Home > Longview Bank and Trust > Income and Expense

Longview Bank and Trust, Income and Expense

2023-06-30 (YTD Data)		Rank
Total interest income	$5,860,000	2,573
Total interest expense	$1,528,000	2,313
Net interest income	$4,332,000	2,615
Provision for loan and lease losses	$120,000	1,688
Total noninterest income	$543,000	2,609
Gross Fiduciary activities income	$11,000	804
Service charges on deposit accounts	$59,000	3,228
Trading account gains and fees	NA	NA
Additional Noninterest Income	$473,000	2,253
Total noninterest expense	$2,556,000	3,001
Salaries and employee benefits	$1,420,000	2,999
Premises and equipment expense	$255,000	2,931
Additional noninterest expense	$473,000	2,249
Pre-tax net operating income	$2,199,000	2,126
Securities gains (losses)	$0	938
Applicable income taxes	$563,000	1,411
Income before extraordinary items	$1,636,000	2,299
Extraordinary gains, net	$0	51
Net income	$1,636,000	2,326
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,636,000	2,299
Net charge-offs	$161,000	755
Cash dividends	$805,000	1,556
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,636,000	2,319
2023-03-31 (YTD Data)		Rank
Total interest income	$2,819,000	2,608
Total interest expense	$695,000	2,241
Net interest income	$2,124,000	2,655
Provision for loan and lease losses	$40,000	1,811
Total noninterest income	$270,000	2,610
Gross Fiduciary activities income	$11,000	788
Service charges on deposit accounts	$26,000	3,350
Trading account gains and fees	NA	NA
Additional Noninterest Income	$233,000	2,261
Total noninterest expense	$1,270,000	3,044
Salaries and employee benefits	$706,000	3,056
Premises and equipment expense	$128,000	2,977
Additional noninterest expense	$233,000	2,261
Pre-tax net operating income	$1,084,000	2,194
Securities gains (losses)	$0	950
Applicable income taxes	$278,000	1,453
Income before extraordinary items	$806,000	2,371
Extraordinary gains, net	$0	4
Net income	$806,000	2,370
Minority interest net income	$0	48
Net income of bank and minority interests.	$806,000	2,371
Net charge-offs	$118,000	552
Cash dividends	$403,000	1,389
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$806,000	2,387
2022-12-31 (YTD Data)		Rank
Total interest income	$8,747,000	2,721
Total interest expense	$1,009,000	2,409
Net interest income	$7,738,000	2,740
Provision for loan and lease losses	$100,000	2,212
Total noninterest income	$1,339,000	2,464
Gross Fiduciary activities income	$43,000	809
Service charges on deposit accounts	$124,000	3,252
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,172,000	2,172
Total noninterest expense	$4,897,000	3,073
Salaries and employee benefits	$2,987,000	2,948
Premises and equipment expense	$500,000	2,993
Additional noninterest expense	$1,172,000	2,172
Pre-tax net operating income	$4,080,000	2,285
Securities gains (losses)	$0	691
Applicable income taxes	$1,038,000	1,523
Income before extraordinary items	$3,042,000	2,447
Extraordinary gains, net	$0	5
Net income	$3,042,000	2,445
Minority interest net income	$0	63
Net income of bank and minority interests.	$3,042,000	2,446
Net charge-offs	$-19,000	3,809
Cash dividends	$855,000	2,282
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$3,042,000	2,472
2022-09-30 (YTD Data)		Rank
Total interest income	$6,160,000	2,758
Total interest expense	$483,000	2,701
Net interest income	$5,677,000	2,745
Provision for loan and lease losses	$0	2,835
Total noninterest income	$1,016,000	2,471
Gross Fiduciary activities income	$25,000	815
Service charges on deposit accounts	$94,000	3,258
Trading account gains and fees	NA	NA
Additional Noninterest Income	$897,000	2,175
Total noninterest expense	$3,568,000	3,114
Salaries and employee benefits	$2,122,000	3,023
Premises and equipment expense	$383,000	2,973
Additional noninterest expense	$897,000	2,175
Pre-tax net operating income	$3,125,000	2,239
Securities gains (losses)	$0	740
Applicable income taxes	$811,000	1,489
Income before extraordinary items	$2,314,000	2,394
Extraordinary gains, net	$0	4
Net income	$2,314,000	2,393
Minority interest net income	$0	57
Net income of bank and minority interests.	$2,314,000	2,393
Net charge-offs	$-8,000	3,537
Cash dividends	$252,000	2,607
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$2,314,000	2,435
2022-06-30 (YTD Data)		Rank
Total interest income	$3,881,000	2,807
Total interest expense	$277,000	2,773
Net interest income	$3,604,000	2,776
Provision for loan and lease losses	$0	2,599
Total noninterest income	$706,000	2,419
Gross Fiduciary activities income	$19,000	774
Service charges on deposit accounts	$60,000	3,316
Trading account gains and fees	NA	NA
Additional Noninterest Income	$627,000	2,150
Total noninterest expense	$2,360,000	3,117
Salaries and employee benefits	$1,387,000	3,057
Premises and equipment expense	$260,000	2,960
Additional noninterest expense	$713,000	3,160
Pre-tax net operating income	$1,950,000	2,227
Securities gains (losses)	$0	687
Applicable income taxes	$509,000	1,474
Income before extraordinary items	$1,441,000	2,406
Extraordinary gains, net	$0	4
Net income	$1,441,000	2,406
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,441,000	2,406
Net charge-offs	$-4,000	3,378
Cash dividends	$252,000	2,344
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,441,000	2,440
2022-03-31 (YTD Data)		Rank
Total interest income	$1,856,000	2,838
Total interest expense	$139,000	2,726
Net interest income	$1,717,000	2,814
Provision for loan and lease losses	$0	2,285
Total noninterest income	$335,000	2,465
Gross Fiduciary activities income	$12,000	762
Service charges on deposit accounts	$28,000	3,376
Trading account gains and fees	NA	NA
Additional Noninterest Income	$295,000	2,206
Total noninterest expense	$1,190,000	3,090
Salaries and employee benefits	$704,000	3,029
Premises and equipment expense	$131,000	2,955
Additional noninterest expense	$355,000	3,167
Pre-tax net operating income	$862,000	2,302
Securities gains (losses)	$0	623
Applicable income taxes	$224,000	1,522
Income before extraordinary items	$638,000	2,473
Extraordinary gains, net	$0	4
Net income	$638,000	2,470
Minority interest net income	$0	50
Net income of bank and minority interests.	$638,000	2,473
Net charge-offs	$0	1,838
Cash dividends	$252,000	1,606
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$638,000	2,491
2021-12-31 (YTD Data)		Rank
Total interest income	$7,752,000	2,852
Total interest expense	$743,000	2,630
Net interest income	$7,009,000	2,848
Provision for loan and lease losses	$105,000	2,152
Total noninterest income	$1,844,000	2,322
Gross Fiduciary activities income	$37,000	789
Service charges on deposit accounts	$95,000	3,512
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,712,000	2,073
Total noninterest expense	$4,802,000	3,083
Salaries and employee benefits	$2,868,000	2,999
Premises and equipment expense	$532,000	2,933
Additional noninterest expense	$1,402,000	3,202
Pre-tax net operating income	$3,946,000	2,349
Securities gains (losses)	$0	2,062
Applicable income taxes	$1,045,000	1,572
Income before extraordinary items	$2,901,000	2,583
Extraordinary gains, net	$0	10
Net income	$2,901,000	2,584
Minority interest net income	$0	74
Net income of bank and minority interests.	$2,901,000	2,584
Net charge-offs	$13,000	2,203
Cash dividends	$730,000	2,518
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$2,901,000	2,567
2021-09-30 (YTD Data)		Rank
Total interest income	$5,765,000	2,923
Total interest expense	$597,000	2,605
Net interest income	$5,168,000	2,916
Provision for loan and lease losses	$105,000	1,908
Total noninterest income	$1,432,000	2,325
Gross Fiduciary activities income	$18,000	807
Service charges on deposit accounts	$71,000	3,538
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,343,000	2,078
Total noninterest expense	$3,475,000	3,163
Salaries and employee benefits	$1,996,000	3,124
Premises and equipment expense	$405,000	2,937
Additional noninterest expense	$1,074,000	3,198
Pre-tax net operating income	$3,020,000	2,418
Securities gains (losses)	$0	2,015
Applicable income taxes	$810,000	1,628
Income before extraordinary items	$2,210,000	2,671
Extraordinary gains, net	$0	8
Net income	$2,210,000	2,671
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,210,000	2,671
Net charge-offs	$-18,000	3,843
Cash dividends	$478,000	2,353
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,210,000	2,652
2021-06-30 (YTD Data)		Rank
Total interest income	$3,605,000	3,018
Total interest expense	$421,000	2,596
Net interest income	$3,184,000	3,040
Provision for loan and lease losses	$90,000	1,757
Total noninterest income	$979,000	2,262
Gross Fiduciary activities income	$12,000	805
Service charges on deposit accounts	$43,000	3,609
Trading account gains and fees	NA	NA
Additional Noninterest Income	$924,000	1,992
Total noninterest expense	$2,346,000	3,129
Salaries and employee benefits	$1,330,000	3,128
Premises and equipment expense	$275,000	2,898
Additional noninterest expense	$741,000	3,133
Pre-tax net operating income	$1,727,000	2,606
Securities gains (losses)	$0	1,818
Applicable income taxes	$471,000	1,702
Income before extraordinary items	$1,256,000	2,874
Extraordinary gains, net	$0	6
Net income	$1,256,000	2,873
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,256,000	2,874
Net charge-offs	$-13,000	3,908
Cash dividends	$478,000	2,009
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,256,000	2,851
2021-03-31 (YTD Data)		Rank
Total interest income	$1,765,000	3,047
Total interest expense	$220,000	2,612
Net interest income	$1,545,000	3,068
Provision for loan and lease losses	$45,000	1,795
Total noninterest income	$541,000	2,155
Gross Fiduciary activities income	$7,000	809
Service charges on deposit accounts	$22,000	3,577
Trading account gains and fees	NA	NA
Additional Noninterest Income	$512,000	1,895
Total noninterest expense	$1,167,000	3,126
Salaries and employee benefits	$650,000	3,153
Premises and equipment expense	$142,000	2,869
Additional noninterest expense	$375,000	3,054
Pre-tax net operating income	$874,000	2,553
Securities gains (losses)	$0	1,392
Applicable income taxes	$243,000	1,664
Income before extraordinary items	$631,000	2,840
Extraordinary gains, net	$0	3
Net income	$631,000	2,839
Minority interest net income	$0	55
Net income of bank and minority interests.	$631,000	2,840
Net charge-offs	$-6,000	3,842
Cash dividends	$277,000	1,628
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$631,000	2,797
2020-12-31 (YTD Data)		Rank
Total interest income	$7,673,000	2,947
Total interest expense	$1,379,000	2,508
Net interest income	$6,294,000	2,982
Provision for loan and lease losses	$180,000	3,128
Total noninterest income	$1,801,000	2,237
Gross Fiduciary activities income	$28,000	827
Service charges on deposit accounts	$108,000	3,491
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,665,000	1,982
Total noninterest expense	$4,384,000	3,231
Salaries and employee benefits	$2,577,000	3,168
Premises and equipment expense	$515,000	3,004
Additional noninterest expense	$1,292,000	3,289
Pre-tax net operating income	$3,531,000	2,215
Securities gains (losses)	$0	2,675
Applicable income taxes	$944,000	1,472
Income before extraordinary items	$2,587,000	2,503
Extraordinary gains, net	$0	4
Net income	$2,587,000	2,503
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,587,000	2,503
Net charge-offs	$80,000	2,141
Cash dividends	$1,318,000	1,912
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$2,587,000	2,447
2020-09-30 (YTD Data)		Rank
Total interest income	$5,753,000	2,972
Total interest expense	$1,119,000	2,494
Net interest income	$4,634,000	3,024
Provision for loan and lease losses	$150,000	2,982
Total noninterest income	$1,332,000	2,212
Gross Fiduciary activities income	$9,000	862
Service charges on deposit accounts	$83,000	3,480
