Lone Star State Bank of West Texas, Income and Expense

2024-03-31 (YTD Data)Rank
Total interest income$21,747,000649
Total interest expense$8,639,000663
Net interest income$13,108,000657
Provision for loan and lease losses$60,0001,536
Total noninterest income$-387,0004,571
Gross Fiduciary activities income$0895
Service charges on deposit accounts$113,0001,741
Trading account gains and feesNANA
Additional Noninterest Income$-500,0004,587
Total noninterest expense$12,288,000607
Salaries and employee benefits$4,965,000793
Premises and equipment expense$284,0001,906
Additional noninterest expense$-500,0004,587
Pre-tax net operating income$373,0003,109
Securities gains (losses)$0689
Applicable income taxes$03,183
Income before extraordinary items$373,0002,978
Extraordinary gains, net$051
Net income$373,0003,010
Minority interest net income$072
Net income of bank and minority interests.$373,0002,979
Net charge-offs$929,000273
Cash dividends$25,952,00093
Sale, conversion, retirement of capital stock, net$0434
Net operating income$373,0002,986
2023-12-31 (YTD Data)Rank
Total interest income$78,540,000648
Total interest expense$23,292,000710
Net interest income$55,248,000621
Provision for loan and lease losses$250,0001,809
Total noninterest income$1,675,0002,204
Gross Fiduciary activities income$0981
Service charges on deposit accounts$487,0001,666
Trading account gains and feesNANA
Additional Noninterest Income$1,188,0002,109
Total noninterest expense$21,280,0001,157
Salaries and employee benefits$14,954,000958
Premises and equipment expense$1,316,0001,693
Additional noninterest expense$1,188,0002,109
Pre-tax net operating income$35,393,000453
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$35,393,000367
Extraordinary gains, net$054
Net income$35,393,000373
Minority interest net income$088
Net income of bank and minority interests.$35,393,000370
Net charge-offs$-543,0004,537
Cash dividends$29,320,000244
Sale, conversion, retirement of capital stock, net$0540
Net operating income$35,393,000382
2023-09-30 (YTD Data)Rank
Total interest income$57,684,000651
Total interest expense$15,543,000724
Net interest income$42,141,000620
Provision for loan and lease losses$250,0001,476
Total noninterest income$1,230,0002,205
Gross Fiduciary activities income$0950
Service charges on deposit accounts$352,0001,712
Trading account gains and feesNANA
Additional Noninterest Income$878,0002,116
Total noninterest expense$14,517,0001,236
Salaries and employee benefits$10,038,0001,069
Premises and equipment expense$1,029,0001,640
Additional noninterest expense$878,0002,116
Pre-tax net operating income$28,604,000446
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$28,604,000363
Extraordinary gains, net$052
Net income$28,604,000366
Minority interest net income$081
Net income of bank and minority interests.$28,604,000363
Net charge-offs$-495,0004,560
Cash dividends$26,259,000214
Sale, conversion, retirement of capital stock, net$0507
Net operating income$28,604,000373
2023-06-30 (YTD Data)Rank
Total interest income$37,866,000636
Total interest expense$9,051,000733
Net interest income$28,815,000607
Provision for loan and lease losses$250,0001,174
Total noninterest income$814,0002,178
Gross Fiduciary activities income$0931
Service charges on deposit accounts$224,0001,763
Trading account gains and feesNANA
Additional Noninterest Income$590,0002,032
Total noninterest expense$8,532,0001,354
Salaries and employee benefits$5,575,0001,229
Premises and equipment expense$669,0001,669
Additional noninterest expense$590,0002,029
Pre-tax net operating income$20,847,000418
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$20,847,000351
Extraordinary gains, net$051
Net income$20,847,000358
Minority interest net income$081
Net income of bank and minority interests.$20,847,000352
Net charge-offs$-496,0004,606
Cash dividends$12,933,000241
Sale, conversion, retirement of capital stock, net$0486
Net operating income$20,847,000353
2023-03-31 (YTD Data)Rank
Total interest income$18,864,000631
Total interest expense$3,860,000748
Net interest income$15,004,000595
Provision for loan and lease losses$250,000770
Total noninterest income$376,0002,252
Gross Fiduciary activities income$0913
Service charges on deposit accounts$108,0001,814
Trading account gains and feesNANA
Additional Noninterest Income$268,0002,120
Total noninterest expense$4,178,0001,394
Salaries and employee benefits$2,760,0001,261
Premises and equipment expense$348,0001,655
Additional noninterest expense$268,0002,120
Pre-tax net operating income$10,952,000411
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$10,952,000344
Extraordinary gains, net$04
Net income$10,952,000345
Minority interest net income$048
Net income of bank and minority interests.$10,952,000345
Net charge-offs$02,062
Cash dividends$10,305,000167
Sale, conversion, retirement of capital stock, net$0430
Net operating income$10,952,000349
2022-12-31 (YTD Data)Rank
Total interest income$52,510,000711
Total interest expense$5,877,000703
Net interest income$46,633,000712
Provision for loan and lease losses$-3,968,0004,688
Total noninterest income$1,527,0002,326
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$429,0001,869
Trading account gains and feesNANA
Additional Noninterest Income$1,098,0002,240
Total noninterest expense$21,776,0001,107
Salaries and employee benefits$15,301,000937
Premises and equipment expense$1,291,0001,717
Additional noninterest expense$1,098,0002,240
Pre-tax net operating income$30,352,000559
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$30,352,000462
Extraordinary gains, net$05
Net income$30,352,000463
Minority interest net income$063
Net income of bank and minority interests.$30,352,000463
Net charge-offs$-4,911,0004,704
Cash dividends$13,646,000374
Sale, conversion, retirement of capital stock, net$0568
Net operating income$30,352,000469
2022-09-30 (YTD Data)Rank
Total interest income$34,689,000759
Total interest expense$3,121,000714
Net interest income$31,568,000775
Provision for loan and lease losses$02,835
Total noninterest income$1,118,0002,365
Gross Fiduciary activities income$0968
Service charges on deposit accounts$316,0001,905
Trading account gains and feesNANA
Additional Noninterest Income$802,0002,299
Total noninterest expense$15,348,0001,168
Salaries and employee benefits$10,660,0001,003
Premises and equipment expense$973,0001,726
Additional noninterest expense$802,0002,299
Pre-tax net operating income$17,338,000684
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$17,338,000584
Extraordinary gains, net$04
Net income$17,338,000584
Minority interest net income$057
Net income of bank and minority interests.$17,338,000584
Net charge-offs$-999,0004,689
Cash dividends$13,646,000278
Sale, conversion, retirement of capital stock, net$0519
Net operating income$17,338,000592
2022-06-30 (YTD Data)Rank
Total interest income$20,747,000811
Total interest expense$1,419,000803
Net interest income$19,328,000810
Provision for loan and lease losses$02,599
Total noninterest income$730,0002,389
Gross Fiduciary activities income$0925
Service charges on deposit accounts$212,0001,878
Trading account gains and feesNANA
Additional Noninterest Income$518,0002,354
Total noninterest expense$10,210,0001,152
Salaries and employee benefits$7,113,000992
Premises and equipment expense$641,0001,748
Additional noninterest expense$2,456,0001,365
Pre-tax net operating income$9,848,000714
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$9,848,000612
Extraordinary gains, net$04
Net income$9,848,000612
Minority interest net income$060
Net income of bank and minority interests.$9,848,000612
Net charge-offs$02,156
Cash dividends$12,697,000226
Sale, conversion, retirement of capital stock, net$0494
Net operating income$9,848,000621
2022-03-31 (YTD Data)Rank
Total interest income$9,919,000819
Total interest expense$590,000945
Net interest income$9,329,000814
Provision for loan and lease losses$02,285
Total noninterest income$341,0002,448
Gross Fiduciary activities income$0892
Service charges on deposit accounts$336,000805
Trading account gains and feesNANA
Additional Noninterest Income$5,0004,585
Total noninterest expense$5,079,0001,156
Salaries and employee benefits$3,585,000988
Premises and equipment expense$320,0001,761
Additional noninterest expense$1,174,0001,396
Pre-tax net operating income$4,591,000735
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$4,591,000623
Extraordinary gains, net$04
Net income$4,591,000623
Minority interest net income$050
Net income of bank and minority interests.$4,591,000623
Net charge-offs$-12,0003,981
Cash dividends$10,717,000166
Sale, conversion, retirement of capital stock, net$0453
Net operating income$4,591,000629
2021-12-31 (YTD Data)Rank
Total interest income$39,397,000844
Total interest expense$2,367,0001,147
Net interest income$37,030,000828
Provision for loan and lease losses$-1,100,0004,540
Total noninterest income$1,378,0002,635
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,242,000809
Trading account gains and feesNANA
Additional Noninterest Income$136,0004,215
Total noninterest expense$19,502,0001,186
Salaries and employee benefits$13,522,0001,028
Premises and equipment expense$1,327,0001,680
Additional noninterest expense$4,653,0001,407
Pre-tax net operating income$20,006,000733
Securities gains (losses)$02,062
Applicable income taxes$03,710
Income before extraordinary items$20,006,000642
Extraordinary gains, net$010
Net income$20,006,000643
Minority interest net income$074
Net income of bank and minority interests.$20,006,000643
Net charge-offs$180,0001,075
Cash dividends$9,349,000507
Sale, conversion, retirement of capital stock, net$0582
Net operating income$20,006,000632
2021-09-30 (YTD Data)Rank
Total interest income$28,811,000878
Total interest expense$1,784,0001,202
Net interest income$27,027,000862
Provision for loan and lease losses$02,963
Total noninterest income$1,004,0002,698
Gross Fiduciary activities income$0957
Service charges on deposit accounts$918,000823
Trading account gains and feesNANA
Additional Noninterest Income$86,0004,333
Total noninterest expense$13,886,0001,234
Salaries and employee benefits$9,558,0001,082
Premises and equipment expense$1,001,0001,704
Additional noninterest expense$3,327,0001,464
Pre-tax net operating income$14,145,000812
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$14,145,000702
Extraordinary gains, net$08
Net income$14,145,000702
Minority interest net income$069
Net income of bank and minority interests.$14,145,000702
Net charge-offs$196,000803
Cash dividends$9,350,000400
Sale, conversion, retirement of capital stock, net$0543
Net operating income$14,145,000688
2021-06-30 (YTD Data)Rank
Total interest income$18,529,000899
Total interest expense$1,207,0001,236
Net interest income$17,322,000875
Provision for loan and lease losses$02,862
Total noninterest income$663,0002,675
Gross Fiduciary activities income$0951
Service charges on deposit accounts$604,000802
Trading account gains and feesNANA
Additional Noninterest Income$59,0004,345
Total noninterest expense$9,261,0001,226
Salaries and employee benefits$6,423,0001,071
Premises and equipment expense$673,0001,674
Additional noninterest expense$2,165,0001,475
Pre-tax net operating income$8,724,000853
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$8,724,000739
Extraordinary gains, net$06
