Home > Lone Star Capital Bank > Income and Expense

Lone Star Capital Bank, Income and Expense

2025-03-31 (YTD Data)		Rank
Total interest income	$5,787,000	1,905
Total interest expense	$2,652,000	1,567
Net interest income	$3,135,000	2,168
Provision for loan and lease losses	$0	2,775
Total noninterest income	$269,000	2,559
Gross Fiduciary activities income	$0	918
Service charges on deposit accounts	$86,000	2,032
Trading account gains and fees	NA	NA
Additional Noninterest Income	$183,000	2,489
Total noninterest expense	$3,050,000	1,860
Salaries and employee benefits	$1,735,000	1,841
Premises and equipment expense	$519,000	1,240
Additional noninterest expense	$183,000	2,489
Pre-tax net operating income	$354,000	3,295
Securities gains (losses)	$0	665
Applicable income taxes	$45,000	2,452
Income before extraordinary items	$309,000	3,257
Extraordinary gains, net	$0	47
Net income	$309,000	3,289
Minority interest net income	$0	65
Net income of bank and minority interests.	$309,000	3,257
Net charge-offs	$0	2,299
Cash dividends	$0	2,364
Sale, conversion, retirement of capital stock, net	$0	467
Net operating income	$309,000	3,272
2024-12-31 (YTD Data)		Rank
Total interest income	$23,910,000	1,830
Total interest expense	$12,136,000	1,470
Net interest income	$11,774,000	2,171
Provision for loan and lease losses	$60,000	2,743
Total noninterest income	$1,612,000	2,223
Gross Fiduciary activities income	$0	1,000
Service charges on deposit accounts	$390,000	1,935
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,222,000	2,051
Total noninterest expense	$12,744,000	1,794
Salaries and employee benefits	$7,057,000	1,800
Premises and equipment expense	$2,061,000	1,205
Additional noninterest expense	$1,222,000	2,051
Pre-tax net operating income	$582,000	3,767
Securities gains (losses)	$-67,000	3,916
Applicable income taxes	$53,000	2,911
Income before extraordinary items	$462,000	3,791
Extraordinary gains, net	$0	53
Net income	$462,000	3,833
Minority interest net income	$0	90
Net income of bank and minority interests.	$462,000	3,791
Net charge-offs	$-1,000	3,653
Cash dividends	$0	3,434
Sale, conversion, retirement of capital stock, net	$0	564
Net operating income	$522,300	3,759
2024-09-30 (YTD Data)		Rank
Total interest income	$17,783,000	1,836
Total interest expense	$9,195,000	1,459
Net interest income	$8,588,000	2,199
Provision for loan and lease losses	$45,000	2,599
Total noninterest income	$933,000	2,458
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$297,000	1,919
Trading account gains and fees	NA	NA
Additional Noninterest Income	$636,000	2,393
Total noninterest expense	$9,212,000	1,821
Salaries and employee benefits	$5,242,000	1,799
Premises and equipment expense	$1,563,000	1,191
Additional noninterest expense	$636,000	2,393
Pre-tax net operating income	$264,000	3,967
Securities gains (losses)	$-56,000	4,085
Applicable income taxes	$-29,000	4,316
Income before extraordinary items	$237,000	3,949
Extraordinary gains, net	$0	51
Net income	$237,000	3,993
Minority interest net income	$0	82
Net income of bank and minority interests.	$237,000	3,952
Net charge-offs	$0	2,823
Cash dividends	$0	3,076
Sale, conversion, retirement of capital stock, net	$0	527
Net operating income	$293,000	3,885
2024-06-30 (YTD Data)		Rank
Total interest income	$11,650,000	1,830
Total interest expense	$6,037,000	1,450
Net interest income	$5,613,000	2,199
Provision for loan and lease losses	$30,000	2,452
Total noninterest income	$652,000	2,400
Gross Fiduciary activities income	$0	962
Service charges on deposit accounts	$198,000	1,894
Trading account gains and fees	NA	NA
Additional Noninterest Income	$454,000	2,300
Total noninterest expense	$6,114,000	1,822
Salaries and employee benefits	$3,510,000	1,802
Premises and equipment expense	$1,028,000	1,213
Additional noninterest expense	$454,000	2,300
Pre-tax net operating income	$121,000	4,064
Securities gains (losses)	$-56,000	4,129
Applicable income taxes	$-39,000	4,360
Income before extraordinary items	$104,000	4,043
Extraordinary gains, net	$0	52
Net income	$104,000	4,086
Minority interest net income	$0	84
Net income of bank and minority interests.	$104,000	4,046
Net charge-offs	$5,000	2,232
Cash dividends	$0	2,949
Sale, conversion, retirement of capital stock, net	$0	496
Net operating income	$160,000	3,964
2024-03-31 (YTD Data)		Rank
Total interest income	$5,643,000	1,855
Total interest expense	$2,856,000	1,485
Net interest income	$2,787,000	2,210
Provision for loan and lease losses	$15,000	2,189
Total noninterest income	$352,000	2,284
Gross Fiduciary activities income	$0	895
Service charges on deposit accounts	$99,000	1,895
Trading account gains and fees	NA	NA
Additional Noninterest Income	$253,000	2,140
Total noninterest expense	$3,157,000	1,780
Salaries and employee benefits	$1,762,000	1,793
Premises and equipment expense	$538,000	1,168
Additional noninterest expense	$253,000	2,140
Pre-tax net operating income	$-33,000	4,320
Securities gains (losses)	$-41,000	4,244
Applicable income taxes	$-40,000	4,408
Income before extraordinary items	$-34,000	4,310
Extraordinary gains, net	$0	51
Net income	$-34,000	4,307
Minority interest net income	$0	72
Net income of bank and minority interests.	$-34,000	4,310
Net charge-offs	$5,000	1,739
Cash dividends	$0	2,345
Sale, conversion, retirement of capital stock, net	$0	434
Net operating income	$-1,610	4,279
2023-12-31 (YTD Data)		Rank
Total interest income	$20,504,000	1,858
Total interest expense	$8,692,000	1,424
Net interest income	$11,812,000	2,140
Provision for loan and lease losses	$339,000	1,566
Total noninterest income	$1,456,000	2,330
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$394,000	1,910
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,062,000	2,221
Total noninterest expense	$12,612,000	1,754
Salaries and employee benefits	$7,281,000	1,723
Premises and equipment expense	$2,311,000	1,074
Additional noninterest expense	$1,062,000	2,221
Pre-tax net operating income	$317,000	4,095
Securities gains (losses)	$-20,000	3,479
Applicable income taxes	$-16,000	4,350
Income before extraordinary items	$313,000	4,049
Extraordinary gains, net	$0	54
Net income	$313,000	4,088
Minority interest net income	$0	88
Net income of bank and minority interests.	$313,000	4,051
Net charge-offs	$290,000	986
Cash dividends	$0	3,459
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$333,000	4,052
2023-09-30 (YTD Data)		Rank
Total interest income	$14,845,000	1,872
Total interest expense	$5,937,000	1,417
Net interest income	$8,908,000	2,134
Provision for loan and lease losses	$48,000	2,514
Total noninterest income	$936,000	2,485
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$290,000	1,938
Trading account gains and fees	NA	NA
Additional Noninterest Income	$646,000	2,423
Total noninterest expense	$9,313,000	1,767
Salaries and employee benefits	$5,442,000	1,723
Premises and equipment expense	$1,681,000	1,102
Additional noninterest expense	$646,000	2,422
Pre-tax net operating income	$483,000	3,924
Securities gains (losses)	$-20,000	3,626
Applicable income taxes	$17,000	3,234
Income before extraordinary items	$446,000	3,883
Extraordinary gains, net	$0	52
Net income	$446,000	3,918
Minority interest net income	$0	81
Net income of bank and minority interests.	$446,000	3,883
Net charge-offs	$-2,000	3,495
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$465,200	3,893
2023-06-30 (YTD Data)		Rank
Total interest income	$9,794,000	1,856
Total interest expense	$3,474,000	1,424
Net interest income	$6,320,000	2,080
Provision for loan and lease losses	$48,000	2,263
Total noninterest income	$617,000	2,450
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$188,000	1,963
Trading account gains and fees	NA	NA
Additional Noninterest Income	$429,000	2,357
Total noninterest expense	$6,185,000	1,760
Salaries and employee benefits	$3,684,000	1,699
Premises and equipment expense	$1,084,000	1,131
Additional noninterest expense	$429,000	2,353
Pre-tax net operating income	$704,000	3,425
Securities gains (losses)	$-20,000	3,905
Applicable income taxes	$94,000	2,575
Income before extraordinary items	$590,000	3,442
Extraordinary gains, net	$0	51
Net income	$590,000	3,475
Minority interest net income	$0	81
Net income of bank and minority interests.	$590,000	3,441
Net charge-offs	$-6,000	3,775
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$607,200	3,437
2023-03-31 (YTD Data)		Rank
Total interest income	$4,838,000	1,848
Total interest expense	$1,427,000	1,472
Net interest income	$3,411,000	1,987
Provision for loan and lease losses	$24,000	2,080
Total noninterest income	$300,000	2,486
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$91,000	2,017
Trading account gains and fees	NA	NA
Additional Noninterest Income	$209,000	2,382
Total noninterest expense	$3,084,000	1,792
Salaries and employee benefits	$1,842,000	1,725
Premises and equipment expense	$541,000	1,160
Additional noninterest expense	$209,000	2,382
Pre-tax net operating income	$603,000	2,882
Securities gains (losses)	$-20,000	4,116
Applicable income taxes	$99,000	2,145
Income before extraordinary items	$484,000	2,980
Extraordinary gains, net	$0	4
Net income	$484,000	2,979
Minority interest net income	$0	48
Net income of bank and minority interests.	$484,000	2,980
Net charge-offs	$-5,000	3,836
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$500,600	2,949
2022-12-31 (YTD Data)		Rank
Total interest income	$16,673,000	1,799
Total interest expense	$1,658,000	1,803
Net interest income	$15,015,000	1,791
Provision for loan and lease losses	$492,000	1,240
Total noninterest income	$1,345,000	2,460
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$372,000	2,026
Trading account gains and fees	NA	NA
Additional Noninterest Income	$973,000	2,353
Total noninterest expense	$12,576,000	1,715
Salaries and employee benefits	$7,421,000	1,671
Premises and equipment expense	$2,107,000	1,152
Additional noninterest expense	$973,000	2,353
Pre-tax net operating income	$3,292,000	2,539
Securities gains (losses)	$0	691
Applicable income taxes	$595,000	1,916
Income before extraordinary items	$2,697,000	2,587
Extraordinary gains, net	$0	5
Net income	$2,697,000	2,584
Minority interest net income	$0	63
Net income of bank and minority interests.	$2,697,000	2,586
Net charge-offs	$-19,000	3,809
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$3,000	561
Net operating income	$2,697,000	2,615
2022-09-30 (YTD Data)		Rank
Total interest income	$11,987,000	1,807
Total interest expense	$923,000	1,870
Net interest income	$11,064,000	1,787
Provision for loan and lease losses	$225,000	1,390
Total noninterest income	$1,024,000	2,466
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$283,000	2,028
Trading account gains and fees	NA	NA
Additional Noninterest Income	$741,000	2,382
Total noninterest expense	$9,390,000	1,718
Salaries and employee benefits	$5,523,000	1,668
Premises and equipment expense	$1,554,000	1,159
Additional noninterest expense	$741,000	2,382
Pre-tax net operating income	$2,473,000	2,544
Securities gains (losses)	$0	740
Applicable income taxes	$447,000	1,914
Income before extraordinary items	$2,026,000	2,560
Extraordinary gains, net	$0	4
Net income	$2,026,000	2,558
Minority interest net income	$0	57
Net income of bank and minority interests.	$2,026,000	2,559
Net charge-offs	$-16,000	3,742
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$2,026,000	2,597
2022-06-30 (YTD Data)		Rank
