Home > Lorena State Bank > Assets and Liabilities
Lorena State Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 12 | 8,518 |
| Assets and Liabilities | ||
| Total Assets: | $27,478,000 | 8,873 |
| Cash and due from depository institutions | $1,380,000 | 8,518 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $4,485,000 | 8,938 |
| Federal funds sold & reverse repurchase agreements | $5,375,000 | 3,182 |
| Net loans & leases | $15,481,000 | 8,626 |
| Loan loss allowance | $160,000 | 8,985 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $447,000 | 8,010 |
| Other real estate owned | $0 | 8,518 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $310,000 | 9,311 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $27,478,000 | 8,873 |
| Total liabilities | $25,183,000 | 8,765 |
| Total deposits | $25,134,000 | 8,626 |
| Interest-bearing deposits | $21,005,000 | 8,663 |
| Deposits held in domestic offices | $25,134,000 | 8,625 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $49,000 | 10,237 |
| Total equity capital | $2,295,000 | 9,435 |
| Total bank equity capital | $2,295,000 | 9,435 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $164,000 | 7,275 |
| Surplus | $1,340,000 | 6,522 |
| Undivided profits | $791,000 | 8,559 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,000 | 9,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $159,000 | 8,508 |
| Earning assets | $25,341,000 | 8,834 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $27,743,400 | 8,673 |
| Average Assets, quarterly | $26,465,500 | 8,888 |
| Volatile liabilities | $3,985,000 | 7,593 |
| Insider loans | $231,000 | 6,942 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,887,000 | 5,953 |
| Tier 1 (core) risk-based capital | $2,229,000 | 9,429 |
| Tier 2 risk-based capital | $160,000 | 8,729 |
| Total risk weighted assets | $16,056,300 | 8,820 |
| Total unused commitments | $3,887,000 | 5,958 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 12 | 8,855 |
| Assets and Liabilities | ||
| Total Assets: | $29,349,000 | 8,937 |
| Cash and due from depository institutions | $1,753,000 | 8,855 |
| Interest-bearing balances | $100,000 | 4,537 |
| Securities | $4,903,000 | 9,285 |
| Federal funds sold & reverse repurchase agreements | $4,960,000 | 2,734 |
| Net loans & leases | $16,858,000 | 8,726 |
| Loan loss allowance | $157,000 | 9,368 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $469,000 | 8,068 |
| Other real estate owned | $27,000 | 8,855 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $379,000 | 9,251 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $29,349,000 | 8,937 |
| Total liabilities | $27,227,000 | 8,799 |
| Total deposits | $27,166,000 | 8,672 |
| Interest-bearing deposits | $22,939,000 | 8,673 |
| Deposits held in domestic offices | $27,166,000 | 8,670 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $61,000 | 10,600 |
| Total equity capital | $2,122,000 | 9,888 |
| Total bank equity capital | $2,122,000 | 9,888 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $164,000 | 7,596 |
| Surplus | $1,340,000 | 6,636 |
| Undivided profits | $618,000 | 9,241 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $53,000 | 8,513 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $209,000 | 8,127 |
| Earning assets | $26,821,000 | 8,920 |
| Long-term assets (5+ years) | $22,000 | 9,517 |
| Average Assets, year-to-date | $27,120,200 | 9,007 |
| Average Assets, quarterly | $28,679,500 | 8,947 |
| Volatile liabilities | $5,156,000 | 7,063 |
| Insider loans | $96,000 | 8,494 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $2,684,000 | 6,782 |
| Tier 1 (core) risk-based capital | $2,109,000 | 9,851 |
| Tier 2 risk-based capital | $157,000 | 9,036 |
| Total risk weighted assets | $15,581,400 | 9,114 |
| Total unused commitments | $2,684,000 | 6,789 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 12 | 9,268 |
| Assets and Liabilities | ||
| Total Assets: | $25,606,000 | 9,663 |
| Cash and due from depository institutions | $1,368,000 | 9,268 |
| Interest-bearing balances | $100,000 | 4,564 |
| Securities | $2,908,000 | 10,582 |
| Federal funds sold & reverse repurchase agreements | $3,820,000 | 3,246 |
| Net loans & leases | $16,705,000 | 8,995 |
| Loan loss allowance | $147,000 | 9,913 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $494,000 | 8,134 |
| Other real estate owned | $0 | 9,268 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $311,000 | 10,197 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $25,606,000 | 9,663 |