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,240,000	1,934
Total noninterest expense	$3,122,000	3,297
Salaries and employee benefits	$1,841,000	3,229
Premises and equipment expense	$612,000	2,313
Additional noninterest expense	$669,000	3,828
Pre-tax net operating income	$2,694,000	2,187
Securities gains (losses)	$0	2,494
Applicable income taxes	$746,000	1,399
Income before extraordinary items	$1,948,000	2,488
Extraordinary gains, net	$0	4
Net income	$1,948,000	2,488
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,948,000	2,488
Net charge-offs	$89,000	1,738
Cash dividends	$1,218,000	1,509
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,948,000	2,441
2020-06-30 (YTD Data)		Rank
Total interest income	$3,798,000	3,017
Total interest expense	$799,000	2,497
Net interest income	$2,999,000	3,091
Provision for loan and lease losses	$75,000	3,188
Total noninterest income	$871,000	2,186
Gross Fiduciary activities income	$5,000	874
Service charges on deposit accounts	$58,000	3,444
Trading account gains and fees	NA	NA
Additional Noninterest Income	$808,000	1,890
Total noninterest expense	$2,065,000	3,316
Salaries and employee benefits	$1,236,000	3,230
Premises and equipment expense	$399,000	2,335
Additional noninterest expense	$430,000	3,887
Pre-tax net operating income	$1,730,000	2,203
Securities gains (losses)	$0	2,249
Applicable income taxes	$474,000	1,389
Income before extraordinary items	$1,256,000	2,488
Extraordinary gains, net	$0	4
Net income	$1,256,000	2,487
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,256,000	2,488
Net charge-offs	$5,000	2,656
Cash dividends	$866,000	1,458
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,256,000	2,453
2020-03-31 (YTD Data)		Rank
Total interest income	$1,927,000	2,987
Total interest expense	$431,000	2,525
Net interest income	$1,496,000	3,058
Provision for loan and lease losses	$30,000	2,812
Total noninterest income	$272,000	2,636
Gross Fiduciary activities income	$2,000	874
Service charges on deposit accounts	$37,000	3,417
Trading account gains and fees	NA	NA
Additional Noninterest Income	$233,000	2,270
Total noninterest expense	$1,027,000	3,354
Salaries and employee benefits	$613,000	3,266
Premises and equipment expense	$205,000	2,313
Additional noninterest expense	$209,000	3,985
Pre-tax net operating income	$711,000	2,327
Securities gains (losses)	$0	1,705
Applicable income taxes	$183,000	1,462
Income before extraordinary items	$528,000	2,571
Extraordinary gains, net	$0	4
Net income	$528,000	2,571
Minority interest net income	$0	56
Net income of bank and minority interests.	$528,000	2,572
Net charge-offs	$8,000	1,948
Cash dividends	$161,000	2,056
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$528,000	2,543
2019-12-31 (YTD Data)		Rank
Total interest income	$7,972,000	2,963
Total interest expense	$1,717,000	2,581
Net interest income	$6,255,000	3,031
Provision for loan and lease losses	$40,000	3,479
Total noninterest income	$866,000	3,005
Gross Fiduciary activities income	$31,000	835
Service charges on deposit accounts	$174,000	3,326
Trading account gains and fees	NA	NA
Additional Noninterest Income	$661,000	2,737
Total noninterest expense	$3,934,000	3,449
Salaries and employee benefits	$2,372,000	3,325
Premises and equipment expense	$755,000	2,424
Additional noninterest expense	$807,000	4,092
Pre-tax net operating income	$3,147,000	2,386
Securities gains (losses)	$0	2,379
Applicable income taxes	$827,000	1,576
Income before extraordinary items	$2,320,000	2,685
Extraordinary gains, net	$0	11
Net income	$2,320,000	2,685
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,320,000	2,687
Net charge-offs	$-101,000	4,897
Cash dividends	$644,000	2,773
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,320,000	2,655
2019-09-30 (YTD Data)		Rank
Total interest income	$5,954,000	3,007
Total interest expense	$1,270,000	2,611
Net interest income	$4,684,000	3,065
Provision for loan and lease losses	$40,000	3,254
Total noninterest income	$642,000	3,044
Gross Fiduciary activities income	$12,000	875
Service charges on deposit accounts	$130,000	3,368
Trading account gains and fees	NA	NA
Additional Noninterest Income	$500,000	2,741
Total noninterest expense	$2,887,000	3,501
Salaries and employee benefits	$1,719,000	3,395
Premises and equipment expense	$554,000	2,478
Additional noninterest expense	$614,000	4,107
Pre-tax net operating income	$2,399,000	2,430
Securities gains (losses)	$0	2,167
Applicable income taxes	$639,000	1,610
Income before extraordinary items	$1,760,000	2,725
Extraordinary gains, net	$0	11
Net income	$1,760,000	2,726
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,760,000	2,726
Net charge-offs	$-100,000	4,965
Cash dividends	$483,000	2,519
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,760,000	2,690
2019-06-30 (YTD Data)		Rank
Total interest income	$3,793,000	3,091
Total interest expense	$820,000	2,639
Net interest income	$2,973,000	3,173
Provision for loan and lease losses	$60,000	2,560
Total noninterest income	$370,000	3,178
Gross Fiduciary activities income	$6,000	896
Service charges on deposit accounts	$86,000	3,382
Trading account gains and fees	NA	NA
Additional Noninterest Income	$278,000	2,890
Total noninterest expense	$1,923,000	3,536
Salaries and employee benefits	$1,132,000	3,437
Premises and equipment expense	$358,000	2,524
Additional noninterest expense	$433,000	4,060
Pre-tax net operating income	$1,360,000	2,669
Securities gains (losses)	$0	1,702
Applicable income taxes	$354,000	1,722
Income before extraordinary items	$1,006,000	2,939
Extraordinary gains, net	$0	11
Net income	$1,006,000	2,938
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,006,000	2,938
Net charge-offs	$12,000	2,529
Cash dividends	$322,000	2,524
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,006,000	2,914
2019-03-31 (YTD Data)		Rank
Total interest income	$1,864,000	3,136
Total interest expense	$401,000	2,642
Net interest income	$1,463,000	3,229
Provision for loan and lease losses	$60,000	1,874
Total noninterest income	$194,000	3,088
Gross Fiduciary activities income	$4,000	868
Service charges on deposit accounts	$43,000	3,384
Trading account gains and fees	NA	NA
Additional Noninterest Income	$147,000	2,769
Total noninterest expense	$953,000	3,585
Salaries and employee benefits	$564,000	3,484
Premises and equipment expense	$176,000	2,578
Additional noninterest expense	$213,000	4,106
Pre-tax net operating income	$644,000	2,703
Securities gains (losses)	$0	1,087
Applicable income taxes	$172,000	1,716
Income before extraordinary items	$472,000	2,970
Extraordinary gains, net	$0	5
Net income	$472,000	2,968
Minority interest net income	$0	52
Net income of bank and minority interests.	$472,000	2,969
Net charge-offs	$14,000	1,843
Cash dividends	$161,000	2,159
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$472,000	2,957
2018-12-31 (YTD Data)		Rank
Total interest income	$6,740,000	3,237
Total interest expense	$1,106,000	2,781
Net interest income	$5,634,000	3,276
Provision for loan and lease losses	$228,000	2,253
Total noninterest income	$628,000	3,505
Gross Fiduciary activities income	$56,000	811
Service charges on deposit accounts	$185,000	3,410
Trading account gains and fees	NA	NA
Additional Noninterest Income	$387,000	3,388
Total noninterest expense	$3,523,000	3,725
Salaries and employee benefits	$2,071,000	3,627
Premises and equipment expense	$715,000	2,533
Additional noninterest expense	$737,000	4,340
Pre-tax net operating income	$2,511,000	2,775
Securities gains (losses)	$0	1,125
Applicable income taxes	$672,000	1,722
Income before extraordinary items	$1,839,000	3,058
Extraordinary gains, net	$0	6
Net income	$1,839,000	3,057
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,839,000	3,057
Net charge-offs	$17,000	3,165
Cash dividends	$644,000	2,724
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$1,839,000	3,055
2018-09-30 (YTD Data)		Rank
Total interest income	$5,002,000	3,260
Total interest expense	$761,000	2,833
Net interest income	$4,241,000	3,297
Provision for loan and lease losses	$173,000	2,152
Total noninterest income	$432,000	3,632
Gross Fiduciary activities income	$7,000	934
Service charges on deposit accounts	$138,000	3,437
Trading account gains and fees	NA	NA
Additional Noninterest Income	$287,000	3,426
Total noninterest expense	$2,569,000	3,801
Salaries and employee benefits	$1,502,000	3,696
Premises and equipment expense	$529,000	2,571
Additional noninterest expense	$538,000	4,389
Pre-tax net operating income	$1,931,000	2,800
Securities gains (losses)	$0	1,118
Applicable income taxes	$555,000	1,702
Income before extraordinary items	$1,376,000	3,111
Extraordinary gains, net	$0	5
Net income	$1,376,000	3,108
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,376,000	3,110
Net charge-offs	$-5,000	4,302
Cash dividends	$483,000	2,407
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,376,000	3,100
2018-06-30 (YTD Data)		Rank
Total interest income	$3,239,000	3,308
Total interest expense	$462,000	2,911
Net interest income	$2,777,000	3,325
Provision for loan and lease losses	$98,000	2,236
Total noninterest income	$263,000	3,763
Gross Fiduciary activities income	$3,000	959
Service charges on deposit accounts	$87,000	3,509
Trading account gains and fees	NA	NA
Additional Noninterest Income	$173,000	3,561
Total noninterest expense	$1,668,000	3,874
Salaries and employee benefits	$968,000	3,775
Premises and equipment expense	$345,000	2,630
Additional noninterest expense	$355,000	4,445
Pre-tax net operating income	$1,274,000	2,777
Securities gains (losses)	$0	961
Applicable income taxes	$372,000	1,677
Income before extraordinary items	$902,000	3,110
Extraordinary gains, net	$0	6
Net income	$902,000	3,108
Minority interest net income	$0	65
Net income of bank and minority interests.	$902,000	3,109
Net charge-offs	$-3,000	4,144
Cash dividends	$322,000	2,418
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$902,000	3,100
2018-03-31 (YTD Data)		Rank
Total interest income	$1,552,000	3,377
Total interest expense	$211,000	3,002
Net interest income	$1,341,000	3,393
Provision for loan and lease losses	$48,000	2,128
Total noninterest income	$129,000	3,791
Gross Fiduciary activities income	$-2,000	5,606
Service charges on deposit accounts	$41,000	3,613
Trading account gains and fees	NA	NA
Additional Noninterest Income	$90,000	3,483
Total noninterest expense	$815,000	3,957
Salaries and employee benefits	$476,000	3,844
Premises and equipment expense	$170,000	2,702
Additional noninterest expense	$169,000	4,582
Pre-tax net operating income	$607,000	2,799
Securities gains (losses)	$0	735
Applicable income taxes	$175,000	1,703
Income before extraordinary items	$432,000	3,131
Extraordinary gains, net	$0	7
Net income	$432,000	3,131
Minority interest net income	$0	52
Net income of bank and minority interests.	$432,000	3,131
Net charge-offs	$-2,000	4,048
Cash dividends	$161,000	2,053
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$432,000	3,130
2017-12-31 (YTD Data)		Rank
Total interest income	$5,407,000	3,614
Total interest expense	$645,000	3,272
Net interest income	$4,762,000	3,622
Provision for loan and lease losses	$447,000	1,554
Total noninterest income	$587,000	3,723
Gross Fiduciary activities income	$42,000	863
Service charges on deposit accounts	$195,000	3,483
Trading account gains and fees	NA	NA
Additional Noninterest Income	$350,000	3,613
Total noninterest expense	$3,174,000	4,020
Salaries and employee benefits	$1,794,000	3,959
Premises and equipment expense	$589,000	2,954
Additional noninterest expense	$791,000	4,402
Pre-tax net operating income	$1,728,000	3,340
Securities gains (losses)	$-2,000	4,854
Applicable income taxes	$555,000	2,343
Income before extraordinary items	$1,171,000	3,510
Extraordinary gains, net	$0	9