Net income$8,724,000739
Minority interest net income$067
Net income of bank and minority interests.$8,724,000739
Net charge-offs$76,0001,011
Cash dividends$8,423,000312
Sale, conversion, retirement of capital stock, net$0517
Net operating income$8,724,000719
2021-03-31 (YTD Data)Rank
Total interest income$8,797,000926
Total interest expense$626,0001,258
Net interest income$8,171,000902
Provision for loan and lease losses$02,741
Total noninterest income$305,0002,786
Gross Fiduciary activities income$0922
Service charges on deposit accounts$284,000827
Trading account gains and feesNANA
Additional Noninterest Income$21,0004,456
Total noninterest expense$4,532,0001,233
Salaries and employee benefits$3,209,0001,067
Premises and equipment expense$338,0001,693
Additional noninterest expense$985,0001,563
Pre-tax net operating income$3,944,000922
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$3,944,000816
Extraordinary gains, net$03
Net income$3,944,000816
Minority interest net income$055
Net income of bank and minority interests.$3,944,000816
Net charge-offs$-429,0004,921
Cash dividends$6,533,000208
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,944,000795
2020-12-31 (YTD Data)Rank
Total interest income$38,421,000873
Total interest expense$5,692,000844
Net interest income$32,729,000871
Provision for loan and lease losses$2,500,000908
Total noninterest income$1,272,0002,613
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,104,000866
Trading account gains and feesNANA
Additional Noninterest Income$168,0004,071
Total noninterest expense$18,591,0001,171
Salaries and employee benefits$12,485,0001,042
Premises and equipment expense$1,294,0001,701
Additional noninterest expense$4,812,0001,328
Pre-tax net operating income$12,910,000853
Securities gains (losses)$02,675
Applicable income taxes$03,697
Income before extraordinary items$12,910,000762
Extraordinary gains, net$04
Net income$12,910,000762
Minority interest net income$072
Net income of bank and minority interests.$12,910,000762
Net charge-offs$582,000886
Cash dividends$6,303,000628
Sale, conversion, retirement of capital stock, net$0566
Net operating income$12,910,000729
2020-09-30 (YTD Data)Rank
Total interest income$28,496,000881
Total interest expense$4,825,000794
Net interest income$23,671,000892
Provision for loan and lease losses$4,000,000583
Total noninterest income$856,0002,689
Gross Fiduciary activities income$0981
Service charges on deposit accounts$814,000878
Trading account gains and feesNANA
Additional Noninterest Income$42,0004,604
Total noninterest expense$13,021,0001,222
Salaries and employee benefits$8,360,0001,130
Premises and equipment expense$964,0001,714
Additional noninterest expense$3,697,0001,271
Pre-tax net operating income$7,506,0001,024
Securities gains (losses)$02,494
Applicable income taxes$03,696
Income before extraordinary items$7,506,000916
Extraordinary gains, net$04
Net income$7,506,000916
Minority interest net income$065
Net income of bank and minority interests.$7,506,000916
Net charge-offs$664,000638
Cash dividends$6,303,000491
Sale, conversion, retirement of capital stock, net$0532
Net operating income$7,506,000883
2020-06-30 (YTD Data)Rank
Total interest income$19,284,000877
Total interest expense$3,665,000771
Net interest income$15,619,000895
Provision for loan and lease losses$3,000,000554
Total noninterest income$536,0002,731
Gross Fiduciary activities income$0970
Service charges on deposit accounts$533,000899
Trading account gains and feesNANA
Additional Noninterest Income$3,0004,929
Total noninterest expense$8,795,0001,197
Salaries and employee benefits$5,655,0001,104
Premises and equipment expense$642,0001,703
Additional noninterest expense$2,498,0001,250
Pre-tax net operating income$4,360,0001,089
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$4,360,000969
Extraordinary gains, net$04
Net income$4,360,000969
Minority interest net income$065
Net income of bank and minority interests.$4,360,000969
Net charge-offs$796,000450
Cash dividends$5,668,000393
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,360,000944
2020-03-31 (YTD Data)Rank
Total interest income$9,986,000850
Total interest expense$2,155,000737
Net interest income$7,831,000879
Provision for loan and lease losses$1,500,000471
Total noninterest income$252,0002,722
Gross Fiduciary activities income$0941
Service charges on deposit accounts$288,000985
Trading account gains and feesNANA
Additional Noninterest Income$-36,0005,077
Total noninterest expense$4,129,0001,281
Salaries and employee benefits$2,828,0001,119
Premises and equipment expense$315,0001,754
Additional noninterest expense$986,0001,536
Pre-tax net operating income$2,454,000903
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$2,454,000780
Extraordinary gains, net$04
Net income$2,454,000780
Minority interest net income$056
Net income of bank and minority interests.$2,454,000780
Net charge-offs$-134,0004,999
Cash dividends$4,458,000318
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,454,000767
2019-12-31 (YTD Data)Rank
Total interest income$43,172,000791
Total interest expense$8,175,000808
Net interest income$34,997,000779
Provision for loan and lease losses$528,0001,440
Total noninterest income$1,432,0002,365
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,156,0001,022
Trading account gains and feesNANA
Additional Noninterest Income$276,0003,658
Total noninterest expense$18,239,0001,159
Salaries and employee benefits$12,577,000998
Premises and equipment expense$1,294,0001,700
Additional noninterest expense$4,368,0001,411
Pre-tax net operating income$17,662,000667
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$17,662,000588
Extraordinary gains, net$011
Net income$17,662,000588
Minority interest net income$076
Net income of bank and minority interests.$17,662,000589
Net charge-offs$2,086,000399
Cash dividends$10,715,000459
Sale, conversion, retirement of capital stock, net$0626
Net operating income$17,662,000576
2019-09-30 (YTD Data)Rank
Total interest income$32,257,000796
Total interest expense$5,873,000848
Net interest income$26,384,000781
Provision for loan and lease losses$1,750,000453
Total noninterest income$1,103,0002,315
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$859,0001,024
Trading account gains and feesNANA
Additional Noninterest Income$244,0003,515
Total noninterest expense$13,342,0001,184
Salaries and employee benefits$9,149,0001,022
Premises and equipment expense$978,0001,700
Additional noninterest expense$3,215,0001,431
Pre-tax net operating income$12,395,000713
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$12,395,000623
Extraordinary gains, net$011
Net income$12,395,000624
Minority interest net income$072
Net income of bank and minority interests.$12,395,000623
Net charge-offs$2,219,000290
Cash dividends$7,387,000460
Sale, conversion, retirement of capital stock, net$0590
Net operating income$12,395,000611
2019-06-30 (YTD Data)Rank
Total interest income$20,860,000816
Total interest expense$3,578,000902
Net interest income$17,282,000788
Provision for loan and lease losses$1,750,000324
Total noninterest income$694,0002,361
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$564,0001,026
Trading account gains and feesNANA
Additional Noninterest Income$130,0003,737
Total noninterest expense$8,899,0001,185
Salaries and employee benefits$6,073,0001,020
Premises and equipment expense$655,0001,702
Additional noninterest expense$2,171,0001,429
Pre-tax net operating income$7,327,000752
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$7,327,000673
Extraordinary gains, net$011
Net income$7,327,000673
Minority interest net income$069
Net income of bank and minority interests.$7,327,000673
Net charge-offs$3,354,000164
Cash dividends$5,468,000412
Sale, conversion, retirement of capital stock, net$0573
Net operating income$7,327,000662
2019-03-31 (YTD Data)Rank
Total interest income$10,035,000846
Total interest expense$1,695,000919
Net interest income$8,340,000819
Provision for loan and lease losses$1,750,000195
Total noninterest income$315,0002,466
Gross Fiduciary activities income$0972
Service charges on deposit accounts$270,0001,049
Trading account gains and feesNANA
Additional Noninterest Income$45,0004,073
Total noninterest expense$4,429,0001,188
Salaries and employee benefits$3,058,0001,013
Premises and equipment expense$323,0001,752
Additional noninterest expense$1,048,0001,458
Pre-tax net operating income$2,476,0001,033
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$2,476,000920
Extraordinary gains, net$05
Net income$2,476,000918
Minority interest net income$052
Net income of bank and minority interests.$2,476,000919
Net charge-offs$3,568,000111
Cash dividends$2,623,000417
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,476,000903
2018-12-31 (YTD Data)Rank
Total interest income$39,336,000803
Total interest expense$5,910,000805
Net interest income$33,426,000798
Provision for loan and lease losses$1,250,000737
Total noninterest income$1,273,0002,533
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,120,0001,060
Trading account gains and feesNANA
Additional Noninterest Income$153,0004,294
Total noninterest expense$16,678,0001,228
Salaries and employee benefits$11,047,0001,087
Premises and equipment expense$1,262,0001,743
Additional noninterest expense$4,369,0001,393
Pre-tax net operating income$16,771,000683
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$16,771,000592
Extraordinary gains, net$06
Net income$16,771,000591
Minority interest net income$072
Net income of bank and minority interests.$16,771,000591
Net charge-offs$83,0002,278
Cash dividends$6,235,000609
Sale, conversion, retirement of capital stock, net$0671
Net operating income$16,771,000596
2018-09-30 (YTD Data)Rank
Total interest income$28,451,000815
Total interest expense$4,283,000782
Net interest income$24,168,000821
Provision for loan and lease losses$1,250,000554
Total noninterest income$941,0002,589
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$836,0001,066
Trading account gains and feesNANA
Additional Noninterest Income$105,0004,410
Total noninterest expense$12,005,0001,259
Salaries and employee benefits$7,813,0001,138
Premises and equipment expense$937,0001,772
Additional noninterest expense$3,255,0001,412
Pre-tax net operating income$11,854,000716
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$11,854,000619
Extraordinary gains, net$05
Net income$11,854,000617
Minority interest net income$066
Net income of bank and minority interests.$11,854,000618
Net charge-offs$-367,0005,348
Cash dividends$6,235,000455
Sale, conversion, retirement of capital stock, net$0633
Net operating income$11,854,000619
2018-06-30 (YTD Data)Rank
Total interest income$18,259,000838
Total interest expense$2,872,000742
Net interest income$15,387,000854
Provision for loan and lease losses$675,000633
Total noninterest income$612,0002,616
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$551,0001,076
Trading account gains and feesNANA
Additional Noninterest Income$61,0004,541
Total noninterest expense$8,180,0001,248
Salaries and employee benefits$5,297,0001,134
Premises and equipment expense$625,0001,785
Additional noninterest expense$2,258,0001,358
Pre-tax net operating income$7,144,000766
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$7,144,000670
