Home > Los Alamos National Bank > Net charge- offs to loans
Los Alamos National Bank, Net charge- offs to loans
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3931% | 476 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4353% | 145 |
| Percentage Net Loans Charged-off:Construction & development | 0.1666% | 205 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7068% | 151 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0228% | 4,649 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1559% | 3,891 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0056% | 4,326 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0942% | 1,663 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1184% | 4,859 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6174% | 525 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9709% | 5,170 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5253% | 289 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5923% | 75 |
| Percentage Net Loans Charged-off:Construction & development | 0.3122% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9630% | 84 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0482% | 4,913 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0352% | 3,742 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0498% | 4,918 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1250% | 1,311 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6167% | 5,202 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1374% | 567 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.4760% | 5,263 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8124% | 166 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9081% | 39 |
| Percentage Net Loans Charged-off:Construction & development | 0.4877% | 88 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4664% | 44 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0247% | 4,692 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0613% | 3,847 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0200% | 4,662 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2622% | 852 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8421% | 5,288 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1179% | 976 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.6554% | 5,329 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5852% | 86 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8276% | 13 |
| Percentage Net Loans Charged-off:Construction & development | 0.3776% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.0118% | 19 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1335% | 459 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0598% | 3,904 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1587% | 396 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0932% | 4,685 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.2199% | 5,363 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5459% | 1,001 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.9377% | 5,387 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0896% | 5,341 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2060% | 509 |
| Percentage Net Loans Charged-off:Construction & development | 1.4947% | 93 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 4,592 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1502% | 780 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1903% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1455% | 799 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2356% | 5,079 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2914% | 2,356 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8263% | 352 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.1835% | 5,448 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0119% | 4,680 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3760% | 205 |
| Percentage Net Loans Charged-off:Construction & development | 2.4427% | 49 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1591% | 440 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0577% | 1,299 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2664% | 193 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0340% | 1,528 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0699% | 4,684 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3085% | 2,135 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0598% | 295 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.3380% | 5,504 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0559% | 2,132 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0439% | 1,261 |
| Percentage Net Loans Charged-off:Construction & development | 0.0300% | 282 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0373% | 5,180 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2032% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7474% | 83 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1426% | 688 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0342% | 1,533 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9690% | 827 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9173% | 209 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8461% | 5,492 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1001% | 1,373 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0616% | 855 |
| Percentage Net Loans Charged-off:Construction & development | 0.0335% | 185 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0909% | 5,485 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3583% | 296 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5811% | 41 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2260% | 437 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0792% | 913 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4265% | 297 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1519% | 190 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7483% | 383 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6047% | 379 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9335% | 79 |
| Percentage Net Loans Charged-off:Construction & development | -0.1510% | 5,007 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3538% | 98 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7227% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5812% | 203 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0486% | 4,098 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6471% | 193 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.3608% | 5,646 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7888% | 423 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6231% | 238 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0249% | 820 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4721% | 685 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0668% | 5,452 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0569% | 5,383 |
| Percentage Net Loans Charged-off:Construction & development | -0.1628% | 5,063 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1773% | 5,608 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1422% | 943 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0463% | 4,097 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1618% | 839 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4030% | 5,453 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0421% | 784 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0892% | 279 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0933% | 2,810 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2573% | 739 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0486% | 5,351 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0226% | 5,062 |
| Percentage Net Loans Charged-off:Construction & development | -0.2273% | 5,183 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0753% | 5,530 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1150% | 1,072 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0425% | 4,119 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1313% | 936 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4771% | 5,561 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9014% | 901 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9920% | 295 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0970% | 5,079 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2401% | 663 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2988% | 717 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2892% | 380 |
| Percentage Net Loans Charged-off:Construction & development | -0.1954% | 5,217 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3196% | 247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4483% | 312 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0658% | 4,206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5020% | 279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1903% | 827 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1023% | 739 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8114% | 202 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4508% | 5,534 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3228% | 488 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7670% | 298 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8908% | 129 |
| Percentage Net Loans Charged-off:Construction & development | 1.8225% | 166 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0842% | 185 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0497% | 4,778 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4702% | 417 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3332% | 97 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3780% | 570 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3301% | 5,539 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1807% | 640 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3505% | 437 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0577% | 660 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6702% | 243 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7913% | 257 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9879% | 108 |