Net income	$1,171,000	3,509
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,171,000	3,510
Net charge-offs	$655,000	920
Cash dividends	$445,000	3,076
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,172,360	3,489
2017-09-30 (YTD Data)		Rank
Total interest income	$3,956,000	3,688
Total interest expense	$455,000	3,371
Net interest income	$3,501,000	3,683
Provision for loan and lease losses	$417,000	1,331
Total noninterest income	$405,000	3,862
Gross Fiduciary activities income	$8,000	962
Service charges on deposit accounts	$148,000	3,501
Trading account gains and fees	NA	NA
Additional Noninterest Income	$249,000	3,719
Total noninterest expense	$2,405,000	4,010
Salaries and employee benefits	$1,373,000	3,947
Premises and equipment expense	$426,000	3,056
Additional noninterest expense	$606,000	4,388
Pre-tax net operating income	$1,084,000	3,633
Securities gains (losses)	$-2,000	5,199
Applicable income taxes	$296,000	2,490
Income before extraordinary items	$786,000	3,865
Extraordinary gains, net	$0	9
Net income	$786,000	3,863
Minority interest net income	$0	71
Net income of bank and minority interests.	$786,000	3,865
Net charge-offs	$644,000	674
Cash dividends	$284,000	2,915
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$787,460	3,847
2017-06-30 (YTD Data)		Rank
Total interest income	$2,579,000	3,731
Total interest expense	$283,000	3,461
Net interest income	$2,296,000	3,722
Provision for loan and lease losses	$387,000	1,012
Total noninterest income	$273,000	3,864
Gross Fiduciary activities income	$8,000	932
Service charges on deposit accounts	$98,000	3,512
Trading account gains and fees	NA	NA
Additional Noninterest Income	$167,000	3,716
Total noninterest expense	$1,622,000	4,006
Salaries and employee benefits	$927,000	3,934
Premises and equipment expense	$273,000	3,133
Additional noninterest expense	$422,000	4,332
Pre-tax net operating income	$560,000	3,985
Securities gains (losses)	$-2,000	5,321
Applicable income taxes	$98,000	2,942
Income before extraordinary items	$460,000	3,992
Extraordinary gains, net	$0	11
Net income	$460,000	3,991
Minority interest net income	$0	71
Net income of bank and minority interests.	$460,000	3,992
Net charge-offs	$637,000	476
Cash dividends	$133,000	3,059
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$461,640	3,973
2017-03-31 (YTD Data)		Rank
Total interest income	$1,263,000	3,780
Total interest expense	$143,000	3,424
Net interest income	$1,120,000	3,783
Provision for loan and lease losses	$129,000	1,273
Total noninterest income	$139,000	3,845
Gross Fiduciary activities income	$7,000	893
Service charges on deposit accounts	$47,000	3,581
Trading account gains and fees	NA	NA
Additional Noninterest Income	$85,000	3,688
Total noninterest expense	$848,000	3,961
Salaries and employee benefits	$470,000	3,962
Premises and equipment expense	$141,000	3,113
Additional noninterest expense	$237,000	4,154
Pre-tax net operating income	$282,000	3,924
Securities gains (losses)	$-1,000	5,454
Applicable income taxes	$149,000	2,118
Income before extraordinary items	$132,000	4,618
Extraordinary gains, net	$0	8
Net income	$132,000	4,618
Minority interest net income	$0	55
Net income of bank and minority interests.	$132,000	4,618
Net charge-offs	$1,000	2,795
Cash dividends	$133,000	2,220
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$132,640	4,600
2016-12-31 (YTD Data)		Rank
Total interest income	$3,048,000	4,696
Total interest expense	$452,000	3,819
Net interest income	$2,596,000	4,750
Provision for loan and lease losses	$34,000	3,845
Total noninterest income	$384,000	4,416
Gross Fiduciary activities income	$29,000	930
Service charges on deposit accounts	$184,000	3,692
Trading account gains and fees	$0	170
Additional Noninterest Income	$171,000	4,513
Total noninterest expense	$2,247,000	4,719
Salaries and employee benefits	$1,198,000	4,759
Premises and equipment expense	$375,000	3,901
Additional noninterest expense	$674,000	4,835
Pre-tax net operating income	$699,000	4,506
Securities gains (losses)	$1,000	3,113
Applicable income taxes	$232,000	2,828
Income before extraordinary items	$468,000	4,785
Extraordinary gains, net	$0	5
Net income	$468,000	4,784
Minority interest net income	$0	82
Net income of bank and minority interests.	$468,000	4,784
Net charge-offs	$20,000	3,632
Cash dividends	$212,000	3,650
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$467,330	4,741
2016-09-30 (YTD Data)		Rank
Total interest income	$2,264,000	4,748
Total interest expense	$347,000	3,805
Net interest income	$1,917,000	4,810
Provision for loan and lease losses	$33,000	3,618
Total noninterest income	$262,000	4,549
Gross Fiduciary activities income	$12,000	962
Service charges on deposit accounts	$140,000	3,700
Trading account gains and fees	$0	169
Additional Noninterest Income	$110,000	4,711
Total noninterest expense	$1,649,000	4,775
Salaries and employee benefits	$904,000	4,766
Premises and equipment expense	$274,000	3,965
Additional noninterest expense	$471,000	4,970
Pre-tax net operating income	$497,000	4,645
Securities gains (losses)	$0	3,160
Applicable income taxes	$174,000	2,899
Income before extraordinary items	$323,000	4,930
Extraordinary gains, net	$0	5
Net income	$323,000	4,930
Minority interest net income	$0	71
Net income of bank and minority interests.	$323,000	4,930
Net charge-offs	$9,000	3,453
Cash dividends	$142,000	3,347
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$323,000	4,880
2016-06-30 (YTD Data)		Rank
Total interest income	$1,510,000	4,785
Total interest expense	$233,000	3,813
Net interest income	$1,277,000	4,853
Provision for loan and lease losses	$18,000	3,587
Total noninterest income	$164,000	4,652
Gross Fiduciary activities income	$10,000	955
Service charges on deposit accounts	$78,000	3,953
Trading account gains and fees	$0	157
Additional Noninterest Income	$76,000	4,693
Total noninterest expense	$1,104,000	4,829
Salaries and employee benefits	$614,000	4,785
Premises and equipment expense	$181,000	4,005
Additional noninterest expense	$309,000	5,049
Pre-tax net operating income	$319,000	4,698
Securities gains (losses)	$0	2,835
Applicable income taxes	$110,000	2,934
Income before extraordinary items	$209,000	4,974
Extraordinary gains, net	$0	16
Net income	$209,000	4,974
Minority interest net income	$0	71
Net income of bank and minority interests.	$209,000	4,974
Net charge-offs	$11,000	3,048
Cash dividends	$71,000	3,381
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$209,000	4,920
2016-03-31 (YTD Data)		Rank
Total interest income	$742,000	4,853
Total interest expense	$116,000	3,843
Net interest income	$626,000	4,923
Provision for loan and lease losses	$13,000	3,182
Total noninterest income	$83,000	4,611
Gross Fiduciary activities income	$6,000	933
Service charges on deposit accounts	$35,000	4,105
Trading account gains and fees	$0	142
Additional Noninterest Income	$42,000	4,587
Total noninterest expense	$550,000	4,870
Salaries and employee benefits	$303,000	4,831
Premises and equipment expense	$83,000	4,217
Additional noninterest expense	$164,000	5,001
Pre-tax net operating income	$146,000	4,767
Securities gains (losses)	$0	2,077
Applicable income taxes	$48,000	3,007
Income before extraordinary items	$98,000	5,031
Extraordinary gains, net	$0	12
Net income	$98,000	5,031
Minority interest net income	$0	62
Net income of bank and minority interests.	$98,000	5,031
Net charge-offs	$13,000	2,213
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$98,000	4,972
2015-12-31 (YTD Data)		Rank
Total interest income	$3,008,000	4,845
Total interest expense	$415,000	4,071
Net interest income	$2,593,000	4,882
Provision for loan and lease losses	$822,000	957
Total noninterest income	$375,000	4,554
Gross Fiduciary activities income	$35,000	934
Service charges on deposit accounts	$162,000	4,043
Trading account gains and fees	$0	159
Additional Noninterest Income	$178,000	4,580
Total noninterest expense	$2,063,000	5,013
Salaries and employee benefits	$1,146,000	4,950
Premises and equipment expense	$328,000	4,301
Additional noninterest expense	$589,000	5,194
Pre-tax net operating income	$83,000	5,713
Securities gains (losses)	$0	3,216
Applicable income taxes	$-9,000	5,883
Income before extraordinary items	$92,000	5,716
Extraordinary gains, net	$0	23
Net income	$92,000	5,719
Minority interest net income	$0	81
Net income of bank and minority interests.	$92,000	5,719
Net charge-offs	$804,000	814
Cash dividends	$202,000	3,666
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$92,000	5,679
2015-09-30 (YTD Data)		Rank
Total interest income	$2,251,000	4,901
Total interest expense	$296,000	4,225
Net interest income	$1,955,000	4,929
Provision for loan and lease losses	$520,000	1,011
Total noninterest income	$261,000	4,679
Gross Fiduciary activities income	$13,000	983
Service charges on deposit accounts	$124,000	4,038
Trading account gains and fees	$0	153
Additional Noninterest Income	$124,000	4,692
Total noninterest expense	$1,508,000	5,082
Salaries and employee benefits	$861,000	4,984
Premises and equipment expense	$242,000	4,374
Additional noninterest expense	$405,000	5,351
Pre-tax net operating income	$188,000	5,494
Securities gains (losses)	$0	3,031
Applicable income taxes	$29,000	3,844
Income before extraordinary items	$159,000	5,553
Extraordinary gains, net	$0	21
Net income	$159,000	5,555
Minority interest net income	$0	78
Net income of bank and minority interests.	$159,000	5,556
Net charge-offs	$492,000	870
Cash dividends	$202,000	3,096
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$159,000	5,498
2015-06-30 (YTD Data)		Rank
Total interest income	$1,531,000	4,903
Total interest expense	$190,000	4,343
Net interest income	$1,341,000	4,919
Provision for loan and lease losses	$323,000	1,045
Total noninterest income	$165,000	4,766
Gross Fiduciary activities income	$10,000	979
Service charges on deposit accounts	$74,000	4,201
Trading account gains and fees	$0	157
Additional Noninterest Income	$81,000	4,731
Total noninterest expense	$998,000	5,138
Salaries and employee benefits	$571,000	5,050
Premises and equipment expense	$161,000	4,407
Additional noninterest expense	$266,000	5,418
Pre-tax net operating income	$185,000	5,297
Securities gains (losses)	$0	2,636
Applicable income taxes	$57,000	3,378
Income before extraordinary items	$128,000	5,471
Extraordinary gains, net	$0	22
Net income	$128,000	5,470
Minority interest net income	$0	75
Net income of bank and minority interests.	$128,000	5,473
Net charge-offs	$311,000	891
Cash dividends	$202,000	2,749
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$128,000	5,426
2015-03-31 (YTD Data)		Rank
Total interest income	$777,000	4,916
Total interest expense	$95,000	4,387
Net interest income	$682,000	4,920
Provision for loan and lease losses	$5,000	3,469
Total noninterest income	$80,000	4,794
Gross Fiduciary activities income	$4,000	991
Service charges on deposit accounts	$35,000	4,270
Trading account gains and fees	$0	152
Additional Noninterest Income	$41,000	4,730
Total noninterest expense	$488,000	5,212
Salaries and employee benefits	$277,000	5,127
Premises and equipment expense	$81,000	4,451
Additional noninterest expense	$130,000	5,468
Pre-tax net operating income	$269,000	4,045
Securities gains (losses)	$0	2,027
Applicable income taxes	$93,000	2,514
Income before extraordinary items	$176,000	4,474
Extraordinary gains, net	$0	13
Net income	$176,000	4,476
Minority interest net income	$0	64
Net income of bank and minority interests.	$176,000	4,478
Net charge-offs	$4,000	2,829
Cash dividends	$101,000	2,286
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$176,000	4,392
2014-12-31 (YTD Data)		Rank
Total interest income	$3,428,000	4,801
Total interest expense	$345,000	4,723
Net interest income	$3,083,000	4,747