Extraordinary gains, net$06
Net income$7,144,000667
Minority interest net income$065
Net income of bank and minority interests.$7,144,000669
Net charge-offs$-9,0004,493
Cash dividends$4,550,000424
Sale, conversion, retirement of capital stock, net$0620
Net operating income$7,144,000668
2018-03-31 (YTD Data)Rank
Total interest income$8,820,000860
Total interest expense$1,514,000673
Net interest income$7,306,000895
Provision for loan and lease losses$03,508
Total noninterest income$297,0002,641
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$268,0001,114
Trading account gains and feesNANA
Additional Noninterest Income$29,0004,612
Total noninterest expense$4,109,0001,248
Salaries and employee benefits$2,757,0001,096
Premises and equipment expense$307,0001,836
Additional noninterest expense$1,045,0001,446
Pre-tax net operating income$3,494,000749
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$3,494,000671
Extraordinary gains, net$07
Net income$3,494,000670
Minority interest net income$052
Net income of bank and minority interests.$3,494,000671
Net charge-offs$-60,0005,284
Cash dividends$4,550,000227
Sale, conversion, retirement of capital stock, net$0580
Net operating income$3,494,000665
2017-12-31 (YTD Data)Rank
Total interest income$33,961,000844
Total interest expense$5,990,000581
Net interest income$27,971,000899
Provision for loan and lease losses$3,300,000325
Total noninterest income$1,204,0002,684
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,084,0001,111
Trading account gains and feesNANA
Additional Noninterest Income$120,0004,660
Total noninterest expense$15,678,0001,268
Salaries and employee benefits$9,950,0001,164
Premises and equipment expense$1,291,0001,738
Additional noninterest expense$4,437,0001,376
Pre-tax net operating income$10,197,000971
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$10,197,000743
Extraordinary gains, net$09
Net income$10,197,000742
Minority interest net income$076
Net income of bank and minority interests.$10,197,000743
Net charge-offs$3,009,000295
Cash dividends$1,865,0001,505
Sale, conversion, retirement of capital stock, net$0711
Net operating income$10,197,000733
2017-09-30 (YTD Data)Rank
Total interest income$24,927,000859
Total interest expense$4,308,000595
Net interest income$20,619,000918
Provision for loan and lease losses$3,300,000267
Total noninterest income$891,0002,733
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$802,0001,130
Trading account gains and feesNANA
Additional Noninterest Income$89,0004,729
Total noninterest expense$10,995,0001,344
Salaries and employee benefits$6,791,0001,260
Premises and equipment expense$956,0001,762
Additional noninterest expense$3,248,0001,401
Pre-tax net operating income$7,215,0001,037
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$7,215,000833
Extraordinary gains, net$09
Net income$7,215,000834
Minority interest net income$071
Net income of bank and minority interests.$7,215,000833
Net charge-offs$1,113,000461
Cash dividends$1,865,0001,124
Sale, conversion, retirement of capital stock, net$0677
Net operating income$7,215,000821
2017-06-30 (YTD Data)Rank
Total interest income$15,986,000885
Total interest expense$2,706,000610
Net interest income$13,280,000948
Provision for loan and lease losses$3,300,000203
Total noninterest income$578,0002,766
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$523,0001,140
Trading account gains and feesNANA
Additional Noninterest Income$55,0004,806
Total noninterest expense$7,653,0001,303
Salaries and employee benefits$4,554,0001,258
Premises and equipment expense$634,0001,775
Additional noninterest expense$2,465,0001,249
Pre-tax net operating income$2,905,0001,501
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$2,905,0001,275
Extraordinary gains, net$011
Net income$2,905,0001,275
Minority interest net income$071
Net income of bank and minority interests.$2,905,0001,275
Net charge-offs$1,448,000275
Cash dividends$425,0002,187
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,905,0001,256
2017-03-31 (YTD Data)Rank
Total interest income$7,737,000907
Total interest expense$1,269,000621
Net interest income$6,468,000960
Provision for loan and lease losses$1,650,000194
Total noninterest income$289,0002,755
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$263,0001,142
Trading account gains and feesNANA
Additional Noninterest Income$26,0004,873
Total noninterest expense$3,737,0001,339
Salaries and employee benefits$2,254,0001,281
Premises and equipment expense$313,0001,831
Additional noninterest expense$1,170,0001,313
Pre-tax net operating income$1,370,0001,530
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$1,370,0001,319
Extraordinary gains, net$08
Net income$1,370,0001,318
Minority interest net income$055
Net income of bank and minority interests.$1,370,0001,319
Net charge-offs$1,378,000180
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,370,0001,301
2016-12-31 (YTD Data)Rank
Total interest income$32,204,000840
Total interest expense$4,285,000686
Net interest income$27,919,000853
Provision for loan and lease losses$10,816,000149
Total noninterest income$1,102,0002,883
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,070,0001,140
Trading account gains and fees$0170
Additional Noninterest Income$32,0005,487
Total noninterest expense$15,193,0001,311
Salaries and employee benefits$9,887,0001,162
Premises and equipment expense$1,362,0001,661
Additional noninterest expense$3,944,0001,555
Pre-tax net operating income$3,012,0002,387
Securities gains (losses)$03,212
Applicable income taxes$04,278
Income before extraordinary items$3,012,0002,105
Extraordinary gains, net$05
Net income$3,012,0002,103
Minority interest net income$082
Net income of bank and minority interests.$3,012,0002,104
Net charge-offs$6,592,000171
Cash dividends$6,435,000541
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,012,0002,043
2016-09-30 (YTD Data)Rank
Total interest income$23,845,000841
Total interest expense$3,076,000717
Net interest income$20,769,000854
Provision for loan and lease losses$6,817,000165
Total noninterest income$818,0002,909
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$809,0001,121
Trading account gains and fees$0169
Additional Noninterest Income$9,0005,738
Total noninterest expense$11,156,0001,328
Salaries and employee benefits$7,218,0001,191
Premises and equipment expense$1,020,0001,666
Additional noninterest expense$2,918,0001,571
Pre-tax net operating income$3,614,0001,685
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$3,614,0001,452
Extraordinary gains, net$05
Net income$3,614,0001,452
Minority interest net income$071
Net income of bank and minority interests.$3,614,0001,452
Net charge-offs$1,750,000330
Cash dividends$6,435,000410
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,614,0001,408
2016-06-30 (YTD Data)Rank
Total interest income$15,488,000862
Total interest expense$1,943,000744
Net interest income$13,545,000874
Provision for loan and lease losses$3,917,000184
Total noninterest income$553,0002,871
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$512,0001,166
Trading account gains and fees$0157
Additional Noninterest Income$41,0005,180
Total noninterest expense$7,484,0001,333
Salaries and employee benefits$4,953,0001,159
Premises and equipment expense$677,0001,673
Additional noninterest expense$1,854,0001,638
Pre-tax net operating income$2,697,0001,536
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$2,697,0001,321
Extraordinary gains, net$016
Net income$2,697,0001,321
Minority interest net income$071
Net income of bank and minority interests.$2,697,0001,321
Net charge-offs$-1,0004,332
Cash dividends$5,185,000353
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,697,0001,276
2016-03-31 (YTD Data)Rank
Total interest income$7,636,000877
Total interest expense$948,000766
Net interest income$6,688,000884
Provision for loan and lease losses$1,250,000235
Total noninterest income$293,0002,760
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$258,0001,158
Trading account gains and fees$0142
Additional Noninterest Income$35,0004,767
Total noninterest expense$3,695,0001,341
Salaries and employee benefits$2,450,0001,180
Premises and equipment expense$338,0001,685
Additional noninterest expense$907,0001,671
Pre-tax net operating income$2,036,0001,072
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$2,036,000868
Extraordinary gains, net$012
Net income$2,036,000869
Minority interest net income$062
Net income of bank and minority interests.$2,036,000869
Net charge-offs$77,0001,164
Cash dividends$100,0002,368
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,036,000849
2015-12-31 (YTD Data)Rank
Total interest income$31,257,000826
Total interest expense$3,990,000694
Net interest income$27,267,000832
Provision for loan and lease losses$3,500,000281
Total noninterest income$1,129,0002,875
Gross Fiduciary activities income$11,0001,033
Service charges on deposit accounts$945,0001,283
Trading account gains and fees$0159
Additional Noninterest Income$173,0004,610
Total noninterest expense$14,839,0001,327
Salaries and employee benefits$9,720,0001,159
Premises and equipment expense$1,367,0001,666
Additional noninterest expense$3,752,0001,620
Pre-tax net operating income$10,057,000892
Securities gains (losses)$03,216
Applicable income taxes$04,402
Income before extraordinary items$10,057,000733
Extraordinary gains, net$023
Net income$10,057,000733
Minority interest net income$081
Net income of bank and minority interests.$10,057,000733
Net charge-offs$3,972,000221
Cash dividends$7,400,000480
Sale, conversion, retirement of capital stock, net$0804
Net operating income$10,057,000718
2015-09-30 (YTD Data)Rank
Total interest income$23,218,000836
Total interest expense$2,983,000701
Net interest income$20,235,000843
Provision for loan and lease losses$2,500,000277
Total noninterest income$857,0002,875
Gross Fiduciary activities income$8,0001,020
Service charges on deposit accounts$702,0001,302
Trading account gains and fees$0153
Additional Noninterest Income$147,0004,514
Total noninterest expense$10,947,0001,349
Salaries and employee benefits$7,123,0001,186
Premises and equipment expense$1,029,0001,679
Additional noninterest expense$2,795,0001,623
Pre-tax net operating income$7,645,000888
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$7,645,000723
Extraordinary gains, net$021
Net income$7,645,000721
Minority interest net income$078
Net income of bank and minority interests.$7,645,000723
Net charge-offs$622,000737
Cash dividends$7,400,000358
Sale, conversion, retirement of capital stock, net$0773
Net operating income$7,645,000705
2015-06-30 (YTD Data)Rank
Total interest income$15,136,000851
Total interest expense$1,928,000726
Net interest income$13,208,000855
Provision for loan and lease losses$832,000497
Total noninterest income$559,0002,912
Gross Fiduciary activities income$5,0001,028
Service charges on deposit accounts$457,0001,309
Trading account gains and fees$0157
Additional Noninterest Income$97,0004,548
Total noninterest expense$7,460,0001,325
Salaries and employee benefits$4,769,0001,182
Premises and equipment expense$689,0001,682
Additional noninterest expense$2,002,0001,539
Pre-tax net operating income$5,475,000823
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$5,475,000675
Extraordinary gains, net$022
Net income$5,475,000672