| Percentage Net Loans Charged-off:Construction & development | 2.0935% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4844% | 122 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0459% | 4,816 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1935% | 1,038 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2503% | 4,502 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2410% | 836 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7719% | 5,818 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4168% | 458 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7601% | 326 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1795% | 516 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3959% | 596 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0299% | 5,330 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1025% | 1,376 |
| Percentage Net Loans Charged-off:Construction & development | 0.2947% | 339 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0390% | 5,616 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0676% | 4,871 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2112% | 985 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0405% | 4,306 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2386% | 867 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3363% | 5,958 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3776% | 506 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7562% | 303 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1262% | 567 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4810% | 494 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2238% | 1,046 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2293% | 699 |
| Percentage Net Loans Charged-off:Construction & development | 0.3807% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1652% | 447 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2723% | 688 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3913% | 243 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2591% | 700 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0593% | 4,944 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1032% | 669 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0867% | 358 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1137% | 607 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9461% | 310 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8549% | 395 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7947% | 311 |
| Percentage Net Loans Charged-off:Construction & development | -0.1578% | 5,368 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6570% | 528 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.4065% | 35 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4757% | 714 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7454% | 287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4447% | 762 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1267% | 696 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2866% | 700 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6597% | 390 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0797% | 753 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7641% | 492 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8160% | 407 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6619% | 409 |
| Percentage Net Loans Charged-off:Construction & development | -0.0402% | 5,167 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0476% | 5,883 |
| Percentage Net Loans Charged-off: Multi-family residential | 10.9382% | 30 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5822% | 545 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4832% | 397 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5937% | 517 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5918% | 461 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5053% | 537 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9525% | 323 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2655% | 598 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9369% | 412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8827% | 415 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8399% | 310 |
| Percentage Net Loans Charged-off:Construction & development | -0.1303% | 5,443 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2158% | 6,264 |
| Percentage Net Loans Charged-off: Multi-family residential | 15.7709% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7030% | 465 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0170% | 837 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7835% | 408 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1372% | 590 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8011% | 1,083 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3216% | 410 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5286% | 1,341 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2262% | 325 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8332% | 417 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9516% | 267 |
| Percentage Net Loans Charged-off:Construction & development | -0.4950% | 5,760 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0208% | 963 |
| Percentage Net Loans Charged-off: Multi-family residential | 19.3305% | 17 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4288% | 732 |
| Percentage Net Loans Charged-off: Home equity loans | -1.2636% | 4,872 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6300% | 508 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0508% | 1,198 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1193% | 795 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9761% | 407 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1931% | 674 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4887% | 427 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5595% | 297 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4677% | 251 |
| Percentage Net Loans Charged-off:Construction & development | 2.0339% | 568 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2340% | 469 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.2711% | 80 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9326% | 523 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9197% | 419 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9342% | 543 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9454% | 587 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5269% | 350 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6814% | 639 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3935% | 213 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2012% | 914 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7843% | 235 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7044% | 205 |
| Percentage Net Loans Charged-off:Construction & development | 2.3856% | 475 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3715% | 407 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.8222% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0608% | 447 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0980% | 367 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0562% | 448 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0736% | 525 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0321% | 272 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4238% | 667 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.2226% | 159 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2120% | 838 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3095% | 437 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1562% | 421 |
| Percentage Net Loans Charged-off:Construction & development | 3.2909% | 373 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9319% | 558 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.4391% | 5,412 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9707% | 541 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8348% | 448 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9872% | 540 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6964% | 609 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9798% | 198 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6454% | 566 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.5029% | 120 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0996% | 921 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9529% | 241 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1656% | 186 |
| Percentage Net Loans Charged-off:Construction & development | 3.2785% | 300 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.6727% | 132 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7924% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2901% | 1,419 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5827% | 451 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2552% | 1,429 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1973% | 608 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3962% | 744 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1066% | 552 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9810% | 470 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0490% | 860 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3163% | 733 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3051% | 674 |
| Percentage Net Loans Charged-off:Construction & development | 4.1118% | 665 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4079% | 1,734 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9977% | 451 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2483% | 673 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6620% | 237 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0693% | 831 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0805% | 1,350 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1914% | 563 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4409% | 548 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5148% | 440 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9755% | 392 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2435% | 772 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2356% | 735 |