| Total liabilities | $23,654,000 | 9,544 |
| Total deposits | $23,597,000 | 9,421 |
| Interest-bearing deposits | $19,892,000 | 9,446 |
| Deposits held in domestic offices | $23,597,000 | 9,419 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $57,000 | 11,129 |
| Total equity capital | $1,952,000 | 10,394 |
| Total bank equity capital | $1,952,000 | 10,394 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $164,000 | 7,998 |
| Surplus | $1,040,000 | 7,492 |
| Undivided profits | $748,000 | 9,343 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $390,000 | 4,934 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $184,000 | 8,744 |
| Earning assets | $23,533,000 | 9,639 |
| Long-term assets (5+ years) | $14,000 | 9,947 |
| Average Assets, year-to-date | $25,645,800 | 9,537 |
| Average Assets, quarterly | $25,367,500 | 9,650 |
| Volatile liabilities | $3,758,000 | 7,945 |
| Insider loans | $160,000 | 8,116 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $3,258,000 | 6,185 |
| Tier 1 (core) risk-based capital | $1,862,000 | 10,463 |
| Tier 2 risk-based capital | $147,000 | 9,530 |
| Total risk weighted assets | $13,963,400 | 9,725 |
| Total unused commitments | $3,258,000 | 6,202 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 13 | 9,438 |
| Assets and Liabilities | ||
| Total Assets: | $25,742,000 | 9,999 |
| Cash and due from depository institutions | $1,965,000 | 9,438 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $2,650,000 | 11,153 |
| Federal funds sold & reverse repurchase agreements | $4,340,000 | 3,270 |
| Net loans & leases | $15,938,000 | 9,372 |
| Loan loss allowance | $157,000 | 10,100 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $483,000 | 8,384 |
| Other real estate owned | $0 | 9,438 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $366,000 | 10,153 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $25,742,000 | 9,999 |
| Total liabilities | $24,034,000 | 9,859 |
| Total deposits | $23,974,000 | 9,750 |
| Interest-bearing deposits | $20,959,000 | 9,651 |
| Deposits held in domestic offices | $23,974,000 | 9,747 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $60,000 | 11,630 |
| Total equity capital | $1,708,000 | 11,039 |
| Total bank equity capital | $1,708,000 | 11,039 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $164,000 | 8,399 |
| Surplus | $1,000,000 | 7,725 |
| Undivided profits | $544,000 | 10,199 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $212,000 | 8,555 |
| Earning assets | $22,928,000 | 10,048 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $23,045,600 | 10,192 |
| Average Assets, quarterly | $24,437,500 | 10,112 |
| Volatile liabilities | $2,826,000 | 8,724 |
| Insider loans | $212,000 | 7,873 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,348,000 | 8,358 |
| Tier 1 (core) risk-based capital | $1,605,000 | 11,109 |
| Tier 2 risk-based capital | $157,000 | 9,629 |
| Total risk weighted assets | $14,892,000 | 9,828 |
| Total unused commitments | $1,348,000 | 8,370 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 11 | 10,449 |
| Assets and Liabilities | ||
| Total Assets: | $21,609,000 | 10,872 |
| Cash and due from depository institutions | $1,339,000 | 10,449 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $2,667,000 | 11,823 |
| Federal funds sold & reverse repurchase agreements | $1,050,000 | 5,355 |
| Net loans & leases | $15,632,000 | 9,682 |
| Loan loss allowance | $155,000 | 10,622 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $519,000 | 8,370 |
| Other real estate owned | $22,000 | 10,449 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $380,000 | 10,520 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $21,609,000 | 10,872 |
| Total liabilities | $20,127,000 | 10,733 |
| Total deposits | $20,082,000 | 10,614 |
| Interest-bearing deposits | $17,676,000 | 10,506 |
| Deposits held in domestic offices | $20,082,000 | 10,610 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $45,000 | 12,241 |
| Total equity capital | $1,482,000 | 11,644 |
| Total bank equity capital | $1,482,000 | 11,644 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $164,000 | 8,861 |
| Surplus | $1,000,000 | 7,908 |
| Undivided profits | $318,000 | 10,780 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $44,000 | 9,802 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $217,000 | 8,119 |
