Home > Lone Star Bank > Income and Expense
Lone Star Bank, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,339,000 | 2,745 |
| Total interest expense | $5,421,000 | 2,926 |
| Net interest income | $6,918,000 | 2,589 |
| Provision for loan and lease losses | $718,000 | 1,637 |
| Total noninterest income | $876,000 | 3,633 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $657,000 | 2,272 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $219,000 | 4,749 |
| Total noninterest expense | $7,900,000 | 1,829 |
| Salaries and employee benefits | $4,017,000 | 1,871 |
| Premises and equipment expense | $1,125,000 | 1,901 |
| Additional noninterest expense | $2,758,000 | 1,674 |
| Pre-tax net operating income | $-824,000 | 9,295 |
| Securities gains (losses) | $33,000 | 2,734 |
| Applicable income taxes | $-262,000 | 9,409 |
| Income before extraordinary items | $-529,000 | 9,247 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-529,000 | 9,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $289,000 | 2,303 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $5,000,000 | 183 |
| Net operating income | $-551,110 | 9,218 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,087,000 | 3,118 |
| Total interest expense | $4,679,000 | 3,506 |
| Net interest income | $6,408,000 | 2,774 |
| Provision for loan and lease losses | $568,000 | 1,699 |
| Total noninterest income | $1,114,000 | 2,918 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $755,000 | 1,848 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $359,000 | 3,579 |
| Total noninterest expense | $5,581,000 | 2,448 |
| Salaries and employee benefits | $3,551,000 | 1,999 |
| Premises and equipment expense | $581,000 | 3,358 |
| Additional noninterest expense | $1,449,000 | 2,903 |
| Pre-tax net operating income | $1,373,000 | 4,335 |
| Securities gains (losses) | $-15,000 | 8,587 |
| Applicable income taxes | $371,000 | 4,155 |
| Income before extraordinary items | $987,000 | 4,427 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $987,000 | 4,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $226,000 | 2,215 |
| Cash dividends | $40,000 | 6,494 |
| Sale, conversion, retirement of capital stock, net | $1,610,000 | 393 |
| Net operating income | $997,950 | 4,398 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,878,000 | 5,017 |
| Total interest expense | $2,338,000 | 5,437 |
| Net interest income | $3,540,000 | 4,617 |
| Provision for loan and lease losses | $593,000 | 1,541 |
| Total noninterest income | $1,083,000 | 2,913 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $648,000 | 2,053 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $435,000 | 3,228 |
| Total noninterest expense | $3,727,000 | 3,529 |
| Salaries and employee benefits | $2,163,000 | 3,194 |
| Premises and equipment expense | $488,000 | 3,841 |
| Additional noninterest expense | $1,076,000 | 3,778 |
| Pre-tax net operating income | $303,000 | 8,076 |
| Securities gains (losses) | $6,000 | 2,044 |
| Applicable income taxes | $98,000 | 6,945 |
| Income before extraordinary items | $211,000 | 8,215 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $211,000 | 8,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $304,000 | 1,801 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $1,500,000 | 463 |
| Net operating income | $206,920 | 8,227 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,087,000 | 5,622 |
| Total interest expense | $2,154,000 | 5,916 |
| Net interest income | $2,933,000 | 5,212 |
| Provision for loan and lease losses | $43,000 | 6,849 |
| Total noninterest income | $1,060,000 | 2,953 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $734,000 | 1,731 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $326,000 | 3,841 |
| Total noninterest expense | $3,139,000 | 3,954 |
| Salaries and employee benefits | $1,749,000 | 3,756 |
| Premises and equipment expense | $430,000 | 4,170 |
| Additional noninterest expense | $960,000 | 4,090 |
| Pre-tax net operating income | $811,000 | 6,048 |
| Securities gains (losses) | $32,000 | 2,083 |
| Applicable income taxes | $218,000 | 5,980 |
| Income before extraordinary items | $625,000 | 5,939 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $625,000 | 5,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,524 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $601,320 | 5,944 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,862,000 | 5,914 |
| Total interest expense | $2,017,000 | 6,234 |
| Net interest income | $2,845,000 | 5,522 |
| Provision for loan and lease losses | $66,000 | 6,012 |
| Total noninterest income | $913,000 | 3,279 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $597,000 | 2,204 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $316,000 | 3,816 |
| Total noninterest expense | $3,088,000 | 4,007 |
| Salaries and employee benefits | $1,742,000 | 3,749 |
| Premises and equipment expense | $452,000 | 4,030 |
| Additional noninterest expense | $894,000 | 4,337 |
| Pre-tax net operating income | $604,000 | 7,402 |
| Securities gains (losses) | $10,000 | 2,359 |
| Applicable income taxes | $177,000 | 7,222 |