Provision for loan and lease losses	$40,000	3,914
Total noninterest income	$378,000	4,710
Gross Fiduciary activities income	$28,000	992
Service charges on deposit accounts	$167,000	4,213
Trading account gains and fees	$0	180
Additional Noninterest Income	$183,000	4,643
Total noninterest expense	$2,037,000	5,243
Salaries and employee benefits	$1,200,000	5,073
Premises and equipment expense	$328,000	4,506
Additional noninterest expense	$509,000	5,626
Pre-tax net operating income	$1,384,000	3,619
Securities gains (losses)	$2,000	3,069
Applicable income taxes	$511,000	2,177
Income before extraordinary items	$875,000	4,175
Extraordinary gains, net	$0	17
Net income	$875,000	4,175
Minority interest net income	$0	84
Net income of bank and minority interests.	$875,000	4,176
Net charge-offs	$-2,000	5,434
Cash dividends	$384,000	3,165
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$873,720	4,125
2014-09-30 (YTD Data)		Rank
Total interest income	$2,570,000	4,850
Total interest expense	$253,000	4,823
Net interest income	$2,317,000	4,792
Provision for loan and lease losses	$40,000	3,578
Total noninterest income	$261,000	4,874
Gross Fiduciary activities income	$9,000	1,043
Service charges on deposit accounts	$127,000	4,243
Trading account gains and fees	$0	174
Additional Noninterest Income	$125,000	4,803
Total noninterest expense	$1,526,000	5,265
Salaries and employee benefits	$907,000	5,088
Premises and equipment expense	$243,000	4,576
Additional noninterest expense	$376,000	5,684
Pre-tax net operating income	$1,012,000	3,736
Securities gains (losses)	$1,000	2,871
Applicable income taxes	$375,000	2,251
Income before extraordinary items	$638,000	4,270
Extraordinary gains, net	$0	15
Net income	$638,000	4,271
Minority interest net income	$0	81
Net income of bank and minority interests.	$638,000	4,271
Net charge-offs	$0	4,696
Cash dividends	$283,000	2,812
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$637,360	4,216
2014-06-30 (YTD Data)		Rank
Total interest income	$1,669,000	4,930
Total interest expense	$168,000	4,887
Net interest income	$1,501,000	4,874
Provision for loan and lease losses	$25,000	3,493
Total noninterest income	$172,000	4,884
Gross Fiduciary activities income	$9,000	1,012
Service charges on deposit accounts	$82,000	4,281
Trading account gains and fees	$0	172
Additional Noninterest Income	$81,000	4,820
Total noninterest expense	$1,023,000	5,293
Salaries and employee benefits	$614,000	5,109
Premises and equipment expense	$160,000	4,643
Additional noninterest expense	$249,000	5,725
Pre-tax net operating income	$625,000	3,802
Securities gains (losses)	$0	2,580
Applicable income taxes	$230,000	2,280
Income before extraordinary items	$395,000	4,330
Extraordinary gains, net	$0	20
Net income	$395,000	4,334
Minority interest net income	$0	80
Net income of bank and minority interests.	$395,000	4,335
Net charge-offs	$2,000	4,144
Cash dividends	$182,000	2,798
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$395,000	4,287
2014-03-31 (YTD Data)		Rank
Total interest income	$833,000	4,972
Total interest expense	$84,000	4,955
Net interest income	$749,000	4,903
Provision for loan and lease losses	$15,000	3,093
Total noninterest income	$90,000	4,792
Gross Fiduciary activities income	$5,000	1,003
Service charges on deposit accounts	$39,000	4,359
Trading account gains and fees	$0	147
Additional Noninterest Income	$46,000	4,660
Total noninterest expense	$525,000	5,326
Salaries and employee benefits	$313,000	5,137
Premises and equipment expense	$78,000	4,733
Additional noninterest expense	$134,000	5,685
Pre-tax net operating income	$299,000	3,830
Securities gains (losses)	$0	1,715
Applicable income taxes	$111,000	2,264
Income before extraordinary items	$188,000	4,359
Extraordinary gains, net	$0	16
Net income	$188,000	4,360
Minority interest net income	$0	66
Net income of bank and minority interests.	$188,000	4,361
Net charge-offs	$-2,000	5,011
Cash dividends	$101,000	2,214
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$188,000	4,304
2013-12-31 (YTD Data)		Rank
Total interest income	$3,291,000	5,054
Total interest expense	$364,000	5,085
Net interest income	$2,927,000	4,985
Provision for loan and lease losses	$55,000	4,206
Total noninterest income	$390,000	4,774
Gross Fiduciary activities income	$24,000	1,024
Service charges on deposit accounts	$202,000	4,084
Trading account gains and fees	$0	184
Additional Noninterest Income	$164,000	4,865
Total noninterest expense	$2,085,000	5,398
Salaries and employee benefits	$1,227,000	5,219
Premises and equipment expense	$341,000	4,573
Additional noninterest expense	$517,000	5,804
Pre-tax net operating income	$1,177,000	3,815
Securities gains (losses)	$1,000	3,056
Applicable income taxes	$431,000	2,306
Income before extraordinary items	$747,000	4,351
Extraordinary gains, net	$0	29
Net income	$747,000	4,354
Minority interest net income	$0	90
Net income of bank and minority interests.	$747,000	4,355
Net charge-offs	$29,000	4,666
Cash dividends	$339,000	3,178
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$746,360	4,301
2013-09-30 (YTD Data)		Rank
Total interest income	$2,414,000	5,144
Total interest expense	$277,000	5,153
Net interest income	$2,137,000	5,088
Provision for loan and lease losses	$40,000	4,137
Total noninterest income	$277,000	4,935
Gross Fiduciary activities income	$6,000	1,100
Service charges on deposit accounts	$152,000	4,109
Trading account gains and fees	$0	180
Additional Noninterest Income	$119,000	4,980
Total noninterest expense	$1,524,000	5,454
Salaries and employee benefits	$906,000	5,271
Premises and equipment expense	$248,000	4,666
Additional noninterest expense	$370,000	5,908
Pre-tax net operating income	$850,000	3,954
Securities gains (losses)	$1,000	2,916
Applicable income taxes	$316,000	2,386
Income before extraordinary items	$535,000	4,492
Extraordinary gains, net	$0	25
Net income	$535,000	4,495
Minority interest net income	$0	84
Net income of bank and minority interests.	$535,000	4,496
Net charge-offs	$7,000	4,813
Cash dividends	$233,000	2,833
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$534,360	4,419
2013-06-30 (YTD Data)		Rank
Total interest income	$1,553,000	5,238
Total interest expense	$185,000	5,197
Net interest income	$1,368,000	5,186
Provision for loan and lease losses	$25,000	4,134
Total noninterest income	$185,000	4,963
Gross Fiduciary activities income	$6,000	1,074
Service charges on deposit accounts	$99,000	4,133
Trading account gains and fees	$0	157
Additional Noninterest Income	$80,000	5,011
Total noninterest expense	$1,004,000	5,510
Salaries and employee benefits	$598,000	5,310
Premises and equipment expense	$164,000	4,702
Additional noninterest expense	$242,000	5,937
Pre-tax net operating income	$524,000	4,062
Securities gains (losses)	$0	2,791
Applicable income taxes	$192,000	2,469
Income before extraordinary items	$332,000	4,588
Extraordinary gains, net	$0	22
Net income	$332,000	4,590
Minority interest net income	$0	82
Net income of bank and minority interests.	$332,000	4,591
Net charge-offs	$-7,000	6,047
Cash dividends	$131,000	2,837
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$332,000	4,494
2013-03-31 (YTD Data)		Rank
Total interest income	$762,000	5,320
Total interest expense	$94,000	5,252
Net interest income	$668,000	5,253
Provision for loan and lease losses	$10,000	3,981
Total noninterest income	$92,000	4,971
Gross Fiduciary activities income	$5,000	1,015
Service charges on deposit accounts	$48,000	4,162
Trading account gains and fees	$0	148
Additional Noninterest Income	$39,000	5,008
Total noninterest expense	$509,000	5,533
Salaries and employee benefits	$299,000	5,347
Premises and equipment expense	$81,000	4,758
Additional noninterest expense	$129,000	5,919
Pre-tax net operating income	$241,000	4,190
Securities gains (losses)	$0	1,966
Applicable income taxes	$89,000	2,508
Income before extraordinary items	$152,000	4,705
Extraordinary gains, net	$0	10
Net income	$152,000	4,706
Minority interest net income	$0	76
Net income of bank and minority interests.	$152,000	4,707
Net charge-offs	$-7,000	6,052
Cash dividends	$81,000	2,175
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$152,000	4,609
2012-12-31 (YTD Data)		Rank
Total interest income	$3,228,000	5,329
Total interest expense	$447,000	5,330
Net interest income	$2,781,000	5,273
Provision for loan and lease losses	$50,000	5,179
Total noninterest income	$367,000	4,952
Gross Fiduciary activities income	$30,000	1,023
Service charges on deposit accounts	$206,000	4,211
Trading account gains and fees	$0	166
Additional Noninterest Income	$131,000	5,074
Total noninterest expense	$2,055,000	5,607
Salaries and employee benefits	$1,212,000	5,379
Premises and equipment expense	$317,000	4,846
Additional noninterest expense	$526,000	6,000
Pre-tax net operating income	$1,043,000	3,959
Securities gains (losses)	$0	3,810
Applicable income taxes	$382,000	2,451
Income before extraordinary items	$661,000	4,561
Extraordinary gains, net	$0	29
Net income	$661,000	4,560
Minority interest net income	$0	93
Net income of bank and minority interests.	$661,000	4,561
Net charge-offs	$23,000	5,333
Cash dividends	$268,000	3,393
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$661,000	4,381
2012-09-30 (YTD Data)		Rank
Total interest income	$2,401,000	5,444
Total interest expense	$342,000	5,427
Net interest income	$2,059,000	5,369
Provision for loan and lease losses	$45,000	4,992
Total noninterest income	$272,000	5,015
Gross Fiduciary activities income	$13,000	1,063
Service charges on deposit accounts	$155,000	4,243
Trading account gains and fees	$0	157
Additional Noninterest Income	$104,000	5,085
Total noninterest expense	$1,503,000	5,691
Salaries and employee benefits	$885,000	5,456
Premises and equipment expense	$237,000	4,916
Additional noninterest expense	$381,000	6,107
Pre-tax net operating income	$783,000	4,067
Securities gains (losses)	$0	3,575
Applicable income taxes	$290,000	2,503
Income before extraordinary items	$493,000	4,668
Extraordinary gains, net	$0	20
Net income	$493,000	4,667
Minority interest net income	$0	86
Net income of bank and minority interests.	$493,000	4,667
Net charge-offs	$18,000	5,119
Cash dividends	$218,000	2,847
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$493,000	4,487
2012-06-30 (YTD Data)		Rank
Total interest income	$1,582,000	5,516
Total interest expense	$230,000	5,507
Net interest income	$1,352,000	5,429
Provision for loan and lease losses	$30,000	4,864
Total noninterest income	$176,000	5,074
Gross Fiduciary activities income	$12,000	1,032
Service charges on deposit accounts	$97,000	4,365
Trading account gains and fees	$0	153
Additional Noninterest Income	$67,000	5,156
Total noninterest expense	$1,002,000	5,730
Salaries and employee benefits	$590,000	5,502
Premises and equipment expense	$156,000	4,955
Additional noninterest expense	$256,000	6,143
Pre-tax net operating income	$496,000	4,131
Securities gains (losses)	$0	3,178
Applicable income taxes	$184,000	2,524
Income before extraordinary items	$312,000	4,754
Extraordinary gains, net	$0	19
Net income	$312,000	4,757
Minority interest net income	$0	84
Net income of bank and minority interests.	$312,000	4,757
Net charge-offs	$13,000	4,833
Cash dividends	$156,000	2,703
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$312,000	4,567
2012-03-31 (YTD Data)		Rank
Total interest income	$793,000	5,557
Total interest expense	$118,000	5,564
Net interest income	$675,000	5,465
Provision for loan and lease losses	$15,000	4,598
Total noninterest income	$100,000	4,929
Gross Fiduciary activities income	$4,000	1,056
Service charges on deposit accounts	$49,000	4,333
Trading account gains and fees	$0	148
Additional Noninterest Income	$47,000	4,806
Total noninterest expense	$507,000	5,740