Total interest income	$7,708,000	1,806
Total interest expense	$594,000	1,749
Net interest income	$7,114,000	1,800
Provision for loan and lease losses	$150,000	1,272
Total noninterest income	$708,000	2,416
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$190,000	2,018
Trading account gains and fees	NA	NA
Additional Noninterest Income	$518,000	2,354
Total noninterest expense	$6,110,000	1,733
Salaries and employee benefits	$3,576,000	1,694
Premises and equipment expense	$1,030,000	1,169
Additional noninterest expense	$1,504,000	2,005
Pre-tax net operating income	$1,562,000	2,509
Securities gains (losses)	$0	687
Applicable income taxes	$282,000	1,893
Income before extraordinary items	$1,280,000	2,544
Extraordinary gains, net	$0	4
Net income	$1,280,000	2,544
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,280,000	2,544
Net charge-offs	$-13,000	3,749
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,280,000	2,582
2022-03-31 (YTD Data)		Rank
Total interest income	$3,749,000	1,803
Total interest expense	$300,000	1,682
Net interest income	$3,449,000	1,801
Provision for loan and lease losses	$75,000	1,098
Total noninterest income	$382,000	2,320
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$95,000	2,004
Trading account gains and fees	NA	NA
Additional Noninterest Income	$287,000	2,233
Total noninterest expense	$3,092,000	1,712
Salaries and employee benefits	$1,832,000	1,670
Premises and equipment expense	$535,000	1,125
Additional noninterest expense	$725,000	2,043
Pre-tax net operating income	$664,000	2,613
Securities gains (losses)	$0	623
Applicable income taxes	$140,000	1,845
Income before extraordinary items	$524,000	2,706
Extraordinary gains, net	$0	4
Net income	$524,000	2,704
Minority interest net income	$0	50
Net income of bank and minority interests.	$524,000	2,706
Net charge-offs	$-11,000	3,948
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$524,000	2,723
2021-12-31 (YTD Data)		Rank
Total interest income	$14,170,000	1,951
Total interest expense	$1,381,000	1,778
Net interest income	$12,789,000	1,954
Provision for loan and lease losses	$395,000	1,220
Total noninterest income	$1,139,000	2,827
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$324,000	2,100
Trading account gains and fees	NA	NA
Additional Noninterest Income	$815,000	2,810
Total noninterest expense	$11,695,000	1,768
Salaries and employee benefits	$6,347,000	1,851
Premises and equipment expense	$1,877,000	1,281
Additional noninterest expense	$3,471,000	1,768
Pre-tax net operating income	$1,838,000	3,249
Securities gains (losses)	$0	2,062
Applicable income taxes	$302,000	2,463
Income before extraordinary items	$1,536,000	3,316
Extraordinary gains, net	$0	10
Net income	$1,536,000	3,316
Minority interest net income	$0	74
Net income of bank and minority interests.	$1,536,000	3,316
Net charge-offs	$-48,000	4,108
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$17,065,000	48
Net operating income	$1,536,000	3,301
2021-09-30 (YTD Data)		Rank
Total interest income	$10,102,000	2,054
Total interest expense	$1,036,000	1,850
Net interest income	$9,066,000	2,038
Provision for loan and lease losses	$296,000	1,187
Total noninterest income	$831,000	2,905
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$229,000	2,173
Trading account gains and fees	NA	NA
Additional Noninterest Income	$602,000	2,863
Total noninterest expense	$8,205,000	1,863
Salaries and employee benefits	$4,711,000	1,872
Premises and equipment expense	$1,319,000	1,364
Additional noninterest expense	$2,175,000	2,038
Pre-tax net operating income	$1,396,000	3,350
Securities gains (losses)	$-8,000	4,546
Applicable income taxes	$238,000	2,463
Income before extraordinary items	$1,150,000	3,448
Extraordinary gains, net	$0	8
Net income	$1,150,000	3,448
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,150,000	3,448
Net charge-offs	$-19,000	3,868
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$17,065,000	40
Net operating income	$1,156,640	3,415
2021-06-30 (YTD Data)		Rank
Total interest income	$6,255,000	2,167
Total interest expense	$673,000	1,951
Net interest income	$5,582,000	2,166
Provision for loan and lease losses	$201,000	1,181
Total noninterest income	$523,000	2,954
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$145,000	2,184
Trading account gains and fees	NA	NA
Additional Noninterest Income	$378,000	2,916
Total noninterest expense	$5,071,000	1,956
Salaries and employee benefits	$2,908,000	1,968
Premises and equipment expense	$803,000	1,465
Additional noninterest expense	$1,360,000	2,100
Pre-tax net operating income	$833,000	3,487
Securities gains (losses)	$-8,000	4,624
Applicable income taxes	$152,000	2,493
Income before extraordinary items	$673,000	3,605
Extraordinary gains, net	$0	6
Net income	$673,000	3,604
Minority interest net income	$0	67
Net income of bank and minority interests.	$673,000	3,605
Net charge-offs	$-2,000	3,249
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$17,065,000	24
Net operating income	$679,560	3,568
2021-03-31 (YTD Data)		Rank
Total interest income	$2,833,000	2,310
Total interest expense	$328,000	2,053
Net interest income	$2,505,000	2,326
Provision for loan and lease losses	$126,000	1,102
Total noninterest income	$247,000	2,995
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$71,000	2,200
Trading account gains and fees	NA	NA
Additional Noninterest Income	$176,000	2,963
Total noninterest expense	$2,197,000	2,139
Salaries and employee benefits	$1,243,000	2,171
Premises and equipment expense	$364,000	1,595
Additional noninterest expense	$590,000	2,293
Pre-tax net operating income	$429,000	3,414
Securities gains (losses)	$-8,000	4,649
Applicable income taxes	$75,000	2,459
Income before extraordinary items	$346,000	3,537
Extraordinary gains, net	$0	3
Net income	$346,000	3,538
Minority interest net income	$0	55
Net income of bank and minority interests.	$346,000	3,537
Net charge-offs	$-1,000	3,038
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$352,560	3,490
2020-12-31 (YTD Data)		Rank
Total interest income	$11,065,000	2,371
Total interest expense	$1,406,000	2,482
Net interest income	$9,659,000	2,314
Provision for loan and lease losses	$376,000	2,505
Total noninterest income	$974,000	2,898
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$308,000	2,202
Trading account gains and fees	NA	NA
Additional Noninterest Income	$666,000	2,864
Total noninterest expense	$8,679,000	2,149
Salaries and employee benefits	$5,042,000	2,149
Premises and equipment expense	$1,514,000	1,503
Additional noninterest expense	$2,123,000	2,438
Pre-tax net operating income	$1,578,000	3,225
Securities gains (losses)	$-10,000	4,823
Applicable income taxes	$266,000	2,383
Income before extraordinary items	$1,302,000	3,350
Extraordinary gains, net	$0	4
Net income	$1,302,000	3,350
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,302,000	3,350
Net charge-offs	$-3,000	4,049
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$1,310,300	3,283
2020-09-30 (YTD Data)		Rank
Total interest income	$8,035,000	2,427
Total interest expense	$1,057,000	2,558
Net interest income	$6,978,000	2,363
Provision for loan and lease losses	$105,000	3,242
Total noninterest income	$697,000	2,924
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$230,000	2,213
Trading account gains and fees	NA	NA
Additional Noninterest Income	$467,000	2,898
Total noninterest expense	$6,390,000	2,161
Salaries and employee benefits	$3,676,000	2,160
Premises and equipment expense	$1,146,000	1,495
Additional noninterest expense	$1,568,000	2,436
Pre-tax net operating income	$1,180,000	3,256
Securities gains (losses)	$-19,000	4,851
Applicable income taxes	$196,000	2,397
Income before extraordinary items	$965,000	3,398
Extraordinary gains, net	$0	4
Net income	$965,000	3,397
Minority interest net income	$0	65
Net income of bank and minority interests.	$965,000	3,398
Net charge-offs	$-3,000	3,980
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$980,770	3,328
2020-06-30 (YTD Data)		Rank
Total interest income	$5,343,000	2,455
Total interest expense	$705,000	2,646
Net interest income	$4,638,000	2,389
Provision for loan and lease losses	$45,000	3,499
Total noninterest income	$450,000	2,926
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$152,000	2,254
Trading account gains and fees	NA	NA
Additional Noninterest Income	$298,000	2,921
Total noninterest expense	$4,289,000	2,156
Salaries and employee benefits	$2,500,000	2,127
Premises and equipment expense	$749,000	1,512
Additional noninterest expense	$1,040,000	2,443
Pre-tax net operating income	$754,000	3,303
Securities gains (losses)	$-20,000	4,855
Applicable income taxes	$124,000	2,392
Income before extraordinary items	$610,000	3,442
Extraordinary gains, net	$0	4
Net income	$610,000	3,442
Minority interest net income	$0	65
Net income of bank and minority interests.	$610,000	3,442
Net charge-offs	$-2,000	3,888
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$626,600	3,366
2020-03-31 (YTD Data)		Rank
Total interest income	$2,636,000	2,476
Total interest expense	$365,000	2,726
Net interest income	$2,271,000	2,383
Provision for loan and lease losses	$15,000	3,204
Total noninterest income	$232,000	2,835
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$86,000	2,341
Trading account gains and fees	NA	NA
Additional Noninterest Income	$146,000	2,798
Total noninterest expense	$2,077,000	2,221
Salaries and employee benefits	$1,162,000	2,247
Premises and equipment expense	$373,000	1,526
Additional noninterest expense	$542,000	2,391
Pre-tax net operating income	$411,000	3,031
Securities gains (losses)	$-20,000	4,879
Applicable income taxes	$69,000	2,197
Income before extraordinary items	$322,000	3,196
Extraordinary gains, net	$0	4
Net income	$322,000	3,196
Minority interest net income	$0	56
Net income of bank and minority interests.	$322,000	3,197
Net charge-offs	$-1,000	3,618
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$338,400	3,108
2019-12-31 (YTD Data)		Rank
Total interest income	$10,459,000	2,513
Total interest expense	$1,396,000	2,841
Net interest income	$9,063,000	2,413
Provision for loan and lease losses	$15,000	3,785
Total noninterest income	$1,021,000	2,791
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$324,000	2,489
Trading account gains and fees	NA	NA
Additional Noninterest Income	$697,000	2,661
Total noninterest expense	$8,587,000	2,145
Salaries and employee benefits	$5,086,000	2,084
Premises and equipment expense	$1,483,000	1,513
Additional noninterest expense	$2,018,000	2,544
Pre-tax net operating income	$1,482,000	3,420
Securities gains (losses)	$2,000	2,225
Applicable income taxes	$243,000	2,497
Income before extraordinary items	$1,241,000	3,516
Extraordinary gains, net	$0	11
Net income	$1,241,000	3,517
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,241,000	3,517
Net charge-offs	$-1,000	4,163
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$1,239,320	3,487
2019-09-30 (YTD Data)		Rank
Total interest income	$7,738,000	2,576
Total interest expense	$1,034,000	2,881
Net interest income	$6,704,000	2,470
Provision for loan and lease losses	$0	3,836
Total noninterest income	$716,000	2,899
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$239,000	2,541
Trading account gains and fees	NA	NA
Additional Noninterest Income	$477,000	2,783
Total noninterest expense	$6,343,000	2,164
Salaries and employee benefits	$3,667,000	2,151
Premises and equipment expense	$1,115,000	1,520