| Percentage Net Loans Charged-off:Construction & development | 5.8771% | 477 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0970% | 2,392 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3301% | 360 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6726% | 1,325 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3392% | 477 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5869% | 1,466 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1905% | 1,167 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3927% | 483 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4476% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7922% | 373 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0224% | 1,374 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4854% | 672 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2114% | 801 |
| Percentage Net Loans Charged-off:Construction & development | 5.1077% | 507 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0596% | 2,179 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0852% | 251 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8107% | 1,118 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8544% | 634 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8050% | 1,093 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4128% | 485 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2058% | 1,037 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2782% | 522 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1755% | 956 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3739% | 736 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6392% | 529 |
| Percentage Net Loans Charged-off:Construction & development | 6.0734% | 377 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1700% | 1,335 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5927% | 211 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4002% | 589 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6411% | 347 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3690% | 617 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1597% | 6,181 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5898% | 763 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8811% | 489 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8774% | 578 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9349% | 733 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8402% | 758 |
| Percentage Net Loans Charged-off:Construction & development | 4.6945% | 1,037 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2369% | 2,603 |
| Percentage Net Loans Charged-off: Multi-family residential | 10.8830% | 93 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1650% | 1,060 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8497% | 929 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2078% | 1,031 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2250% | 1,081 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4437% | 2,985 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0752% | 713 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1736% | 3,883 |
| Percentage Net Loans Charged-off: All other loans and lease | 10.0384% | 140 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2327% | 1,255 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3184% | 1,076 |
| Percentage Net Loans Charged-off:Construction & development | 4.9923% | 873 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1687% | 2,446 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3686% | 467 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9498% | 1,246 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9012% | 807 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9565% | 1,194 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2238% | 978 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2638% | 3,394 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0198% | 689 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0333% | 6,224 |
| Percentage Net Loans Charged-off: All other loans and lease | -15.4290% | 6,555 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7268% | 828 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6007% | 860 |
| Percentage Net Loans Charged-off:Construction & development | 6.0665% | 689 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1220% | 2,220 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6081% | 492 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3103% | 898 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2026% | 632 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3252% | 880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7205% | 784 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3176% | 2,953 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0839% | 621 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0119% | 3,941 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.6012% | 184 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9519% | 654 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1822% | 517 |
| Percentage Net Loans Charged-off:Construction & development | 9.2117% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2585% | 1,386 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3993% | 738 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8652% | 375 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3353% | 722 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3033% | 1,859 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1460% | 3,009 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9963% | 548 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1522% | 6,400 |
| Percentage Net Loans Charged-off: All other loans and lease | 11.0057% | 115 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2124% | 882 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8511% | 1,030 |
| Percentage Net Loans Charged-off:Construction & development | 4.5615% | 1,332 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4806% | 2,076 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.3374% | 261 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5272% | 908 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8273% | 327 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3432% | 1,051 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9547% | 823 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1759% | 406 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1836% | 648 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.1702% | 271 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2612% | 1,613 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3273% | 1,352 |
| Percentage Net Loans Charged-off:Construction & development | 3.6980% | 1,406 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3687% | 2,004 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3631% | 923 |
| Percentage Net Loans Charged-off: Home equity loans | 3.2517% | 274 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0938% | 1,144 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1289% | 6,935 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9207% | 659 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0789% | 622 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.4110% | 250 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6695% | 1,124 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4011% | 1,199 |
| Percentage Net Loans Charged-off:Construction & development | 4.0780% | 1,164 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2467% | 1,916 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4993% | 812 |
| Percentage Net Loans Charged-off: Home equity loans | 4.2406% | 195 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1044% | 1,083 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9082% | 994 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9778% | 661 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5839% | 544 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.7546% | 196 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2739% | 1,339 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7633% | 1,635 |
| Percentage Net Loans Charged-off:Construction & development | 0.8366% | 1,548 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1157% | 1,594 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4293% | 766 |
| Percentage Net Loans Charged-off: Home equity loans | 4.1549% | 199 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0349% | 953 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7717% | 647 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.0273% | 360 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0966% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.0727% | 325 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3415% | 1,859 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9040% | 2,050 |
| Percentage Net Loans Charged-off:Construction & development | 2.6305% | 1,837 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0847% | 2,942 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0585% | 884 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8211% | 1,503 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7666% | 1,005 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8294% | 1,419 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1882% | 938 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3642% | 1,101 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3837% | 736 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.0069% | 300 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1897% | 1,705 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8336% | 1,787 |