Salaries and employee benefits	$300,000	5,497
Premises and equipment expense	$78,000	4,993
Additional noninterest expense	$129,000	6,173
Pre-tax net operating income	$253,000	4,152
Securities gains (losses)	$0	2,210
Applicable income taxes	$94,000	2,499
Income before extraordinary items	$159,000	4,750
Extraordinary gains, net	$0	19
Net income	$159,000	4,753
Minority interest net income	$0	78
Net income of bank and minority interests.	$159,000	4,754
Net charge-offs	$9,000	4,072
Cash dividends	$76,000	2,242
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$159,000	4,615
2011-12-31 (YTD Data)		Rank
Total interest income	$3,120,000	5,677
Total interest expense	$620,000	5,448
Net interest income	$2,500,000	5,644
Provision for loan and lease losses	$9,000	6,376
Total noninterest income	$300,000	5,201
Gross Fiduciary activities income	$24,000	1,013
Service charges on deposit accounts	$199,000	4,383
Trading account gains and fees	$0	146
Additional Noninterest Income	$77,000	5,559
Total noninterest expense	$2,016,000	5,805
Salaries and employee benefits	$1,184,000	5,551
Premises and equipment expense	$309,000	5,171
Additional noninterest expense	$523,000	6,214
Pre-tax net operating income	$775,000	4,138
Securities gains (losses)	$14,000	3,210
Applicable income taxes	$263,000	2,646
Income before extraordinary items	$526,000	4,579
Extraordinary gains, net	$0	29
Net income	$526,000	4,582
Minority interest net income	$0	96
Net income of bank and minority interests.	$526,000	4,581
Net charge-offs	$42,000	5,564
Cash dividends	$304,000	2,978
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$516,620	4,504
2011-09-30 (YTD Data)		Rank
Total interest income	$2,314,000	5,769
Total interest expense	$491,000	5,445
Net interest income	$1,823,000	5,752
Provision for loan and lease losses	$9,000	6,217
Total noninterest income	$254,000	5,089
Gross Fiduciary activities income	$5,000	1,103
Service charges on deposit accounts	$150,000	4,402
Trading account gains and fees	$0	145
Additional Noninterest Income	$99,000	5,104
Total noninterest expense	$1,505,000	5,837
Salaries and employee benefits	$879,000	5,573
Premises and equipment expense	$228,000	5,252
Additional noninterest expense	$398,000	6,222
Pre-tax net operating income	$563,000	4,319
Securities gains (losses)	$14,000	2,938
Applicable income taxes	$192,000	2,692
Income before extraordinary items	$385,000	4,715
Extraordinary gains, net	$0	21
Net income	$385,000	4,716
Minority interest net income	$0	87
Net income of bank and minority interests.	$385,000	4,716
Net charge-offs	$40,000	5,124
Cash dividends	$223,000	2,618
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$375,620	4,625
2011-06-30 (YTD Data)		Rank
Total interest income	$1,525,000	5,839
Total interest expense	$347,000	5,450
Net interest income	$1,178,000	5,858
Provision for loan and lease losses	$6,000	6,059
Total noninterest income	$169,000	5,104
Gross Fiduciary activities income	$5,000	1,073
Service charges on deposit accounts	$95,000	4,484
Trading account gains and fees	$0	153
Additional Noninterest Income	$69,000	5,099
Total noninterest expense	$994,000	5,921
Salaries and employee benefits	$590,000	5,602
Premises and equipment expense	$149,000	5,329
Additional noninterest expense	$255,000	6,358
Pre-tax net operating income	$347,000	4,414
Securities gains (losses)	$8,000	2,429
Applicable income taxes	$118,000	2,725
Income before extraordinary items	$237,000	4,787
Extraordinary gains, net	$0	15
Net income	$237,000	4,784
Minority interest net income	$0	89
Net income of bank and minority interests.	$237,000	4,786
Net charge-offs	$5,000	5,553
Cash dividends	$152,000	2,503
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$231,640	4,731
2011-03-31 (YTD Data)		Rank
Total interest income	$771,000	5,851
Total interest expense	$182,000	5,445
Net interest income	$589,000	5,862
Provision for loan and lease losses	$6,000	5,552
Total noninterest income	$93,000	5,033
Gross Fiduciary activities income	$3,000	1,053
Service charges on deposit accounts	$44,000	4,568
Trading account gains and fees	$0	158
Additional Noninterest Income	$46,000	4,790
Total noninterest expense	$495,000	5,969
Salaries and employee benefits	$292,000	5,673
Premises and equipment expense	$74,000	5,394
Additional noninterest expense	$129,000	6,403
Pre-tax net operating income	$181,000	4,385
Securities gains (losses)	$0	1,772
Applicable income taxes	$61,000	2,669
Income before extraordinary items	$120,000	4,768
Extraordinary gains, net	$0	9
Net income	$120,000	4,766
Minority interest net income	$0	86
Net income of bank and minority interests.	$120,000	4,768
Net charge-offs	$3,000	4,807
Cash dividends	$101,000	1,889
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$120,000	4,708
2010-12-31 (YTD Data)		Rank
Total interest income	$3,420,000	5,766
Total interest expense	$882,000	5,508
Net interest income	$2,538,000	5,738
Provision for loan and lease losses	$180,000	5,457
Total noninterest income	$365,000	5,101
Gross Fiduciary activities income	$20,000	1,064
Service charges on deposit accounts	$208,000	4,334
Trading account gains and fees	$0	175
Additional Noninterest Income	$137,000	5,077
Total noninterest expense	$1,863,000	6,146
Salaries and employee benefits	$1,023,000	5,976
Premises and equipment expense	$321,000	5,257
Additional noninterest expense	$519,000	6,446
Pre-tax net operating income	$860,000	3,633
Securities gains (losses)	$0	3,793
Applicable income taxes	$324,000	2,292
Income before extraordinary items	$536,000	4,212
Extraordinary gains, net	$0	29
Net income	$536,000	4,214
Minority interest net income	$0	111
Net income of bank and minority interests.	$536,000	4,214
Net charge-offs	$68,000	5,727
Cash dividends	$1,357,000	1,175
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$536,000	4,074
2010-09-30 (YTD Data)		Rank
Total interest income	$2,571,000	5,868
Total interest expense	$686,000	5,583
Net interest income	$1,885,000	5,833
Provision for loan and lease losses	$174,000	5,104
Total noninterest income	$264,000	5,249
Gross Fiduciary activities income	$4,000	1,188
Service charges on deposit accounts	$156,000	4,413
Trading account gains and fees	$0	165
Additional Noninterest Income	$104,000	5,163
Total noninterest expense	$1,349,000	6,260
Salaries and employee benefits	$730,000	6,128
Premises and equipment expense	$236,000	5,378
Additional noninterest expense	$383,000	6,529
Pre-tax net operating income	$626,000	3,892
Securities gains (losses)	$0	3,651
Applicable income taxes	$246,000	2,348
Income before extraordinary items	$380,000	4,543
Extraordinary gains, net	$0	23
Net income	$380,000	4,547
Minority interest net income	$0	110
Net income of bank and minority interests.	$380,000	4,546
Net charge-offs	$68,000	5,278
Cash dividends	$1,307,000	840
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$380,000	4,366
2010-06-30 (YTD Data)		Rank
Total interest income	$1,736,000	5,887
Total interest expense	$466,000	5,640
Net interest income	$1,270,000	5,838
Provision for loan and lease losses	$53,000	5,807
Total noninterest income	$183,000	5,170
Gross Fiduciary activities income	$4,000	1,162
Service charges on deposit accounts	$105,000	4,402
Trading account gains and fees	$0	152
Additional Noninterest Income	$74,000	5,083
Total noninterest expense	$879,000	6,336
Salaries and employee benefits	$475,000	6,217
Premises and equipment expense	$149,000	5,528
Additional noninterest expense	$255,000	6,571
Pre-tax net operating income	$521,000	3,557
Securities gains (losses)	$0	3,184
Applicable income taxes	$175,000	2,260
Income before extraordinary items	$346,000	4,038
Extraordinary gains, net	$0	19
Net income	$346,000	4,036
Minority interest net income	$0	105
Net income of bank and minority interests.	$346,000	4,037
Net charge-offs	$52,000	4,851
Cash dividends	$1,170,000	605
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$346,000	3,911
2010-03-31 (YTD Data)		Rank
Total interest income	$869,000	5,946
Total interest expense	$237,000	5,729
Net interest income	$632,000	5,884
Provision for loan and lease losses	$27,000	5,545
Total noninterest income	$106,000	4,943
Gross Fiduciary activities income	$3,000	1,105
Service charges on deposit accounts	$53,000	4,364
Trading account gains and fees	$0	175
Additional Noninterest Income	$50,000	4,691
Total noninterest expense	$427,000	6,472
Salaries and employee benefits	$232,000	6,347
Premises and equipment expense	$72,000	5,682
Additional noninterest expense	$123,000	6,689
Pre-tax net operating income	$284,000	3,452
Securities gains (losses)	$0	2,284
Applicable income taxes	$99,000	2,131
Income before extraordinary items	$185,000	4,024
Extraordinary gains, net	$0	16
Net income	$185,000	4,023
Minority interest net income	$0	91
Net income of bank and minority interests.	$185,000	4,023
Net charge-offs	$13,000	4,704
Cash dividends	$947,000	366
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$185,000	3,913
2009-12-31 (YTD Data)		Rank
Total interest income	$3,855,000	5,800
Total interest expense	$1,283,000	5,518
Net interest income	$2,572,000	5,765
Provision for loan and lease losses	$48,000	6,877
Total noninterest income	$340,000	5,409
Gross Fiduciary activities income	$24,000	1,069
Service charges on deposit accounts	$258,000	4,175
Trading account gains and fees	$0	211
Additional Noninterest Income	$58,000	6,221
Total noninterest expense	$1,902,000	6,348
Salaries and employee benefits	$1,025,000	6,181
Premises and equipment expense	$297,000	5,668
Additional noninterest expense	$580,000	6,521
Pre-tax net operating income	$962,000	3,049
Securities gains (losses)	$21,000	3,019
Applicable income taxes	$328,000	1,944
Income before extraordinary items	$655,000	3,468
Extraordinary gains, net	$0	34
Net income	$655,000	3,467
Minority interest net income	$0	115
Net income of bank and minority interests.	$655,000	3,467
Net charge-offs	$18,000	6,703
Cash dividends	$223,000	3,540
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$640,930	3,440
2009-09-30 (YTD Data)		Rank
Total interest income	$2,932,000	5,830
Total interest expense	$1,032,000	5,480
Net interest income	$1,900,000	5,825
Provision for loan and lease losses	$42,000	6,650
Total noninterest income	$247,000	5,544
Gross Fiduciary activities income	$5,000	1,190
Service charges on deposit accounts	$194,000	4,173
Trading account gains and fees	$0	212
Additional Noninterest Income	$48,000	6,266
Total noninterest expense	$1,430,000	6,359
Salaries and employee benefits	$770,000	6,214
Premises and equipment expense	$222,000	5,729
Additional noninterest expense	$438,000	6,520
Pre-tax net operating income	$675,000	3,407
Securities gains (losses)	$21,000	2,721
Applicable income taxes	$236,000	2,153
Income before extraordinary items	$460,000	3,822
Extraordinary gains, net	$0	27
Net income	$460,000	3,818
Minority interest net income	$0	118
Net income of bank and minority interests.	$460,000	3,820
Net charge-offs	$5,000	6,691
Cash dividends	$121,000	3,481
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$446,140	3,784
2009-06-30 (YTD Data)		Rank
Total interest income	$1,985,000	5,846
Total interest expense	$742,000	5,441
Net interest income	$1,243,000	5,880
Provision for loan and lease losses	$42,000	6,212
Total noninterest income	$140,000	5,844
Gross Fiduciary activities income	$4,000	1,184
Service charges on deposit accounts	$129,000	4,169
Trading account gains and fees	$0	193
Additional Noninterest Income	$7,000	7,375
Total noninterest expense	$922,000	6,481
Salaries and employee benefits	$512,000	6,286
Premises and equipment expense	$148,000	5,782
Additional noninterest expense	$262,000	6,759
Pre-tax net operating income	$419,000	3,610
Securities gains (losses)	$21,000	2,305
Applicable income taxes	$156,000	2,222
Income before extraordinary items	$284,000	4,045
