Net income$-5,929,0007,234
Minority interest net income$0111
Net income of bank and minority interests.$-5,929,0007,234
Net charge-offs$26,868,000268
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$146,000697
Net operating income$-5,998,7607,219
2010-09-30 (YTD Data)Rank
Total interest income$55,070,000412
Total interest expense$11,735,000521
Net interest income$43,335,000373
Provision for loan and lease losses$15,858,000341
Total noninterest income$3,798,0001,052
Gross Fiduciary activities income$1,253,000292
Service charges on deposit accounts$1,213,000969
Trading account gains and fees$0165
Additional Noninterest Income$1,332,0001,464
Total noninterest expense$29,807,000522
Salaries and employee benefits$14,779,000493
Premises and equipment expense$2,970,000648
Additional noninterest expense$12,058,000464
Pre-tax net operating income$1,468,0002,411
Securities gains (losses)$47,0002,448
Applicable income taxes$570,0001,531
Income before extraordinary items$945,0002,990
Extraordinary gains, net$023
Net income$945,0002,987
Minority interest net income$0110
Net income of bank and minority interests.$945,0002,990
Net charge-offs$11,518,000405
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$109,000637
Net operating income$914,9202,925
2010-06-30 (YTD Data)Rank
Total interest income$36,068,000427
Total interest expense$8,183,000518
Net interest income$27,885,000389
Provision for loan and lease losses$15,358,000258
Total noninterest income$3,075,000875
Gross Fiduciary activities income$811,000298
Service charges on deposit accounts$841,000942
Trading account gains and fees$0152
Additional Noninterest Income$1,423,0001,012
Total noninterest expense$20,190,000507
Salaries and employee benefits$9,801,000488
Premises and equipment expense$1,925,000679
Additional noninterest expense$8,464,000444
Pre-tax net operating income$-4,588,0007,532
Securities gains (losses)$47,0001,928
Applicable income taxes$-1,640,0007,678
Income before extraordinary items$-2,901,0007,436
Extraordinary gains, net$019
Net income$-2,901,0007,436
Minority interest net income$0105
Net income of bank and minority interests.$-2,901,0007,436
Net charge-offs$10,204,000326
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$73,000551
Net operating income$-2,931,0807,433
2010-03-31 (YTD Data)Rank
Total interest income$18,333,000431
Total interest expense$4,306,000520
Net interest income$14,027,000400
Provision for loan and lease losses$4,257,000426
Total noninterest income$1,967,000726
Gross Fiduciary activities income$355,000329
Service charges on deposit accounts$408,000965
Trading account gains and fees$0175
Additional Noninterest Income$1,204,000689
Total noninterest expense$9,878,000518
Salaries and employee benefits$4,892,000499
Premises and equipment expense$937,000717
Additional noninterest expense$4,049,000457
Pre-tax net operating income$1,859,000726
Securities gains (losses)$47,0001,172
Applicable income taxes$624,000582
Income before extraordinary items$1,282,000853
Extraordinary gains, net$016
Net income$1,282,000856
Minority interest net income$091
Net income of bank and minority interests.$1,282,000857
Net charge-offs$3,939,000405
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$36,000496
Net operating income$1,250,510846
2009-12-31 (YTD Data)Rank
Total interest income$77,717,000435
Total interest expense$20,929,000544
Net interest income$56,788,000384
Provision for loan and lease losses$26,024,000406
Total noninterest income$13,210,000524
Gross Fiduciary activities income$1,463,000308
Service charges on deposit accounts$1,718,0001,009
Trading account gains and fees$0211
Additional Noninterest Income$10,029,000443
Total noninterest expense$38,983,000548
Salaries and employee benefits$19,262,000502
Premises and equipment expense$3,336,000808
Additional noninterest expense$16,385,000515
Pre-tax net operating income$4,991,000841
Securities gains (losses)$2,543,000222
Applicable income taxes$2,435,000474
Income before extraordinary items$5,099,000669
Extraordinary gains, net$034
Net income$5,099,000668
Minority interest net income$0115
Net income of bank and minority interests.$5,099,000669
Net charge-offs$16,750,000464
Cash dividends$9,000,000200
Sale, conversion, retirement of capital stock, net$147,000789
Net operating income$3,369,7601,007
2009-09-30 (YTD Data)Rank
Total interest income$58,904,000443
Total interest expense$16,031,000567
Net interest income$42,873,000390
Provision for loan and lease losses$20,793,000376
Total noninterest income$10,754,000500
Gross Fiduciary activities income$1,088,000303
Service charges on deposit accounts$1,284,0001,011
Trading account gains and fees$0212
Additional Noninterest Income$8,382,000417
Total noninterest expense$27,479,000576
Salaries and employee benefits$14,087,000525
Premises and equipment expense$2,294,000892
Additional noninterest expense$11,098,000537
Pre-tax net operating income$5,355,000641
Securities gains (losses)$942,000410
Applicable income taxes$2,435,000392
Income before extraordinary items$3,862,000701
Extraordinary gains, net$027
Net income$3,862,000701
Minority interest net income$0118
