Home > Longleaf Community Bank > Income and Expense

Longleaf Community Bank, Income and Expense

2008-03-31 (YTD Data)		Rank
Total interest income	$1,018,000	6,179
Total interest expense	$554,000	5,503
Net interest income	$464,000	6,670
Provision for loan and lease losses	$6,000	5,669
Total noninterest income	$120,000	5,085
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$6,000	7,087
Trading account gains and fees	$0	158
Additional Noninterest Income	$114,000	3,537
Total noninterest expense	$636,000	5,649
Salaries and employee benefits	$293,000	6,157
Premises and equipment expense	$82,000	5,672
Additional noninterest expense	$261,000	4,550
Pre-tax net operating income	$-58,000	7,428
Securities gains (losses)	$0	2,688
Applicable income taxes	$0	5,622
Income before extraordinary items	$-58,000	7,530
Extraordinary gains, net	$0	15
Net income	$-58,000	7,529
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,009
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$3,000	944
Net operating income	$-58,000	7,470
2007-12-31 (YTD Data)		Rank
Total interest income	$3,746,000	6,367
Total interest expense	$1,993,000	5,840
Net interest income	$1,753,000	6,809
Provision for loan and lease losses	$256,000	3,462
Total noninterest income	$573,000	4,732
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$163,000	5,281
Trading account gains and fees	$0	178
Additional Noninterest Income	$410,000	3,685
Total noninterest expense	$2,650,000	5,422
Salaries and employee benefits	$1,266,000	5,825
Premises and equipment expense	$343,000	5,463
Additional noninterest expense	$1,041,000	4,530
Pre-tax net operating income	$-580,000	7,853
Securities gains (losses)	$-2,000	7,197
Applicable income taxes	$0	6,070
Income before extraordinary items	$-582,000	7,932
Extraordinary gains, net	$0	39
Net income	$-582,000	7,930
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$85,000	3,986
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$27,000	1,141
Net operating income	$-580,000	7,923
2007-09-30 (YTD Data)		Rank
Total interest income	$2,749,000	6,455
Total interest expense	$1,435,000	5,950
Net interest income	$1,314,000	6,863
Provision for loan and lease losses	$99,000	4,145
Total noninterest income	$452,000	4,638
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$130,000	5,196
Trading account gains and fees	$0	184
Additional Noninterest Income	$322,000	3,611
Total noninterest expense	$1,845,000	5,622
Salaries and employee benefits	$965,000	5,753
Premises and equipment expense	$245,000	5,564
Additional noninterest expense	$635,000	5,107
Pre-tax net operating income	$-178,000	7,876
Securities gains (losses)	$-3,000	7,511
Applicable income taxes	$0	6,220
Income before extraordinary items	$-181,000	7,925
Extraordinary gains, net	$0	33
Net income	$-181,000	7,921
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	4,861
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$21,000	1,019
Net operating income	$-178,000	7,905
2007-06-30 (YTD Data)		Rank
Total interest income	$1,756,000	6,594
Total interest expense	$919,000	6,047
Net interest income	$837,000	6,992
Provision for loan and lease losses	$43,000	4,574
Total noninterest income	$318,000	4,540
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$82,000	5,310
Trading account gains and fees	$0	168
Additional Noninterest Income	$236,000	3,465
Total noninterest expense	$1,239,000	5,629
Salaries and employee benefits	$652,000	5,765
Premises and equipment expense	$162,000	5,630
Additional noninterest expense	$425,000	5,085
Pre-tax net operating income	$-127,000	8,014
Securities gains (losses)	$-3,000	7,770
Applicable income taxes	$0	6,265
Income before extraordinary items	$-130,000	8,051
Extraordinary gains, net	$0	29
Net income	$-130,000	8,050
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	4,997
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$14,000	938
Net operating income	$-127,000	8,035
2007-03-31 (YTD Data)		Rank
Total interest income	$862,000	6,665
Total interest expense	$450,000	6,105
Net interest income	$412,000	7,034
Provision for loan and lease losses	$27,000	4,065
Total noninterest income	$157,000	4,537
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$37,000	5,442
Trading account gains and fees	$0	195
Additional Noninterest Income	$120,000	3,430
Total noninterest expense	$573,000	5,887
Salaries and employee benefits	$293,000	6,122
Premises and equipment expense	$76,000	5,812
Additional noninterest expense	$204,000	5,201
Pre-tax net operating income	$-31,000	7,981