Minority interest net income$075
Net income of bank and minority interests.$5,475,000675
Net charge-offs$-33,0005,625
Cash dividends$5,900,000308
Sale, conversion, retirement of capital stock, net$0751
Net operating income$5,475,000652
2015-03-31 (YTD Data)Rank
Total interest income$7,383,000868
Total interest expense$918,000763
Net interest income$6,465,000870
Provision for loan and lease losses$167,0001,013
Total noninterest income$271,0002,922
Gross Fiduciary activities income$3,0001,013
Service charges on deposit accounts$224,0001,307
Trading account gains and fees$0152
Additional Noninterest Income$44,0004,655
Total noninterest expense$3,956,0001,266
Salaries and employee benefits$2,388,0001,180
Premises and equipment expense$337,0001,739
Additional noninterest expense$1,231,0001,278
Pre-tax net operating income$2,613,000828
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$2,613,000689
Extraordinary gains, net$013
Net income$2,613,000687
Minority interest net income$064
Net income of bank and minority interests.$2,613,000689
Net charge-offs$-24,0005,740
Cash dividends$1,850,000392
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,613,000669
2014-12-31 (YTD Data)Rank
Total interest income$27,807,000913
Total interest expense$2,313,0001,251
Net interest income$25,494,000866
Provision for loan and lease losses$910,000926
Total noninterest income$1,013,0003,093
Gross Fiduciary activities income$21,0001,011
Service charges on deposit accounts$819,0001,540
Trading account gains and fees$0180
Additional Noninterest Income$173,0004,701
Total noninterest expense$14,041,0001,378
Salaries and employee benefits$9,398,0001,160
Premises and equipment expense$1,213,0001,897
Additional noninterest expense$3,430,0001,799
Pre-tax net operating income$11,556,000725
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$11,556,000592
Extraordinary gains, net$017
Net income$11,556,000590
Minority interest net income$084
Net income of bank and minority interests.$11,556,000592
Net charge-offs$220,0002,359
Cash dividends$5,925,000530
Sale, conversion, retirement of capital stock, net$0862
Net operating income$11,556,000582
2014-09-30 (YTD Data)Rank
Total interest income$20,020,000960
Total interest expense$1,561,0001,429
Net interest income$18,459,000896
Provision for loan and lease losses$313,0001,596
Total noninterest income$739,0003,166
Gross Fiduciary activities income$14,0001,006
Service charges on deposit accounts$599,0001,598
Trading account gains and fees$0174
Additional Noninterest Income$126,0004,794
Total noninterest expense$10,292,0001,408
Salaries and employee benefits$6,673,0001,209
Premises and equipment expense$889,0001,955
Additional noninterest expense$2,730,0001,701
Pre-tax net operating income$8,593,000741
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$8,593,000594
Extraordinary gains, net$015
Net income$8,593,000591
Minority interest net income$081
Net income of bank and minority interests.$8,593,000593
Net charge-offs$218,0001,907
Cash dividends$5,925,000382
Sale, conversion, retirement of capital stock, net$0819
Net operating income$8,593,000583
2014-06-30 (YTD Data)Rank
Total interest income$12,557,0001,012
Total interest expense$927,0001,615
Net interest income$11,630,000946
Provision for loan and lease losses$313,0001,192
Total noninterest income$474,0003,210
Gross Fiduciary activities income$9,0001,012
Service charges on deposit accounts$387,0001,614
Trading account gains and fees$0172
Additional Noninterest Income$78,0004,857
Total noninterest expense$6,607,0001,457
Salaries and employee benefits$4,413,0001,221
Premises and equipment expense$566,0002,049
Additional noninterest expense$1,628,0001,879
Pre-tax net operating income$5,184,000786
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$5,184,000633
Extraordinary gains, net$020
Net income$5,184,000632
Minority interest net income$080
Net income of bank and minority interests.$5,184,000633
Net charge-offs$238,0001,456
Cash dividends$4,600,000338
Sale, conversion, retirement of capital stock, net$0794
Net operating income$5,184,000621
2014-03-31 (YTD Data)Rank
Total interest income$5,977,0001,071
Total interest expense$408,0001,829
Net interest income$5,569,000997
Provision for loan and lease losses$312,000670
Total noninterest income$231,0003,201
Gross Fiduciary activities income$5,0001,003
Service charges on deposit accounts$191,0001,611
Trading account gains and fees$0147
Additional Noninterest Income$35,0004,979
Total noninterest expense$3,221,0001,495
Salaries and employee benefits$2,159,0001,267
Premises and equipment expense$279,0002,126
Additional noninterest expense$783,0001,919
Pre-tax net operating income$2,267,000876
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$2,267,000687
Extraordinary gains, net$016
Net income$2,267,000687
Minority interest net income$066
Net income of bank and minority interests.$2,267,000689
Net charge-offs$159,0001,085
Cash dividends$1,150,000545
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,267,000673
2013-12-31 (YTD Data)Rank
Total interest income$22,856,0001,123
Total interest expense$1,792,0001,881
Net interest income$21,064,0001,046
Provision for loan and lease losses$750,0001,404
Total noninterest income$888,0003,434
Gross Fiduciary activities income$31,000990
Service charges on deposit accounts$709,0001,813
Trading account gains and fees$0184
Additional Noninterest Income$148,0004,961
Total noninterest expense$12,193,0001,582
Salaries and employee benefits$7,983,0001,332
Premises and equipment expense$1,128,0002,018
Additional noninterest expense$3,082,0002,033
Pre-tax net operating income$9,009,000858
Securities gains (losses)$1,0003,056
Applicable income taxes$04,631
Income before extraordinary items$9,010,000715
Extraordinary gains, net$029
Net income$9,010,000716
Minority interest net income$090
Net income of bank and minority interests.$9,010,000716
Net charge-offs$7,0005,162
Cash dividends$5,200,000546
Sale, conversion, retirement of capital stock, net$0924
Net operating income$9,009,000695
2013-09-30 (YTD Data)Rank
Total interest income$16,694,0001,158
Total interest expense$1,392,0001,871
Net interest income$15,302,0001,079
Provision for loan and lease losses$469,0001,588
Total noninterest income$641,0003,563
Gross Fiduciary activities income$20,0001,003
Service charges on deposit accounts$512,0001,878
Trading account gains and fees$0180
Additional Noninterest Income$109,0005,080
Total noninterest expense$8,913,0001,622
Salaries and employee benefits$5,700,0001,384
Premises and equipment expense$854,0002,024
Additional noninterest expense$2,359,0001,984
Pre-tax net operating income$6,561,000901
Securities gains (losses)$-3,0006,385
Applicable income taxes$04,713
Income before extraordinary items$6,558,000732
Extraordinary gains, net$025
Net income$6,558,000732
Minority interest net income$084
Net income of bank and minority interests.$6,558,000734
Net charge-offs$-49,0006,464
Cash dividends$5,200,000390
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,561,000711
2013-06-30 (YTD Data)Rank
Total interest income$10,753,0001,188
Total interest expense$988,0001,803
Net interest income$9,765,0001,111
Provision for loan and lease losses$312,0001,600
Total noninterest income$402,0003,707
Gross Fiduciary activities income$14,000998
Service charges on deposit accounts$210,0002,696
Trading account gains and fees$0157
Additional Noninterest Income$178,0003,970
Total noninterest expense$5,920,0001,622
Salaries and employee benefits$3,803,0001,387
Premises and equipment expense$568,0002,033
Additional noninterest expense$1,549,0002,014
Pre-tax net operating income$3,935,000961
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$3,935,000790
Extraordinary gains, net$022
Net income$3,935,000791
Minority interest net income$082
Net income of bank and minority interests.$3,935,000792
Net charge-offs$-17,0006,281
Cash dividends$4,075,000345
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,935,000762
2013-03-31 (YTD Data)Rank
Total interest income$5,272,0001,216
Total interest expense$523,0001,756
Net interest income$4,749,0001,146
Provision for loan and lease losses$156,0001,577
Total noninterest income$186,0003,792
Gross Fiduciary activities income$4,0001,037
Service charges on deposit accounts$97,0002,834
Trading account gains and fees$0148
Additional Noninterest Income$85,0003,993
Total noninterest expense$2,962,0001,641
Salaries and employee benefits$1,892,0001,407
Premises and equipment expense$285,0002,059
Additional noninterest expense$785,0001,995
Pre-tax net operating income$1,817,0001,013
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$1,817,000842
Extraordinary gains, net$010
Net income$1,817,000843
Minority interest net income$076
Net income of bank and minority interests.$1,817,000844
Net charge-offs$-5,0005,894
Cash dividends$925,000592
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,817,000803
2012-12-31 (YTD Data)Rank
Total interest income$20,950,0001,277
Total interest expense$2,378,0001,832
Net interest income$18,572,0001,189
Provision for loan and lease losses$1,197,0001,591
Total noninterest income$655,0004,012
Gross Fiduciary activities income$36,0001,002
Service charges on deposit accounts$386,0003,000
Trading account gains and fees$0166
Additional Noninterest Income$233,0004,397
Total noninterest expense$11,027,0001,743
Salaries and employee benefits$7,321,0001,392
Premises and equipment expense$778,0002,801
Additional noninterest expense$2,928,0002,220
Pre-tax net operating income$7,003,0001,012
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$7,003,000845
Extraordinary gains, net$029
Net income$7,003,000844
Minority interest net income$093
Net income of bank and minority interests.$7,003,000845
Net charge-offs$-9,0006,592
Cash dividends$3,875,000715
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$7,003,000791
2012-09-30 (YTD Data)Rank
Total interest income$15,332,0001,329
Total interest expense$1,835,0001,855
Net interest income$13,497,0001,239
Provision for loan and lease losses$877,0001,609
Total noninterest income$529,0003,907
Gross Fiduciary activities income$16,0001,044
Service charges on deposit accounts$282,0003,093
Trading account gains and fees$0157
Additional Noninterest Income$231,0004,048
Total noninterest expense$8,042,0001,788
Salaries and employee benefits$5,240,0001,459
Premises and equipment expense$593,0002,802
Additional noninterest expense$2,209,0002,189
Pre-tax net operating income$5,107,0001,059
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$5,107,000895
Extraordinary gains, net$020
Net income$5,107,000893
Minority interest net income$086
Net income of bank and minority interests.$5,107,000895
Net charge-offs$-7,0006,541
Cash dividends$3,550,000475
Sale, conversion, retirement of capital stock, net$0952
Net operating income$5,107,000833
2012-06-30 (YTD Data)Rank
Total interest income$9,809,0001,397
Total interest expense$1,250,0001,876
Net interest income$8,559,0001,296
Provision for loan and lease losses$584,0001,650
Total noninterest income$347,0003,926
Gross Fiduciary activities income$12,0001,032
Service charges on deposit accounts$183,0003,144
Trading account gains and fees$0153
Additional Noninterest Income$152,0004,059
Total noninterest expense$5,260,0001,825
Salaries and employee benefits$3,483,0001,464
Premises and equipment expense$394,0002,807