Net income of bank and minority interests.$3,862,000703
Net charge-offs$11,145,000467
Cash dividends$9,000,000147
Sale, conversion, retirement of capital stock, net$110,000717
Net operating income$3,259,120829
2009-06-30 (YTD Data)Rank
Total interest income$39,851,000442
Total interest expense$10,711,000596
Net interest income$29,140,000383
Provision for loan and lease losses$16,793,000338
Total noninterest income$8,029,000458
Gross Fiduciary activities income$705,000315
Service charges on deposit accounts$860,000983
Trading account gains and fees$0193
Additional Noninterest Income$6,464,000384
Total noninterest expense$17,974,000599
Salaries and employee benefits$9,317,000542
Premises and equipment expense$1,530,000919
Additional noninterest expense$7,127,000559
Pre-tax net operating income$2,402,000954
Securities gains (losses)$734,000373
Applicable income taxes$1,034,000593
Income before extraordinary items$2,102,000896
Extraordinary gains, net$021
Net income$2,102,000896
Minority interest net income$0112
Net income of bank and minority interests.$2,102,000896
Net charge-offs$7,159,000467
Cash dividends$9,000,000112
Sale, conversion, retirement of capital stock, net$73,000696
Net operating income$1,610,2201,138
2009-03-31 (YTD Data)Rank
Total interest income$19,629,000452
Total interest expense$5,290,000631
Net interest income$14,339,000384
Provision for loan and lease losses$4,161,000454
Total noninterest income$3,808,000452
Gross Fiduciary activities income$376,000298
Service charges on deposit accounts$407,0001,013
Trading account gains and fees$0171
Additional Noninterest Income$3,025,000364
Total noninterest expense$8,934,000570
Salaries and employee benefits$4,844,000524
Premises and equipment expense$781,000911
Additional noninterest expense$3,309,000535
Pre-tax net operating income$5,052,000249
Securities gains (losses)$698,000250
Applicable income taxes$2,196,000197
Income before extraordinary items$3,554,000282
Extraordinary gains, net$015
Net income$3,554,000281
Minority interest net income$0102
Net income of bank and minority interests.$3,554,000283
Net charge-offs$1,428,000764
Cash dividends$9,000,00064
Sale, conversion, retirement of capital stock, net$37,000582
Net operating income$3,107,280297
2008-12-31 (YTD Data)Rank
Total interest income$82,979,000470
Total interest expense$32,748,000485
Net interest income$50,231,000444
Provision for loan and lease losses$8,183,000698
Total noninterest income$5,547,000967
Gross Fiduciary activities income$1,092,000393
Service charges on deposit accounts$1,720,0001,034
Trading account gains and fees$0154
Additional Noninterest Income$2,735,0001,043
Total noninterest expense$32,178,000614
Salaries and employee benefits$18,100,000530
Premises and equipment expense$3,115,000886
Additional noninterest expense$10,963,000628
Pre-tax net operating income$15,417,000355
Securities gains (losses)$555,000345
Applicable income taxes$5,918,000280
Income before extraordinary items$10,054,000382
Extraordinary gains, net$039
Net income$10,054,000382
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,486,000560
Cash dividends$8,599,000336
Sale, conversion, retirement of capital stock, net$537,000540
Net operating income$9,698,800417
2008-09-30 (YTD Data)Rank
Total interest income$62,967,000483
Total interest expense$26,050,000488
Net interest income$36,917,000465
Provision for loan and lease losses$4,090,000750
Total noninterest income$5,526,000801
Gross Fiduciary activities income$763,000410
Service charges on deposit accounts$1,301,0001,043
Trading account gains and fees$0148
Additional Noninterest Income$3,462,000747
Total noninterest expense$23,878,000613
Salaries and employee benefits$13,565,000545
Premises and equipment expense$2,332,000888
Additional noninterest expense$7,981,000606
Pre-tax net operating income$14,475,000367
Securities gains (losses)$555,000294
Applicable income taxes$5,635,000283
Income before extraordinary items$9,395,000397
Extraordinary gains, net$031
Net income$9,395,000396
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,536,000573
Cash dividends$4,044,000548
Sale, conversion, retirement of capital stock, net$473,000392
Net operating income$9,039,800431
2008-06-30 (YTD Data)Rank
Total interest income$42,731,000481
Total interest expense$18,274,000479
Net interest income$24,457,000465
Provision for loan and lease losses$2,250,000721
Total noninterest income$4,012,000762
Gross Fiduciary activities income$493,000424
Service charges on deposit accounts$863,0001,022
Trading account gains and fees$0149
Additional Noninterest Income$2,656,000674
Total noninterest expense$16,216,000601
Salaries and employee benefits$9,235,000541
Premises and equipment expense$1,525,000898
Additional noninterest expense$5,456,000575
Pre-tax net operating income$10,003,000369
Securities gains (losses)$555,000287
Applicable income taxes$3,953,000312
Income before extraordinary items$6,605,000426
Extraordinary gains, net$021
Net income$6,605,000425
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,917,000569
Cash dividends$4,044,000400
Sale, conversion, retirement of capital stock, net$411,000283
Net operating income$6,249,800434