| Percentage Net Loans Charged-off:Construction & development | 2.3595% | 1,612 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0777% | 2,417 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7631% | 1,340 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9988% | 716 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7267% | 1,310 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7388% | 856 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9789% | 781 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9578% | 600 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1421% | 1,595 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8350% | 1,552 |
| Percentage Net Loans Charged-off:Construction & development | 2.7939% | 1,238 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0629% | 1,967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4995% | 1,574 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0694% | 579 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4119% | 1,665 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1391% | 905 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1613% | 696 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4150% | 817 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4584% | 2,300 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2031% | 2,390 |
| Percentage Net Loans Charged-off:Construction & development | 0.4309% | 1,508 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0111% | 1,353 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2564% | 1,703 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9201% | 453 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1499% | 1,866 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5918% | 1,121 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2767% | 650 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1486% | 597 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5371% | 2,218 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1800% | 2,990 |
| Percentage Net Loans Charged-off:Construction & development | 0.2162% | 2,377 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0314% | 2,111 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3162% | 1,698 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9215% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2177% | 1,971 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2706% | 634 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6692% | 1,296 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6361% | 799 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3928% | 2,079 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1559% | 2,422 |
| Percentage Net Loans Charged-off:Construction & development | 0.1797% | 1,835 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3031% | 1,325 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0695% | 330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1793% | 1,681 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8635% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8711% | 910 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0075% | 625 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3204% | 2,032 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1292% | 2,129 |
| Percentage Net Loans Charged-off:Construction & development | 0.0667% | 1,538 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3054% | 1,121 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5187% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1120% | 1,722 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4876% | 792 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5052% | 1,114 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6690% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2113% | 2,073 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0662% | 1,948 |
| Percentage Net Loans Charged-off:Construction & development | -0.0226% | 7,574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1934% | 1,061 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9013% | 227 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0828% | 1,334 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8081% | 928 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7057% | 900 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7983% | 690 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2421% | 2,274 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0493% | 2,854 |
| Percentage Net Loans Charged-off:Construction & development | -0.0259% | 7,661 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0764% | 1,164 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0872% | 2,014 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1543% | 615 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0766% | 1,987 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3654% | 906 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2336% | 1,263 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5733% | 1,058 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2041% | 1,950 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0545% | 2,020 |
| Percentage Net Loans Charged-off:Construction & development | -0.0238% | 7,645 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1005% | 705 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0776% | 1,599 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2086% | 404 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0569% | 1,693 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9202% | 963 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3125% | 1,023 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7397% | 898 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2460% | 1,442 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0648% | 1,516 |
| Percentage Net Loans Charged-off:Construction & development | -0.0256% | 7,641 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1305% | 490 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0786% | 1,327 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2337% | 308 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0540% | 1,389 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1885% | 715 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3801% | 882 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7916% | 788 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2364% | 1,237 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0851% | 957 |
| Percentage Net Loans Charged-off:Construction & development | -0.0352% | 7,651 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2632% | 226 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0164% | 1,339 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0190% | 1,201 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6674% | 758 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9827% | 572 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4884% | 575 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1689% | 2,269 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0236% | 8,085 |
| Percentage Net Loans Charged-off:Construction & development | -0.1580% | 7,816 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0338% | 2,205 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0946% | 476 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0228% | 2,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6660% | 614 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4827% | 2,966 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6019% | 1,076 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1610% | 1,926 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0459% | 8,217 |
| Percentage Net Loans Charged-off:Construction & development | -0.2081% | 7,830 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8458% | 448 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4752% | 2,620 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9400% | 841 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2863% | 1,088 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0061% | 7,737 |
| Percentage Net Loans Charged-off:Construction & development | -0.0286% | 7,733 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8163% | 307 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5640% | 2,156 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4433% | 644 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5677% | 499 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0062% | 7,757 |
| Percentage Net Loans Charged-off:Construction & development | -0.0298% | 7,704 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.9365% | 119 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6658% | 1,790 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5834% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2423% | 1,951 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0084% | 3,145 |
| Percentage Net Loans Charged-off:Construction & development | -0.0367% | 7,790 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0403% | 2,178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1478% | 335 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0206% | 2,405 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9981% | 601 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8346% | 2,263 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9912% | 1,187 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0850% | 3,405 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0068% | 2,792 |
| Percentage Net Loans Charged-off:Construction & development | -0.0383% | 7,784 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0359% | 1,936 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2022% | 235 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0061% | 2,318 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3473% | 1,869 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8479% | 1,945 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6765% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0743% | 3,363 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0107% | 2,245 |