Extraordinary gains, net	$0	21
Net income	$284,000	4,045
Minority interest net income	$0	112
Net income of bank and minority interests.	$284,000	4,045
Net charge-offs	$1,000	6,525
Cash dividends	$20,000	3,861
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$270,350	4,019
2009-03-31 (YTD Data)		Rank
Total interest income	$1,021,000	5,821
Total interest expense	$407,000	5,349
Net interest income	$614,000	5,934
Provision for loan and lease losses	$42,000	5,134
Total noninterest income	$76,000	5,675
Gross Fiduciary activities income	$3,000	1,122
Service charges on deposit accounts	$67,000	4,058
Trading account gains and fees	$0	171
Additional Noninterest Income	$6,000	7,210
Total noninterest expense	$438,000	6,579
Salaries and employee benefits	$253,000	6,366
Premises and equipment expense	$74,000	5,827
Additional noninterest expense	$111,000	6,908
Pre-tax net operating income	$210,000	3,957
Securities gains (losses)	$21,000	1,659
Applicable income taxes	$91,000	2,274
Income before extraordinary items	$140,000	4,459
Extraordinary gains, net	$0	15
Net income	$140,000	4,462
Minority interest net income	$0	102
Net income of bank and minority interests.	$140,000	4,462
Net charge-offs	$-1,000	7,151
Cash dividends	$20,000	2,915
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$126,560	4,453
2008-12-31 (YTD Data)		Rank
Total interest income	$4,293,000	5,850
Total interest expense	$2,104,000	5,185
Net interest income	$2,189,000	6,222
Provision for loan and lease losses	$311,000	4,567
Total noninterest income	$310,000	5,771
Gross Fiduciary activities income	$32,000	1,042
Service charges on deposit accounts	$240,000	4,440
Trading account gains and fees	$0	154
Additional Noninterest Income	$38,000	7,010
Total noninterest expense	$1,700,000	6,613
Salaries and employee benefits	$974,000	6,475
Premises and equipment expense	$306,000	5,748
Additional noninterest expense	$420,000	6,962
Pre-tax net operating income	$488,000	4,910
Securities gains (losses)	$13,000	2,401
Applicable income taxes	$149,000	3,073
Income before extraordinary items	$352,000	4,907
Extraordinary gains, net	$0	39
Net income	$352,000	4,907
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$237,000	3,867
Cash dividends	$101,000	4,951
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$342,900	5,109
2008-09-30 (YTD Data)		Rank
Total interest income	$3,262,000	5,889
Total interest expense	$1,675,000	5,157
Net interest income	$1,587,000	6,345
Provision for loan and lease losses	$176,000	4,416
Total noninterest income	$261,000	5,647
Gross Fiduciary activities income	$11,000	1,141
Service charges on deposit accounts	$172,000	4,566
Trading account gains and fees	$0	148
Additional Noninterest Income	$78,000	5,989
Total noninterest expense	$1,250,000	6,659
Salaries and employee benefits	$714,000	6,553
Premises and equipment expense	$227,000	5,781
Additional noninterest expense	$309,000	6,982
Pre-tax net operating income	$422,000	5,194
Securities gains (losses)	$13,000	2,250
Applicable income taxes	$113,000	3,491
Income before extraordinary items	$322,000	5,124
Extraordinary gains, net	$0	31
Net income	$322,000	5,121
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$162,000	3,310
Cash dividends	$81,000	4,526
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$312,380	5,338
2008-06-30 (YTD Data)		Rank
Total interest income	$2,219,000	5,905
Total interest expense	$1,191,000	5,154
Net interest income	$1,028,000	6,419
Provision for loan and lease losses	$161,000	3,494
Total noninterest income	$186,000	5,589
Gross Fiduciary activities income	$4,000	1,235
Service charges on deposit accounts	$111,000	4,642
Trading account gains and fees	$0	149
Additional Noninterest Income	$71,000	5,622
Total noninterest expense	$831,000	6,708
Salaries and employee benefits	$476,000	6,602
Premises and equipment expense	$150,000	5,831
Additional noninterest expense	$205,000	7,018
Pre-tax net operating income	$222,000	5,674
Securities gains (losses)	$0	3,233
Applicable income taxes	$50,000	4,059
Income before extraordinary items	$172,000	5,817
Extraordinary gains, net	$0	21
Net income	$172,000	5,817
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$160,000	2,477
Cash dividends	$61,000	4,381
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$172,000	5,754
2008-03-31 (YTD Data)		Rank
Total interest income	$1,145,000	5,922
Total interest expense	$634,000	5,135
Net interest income	$511,000	6,462
Provision for loan and lease losses	$152,000	2,108
Total noninterest income	$104,000	5,342
Gross Fiduciary activities income	$3,000	1,170
Service charges on deposit accounts	$56,000	4,576
Trading account gains and fees	$0	158
Additional Noninterest Income	$45,000	5,251
Total noninterest expense	$417,000	6,722
Salaries and employee benefits	$239,000	6,626
Premises and equipment expense	$75,000	5,878
Additional noninterest expense	$103,000	7,019
Pre-tax net operating income	$46,000	6,660
Securities gains (losses)	$0	2,688
Applicable income taxes	$5,000	5,114
Income before extraordinary items	$41,000	6,705
Extraordinary gains, net	$0	15
Net income	$41,000	6,706
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$143,000	1,517
Cash dividends	$61,000	3,270
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$41,000	6,610
2007-12-31 (YTD Data)		Rank
Total interest income	$4,415,000	6,022
Total interest expense	$2,313,000	5,478
Net interest income	$2,102,000	6,384
Provision for loan and lease losses	$141,000	4,417
Total noninterest income	$405,000	5,465
Gross Fiduciary activities income	$55,000	996
Service charges on deposit accounts	$219,000	4,722
Trading account gains and fees	$0	178
Additional Noninterest Income	$131,000	5,795
Total noninterest expense	$1,631,000	6,725
Salaries and employee benefits	$933,000	6,600
Premises and equipment expense	$275,000	5,985
Additional noninterest expense	$423,000	6,936
Pre-tax net operating income	$735,000	5,353
Securities gains (losses)	$0	2,146
Applicable income taxes	$193,000	3,871
Income before extraordinary items	$542,000	5,536
Extraordinary gains, net	$0	39
Net income	$542,000	5,536
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$139,000	3,328
Cash dividends	$364,000	4,188
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$542,000	5,525
2007-09-30 (YTD Data)		Rank
Total interest income	$3,239,000	6,105
Total interest expense	$1,664,000	5,604
Net interest income	$1,575,000	6,422
Provision for loan and lease losses	$26,000	5,655
Total noninterest income	$246,000	5,933
Gross Fiduciary activities income	$4,000	1,292
Service charges on deposit accounts	$159,000	4,801
Trading account gains and fees	$0	184
Additional Noninterest Income	$83,000	6,099
Total noninterest expense	$1,166,000	6,823
Salaries and employee benefits	$672,000	6,689
Premises and equipment expense	$199,000	6,094
Additional noninterest expense	$295,000	7,067
Pre-tax net operating income	$629,000	5,348
Securities gains (losses)	$0	1,655
Applicable income taxes	$173,000	3,886
Income before extraordinary items	$456,000	5,552
Extraordinary gains, net	$0	33
Net income	$456,000	5,550
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$36,000	4,034
Cash dividends	$283,000	3,719
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$456,000	5,541
2007-06-30 (YTD Data)		Rank
Total interest income	$2,110,000	6,183
Total interest expense	$1,082,000	5,676
Net interest income	$1,028,000	6,520
Provision for loan and lease losses	$16,000	5,485
Total noninterest income	$165,000	5,960
Gross Fiduciary activities income	$4,000	1,255
Service charges on deposit accounts	$101,000	4,923
Trading account gains and fees	$0	168
Additional Noninterest Income	$60,000	5,996
Total noninterest expense	$773,000	6,881
Salaries and employee benefits	$446,000	6,754
Premises and equipment expense	$133,000	6,120
Additional noninterest expense	$194,000	7,128
Pre-tax net operating income	$404,000	5,499
Securities gains (losses)	$0	1,444
Applicable income taxes	$110,000	4,019
Income before extraordinary items	$294,000	5,697
Extraordinary gains, net	$0	29
Net income	$294,000	5,696
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,000	3,279
Cash dividends	$182,000	3,765
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$294,000	5,681
2007-03-31 (YTD Data)		Rank
Total interest income	$1,030,000	6,255
Total interest expense	$529,000	5,723
Net interest income	$501,000	6,601
Provision for loan and lease losses	$8,000	5,190
Total noninterest income	$82,000	5,936
Gross Fiduciary activities income	$2,000	1,213
Service charges on deposit accounts	$48,000	4,963
Trading account gains and fees	$0	195
Additional Noninterest Income	$32,000	5,872
Total noninterest expense	$384,000	6,926
Salaries and employee benefits	$220,000	6,826
Premises and equipment expense	$65,000	6,217
Additional noninterest expense	$99,000	7,103
Pre-tax net operating income	$191,000	5,606
Securities gains (losses)	$0	1,187
Applicable income taxes	$51,000	4,100
Income before extraordinary items	$140,000	5,784
Extraordinary gains, net	$0	22
Net income	$140,000	5,783
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	3,481
Cash dividends	$101,000	3,069
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$140,000	5,765
2006-12-31 (YTD Data)		Rank
Total interest income	$3,580,000	6,369
Total interest expense	$1,752,000	5,754
Net interest income	$1,828,000	6,770
Provision for loan and lease losses	$30,000	6,013
Total noninterest income	$333,000	5,977
Gross Fiduciary activities income	$21,000	1,164
Service charges on deposit accounts	$209,000	4,889
Trading account gains and fees	$0	130
Additional Noninterest Income	$103,000	6,283
Total noninterest expense	$1,471,000	6,954
Salaries and employee benefits	$870,000	6,750
Premises and equipment expense	$259,000	6,123
Additional noninterest expense	$342,000	7,356
Pre-tax net operating income	$660,000	6,019
Securities gains (losses)	$0	1,687
Applicable income taxes	$177,000	4,428
Income before extraordinary items	$483,000	6,214
Extraordinary gains, net	$0	51
Net income	$483,000	6,214
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	5,438
Cash dividends	$379,000	4,171
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$483,000	6,216
2006-09-30 (YTD Data)		Rank
Total interest income	$2,587,000	6,479
Total interest expense	$1,236,000	5,848
Net interest income	$1,351,000	6,880
Provision for loan and lease losses	$22,000	5,933
Total noninterest income	$238,000	6,119
Gross Fiduciary activities income	$6,000	1,272
Service charges on deposit accounts	$165,000	4,830
Trading account gains and fees	$0	126
Additional Noninterest Income	$67,000	6,506
Total noninterest expense	$1,098,000	6,966
Salaries and employee benefits	$645,000	6,766
Premises and equipment expense	$195,000	6,143
Additional noninterest expense	$258,000	7,358
Pre-tax net operating income	$469,000	6,356
Securities gains (losses)	$0	1,388
Applicable income taxes	$128,000	4,673
Income before extraordinary items	$341,000	6,497
Extraordinary gains, net	$0	45
Net income	$341,000	6,498
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	4,856
Cash dividends	$278,000	3,776
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$341,000	6,502
2006-06-30 (YTD Data)		Rank
Total interest income	$1,655,000	6,566
Total interest expense	$756,000	5,954
Net interest income	$899,000	6,922
Provision for loan and lease losses	$15,000	5,732
Total noninterest income	$179,000	5,864
Gross Fiduciary activities income	$6,000	1,233
Service charges on deposit accounts	$109,000	4,821
Trading account gains and fees	$0	126
Additional Noninterest Income	$64,000	5,953
Total noninterest expense	$727,000	7,023
Salaries and employee benefits	$427,000	6,818
Premises and equipment expense	$129,000	6,171
Additional noninterest expense	$171,000	7,386
Pre-tax net operating income	$336,000	6,238