2008-03-31 (YTD Data)Rank
Total interest income$22,056,000478
Total interest expense$9,721,000488
Net interest income$12,335,000461
Provision for loan and lease losses$1,050,000607
Total noninterest income$1,612,000909
Gross Fiduciary activities income$266,000409
Service charges on deposit accounts$424,0001,022
Trading account gains and fees$0158
Additional Noninterest Income$922,000902
Total noninterest expense$8,044,000601
Salaries and employee benefits$4,700,000540
Premises and equipment expense$782,000882
Additional noninterest expense$2,562,000579
Pre-tax net operating income$4,853,000418
Securities gains (losses)$555,000224
Applicable income taxes$2,045,000334
Income before extraordinary items$3,363,000446
Extraordinary gains, net$015
Net income$3,363,000447
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$631,000614
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$343,000162
Net operating income$3,007,800486
2007-12-31 (YTD Data)Rank
Total interest income$96,753,000456
Total interest expense$44,636,000459
Net interest income$52,117,000443
Provision for loan and lease losses$4,200,000482
Total noninterest income$7,119,000820
Gross Fiduciary activities income$981,000424
Service charges on deposit accounts$1,714,0001,039
Trading account gains and fees$0178
Additional Noninterest Income$4,424,000767
Total noninterest expense$30,926,000604
Salaries and employee benefits$17,699,000548
Premises and equipment expense$3,357,000792
Additional noninterest expense$9,870,000588
Pre-tax net operating income$24,110,000402
Securities gains (losses)$62,000731
Applicable income taxes$8,974,000353
Income before extraordinary items$15,198,000449
Extraordinary gains, net$039
Net income$15,198,000446
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,834,000482
Cash dividends$8,643,000468
Sale, conversion, retirement of capital stock, net$923,000444
Net operating income$15,158,320443
2007-09-30 (YTD Data)Rank
Total interest income$72,383,000454
Total interest expense$33,502,000463
Net interest income$38,881,000445
Provision for loan and lease losses$3,150,000375
Total noninterest income$5,415,000810
Gross Fiduciary activities income$763,000412
Service charges on deposit accounts$1,264,0001,043
Trading account gains and fees$0184
Additional Noninterest Income$3,388,000757
Total noninterest expense$22,956,000597
Salaries and employee benefits$13,123,000558
Premises and equipment expense$2,501,000799
Additional noninterest expense$7,332,000576
Pre-tax net operating income$18,190,000433
Securities gains (losses)$62,000590
Applicable income taxes$6,833,000383
Income before extraordinary items$11,419,000487
Extraordinary gains, net$033
Net income$11,419,000485
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,789,000436
Cash dividends$4,539,000614
Sale, conversion, retirement of capital stock, net$850,000336
Net operating income$11,379,320477
2007-06-30 (YTD Data)Rank
Total interest income$47,427,000473
Total interest expense$21,920,000483
Net interest income$25,507,000462
Provision for loan and lease losses$2,100,000317
Total noninterest income$3,568,000841
Gross Fiduciary activities income$508,000421
Service charges on deposit accounts$823,0001,069
Trading account gains and fees$0168
Additional Noninterest Income$2,237,000784
Total noninterest expense$15,316,000617
Salaries and employee benefits$8,763,000575
Premises and equipment expense$1,655,000818
Additional noninterest expense$4,898,000589
Pre-tax net operating income$11,659,000471
Securities gains (losses)$01,444
Applicable income taxes$4,290,000429
Income before extraordinary items$7,369,000528
Extraordinary gains, net$029
Net income$7,369,000527
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,430,000346
Cash dividends$3,789,000532
Sale, conversion, retirement of capital stock, net$727,000269
Net operating income$7,369,000515
2007-03-31 (YTD Data)Rank
Total interest income$23,752,000474
Total interest expense$10,881,000481
Net interest income$12,871,000461
Provision for loan and lease losses$1,050,000290
Total noninterest income$1,439,000986
Gross Fiduciary activities income$193,000493
Service charges on deposit accounts$380,0001,130
Trading account gains and fees$0195
Additional Noninterest Income$866,000943
Total noninterest expense$7,533,000625
Salaries and employee benefits$4,423,000575
Premises and equipment expense$828,000813
Additional noninterest expense$2,282,000609
Pre-tax net operating income$5,727,000482
Securities gains (losses)$01,187
Applicable income taxes$2,131,000431
Income before extraordinary items$3,596,000536
Extraordinary gains, net$022
Net income$3,596,000535
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$682,000326
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$616,000160
Net operating income$3,596,000522
2006-12-31 (YTD Data)Rank
Total interest income$84,942,000490
Total interest expense$35,936,000490
Net interest income$49,006,000469
Provision for loan and lease losses$5,172,000237
Total noninterest income$6,357,000898
Gross Fiduciary activities income$883,000442
Service charges on deposit accounts$1,561,0001,133
Trading account gains and fees$0130