Additional noninterest expense	$1,561,000	2,493
Pre-tax net operating income	$1,077,000	3,534
Securities gains (losses)	$5,000	1,837
Applicable income taxes	$176,000	2,576
Income before extraordinary items	$906,000	3,640
Extraordinary gains, net	$0	11
Net income	$906,000	3,639
Minority interest net income	$0	72
Net income of bank and minority interests.	$906,000	3,640
Net charge-offs	$-2,000	4,087
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$901,800	3,622
2019-06-30 (YTD Data)		Rank
Total interest income	$5,068,000	2,600
Total interest expense	$672,000	2,903
Net interest income	$4,396,000	2,495
Provision for loan and lease losses	$0	3,685
Total noninterest income	$473,000	2,882
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$160,000	2,518
Trading account gains and fees	NA	NA
Additional Noninterest Income	$313,000	2,771
Total noninterest expense	$4,204,000	2,185
Salaries and employee benefits	$2,447,000	2,148
Premises and equipment expense	$710,000	1,592
Additional noninterest expense	$1,047,000	2,502
Pre-tax net operating income	$665,000	3,636
Securities gains (losses)	$-15,000	5,010
Applicable income taxes	$97,000	2,694
Income before extraordinary items	$553,000	3,743
Extraordinary gains, net	$0	11
Net income	$553,000	3,742
Minority interest net income	$0	69
Net income of bank and minority interests.	$553,000	3,742
Net charge-offs	$-2,000	4,040
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$565,750	3,688
2019-03-31 (YTD Data)		Rank
Total interest income	$2,445,000	2,667
Total interest expense	$322,000	2,931
Net interest income	$2,123,000	2,566
Provision for loan and lease losses	$0	3,406
Total noninterest income	$250,000	2,754
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$80,000	2,519
Trading account gains and fees	NA	NA
Additional Noninterest Income	$170,000	2,600
Total noninterest expense	$2,045,000	2,233
Salaries and employee benefits	$1,147,000	2,271
Premises and equipment expense	$358,000	1,600
Additional noninterest expense	$540,000	2,457
Pre-tax net operating income	$328,000	3,650
Securities gains (losses)	$-21,000	5,186
Applicable income taxes	$62,000	2,490
Income before extraordinary items	$245,000	3,871
Extraordinary gains, net	$0	5
Net income	$245,000	3,869
Minority interest net income	$0	52
Net income of bank and minority interests.	$245,000	3,870
Net charge-offs	$-1,000	3,818
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$261,800	3,787
2018-12-31 (YTD Data)		Rank
Total interest income	$9,591,000	2,609
Total interest expense	$891,000	3,100
Net interest income	$8,700,000	2,506
Provision for loan and lease losses	$0	4,082
Total noninterest income	$989,000	2,869
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$394,000	2,316
Trading account gains and fees	NA	NA
Additional Noninterest Income	$595,000	2,855
Total noninterest expense	$8,188,000	2,206
Salaries and employee benefits	$4,749,000	2,185
Premises and equipment expense	$1,277,000	1,720
Additional noninterest expense	$2,162,000	2,467
Pre-tax net operating income	$1,501,000	3,529
Securities gains (losses)	$7,000	778
Applicable income taxes	$232,000	2,588
Income before extraordinary items	$1,276,000	3,593
Extraordinary gains, net	$0	6
Net income	$1,276,000	3,590
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,276,000	3,592
Net charge-offs	$-24,000	4,718
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$1,270,050	3,601
2018-09-30 (YTD Data)		Rank
Total interest income	$7,082,000	2,626
Total interest expense	$610,000	3,169
Net interest income	$6,472,000	2,529
Provision for loan and lease losses	$0	3,948
Total noninterest income	$761,000	2,866
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$302,000	2,289
Trading account gains and fees	NA	NA
Additional Noninterest Income	$459,000	2,863
Total noninterest expense	$6,073,000	2,220
Salaries and employee benefits	$3,477,000	2,218
Premises and equipment expense	$945,000	1,759
Additional noninterest expense	$1,651,000	2,434
Pre-tax net operating income	$1,160,000	3,554
Securities gains (losses)	$4,000	859
Applicable income taxes	$187,000	2,589
Income before extraordinary items	$977,000	3,607
Extraordinary gains, net	$0	5
Net income	$977,000	3,606
Minority interest net income	$0	66
Net income of bank and minority interests.	$977,000	3,606
Net charge-offs	$1,000	3,412
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$973,640	3,613
2018-06-30 (YTD Data)		Rank
Total interest income	$4,715,000	2,615
Total interest expense	$387,000	3,179
Net interest income	$4,328,000	2,521
Provision for loan and lease losses	$0	3,782
Total noninterest income	$520,000	2,829
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$209,000	2,243
Trading account gains and fees	NA	NA
Additional Noninterest Income	$311,000	2,852
Total noninterest expense	$4,107,000	2,215
Salaries and employee benefits	$2,383,000	2,189
Premises and equipment expense	$638,000	1,756
Additional noninterest expense	$1,086,000	2,462
Pre-tax net operating income	$741,000	3,607
Securities gains (losses)	$0	961
Applicable income taxes	$119,000	2,604
Income before extraordinary items	$622,000	3,674
Extraordinary gains, net	$0	6
Net income	$622,000	3,672
Minority interest net income	$0	65
Net income of bank and minority interests.	$622,000	3,673
Net charge-offs	$-1,000	3,891
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$622,000	3,676
2018-03-31 (YTD Data)		Rank
Total interest income	$2,323,000	2,629
Total interest expense	$193,000	3,143
Net interest income	$2,130,000	2,552
Provision for loan and lease losses	$0	3,508
Total noninterest income	$253,000	2,836
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$108,000	2,209
Trading account gains and fees	NA	NA
Additional Noninterest Income	$145,000	2,884
Total noninterest expense	$2,037,000	2,248
Salaries and employee benefits	$1,182,000	2,224
Premises and equipment expense	$309,000	1,826
Additional noninterest expense	$546,000	2,465
Pre-tax net operating income	$346,000	3,645
Securities gains (losses)	$0	735
Applicable income taxes	$55,000	2,621
Income before extraordinary items	$291,000	3,720
Extraordinary gains, net	$0	7
Net income	$291,000	3,720
Minority interest net income	$0	52
Net income of bank and minority interests.	$291,000	3,720
Net charge-offs	$0	2,722
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$291,000	3,725
2017-12-31 (YTD Data)		Rank
Total interest income	$9,603,000	2,528
Total interest expense	$841,000	2,851
Net interest income	$8,762,000	2,462
Provision for loan and lease losses	$0	4,227
Total noninterest income	$974,000	2,986
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$406,000	2,370
Trading account gains and fees	NA	NA
Additional Noninterest Income	$568,000	3,007
Total noninterest expense	$8,072,000	2,247
Salaries and employee benefits	$4,605,000	2,234
Premises and equipment expense	$1,255,000	1,777
Additional noninterest expense	$2,212,000	2,475
Pre-tax net operating income	$1,664,000	3,391
Securities gains (losses)	$89,000	663
Applicable income taxes	$520,000	2,392
Income before extraordinary items	$1,233,000	3,433
Extraordinary gains, net	$0	9
Net income	$1,233,000	3,431
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,233,000	3,433
Net charge-offs	$-12,000	4,845
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,170,700	3,491
2017-09-30 (YTD Data)		Rank
Total interest income	$7,090,000	2,571
Total interest expense	$624,000	2,854
Net interest income	$6,466,000	2,510
Provision for loan and lease losses	$0	4,088
Total noninterest income	$732,000	2,999
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$303,000	2,386
Trading account gains and fees	NA	NA
Additional Noninterest Income	$429,000	3,003
Total noninterest expense	$6,052,000	2,267
Salaries and employee benefits	$3,401,000	2,272
Premises and equipment expense	$954,000	1,767
Additional noninterest expense	$1,697,000	2,436
Pre-tax net operating income	$1,146,000	3,554
Securities gains (losses)	$103,000	588
Applicable income taxes	$333,000	2,399
Income before extraordinary items	$916,000	3,676
Extraordinary gains, net	$0	9
Net income	$916,000	3,676
Minority interest net income	$0	71
Net income of bank and minority interests.	$916,000	3,676
Net charge-offs	$-8,000	4,678
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$840,810	3,772
2017-06-30 (YTD Data)		Rank
Total interest income	$4,634,000	2,588
Total interest expense	$414,000	2,807
Net interest income	$4,220,000	2,538
Provision for loan and lease losses	$0	3,871
Total noninterest income	$479,000	3,033
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$200,000	2,396
Trading account gains and fees	NA	NA
Additional Noninterest Income	$279,000	3,036
Total noninterest expense	$4,009,000	2,283
Salaries and employee benefits	$2,260,000	2,289
Premises and equipment expense	$630,000	1,787
Additional noninterest expense	$1,119,000	2,468
Pre-tax net operating income	$690,000	3,680
Securities gains (losses)	$81,000	490
Applicable income taxes	$207,000	2,437
Income before extraordinary items	$564,000	3,747
Extraordinary gains, net	$0	11
Net income	$564,000	3,744
Minority interest net income	$0	71
Net income of bank and minority interests.	$564,000	3,747
Net charge-offs	$-7,000	4,687
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$504,870	3,877
2017-03-31 (YTD Data)		Rank
Total interest income	$2,257,000	2,632
Total interest expense	$205,000	2,809
Net interest income	$2,052,000	2,590
Provision for loan and lease losses	$0	3,537
Total noninterest income	$241,000	3,019
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$108,000	2,274
Trading account gains and fees	NA	NA
Additional Noninterest Income	$133,000	3,089
Total noninterest expense	$1,967,000	2,328
Salaries and employee benefits	$1,087,000	2,382
Premises and equipment expense	$306,000	1,857
Additional noninterest expense	$574,000	2,401
Pre-tax net operating income	$326,000	3,711
Securities gains (losses)	$9,000	694
Applicable income taxes	$90,000	2,508
Income before extraordinary items	$245,000	3,895
Extraordinary gains, net	$0	8
Net income	$245,000	3,893
Minority interest net income	$0	55
Net income of bank and minority interests.	$245,000	3,895
Net charge-offs	$-6,000	4,769
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$238,430	3,909
2016-12-31 (YTD Data)		Rank
Total interest income	$8,960,000	2,634
Total interest expense	$840,000	2,733
Net interest income	$8,120,000	2,590
Provision for loan and lease losses	$0	4,332
Total noninterest income	$1,084,000	2,911
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$468,000	2,200
Trading account gains and fees	$0	170
Additional Noninterest Income	$616,000	2,987
Total noninterest expense	$8,018,000	2,286
Salaries and employee benefits	$4,412,000	2,310
Premises and equipment expense	$1,337,000	1,693
Additional noninterest expense	$2,269,000	2,509
Pre-tax net operating income	$1,186,000	3,832
Securities gains (losses)	$18,000	2,427
Applicable income taxes	$301,000	2,647
Income before extraordinary items	$903,000	4,026
Extraordinary gains, net	$0	5
Net income	$903,000	4,024
Minority interest net income	$0	82
Net income of bank and minority interests.	$903,000	4,025
Net charge-offs	$84,000	2,750
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$28,000	639
Net operating income	$889,500	3,983
2016-09-30 (YTD Data)		Rank
Total interest income	$6,668,000	2,652
Total interest expense	$625,000	2,747
Net interest income	$6,043,000	2,612
