Home > Lone Star State Bank of West Texas > Income and Expense
Lone Star State Bank of West Texas, Income and Expense
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,841,000 | 4,275 |
| Total interest expense | $2,320,000 | 4,291 |
| Net interest income | $3,521,000 | 4,145 |
| Provision for loan and lease losses | $940,000 | 1,898 |
| Total noninterest income | $50,000 | 7,750 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $28,000 | 6,864 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $22,000 | 7,355 |
| Total noninterest expense | $3,344,000 | 3,890 |
| Salaries and employee benefits | $2,099,000 | 3,477 |
| Premises and equipment expense | $270,000 | 5,383 |
| Additional noninterest expense | $975,000 | 3,940 |
| Pre-tax net operating income | $-713,000 | 7,386 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-713,000 | 7,347 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-713,000 | 7,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-713,000 | 7,471 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,660,000 | 4,485 |
| Total interest expense | $1,549,000 | 4,428 |
| Net interest income | $2,111,000 | 4,436 |
| Provision for loan and lease losses | $786,000 | 1,434 |
| Total noninterest income | $17,000 | 8,064 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $9,000 | 7,166 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $8,000 | 7,784 |
| Total noninterest expense | $2,166,000 | 3,997 |
| Salaries and employee benefits | $1,362,000 | 3,595 |
| Premises and equipment expense | $172,000 | 5,547 |
| Additional noninterest expense | $632,000 | 4,017 |
| Pre-tax net operating income | $-824,000 | 7,809 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-824,000 | 7,917 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-824,000 | 7,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-824,000 | 7,895 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,725,000 | 4,758 |
| Total interest expense | $748,000 | 4,701 |
| Net interest income | $977,000 | 4,699 |
| Provision for loan and lease losses | $523,000 | 978 |
| Total noninterest income | $4,000 | 8,219 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $2,000 | 7,305 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,000 | 8,025 |
| Total noninterest expense | $1,141,000 | 3,850 |
| Salaries and employee benefits | $694,000 | 3,566 |
| Premises and equipment expense | $81,000 | 5,704 |
| Additional noninterest expense | $366,000 | 3,543 |
| Pre-tax net operating income | $-683,000 | 8,185 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-683,000 | 8,233 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-683,000 | 8,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-683,000 | 8,221 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $383,000 | 8,433 |
| Total interest expense | $173,000 | 8,326 |
| Net interest income | $210,000 | 8,459 |
| Provision for loan and lease losses | $936,000 | 1,489 |
| Total noninterest income | $0 | 8,422 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $0 | 7,508 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $0 | 8,329 |
| Total noninterest expense | $636,000 | 8,176 |
| Salaries and employee benefits | $232,000 | 8,391 |
| Premises and equipment expense | $33,000 | 8,373 |
| Additional noninterest expense | $371,000 | 7,191 |
| Pre-tax net operating income | $-1,362,000 | 8,156 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-1,362,000 | 8,202 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,362,000 | 8,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $23,229,000 | 64 |
| Net operating income | $-1,362,000 | 8,196 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.