Additional Noninterest Income$3,913,000827
Total noninterest expense$29,575,000603
Salaries and employee benefits$16,608,000572
Premises and equipment expense$3,249,000775
Additional noninterest expense$9,718,000578
Pre-tax net operating income$20,616,000530
Securities gains (losses)$01,687
Applicable income taxes$8,125,000454
Income before extraordinary items$12,491,000606
Extraordinary gains, net$051
Net income$12,491,000605
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,847,000417
Cash dividends$7,331,000511
Sale, conversion, retirement of capital stock, net$1,082,000482
Net operating income$12,491,000598
2006-09-30 (YTD Data)Rank
Total interest income$61,770,000506
Total interest expense$25,344,000511
Net interest income$36,426,000488
Provision for loan and lease losses$4,122,000214
Total noninterest income$4,935,000887
Gross Fiduciary activities income$695,000423
Service charges on deposit accounts$1,164,0001,147
Trading account gains and fees$0126
Additional Noninterest Income$3,076,000800
Total noninterest expense$21,331,000640
Salaries and employee benefits$12,260,000599
Premises and equipment expense$2,370,000811
Additional noninterest expense$6,701,000626
Pre-tax net operating income$15,908,000536
Securities gains (losses)$01,388
Applicable income taxes$6,020,000474
Income before extraordinary items$9,888,000606
Extraordinary gains, net$045
Net income$9,888,000605
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,307,000374
Cash dividends$3,651,000705
Sale, conversion, retirement of capital stock, net$918,000385
Net operating income$9,888,000596
2006-06-30 (YTD Data)Rank
Total interest income$40,075,000509
Total interest expense$15,717,000519
Net interest income$24,358,000486
Provision for loan and lease losses$2,800,000211
Total noninterest income$3,246,000888
Gross Fiduciary activities income$498,000404
Service charges on deposit accounts$777,0001,138
Trading account gains and fees$0126
Additional Noninterest Income$1,971,000830
Total noninterest expense$14,552,000636
Salaries and employee benefits$8,429,000582
Premises and equipment expense$1,529,000840
Additional noninterest expense$4,594,000621
Pre-tax net operating income$10,252,000549
Securities gains (losses)$01,185
Applicable income taxes$3,878,000488
Income before extraordinary items$6,374,000627
Extraordinary gains, net$039
Net income$6,374,000625
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,526,000255
Cash dividends$3,651,000490
Sale, conversion, retirement of capital stock, net$780,000283
Net operating income$6,374,000614
2006-03-31 (YTD Data)Rank
Total interest income$19,232,000511
Total interest expense$7,360,000517
Net interest income$11,872,000494
Provision for loan and lease losses$1,900,000169
Total noninterest income$1,239,0001,089
Gross Fiduciary activities income$252,000406
Service charges on deposit accounts$381,0001,137
Trading account gains and fees$0115
Additional Noninterest Income$606,0001,166
Total noninterest expense$7,159,000641
Salaries and employee benefits$4,215,000584
Premises and equipment expense$769,000833
Additional noninterest expense$2,175,000646
Pre-tax net operating income$4,052,000657
Securities gains (losses)$0955
Applicable income taxes$1,477,000600
Income before extraordinary items$2,575,000744
Extraordinary gains, net$021
Net income$2,575,000743
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,485,000166
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$646,000170
Net operating income$2,575,000729
2005-12-31 (YTD Data)Rank
Total interest income$67,833,000515
Total interest expense$23,836,000503
Net interest income$43,997,000508
Provision for loan and lease losses$2,850,000378
Total noninterest income$7,654,000760
Gross Fiduciary activities income$910,000415
Service charges on deposit accounts$1,489,0001,194
Trading account gains and fees$0138
Additional Noninterest Income$5,255,000658
Total noninterest expense$26,954,000641
Salaries and employee benefits$15,401,000595
Premises and equipment expense$3,985,000614
Additional noninterest expense$7,568,000697
Pre-tax net operating income$21,847,000504
Securities gains (losses)$02,296
Applicable income taxes$8,238,000447
Income before extraordinary items$13,609,000552
Extraordinary gains, net$046
Net income$13,609,000552
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,375,000337
Cash dividends$6,294,000540
Sale, conversion, retirement of capital stock, net$794,000504
Net operating income$13,609,000541
2005-09-30 (YTD Data)Rank
Total interest income$48,925,000515
Total interest expense$16,747,000504
Net interest income$32,178,000510
Provision for loan and lease losses$2,100,000362
Total noninterest income$4,869,000874
Gross Fiduciary activities income$675,000410
Service charges on deposit accounts$1,100,0001,195
Trading account gains and fees$0126
Additional Noninterest Income$3,094,000788
Total noninterest expense$19,913,000645
Salaries and employee benefits$11,559,000589
Premises and equipment expense$2,978,000608
Additional noninterest expense$5,376,000731
Pre-tax net operating income$15,034,000540
Securities gains (losses)$02,317
Applicable income taxes$5,698,000477