Provision for loan and lease losses	$0	4,186
Total noninterest income	$836,000	2,876
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$352,000	2,197
Trading account gains and fees	$0	169
Additional Noninterest Income	$484,000	2,937
Total noninterest expense	$5,966,000	2,297
Salaries and employee benefits	$3,268,000	2,332
Premises and equipment expense	$1,002,000	1,696
Additional noninterest expense	$1,696,000	2,526
Pre-tax net operating income	$913,000	3,851
Securities gains (losses)	$17,000	2,378
Applicable income taxes	$237,000	2,679
Income before extraordinary items	$693,000	4,055
Extraordinary gains, net	$0	5
Net income	$693,000	4,054
Minority interest net income	$0	71
Net income of bank and minority interests.	$693,000	4,055
Net charge-offs	$109,000	1,996
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$27,000	585
Net operating income	$680,250	4,012
2016-06-30 (YTD Data)		Rank
Total interest income	$4,370,000	2,687
Total interest expense	$411,000	2,785
Net interest income	$3,959,000	2,655
Provision for loan and lease losses	$0	4,017
Total noninterest income	$573,000	2,821
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$239,000	2,139
Trading account gains and fees	$0	157
Additional Noninterest Income	$334,000	2,888
Total noninterest expense	$3,931,000	2,333
Salaries and employee benefits	$2,161,000	2,354
Premises and equipment expense	$661,000	1,705
Additional noninterest expense	$1,109,000	2,555
Pre-tax net operating income	$601,000	3,882
Securities gains (losses)	$15,000	2,089
Applicable income taxes	$160,000	2,665
Income before extraordinary items	$456,000	4,092
Extraordinary gains, net	$0	16
Net income	$456,000	4,089
Minority interest net income	$0	71
Net income of bank and minority interests.	$456,000	4,091
Net charge-offs	$111,000	1,530
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$444,900	4,054
2016-03-31 (YTD Data)		Rank
Total interest income	$2,192,000	2,690
Total interest expense	$203,000	2,809
Net interest income	$1,989,000	2,647
Provision for loan and lease losses	$0	3,656
Total noninterest income	$261,000	2,941
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$121,000	2,104
Trading account gains and fees	$0	142
Additional Noninterest Income	$140,000	3,072
Total noninterest expense	$1,960,000	2,345
Salaries and employee benefits	$1,081,000	2,361
Premises and equipment expense	$328,000	1,746
Additional noninterest expense	$551,000	2,569
Pre-tax net operating income	$290,000	3,910
Securities gains (losses)	$3,000	1,822
Applicable income taxes	$77,000	2,672
Income before extraordinary items	$216,000	4,136
Extraordinary gains, net	$3,000	11
Net income	$219,000	4,118
Minority interest net income	$0	62
Net income of bank and minority interests.	$219,000	4,119
Net charge-offs	$-1,000	4,102
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$-2,000	6,065
Net operating income	$213,780	4,089
2015-12-31 (YTD Data)		Rank
Total interest income	$8,742,000	2,651
Total interest expense	$862,000	2,679
Net interest income	$7,880,000	2,631
Provision for loan and lease losses	$15,000	4,132
Total noninterest income	$1,029,000	3,028
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$514,000	2,094
Trading account gains and fees	$0	159
Additional Noninterest Income	$515,000	3,246
Total noninterest expense	$7,660,000	2,391
Salaries and employee benefits	$4,148,000	2,423
Premises and equipment expense	$1,277,000	1,788
Additional noninterest expense	$2,235,000	2,556
Pre-tax net operating income	$1,234,000	3,805
Securities gains (losses)	$15,000	2,396
Applicable income taxes	$341,000	2,549
Income before extraordinary items	$908,000	4,073
Extraordinary gains, net	$0	23
Net income	$908,000	4,073
Minority interest net income	$0	81
Net income of bank and minority interests.	$908,000	4,074
Net charge-offs	$22,000	3,711
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$-2,000	6,075
Net operating income	$897,050	4,031
2015-09-30 (YTD Data)		Rank
Total interest income	$6,569,000	2,671
Total interest expense	$653,000	2,695
Net interest income	$5,916,000	2,649
Provision for loan and lease losses	$15,000	3,904
Total noninterest income	$765,000	3,052
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$378,000	2,133
Trading account gains and fees	$0	153
Additional Noninterest Income	$387,000	3,266
Total noninterest expense	$5,714,000	2,403
Salaries and employee benefits	$3,105,000	2,420
Premises and equipment expense	$929,000	1,852
Additional noninterest expense	$1,680,000	2,559
Pre-tax net operating income	$952,000	3,821
Securities gains (losses)	$1,000	2,915
Applicable income taxes	$266,000	2,589
Income before extraordinary items	$687,000	4,146
Extraordinary gains, net	$0	21
Net income	$687,000	4,146
Minority interest net income	$0	78
Net income of bank and minority interests.	$687,000	4,149
Net charge-offs	$23,000	3,290
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$-2,000	6,183
Net operating income	$686,280	4,096
2015-06-30 (YTD Data)		Rank
Total interest income	$4,376,000	2,676
Total interest expense	$436,000	2,708
Net interest income	$3,940,000	2,638
Provision for loan and lease losses	$15,000	3,621
Total noninterest income	$497,000	3,087
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$246,000	2,130
Trading account gains and fees	$0	157
Additional Noninterest Income	$251,000	3,301
Total noninterest expense	$3,777,000	2,422
Salaries and employee benefits	$2,065,000	2,443
Premises and equipment expense	$617,000	1,865
Additional noninterest expense	$1,095,000	2,620
Pre-tax net operating income	$645,000	3,773
Securities gains (losses)	$1,000	2,511
Applicable income taxes	$179,000	2,580
Income before extraordinary items	$467,000	4,082
Extraordinary gains, net	$0	22
Net income	$467,000	4,083
Minority interest net income	$0	75
Net income of bank and minority interests.	$467,000	4,084
Net charge-offs	$23,000	2,857
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$-2,000	6,274
Net operating income	$466,280	4,018
2015-03-31 (YTD Data)		Rank
Total interest income	$2,173,000	2,693
Total interest expense	$213,000	2,764
Net interest income	$1,960,000	2,655
Provision for loan and lease losses	$15,000	2,956
Total noninterest income	$243,000	3,089
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$123,000	2,124
Trading account gains and fees	$0	152
Additional Noninterest Income	$120,000	3,327
Total noninterest expense	$1,883,000	2,439
Salaries and employee benefits	$1,043,000	2,432
Premises and equipment expense	$301,000	1,933
Additional noninterest expense	$539,000	2,635
Pre-tax net operating income	$305,000	3,847
Securities gains (losses)	$1,000	1,909
Applicable income taxes	$84,000	2,600
Income before extraordinary items	$222,000	4,123
Extraordinary gains, net	$0	13
Net income	$222,000	4,126
Minority interest net income	$0	64
Net income of bank and minority interests.	$222,000	4,126
Net charge-offs	$0	3,288
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$-2,000	6,371
Net operating income	$221,270	4,062
2014-12-31 (YTD Data)		Rank
Total interest income	$9,080,000	2,621
Total interest expense	$982,000	2,601
Net interest income	$8,098,000	2,591
Provision for loan and lease losses	$275,000	2,095
Total noninterest income	$833,000	3,417
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$539,000	2,160
Trading account gains and fees	$0	180
Additional Noninterest Income	$294,000	4,040
Total noninterest expense	$7,305,000	2,516
Salaries and employee benefits	$3,910,000	2,551
Premises and equipment expense	$1,343,000	1,726
Additional noninterest expense	$2,052,000	2,825
Pre-tax net operating income	$1,351,000	3,653
Securities gains (losses)	$13,000	2,526
Applicable income taxes	$403,000	2,409
Income before extraordinary items	$961,000	4,026
Extraordinary gains, net	$0	17
Net income	$961,000	4,025
Minority interest net income	$0	84
Net income of bank and minority interests.	$961,000	4,027
Net charge-offs	$-10,000	5,658
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$-2,000	6,393
Net operating income	$951,900	3,983
2014-09-30 (YTD Data)		Rank
Total interest income	$6,800,000	2,638
Total interest expense	$745,000	2,618
Net interest income	$6,055,000	2,614
Provision for loan and lease losses	$245,000	1,838
Total noninterest income	$654,000	3,375
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$408,000	2,152
Trading account gains and fees	$0	174
Additional Noninterest Income	$246,000	3,933
Total noninterest expense	$5,437,000	2,539
Salaries and employee benefits	$2,918,000	2,563
Premises and equipment expense	$1,030,000	1,714
Additional noninterest expense	$1,489,000	2,891
Pre-tax net operating income	$1,027,000	3,709
Securities gains (losses)	$11,000	2,296
Applicable income taxes	$338,000	2,349
Income before extraordinary items	$700,000	4,134
Extraordinary gains, net	$0	15
Net income	$700,000	4,135
Minority interest net income	$0	81
Net income of bank and minority interests.	$700,000	4,135
Net charge-offs	$-5,000	5,460
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$-2,000	6,494
Net operating income	$692,630	4,096
2014-06-30 (YTD Data)		Rank
Total interest income	$4,511,000	2,653
Total interest expense	$495,000	2,647
Net interest income	$4,016,000	2,620
Provision for loan and lease losses	$170,000	1,801
Total noninterest income	$472,000	3,221
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$273,000	2,106
Trading account gains and fees	$0	172
Additional Noninterest Income	$199,000	3,640
Total noninterest expense	$3,656,000	2,526
Salaries and employee benefits	$1,945,000	2,572
Premises and equipment expense	$706,000	1,683
Additional noninterest expense	$1,005,000	2,873
Pre-tax net operating income	$662,000	3,693
Securities gains (losses)	$11,000	1,900
Applicable income taxes	$226,000	2,299
Income before extraordinary items	$447,000	4,144
Extraordinary gains, net	$0	20
Net income	$447,000	4,150
Minority interest net income	$0	80
Net income of bank and minority interests.	$447,000	4,149
Net charge-offs	$-6,000	5,507
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$439,740	4,109
2014-03-31 (YTD Data)		Rank
Total interest income	$2,225,000	2,685
Total interest expense	$258,000	2,610
Net interest income	$1,967,000	2,668
Provision for loan and lease losses	$95,000	1,647
Total noninterest income	$290,000	2,853
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$136,000	2,098
Trading account gains and fees	$0	147
Additional Noninterest Income	$154,000	2,936
Total noninterest expense	$1,865,000	2,488
Salaries and employee benefits	$960,000	2,604
Premises and equipment expense	$379,000	1,590
Additional noninterest expense	$526,000	2,772
Pre-tax net operating income	$297,000	3,837
Securities gains (losses)	$0	1,715
Applicable income taxes	$85,000	2,491
Income before extraordinary items	$212,000	4,152
Extraordinary gains, net	$0	16
Net income	$212,000	4,152
Minority interest net income	$0	66
Net income of bank and minority interests.	$212,000	4,154
Net charge-offs	$-4,000	5,342
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$212,000	4,100
2013-12-31 (YTD Data)		Rank
Total interest income	$8,368,000	2,841
Total interest expense	$1,167,000	2,620
Net interest income	$7,201,000	2,847
Provision for loan and lease losses	$428,000	2,028
Total noninterest income	$1,095,000	3,042
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$582,000	2,115
Trading account gains and fees	$0	184
Additional Noninterest Income	$513,000	3,320