Securities gains (losses)	$-3,000	8,110
Applicable income taxes	$0	6,196
Income before extraordinary items	$-34,000	8,009
Extraordinary gains, net	$0	22
Net income	$-34,000	8,008
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	4,049
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$7,000	794
Net operating income	$-31,000	7,990
2006-12-31 (YTD Data)		Rank
Total interest income	$3,384,000	6,497
Total interest expense	$1,613,000	5,939
Net interest income	$1,771,000	6,835
Provision for loan and lease losses	$-132,000	8,499
Total noninterest income	$434,000	5,435
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$143,000	5,607
Trading account gains and fees	$0	130
Additional Noninterest Income	$291,000	4,363
Total noninterest expense	$2,238,000	5,823
Salaries and employee benefits	$1,154,000	6,026
Premises and equipment expense	$282,000	5,896
Additional noninterest expense	$802,000	5,226
Pre-tax net operating income	$99,000	7,712
Securities gains (losses)	$0	1,687
Applicable income taxes	$0	6,600
Income before extraordinary items	$99,000	7,678
Extraordinary gains, net	$0	51
Net income	$99,000	7,680
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$42,000	4,266
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$698,000	545
Net operating income	$99,000	7,667
2006-09-30 (YTD Data)		Rank
Total interest income	$2,527,000	6,527
Total interest expense	$1,180,000	5,950
Net interest income	$1,347,000	6,889
Provision for loan and lease losses	$0	6,685
Total noninterest income	$336,000	5,392
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$109,000	5,651
Trading account gains and fees	$0	126
Additional Noninterest Income	$227,000	4,269
Total noninterest expense	$1,633,000	5,898
Salaries and employee benefits	$841,000	6,088
Premises and equipment expense	$194,000	6,154
Additional noninterest expense	$598,000	5,231
Pre-tax net operating income	$50,000	7,972
Securities gains (losses)	$0	1,388
Applicable income taxes	$0	6,687
Income before extraordinary items	$50,000	7,960
Extraordinary gains, net	$0	45
Net income	$50,000	7,961
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	4,074
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$665,000	425
Net operating income	$50,000	7,954
2006-06-30 (YTD Data)		Rank
Total interest income	$1,670,000	6,547
Total interest expense	$774,000	5,895
Net interest income	$896,000	6,930
Provision for loan and lease losses	$0	6,419
Total noninterest income	$220,000	5,432
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$70,000	5,718
Trading account gains and fees	$0	126
Additional Noninterest Income	$150,000	4,318
Total noninterest expense	$1,036,000	6,067
Salaries and employee benefits	$526,000	6,301
Premises and equipment expense	$121,000	6,332
Additional noninterest expense	$389,000	5,300
Pre-tax net operating income	$80,000	7,801
Securities gains (losses)	$0	1,185
Applicable income taxes	$0	6,706
Income before extraordinary items	$80,000	7,686
Extraordinary gains, net	$0	39
Net income	$80,000	7,687
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	3,558
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$51,000	628
Net operating income	$80,000	7,690
2006-03-31 (YTD Data)		Rank
Total interest income	$828,000	6,556
Total interest expense	$389,000	5,775
Net interest income	$439,000	6,997
Provision for loan and lease losses	$0	6,013
Total noninterest income	$114,000	5,324
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$33,000	5,757
Trading account gains and fees	$0	115
Additional Noninterest Income	$81,000	4,122
Total noninterest expense	$511,000	6,119
Salaries and employee benefits	$257,000	6,382
Premises and equipment expense	$62,000	6,285
Additional noninterest expense	$192,000	5,309
Pre-tax net operating income	$42,000	7,792
Securities gains (losses)	$0	955
Applicable income taxes	$0	6,588
Income before extraordinary items	$42,000	7,660
Extraordinary gains, net	$0	21
Net income	$42,000	7,660
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	3,205
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$34,000	448
Net operating income	$42,000	7,663
2005-12-31 (YTD Data)		Rank
Total interest income	$2,648,000	6,886
Total interest expense	$1,054,000	6,150
Net interest income	$1,594,000	7,170
Provision for loan and lease losses	$269,000	3,044
Total noninterest income	$361,000	5,943
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$16,000	7,526
Trading account gains and fees	$0	138
Additional Noninterest Income	$345,000	4,051