Income before extraordinary items$9,336,000602
Extraordinary gains, net$035
Net income$9,336,000602
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$617,000708
Cash dividends$2,441,000900
Sale, conversion, retirement of capital stock, net$914,000360
Net operating income$9,336,000586
2005-06-30 (YTD Data)Rank
Total interest income$31,393,000520
Total interest expense$10,268,000510
Net interest income$21,125,000515
Provision for loan and lease losses$1,350,000375
Total noninterest income$2,357,0001,125
Gross Fiduciary activities income$429,000424
Service charges on deposit accounts$699,0001,218
Trading account gains and fees$0116
Additional Noninterest Income$1,229,0001,158
Total noninterest expense$13,373,000642
Salaries and employee benefits$7,733,000588
Premises and equipment expense$1,967,000605
Additional noninterest expense$3,673,000714
Pre-tax net operating income$8,759,000578
Securities gains (losses)$02,146
Applicable income taxes$3,214,000530
Income before extraordinary items$5,545,000650
Extraordinary gains, net$030
Net income$5,545,000650
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$353,000793
Cash dividends$2,441,000607
Sale, conversion, retirement of capital stock, net$761,000258
Net operating income$5,545,000630
2005-03-31 (YTD Data)Rank
Total interest income$15,082,000529
Total interest expense$4,660,000528
Net interest income$10,422,000514
Provision for loan and lease losses$525,000448
Total noninterest income$1,230,0001,066
Gross Fiduciary activities income$196,000455
Service charges on deposit accounts$331,0001,239
Trading account gains and fees$0115
Additional Noninterest Income$703,0001,041
Total noninterest expense$6,725,000631
Salaries and employee benefits$3,944,000574
Premises and equipment expense$996,000597
Additional noninterest expense$1,785,000713
Pre-tax net operating income$4,402,000582
Securities gains (losses)$01,685
Applicable income taxes$1,670,000521
Income before extraordinary items$2,732,000656
Extraordinary gains, net$024
Net income$2,732,000656
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$203,000676
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$608,000146
Net operating income$2,732,000636
2004-12-31 (YTD Data)Rank
Total interest income$54,233,000544
Total interest expense$15,163,000547
Net interest income$39,070,000524
Provision for loan and lease losses$2,100,000514
Total noninterest income$7,422,000762
Gross Fiduciary activities income$819,000421
Service charges on deposit accounts$1,416,0001,257
Trading account gains and fees$0138
Additional Noninterest Income$5,187,000649
Total noninterest expense$25,761,000639
Salaries and employee benefits$14,868,000576
Premises and equipment expense$3,515,000661
Additional noninterest expense$7,378,000710
Pre-tax net operating income$18,631,000519
Securities gains (losses)$272,000681
Applicable income taxes$7,268,000457
Income before extraordinary items$11,635,000584
Extraordinary gains, net$034
Net income$11,635,000585
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,101,000725
Cash dividends$9,048,000390
Sale, conversion, retirement of capital stock, net$935,000414
Net operating income$11,460,920572
2004-09-30 (YTD Data)Rank
Total interest income$39,692,000549
Total interest expense$11,024,000551
Net interest income$28,668,000531
Provision for loan and lease losses$1,650,000482
Total noninterest income$5,861,000745
Gross Fiduciary activities income$619,000423
Service charges on deposit accounts$1,047,0001,280
Trading account gains and fees$0134
Additional Noninterest Income$4,195,000633
Total noninterest expense$18,851,000650
Salaries and employee benefits$11,083,000581
Premises and equipment expense$2,416,000718
Additional noninterest expense$5,352,000722
Pre-tax net operating income$14,028,000517
Securities gains (losses)$272,000639
Applicable income taxes$5,483,000451
Income before extraordinary items$8,817,000590
Extraordinary gains, net$026
Net income$8,817,000591
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$464,0001,021
Cash dividends$2,960,000712
Sale, conversion, retirement of capital stock, net$949,000319
Net operating income$8,642,920576
2004-06-30 (YTD Data)Rank
Total interest income$25,967,000545
Total interest expense$7,223,000551
Net interest income$18,744,000537
Provision for loan and lease losses$1,200,000453
Total noninterest income$5,129,000606
Gross Fiduciary activities income$430,000419
Service charges on deposit accounts$670,0001,318
Trading account gains and fees$0130
Additional Noninterest Income$4,029,000482
Total noninterest expense$12,460,000657
Salaries and employee benefits$7,468,000574
Premises and equipment expense$1,513,000753
Additional noninterest expense$3,479,000729
Pre-tax net operating income$10,213,000481
Securities gains (losses)$272,000524
Applicable income taxes$4,108,000417
Income before extraordinary items$6,377,000553
Extraordinary gains, net$021
Net income$6,377,000552
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$279,0001,097
Cash dividends$2,960,000513
Sale, conversion, retirement of capital stock, net$768,000235
Net operating income$6,202,920544
2004-03-31 (YTD Data)Rank
Total interest income$13,074,000543