Total noninterest expense	$7,244,000	2,550
Salaries and employee benefits	$3,438,000	2,844
Premises and equipment expense	$1,283,000	1,808
Additional noninterest expense	$2,523,000	2,443
Pre-tax net operating income	$624,000	4,760
Securities gains (losses)	$74,000	1,532
Applicable income taxes	$229,000	2,851
Income before extraordinary items	$469,000	4,967
Extraordinary gains, net	$0	29
Net income	$469,000	4,970
Minority interest net income	$0	90
Net income of bank and minority interests.	$469,000	4,970
Net charge-offs	$5,000	5,225
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$200,000	423
Net operating income	$419,420	5,036
2013-09-30 (YTD Data)		Rank
Total interest income	$6,136,000	2,917
Total interest expense	$900,000	2,641
Net interest income	$5,236,000	2,925
Provision for loan and lease losses	$326,000	1,980
Total noninterest income	$757,000	3,232
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$427,000	2,161
Trading account gains and fees	$0	180
Additional Noninterest Income	$330,000	3,604
Total noninterest expense	$5,107,000	2,692
Salaries and employee benefits	$2,555,000	2,870
Premises and equipment expense	$961,000	1,824
Additional noninterest expense	$1,591,000	2,843
Pre-tax net operating income	$560,000	4,618
Securities gains (losses)	$73,000	1,420
Applicable income taxes	$220,000	2,703
Income before extraordinary items	$413,000	4,873
Extraordinary gains, net	$0	25
Net income	$413,000	4,873
Minority interest net income	$0	84
Net income of bank and minority interests.	$413,000	4,874
Net charge-offs	$-11,000	6,152
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$200,000	349
Net operating income	$365,550	4,959
2013-06-30 (YTD Data)		Rank
Total interest income	$4,033,000	2,954
Total interest expense	$597,000	2,715
Net interest income	$3,436,000	2,965
Provision for loan and lease losses	$220,000	2,000
Total noninterest income	$507,000	3,267
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$298,000	2,049
Trading account gains and fees	$0	157
Additional Noninterest Income	$209,000	3,721
Total noninterest expense	$3,380,000	2,708
Salaries and employee benefits	$1,684,000	2,907
Premises and equipment expense	$637,000	1,823
Additional noninterest expense	$1,059,000	2,840
Pre-tax net operating income	$343,000	4,700
Securities gains (losses)	$73,000	1,297
Applicable income taxes	$146,000	2,715
Income before extraordinary items	$270,000	4,907
Extraordinary gains, net	$0	22
Net income	$270,000	4,910
Minority interest net income	$0	82
Net income of bank and minority interests.	$270,000	4,911
Net charge-offs	$-13,000	6,217
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$200,000	263
Net operating income	$222,550	5,028
2013-03-31 (YTD Data)		Rank
Total interest income	$1,992,000	2,996
Total interest expense	$307,000	2,733
Net interest income	$1,685,000	3,017
Provision for loan and lease losses	$122,000	1,882
Total noninterest income	$253,000	3,253
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$144,000	2,098
Trading account gains and fees	$0	148
Additional Noninterest Income	$109,000	3,629
Total noninterest expense	$1,668,000	2,773
Salaries and employee benefits	$829,000	2,959
Premises and equipment expense	$311,000	1,905
Additional noninterest expense	$528,000	2,852
Pre-tax net operating income	$148,000	4,874
Securities gains (losses)	$65,000	814
Applicable income taxes	$74,000	2,683
Income before extraordinary items	$139,000	4,839
Extraordinary gains, net	$0	10
Net income	$139,000	4,840
Minority interest net income	$0	76
Net income of bank and minority interests.	$139,000	4,841
Net charge-offs	$-12,000	6,270
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$96,750	5,196
2012-12-31 (YTD Data)		Rank
Total interest income	$5,823,000	3,909
Total interest expense	$1,090,000	3,412
Net interest income	$4,733,000	3,952
Provision for loan and lease losses	$442,000	2,891
Total noninterest income	$619,000	4,118
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$362,000	3,122
Trading account gains and fees	$0	166
Additional Noninterest Income	$257,000	4,269
Total noninterest expense	$4,385,000	3,792
Salaries and employee benefits	$2,147,000	3,965
Premises and equipment expense	$944,000	2,376
Additional noninterest expense	$1,294,000	4,167
Pre-tax net operating income	$525,000	4,860
Securities gains (losses)	$111,000	2,193
Applicable income taxes	$255,000	2,806
Income before extraordinary items	$381,000	5,252
Extraordinary gains, net	$0	29
Net income	$381,000	5,249
Minority interest net income	$0	93
Net income of bank and minority interests.	$381,000	5,250
Net charge-offs	$-18,000	6,698
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$9,211,000	43
Net operating income	$309,960	5,251
2012-09-30 (YTD Data)		Rank
Total interest income	$3,847,000	4,319
Total interest expense	$777,000	3,642
Net interest income	$3,070,000	4,413
Provision for loan and lease losses	$210,000	3,454
Total noninterest income	$262,000	5,070
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$185,000	3,934
Trading account gains and fees	$0	157
Additional Noninterest Income	$77,000	5,401
Total noninterest expense	$2,769,000	4,265
Salaries and employee benefits	$1,396,000	4,323
Premises and equipment expense	$632,000	2,656
Additional noninterest expense	$741,000	4,868
Pre-tax net operating income	$353,000	5,121
Securities gains (losses)	$112,000	1,893
Applicable income taxes	$172,000	2,969
Income before extraordinary items	$293,000	5,352
Extraordinary gains, net	$0	20
Net income	$293,000	5,351
Minority interest net income	$0	86
Net income of bank and minority interests.	$293,000	5,351
Net charge-offs	$0	5,771
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$221,320	5,460
2012-06-30 (YTD Data)		Rank
Total interest income	$2,569,000	4,341
Total interest expense	$517,000	3,743
Net interest income	$2,052,000	4,414
Provision for loan and lease losses	$179,000	3,160
Total noninterest income	$189,000	4,957
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$126,000	3,864
Trading account gains and fees	$0	153
Additional Noninterest Income	$63,000	5,220
Total noninterest expense	$1,818,000	4,327
Salaries and employee benefits	$906,000	4,428
Premises and equipment expense	$419,000	2,674
Additional noninterest expense	$493,000	4,889
Pre-tax net operating income	$244,000	5,082
Securities gains (losses)	$95,000	1,637
Applicable income taxes	$124,000	2,882
Income before extraordinary items	$215,000	5,253
Extraordinary gains, net	$0	19
Net income	$215,000	5,253
Minority interest net income	$0	84
Net income of bank and minority interests.	$215,000	5,253
Net charge-offs	$0	5,507
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$154,200	5,425
2012-03-31 (YTD Data)		Rank
Total interest income	$1,279,000	4,402
Total interest expense	$264,000	3,808
Net interest income	$1,015,000	4,480
Provision for loan and lease losses	$75,000	3,178
Total noninterest income	$78,000	5,290
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$69,000	3,673
Trading account gains and fees	$0	148
Additional Noninterest Income	$9,000	6,296
Total noninterest expense	$885,000	4,430
Salaries and employee benefits	$452,000	4,460
Premises and equipment expense	$211,000	2,689
Additional noninterest expense	$222,000	5,129
Pre-tax net operating income	$133,000	5,087
Securities gains (losses)	$32,000	1,419
Applicable income taxes	$61,000	2,877
Income before extraordinary items	$104,000	5,306
Extraordinary gains, net	$0	19
Net income	$104,000	5,308
Minority interest net income	$0	78
Net income of bank and minority interests.	$104,000	5,308
Net charge-offs	$5,000	4,286
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$83,520	5,416
2011-12-31 (YTD Data)		Rank
Total interest income	$4,986,000	4,577
Total interest expense	$1,159,000	4,063
Net interest income	$3,827,000	4,660
Provision for loan and lease losses	$349,000	3,929
Total noninterest income	$315,000	5,124
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$253,000	3,935
Trading account gains and fees	$0	146
Additional Noninterest Income	$62,000	5,762
Total noninterest expense	$3,366,000	4,585
Salaries and employee benefits	$1,718,000	4,583
Premises and equipment expense	$802,000	2,918
Additional noninterest expense	$846,000	5,298
Pre-tax net operating income	$427,000	4,904
Securities gains (losses)	$100,000	2,070
Applicable income taxes	$195,000	2,926
Income before extraordinary items	$332,000	5,145
Extraordinary gains, net	$0	29
Net income	$332,000	5,147
Minority interest net income	$0	96
Net income of bank and minority interests.	$332,000	5,147
Net charge-offs	$235,000	4,105
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$268,000	5,235
2011-09-30 (YTD Data)		Rank
Total interest income	$3,703,000	4,655
Total interest expense	$886,000	4,129
Net interest income	$2,817,000	4,727
Provision for loan and lease losses	$273,000	3,742
Total noninterest income	$231,000	5,238
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$184,000	4,015
Trading account gains and fees	$0	145
Additional Noninterest Income	$47,000	5,857
Total noninterest expense	$2,485,000	4,622
Salaries and employee benefits	$1,265,000	4,642
Premises and equipment expense	$602,000	2,935
Additional noninterest expense	$618,000	5,379
Pre-tax net operating income	$290,000	5,154
Securities gains (losses)	$81,000	1,970
Applicable income taxes	$135,000	2,985
Income before extraordinary items	$236,000	5,348
Extraordinary gains, net	$0	21
Net income	$236,000	5,348
Minority interest net income	$0	87
Net income of bank and minority interests.	$236,000	5,348
Net charge-offs	$180,000	3,833
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$184,160	5,422
2011-06-30 (YTD Data)		Rank
Total interest income	$2,423,000	4,738
Total interest expense	$607,000	4,170
Net interest income	$1,816,000	4,847
Provision for loan and lease losses	$150,000	3,873
Total noninterest income	$145,000	5,361
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$115,000	4,126
Trading account gains and fees	$0	153
Additional Noninterest Income	$30,000	5,950
Total noninterest expense	$1,631,000	4,718
Salaries and employee benefits	$822,000	4,748
Premises and equipment expense	$387,000	3,029
Additional noninterest expense	$422,000	5,400
Pre-tax net operating income	$180,000	5,234
Securities gains (losses)	$36,000	1,782
Applicable income taxes	$80,000	3,029
Income before extraordinary items	$136,000	5,449
Extraordinary gains, net	$0	15
Net income	$136,000	5,448
Minority interest net income	$0	89
Net income of bank and minority interests.	$136,000	5,449
Net charge-offs	$176,000	3,243
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$112,960	5,521
2011-03-31 (YTD Data)		Rank
Total interest income	$1,204,000	4,794
Total interest expense	$320,000	4,132
Net interest income	$884,000	4,922
Provision for loan and lease losses	$75,000	3,668
Total noninterest income	$68,000	5,531
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$54,000	4,208
Trading account gains and fees	$0	158
Additional Noninterest Income	$14,000	6,135
Total noninterest expense	$816,000	4,739
Salaries and employee benefits	$410,000	4,801
Premises and equipment expense	$195,000	3,056
Additional noninterest expense	$211,000	5,396
Pre-tax net operating income	$61,000	5,604
Securities gains (losses)	$28,000	976
Applicable income taxes	$34,000	3,099
Income before extraordinary items	$55,000	5,623
Extraordinary gains, net	$0	9
Net income	$55,000	5,622