Additional noninterest expense$1,383,0002,343
Pre-tax net operating income$3,062,0001,166
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$3,062,000996
Extraordinary gains, net$019
Net income$3,062,000996
Minority interest net income$084
Net income of bank and minority interests.$3,062,000996
Net charge-offs$-50,0006,982
Cash dividends$2,400,000445
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,062,000937
2012-03-31 (YTD Data)Rank
Total interest income$4,712,0001,461
Total interest expense$646,0001,902
Net interest income$4,066,0001,358
Provision for loan and lease losses$292,0001,632
Total noninterest income$173,0003,950
Gross Fiduciary activities income$7,0001,012
Service charges on deposit accounts$91,0003,138
Trading account gains and fees$0148
Additional Noninterest Income$75,0004,102
Total noninterest expense$2,590,0001,849
Salaries and employee benefits$1,732,0001,476
Premises and equipment expense$196,0002,822
Additional noninterest expense$662,0002,420
Pre-tax net operating income$1,357,0001,291
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$1,357,0001,089
Extraordinary gains, net$019
Net income$1,357,0001,091
Minority interest net income$078
Net income of bank and minority interests.$1,357,0001,090
Net charge-offs$-9,0006,608
Cash dividends$850,000546
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,357,0001,026
2011-12-31 (YTD Data)Rank
Total interest income$18,278,0001,559
Total interest expense$3,214,0001,842
Net interest income$15,064,0001,472
Provision for loan and lease losses$1,382,0001,998
Total noninterest income$672,0003,854
Gross Fiduciary activities income$47,000932
Service charges on deposit accounts$370,0003,188
Trading account gains and fees$0146
Additional Noninterest Income$255,0004,106
Total noninterest expense$9,743,0001,958
Salaries and employee benefits$6,424,0001,536
Premises and equipment expense$749,0003,051
Additional noninterest expense$2,570,0002,537
Pre-tax net operating income$4,611,0001,262
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$4,611,0001,075
Extraordinary gains, net$029
Net income$4,611,0001,075
Minority interest net income$096
Net income of bank and minority interests.$4,611,0001,075
Net charge-offs$134,0004,714
Cash dividends$2,750,000710
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,611,0001,034
2011-09-30 (YTD Data)Rank
Total interest income$13,491,0001,596
Total interest expense$2,530,0001,826
Net interest income$10,961,0001,533
Provision for loan and lease losses$949,0002,029
Total noninterest income$510,0003,843
Gross Fiduciary activities income$34,000910
Service charges on deposit accounts$288,0003,118
Trading account gains and fees$0145
Additional Noninterest Income$188,0004,185
Total noninterest expense$7,184,0002,001
Salaries and employee benefits$4,647,0001,587
Premises and equipment expense$557,0003,087
Additional noninterest expense$1,980,0002,487
Pre-tax net operating income$3,338,0001,352
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$3,338,0001,143
Extraordinary gains, net$021
Net income$3,338,0001,143
Minority interest net income$087
Net income of bank and minority interests.$3,338,0001,143
Net charge-offs$-43,0007,238
Cash dividends$2,750,000488
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,338,0001,090
2011-06-30 (YTD Data)Rank
Total interest income$8,696,0001,660
Total interest expense$1,762,0001,807
Net interest income$6,934,0001,623
Provision for loan and lease losses$686,0001,922
Total noninterest income$337,0003,890
Gross Fiduciary activities income$25,000921
Service charges on deposit accounts$193,0003,103
Trading account gains and fees$0153
Additional Noninterest Income$119,0004,309
Total noninterest expense$4,802,0002,017
Salaries and employee benefits$3,078,0001,608
Premises and equipment expense$365,0003,157
Additional noninterest expense$1,359,0002,455
Pre-tax net operating income$1,783,0001,607
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$1,783,0001,391
Extraordinary gains, net$015
Net income$1,783,0001,391
Minority interest net income$089
Net income of bank and minority interests.$1,783,0001,391
Net charge-offs$-39,0007,279
Cash dividends$2,200,000387
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,783,0001,333
2011-03-31 (YTD Data)Rank
Total interest income$4,039,0001,782
Total interest expense$905,0001,826
Net interest income$3,134,0001,784
Provision for loan and lease losses$243,0002,207
Total noninterest income$161,0004,022
Gross Fiduciary activities income$10,000944
Service charges on deposit accounts$95,0003,089
Trading account gains and fees$0158
Additional Noninterest Income$56,0004,485
Total noninterest expense$2,397,0002,018
Salaries and employee benefits$1,520,0001,636
Premises and equipment expense$180,0003,241
Additional noninterest expense$697,0002,383
Pre-tax net operating income$655,0002,076
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$655,0001,781
Extraordinary gains, net$09
Net income$655,0001,780
Minority interest net income$086
Net income of bank and minority interests.$655,0001,781
Net charge-offs$7,0004,526
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$655,0001,729
2010-12-31 (YTD Data)Rank
Total interest income$16,319,0001,855
Total interest expense$3,816,0002,082
Net interest income$12,503,0001,773
Provision for loan and lease losses$1,128,0002,874
Total noninterest income$734,0003,839
Gross Fiduciary activities income$57,000952
Service charges on deposit accounts$445,0002,877
Trading account gains and fees$0175
Additional Noninterest Income$232,0004,365
Total noninterest expense$9,369,0002,056
Salaries and employee benefits$5,906,0001,647
Premises and equipment expense$772,0003,055
Additional noninterest expense$2,691,0002,508
Pre-tax net operating income$2,740,0001,755
Securities gains (losses)$132,0001,927
Applicable income taxes$04,655
Income before extraordinary items$2,872,0001,456
Extraordinary gains, net$029
Net income$2,872,0001,458
Minority interest net income$0111
Net income of bank and minority interests.$2,872,0001,459
Net charge-offs$1,146,0002,502
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,740,0001,465
2010-09-30 (YTD Data)Rank
Total interest income$11,897,0001,951
Total interest expense$2,903,0002,141
Net interest income$8,994,0001,865
Provision for loan and lease losses$923,0002,621
Total noninterest income$540,0003,915
Gross Fiduciary activities income$35,000958
Service charges on deposit accounts$331,0002,958
Trading account gains and fees$0165
Additional Noninterest Income$174,0004,418
Total noninterest expense$6,912,0002,093
Salaries and employee benefits$4,244,0001,733
Premises and equipment expense$580,0003,109
Additional noninterest expense$2,088,0002,396
Pre-tax net operating income$1,699,0002,161
Securities gains (losses)$132,0001,705
Applicable income taxes$04,726
Income before extraordinary items$1,831,0001,799
Extraordinary gains, net$023
Net income$1,831,0001,800
Minority interest net income$0110
Net income of bank and minority interests.$1,831,0001,801
Net charge-offs$41,0005,650
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,699,0001,846
2010-06-30 (YTD Data)Rank
Total interest income$7,552,0002,066
Total interest expense$1,962,0002,201
Net interest income$5,590,0001,981
Provision for loan and lease losses$615,0002,534
Total noninterest income$366,0003,822
Gross Fiduciary activities income$24,000965
Service charges on deposit accounts$219,0002,973
Trading account gains and fees$0152
Additional Noninterest Income$123,0004,300
Total noninterest expense$4,616,0002,100
Salaries and employee benefits$2,840,0001,729
Premises and equipment expense$385,0003,150
Additional noninterest expense$1,391,0002,401
Pre-tax net operating income$725,0002,970
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$725,0002,688
Extraordinary gains, net$019
Net income$725,0002,683
Minority interest net income$0105
Net income of bank and minority interests.$725,0002,687
Net charge-offs$-7,0007,413
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$725,0002,599
2010-03-31 (YTD Data)Rank
Total interest income$3,605,0002,224
Total interest expense$985,0002,291
Net interest income$2,620,0002,130
Provision for loan and lease losses$308,0002,346
Total noninterest income$195,0003,699
Gross Fiduciary activities income$13,000957
Service charges on deposit accounts$106,0003,042
Trading account gains and fees$0175
Additional Noninterest Income$76,0004,003
Total noninterest expense$2,326,0002,096
Salaries and employee benefits$1,433,0001,745
Premises and equipment expense$193,0003,216
Additional noninterest expense$700,0002,373
Pre-tax net operating income$181,0004,259
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$181,0004,065
Extraordinary gains, net$016
Net income$181,0004,064
Minority interest net income$091
Net income of bank and minority interests.$181,0004,064
Net charge-offs$11,0004,779
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$181,0003,956
2009-12-31 (YTD Data)Rank
Total interest income$14,142,0002,368
Total interest expense$3,435,0003,090
Net interest income$10,707,0002,042
Provision for loan and lease losses$1,265,0003,130
Total noninterest income$599,0004,372
Gross Fiduciary activities income$56,000946
Service charges on deposit accounts$370,0003,475
Trading account gains and fees$0211
Additional Noninterest Income$173,0004,873
Total noninterest expense$8,702,0002,278
Salaries and employee benefits$5,271,0001,876
Premises and equipment expense$787,0003,163
Additional noninterest expense$2,644,0002,617
Pre-tax net operating income$1,339,0002,529
Securities gains (losses)$256,0001,363
Applicable income taxes$83,0002,981
Income before extraordinary items$1,512,0002,106
Extraordinary gains, net$034
Net income$1,512,0002,103
Minority interest net income$0115
Net income of bank and minority interests.$1,512,0002,105
Net charge-offs$21,0006,628
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,268,8002,343
2009-09-30 (YTD Data)Rank
Total interest income$10,298,0002,472
Total interest expense$2,487,0003,305
Net interest income$7,811,0002,098
Provision for loan and lease losses$722,0003,238
Total noninterest income$430,0004,525
Gross Fiduciary activities income$38,000950
Service charges on deposit accounts$264,0003,590
Trading account gains and fees$0212
Additional Noninterest Income$128,0005,030
Total noninterest expense$6,670,0002,233
Salaries and employee benefits$3,741,0001,992
Premises and equipment expense$605,0003,138
Additional noninterest expense$2,324,0002,247
Pre-tax net operating income$849,0003,016
Securities gains (losses)$256,0001,130
Applicable income taxes$83,0003,013
Income before extraordinary items$1,022,0002,451
Extraordinary gains, net$027
Net income$1,022,0002,449
Minority interest net income$0118
Net income of bank and minority interests.$1,022,0002,452
Net charge-offs$22,0006,189
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$786,4802,829
2009-06-30 (YTD Data)Rank
Total interest income$6,610,0002,589
Total interest expense$1,635,0003,449
Net interest income$4,975,0002,208
Provision for loan and lease losses$364,0003,422
Total noninterest income$273,0004,618
Gross Fiduciary activities income$23,000968
Service charges on deposit accounts$164,0003,720
Trading account gains and fees$0193
Additional Noninterest Income$86,0005,059
Total noninterest expense$4,386,0002,291
Salaries and employee benefits$2,469,0002,042
Premises and equipment expense$397,0003,199
Additional noninterest expense$1,520,0002,308
Pre-tax net operating income$498,0003,310
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$498,0003,100
Extraordinary gains, net$021
Net income$498,0003,098
Minority interest net income$0112
Net income of bank and minority interests.$498,0003,099
Net charge-offs$20,0005,615
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$498,0003,001
2009-03-31 (YTD Data)Rank
Total interest income$3,204,0002,693
Total interest expense$820,0003,551
Net interest income$2,384,0002,296
Provision for loan and lease losses$180,0002,990
Total noninterest income$132,0004,682
Gross Fiduciary activities income$12,000969
Service charges on deposit accounts$77,0003,782
Trading account gains and fees$0171
Additional Noninterest Income$43,0005,090
Total noninterest expense$2,153,0002,268
Salaries and employee benefits$1,252,0002,042
Premises and equipment expense$196,0003,278
Additional noninterest expense$705,0002,218
Pre-tax net operating income$183,0004,182
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$183,0004,014
Extraordinary gains, net$015
Net income$183,0004,016
Minority interest net income$0102
Net income of bank and minority interests.$183,0004,016
Net charge-offs$2,0005,430
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$183,0003,863
2008-12-31 (YTD Data)Rank
Total interest income$9,291,0003,723
Total interest expense$3,356,0003,946
Net interest income$5,935,0003,508
Provision for loan and lease losses$1,008,0002,699
Total noninterest income$167,0006,732
Gross Fiduciary activities income$16,0001,141
Service charges on deposit accounts$100,0005,896
Trading account gains and fees$0154
Additional Noninterest Income$51,0006,739
Total noninterest expense$5,553,0003,292
Salaries and employee benefits$3,454,0002,865
Premises and equipment expense$439,0004,825
Additional noninterest expense$1,660,0003,358
Pre-tax net operating income$-459,0006,738
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$-459,0006,684
Extraordinary gains, net$039
Net income$-459,0006,684
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-459,0006,815
2008-09-30 (YTD Data)Rank
Total interest income$4,667,0004,914
Total interest expense$1,810,0004,961
Net interest income$2,857,0004,763
Provision for loan and lease losses$-63,0008,313
Total noninterest income$257,0005,677
Gross Fiduciary activities income$40,000967
Service charges on deposit accounts$189,0004,364
Trading account gains and fees$0148
Additional Noninterest Income$28,0007,176
Total noninterest expense$3,738,0003,561
Salaries and employee benefits$2,587,0002,882
Premises and equipment expense$203,0006,060
Additional noninterest expense$948,0004,029
Pre-tax net operating income$-561,0007,296
Securities gains (losses)$-1,109,0007,953
Applicable income taxes$-704,0007,961
Income before extraordinary items$-966,0007,484
Extraordinary gains, net$031
Net income$-966,0007,482
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,771
Cash dividends$465,0002,850
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-256,2407,134
2008-06-30 (YTD Data)Rank
Total interest income$3,057,0005,018
Total interest expense$1,281,0004,928
Net interest income$1,776,0004,976
Provision for loan and lease losses$06,671
Total noninterest income$160,0005,863
Gross Fiduciary activities income$16,0001,047
Service charges on deposit accounts$125,0004,395
Trading account gains and fees$0149
Additional Noninterest Income$19,0007,234
Total noninterest expense$1,320,0005,519
Salaries and employee benefits$836,0005,080
Premises and equipment expense$124,0006,316
Additional noninterest expense$360,0005,715
Pre-tax net operating income$616,0003,963
Securities gains (losses)$03,233
Applicable income taxes$43,0004,183
Income before extraordinary items$573,0003,740
Extraordinary gains, net$021
Net income$573,0003,741
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,681
Cash dividends$465,0002,393
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$573,0003,683
2008-03-31 (YTD Data)Rank
Total interest income$1,590,0004,980
Total interest expense$697,0004,889
Net interest income$893,0004,972
Provision for loan and lease losses$06,080
Total noninterest income$90,0005,652
Gross Fiduciary activities income$2,0001,203
Service charges on deposit accounts$57,0004,544
Trading account gains and fees$0158
Additional Noninterest Income$31,0005,863
Total noninterest expense$698,0005,378
Salaries and employee benefits$449,0004,893
Premises and equipment expense$51,0006,733
Additional noninterest expense$198,0005,404
Pre-tax net operating income$285,0004,265
Securities gains (losses)$02,688
Applicable income taxes$43,0003,718
Income before extraordinary items$242,0004,259
Extraordinary gains, net$015
Net income$242,0004,261
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0002,945
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$242,0004,156
2007-12-31 (YTD Data)Rank
Total interest income$7,117,0004,697
Total interest expense$3,221,0004,585
Net interest income$3,896,0004,706
Provision for loan and lease losses$06,851
Total noninterest income$486,0005,081
Gross Fiduciary activities income$60,000984
Service charges on deposit accounts$301,0004,067
Trading account gains and fees$0178
Additional Noninterest Income$125,0005,877
Total noninterest expense$3,046,0004,963
Salaries and employee benefits$2,110,0004,219
Premises and equipment expense$259,0006,165
Additional noninterest expense$677,0005,819
Pre-tax net operating income$1,336,0004,124
Securities gains (losses)$02,146
Applicable income taxes$265,0003,538
Income before extraordinary items$1,071,0004,164
Extraordinary gains, net$039
Net income$1,071,0004,166
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-71,0008,340
Cash dividends$985,0002,671
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,071,0004,154
2007-09-30 (YTD Data)Rank
Total interest income$5,251,0004,753
Total interest expense$2,407,0004,604
Net interest income$2,844,0004,808
Provision for loan and lease losses$06,528
Total noninterest income$353,0005,189
Gross Fiduciary activities income$18,0001,098
Service charges on deposit accounts$230,0004,037
Trading account gains and fees$0184
Additional Noninterest Income$105,0005,709
Total noninterest expense$2,112,0005,186
Salaries and employee benefits$1,351,0004,711
Premises and equipment expense$216,0005,879
Additional noninterest expense$545,0005,585
Pre-tax net operating income$1,085,0004,168
Securities gains (losses)$01,655
Applicable income taxes$205,0003,696
Income before extraordinary items$880,0004,165
Extraordinary gains, net$033
Net income$880,0004,164
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-72,0008,318
Cash dividends$460,0003,038
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$880,0004,150
2007-06-30 (YTD Data)Rank
Total interest income$3,383,0004,871
Total interest expense$1,512,0004,774
Net interest income$1,871,0004,871
Provision for loan and lease losses$06,209
Total noninterest income$222,0005,364
Gross Fiduciary activities income$13,0001,102
Service charges on deposit accounts$155,0004,025
Trading account gains and fees$0168
Additional Noninterest Income$54,0006,160
Total noninterest expense$1,447,0005,127
Salaries and employee benefits$887,0004,809
Premises and equipment expense$180,0005,339
Additional noninterest expense$380,0005,455
Pre-tax net operating income$646,0004,492
Securities gains (losses)$01,444
Applicable income taxes$100,0004,128
Income before extraordinary items$546,0004,360
Extraordinary gains, net$029
Net income$546,0004,360
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-69,0008,359
Cash dividends$460,0002,548
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$546,0004,356
2007-03-31 (YTD Data)Rank
Total interest income$1,672,0004,901
Total interest expense$736,0004,839
Net interest income$936,0004,885
Provision for loan and lease losses$05,779
Total noninterest income$106,0005,403
Gross Fiduciary activities income$8,0001,061
Service charges on deposit accounts$78,0003,968
Trading account gains and fees$0195
Additional Noninterest Income$20,0006,614
Total noninterest expense$718,0005,170
Salaries and employee benefits$449,0004,788
Premises and equipment expense$61,0006,362
Additional noninterest expense$208,0005,141
Pre-tax net operating income$324,0004,474
Securities gains (losses)$01,187
Applicable income taxes$47,0004,199
Income before extraordinary items$277,0004,346
Extraordinary gains, net$022
Net income$277,0004,348
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-49,0008,379
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$277,0004,325
2006-12-31 (YTD Data)Rank
Total interest income$6,826,0004,642
Total interest expense$2,786,0004,514
Net interest income$4,040,0004,636
Provision for loan and lease losses$06,850
Total noninterest income$466,0005,285
Gross Fiduciary activities income$68,000989
Service charges on deposit accounts$259,0004,415
Trading account gains and fees$0130
Additional Noninterest Income$139,0005,769
Total noninterest expense$3,136,0004,742
Salaries and employee benefits$2,115,0004,101
Premises and equipment expense$268,0006,029
Additional noninterest expense$753,0005,422
Pre-tax net operating income$1,370,0004,498
Securities gains (losses)$01,687
Applicable income taxes$304,0003,787
Income before extraordinary items$1,066,0004,569
Extraordinary gains, net$051
Net income$1,066,0004,571
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-58,0008,396
Cash dividends$930,0002,696
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,066,0004,558
2006-09-30 (YTD Data)Rank
Total interest income$5,043,0004,664
Total interest expense$2,035,0004,503
Net interest income$3,008,0004,682
Provision for loan and lease losses$06,685
Total noninterest income$287,0005,725
Gross Fiduciary activities income$14,0001,157
Service charges on deposit accounts$195,0004,446
Trading account gains and fees$0126
Additional Noninterest Income$78,0006,263
Total noninterest expense$2,146,0005,029
Salaries and employee benefits$1,390,0004,499
Premises and equipment expense$206,0005,985
Additional noninterest expense$550,0005,494
Pre-tax net operating income$1,149,0004,412
Securities gains (losses)$01,388
Applicable income taxes$258,0003,789
Income before extraordinary items$891,0004,451
Extraordinary gains, net$045
Net income$891,0004,455
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-63,0008,414
Cash dividends$460,0003,056
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$891,0004,441
2006-06-30 (YTD Data)Rank
Total interest income$3,284,0004,694
Total interest expense$1,292,0004,494
Net interest income$1,992,0004,729
Provision for loan and lease losses$06,419
Total noninterest income$189,0005,762
Gross Fiduciary activities income$3,0001,300
Service charges on deposit accounts$131,0004,411
Trading account gains and fees$0126
Additional Noninterest Income$55,0006,230
Total noninterest expense$1,444,0005,020
Salaries and employee benefits$931,0004,502
Premises and equipment expense$156,0005,678
Additional noninterest expense$357,0005,554
Pre-tax net operating income$737,0004,506
Securities gains (losses)$01,185
Applicable income taxes$133,0004,169
Income before extraordinary items$604,0004,427
Extraordinary gains, net$039
Net income$604,0004,431