Total interest expense$3,642,000561
Net interest income$9,432,000542
Provision for loan and lease losses$600,000441
Total noninterest income$1,454,000935
Gross Fiduciary activities income$188,000447
Service charges on deposit accounts$331,0001,299
Trading account gains and fees$0121
Additional Noninterest Income$935,000824
Total noninterest expense$6,222,000659
Salaries and employee benefits$3,739,000587
Premises and equipment expense$700,000821
Additional noninterest expense$1,783,000707
Pre-tax net operating income$4,064,000568
Securities gains (losses)$272,000406
Applicable income taxes$1,619,000504
Income before extraordinary items$2,717,000624
Extraordinary gains, net$016
Net income$2,717,000623
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$234,000719
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$585,000145
Net operating income$2,542,920618
2003-12-31 (YTD Data)Rank
Total interest income$53,367,000538
Total interest expense$17,327,000530
Net interest income$36,040,000539
Provision for loan and lease losses$3,350,000435
Total noninterest income$13,897,000519
Gross Fiduciary activities income$553,000532
Service charges on deposit accounts$1,275,0001,360
Trading account gains and fees$0160
Additional Noninterest Income$12,069,000393
Total noninterest expense$24,541,000675
Salaries and employee benefits$14,902,000585
Premises and equipment expense$2,442,000916
Additional noninterest expense$7,197,000730
Pre-tax net operating income$22,046,000446
Securities gains (losses)$04,500
Applicable income taxes$8,343,000424
Income before extraordinary items$13,703,000517
Extraordinary gains, net$054
Net income$13,703,000518
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,563,000458
Cash dividends$5,488,000578
Sale, conversion, retirement of capital stock, net$1,003,000412
Net operating income$13,703,000488
2003-09-30 (YTD Data)Rank
Total interest income$40,594,000550
Total interest expense$13,463,000534
Net interest income$27,131,000546
Provision for loan and lease losses$1,800,000562
Total noninterest income$12,819,000468
Gross Fiduciary activities income$306,000628
Service charges on deposit accounts$960,0001,356
Trading account gains and fees$0153
Additional Noninterest Income$11,553,000359
Total noninterest expense$17,519,000715
Salaries and employee benefits$10,688,000620
Premises and equipment expense$1,751,000986
Additional noninterest expense$5,080,000766
Pre-tax net operating income$20,631,000387
Securities gains (losses)$04,204
Applicable income taxes$7,911,000371
Income before extraordinary items$12,720,000444
Extraordinary gains, net$040
Net income$12,720,000445
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,035,000682
Cash dividends$2,516,000843
Sale, conversion, retirement of capital stock, net$531,000362
Net operating income$12,720,000415
2003-06-30 (YTD Data)Rank
Total interest income$26,955,000555
Total interest expense$9,162,000543
Net interest income$17,793,000555
Provision for loan and lease losses$1,200,000559
Total noninterest income$5,820,000603
Gross Fiduciary activities income$144,000718
Service charges on deposit accounts$628,0001,364
Trading account gains and fees$0150
Additional Noninterest Income$5,048,000462
Total noninterest expense$11,427,000725
Salaries and employee benefits$6,902,000638
Premises and equipment expense$1,143,0001,010
Additional noninterest expense$3,382,000770
Pre-tax net operating income$10,986,000455
Securities gains (losses)$03,782
Applicable income taxes$4,180,000436
Income before extraordinary items$6,806,000537
Extraordinary gains, net$030
Net income$6,806,000537
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$948,000545
Cash dividends$2,516,000600
Sale, conversion, retirement of capital stock, net$531,000257
Net operating income$6,806,000499
2003-03-31 (YTD Data)Rank
Total interest income$13,546,000560
Total interest expense$4,641,000548
Net interest income$8,905,000558
Provision for loan and lease losses$600,000538
Total noninterest income$3,374,000546
Gross Fiduciary activities income$74,000728
Service charges on deposit accounts$299,0001,385
Trading account gains and fees$0134
Additional Noninterest Income$3,001,000415
Total noninterest expense$5,638,000734
Salaries and employee benefits$3,393,000640
Premises and equipment expense$560,0001,026
Additional noninterest expense$1,685,000758
Pre-tax net operating income$6,041,000424
Securities gains (losses)$02,891
Applicable income taxes$2,327,000414
Income before extraordinary items$3,714,000488
Extraordinary gains, net$021
Net income$3,714,000486
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$621,000421
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$473,000144
Net operating income$3,714,000459
2002-12-31 (YTD Data)Rank
Total interest income$54,224,000576
Total interest expense$21,741,000535
Net interest income$32,483,000588
Provision for loan and lease losses$2,800,000575
Total noninterest income$6,620,000829
Gross Fiduciary activities income$244,000776
Service charges on deposit accounts$1,165,0001,393
Trading account gains and fees$0153
Additional Noninterest Income$5,211,000667
Total noninterest expense$19,214,000820