Minority interest net income	$0	86
Net income of bank and minority interests.	$55,000	5,623
Net charge-offs	$91,000	2,826
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$37,080	5,865
2010-12-31 (YTD Data)		Rank
Total interest income	$5,080,000	4,774
Total interest expense	$1,606,000	4,100
Net interest income	$3,474,000	4,974
Provision for loan and lease losses	$495,000	4,149
Total noninterest income	$367,000	5,094
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$299,000	3,642
Trading account gains and fees	$0	175
Additional Noninterest Income	$68,000	5,840
Total noninterest expense	$3,347,000	4,709
Salaries and employee benefits	$1,672,000	4,748
Premises and equipment expense	$803,000	2,981
Additional noninterest expense	$872,000	5,427
Pre-tax net operating income	$-1,000	5,780
Securities gains (losses)	$305,000	1,247
Applicable income taxes	$116,000	3,118
Income before extraordinary items	$188,000	5,330
Extraordinary gains, net	$0	29
Net income	$188,000	5,331
Minority interest net income	$0	111
Net income of bank and minority interests.	$188,000	5,332
Net charge-offs	$575,000	3,461
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$-7,200	5,849
2010-09-30 (YTD Data)		Rank
Total interest income	$3,812,000	4,869
Total interest expense	$1,231,000	4,185
Net interest income	$2,581,000	5,055
Provision for loan and lease losses	$420,000	3,826
Total noninterest income	$284,000	5,136
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$234,000	3,631
Trading account gains and fees	$0	165
Additional Noninterest Income	$50,000	5,979
Total noninterest expense	$2,515,000	4,725
Salaries and employee benefits	$1,264,000	4,761
Premises and equipment expense	$601,000	3,025
Additional noninterest expense	$650,000	5,450
Pre-tax net operating income	$-70,000	6,119
Securities gains (losses)	$305,000	1,067
Applicable income taxes	$90,000	3,194
Income before extraordinary items	$145,000	5,529
Extraordinary gains, net	$0	23
Net income	$145,000	5,530
Minority interest net income	$0	110
Net income of bank and minority interests.	$145,000	5,530
Net charge-offs	$559,000	2,933
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$-50,200	6,115
2010-06-30 (YTD Data)		Rank
Total interest income	$2,531,000	4,916
Total interest expense	$835,000	4,239
Net interest income	$1,696,000	5,100
Provision for loan and lease losses	$350,000	3,380
Total noninterest income	$195,000	5,065
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$162,000	3,550
Trading account gains and fees	$0	152
Additional Noninterest Income	$33,000	6,051
Total noninterest expense	$1,673,000	4,737
Salaries and employee benefits	$849,000	4,759
Premises and equipment expense	$393,000	3,100
Additional noninterest expense	$431,000	5,489
Pre-tax net operating income	$-132,000	6,337
Securities gains (losses)	$297,000	716
Applicable income taxes	$64,000	3,127
Income before extraordinary items	$101,000	5,536
Extraordinary gains, net	$0	19
Net income	$101,000	5,539
Minority interest net income	$0	105
Net income of bank and minority interests.	$101,000	5,538
Net charge-offs	$444,000	2,584
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-89,080	6,314
2010-03-31 (YTD Data)		Rank
Total interest income	$1,268,000	4,980
Total interest expense	$431,000	4,297
Net interest income	$837,000	5,173
Provision for loan and lease losses	$275,000	2,549
Total noninterest income	$103,000	4,992
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$85,000	3,471
Trading account gains and fees	$0	175
Additional Noninterest Income	$18,000	6,058
Total noninterest expense	$847,000	4,750
Salaries and employee benefits	$432,000	4,776
Premises and equipment expense	$194,000	3,200
Additional noninterest expense	$221,000	5,451
Pre-tax net operating income	$-182,000	6,807
Securities gains (losses)	$289,000	403
Applicable income taxes	$40,000	2,950
Income before extraordinary items	$67,000	5,441
Extraordinary gains, net	$0	16
Net income	$67,000	5,443
Minority interest net income	$0	91
Net income of bank and minority interests.	$67,000	5,442
Net charge-offs	$454,000	1,649
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$-117,960	6,742
2009-12-31 (YTD Data)		Rank
Total interest income	$5,545,000	4,839
Total interest expense	$2,243,000	4,154
Net interest income	$3,302,000	5,127
Provision for loan and lease losses	$320,000	5,175
Total noninterest income	$521,000	4,660
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$444,000	3,123
Trading account gains and fees	$0	211
Additional Noninterest Income	$77,000	5,962
Total noninterest expense	$3,452,000	4,761
Salaries and employee benefits	$1,679,000	4,860
Premises and equipment expense	$812,000	3,095
Additional noninterest expense	$961,000	5,335
Pre-tax net operating income	$51,000	5,240
Securities gains (losses)	$313,000	1,201
Applicable income taxes	$146,000	2,625
Income before extraordinary items	$218,000	4,750
Extraordinary gains, net	$0	34
Net income	$218,000	4,749
Minority interest net income	$0	115
Net income of bank and minority interests.	$218,000	4,750
Net charge-offs	$169,000	5,194
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$17,680	5,425
2009-09-30 (YTD Data)		Rank
Total interest income	$4,167,000	4,901
Total interest expense	$1,749,000	4,201
Net interest income	$2,418,000	5,204
Provision for loan and lease losses	$160,000	5,436
Total noninterest income	$403,000	4,659
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$345,000	3,071
Trading account gains and fees	$0	212
Additional Noninterest Income	$58,000	6,081
Total noninterest expense	$2,603,000	4,756
Salaries and employee benefits	$1,260,000	4,889
Premises and equipment expense	$610,000	3,117
Additional noninterest expense	$733,000	5,284
Pre-tax net operating income	$58,000	5,454
Securities gains (losses)	$176,000	1,386
Applicable income taxes	$89,000	2,961
Income before extraordinary items	$145,000	5,106
Extraordinary gains, net	$0	27
Net income	$145,000	5,107
Minority interest net income	$0	118
Net income of bank and minority interests.	$145,000	5,107
Net charge-offs	$140,000	4,702
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$32,360	5,583
2009-06-30 (YTD Data)		Rank
Total interest income	$2,765,000	4,950
Total interest expense	$1,201,000	4,245
Net interest income	$1,564,000	5,293
Provision for loan and lease losses	$100,000	5,300
Total noninterest income	$263,000	4,704
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$226,000	3,090
Trading account gains and fees	$0	193
Additional Noninterest Income	$37,000	6,175
Total noninterest expense	$1,751,000	4,770
Salaries and employee benefits	$832,000	4,981
Premises and equipment expense	$407,000	3,131
Additional noninterest expense	$512,000	5,181
Pre-tax net operating income	$-24,000	5,889
Securities gains (losses)	$166,000	1,139
Applicable income taxes	$58,000	3,051
Income before extraordinary items	$84,000	5,325
Extraordinary gains, net	$0	21
Net income	$84,000	5,321
Minority interest net income	$0	112
Net income of bank and minority interests.	$84,000	5,321
Net charge-offs	$104,000	4,205
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$-22,240	5,924
2009-03-31 (YTD Data)		Rank
Total interest income	$1,394,000	4,964
Total interest expense	$618,000	4,286
Net interest income	$776,000	5,306
Provision for loan and lease losses	$40,000	5,160
Total noninterest income	$135,000	4,646
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$116,000	2,969
Trading account gains and fees	$0	171
Additional Noninterest Income	$19,000	6,215
Total noninterest expense	$842,000	4,796
Salaries and employee benefits	$417,000	5,013
Premises and equipment expense	$203,000	3,188
Additional noninterest expense	$222,000	5,311
Pre-tax net operating income	$29,000	5,905
Securities gains (losses)	$147,000	807
Applicable income taxes	$64,000	2,663
Income before extraordinary items	$112,000	4,788
Extraordinary gains, net	$0	15
Net income	$112,000	4,792
Minority interest net income	$0	102
Net income of bank and minority interests.	$112,000	4,791
Net charge-offs	$58,000	3,408
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$17,920	6,041
2008-12-31 (YTD Data)		Rank
Total interest income	$6,717,000	4,608
Total interest expense	$3,408,000	3,906
Net interest income	$3,309,000	5,131
Provision for loan and lease losses	$110,000	5,937
Total noninterest income	$571,000	4,578
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$504,000	3,002
Trading account gains and fees	$0	154
Additional Noninterest Income	$67,000	6,437
Total noninterest expense	$3,412,000	4,719
Salaries and employee benefits	$1,720,000	4,931
Premises and equipment expense	$801,000	3,184
Additional noninterest expense	$891,000	5,168
Pre-tax net operating income	$358,000	5,255
Securities gains (losses)	$113,000	1,043
Applicable income taxes	$173,000	2,950
Income before extraordinary items	$298,000	5,127
Extraordinary gains, net	$0	39
Net income	$298,000	5,126
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$164,000	4,359
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$225,680	5,537
2008-09-30 (YTD Data)		Rank
Total interest income	$5,198,000	4,594
Total interest expense	$2,708,000	3,876
Net interest income	$2,490,000	5,165
Provision for loan and lease losses	$80,000	5,434
Total noninterest income	$430,000	4,671
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$377,000	3,032
Trading account gains and fees	$0	148
Additional Noninterest Income	$53,000	6,516
Total noninterest expense	$2,524,000	4,735
Salaries and employee benefits	$1,287,000	4,963
Premises and equipment expense	$589,000	3,236
Additional noninterest expense	$648,000	5,197
Pre-tax net operating income	$316,000	5,584
Securities gains (losses)	$111,000	899
Applicable income taxes	$163,000	3,141
Income before extraordinary items	$264,000	5,378
Extraordinary gains, net	$0	31
Net income	$264,000	5,375
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,679
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$192,960	5,906
2008-06-30 (YTD Data)		Rank
Total interest income	$3,520,000	4,612
Total interest expense	$1,868,000	3,902
Net interest income	$1,652,000	5,190
Provision for loan and lease losses	$60,000	4,901
Total noninterest income	$287,000	4,728
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$253,000	2,977
Trading account gains and fees	$0	149
Additional Noninterest Income	$34,000	6,622
Total noninterest expense	$1,682,000	4,774
Salaries and employee benefits	$865,000	4,964
Premises and equipment expense	$388,000	3,294
Additional noninterest expense	$429,000	5,204
Pre-tax net operating income	$197,000	5,834
Securities gains (losses)	$107,000	919
Applicable income taxes	$112,000	3,341
Income before extraordinary items	$192,000	5,668
Extraordinary gains, net	$0	21
Net income	$192,000	5,669
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,450
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$123,520	6,119
2008-03-31 (YTD Data)		Rank
Total interest income	$1,848,000	4,555
Total interest expense	$1,026,000	3,842
Net interest income	$822,000	5,225
Provision for loan and lease losses	$30,000	4,346
Total noninterest income	$143,000	4,715
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$125,000	2,971
Trading account gains and fees	$0	158
Additional Noninterest Income	$18,000	6,579
Total noninterest expense	$836,000	4,801
Salaries and employee benefits	$429,000	5,029
Premises and equipment expense	$190,000	3,376
Additional noninterest expense	$217,000	5,121