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-59,0008,460
Cash dividends$460,0002,506
Sale, conversion, retirement of capital stock, net$0887
Net operating income$604,0004,423
2006-03-31 (YTD Data)Rank
Total interest income$1,612,0004,695
Total interest expense$631,0004,443
Net interest income$981,0004,771
Provision for loan and lease losses$06,013
Total noninterest income$91,0005,791
Gross Fiduciary activities income$2,0001,247
Service charges on deposit accounts$63,0004,435
Trading account gains and fees$0115
Additional Noninterest Income$26,0006,300
Total noninterest expense$674,0005,246
Salaries and employee benefits$462,0004,545
Premises and equipment expense$66,0006,124
Additional noninterest expense$146,0006,137
Pre-tax net operating income$398,0004,289
Securities gains (losses)$0955
Applicable income taxes$93,0003,692
Income before extraordinary items$305,0004,377
Extraordinary gains, net$021
Net income$305,0004,377
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,0008,154
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$305,0004,370
2005-12-31 (YTD Data)Rank
Total interest income$6,031,0004,590
Total interest expense$1,913,0004,561
Net interest income$4,118,0004,534
Provision for loan and lease losses$250,0003,152
Total noninterest income$493,0005,269
Gross Fiduciary activities income$102,000936
Service charges on deposit accounts$296,0004,217
Trading account gains and fees$0138
Additional Noninterest Income$95,0006,482
Total noninterest expense$2,991,0004,776
Salaries and employee benefits$2,081,0004,012
Premises and equipment expense$263,0006,074
Additional noninterest expense$647,0005,811
Pre-tax net operating income$1,370,0004,601
Securities gains (losses)$02,296
Applicable income taxes$244,0004,394
Income before extraordinary items$1,126,0004,507
Extraordinary gains, net$046
Net income$1,126,0004,508
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$302,0001,726
Cash dividends$920,0002,618
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,126,0004,454
2005-09-30 (YTD Data)Rank
Total interest income$4,450,0004,592
Total interest expense$1,344,0004,607
Net interest income$3,106,0004,527
Provision for loan and lease losses$250,0002,545
Total noninterest income$308,0005,717
Gross Fiduciary activities income$10,0001,214
Service charges on deposit accounts$223,0004,226
Trading account gains and fees$0126
Additional Noninterest Income$75,0006,410
Total noninterest expense$2,030,0005,095
Salaries and employee benefits$1,326,0004,503
Premises and equipment expense$197,0006,082
Additional noninterest expense$507,0005,653
Pre-tax net operating income$1,134,0004,462
Securities gains (losses)$8,0001,553
Applicable income taxes$260,0004,027
Income before extraordinary items$882,0004,510
Extraordinary gains, net$035
Net income$882,0004,510
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$386,0001,037
Cash dividends$460,0002,937
Sale, conversion, retirement of capital stock, net$0769
Net operating income$875,8404,484
2005-06-30 (YTD Data)Rank
Total interest income$2,931,0004,579
Total interest expense$835,0004,668
Net interest income$2,096,0004,474
Provision for loan and lease losses$06,626
Total noninterest income$200,0005,735
Gross Fiduciary activities income$7,0001,215
Service charges on deposit accounts$148,0004,183
Trading account gains and fees$0116
Additional Noninterest Income$45,0006,573
Total noninterest expense$1,379,0005,029
Salaries and employee benefits$894,0004,452
Premises and equipment expense$144,0005,822
Additional noninterest expense$341,0005,616
Pre-tax net operating income$917,0003,942
Securities gains (losses)$02,146
Applicable income taxes$190,0003,870
Income before extraordinary items$727,0003,884
Extraordinary gains, net$030
Net income$727,0003,886
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-40,0008,409
Cash dividends$460,0002,326
Sale, conversion, retirement of capital stock, net$0643
Net operating income$727,0003,827
2005-03-31 (YTD Data)Rank
Total interest income$1,429,0004,628
Total interest expense$380,0004,822
Net interest income$1,049,0004,465
Provision for loan and lease losses$06,226
Total noninterest income$101,0005,663
Gross Fiduciary activities income$4,0001,192
Service charges on deposit accounts$70,0004,265
Trading account gains and fees$0115
Additional Noninterest Income$27,0006,349
Total noninterest expense$697,0005,013
Salaries and employee benefits$452,0004,428
Premises and equipment expense$72,0005,866
Additional noninterest expense$173,0005,535
Pre-tax net operating income$453,0003,937
Securities gains (losses)$01,685
Applicable income taxes$70,0004,289
Income before extraordinary items$383,0003,722
Extraordinary gains, net$024
Net income$383,0003,724
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$383,0003,683
2004-12-31 (YTD Data)Rank
Total interest income$5,485,0004,552
Total interest expense$1,111,0005,356
Net interest income$4,374,0004,210
Provision for loan and lease losses$07,314
Total noninterest income$558,0005,000
Gross Fiduciary activities income$71,0001,006
Service charges on deposit accounts$313,0004,227
Trading account gains and fees$0138
Additional Noninterest Income$174,0005,397
Total noninterest expense$3,138,0004,518
Salaries and employee benefits$2,086,0003,860
Premises and equipment expense$326,0005,440
Additional noninterest expense$726,0005,401
Pre-tax net operating income$1,794,0003,795
Securities gains (losses)$03,819
Applicable income taxes$431,0003,585
Income before extraordinary items$1,363,0003,868
Extraordinary gains, net$034
Net income$1,363,0003,869
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-32,0008,577
Cash dividends$860,0002,593
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,363,0003,809
2004-09-30 (YTD Data)Rank
Total interest income$4,034,0004,593
Total interest expense$768,0005,564
Net interest income$3,266,0004,205
Provision for loan and lease losses$07,100
Total noninterest income$408,0005,085
Gross Fiduciary activities income$14,0001,196
Service charges on deposit accounts$233,0004,269
Trading account gains and fees$0134
Additional Noninterest Income$161,0004,960
Total noninterest expense$2,137,0004,787
Salaries and employee benefits$1,343,0004,323
Premises and equipment expense$222,0005,680
Additional noninterest expense$572,0005,201
Pre-tax net operating income$1,537,0003,521
Securities gains (losses)$03,710
Applicable income taxes$386,0003,369
Income before extraordinary items$1,151,0003,645
Extraordinary gains, net$026
Net income$1,151,0003,645
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-35,0008,571
Cash dividends$395,0003,057
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,151,0003,577
2004-06-30 (YTD Data)Rank
Total interest income$2,602,0004,702
Total interest expense$497,0005,668
Net interest income$2,105,0004,323
Provision for loan and lease losses$06,885
Total noninterest income$237,0005,418
Gross Fiduciary activities income$8,0001,219
Service charges on deposit accounts$152,0004,303
Trading account gains and fees$0130
Additional Noninterest Income$77,0005,665
Total noninterest expense$1,419,0004,826
Salaries and employee benefits$894,0004,343
Premises and equipment expense$138,0005,916
Additional noninterest expense$387,0005,174
Pre-tax net operating income$923,0003,730
Securities gains (losses)$03,413
Applicable income taxes$201,0003,769
Income before extraordinary items$722,0003,786
Extraordinary gains, net$021
Net income$722,0003,786
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-35,0008,628
Cash dividends$395,0002,502
Sale, conversion, retirement of capital stock, net$0638
Net operating income$722,0003,696
2004-03-31 (YTD Data)Rank
Total interest income$1,287,0004,756
Total interest expense$256,0005,651
Net interest income$1,031,0004,389
Provision for loan and lease losses$06,501
Total noninterest income$132,0005,090
Gross Fiduciary activities income$2,0001,290
Service charges on deposit accounts$75,0004,266
Trading account gains and fees$0121
Additional Noninterest Income$55,0004,930
Total noninterest expense$771,0004,592
Salaries and employee benefits$435,0004,458
Premises and equipment expense$121,0004,212
Additional noninterest expense$215,0004,818
Pre-tax net operating income$392,0004,134
Securities gains (losses)$02,934
Applicable income taxes$76,0004,215
Income before extraordinary items$316,0004,141
Extraordinary gains, net$016
Net income$316,0004,140
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,0008,435
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$316,0003,999
2003-12-31 (YTD Data)Rank
Total interest income$5,430,0004,614
Total interest expense$1,178,0005,619
Net interest income$4,252,0004,172
Provision for loan and lease losses$07,651
Total noninterest income$513,0005,365
Gross Fiduciary activities income$90,000979
Service charges on deposit accounts$337,0004,040
Trading account gains and fees$0160
Additional Noninterest Income$86,0006,777
Total noninterest expense$2,946,0004,656
Salaries and employee benefits$1,956,0003,996
Premises and equipment expense$274,0005,930
Additional noninterest expense$716,0005,432
Pre-tax net operating income$1,819,0003,610
Securities gains (losses)$04,500
Applicable income taxes$415,0003,703
Income before extraordinary items$1,404,0003,724
Extraordinary gains, net$054
Net income$1,404,0003,723
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-31,0008,841
Cash dividends$780,0002,745
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,404,0003,565
2003-09-30 (YTD Data)Rank
Total interest income$4,039,0004,696
Total interest expense$910,0005,673
Net interest income$3,129,0004,257
Provision for loan and lease losses$07,481
Total noninterest income$334,0005,786
Gross Fiduciary activities income$34,0001,077
Service charges on deposit accounts$251,0004,082
Trading account gains and fees$0153
Additional Noninterest Income$49,0007,244
Total noninterest expense$2,032,0004,924
Salaries and employee benefits$1,279,0004,420
Premises and equipment expense$206,0005,924
Additional noninterest expense$547,0005,342
Pre-tax net operating income$1,431,0003,613
Securities gains (losses)$04,204
Applicable income taxes$325,0003,778
Income before extraordinary items$1,106,0003,721
Extraordinary gains, net$040
Net income$1,106,0003,721
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-33,0008,842
Cash dividends$390,0003,078
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,106,0003,549
2003-06-30 (YTD Data)Rank
Total interest income$2,663,0004,767
Total interest expense$639,0005,634
Net interest income$2,024,0004,358
Provision for loan and lease losses$07,324
Total noninterest income$224,0005,751
Gross Fiduciary activities income$21,0001,106
Service charges on deposit accounts$169,0004,024
Trading account gains and fees$0150
Additional Noninterest Income$34,0007,176
Total noninterest expense$1,404,0004,801
Salaries and employee benefits$878,0004,323
Premises and equipment expense$158,0005,480
Additional noninterest expense$368,0005,299
Pre-tax net operating income$844,0003,917
Securities gains (losses)$03,782
Applicable income taxes$180,0004,173
Income before extraordinary items$664,0004,014
Extraordinary gains, net$030
Net income$664,0004,014
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-46,0008,977
Cash dividends$390,0002,507
Sale, conversion, retirement of capital stock, net$0589
Net operating income$664,0003,837