Securities gains (losses)	$0	1,185
Applicable income taxes	$95,000	4,570
Income before extraordinary items	$241,000	6,435
Extraordinary gains, net	$0	39
Net income	$241,000	6,436
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	4,252
Cash dividends	$177,000	3,850
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$241,000	6,442
2006-03-31 (YTD Data)		Rank
Total interest income	$800,000	6,640
Total interest expense	$341,000	6,105
Net interest income	$459,000	6,897
Provision for loan and lease losses	$7,000	5,519
Total noninterest income	$92,000	5,770
Gross Fiduciary activities income	$4,000	1,187
Service charges on deposit accounts	$50,000	4,949
Trading account gains and fees	$0	115
Additional Noninterest Income	$38,000	5,631
Total noninterest expense	$362,000	7,028
Salaries and employee benefits	$212,000	6,844
Premises and equipment expense	$65,000	6,170
Additional noninterest expense	$85,000	7,403
Pre-tax net operating income	$182,000	6,031
Securities gains (losses)	$0	955
Applicable income taxes	$53,000	4,415
Income before extraordinary items	$129,000	6,272
Extraordinary gains, net	$0	21
Net income	$129,000	6,272
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	3,102
Cash dividends	$101,000	3,056
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$129,000	6,268
2005-12-31 (YTD Data)		Rank
Total interest income	$3,073,000	6,536
Total interest expense	$1,176,000	5,858
Net interest income	$1,897,000	6,764
Provision for loan and lease losses	$30,000	6,187
Total noninterest income	$267,000	6,547
Gross Fiduciary activities income	$22,000	1,169
Service charges on deposit accounts	$199,000	5,053
Trading account gains and fees	$0	138
Additional Noninterest Income	$46,000	7,467
Total noninterest expense	$1,378,000	7,090
Salaries and employee benefits	$787,000	6,977
Premises and equipment expense	$254,000	6,160
Additional noninterest expense	$337,000	7,418
Pre-tax net operating income	$756,000	5,993
Securities gains (losses)	$0	2,296
Applicable income taxes	$217,000	4,562
Income before extraordinary items	$539,000	6,219
Extraordinary gains, net	$0	46
Net income	$539,000	6,225
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	6,381
Cash dividends	$268,000	4,573
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$539,000	6,185
2005-09-30 (YTD Data)		Rank
Total interest income	$2,262,000	6,582
Total interest expense	$846,000	5,865
Net interest income	$1,416,000	6,813
Provision for loan and lease losses	$23,000	6,069
Total noninterest income	$194,000	6,640
Gross Fiduciary activities income	$6,000	1,295
Service charges on deposit accounts	$150,000	5,068
Trading account gains and fees	$0	126
Additional Noninterest Income	$38,000	7,396
Total noninterest expense	$1,004,000	7,151
Salaries and employee benefits	$576,000	7,016
Premises and equipment expense	$185,000	6,217
Additional noninterest expense	$243,000	7,500
Pre-tax net operating income	$583,000	6,082
Securities gains (losses)	$0	2,317
Applicable income taxes	$166,000	4,693
Income before extraordinary items	$417,000	6,278
Extraordinary gains, net	$0	35
Net income	$417,000	6,283
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	5,856
Cash dividends	$197,000	4,103
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$417,000	6,238
2005-06-30 (YTD Data)		Rank
Total interest income	$1,465,000	6,621
Total interest expense	$527,000	5,900
Net interest income	$938,000	6,826
Provision for loan and lease losses	$15,000	5,851
Total noninterest income	$122,000	6,711
Gross Fiduciary activities income	$6,000	1,239
Service charges on deposit accounts	$97,000	5,104
Trading account gains and fees	$0	116
Additional Noninterest Income	$19,000	7,696
Total noninterest expense	$642,000	7,252
Salaries and employee benefits	$374,000	7,094
Premises and equipment expense	$117,000	6,347
Additional noninterest expense	$151,000	7,609
Pre-tax net operating income	$403,000	5,963
Securities gains (losses)	$0	2,146
Applicable income taxes	$118,000	4,593
Income before extraordinary items	$285,000	6,225
Extraordinary gains, net	$0	30
Net income	$285,000	6,228
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,447
Cash dividends	$121,000	4,090
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$285,000	6,171
2005-03-31 (YTD Data)		Rank
Total interest income	$708,000	6,721
Total interest expense	$250,000	5,965
Net interest income	$458,000	6,935
Provision for loan and lease losses	$8,000	5,590
Total noninterest income	$65,000	6,590
Gross Fiduciary activities income	$4,000	1,192
Service charges on deposit accounts	$47,000	5,132
Trading account gains and fees	$0	115
Additional Noninterest Income	$14,000	7,363
Total noninterest expense	$316,000	7,342
Salaries and employee benefits	$183,000	7,209
Premises and equipment expense	$58,000	6,415
Additional noninterest expense	$75,000	7,683
Pre-tax net operating income	$199,000	5,964
Securities gains (losses)	$0	1,685
Applicable income taxes	$58,000	4,584
Income before extraordinary items	$141,000	6,234
Extraordinary gains, net	$0	24
Net income	$141,000	6,236
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$51,000	3,398
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$141,000	6,188
2004-12-31 (YTD Data)		Rank
Total interest income	$2,694,000	6,717
Total interest expense	$915,000	5,907
Net interest income	$1,779,000	6,932
Provision for loan and lease losses	$15,000	6,861
Total noninterest income	$247,000	6,800
Gross Fiduciary activities income	$22,000	1,185
Service charges on deposit accounts	$170,000	5,553
Trading account gains and fees	$0	138
Additional Noninterest Income	$55,000	7,297
Total noninterest expense	$1,236,000	7,384
Salaries and employee benefits	$708,000	7,249
Premises and equipment expense	$224,000	6,473
Additional noninterest expense	$304,000	7,684
Pre-tax net operating income	$775,000	5,868
Securities gains (losses)	$0	3,819
Applicable income taxes	$218,000	4,649
Income before extraordinary items	$557,000	6,124
Extraordinary gains, net	$0	34
Net income	$557,000	6,129
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	5,501
Cash dividends	$233,000	4,697
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$557,000	6,057
2004-09-30 (YTD Data)		Rank
Total interest income	$1,982,000	6,780
Total interest expense	$676,000	5,922
Net interest income	$1,306,000	6,999
Provision for loan and lease losses	$8,000	6,855
Total noninterest income	$183,000	6,852
Gross Fiduciary activities income	$7,000	1,302
Service charges on deposit accounts	$134,000	5,497
Trading account gains and fees	$0	134
Additional Noninterest Income	$42,000	7,283
Total noninterest expense	$895,000	7,415
Salaries and employee benefits	$501,000	7,338
Premises and equipment expense	$166,000	6,493
Additional noninterest expense	$228,000	7,678
Pre-tax net operating income	$586,000	5,965
Securities gains (losses)	$0	3,710
Applicable income taxes	$161,000	4,744
Income before extraordinary items	$425,000	6,172
Extraordinary gains, net	$0	26
Net income	$425,000	6,172
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	5,128
Cash dividends	$182,000	4,083
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$425,000	6,104
2004-06-30 (YTD Data)		Rank
Total interest income	$1,291,000	6,861
Total interest expense	$441,000	6,007
Net interest income	$850,000	7,088
Provision for loan and lease losses	$8,000	6,484
Total noninterest income	$120,000	6,894
Gross Fiduciary activities income	$7,000	1,247
Service charges on deposit accounts	$87,000	5,558
Trading account gains and fees	$0	130
Additional Noninterest Income	$26,000	7,425
Total noninterest expense	$583,000	7,526
Salaries and employee benefits	$326,000	7,455
Premises and equipment expense	$111,000	6,525
Additional noninterest expense	$146,000	7,780
Pre-tax net operating income	$379,000	5,989
Securities gains (losses)	$0	3,413
Applicable income taxes	$104,000	4,795
Income before extraordinary items	$275,000	6,238
Extraordinary gains, net	$0	21
Net income	$275,000	6,239
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,314
Cash dividends	$142,000	3,878
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$275,000	6,154
2004-03-31 (YTD Data)		Rank
Total interest income	$645,000	6,902
Total interest expense	$219,000	6,090
Net interest income	$426,000	7,112
Provision for loan and lease losses	$8,000	5,831
Total noninterest income	$63,000	6,769
Gross Fiduciary activities income	$4,000	1,216
Service charges on deposit accounts	$42,000	5,572
Trading account gains and fees	$0	121
Additional Noninterest Income	$17,000	7,062
Total noninterest expense	$286,000	7,607
Salaries and employee benefits	$161,000	7,526
Premises and equipment expense	$54,000	6,592
Additional noninterest expense	$71,000	7,861
Pre-tax net operating income	$195,000	5,875
Securities gains (losses)	$0	2,934
Applicable income taxes	$53,000	4,770
Income before extraordinary items	$142,000	6,134
Extraordinary gains, net	$0	16
Net income	$142,000	6,134
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,968
Cash dividends	$61,000	3,266
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$142,000	6,021
2003-12-31 (YTD Data)		Rank
Total interest income	$2,664,000	6,877
Total interest expense	$966,000	6,212
Net interest income	$1,698,000	7,064
Provision for loan and lease losses	$30,000	6,766
Total noninterest income	$224,000	7,149
Gross Fiduciary activities income	$21,000	1,239
Service charges on deposit accounts	$173,000	5,573
Trading account gains and fees	$0	160
Additional Noninterest Income	$30,000	8,120
Total noninterest expense	$1,126,000	7,626
Salaries and employee benefits	$644,000	7,522
Premises and equipment expense	$210,000	6,664
Additional noninterest expense	$272,000	7,944
Pre-tax net operating income	$766,000	5,805
Securities gains (losses)	$0	4,500
Applicable income taxes	$227,000	4,728
Income before extraordinary items	$539,000	6,186
Extraordinary gains, net	$0	54
Net income	$539,000	6,190
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	6,397
Cash dividends	$157,000	5,179
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$539,000	6,032
2003-09-30 (YTD Data)		Rank
Total interest income	$1,989,000	6,964
Total interest expense	$736,000	6,325
Net interest income	$1,253,000	7,153
Provision for loan and lease losses	$23,000	6,658
Total noninterest income	$161,000	7,266
Gross Fiduciary activities income	$7,000	1,337
Service charges on deposit accounts	$129,000	5,623
Trading account gains and fees	$0	153
Additional Noninterest Income	$25,000	8,058
Total noninterest expense	$811,000	7,702
Salaries and employee benefits	$459,000	7,617
Premises and equipment expense	$153,000	6,741
Additional noninterest expense	$199,000	7,998
Pre-tax net operating income	$580,000	5,946
Securities gains (losses)	$0	4,204
Applicable income taxes	$176,000	4,855
Income before extraordinary items	$404,000	6,333
Extraordinary gains, net	$0	40
Net income	$404,000	6,334
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	5,702
Cash dividends	$127,000	4,521
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$404,000	6,149
2003-06-30 (YTD Data)		Rank
Total interest income	$1,318,000	7,023
Total interest expense	$501,000	6,390
Net interest income	$817,000	7,223
Provision for loan and lease losses	$15,000	6,544
Total noninterest income	$110,000	7,225
Gross Fiduciary activities income	$7,000	1,277
Service charges on deposit accounts	$83,000	5,687
Trading account gains and fees	$0	150
Additional Noninterest Income	$20,000	7,844
Total noninterest expense	$532,000	7,757
Salaries and employee benefits	$305,000	7,649
Premises and equipment expense	$96,000	6,867
Additional noninterest expense	$131,000	8,025
Pre-tax net operating income	$380,000	5,991
Securities gains (losses)	$0	3,782
Applicable income taxes	$116,000	4,917
Income before extraordinary items	$264,000	6,405