Pre-tax net operating income	$99,000	6,018
Securities gains (losses)	$3,000	2,367
Applicable income taxes	$39,000	3,818
Income before extraordinary items	$63,000	6,381
Extraordinary gains, net	$0	15
Net income	$63,000	6,382
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	7,652
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$61,080	6,307
2007-12-31 (YTD Data)		Rank
Total interest income	$7,647,000	4,492
Total interest expense	$4,197,000	3,893
Net interest income	$3,450,000	5,082
Provision for loan and lease losses	$145,000	4,384
Total noninterest income	$480,000	5,101
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$401,000	3,521
Trading account gains and fees	$0	178
Additional Noninterest Income	$79,000	6,539
Total noninterest expense	$3,451,000	4,571
Salaries and employee benefits	$1,700,000	4,930
Premises and equipment expense	$837,000	2,974
Additional noninterest expense	$914,000	4,927
Pre-tax net operating income	$334,000	6,487
Securities gains (losses)	$7,000	1,467
Applicable income taxes	$-1,331,000	8,431
Income before extraordinary items	$1,672,000	3,201
Extraordinary gains, net	$0	39
Net income	$1,672,000	3,199
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$89,000	3,934
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,665,000	3,198
2007-09-30 (YTD Data)		Rank
Total interest income	$5,716,000	4,522
Total interest expense	$3,139,000	3,906
Net interest income	$2,577,000	5,115
Provision for loan and lease losses	$115,000	3,913
Total noninterest income	$341,000	5,268
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$287,000	3,602
Trading account gains and fees	$0	184
Additional Noninterest Income	$54,000	6,695
Total noninterest expense	$2,576,000	4,557
Salaries and employee benefits	$1,277,000	4,904
Premises and equipment expense	$620,000	2,993
Additional noninterest expense	$679,000	4,888
Pre-tax net operating income	$227,000	6,859
Securities gains (losses)	$5,000	1,185
Applicable income taxes	$-1,378,000	8,507
Income before extraordinary items	$1,610,000	2,824
Extraordinary gains, net	$0	33
Net income	$1,610,000	2,822
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$57,000	3,489
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,605,000	2,812
2007-06-30 (YTD Data)		Rank
Total interest income	$3,810,000	4,539
Total interest expense	$2,109,000	3,894
Net interest income	$1,701,000	5,164
Provision for loan and lease losses	$85,000	3,599
Total noninterest income	$225,000	5,329
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$190,000	3,613
Trading account gains and fees	$0	168
Additional Noninterest Income	$35,000	6,783
Total noninterest expense	$1,715,000	4,581
Salaries and employee benefits	$858,000	4,904
Premises and equipment expense	$412,000	3,026
Additional noninterest expense	$445,000	4,941
Pre-tax net operating income	$126,000	7,112
Securities gains (losses)	$8,000	912
Applicable income taxes	$-1,420,000	8,590
Income before extraordinary items	$1,554,000	2,156
Extraordinary gains, net	$0	29
Net income	$1,554,000	2,155
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	3,485
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,546,000	2,143
2007-03-31 (YTD Data)		Rank
Total interest income	$1,838,000	4,643
Total interest expense	$988,000	4,049
Net interest income	$850,000	5,179
Provision for loan and lease losses	$45,000	3,197
Total noninterest income	$119,000	5,158
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$91,000	3,638
Trading account gains and fees	$9,000	173
Additional Noninterest Income	$19,000	6,688
Total noninterest expense	$858,000	4,583
Salaries and employee benefits	$432,000	4,905
Premises and equipment expense	$204,000	3,055
Additional noninterest expense	$222,000	4,909
Pre-tax net operating income	$66,000	7,095
Securities gains (losses)	$0	1,187
Applicable income taxes	$2,000	5,948
Income before extraordinary items	$64,000	6,948
Extraordinary gains, net	$0	22
Net income	$64,000	6,947
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	2,057
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$64,000	6,931
2006-12-31 (YTD Data)		Rank
Total interest income	$6,607,000	4,714
Total interest expense	$3,257,000	4,105
Net interest income	$3,350,000	5,196
Provision for loan and lease losses	$180,000	3,697
Total noninterest income	$443,000	5,391
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$374,000	3,668
Trading account gains and fees	$0	130
Additional Noninterest Income	$69,000	6,875
Total noninterest expense	$3,391,000	4,494
Salaries and employee benefits	$1,645,000	4,895
Premises and equipment expense	$865,000	2,807
Additional noninterest expense	$881,000	4,927
Pre-tax net operating income	$222,000	7,330
Securities gains (losses)	$1,000	1,542
Applicable income taxes	$7,000	6,250
Income before extraordinary items	$216,000	7,206
Extraordinary gains, net	$0	51
Net income	$216,000	7,207
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$153,000	2,558
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$2,000	1,222
Net operating income	$215,030	7,202
2006-09-30 (YTD Data)		Rank
Total interest income	$4,694,000	4,860
Total interest expense	$2,199,000	4,288
Net interest income	$2,495,000	5,269
Provision for loan and lease losses	$135,000	3,558
Total noninterest income	$340,000	5,368
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$294,000	3,614
Trading account gains and fees	$0	126
Additional Noninterest Income	$46,000	7,042
Total noninterest expense	$2,538,000	4,486
Salaries and employee benefits	$1,228,000	4,889
Premises and equipment expense	$646,000	2,829
Additional noninterest expense	$664,000	4,892
Pre-tax net operating income	$162,000	7,574
Securities gains (losses)	$1,000	1,261
Applicable income taxes	$6,000	6,367
Income before extraordinary items	$157,000	7,440
Extraordinary gains, net	$0	45
Net income	$157,000	7,443
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$109,000	2,222
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$2,000	1,018
Net operating income	$156,040	7,447
2006-06-30 (YTD Data)		Rank
Total interest income	$3,089,000	4,854
Total interest expense	$1,434,000	4,233
Net interest income	$1,655,000	5,306
Provision for loan and lease losses	$90,000	3,463
Total noninterest income	$219,000	5,440
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$189,000	3,674
Trading account gains and fees	$0	126
Additional Noninterest Income	$30,000	7,109
Total noninterest expense	$1,676,000	4,537
Salaries and employee benefits	$813,000	4,941
Premises and equipment expense	$427,000	2,831
Additional noninterest expense	$436,000	4,928
Pre-tax net operating income	$108,000	7,642
Securities gains (losses)	$-4,000	7,633
Applicable income taxes	$5,000	6,332
Income before extraordinary items	$99,000	7,538
Extraordinary gains, net	$0	39
Net income	$99,000	7,539
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$60,000	2,282
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$2,000	862
Net operating income	$102,800	7,523
2006-03-31 (YTD Data)		Rank
Total interest income	$1,584,000	4,734
Total interest expense	$764,000	3,939
Net interest income	$820,000	5,326
Provision for loan and lease losses	$45,000	3,261
Total noninterest income	$108,000	5,440
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$94,000	3,616
Trading account gains and fees	$0	115
Additional Noninterest Income	$14,000	7,173
Total noninterest expense	$838,000	4,545
Salaries and employee benefits	$405,000	4,969
Premises and equipment expense	$212,000	2,866
Additional noninterest expense	$221,000	4,863
Pre-tax net operating income	$45,000	7,754
Securities gains (losses)	$-4,000	8,056
Applicable income taxes	$2,000	6,346
Income before extraordinary items	$39,000	7,704
Extraordinary gains, net	$0	21
Net income	$39,000	7,704
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	3,919
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$42,800	7,660
2005-12-31 (YTD Data)		Rank
Total interest income	$4,847,000	5,257
Total interest expense	$1,906,000	4,572
Net interest income	$2,941,000	5,574
Provision for loan and lease losses	$215,000	3,469
Total noninterest income	$524,000	5,133
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$453,000	3,262
Trading account gains and fees	$0	138
Additional Noninterest Income	$71,000	6,919
Total noninterest expense	$3,483,000	4,299
Salaries and employee benefits	$1,624,000	4,808
Premises and equipment expense	$855,000	2,716
Additional noninterest expense	$1,004,000	4,411
Pre-tax net operating income	$-233,000	8,404
Securities gains (losses)	$-10,000	7,535
Applicable income taxes	$12,000	6,486
Income before extraordinary items	$-255,000	8,445
Extraordinary gains, net	$0	46
Net income	$-255,000	8,444
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$252,000	1,966
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$-245,000	8,424
2005-09-30 (YTD Data)		Rank
Total interest income	$3,368,000	5,463
Total interest expense	$1,229,000	4,876
Net interest income	$2,139,000	5,675
Provision for loan and lease losses	$170,000	3,297
Total noninterest income	$390,000	5,175
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$332,000	3,326
Trading account gains and fees	$0	126
Additional Noninterest Income	$58,000	6,825
Total noninterest expense	$2,606,000	4,284
Salaries and employee benefits	$1,229,000	4,753
Premises and equipment expense	$628,000	2,760
Additional noninterest expense	$749,000	4,411
Pre-tax net operating income	$-247,000	8,511
Securities gains (losses)	$-1,000	7,299
Applicable income taxes	$10,000	6,526
Income before extraordinary items	$-258,000	8,546
Extraordinary gains, net	$0	35
Net income	$-258,000	8,546
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$212,000	1,616
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$-257,000	8,518
2005-06-30 (YTD Data)		Rank
Total interest income	$2,119,000	5,567
Total interest expense	$716,000	5,073
Net interest income	$1,403,000	5,708
Provision for loan and lease losses	$125,000	2,939
Total noninterest income	$253,000	5,190
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$212,000	3,367
Trading account gains and fees	$0	116
Additional Noninterest Income	$41,000	6,734
Total noninterest expense	$1,755,000	4,229
Salaries and employee benefits	$838,000	4,663
Premises and equipment expense	$411,000	2,777
Additional noninterest expense	$506,000	4,332
Pre-tax net operating income	$-224,000	8,570
Securities gains (losses)	$-1,000	7,609
Applicable income taxes	$7,000	6,523
Income before extraordinary items	$-232,000	8,603
Extraordinary gains, net	$0	30
Net income	$-232,000	8,603
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$144,000	1,505
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$-231,000	8,574
2005-03-31 (YTD Data)		Rank
Total interest income	$1,039,000	5,613
Total interest expense	$339,000	5,138
Net interest income	$700,000	5,730
Provision for loan and lease losses	$45,000	3,327
Total noninterest income	$126,000	5,140
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$105,000	3,325
Trading account gains and fees	$0	115
Additional Noninterest Income	$21,000	6,763
Total noninterest expense	$887,000	4,217
Salaries and employee benefits	$427,000	4,616
Premises and equipment expense	$207,000	2,792
Additional noninterest expense	$253,000	4,329
Pre-tax net operating income	$-106,000	8,651
Securities gains (losses)	$-1,000	8,158
Applicable income taxes	$4,000	6,466