| Percentage Net Loans Charged-off:Construction & development | -0.0414% | 7,757 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0472% | 1,530 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3126% | 158 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3677% | 1,612 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5296% | 2,744 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2386% | 1,170 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0880% | 2,593 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0293% | 1,369 |
| Percentage Net Loans Charged-off:Construction & development | -0.0434% | 7,785 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0966% | 904 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6528% | 82 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0515% | 1,804 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0502% | 1,443 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6322% | 854 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1346% | 3,624 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0238% | 2,945 |
| Percentage Net Loans Charged-off:Construction & development | -0.0197% | 7,872 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0725% | 1,905 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0835% | 1,719 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6609% | 1,816 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8187% | 2,557 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3525% | 1,203 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0776% | 4,050 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0234% | 2,516 |
| Percentage Net Loans Charged-off:Construction & development | -0.0104% | 7,853 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0678% | 1,669 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0778% | 1,515 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2651% | 2,369 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5224% | 3,333 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8928% | 1,285 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0719% | 3,898 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0392% | 1,921 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1056% | 1,195 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1207% | 1,072 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0588% | 2,754 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5302% | 3,111 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0250% | 1,361 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1219% | 2,620 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0792% | 1,124 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2128% | 647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2415% | 574 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8768% | 2,014 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2519% | 1,084 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3528% | 2,141 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3337% | 639 |
| Percentage Net Loans Charged-off:Construction & development | 1.1450% | 182 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2158% | 793 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1236% | 1,592 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1372% | 1,478 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4963% | 2,628 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3904% | 4,775 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6284% | 1,671 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1915% | 3,079 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1311% | 1,289 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1958% | 685 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1364% | 1,233 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1507% | 1,155 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5681% | 2,073 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4332% | 4,131 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4914% | 1,639 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2646% | 2,265 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1981% | 870 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2989% | 465 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2041% | 847 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2248% | 789 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7296% | 1,601 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4575% | 3,742 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0472% | 1,333 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3567% | 1,532 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2747% | 560 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5143% | 252 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1856% | 747 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2052% | 688 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9202% | 1,074 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5918% | 2,910 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8254% | 1,140 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2899% | 2,807 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0310% | 2,988 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0800% | 1,913 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0876% | 1,780 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0433% | 1,047 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1338% | 2,055 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3605% | 1,525 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3161% | 2,566 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0907% | 1,777 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1920% | 745 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0495% | 2,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0528% | 1,981 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0170% | 983 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9553% | 2,386 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2397% | 1,611 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1612% | 3,649 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0884% | 281 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0495% | 1,416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2523% | 109 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2682% | 104 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2933% | 604 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9012% | 455 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5464% | 622 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1060% | 4,698 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0316% | 586 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0143% | 359 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0639% | 422 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0677% | 384 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3770% | 476 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7101% | 626 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5477% | 882 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1826% | 3,721 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0622% | 423 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0862% | 265 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0650% | 415 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0690% | 373 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5217% | 329 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1343% | 415 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1987% | 781 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2163% | 3,596 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0116% | 823 |
| Percentage Net Loans Charged-off:Construction & development | 0.1069% | 148 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0007% | 997 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0008% | 936 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4174% | 107 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8675% | 625 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2457% | 821 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2028% | 4,034 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0515% | 603 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0937% | 396 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0987% | 362 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9395% | 202 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0578% | 489 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9754% | 890 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2001% | 3,873 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0855% | 547 |
| Percentage Net Loans Charged-off:Construction & development | 0.2709% | 184 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0955% | 380 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0994% | 364 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8211% | 212 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7728% | 514 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4876% | 671 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2994% | 3,011 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0875% | 608 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1429% | 314 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1448% | 322 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4849% | 144 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0923% | 271 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9774% | 421 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4034% | 3,316 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1012% | 746 |
| Percentage Net Loans Charged-off:Construction & development | 0.0110% | 476 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1546% | 394 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1547% | 386 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2274% | 195 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0841% | 379 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5246% | 223 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4113% | 4,976 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |