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Logan Bank & Trust Company, Income and Expense

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2025-03-31 (YTD Data)		Rank
Total interest income	$3,599,000	2,549
Total interest expense	$946,000	2,796
Net interest income	$2,653,000	2,404
Provision for loan and lease losses	$36,000	2,084
Total noninterest income	$578,000	1,790
Gross Fiduciary activities income	$0	918
Service charges on deposit accounts	$287,000	918
Trading account gains and fees	NA	NA
Additional Noninterest Income	$291,000	2,016
Total noninterest expense	$1,741,000	2,654
Salaries and employee benefits	$830,000	2,868
Premises and equipment expense	$120,000	3,022
Additional noninterest expense	$291,000	2,016
Pre-tax net operating income	$1,454,000	1,794
Securities gains (losses)	$0	665
Applicable income taxes	$270,000	1,410
Income before extraordinary items	$1,184,000	1,838
Extraordinary gains, net	$0	47
Net income	$1,184,000	1,860
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,184,000	1,838
Net charge-offs	$12,000	1,617
Cash dividends	$360,000	1,555
Sale, conversion, retirement of capital stock, net	$0	467
Net operating income	$1,184,000	1,851
2024-12-31 (YTD Data)		Rank
Total interest income	$14,172,000	2,550
Total interest expense	$3,701,000	2,846
Net interest income	$10,471,000	2,340
Provision for loan and lease losses	$115,000	2,450
Total noninterest income	$2,372,000	1,832
Gross Fiduciary activities income	$0	1,000
Service charges on deposit accounts	$1,149,000	924
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,223,000	2,050
Total noninterest expense	$7,264,000	2,552
Salaries and employee benefits	$3,286,000	2,861
Premises and equipment expense	$515,000	2,919
Additional noninterest expense	$1,223,000	2,050
Pre-tax net operating income	$5,464,000	1,763
Securities gains (losses)	$0	940
Applicable income taxes	$996,000	1,407
Income before extraordinary items	$4,468,000	1,818
Extraordinary gains, net	$0	53
Net income	$4,468,000	1,837
Minority interest net income	$0	90
Net income of bank and minority interests.	$4,468,000	1,818
Net charge-offs	$4,000	2,871
Cash dividends	$1,790,000	1,728
Sale, conversion, retirement of capital stock, net	$0	564
Net operating income	$4,468,000	1,822
2024-09-30 (YTD Data)		Rank
Total interest income	$10,500,000	2,555
Total interest expense	$2,700,000	2,866
Net interest income	$7,800,000	2,341
Provision for loan and lease losses	$93,000	2,234
Total noninterest income	$1,774,000	1,819
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$841,000	934
Trading account gains and fees	NA	NA
Additional Noninterest Income	$933,000	2,027
Total noninterest expense	$5,212,000	2,603
Salaries and employee benefits	$2,362,000	2,902
Premises and equipment expense	$365,000	2,995
Additional noninterest expense	$933,000	2,027
Pre-tax net operating income	$4,269,000	1,712
Securities gains (losses)	$0	930
Applicable income taxes	$848,000	1,321
Income before extraordinary items	$3,421,000	1,789
Extraordinary gains, net	$0	51
Net income	$3,421,000	1,809
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,421,000	1,791
Net charge-offs	$4,000	2,585
Cash dividends	$1,176,000	1,628
Sale, conversion, retirement of capital stock, net	$0	527
Net operating income	$3,421,000	1,791
2024-06-30 (YTD Data)		Rank
Total interest income	$6,838,000	2,554
Total interest expense	$1,727,000	2,888
Net interest income	$5,111,000	2,352
Provision for loan and lease losses	$48,000	2,304
Total noninterest income	$1,156,000	1,817
Gross Fiduciary activities income	$0	962
Service charges on deposit accounts	$546,000	931
Trading account gains and fees	NA	NA
Additional Noninterest Income	$610,000	2,022
Total noninterest expense	$3,408,000	2,626
Salaries and employee benefits	$1,559,000	2,913
Premises and equipment expense	$244,000	2,974
Additional noninterest expense	$610,000	2,022
Pre-tax net operating income	$2,811,000	1,687
Securities gains (losses)	$0	628
Applicable income taxes	$553,000	1,340
Income before extraordinary items	$2,258,000	1,782
Extraordinary gains, net	$0	52
Net income	$2,258,000	1,806
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,258,000	1,783
Net charge-offs	$-2,000	3,589
Cash dividends	$780,000	1,640
Sale, conversion, retirement of capital stock, net	$0	496
Net operating income	$2,258,000	1,787
2024-03-31 (YTD Data)		Rank
Total interest income	$3,327,000	2,575
Total interest expense	$830,000	2,904
Net interest income	$2,497,000	2,386
Provision for loan and lease losses	$0	2,578
Total noninterest income	$570,000	1,796
Gross Fiduciary activities income	$0	895
Service charges on deposit accounts	$272,000	941
Trading account gains and fees	NA	NA
Additional Noninterest Income	$298,000	1,992
Total noninterest expense	$1,693,000	2,625
Salaries and employee benefits	$782,000	2,910
Premises and equipment expense	$119,000	3,010
Additional noninterest expense	$298,000	1,992
Pre-tax net operating income	$1,374,000	1,658
Securities gains (losses)	$0	689
Applicable income taxes	$269,000	1,322
Income before extraordinary items	$1,105,000	1,764
Extraordinary gains, net	$0	51
Net income	$1,105,000	1,787
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,105,000	1,764
Net charge-offs	$-2,000	3,602
Cash dividends	$420,000	1,388
Sale, conversion, retirement of capital stock, net	$0	434
Net operating income	$1,105,000	1,766
2023-12-31 (YTD Data)		Rank
Total interest income	$12,535,000	2,531
Total interest expense	$2,260,000	2,913
Net interest income	$10,275,000	2,353
Provision for loan and lease losses	$109,000	2,392
Total noninterest income	$2,179,000	1,924
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$966,000	1,021
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,213,000	2,091
Total noninterest expense	$6,893,000	2,586
Salaries and employee benefits	$3,361,000	2,777
Premises and equipment expense	$516,000	2,915
Additional noninterest expense	$1,213,000	2,091
Pre-tax net operating income	$5,452,000	1,834
Securities gains (losses)	$-297,000	4,068
Applicable income taxes	$844,000	1,546
Income before extraordinary items	$4,311,000	1,905
Extraordinary gains, net	$0	54
Net income	$4,311,000	1,928
Minority interest net income	$0	88
Net income of bank and minority interests.	$4,311,000	1,908
Net charge-offs	$44,000	1,858
Cash dividends	$1,678,000	1,689
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$4,560,480	1,862
2023-09-30 (YTD Data)		Rank
Total interest income	$9,248,000	2,529
Total interest expense	$1,521,000	2,925
Net interest income	$7,727,000	2,361
Provision for loan and lease losses	$41,000	2,601
Total noninterest income	$1,637,000	1,921
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$710,000	1,038
Trading account gains and fees	NA	NA
Additional Noninterest Income	$927,000	2,070
Total noninterest expense	$5,105,000	2,588
Salaries and employee benefits	$2,474,000	2,796
Premises and equipment expense	$385,000	2,927
Additional noninterest expense	$927,000	2,070
Pre-tax net operating income	$4,218,000	1,844
Securities gains (losses)	$-2,000	3,320
Applicable income taxes	$817,000	1,423
Income before extraordinary items	$3,399,000	1,909
Extraordinary gains, net	$0	52
Net income	$3,399,000	1,926
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,399,000	1,909
Net charge-offs	$29,000	1,729
Cash dividends	$1,189,000	1,557
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$3,400,620	1,937
2023-06-30 (YTD Data)		Rank
Total interest income	$5,979,000	2,544
Total interest expense	$860,000	2,959
Net interest income	$5,119,000	2,388
Provision for loan and lease losses	$23,000	2,577
Total noninterest income	$1,068,000	1,878
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$443,000	1,076
Trading account gains and fees	NA	NA
Additional Noninterest Income	$625,000	1,975
Total noninterest expense	$3,361,000	2,588
Salaries and employee benefits	$1,670,000	2,783
Premises and equipment expense	$252,000	2,946
Additional noninterest expense	$625,000	1,972
Pre-tax net operating income	$2,803,000	1,829
Securities gains (losses)	$-2,000	3,632
Applicable income taxes	$539,000	1,444
Income before extraordinary items	$2,262,000	1,902
Extraordinary gains, net	$0	51
Net income	$2,262,000	1,927
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,262,000	1,902
Net charge-offs	$29,000	1,403
Cash dividends	$804,000	1,560
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$2,263,620	1,909
2023-03-31 (YTD Data)		Rank
Total interest income	$2,912,000	2,555
Total interest expense	$316,000	3,117
Net interest income	$2,596,000	2,385
Provision for loan and lease losses	$5,000	2,479
Total noninterest income	$518,000	1,908
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$211,000	1,135
Trading account gains and fees	NA	NA
Additional Noninterest Income	$307,000	1,985
Total noninterest expense	$1,664,000	2,628
Salaries and employee benefits	$833,000	2,820
Premises and equipment expense	$126,000	2,999
Additional noninterest expense	$307,000	1,985
Pre-tax net operating income	$1,445,000	1,838
Securities gains (losses)	$0	950
Applicable income taxes	$277,000	1,456
Income before extraordinary items	$1,168,000	1,896
Extraordinary gains, net	$0	4
Net income	$1,168,000	1,896
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,168,000	1,896
Net charge-offs	$24,000	1,045
Cash dividends	$419,000	1,369
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,168,000	1,910
2022-12-31 (YTD Data)		Rank
Total interest income	$9,968,000	2,527
Total interest expense	$521,000	3,198
Net interest income	$9,447,000	2,446
Provision for loan and lease losses	$12,000	2,867
Total noninterest income	$1,869,000	2,109
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$697,000	1,351
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,172,000	2,172
Total noninterest expense	$6,502,000	2,628
Salaries and employee benefits	$3,349,000	2,772
Premises and equipment expense	$485,000	3,033
Additional noninterest expense	$1,172,000	2,172
Pre-tax net operating income	$4,802,000	2,090
Securities gains (losses)	$2,000	598
Applicable income taxes	$779,000	1,738
Income before extraordinary items	$4,025,000	2,096
Extraordinary gains, net	$0	5
Net income	$4,025,000	2,095
Minority interest net income	$0	63
Net income of bank and minority interests.	$4,025,000	2,095
Net charge-offs	$25,000	1,843
Cash dividends	$1,576,000	1,718
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$4,023,320	2,126
2022-09-30 (YTD Data)		Rank
Total interest income	$7,253,000	2,520
Total interest expense	$371,000	3,028
Net interest income	$6,882,000	2,459
Provision for loan and lease losses	$9,000	2,702
Total noninterest income	$1,379,000	2,152
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$487,000	1,434
Trading account gains and fees	NA	NA
Additional Noninterest Income	$892,000	2,180
Total noninterest expense	$4,855,000	2,623
Salaries and employee benefits	$2,488,000	2,779
Premises and equipment expense	$363,000	3,036
Additional noninterest expense	$892,000	2,180
Pre-tax net operating income	$3,397,000	2,135
Securities gains (losses)	$2,000	628
Applicable income taxes	$507,000	1,830
Income before extraordinary items	$2,892,000	2,125
Extraordinary gains, net	$0	4
Net income	$2,892,000	2,125
Minority interest net income	$0	57
Net income of bank and minority interests.	$2,892,000	2,124
Net charge-offs	$24,000	1,536
Cash dividends	$1,087,000	1,590
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$2,890,300	2,156
2022-06-30 (YTD Data)		Rank
Total interest income	$4,631,000	2,551
Total interest expense	$252,000	2,903
Net interest income	$4,379,000	2,503
Provision for loan and lease losses	$6,000	2,475
Total noninterest income	$854,000	2,234
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$251,000	1,688
Trading account gains and fees	NA	NA
Additional Noninterest Income	$603,000	2,193
Total noninterest expense	$3,174,000	2,644
Salaries and employee benefits	$1,659,000	2,784
Premises and equipment expense	$233,000	3,106
Additional noninterest expense	$1,282,000	2,210
Pre-tax net operating income	$2,053,000	2,168
Securities gains (losses)	$2,000	556
Applicable income taxes	$281,000	1,894
Income before extraordinary items	$1,774,000	2,136
Extraordinary gains, net	$0	4
Net income	$1,774,000	2,136
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,774,000	2,136
Net charge-offs	$6,000	1,731
Cash dividends	$689,000	1,640
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,772,280	2,179
2022-03-31 (YTD Data)		Rank
Total interest income	$2,116,000	2,629
Total interest expense	$127,000	2,864
Net interest income	$1,989,000	2,598
Provision for loan and lease losses	$3,000	2,190
Total noninterest income	$395,000	2,294
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$106,000	1,867
Trading account gains and fees	NA	NA
Additional Noninterest Income	$289,000	2,226
Total noninterest expense	$1,553,000	2,674
Salaries and employee benefits	$813,000	2,811
Premises and equipment expense	$116,000	3,125
Additional noninterest expense	$624,000	2,240
Pre-tax net operating income	$828,000	2,345
Securities gains (losses)	$2,000	526
Applicable income taxes	$110,000	2,010
Income before extraordinary items	$720,000	2,325
Extraordinary gains, net	$0	4
Net income	$720,000	2,324
Minority interest net income	$0	50
Net income of bank and minority interests.	$720,000	2,325
Net charge-offs	$0	1,838
Cash dividends	$371,000	1,366
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$718,260	2,349
2021-12-31 (YTD Data)		Rank
Total interest income	$8,164,000	2,781
Total interest expense	$687,000	2,725
Net interest income	$7,477,000	2,752
Provision for loan and lease losses	$60,000	2,437
Total noninterest income	$1,571,000	2,498
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$372,000	1,947
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,199,000	2,447
Total noninterest expense	$5,971,000	2,744
Salaries and employee benefits	$3,198,000	2,837
Premises and equipment expense	$495,000	3,055
Additional noninterest expense	$2,278,000	2,370
Pre-tax net operating income	$3,017,000	2,680
Securities gains (losses)	$482,000	369
Applicable income taxes	$479,000	2,132
Income before extraordinary items	$3,020,000	2,533
Extraordinary gains, net	$0	10
Net income	$3,020,000	2,534
Minority interest net income	$0	74
Net income of bank and minority interests.	$3,020,000	2,534
Net charge-offs	$8,000	2,344
Cash dividends	$1,534,000	1,777
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$2,605,480	2,695
2021-09-30 (YTD Data)		Rank
Total interest income	$6,194,000	2,812
Total interest expense	$546,000	2,744
Net interest income	$5,648,000	2,787
Provision for loan and lease losses	$60,000	2,261
Total noninterest income	$1,173,000	2,536
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$261,000	2,029
Trading account gains and fees	NA	NA
Additional Noninterest Income	$912,000	2,485
Total noninterest expense	$4,428,000	2,768
Salaries and employee benefits	$2,373,000	2,867
Premises and equipment expense	$390,000	2,984
Additional noninterest expense	$1,665,000	2,409
Pre-tax net operating income	$2,333,000	2,764
Securities gains (losses)	$483,000	339
Applicable income taxes	$412,000	2,098
Income before extraordinary items	$2,404,000	2,562
Extraordinary gains, net	$0	8
Net income	$2,404,000	2,562
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,404,000	2,562
Net charge-offs	$8,000	2,039
Cash dividends	$1,083,000	1,666
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$1,993,450	2,778
2021-06-30 (YTD Data)		Rank
Total interest income	$4,023,000	2,871
Total interest expense	$381,000	2,749
Net interest income	$3,642,000	2,840
Provision for loan and lease losses	$40,000	2,250
Total noninterest income	$780,000	2,504
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$161,000	2,063
Trading account gains and fees	NA	NA
Additional Noninterest Income	$619,000	2,422
Total noninterest expense	$2,917,000	2,778
Salaries and employee benefits	$1,579,000	2,866
Premises and equipment expense	$268,000	2,941
Additional noninterest expense	$1,070,000	2,448
Pre-tax net operating income	$1,465,000	2,799
Securities gains (losses)	$466,000	287
Applicable income taxes	$336,000	1,945
Income before extraordinary items	$1,595,000	2,540
Extraordinary gains, net	$0	6
Net income	$1,595,000	2,540
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,595,000	2,540
Net charge-offs	$6,000	1,873
Cash dividends	$755,000	1,606
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,208,220	2,899
2021-03-31 (YTD Data)		Rank
Total interest income	$1,960,000	2,904
Total interest expense	$200,000	2,759
Net interest income	$1,760,000	2,870
Provision for loan and lease losses	$20,000	2,251
Total noninterest income	$354,000	2,607
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$83,000	2,026
Trading account gains and fees	NA	NA
Additional Noninterest Income	$271,000	2,552
Total noninterest expense	$1,462,000	2,768
Salaries and employee benefits	$795,000	2,859
Premises and equipment expense	$139,000	2,900
Additional noninterest expense	$528,000	2,440
Pre-tax net operating income	$632,000	2,978
Securities gains (losses)	$265,000	285
Applicable income taxes	$139,000	2,060
Income before extraordinary items	$758,000	2,589
Extraordinary gains, net	$0	3
Net income	$758,000	2,587
Minority interest net income	$0	55
Net income of bank and minority interests.	$758,000	2,589
Net charge-offs	$6,000	1,479
Cash dividends	$378,000	1,408
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$532,750	3,018
2020-12-31 (YTD Data)		Rank
Total interest income	$8,134,000	2,854
Total interest expense	$997,000	2,939
Net interest income	$7,137,000	2,790
Provision for loan and lease losses	$100,000	3,523
Total noninterest income	$1,399,000	2,502
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$384,000	1,944
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,015,000	2,464
Total noninterest expense	$5,804,000	2,747
Salaries and employee benefits	$3,246,000	2,808
Premises and equipment expense	$540,000	2,919
Additional noninterest expense	$2,018,000	2,525
Pre-tax net operating income	$2,632,000	2,602
Securities gains (losses)	$133,000	1,240
Applicable income taxes	$358,000	2,179
Income before extraordinary items	$2,407,000	2,595
Extraordinary gains, net	$0	4
Net income	$2,407,000	2,594
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,407,000	2,595
Net charge-offs	$7,000	3,116
Cash dividends	$1,593,000	1,733
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$2,291,290	2,606
2020-09-30 (YTD Data)		Rank
Total interest income	$6,119,000	2,871
Total interest expense	$773,000	2,992
Net interest income	$5,346,000	2,799
Provision for loan and lease losses	$45,000	3,752
Total noninterest income	$1,083,000	2,432
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$279,000	1,986
Trading account gains and fees	NA	NA
Additional Noninterest Income	$804,000	2,371
Total noninterest expense	$4,333,000	2,739
Salaries and employee benefits	$2,418,000	2,812
Premises and equipment expense	$412,000	2,907
Additional noninterest expense	$1,503,000	2,501
Pre-tax net operating income	$2,051,000	2,547
Securities gains (losses)	$91,000	1,265
Applicable income taxes	$284,000	2,131
Income before extraordinary items	$1,858,000	2,546
Extraordinary gains, net	$0	4
Net income	$1,858,000	2,546
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,858,000	2,546
Net charge-offs	$6,000	2,872
Cash dividends	$1,133,000	1,580
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,778,830	2,563
2020-06-30 (YTD Data)		Rank
Total interest income	$4,179,000	2,857
Total interest expense	$542,000	3,025
Net interest income	$3,637,000	2,790
Provision for loan and lease losses	$30,000	3,658
Total noninterest income	$722,000	2,390
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$187,000	1,994
Trading account gains and fees	NA	NA
Additional Noninterest Income	$535,000	2,312
Total noninterest expense	$2,884,000	2,753
Salaries and employee benefits	$1,616,000	2,814
Premises and equipment expense	$273,000	2,919
Additional noninterest expense	$995,000	2,514
Pre-tax net operating income	$1,445,000	2,435
Securities gains (losses)	$39,000	1,403
Applicable income taxes	$208,000	2,020
Income before extraordinary items	$1,276,000	2,460
Extraordinary gains, net	$0	4
Net income	$1,276,000	2,458
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,276,000	2,460
Net charge-offs	$4,000	2,717
Cash dividends	$755,000	1,583
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,242,460	2,466
2020-03-31 (YTD Data)		Rank
Total interest income	$2,154,000	2,809
Total interest expense	$289,000	3,064
Net interest income	$1,865,000	2,715
Provision for loan and lease losses	$15,000	3,204
Total noninterest income	$387,000	2,218
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$113,000	1,995
Trading account gains and fees	NA	NA
Additional Noninterest Income	$274,000	2,095
Total noninterest expense	$1,439,000	2,781
Salaries and employee benefits	$807,000	2,827
Premises and equipment expense	$142,000	2,869
Additional noninterest expense	$490,000	2,574
Pre-tax net operating income	$798,000	2,164
Securities gains (losses)	$8,000	1,366
Applicable income taxes	$125,000	1,767
Income before extraordinary items	$681,000	2,217
Extraordinary gains, net	$0	4
Net income	$681,000	2,216
Minority interest net income	$0	56
Net income of bank and minority interests.	$681,000	2,217
Net charge-offs	$0	2,581
Cash dividends	$378,000	1,490
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$674,280	2,200
2019-12-31 (YTD Data)		Rank
Total interest income	$8,577,000	2,846
Total interest expense	$996,000	3,311
Net interest income	$7,581,000	2,722
Provision for loan and lease losses	$13,000	3,819
Total noninterest income	$1,402,000	2,384
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$499,000	1,931
Trading account gains and fees	NA	NA
Additional Noninterest Income	$903,000	2,376
Total noninterest expense	$5,747,000	2,767
Salaries and employee benefits	$3,080,000	2,890
Premises and equipment expense	$551,000	2,953
Additional noninterest expense	$2,116,000	2,465
Pre-tax net operating income	$3,223,000	2,349
Securities gains (losses)	$-230,000	5,114
Applicable income taxes	$471,000	2,035
Income before extraordinary items	$2,522,000	2,558
Extraordinary gains, net	$0	11
Net income	$2,522,000	2,559
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,522,000	2,560
Net charge-offs	$75,000	2,391
Cash dividends	$1,593,000	1,818
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,715,200	2,407
2019-09-30 (YTD Data)		Rank
Total interest income	$6,402,000	2,893
Total interest expense	$717,000	3,393
Net interest income	$5,685,000	2,757
Provision for loan and lease losses	$0	3,836
Total noninterest income	$1,067,000	2,375
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$369,000	1,948
Trading account gains and fees	NA	NA
Additional Noninterest Income	$698,000	2,330
Total noninterest expense	$4,264,000	2,801
Salaries and employee benefits	$2,231,000	2,961
Premises and equipment expense	$426,000	2,903
Additional noninterest expense	$1,607,000	2,447
Pre-tax net operating income	$2,488,000	2,374
Securities gains (losses)	$-232,000	5,196
Applicable income taxes	$396,000	2,005
Income before extraordinary items	$1,860,000	2,650
Extraordinary gains, net	$0	11
Net income	$1,860,000	2,651
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,860,000	2,651
Net charge-offs	$75,000	1,952
Cash dividends	$1,132,000	1,679
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,050,240	2,459
2019-06-30 (YTD Data)		Rank
Total interest income	$4,205,000	2,930
Total interest expense	$456,000	3,440
Net interest income	$3,749,000	2,786
Provision for loan and lease losses	$0	3,685
Total noninterest income	$741,000	2,284
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$238,000	1,971
Trading account gains and fees	NA	NA
Additional Noninterest Income	$503,000	2,195
Total noninterest expense	$2,848,000	2,810
Salaries and employee benefits	$1,484,000	2,981
Premises and equipment expense	$283,000	2,926
Additional noninterest expense	$1,081,000	2,450
Pre-tax net operating income	$1,642,000	2,358
Securities gains (losses)	$5,000	1,370
Applicable income taxes	$297,000	1,871
Income before extraordinary items	$1,350,000	2,478
Extraordinary gains, net	$0	11
Net income	$1,350,000	2,478
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,350,000	2,478
Net charge-offs	$31,000	2,145
Cash dividends	$761,000	1,694
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,345,900	2,457
2019-03-31 (YTD Data)		Rank
Total interest income	$2,074,000	2,959
Total interest expense	$226,000	3,435
Net interest income	$1,848,000	2,826
Provision for loan and lease losses	$0	3,406
Total noninterest income	$367,000	2,274
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$119,000	1,971
Trading account gains and fees	NA	NA
Additional Noninterest Income	$248,000	2,158
Total noninterest expense	$1,429,000	2,825
Salaries and employee benefits	$746,000	2,994
Premises and equipment expense	$142,000	2,943
Additional noninterest expense	$541,000	2,455
Pre-tax net operating income	$786,000	2,392
Securities gains (losses)	$0	1,087
Applicable income taxes	$143,000	1,874
Income before extraordinary items	$643,000	2,500
Extraordinary gains, net	$0	5
Net income	$643,000	2,499
Minority interest net income	$0	52
Net income of bank and minority interests.	$643,000	2,499
Net charge-offs	$1,000	2,582
Cash dividends	$391,000	1,539
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$643,000	2,485
2018-12-31 (YTD Data)		Rank
Total interest income	$8,046,000	2,925
Total interest expense	$616,000	3,634
Net interest income	$7,430,000	2,787
Provision for loan and lease losses	$61,000	3,348
Total noninterest income	$1,451,000	2,378
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$530,000	1,892
Trading account gains and fees	NA	NA
Additional Noninterest Income	$921,000	2,333
Total noninterest expense	$5,718,000	2,799
Salaries and employee benefits	$2,949,000	3,004
Premises and equipment expense	$549,000	3,001
Additional noninterest expense	$2,220,000	2,421
Pre-tax net operating income	$3,102,000	2,448
Securities gains (losses)	$0	1,125
Applicable income taxes	$505,000	1,971
Income before extraordinary items	$2,597,000	2,538
Extraordinary gains, net	$0	6
Net income	$2,597,000	2,537
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,597,000	2,537
Net charge-offs	$35,000	2,828
Cash dividends	$1,432,000	1,806
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,597,000	2,530
2018-09-30 (YTD Data)		Rank
Total interest income	$5,980,000	2,946
Total interest expense	$423,000	3,729
Net interest income	$5,557,000	2,804
Provision for loan and lease losses	$61,000	3,049
Total noninterest income	$1,117,000	2,356
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$391,000	1,939
Trading account gains and fees	NA	NA
Additional Noninterest Income	$726,000	2,299
Total noninterest expense	$4,290,000	2,809
Salaries and employee benefits	$2,170,000	3,027
Premises and equipment expense	$427,000	2,960
Additional noninterest expense	$1,693,000	2,393
Pre-tax net operating income	$2,323,000	2,494
Securities gains (losses)	$0	1,118
Applicable income taxes	$416,000	1,949
Income before extraordinary items	$1,907,000	2,600
Extraordinary gains, net	$0	5
Net income	$1,907,000	2,600
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,907,000	2,599
Net charge-offs	$28,000	2,530
Cash dividends	$1,016,000	1,644
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,907,000	2,588
2018-06-30 (YTD Data)		Rank
Total interest income	$3,923,000	2,968
Total interest expense	$272,000	3,712
Net interest income	$3,651,000	2,835
Provision for loan and lease losses	$36,000	3,021
Total noninterest income	$744,000	2,362
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$255,000	1,956
Trading account gains and fees	NA	NA
Additional Noninterest Income	$489,000	2,285
Total noninterest expense	$2,867,000	2,831
Salaries and employee benefits	$1,459,000	3,046
Premises and equipment expense	$281,000	2,991
Additional noninterest expense	$1,127,000	2,405
Pre-tax net operating income	$1,492,000	2,527
Securities gains (losses)	$0	961
Applicable income taxes	$264,000	1,975
Income before extraordinary items	$1,228,000	2,631
Extraordinary gains, net	$0	6
Net income	$1,228,000	2,630
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,228,000	2,630
Net charge-offs	$4,000	2,887
Cash dividends	$678,000	1,669
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,228,000	2,625
2018-03-31 (YTD Data)		Rank
Total interest income	$1,915,000	3,007
Total interest expense	$133,000	3,707
Net interest income	$1,782,000	2,900
Provision for loan and lease losses	$0	3,508
Total noninterest income	$374,000	2,348
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$124,000	1,997
Trading account gains and fees	NA	NA
Additional Noninterest Income	$250,000	2,223
Total noninterest expense	$1,443,000	2,849
Salaries and employee benefits	$737,000	3,037
Premises and equipment expense	$143,000	3,002
Additional noninterest expense	$563,000	2,411
Pre-tax net operating income	$713,000	2,562
Securities gains (losses)	$0	735
Applicable income taxes	$118,000	2,029
Income before extraordinary items	$595,000	2,624
Extraordinary gains, net	$0	7
Net income	$595,000	2,624
Minority interest net income	$0	52
Net income of bank and minority interests.	$595,000	2,624
Net charge-offs	$0	2,722
Cash dividends	$339,000	1,507
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$595,000	2,622
2017-12-31 (YTD Data)		Rank
Total interest income	$7,454,000	3,008
Total interest expense	$594,000	3,401
Net interest income	$6,860,000	2,933
Provision for loan and lease losses	$0	4,227
Total noninterest income	$1,454,000	2,441
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$558,000	1,878
Trading account gains and fees	NA	NA
Additional Noninterest Income	$896,000	2,423
Total noninterest expense	$5,991,000	2,765
Salaries and employee benefits	$3,209,000	2,860
Premises and equipment expense	$562,000	3,039
Additional noninterest expense	$2,220,000	2,471
Pre-tax net operating income	$2,323,000	2,868
Securities gains (losses)	$-75,000	5,364
Applicable income taxes	$1,456,000	1,568
Income before extraordinary items	$792,000	4,021
Extraordinary gains, net	$0	9
Net income	$792,000	4,021
Minority interest net income	$0	76
Net income of bank and minority interests.	$792,000	4,021
Net charge-offs	$70,000	2,732
Cash dividends	$1,155,000	2,034
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$840,000	3,926
2017-09-30 (YTD Data)		Rank
Total interest income	$5,520,000	3,049
Total interest expense	$451,000	3,387
Net interest income	$5,069,000	2,981
Provision for loan and lease losses	$0	4,088
Total noninterest income	$1,103,000	2,441
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$414,000	1,900
Trading account gains and fees	NA	NA
Additional Noninterest Income	$689,000	2,413
Total noninterest expense	$4,321,000	2,867
Salaries and employee benefits	$2,255,000	3,004
Premises and equipment expense	$429,000	3,042
Additional noninterest expense	$1,637,000	2,506
Pre-tax net operating income	$1,851,000	2,829
Securities gains (losses)	$-75,000	5,617
Applicable income taxes	$521,000	2,025
Income before extraordinary items	$1,255,000	3,136
Extraordinary gains, net	$0	9
Net income	$1,255,000	3,135
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,255,000	3,136
Net charge-offs	$68,000	2,224
Cash dividends	$880,000	1,843
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,308,250	3,045
2017-06-30 (YTD Data)		Rank
Total interest income	$3,614,000	3,073
Total interest expense	$307,000	3,323
Net interest income	$3,307,000	3,009
Provision for loan and lease losses	$0	3,871
Total noninterest income	$732,000	2,457
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$270,000	1,924
Trading account gains and fees	NA	NA
Additional Noninterest Income	$462,000	2,422
Total noninterest expense	$2,869,000	2,892
Salaries and employee benefits	$1,507,000	3,007
Premises and equipment expense	$285,000	3,046
Additional noninterest expense	$1,077,000	2,529
Pre-tax net operating income	$1,170,000	2,876
Securities gains (losses)	$-51,000	5,669
Applicable income taxes	$350,000	2,016
Income before extraordinary items	$769,000	3,233
Extraordinary gains, net	$0	11
Net income	$769,000	3,232
Minority interest net income	$0	71
Net income of bank and minority interests.	$769,000	3,233
Net charge-offs	$29,000	2,369
Cash dividends	$541,000	1,913
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$804,190	3,140
2017-03-31 (YTD Data)		Rank
Total interest income	$1,776,000	3,111
Total interest expense	$162,000	3,218
Net interest income	$1,614,000	3,060
Provision for loan and lease losses	$0	3,537
Total noninterest income	$366,000	2,449
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$137,000	1,904
Trading account gains and fees	NA	NA
Additional Noninterest Income	$229,000	2,408
Total noninterest expense	$1,465,000	2,877
Salaries and employee benefits	$815,000	2,902
Premises and equipment expense	$141,000	3,113
Additional noninterest expense	$509,000	2,638
Pre-tax net operating income	$515,000	3,042
Securities gains (losses)	$0	1,153
Applicable income taxes	$168,000	2,017
Income before extraordinary items	$347,000	3,388
Extraordinary gains, net	$0	8
Net income	$347,000	3,387
Minority interest net income	$0	55
Net income of bank and minority interests.	$347,000	3,388
Net charge-offs	$29,000	1,668
Cash dividends	$230,000	1,856
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$347,000	3,363
2016-12-31 (YTD Data)		Rank
Total interest income	$7,423,000	3,006
Total interest expense	$722,000	2,987