2003-03-31 (YTD Data)Rank
Total interest income$1,326,0004,814
Total interest expense$336,0005,571
Net interest income$990,0004,430
Provision for loan and lease losses$06,934
Total noninterest income$115,0005,560
Gross Fiduciary activities income$2,0001,343
Service charges on deposit accounts$83,0003,993
Trading account gains and fees$0134
Additional Noninterest Income$30,0006,231
Total noninterest expense$720,0004,710
Salaries and employee benefits$444,0004,285
Premises and equipment expense$65,0006,056
Additional noninterest expense$211,0004,775
Pre-tax net operating income$385,0004,123
Securities gains (losses)$02,891
Applicable income taxes$55,0004,964
Income before extraordinary items$330,0003,977
Extraordinary gains, net$021
Net income$330,0003,975
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-38,0009,057
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$330,0003,788
2002-12-31 (YTD Data)Rank
Total interest income$6,141,0004,484
Total interest expense$1,872,0005,028
Net interest income$4,269,0004,139
Provision for loan and lease losses$08,089
Total noninterest income$504,0005,192
Gross Fiduciary activities income$47,0001,119
Service charges on deposit accounts$378,0003,663
Trading account gains and fees$0153
Additional Noninterest Income$79,0006,904
Total noninterest expense$3,034,0004,421
Salaries and employee benefits$2,022,0003,703
Premises and equipment expense$257,0006,043
Additional noninterest expense$755,0005,136
Pre-tax net operating income$1,739,0003,745
Securities gains (losses)$04,537
Applicable income taxes$376,0004,015
Income before extraordinary items$1,363,0003,761
Extraordinary gains, net$070
Net income$1,363,0003,761
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0008,606
Cash dividends$660,0002,984
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,363,0003,645
2001-12-31 (YTD Data)Rank
Total interest income$6,826,0004,512
Total interest expense$3,259,0004,428
Net interest income$3,567,0004,496
Provision for loan and lease losses$08,228
Total noninterest income$497,0005,092
Gross Fiduciary activities income$44,0001,158
Service charges on deposit accounts$375,0003,575
Trading account gains and fees$0177
Additional Noninterest Income$78,0006,933
Total noninterest expense$2,938,0004,411
Salaries and employee benefits$2,032,0003,552
Premises and equipment expense$245,0006,143
Additional noninterest expense$661,0005,479
Pre-tax net operating income$1,126,0004,590
Securities gains (losses)$04,612
Applicable income taxes$260,0004,552
Income before extraordinary items$866,0004,663
Extraordinary gains, net$0105
Net income$866,0004,665
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-17,0009,204
Cash dividends$660,0002,966
Sale, conversion, retirement of capital stock, net$0922
Net operating income$866,0004,554
2000-12-31 (YTD Data)Rank
Total interest income$8,357,0003,984
Total interest expense$4,479,0003,630
Net interest income$3,878,0004,288
Provision for loan and lease losses$08,337
Total noninterest income$429,0005,347
Gross Fiduciary activities income$41,0001,074
Service charges on deposit accounts$325,0003,813
Trading account gains and fees$0180
Additional Noninterest Income$63,0007,397
Total noninterest expense$2,837,0004,421
Salaries and employee benefits$1,877,0003,653
Premises and equipment expense$260,0005,908
Additional noninterest expense$700,0005,177
Pre-tax net operating income$1,470,0004,123
Securities gains (losses)$01,956
Applicable income taxes$328,0004,395
Income before extraordinary items$1,142,0003,998
Extraordinary gains, net$038
Net income$1,142,0004,000
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,0009,388
Cash dividends$1,593,0001,596
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,142,0003,987
1999-12-31 (YTD Data)Rank
Total interest income$7,839,0003,988
Total interest expense$3,900,0003,664
Net interest income$3,939,0004,239
Provision for loan and lease losses$08,503
Total noninterest income$458,0005,230
Gross Fiduciary activities income$42,0001,126
Service charges on deposit accounts$359,0003,503
Trading account gains and fees$0173
Additional Noninterest Income$57,0007,811
Total noninterest expense$2,636,0004,675
Salaries and employee benefits$1,704,0003,917
Premises and equipment expense$291,0005,562
Additional noninterest expense$641,0005,571
Pre-tax net operating income$1,761,0003,668
Securities gains (losses)$03,155
Applicable income taxes$429,0003,982
Income before extraordinary items$1,332,0003,567
Extraordinary gains, net$035
Net income$1,332,0003,567
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-60,0009,954
Cash dividends$645,0003,032
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,332,0003,536
1998-12-31 (YTD Data)Rank
Total interest income$8,168,0003,868
Total interest expense$4,337,0003,417
Net interest income$3,831,0004,271
Provision for loan and lease losses$08,652
Total noninterest income$484,0005,036
Gross Fiduciary activities income$42,0001,140
Service charges on deposit accounts$385,0003,237
Trading account gains and fees$0224
Additional Noninterest Income$57,0007,910
Total noninterest expense$2,558,0004,694
Salaries and employee benefits$1,663,0003,911
Premises and equipment expense$255,0005,896
Additional noninterest expense$640,0005,509
Pre-tax net operating income$1,757,0003,710
Securities gains (losses)$04,449
Applicable income taxes$440,0004,179
Income before extraordinary items$1,317,0003,641
Extraordinary gains, net$032
Net income$1,317,0003,641
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-31,0009,983
Cash dividends$550,0003,304
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,317,0003,547
1997-12-31 (YTD Data)Rank
Total interest income$8,205,0003,886
Total interest expense$4,266,0003,444
Net interest income$3,939,0004,291
Provision for loan and lease losses$08,829
Total noninterest income$523,0004,845
Gross Fiduciary activities income$56,0001,155
Service charges on deposit accounts$405,0003,193
Trading account gains and fees$0239
Additional Noninterest Income$62,0007,946
Total noninterest expense$2,626,0004,583
Salaries and employee benefits$1,685,0003,858
Premises and equipment expense$331,0005,100
Additional noninterest expense$610,0005,741
Pre-tax net operating income$1,836,0003,798
Securities gains (losses)$03,944
Applicable income taxes$510,0004,161
Income before extraordinary items$1,326,0003,734
Extraordinary gains, net$044
Net income$1,326,0003,733
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-48,00010,525
Cash dividends$550,0003,253
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,326,0003,663
1996-12-31 (YTD Data)Rank
Total interest income$7,525,0004,264
Total interest expense$3,928,0003,777
Net interest income$3,597,0004,718
Provision for loan and lease losses$-100,00011,258
Total noninterest income$549,0004,846
Gross Fiduciary activities income$46,0001,252
Service charges on deposit accounts$427,0003,150
Trading account gains and fees$0262
Additional Noninterest Income$76,0007,879
Total noninterest expense$2,588,0004,867
Salaries and employee benefits$1,674,0003,901
Premises and equipment expense$301,0005,587
Additional noninterest expense$613,0006,274
Pre-tax net operating income$1,658,0004,016
Securities gains (losses)$04,148
Applicable income taxes$439,0004,584
Income before extraordinary items$1,219,0003,822
Extraordinary gains, net$053
Net income$1,219,0003,821
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-13,00010,505
Cash dividends$525,0003,286
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,219,0003,772
1995-12-31 (YTD Data)Rank
Total interest income$7,202,0004,441
Total interest expense$3,254,0004,421
Net interest income$3,948,0004,362
Provision for loan and lease losses$-715,00011,913
Total noninterest income$627,0004,434
Gross Fiduciary activities income$81,0001,206
Service charges on deposit accounts$450,0003,009
Trading account gains and fees$3,000476
Additional Noninterest Income$93,0007,460
Total noninterest expense$2,713,0004,659
Salaries and employee benefits$1,657,0003,917
Premises and equipment expense$320,0005,351
Additional noninterest expense$736,0005,620
Pre-tax net operating income$2,577,0002,764
Securities gains (losses)$03,831
Applicable income taxes$683,0003,300
Income before extraordinary items$1,894,0002,630
Extraordinary gains, net$065
Net income$1,894,0002,629
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-717,00011,944
Cash dividends$600,0002,907
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,894,0002,600
1994-12-31 (YTD Data)Rank
Total interest income$6,739,0004,374
Total interest expense$2,797,0004,209
Net interest income$3,942,0004,447
Provision for loan and lease losses$-89,00012,120
Total noninterest income$546,0004,962
Gross Fiduciary activities income$45,0001,324
Service charges on deposit accounts$414,0003,282
Trading account gains and fees$0475
Additional Noninterest Income$87,0007,945
Total noninterest expense$2,765,0004,742
Salaries and employee benefits$1,636,0003,955
Premises and equipment expense$247,0006,567
Additional noninterest expense$882,0005,265
Pre-tax net operating income$1,812,0003,720
Securities gains (losses)$13,0002,050
Applicable income taxes$461,0004,305
Income before extraordinary items$1,364,0003,442
Extraordinary gains, net$0249
Net income$1,364,0003,449
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-71,00012,069
Cash dividends$600,0002,782
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,354,2503,491
1993-12-31 (YTD Data)Rank
Total interest income$6,810,0004,423
Total interest expense$2,838,0004,318
Net interest income$3,972,0004,434
Provision for loan and lease losses$15,0009,365
Total noninterest income$580,0005,073
Gross Fiduciary activities income$47,0001,349
Service charges on deposit accounts$437,0003,180
Trading account gains and fees$0532
Additional Noninterest Income$96,0008,002
Total noninterest expense$2,827,0004,754
Salaries and employee benefits$1,634,0003,952
Premises and equipment expense$243,0006,833
Additional noninterest expense$950,0005,146
Pre-tax net operating income$1,710,0003,862
Securities gains (losses)$07,477
Applicable income taxes$390,0005,101
Income before extraordinary items$1,320,0003,661
Extraordinary gains, net$03,149
Net income$1,320,0003,770
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0008,808
Cash dividends$500,0003,045
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,320,0003,466
1992-12-31 (YTD Data)Rank
Total interest income$7,203,0004,710
Total interest expense$3,225,0004,869
Net interest income$3,978,0004,468
Provision for loan and lease losses$416,0003,376
Total noninterest income$609,0004,906
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$465,0003,003
Trading account gains and feesNANA
Additional Noninterest Income$144,0006,792
Total noninterest expense$2,579,0005,164
Salaries and employee benefits$1,512,0004,208
Premises and equipment expense$260,0006,601
Additional noninterest expense$807,0006,027
Pre-tax net operating income$1,592,0003,826
Securities gains (losses)$08,369
Applicable income taxes$280,0006,218
Income before extraordinary items$1,312,0003,489
Extraordinary gains, net$01,422
Net income$1,312,0003,533
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$679,0002,019
Cash dividends$388,0003,425
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,312,0003,241

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.