Total noninterest expense	$1,597,000	6,728
Salaries and employee benefits	$734,000	7,149
Premises and equipment expense	$152,000	7,250
Additional noninterest expense	$711,000	5,544
Pre-tax net operating income	$89,000	8,027
Securities gains (losses)	$0	2,296
Applicable income taxes	$0	6,964
Income before extraordinary items	$89,000	8,013
Extraordinary gains, net	$0	46
Net income	$89,000	8,012
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	5,564
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$11,000	877
Net operating income	$89,000	7,984
2005-09-30 (YTD Data)		Rank
Total interest income	$1,882,000	7,024
Total interest expense	$698,000	6,368
Net interest income	$1,184,000	7,232
Provision for loan and lease losses	$345,000	1,969
Total noninterest income	$286,000	5,869
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$85,000	6,137
Trading account gains and fees	$0	126
Additional Noninterest Income	$201,000	4,596
Total noninterest expense	$1,078,000	6,986
Salaries and employee benefits	$520,000	7,273
Premises and equipment expense	$96,000	7,530
Additional noninterest expense	$462,000	5,944
Pre-tax net operating income	$47,000	8,203
Securities gains (losses)	$0	2,317
Applicable income taxes	$0	6,976
Income before extraordinary items	$47,000	8,199
Extraordinary gains, net	$0	35
Net income	$47,000	8,196
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	5,184
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$8,000	729
Net operating income	$47,000	8,168
2005-06-30 (YTD Data)		Rank
Total interest income	$1,168,000	7,139
Total interest expense	$407,000	6,567
Net interest income	$761,000	7,317
Provision for loan and lease losses	$91,000	3,481
Total noninterest income	$181,000	5,963
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$50,000	6,311
Trading account gains and fees	$0	116
Additional Noninterest Income	$131,000	4,607
Total noninterest expense	$671,000	7,159
Salaries and employee benefits	$317,000	7,477
Premises and equipment expense	$63,000	7,547
Additional noninterest expense	$291,000	6,092
Pre-tax net operating income	$180,000	7,339
Securities gains (losses)	$0	2,146
Applicable income taxes	$0	6,961
Income before extraordinary items	$180,000	7,087
Extraordinary gains, net	$0	30
Net income	$180,000	7,088
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	5,009
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$5,000	614
Net operating income	$180,000	7,053
2005-03-31 (YTD Data)		Rank
Total interest income	$551,000	7,292
Total interest expense	$185,000	6,727
Net interest income	$366,000	7,442
Provision for loan and lease losses	$51,000	3,150
Total noninterest income	$78,000	6,223
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$19,000	6,673
Trading account gains and fees	$0	115
Additional Noninterest Income	$59,000	4,816
Total noninterest expense	$320,000	7,319
Salaries and employee benefits	$154,000	7,601
Premises and equipment expense	$31,000	7,653
Additional noninterest expense	$135,000	6,349
Pre-tax net operating income	$73,000	7,591
Securities gains (losses)	$0	1,685
Applicable income taxes	$0	6,892
Income before extraordinary items	$73,000	7,368
Extraordinary gains, net	$0	24
Net income	$73,000	7,367
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	4,435
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$1,000	484
Net operating income	$73,000	7,335
2004-12-31 (YTD Data)		Rank
Total interest income	$1,259,000	8,150
Total interest expense	$318,000	8,013
Net interest income	$941,000	8,108
Provision for loan and lease losses	$291,000	2,993
Total noninterest income	$205,000	7,113
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$70,000	6,959
Trading account gains and fees	$0	138
Additional Noninterest Income	$135,000	5,890
Total noninterest expense	$1,016,000	7,784
Salaries and employee benefits	$519,000	7,925
Premises and equipment expense	$77,000	8,252
Additional noninterest expense	$420,000	7,019
Pre-tax net operating income	$-161,000	8,514
Securities gains (losses)	$9,000	2,866
Applicable income taxes	$0	7,185
Income before extraordinary items	$-152,000	8,550
Extraordinary gains, net	$0	34
Net income	$-152,000	8,551
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,973
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$13,000	809
Net operating income	$-161,000	8,528
2004-09-30 (YTD Data)		Rank
Total interest income	$809,000	8,378
Total interest expense	$199,000	8,268
Net interest income	$610,000	8,324
Provision for loan and lease losses	$246,000	2,603