Net interest income	$6,701,000	2,971
Provision for loan and lease losses	$0	4,332
Total noninterest income	$1,583,000	2,414
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$626,000	1,751
Trading account gains and fees	$0	170
Additional Noninterest Income	$957,000	2,441
Total noninterest expense	$6,206,000	2,788
Salaries and employee benefits	$3,280,000	2,870
Premises and equipment expense	$595,000	3,028
Additional noninterest expense	$2,331,000	2,447
Pre-tax net operating income	$2,078,000	2,985
Securities gains (losses)	$0	3,212
Applicable income taxes	$723,000	1,942
Income before extraordinary items	$1,355,000	3,433
Extraordinary gains, net	$0	5
Net income	$1,355,000	3,431
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,355,000	3,432
Net charge-offs	$137,000	2,313
Cash dividends	$1,342,000	1,831
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,355,000	3,388
2016-09-30 (YTD Data)		Rank
Total interest income	$5,648,000	2,981
Total interest expense	$546,000	2,967
Net interest income	$5,102,000	2,956
Provision for loan and lease losses	$0	4,186
Total noninterest income	$1,201,000	2,405
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$470,000	1,752
Trading account gains and fees	$0	169
Additional Noninterest Income	$731,000	2,439
Total noninterest expense	$4,645,000	2,788
Salaries and employee benefits	$2,439,000	2,880
Premises and equipment expense	$449,000	3,029
Additional noninterest expense	$1,757,000	2,435
Pre-tax net operating income	$1,658,000	2,943
Securities gains (losses)	$0	3,160
Applicable income taxes	$557,000	1,956
Income before extraordinary items	$1,101,000	3,336
Extraordinary gains, net	$0	5
Net income	$1,101,000	3,334
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,101,000	3,336
Net charge-offs	$131,000	1,817
Cash dividends	$770,000	1,922
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,101,000	3,280
2016-06-30 (YTD Data)		Rank
Total interest income	$3,775,000	2,984
Total interest expense	$366,000	2,977
Net interest income	$3,409,000	2,954
Provision for loan and lease losses	$0	4,017
Total noninterest income	$801,000	2,379
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$307,000	1,773
Trading account gains and fees	$0	157
Additional Noninterest Income	$494,000	2,387
Total noninterest expense	$3,091,000	2,796
Salaries and employee benefits	$1,634,000	2,894
Premises and equipment expense	$280,000	3,185
Additional noninterest expense	$1,177,000	2,443
Pre-tax net operating income	$1,119,000	2,879
Securities gains (losses)	$0	2,835
Applicable income taxes	$376,000	1,933
Income before extraordinary items	$743,000	3,326
Extraordinary gains, net	$0	16
Net income	$743,000	3,324
Minority interest net income	$0	71
Net income of bank and minority interests.	$743,000	3,324
Net charge-offs	$49,000	2,154
Cash dividends	$490,000	2,035
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$743,000	3,259
2016-03-31 (YTD Data)		Rank
Total interest income	$1,870,000	3,011
Total interest expense	$184,000	2,989
Net interest income	$1,686,000	2,993
Provision for loan and lease losses	$0	3,656
Total noninterest income	$408,000	2,338
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$150,000	1,797
Trading account gains and fees	$0	142
Additional Noninterest Income	$258,000	2,296
Total noninterest expense	$1,564,000	2,780
Salaries and employee benefits	$823,000	2,898
Premises and equipment expense	$146,000	3,122
Additional noninterest expense	$595,000	2,403
Pre-tax net operating income	$530,000	2,942
Securities gains (losses)	$0	2,077
Applicable income taxes	$177,000	1,945
Income before extraordinary items	$353,000	3,354
Extraordinary gains, net	$0	12
Net income	$353,000	3,352
Minority interest net income	$0	62
Net income of bank and minority interests.	$353,000	3,352
Net charge-offs	$46,000	1,485
Cash dividends	$245,000	1,803
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$353,000	3,289
2015-12-31 (YTD Data)		Rank
Total interest income	$7,633,000	2,935
Total interest expense	$781,000	2,870
Net interest income	$6,852,000	2,902
Provision for loan and lease losses	$0	4,380
Total noninterest income	$1,585,000	2,421
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$637,000	1,764
Trading account gains and fees	$0	159
Additional Noninterest Income	$948,000	2,448
Total noninterest expense	$6,346,000	2,751
Salaries and employee benefits	$3,314,000	2,843
Premises and equipment expense	$613,000	3,058
Additional noninterest expense	$2,419,000	2,407
Pre-tax net operating income	$2,091,000	2,921
Securities gains (losses)	$9,000	2,638
Applicable income taxes	$707,000	1,909
Income before extraordinary items	$1,393,000	3,361
Extraordinary gains, net	$0	23
Net income	$1,393,000	3,360
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,393,000	3,362
Net charge-offs	$32,000	3,529
Cash dividends	$993,000	2,153
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,387,060	3,318
2015-09-30 (YTD Data)		Rank
Total interest income	$5,772,000	2,930
Total interest expense	$588,000	2,904
Net interest income	$5,184,000	2,904
Provision for loan and lease losses	$0	4,232
Total noninterest income	$1,199,000	2,426
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$476,000	1,784
Trading account gains and fees	$0	153
Additional Noninterest Income	$723,000	2,444
Total noninterest expense	$4,727,000	2,780
Salaries and employee benefits	$2,457,000	2,878
Premises and equipment expense	$471,000	3,052
Additional noninterest expense	$1,799,000	2,412
Pre-tax net operating income	$1,656,000	2,902
Securities gains (losses)	$9,000	2,412
Applicable income taxes	$557,000	1,915
Income before extraordinary items	$1,108,000	3,316
Extraordinary gains, net	$0	21
Net income	$1,108,000	3,314
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,108,000	3,315
Net charge-offs	$10,000	3,647
Cash dividends	$761,000	1,876
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,101,970	3,274
2015-06-30 (YTD Data)		Rank
Total interest income	$3,838,000	2,941
Total interest expense	$394,000	2,911
Net interest income	$3,444,000	2,912
Provision for loan and lease losses	$0	4,069
Total noninterest income	$797,000	2,424
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$307,000	1,807
Trading account gains and fees	$0	157
Additional Noninterest Income	$490,000	2,433
Total noninterest expense	$3,164,000	2,783
Salaries and employee benefits	$1,646,000	2,884
Premises and equipment expense	$302,000	3,153
Additional noninterest expense	$1,216,000	2,399
Pre-tax net operating income	$1,077,000	2,935
Securities gains (losses)	$9,000	2,056
Applicable income taxes	$363,000	1,946
Income before extraordinary items	$723,000	3,352
Extraordinary gains, net	$0	22
Net income	$723,000	3,352