Salaries and employee benefits$11,207,000721
Premises and equipment expense$2,117,0001,039
Additional noninterest expense$5,890,000844
Pre-tax net operating income$17,089,000530
Securities gains (losses)$668,000546
Applicable income taxes$6,801,000471
Income before extraordinary items$10,956,000589
Extraordinary gains, net$070
Net income$10,956,000590
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,856,000594
Cash dividends$6,005,000532
Sale, conversion, retirement of capital stock, net$507,000469
Net operating income$10,528,480575
2001-12-31 (YTD Data)Rank
Total interest income$57,060,000616
Total interest expense$29,156,000583
Net interest income$27,904,000647
Provision for loan and lease losses$2,900,000527
Total noninterest income$4,883,0001,015
Gross Fiduciary activities income$283,000736
Service charges on deposit accounts$1,002,0001,469
Trading account gains and fees$0177
Additional Noninterest Income$3,598,000833
Total noninterest expense$16,395,000911
Salaries and employee benefits$9,264,000796
Premises and equipment expense$2,003,0001,057
Additional noninterest expense$5,128,000956
Pre-tax net operating income$13,492,000586
Securities gains (losses)$04,612
Applicable income taxes$4,976,000547
Income before extraordinary items$8,516,000657
Extraordinary gains, net$0105
Net income$8,516,000661
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,884,000595
Cash dividends$3,052,000899
Sale, conversion, retirement of capital stock, net$-664,0009,561
Net operating income$8,516,000633
2000-12-31 (YTD Data)Rank
Total interest income$51,266,000713
Total interest expense$27,454,000673
Net interest income$23,812,000744
Provision for loan and lease losses$1,215,000901
Total noninterest income$4,027,0001,066
Gross Fiduciary activities income$241,000765
Service charges on deposit accounts$802,0001,727
Trading account gains and fees$0180
Additional Noninterest Income$2,984,000861
Total noninterest expense$14,444,000975
Salaries and employee benefits$7,689,000909
Premises and equipment expense$1,590,0001,288
Additional noninterest expense$5,165,000932
Pre-tax net operating income$12,180,000658
Securities gains (losses)$01,956
Applicable income taxes$4,443,000590
Income before extraordinary items$7,737,000705
Extraordinary gains, net$038
Net income$7,737,000705
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$831,000853
Cash dividends$3,015,000944
Sale, conversion, retirement of capital stock, net$-2,059,0009,875
Net operating income$7,737,000706
1999-12-31 (YTD Data)Rank
Total interest income$42,777,000790
Total interest expense$22,032,000736
Net interest income$20,745,000852
Provision for loan and lease losses$1,027,000942
Total noninterest income$4,175,0001,057
Gross Fiduciary activities income$171,000897
Service charges on deposit accounts$587,0002,279
Trading account gains and fees$0173
Additional Noninterest Income$3,417,000823
Total noninterest expense$13,356,0001,044
Salaries and employee benefits$7,122,000964
Premises and equipment expense$1,319,0001,556
Additional noninterest expense$4,915,000970
Pre-tax net operating income$10,537,000781
Securities gains (losses)$03,155
Applicable income taxes$4,053,000697
Income before extraordinary items$6,484,000871
Extraordinary gains, net$035
Net income$6,484,000871
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$466,0001,281
Cash dividends$2,569,0001,102
Sale, conversion, retirement of capital stock, net$399,000639
Net operating income$6,484,000859
1998-12-31 (YTD Data)Rank
Total interest income$38,310,000876
Total interest expense$20,289,000801
Net interest income$18,021,000938
Provision for loan and lease losses$1,000,000970
Total noninterest income$3,847,0001,120
Gross Fiduciary activities income$133,000954
Service charges on deposit accounts$456,0002,777
Trading account gains and fees$0224
Additional Noninterest Income$3,258,000859
Total noninterest expense$10,786,0001,225
Salaries and employee benefits$6,211,0001,051
Premises and equipment expense$912,0002,123
Additional noninterest expense$3,663,0001,225
Pre-tax net operating income$10,082,000769
Securities gains (losses)$04,449
Applicable income taxes$3,881,000704
Income before extraordinary items$6,201,000878
Extraordinary gains, net$032
Net income$6,201,000877
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$674,000998
Cash dividends$2,593,0001,088
Sale, conversion, retirement of capital stock, net$-640,00010,404
Net operating income$6,201,000840
1997-12-31 (YTD Data)Rank
Total interest income$34,181,0001,004
Total interest expense$18,274,000900
Net interest income$15,907,0001,110
Provision for loan and lease losses$900,0001,074
Total noninterest income$2,727,0001,378
Gross Fiduciary activities income$91,0001,073
Service charges on deposit accounts$518,0002,538
Trading account gains and fees$0239
Additional Noninterest Income$2,118,0001,056
Total noninterest expense$9,459,0001,390
Salaries and employee benefits$5,424,0001,215
Premises and equipment expense$688,0002,786
Additional noninterest expense$3,347,0001,313
Pre-tax net operating income$8,275,000994
Securities gains (losses)$03,944
Applicable income taxes$3,106,000898