| Income before extraordinary items | $437,000 | 7,394 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $437,000 | 7,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 10,186 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $429,900 | 7,398 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,564,000 | 6,335 |
| Total interest expense | $1,843,000 | 6,742 |
| Net interest income | $2,721,000 | 5,842 |
| Provision for loan and lease losses | $14,000 | 8,292 |
| Total noninterest income | $830,000 | 3,601 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $511,000 | 2,668 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $319,000 | 3,934 |
| Total noninterest expense | $2,944,000 | 4,360 |
| Salaries and employee benefits | $1,661,000 | 3,934 |
| Premises and equipment expense | $381,000 | 4,710 |
| Additional noninterest expense | $902,000 | 4,742 |
| Pre-tax net operating income | $593,000 | 7,455 |
| Securities gains (losses) | $18,000 | 2,073 |
| Applicable income taxes | $233,000 | 6,668 |
| Income before extraordinary items | $378,000 | 7,806 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $378,000 | 7,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,500 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $366,480 | 7,825 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,355,000 | 6,615 |
| Total interest expense | $1,843,000 | 6,802 |
| Net interest income | $2,512,000 | 6,292 |
| Provision for loan and lease losses | $166,000 | 3,434 |
| Total noninterest income | $840,000 | 3,548 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $528,000 | 2,550 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $312,000 | 3,911 |
| Total noninterest expense | $3,007,000 | 4,285 |
| Salaries and employee benefits | $1,644,000 | 3,947 |
| Premises and equipment expense | $377,000 | 4,767 |
| Additional noninterest expense | $986,000 | 4,406 |
| Pre-tax net operating income | $179,000 | 10,589 |
| Securities gains (losses) | $25,000 | 1,741 |
| Applicable income taxes | $-4,000 | 11,494 |
| Income before extraordinary items | $208,000 | 9,846 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $208,000 | 9,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $189,000 | 2,592 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $183,000 | 10,102 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,479,000 | 7,352 |
| Total interest expense | $1,192,000 | 7,938 |
| Net interest income | $2,287,000 | 6,890 |
| Provision for loan and lease losses | $41,000 | 6,560 |
| Total noninterest income | $853,000 | 3,506 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $526,000 | 2,589 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $327,000 | 3,871 |
| Total noninterest expense | $2,734,000 | 4,786 |
| Salaries and employee benefits | $1,466,000 | 4,363 |
| Premises and equipment expense | $359,000 | 5,004 |
| Additional noninterest expense | $909,000 | 5,127 |
| Pre-tax net operating income | $365,000 | 9,620 |
| Securities gains (losses) | $3,000 | 2,889 |
| Applicable income taxes | $85,000 | 9,683 |
| Income before extraordinary items | $283,000 | 9,331 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $283,000 | 9,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,574 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $280,690 | 9,426 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,101,000 | 8,170 |
| Total interest expense | $1,072,000 | 8,792 |
| Net interest income | $2,029,000 | 7,586 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $793,000 | 4,015 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $501,000 | 2,795 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $292,000 | 4,540 |
| Total noninterest expense | $2,629,000 | 5,052 |
| Salaries and employee benefits | $1,351,000 | 4,720 |
| Premises and equipment expense | $360,000 | 5,114 |
| Additional noninterest expense | $918,000 | 5,281 |
| Pre-tax net operating income | $193,000 | 11,104 |
| Securities gains (losses) | $47,000 | 3,500 |
| Applicable income taxes | $74,000 | 10,356 |
| Income before extraordinary items | $166,000 | 11,017 |
| Extraordinary gains, net | $430,000 | 534 |
| Net income | $596,000 | 6,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 12,066 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $444,000 | 626 |
| Net operating income | $133,570 | 11,208 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,928,000 | 9,114 |
| Total interest expense | $1,315,000 | 9,175 |
| Net interest income | $1,613,000 | 8,923 |
| Provision for loan and lease losses | $80,000 | 7,886 |
| Total noninterest income | $603,000 | 4,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $385,000 | 3,611 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $218,000 | 5,385 |
| Total noninterest expense | $2,295,000 | 5,696 |
| Salaries and employee benefits | $1,168,000 | 5,295 |
| Premises and equipment expense | $318,000 | 5,731 |
| Additional noninterest expense | $809,000 | 6,020 |
| Pre-tax net operating income | $-159,000 | 13,031 |
| Securities gains (losses) | $231,000 | 1,816 |
| Applicable income taxes | $24,000 | 11,995 |
| Income before extraordinary items | $48,000 | 12,579 |
| Extraordinary gains, net | $21,000 | 1,217 |
| Net income | $69,000 | 12,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 10,379 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-106,770 | 12,928 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.