Total noninterest income	$140,000	7,309
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$41,000	7,255
Trading account gains and fees	$0	134
Additional Noninterest Income	$99,000	5,932
Total noninterest expense	$743,000	7,808
Salaries and employee benefits	$381,000	7,931
Premises and equipment expense	$56,000	8,290
Additional noninterest expense	$306,000	7,038
Pre-tax net operating income	$-239,000	8,669
Securities gains (losses)	$9,000	2,772
Applicable income taxes	$0	7,220
Income before extraordinary items	$-230,000	8,705
Extraordinary gains, net	$0	26
Net income	$-230,000	8,707
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,496
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$10,000	686
Net operating income	$-239,000	8,679
2004-06-30 (YTD Data)		Rank
Total interest income	$460,000	8,566
Total interest expense	$105,000	8,540
Net interest income	$355,000	8,521
Provision for loan and lease losses	$197,000	2,246
Total noninterest income	$91,000	7,393
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$20,000	7,519
Trading account gains and fees	$0	130
Additional Noninterest Income	$71,000	5,821
Total noninterest expense	$476,000	7,928
Salaries and employee benefits	$240,000	8,076
Premises and equipment expense	$36,000	8,374
Additional noninterest expense	$200,000	7,124
Pre-tax net operating income	$-227,000	8,782
Securities gains (losses)	$9,000	2,475
Applicable income taxes	$0	7,214
Income before extraordinary items	$-218,000	8,809
Extraordinary gains, net	$0	21
Net income	$-218,000	8,810
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,017
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$9,000	587
Net operating income	$-227,000	8,788
2004-03-31 (YTD Data)		Rank
Total interest income	$194,000	8,732
Total interest expense	$40,000	8,747
Net interest income	$154,000	8,674
Provision for loan and lease losses	$88,000	2,379
Total noninterest income	$41,000	7,560
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$0	7,976
Trading account gains and fees	$0	121
Additional Noninterest Income	$41,000	5,508
Total noninterest expense	$218,000	8,114
Salaries and employee benefits	$120,000	8,115
Premises and equipment expense	$18,000	8,372
Additional noninterest expense	$80,000	7,636
Pre-tax net operating income	$-111,000	8,814
Securities gains (losses)	$10,000	2,045
Applicable income taxes	$0	7,103
Income before extraordinary items	$-101,000	8,840
Extraordinary gains, net	$0	16
Net income	$-101,000	8,841
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$3,000	435
Net operating income	$-111,000	8,824
2003-12-31 (YTD Data)		Rank
Total interest income	$212,000	9,068
Total interest expense	$41,000	9,056
Net interest income	$171,000	9,061
Provision for loan and lease losses	$53,000	6,206
Total noninterest income	$69,000	8,612
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$0	8,063
Trading account gains and fees	$0	160
Additional Noninterest Income	$69,000	7,124
Total noninterest expense	$850,000	8,171
Salaries and employee benefits	$370,000	8,528
Premises and equipment expense	$37,000	8,925
Additional noninterest expense	$443,000	6,881
Pre-tax net operating income	$-663,000	8,880
Securities gains (losses)	$0	4,500
Applicable income taxes	$0	7,459
Income before extraordinary items	$-663,000	8,955
Extraordinary gains, net	$0	54
Net income	$-663,000	8,954
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,416
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$8,010,000	124
Net operating income	$-663,000	8,902
2003-09-30 (YTD Data)		Rank
Total interest income	$62,000	9,188
Total interest expense	$20,000	9,147
Net interest income	$42,000	9,189
Provision for loan and lease losses	$14,000	7,000
Total noninterest income	$48,000	8,744
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$0	8,111
Trading account gains and fees	$0	153
Additional Noninterest Income	$48,000	7,275
Total noninterest expense	$629,000	8,206
Salaries and employee benefits	$255,000	8,635
Premises and equipment expense	$20,000	9,066
Additional noninterest expense	$354,000	6,682
Pre-tax net operating income	$-553,000	8,982
Securities gains (losses)	$0	4,204
Applicable income taxes	$0	7,524
Income before extraordinary items	$-553,000	9,040
Extraordinary gains, net	$0	40
Net income	$-553,000	9,038
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,967
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$7,901,000	88
Net operating income	$-553,000	8,988

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.