Income before extraordinary items$5,169,0001,066
Extraordinary gains, net$044
Net income$5,169,0001,067
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$708,0001,020
Cash dividends$2,114,0001,238
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$5,169,0001,039
1996-12-31 (YTD Data)Rank
Total interest income$30,480,0001,133
Total interest expense$16,382,0001,016
Net interest income$14,098,0001,271
Provision for loan and lease losses$600,0001,497
Total noninterest income$2,486,0001,557
Gross Fiduciary activities income$84,0001,146
Service charges on deposit accounts$514,0002,654
Trading account gains and fees$0262
Additional Noninterest Income$1,888,0001,202
Total noninterest expense$8,962,0001,578
Salaries and employee benefits$5,047,0001,331
Premises and equipment expense$897,0002,223
Additional noninterest expense$3,018,0001,722
Pre-tax net operating income$7,022,0001,066
Securities gains (losses)$04,148
Applicable income taxes$2,344,0001,066
Income before extraordinary items$4,678,0001,105
Extraordinary gains, net$053
Net income$4,678,0001,106
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$584,0001,264
Cash dividends$1,983,0001,311
Sale, conversion, retirement of capital stock, net$0953
Net operating income$4,678,0001,089
1995-12-31 (YTD Data)Rank
Total interest income$28,433,0001,208
Total interest expense$14,651,0001,145
Net interest income$13,782,0001,306
Provision for loan and lease losses$870,0001,062
Total noninterest income$2,037,0001,805
Gross Fiduciary activities income$56,0001,270
Service charges on deposit accounts$522,0002,595
Trading account gains and fees$0522
Additional Noninterest Income$1,459,0001,390
Total noninterest expense$8,122,0001,733
Salaries and employee benefits$4,689,0001,409
Premises and equipment expense$780,0002,549
Additional noninterest expense$2,653,0001,884
Pre-tax net operating income$6,827,0001,136
Securities gains (losses)$03,831
Applicable income taxes$2,570,0001,024
Income before extraordinary items$4,257,0001,248
Extraordinary gains, net$065
Net income$4,257,0001,246
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$524,0001,339
Cash dividends$2,006,0001,217
Sale, conversion, retirement of capital stock, net$0809
Net operating income$4,257,0001,222
1994-12-31 (YTD Data)Rank
Total interest income$23,954,0001,307
Total interest expense$10,630,0001,238
Net interest income$13,324,0001,347
Provision for loan and lease losses$960,000955
Total noninterest income$2,409,0001,604
Gross Fiduciary activities income$2,0001,559
Service charges on deposit accounts$423,0003,212
Trading account gains and fees$0475
Additional Noninterest Income$1,984,0001,137
Total noninterest expense$8,244,0001,766
Salaries and employee benefits$4,547,0001,481
Premises and equipment expense$882,0002,291
Additional noninterest expense$2,815,0001,923
Pre-tax net operating income$6,529,0001,161
Securities gains (losses)$03,600
Applicable income taxes$2,468,0001,018
Income before extraordinary items$4,061,0001,238
Extraordinary gains, net$0249
Net income$4,061,0001,238
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$718,0001,067
Cash dividends$1,654,0001,299
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$4,061,0001,256
1993-12-31 (YTD Data)Rank
Total interest income$24,101,0001,307
Total interest expense$10,759,0001,262
Net interest income$13,342,0001,356
Provision for loan and lease losses$1,650,000926
Total noninterest income$2,498,0001,681
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$404,0003,406
Trading account gains and fees$0532
Additional Noninterest Income$2,094,0001,218
Total noninterest expense$7,465,0001,975
Salaries and employee benefits$4,050,0001,666
Premises and equipment expense$870,0002,347
Additional noninterest expense$2,545,0002,193
Pre-tax net operating income$6,725,0001,051
Securities gains (losses)$527,000867
Applicable income taxes$2,666,000948
Income before extraordinary items$4,586,0001,136
Extraordinary gains, net$03,149
Net income$4,586,0001,172
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$913,0001,226
Cash dividends$1,528,0001,254
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$4,248,7201,115
1992-12-31 (YTD Data)Rank
Total interest income$25,457,0001,435
Total interest expense$12,415,0001,420
Net interest income$13,042,0001,421
Provision for loan and lease losses$1,320,0001,539
Total noninterest income$1,323,0002,644
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$400,0003,485
Trading account gains and fees$0504
Additional Noninterest Income$923,0002,117
Total noninterest expense$7,109,0002,077
Salaries and employee benefits$3,406,0001,928
Premises and equipment expense$1,048,0002,013
Additional noninterest expense$2,655,0002,211
Pre-tax net operating income$5,936,0001,097
Securities gains (losses)$7,0006,774
Applicable income taxes$2,192,0001,041
Income before extraordinary items$3,751,0001,249
Extraordinary gains, net$01,422
Net income$3,751,0001,251
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$855,0001,742
Cash dividends$1,396,0001,175
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$3,746,5201,160

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.