Minority interest net income	$0	75
Net income of bank and minority interests.	$723,000	3,353
Net charge-offs	$8,000	3,322
Cash dividends	$455,000	2,029
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$716,970	3,306
2015-03-31 (YTD Data)		Rank
Total interest income	$1,907,000	2,950
Total interest expense	$201,000	2,887
Net interest income	$1,706,000	2,939
Provision for loan and lease losses	$0	3,703
Total noninterest income	$397,000	2,406
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$146,000	1,858
Trading account gains and fees	$0	152
Additional Noninterest Income	$251,000	2,345
Total noninterest expense	$1,518,000	2,876
Salaries and employee benefits	$826,000	2,901
Premises and equipment expense	$136,000	3,397
Additional noninterest expense	$556,000	2,577
Pre-tax net operating income	$585,000	2,741
Securities gains (losses)	$0	2,027
Applicable income taxes	$196,000	1,842
Income before extraordinary items	$389,000	3,174
Extraordinary gains, net	$0	13
Net income	$389,000	3,177
Minority interest net income	$0	64
Net income of bank and minority interests.	$389,000	3,177
Net charge-offs	$0	3,288
Cash dividends	$228,000	1,756
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$389,000	3,099
2014-12-31 (YTD Data)		Rank
Total interest income	$7,295,000	3,088
Total interest expense	$875,000	2,855
Net interest income	$6,420,000	3,085
Provision for loan and lease losses	$0	4,603
Total noninterest income	$1,621,000	2,402
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$701,000	1,744
Trading account gains and fees	$0	180
Additional Noninterest Income	$920,000	2,434
Total noninterest expense	$6,275,000	2,824
Salaries and employee benefits	$3,379,000	2,831
Premises and equipment expense	$602,000	3,221
Additional noninterest expense	$2,294,000	2,582
Pre-tax net operating income	$1,766,000	3,202
Securities gains (losses)	$116,000	1,146
Applicable income taxes	$611,000	2,025
Income before extraordinary items	$1,271,000	3,520
Extraordinary gains, net	$0	17
Net income	$1,271,000	3,521
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,271,000	3,522
Net charge-offs	$-83,000	6,100
Cash dividends	$643,000	2,556
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,192,120	3,589
2014-09-30 (YTD Data)		Rank
Total interest income	$5,349,000	3,163
Total interest expense	$664,000	2,877
Net interest income	$4,685,000	3,171
Provision for loan and lease losses	$0	4,401
Total noninterest income	$1,235,000	2,393
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$530,000	1,743
Trading account gains and fees	$0	174
Additional Noninterest Income	$705,000	2,428
Total noninterest expense	$4,634,000	2,872
Salaries and employee benefits	$2,503,000	2,869
Premises and equipment expense	$455,000	3,254
Additional noninterest expense	$1,676,000	2,639
Pre-tax net operating income	$1,286,000	3,300
Securities gains (losses)	$115,000	899
Applicable income taxes	$501,000	1,991
Income before extraordinary items	$900,000	3,687
Extraordinary gains, net	$0	15
Net income	$900,000	3,689
Minority interest net income	$0	81
Net income of bank and minority interests.	$900,000	3,690
Net charge-offs	$-96,000	6,196
Cash dividends	$480,000	2,248
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$826,400	3,804
2014-06-30 (YTD Data)		Rank
Total interest income	$3,567,000	3,166
Total interest expense	$450,000	2,867
Net interest income	$3,117,000	3,180
Provision for loan and lease losses	$0	4,196
Total noninterest income	$829,000	2,364
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$348,000	1,753
Trading account gains and fees	$0	172
Additional Noninterest Income	$481,000	2,353
Total noninterest expense	$3,098,000	2,883
Salaries and employee benefits	$1,668,000	2,885
Premises and equipment expense	$298,000	3,301
Additional noninterest expense	$1,132,000	2,615
Pre-tax net operating income	$848,000	3,262
Securities gains (losses)	$101,000	781
Applicable income taxes	$340,000	1,940
Income before extraordinary items	$609,000	3,612
Extraordinary gains, net	$0	20
Net income	$609,000	3,617
Minority interest net income	$0	80
Net income of bank and minority interests.	$609,000	3,618
Net charge-offs	$2,000	4,144
Cash dividends	$318,000	2,275
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$544,360	3,754
2014-03-31 (YTD Data)		Rank
Total interest income	$1,797,000	3,155
Total interest expense	$229,000	2,860
Net interest income	$1,568,000	3,169
Provision for loan and lease losses	$0	3,817
Total noninterest income	$416,000	2,315
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$164,000	1,807
Trading account gains and fees	$0	147
Additional Noninterest Income	$252,000	2,246
Total noninterest expense	$1,508,000	2,961
Salaries and employee benefits	$831,000	2,913
Premises and equipment expense	$151,000	3,330
Additional noninterest expense	$526,000	2,772
Pre-tax net operating income	$476,000	3,000
Securities gains (losses)	$58,000	603
Applicable income taxes	$191,000	1,752
Income before extraordinary items	$343,000	3,289
Extraordinary gains, net	$0	16
Net income	$343,000	3,292
Minority interest net income	$0	66
Net income of bank and minority interests.	$343,000	3,292
Net charge-offs	$2,000	3,350
Cash dividends	$159,000	1,931
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$305,880	3,471
2013-12-31 (YTD Data)		Rank
Total interest income	$7,697,000	3,031
Total interest expense	$1,037,000	2,863
Net interest income	$6,660,000	3,009
Provision for loan and lease losses	$0	5,091
Total noninterest income	$1,601,000	2,478
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$692,000	1,846
Trading account gains and fees	$0	184
Additional Noninterest Income	$909,000	2,496
Total noninterest expense	$6,477,000	2,819
Salaries and employee benefits	$3,561,000	2,756
Premises and equipment expense	$584,000	3,372
Additional noninterest expense	$2,332,000	2,621
Pre-tax net operating income	$1,784,000	3,078
Securities gains (losses)	$91,000	1,394
Applicable income taxes	$663,000	1,866
Income before extraordinary items	$1,212,000	3,545
Extraordinary gains, net	$0	29
Net income	$1,212,000	3,547
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,212,000	3,548
Net charge-offs	$31,000	4,626
Cash dividends	$1,259,000	1,645
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,152,850	3,598
2013-09-30 (YTD Data)		Rank
Total interest income	$5,787,000	3,047
Total interest expense	$792,000	2,903
Net interest income	$4,995,000	3,031
Provision for loan and lease losses	$0	4,941
Total noninterest income	$1,205,000	2,530
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$500,000	1,906
Trading account gains and fees	$0	180
Additional Noninterest Income	$705,000	2,498
Total noninterest expense	$4,757,000	2,866
Salaries and employee benefits	$2,640,000	2,797