Income before extraordinary items	$-111,000	8,677
Extraordinary gains, net	$0	24
Net income	$-111,000	8,677
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$54,000	1,641
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$-110,000	8,655
2004-12-31 (YTD Data)		Rank
Total interest income	$3,580,000	5,898
Total interest expense	$920,000	5,890
Net interest income	$2,660,000	5,805
Provision for loan and lease losses	$225,000	3,491
Total noninterest income	$510,000	5,213
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$430,000	3,476
Trading account gains and fees	$0	138
Additional Noninterest Income	$80,000	6,771
Total noninterest expense	$3,319,000	4,346
Salaries and employee benefits	$1,504,000	4,941
Premises and equipment expense	$726,000	3,039
Additional noninterest expense	$1,089,000	4,048
Pre-tax net operating income	$-374,000	8,600
Securities gains (losses)	$2,000	3,489
Applicable income taxes	$17,000	6,599
Income before extraordinary items	$-389,000	8,667
Extraordinary gains, net	$0	34
Net income	$-389,000	8,669
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$471,000	1,409
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$372,000	504
Net operating income	$-391,000	8,639
2004-09-30 (YTD Data)		Rank
Total interest income	$2,682,000	5,899
Total interest expense	$634,000	6,109
Net interest income	$2,048,000	5,716
Provision for loan and lease losses	$180,000	3,152
Total noninterest income	$377,000	5,279
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$335,000	3,423
Trading account gains and fees	$0	134
Additional Noninterest Income	$42,000	7,283
Total noninterest expense	$2,429,000	4,406
Salaries and employee benefits	$1,124,000	4,902
Premises and equipment expense	$514,000	3,180
Additional noninterest expense	$791,000	4,122
Pre-tax net operating income	$-184,000	8,637
Securities gains (losses)	$-2,000	8,174
Applicable income taxes	$12,000	6,731
Income before extraordinary items	$-198,000	8,675
Extraordinary gains, net	$0	26
Net income	$-198,000	8,677
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$384,000	1,205
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$-196,000	8,648
2004-06-30 (YTD Data)		Rank
Total interest income	$1,792,000	5,897
Total interest expense	$414,000	6,197
Net interest income	$1,378,000	5,678
Provision for loan and lease losses	$105,000	3,376
Total noninterest income	$252,000	5,264
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$222,000	3,406
Trading account gains and fees	$0	130
Additional Noninterest Income	$30,000	7,216
Total noninterest expense	$1,604,000	4,450
Salaries and employee benefits	$744,000	4,956
Premises and equipment expense	$328,000	3,302
Additional noninterest expense	$532,000	4,118
Pre-tax net operating income	$-79,000	8,668
Securities gains (losses)	$-2,000	8,438
Applicable income taxes	$9,000	6,693
Income before extraordinary items	$-90,000	8,713
Extraordinary gains, net	$0	21
Net income	$-90,000	8,715
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$142,000	1,746
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$-88,000	8,681
2004-03-31 (YTD Data)		Rank
Total interest income	$971,000	5,667
Total interest expense	$231,000	5,920
Net interest income	$740,000	5,453
Provision for loan and lease losses	$60,000	2,918
Total noninterest income	$118,000	5,380
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$105,000	3,460
Trading account gains and fees	$0	121
Additional Noninterest Income	$13,000	7,451
Total noninterest expense	$809,000	4,433
Salaries and employee benefits	$373,000	4,959
Premises and equipment expense	$162,000	3,373
Additional noninterest expense	$274,000	4,032
Pre-tax net operating income	$-11,000	8,611
Securities gains (losses)	$0	2,934
Applicable income taxes	$1,000	6,972
Income before extraordinary items	$-12,000	8,662
Extraordinary gains, net	$0	16
Net income	$-12,000	8,662
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$93,000	1,371
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$-12,000	8,609
2003-12-31 (YTD Data)		Rank
Total interest income	$3,188,000	6,339
Total interest expense	$681,000	7,105
Net interest income	$2,507,000	5,893
Provision for loan and lease losses	$182,000	4,191
Total noninterest income	$497,000	5,460
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$380,000	3,759
Trading account gains and fees	$0	160
Additional Noninterest Income	$117,000	6,265
Total noninterest expense	$2,804,000	4,825
Salaries and employee benefits	$1,313,000	5,322
Premises and equipment expense	$468,000	4,271
Additional noninterest expense	$1,023,000	4,196
Pre-tax net operating income	$18,000	8,476
Securities gains (losses)	$-6,000	8,711
Applicable income taxes	$4,000	7,246
Income before extraordinary items	$8,000	8,598
Extraordinary gains, net	$0	54
Net income	$8,000	8,601
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$282,000	2,336
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$12,020	8,499
2003-09-30 (YTD Data)		Rank
Total interest income	$2,561,000	6,179
Total interest expense	$610,000	6,806
Net interest income	$1,951,000	5,789
Provision for loan and lease losses	$162,000	3,760
Total noninterest income	$399,000	5,319
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$322,000	3,493
Trading account gains and fees	$0	153
Additional Noninterest Income	$77,000	6,529
Total noninterest expense	$2,334,000	4,485
Salaries and employee benefits	$1,072,000	5,006
Premises and equipment expense	$442,000	3,575
Additional noninterest expense	$820,000	3,988
Pre-tax net operating income	$-146,000	8,789
Securities gains (losses)	$125,000	1,554
Applicable income taxes	$3,000	7,331
Income before extraordinary items	$-24,000	8,767
Extraordinary gains, net	$0	40
Net income	$-24,000	8,769
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$247,000	1,942
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$-149,000	8,800
2003-06-30 (YTD Data)		Rank
Total interest income	$1,577,000	6,478
Total interest expense	$419,000	6,853
Net interest income	$1,158,000	6,171
Provision for loan and lease losses	$107,000	3,753
Total noninterest income	$247,000	5,498
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$202,000	3,600
Trading account gains and fees	$0	150
Additional Noninterest Income	$45,000	6,742
Total noninterest expense	$1,491,000	4,611
Salaries and employee benefits	$686,000	5,157
Premises and equipment expense	$263,000	3,880
Additional noninterest expense	$542,000	3,997
Pre-tax net operating income	$-193,000	8,917
Securities gains (losses)	$131,000	1,321
Applicable income taxes	$2,000	7,353
Income before extraordinary items	$-64,000	8,874
Extraordinary gains, net	$0	30
Net income	$-64,000	8,875
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$172,000	1,819
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$-195,000	8,926
2003-03-31 (YTD Data)		Rank
Total interest income	$65,000	9,224
Total interest expense	$26,000	9,136
Net interest income	$39,000	9,233
Provision for loan and lease losses	$2,000	6,798
Total noninterest income	$6,000	9,110
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$5,000	7,933
Trading account gains and fees	$0	134
Additional Noninterest Income	$1,000	9,034
Total noninterest expense	$38,000	9,283
Salaries and employee benefits	$21,000	9,271
Premises and equipment expense	$5,000	9,168
Additional noninterest expense	$12,000	9,256
Pre-tax net operating income	$5,000	8,639
Securities gains (losses)	$0	2,891
Applicable income taxes	$0	7,403
Income before extraordinary items	$5,000	8,702
Extraordinary gains, net	$0	21
Net income	$5,000	8,699
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	3,694
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$5,000	8,598
2002-12-31 (YTD Data)		Rank
Total interest income	$2,611,000	7,248
Total interest expense	$1,118,000	6,626
Net interest income	$1,493,000	7,451
Provision for loan and lease losses	$70,000	6,288
Total noninterest income	$256,000	6,807
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$217,000	5,027
Trading account gains and fees	$0	153
Additional Noninterest Income	$39,000	7,905
Total noninterest expense	$1,458,000	6,930
Salaries and employee benefits	$793,000	6,906
Premises and equipment expense	$266,000	5,936
Additional noninterest expense	$399,000	7,157
Pre-tax net operating income	$221,000	7,853
Securities gains (losses)	$16,000	3,321
Applicable income taxes	$3,000	7,526
Income before extraordinary items	$234,000	7,658
Extraordinary gains, net	$0	70
Net income	$234,000	7,657
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	5,834
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$218,160	7,654
2001-12-31 (YTD Data)		Rank
Total interest income	$2,644,000	7,592
Total interest expense	$1,426,000	7,134
Net interest income	$1,218,000	7,843
Provision for loan and lease losses	$24,000	7,420
Total noninterest income	$254,000	6,828
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$211,000	5,039
Trading account gains and fees	$0	177
Additional Noninterest Income	$43,000	7,892
Total noninterest expense	$1,337,000	7,148
Salaries and employee benefits	$766,000	6,925
Premises and equipment expense	$263,000	5,926
Additional noninterest expense	$308,000	7,792
Pre-tax net operating income	$111,000	8,281
Securities gains (losses)	$0	4,612
Applicable income taxes	$0	7,903
Income before extraordinary items	$111,000	8,259
Extraordinary gains, net	$0	105
Net income	$111,000	8,257
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	7,648
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$111,000	8,156
2000-12-31 (YTD Data)		Rank
Total interest income	$2,033,000	8,376
Total interest expense	$987,000	8,249
Net interest income	$1,046,000	8,393
Provision for loan and lease losses	$117,000	5,008
Total noninterest income	$138,000	8,068
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$123,000	6,179
Trading account gains and fees	NA	NA
Additional Noninterest Income	$15,000	9,181
Total noninterest expense	$1,225,000	7,428
Salaries and employee benefits	$677,000	7,304
Premises and equipment expense	$281,000	5,643
Additional noninterest expense	$267,000	8,210
Pre-tax net operating income	$-158,000	9,305
Securities gains (losses)	$0	1,956
Applicable income taxes	$0	8,362
Income before extraordinary items	$-158,000	9,331
Extraordinary gains, net	$0	38
Net income	$-158,000	9,329
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,622
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$-158,000	9,331
1999-12-31 (YTD Data)		Rank
Total interest income	$750,000	9,812
Total interest expense	$340,000	9,744
Net interest income	$410,000	9,806
Provision for loan and lease losses	$184,000	3,734
Total noninterest income	$41,000	9,718
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$33,000	8,233
Trading account gains and fees	NA	NA
Additional Noninterest Income	$8,000	9,823
Total noninterest expense	$1,079,000	7,905
Salaries and employee benefits	$539,000	8,106
Premises and equipment expense	$186,000	7,034
Additional noninterest expense	$354,000	7,667
Pre-tax net operating income	$-812,000	10,002
Securities gains (losses)	$0	3,155
Applicable income taxes	$0	8,765
Income before extraordinary items	$-812,000	10,032
Extraordinary gains, net	$0	35
Net income	$-812,000	10,032
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	7,271
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$4,000,000	298
Net operating income	$-812,000	10,021

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.