Extraordinary gains, net	$0	30
Net income	$264,000	6,404
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	5,273
Cash dividends	$76,000	4,492
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$264,000	6,198
2003-03-31 (YTD Data)		Rank
Total interest income	$658,000	7,075
Total interest expense	$256,000	6,420
Net interest income	$402,000	7,282
Provision for loan and lease losses	$8,000	6,296
Total noninterest income	$56,000	7,155
Gross Fiduciary activities income	$5,000	1,228
Service charges on deposit accounts	$39,000	5,725
Trading account gains and fees	$0	134
Additional Noninterest Income	$12,000	7,671
Total noninterest expense	$263,000	7,817
Salaries and employee benefits	$150,000	7,715
Premises and equipment expense	$47,000	6,953
Additional noninterest expense	$66,000	8,054
Pre-tax net operating income	$187,000	5,998
Securities gains (losses)	$0	2,891
Applicable income taxes	$58,000	4,885
Income before extraordinary items	$129,000	6,386
Extraordinary gains, net	$0	21
Net income	$129,000	6,385
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	4,268
Cash dividends	$25,000	3,671
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$129,000	6,205
2002-12-31 (YTD Data)		Rank
Total interest income	$2,744,000	7,104
Total interest expense	$1,219,000	6,381
Net interest income	$1,525,000	7,392
Provision for loan and lease losses	$30,000	7,191
Total noninterest income	$214,000	7,173
Gross Fiduciary activities income	$20,000	1,286
Service charges on deposit accounts	$143,000	5,918
Trading account gains and fees	$0	153
Additional Noninterest Income	$51,000	7,577
Total noninterest expense	$1,031,000	7,868
Salaries and employee benefits	$595,000	7,723
Premises and equipment expense	$208,000	6,677
Additional noninterest expense	$228,000	8,342
Pre-tax net operating income	$678,000	6,160
Securities gains (losses)	$0	4,537
Applicable income taxes	$212,000	5,024
Income before extraordinary items	$466,000	6,545
Extraordinary gains, net	$0	70
Net income	$466,000	6,544
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	7,516
Cash dividends	$202,000	4,865
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$466,000	6,416
2001-12-31 (YTD Data)		Rank
Total interest income	$3,116,000	7,135
Total interest expense	$1,692,000	6,617
Net interest income	$1,424,000	7,459
Provision for loan and lease losses	$28,000	7,315
Total noninterest income	$185,000	7,456
Gross Fiduciary activities income	$22,000	1,291
Service charges on deposit accounts	$134,000	6,027
Trading account gains and fees	$0	177
Additional Noninterest Income	$29,000	8,383
Total noninterest expense	$996,000	7,974
Salaries and employee benefits	$582,000	7,752
Premises and equipment expense	$190,000	6,925
Additional noninterest expense	$224,000	8,466
Pre-tax net operating income	$585,000	6,227
Securities gains (losses)	$0	4,612
Applicable income taxes	$175,000	5,234
Income before extraordinary items	$410,000	6,521
Extraordinary gains, net	$0	105
Net income	$410,000	6,525
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$37,000	5,560
Cash dividends	$41,000	6,236
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$410,000	6,397
2000-12-31 (YTD Data)		Rank
Total interest income	$2,904,000	7,509
Total interest expense	$1,560,000	7,042
Net interest income	$1,344,000	7,764
Provision for loan and lease losses	$30,000	7,204
Total noninterest income	$199,000	7,283
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$121,000	6,214
Trading account gains and fees	NA	NA
Additional Noninterest Income	$78,000	6,963
Total noninterest expense	$925,000	8,235
Salaries and employee benefits	$541,000	8,027
Premises and equipment expense	$158,000	7,469
Additional noninterest expense	$226,000	8,541
Pre-tax net operating income	$588,000	6,633
Securities gains (losses)	$0	1,956
Applicable income taxes	$178,000	5,633
Income before extraordinary items	$410,000	6,792
Extraordinary gains, net	$0	38
Net income	$410,000	6,790
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	6,493
Cash dividends	$162,000	5,390
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$410,000	6,801
1999-12-31 (YTD Data)		Rank
Total interest income	$2,477,000	7,936
Total interest expense	$1,293,000	7,424
Net interest income	$1,184,000	8,226
Provision for loan and lease losses	$27,000	7,365
Total noninterest income	$117,000	8,566
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$89,000	6,944
Trading account gains and fees	NA	NA
Additional Noninterest Income	$28,000	8,915
Total noninterest expense	$803,000	8,722
Salaries and employee benefits	$488,000	8,409
Premises and equipment expense	$135,000	7,931
Additional noninterest expense	$180,000	9,231
Pre-tax net operating income	$471,000	7,277
Securities gains (losses)	$0	3,155
Applicable income taxes	$123,000	6,608
Income before extraordinary items	$348,000	7,298
Extraordinary gains, net	$0	35
Net income	$348,000	7,300
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	6,980
Cash dividends	$157,000	5,576
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$348,000	7,270
1998-12-31 (YTD Data)		Rank
Total interest income	$2,276,000	8,343
Total interest expense	$1,276,000	7,738
Net interest income	$1,000,000	8,789
Provision for loan and lease losses	$36,000	7,078
Total noninterest income	$93,000	9,131
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$69,000	7,566
Trading account gains and fees	NA	NA
Additional Noninterest Income	$24,000	9,291
Total noninterest expense	$729,000	9,020
Salaries and employee benefits	$444,000	8,684
Premises and equipment expense	$127,000	8,131
Additional noninterest expense	$158,000	9,582
Pre-tax net operating income	$328,000	8,235
Securities gains (losses)	$0	4,449
Applicable income taxes	$84,000	7,768
Income before extraordinary items	$244,000	8,287
Extraordinary gains, net	$0	32
Net income	$244,000	8,286
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	9,552
Cash dividends	$50,000	6,861
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$244,000	8,213
1997-12-31 (YTD Data)		Rank
Total interest income	$2,021,000	8,986
Total interest expense	$1,198,000	8,120
Net interest income	$823,000	9,610
Provision for loan and lease losses	$36,000	7,137
Total noninterest income	$71,000	9,930
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$46,000	8,517
Trading account gains and fees	NA	NA
Additional Noninterest Income	$25,000	9,587
Total noninterest expense	$506,000	10,110
Salaries and employee benefits	$334,000	9,707
Premises and equipment expense	$60,000	9,951
Additional noninterest expense	$112,000	10,427
Pre-tax net operating income	$352,000	8,726
Securities gains (losses)	$-1,000	9,009
Applicable income taxes	$99,000	8,414
Income before extraordinary items	$252,000	8,729
Extraordinary gains, net	$0	44
Net income	$252,000	8,732
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	6,139
Cash dividends	$210,000	5,261
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$252,720	8,690
1996-12-31 (YTD Data)		Rank
Total interest income	$2,000,000	9,378
Total interest expense	$1,162,000	8,490
Net interest income	$838,000	10,005
Provision for loan and lease losses	$97,000	5,191
Total noninterest income	$42,000	10,977
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$25,000	9,477
Trading account gains and fees	NA	NA
Additional Noninterest Income	$17,000	10,581
Total noninterest expense	$515,000	10,524
Salaries and employee benefits	$303,000	10,325
Premises and equipment expense	$60,000	10,351
Additional noninterest expense	$152,000	10,525
Pre-tax net operating income	$268,000	9,348
Securities gains (losses)	$0	4,148
Applicable income taxes	$76,000	9,229
Income before extraordinary items	$192,000	9,375
Extraordinary gains, net	$0	53
Net income	$192,000	9,377
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$67,000	4,727
Cash dividends	$150,000	5,964
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$192,000	9,320
1995-12-31 (YTD Data)		Rank
Total interest income	$1,952,000	9,799
Total interest expense	$1,081,000	8,959
Net interest income	$871,000	10,335
Provision for loan and lease losses	$36,000	6,768
Total noninterest income	$58,000	11,205
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$23,000	9,934
Trading account gains and fees	NA	NA
Additional Noninterest Income	$35,000	9,970
Total noninterest expense	$470,000	11,148
Salaries and employee benefits	$301,000	10,741
Premises and equipment expense	$56,000	10,906
Additional noninterest expense	$113,000	11,488
Pre-tax net operating income	$423,000	8,919
Securities gains (losses)	$0	3,831
Applicable income taxes	$132,000	8,584
Income before extraordinary items	$291,000	9,032
Extraordinary gains, net	$0	65
Net income	$291,000	9,038
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	5,798
Cash dividends	$120,000	6,469
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$291,000	8,999
1994-12-31 (YTD Data)		Rank
Total interest income	$1,642,000	10,452
Total interest expense	$789,000	9,654
Net interest income	$853,000	10,868
Provision for loan and lease losses	$12,000	8,270
Total noninterest income	$63,000	11,648
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$22,000	10,503
Trading account gains and fees	NA	NA
Additional Noninterest Income	$41,000	10,081
Total noninterest expense	$505,000	11,601
Salaries and employee benefits	$315,000	11,060
Premises and equipment expense	$56,000	11,432
Additional noninterest expense	$134,000	11,975
Pre-tax net operating income	$399,000	9,381
Securities gains (losses)	$0	3,600
Applicable income taxes	$124,000	8,842
Income before extraordinary items	$275,000	9,427
Extraordinary gains, net	$0	249
Net income	$275,000	9,432
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	9,875
Cash dividends	$73,000	7,479
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$275,000	9,478
1993-12-31 (YTD Data)		Rank
Total interest income	$1,461,000	11,324
Total interest expense	$717,000	10,483
Net interest income	$744,000	11,706
Provision for loan and lease losses	$0	10,371
Total noninterest income	$62,000	12,252
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$23,000	10,936
Trading account gains and fees	NA	NA
Additional Noninterest Income	$39,000	10,733
Total noninterest expense	$438,000	12,476
Salaries and employee benefits	$264,000	12,037
Premises and equipment expense	$49,000	12,246
Additional noninterest expense	$125,000	12,715
Pre-tax net operating income	$368,000	9,665
Securities gains (losses)	$0	7,477
Applicable income taxes	$116,000	9,390
Income before extraordinary items	$252,000	10,017
Extraordinary gains, net	$0	3,149
Net income	$252,000	10,154
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	10,864
Cash dividends	$110,000	6,702
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$252,000	9,769
1992-12-31 (YTD Data)		Rank
Total interest income	$1,407,000	12,167
Total interest expense	$727,000	11,680
Net interest income	$680,000	12,397
Provision for loan and lease losses	$34,000	9,820
Total noninterest income	$55,000	12,991
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$22,000	11,322
Trading account gains and fees	NA	NA
Additional Noninterest Income	$33,000	11,562
Total noninterest expense	$428,000	13,028
Salaries and employee benefits	$253,000	12,576
Premises and equipment expense	$42,000	12,992
Additional noninterest expense	$133,000	13,171
Pre-tax net operating income	$273,000	10,393
Securities gains (losses)	$0	8,369
Applicable income taxes	$84,000	10,333
Income before extraordinary items	$189,000	10,749
Extraordinary gains, net	$0	1,422
Net income	$189,000	10,861
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	10,714
Cash dividends	$115,000	6,307
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$189,000	10,414

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.