| Earning assets | $19,349,000 | 10,894 |
| Long-term assets (5+ years) | $97,000 | 10,751 |
| Average Assets, year-to-date | $21,850,400 | 10,766 |
| Average Assets, quarterly | $21,344,000 | 10,887 |
| Volatile liabilities | $3,053,000 | 8,414 |
| Insider loans | $72,000 | 9,882 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,173,000 | 8,790 |
| Tier 1 (core) risk-based capital | $1,482,000 | 11,691 |
| Tier 2 risk-based capital | $155,000 | 10,031 |
| Total risk weighted assets | $14,130,900 | 10,275 |
| Total unused commitments | $1,173,000 | 8,800 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 11 | 10,972 |
| Assets and Liabilities | ||
| Total Assets: | $21,418,000 | 11,385 |
| Cash and due from depository institutions | $896,000 | 10,972 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $1,354,000 | 12,787 |
| Federal funds sold & reverse repurchase agreements | $3,770,000 | 3,633 |
| Net loans & leases | $14,511,000 | 10,169 |
| Loan loss allowance | $142,000 | 11,328 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $531,000 | 8,517 |
| Other real estate owned | $22,000 | 10,972 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $334,000 | 10,933 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $21,418,000 | 11,385 |
| Total liabilities | $19,992,000 | 11,265 |
| Total deposits | $19,944,000 | 11,176 |
| Interest-bearing deposits | $17,740,000 | 11,015 |
| Deposits held in domestic offices | $19,944,000 | 11,174 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $48,000 | 12,769 |
| Total equity capital | $1,426,000 | 12,208 |
| Total bank equity capital | $1,426,000 | 12,208 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $164,000 | 9,307 |
| Surplus | $1,000,000 | 8,047 |
| Undivided profits | $262,000 | 11,524 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $449,000 | 5,222 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $161,000 | 9,156 |
| Earning assets | $19,635,000 | 11,347 |
| Long-term assets (5+ years) | $2,000 | 11,397 |
| Average Assets, year-to-date | $18,996,400 | 11,701 |
| Average Assets, quarterly | $19,915,000 | 11,592 |
| Volatile liabilities | $2,427,000 | 9,106 |
| Insider loans | $55,000 | 10,537 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $991,000 | 9,252 |
| Tier 1 (core) risk-based capital | $1,426,000 | 12,184 |
| Tier 2 risk-based capital | $142,000 | 10,635 |
| Total risk weighted assets | $13,127,100 | 10,850 |
| Total unused commitments | $991,000 | 9,279 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 10 | 11,730 |
| Assets and Liabilities | ||
| Total Assets: | $18,176,000 | 12,325 |
| Cash and due from depository institutions | $2,721,000 | 11,730 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $545,000 | 13,596 |
| Federal funds sold & reverse repurchase agreements | $3,600,000 | 4,346 |
| Net loans & leases | $10,565,000 | 11,490 |
| Loan loss allowance | $144,000 | 11,651 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $539,000 | 8,646 |
| Other real estate owned | $90,000 | 11,730 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $116,000 | 13,592 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $18,176,000 | 12,325 |
| Total liabilities | $17,061,000 | 12,203 |
| Total deposits | $16,984,000 | 12,107 |
| Interest-bearing deposits | $14,522,000 | 12,090 |
| Deposits held in domestic offices | $16,984,000 | 12,106 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $77,000 | 12,894 |
| Total equity capital | $1,115,000 | 13,030 |
| Total bank equity capital | $1,115,000 | 13,030 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $164,000 | 9,751 |
| Surplus | $1,366,000 | 6,986 |
| Undivided profits | $-415,000 | 13,012 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $93,000 | 10,252 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $104,000 | 11,444 |
| Earning assets | $14,710,000 | 12,605 |
| Long-term assets (5+ years) | $15,000 | 11,780 |
| Average Assets, year-to-date | $16,899,600 | 12,448 |
| Average Assets, quarterly | $17,330,000 | 12,443 |
| Volatile liabilities | $1,841,000 | 10,234 |
| Insider loans | $30,000 | 7,896 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,689,000 | 7,788 |
| Tier 1 (core) risk-based capital | $1,115,000 | 13,011 |
| Tier 2 risk-based capital | $130,800 | 11,164 |
| Total risk weighted assets | $10,450,600 | 11,948 |
| Total unused commitments | $1,689,000 | 7,824 |
| Derivatives | $0 | 651 |