Premises and equipment expense	$430,000	3,449
Additional noninterest expense	$1,687,000	2,714
Pre-tax net operating income	$1,443,000	2,990
Securities gains (losses)	$28,000	2,032
Applicable income taxes	$423,000	2,084
Income before extraordinary items	$1,048,000	3,333
Extraordinary gains, net	$0	25
Net income	$1,048,000	3,336
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,048,000	3,337
Net charge-offs	$3,000	5,003
Cash dividends	$941,000	1,522
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,028,120	3,302
2013-06-30 (YTD Data)		Rank
Total interest income	$3,863,000	3,044
Total interest expense	$535,000	2,920
Net interest income	$3,328,000	3,040
Provision for loan and lease losses	$0	4,788
Total noninterest income	$774,000	2,597
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$293,000	2,077
Trading account gains and fees	$0	157
Additional Noninterest Income	$481,000	2,526
Total noninterest expense	$3,234,000	2,819
Salaries and employee benefits	$1,861,000	2,668
Premises and equipment expense	$274,000	3,555
Additional noninterest expense	$1,099,000	2,746
Pre-tax net operating income	$868,000	3,179
Securities gains (losses)	$9,000	2,315
Applicable income taxes	$205,000	2,412
Income before extraordinary items	$672,000	3,396
Extraordinary gains, net	$0	22
Net income	$672,000	3,397
Minority interest net income	$0	82
Net income of bank and minority interests.	$672,000	3,399
Net charge-offs	$-2,000	5,680
Cash dividends	$622,000	1,497
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$665,070	3,322
2013-03-31 (YTD Data)		Rank
Total interest income	$1,925,000	3,083
Total interest expense	$268,000	2,994
Net interest income	$1,657,000	3,061
Provision for loan and lease losses	$0	4,409
Total noninterest income	$401,000	2,551
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$134,000	2,222
Trading account gains and fees	$0	148
Additional Noninterest Income	$267,000	2,377
Total noninterest expense	$1,622,000	2,841
Salaries and employee benefits	$942,000	2,656
Premises and equipment expense	$136,000	3,606
Additional noninterest expense	$544,000	2,766
Pre-tax net operating income	$436,000	3,141
Securities gains (losses)	$5,000	1,643
Applicable income taxes	$101,000	2,391
Income before extraordinary items	$340,000	3,330
Extraordinary gains, net	$0	10
Net income	$340,000	3,330
Minority interest net income	$0	76
Net income of bank and minority interests.	$340,000	3,332
Net charge-offs	$-4,000	5,794
Cash dividends	$311,000	1,300
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$336,150	3,247
2012-12-31 (YTD Data)		Rank
Total interest income	$8,301,000	3,004
Total interest expense	$1,287,000	3,056
Net interest income	$7,014,000	2,972
Provision for loan and lease losses	$0	5,905
Total noninterest income	$1,418,000	2,694
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$559,000	2,272
Trading account gains and fees	$0	166
Additional Noninterest Income	$859,000	2,575
Total noninterest expense	$6,269,000	2,935
Salaries and employee benefits	$3,496,000	2,790
Premises and equipment expense	$586,000	3,439
Additional noninterest expense	$2,187,000	2,879
Pre-tax net operating income	$2,163,000	2,670
Securities gains (losses)	$269,000	1,454
Applicable income taxes	$802,000	1,694
Income before extraordinary items	$1,630,000	2,960
Extraordinary gains, net	$0	29
Net income	$1,630,000	2,962
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,630,000	2,962
Net charge-offs	$38,000	5,094
Cash dividends	$1,231,000	1,700
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,449,770	3,060
2012-09-30 (YTD Data)		Rank
Total interest income	$6,269,000	3,056
Total interest expense	$995,000	3,090
Net interest income	$5,274,000	3,016
Provision for loan and lease losses	$0	5,790
Total noninterest income	$1,062,000	2,706
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$416,000	2,316
Trading account gains and fees	$0	157
Additional Noninterest Income	$646,000	2,572
Total noninterest expense	$4,560,000	3,017
Salaries and employee benefits	$2,543,000	2,875
Premises and equipment expense	$422,000	3,588
Additional noninterest expense	$1,595,000	2,954
Pre-tax net operating income	$1,776,000	2,573
Securities gains (losses)	$218,000	1,366
Applicable income taxes	$644,000	1,672
Income before extraordinary items	$1,350,000	2,839
Extraordinary gains, net	$0	20
Net income	$1,350,000	2,840
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,350,000	2,839
Net charge-offs	$24,000	4,974
Cash dividends	$920,000	1,410
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,201,760	2,929
2012-06-30 (YTD Data)		Rank
Total interest income	$4,215,000	3,060
Total interest expense	$688,000	3,095
Net interest income	$3,527,000	3,024
Provision for loan and lease losses	$0	5,619
Total noninterest income	$753,000	2,578
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$269,000	2,351
Trading account gains and fees	$0	153
Additional Noninterest Income	$484,000	2,381
Total noninterest expense	$3,038,000	3,028
Salaries and employee benefits	$1,695,000	2,876
Premises and equipment expense	$280,000	3,596
Additional noninterest expense	$1,063,000	2,969
Pre-tax net operating income	$1,242,000	2,459
Securities gains (losses)	$139,000	1,366
Applicable income taxes	$448,000	1,598
Income before extraordinary items	$933,000	2,736
Extraordinary gains, net	$0	19
Net income	$933,000	2,737
Minority interest net income	$0	84
Net income of bank and minority interests.	$933,000	2,737
Net charge-offs	$24,000	4,535
Cash dividends	$609,000	1,403
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$838,480	2,800
2012-03-31 (YTD Data)		Rank
Total interest income	$2,140,000	3,041
Total interest expense	$357,000	3,100
Net interest income	$1,783,000	3,014
Provision for loan and lease losses	$0	5,254
Total noninterest income	$385,000	2,537
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$127,000	2,440
Trading account gains and fees	$0	148
Additional Noninterest Income	$258,000	2,300
Total noninterest expense	$1,530,000	3,001
Salaries and employee benefits	$858,000	2,862
Premises and equipment expense	$140,000	3,638
Additional noninterest expense	$532,000	2,941
Pre-tax net operating income	$638,000	2,420
Securities gains (losses)	$139,000	761
Applicable income taxes	$255,000	1,468
Income before extraordinary items	$522,000	2,509
Extraordinary gains, net	$0	19
Net income	$522,000	2,511
Minority interest net income	$0	78
Net income of bank and minority interests.	$522,000	2,512
Net charge-offs	$28,000	3,468
Cash dividends	$304,000	1,252
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$428,870	2,772
2011-12-31 (YTD Data)		Rank
Total interest income	$8,921,000	3,054
Total interest expense	$1,626,000	3,243
Net interest income	$7,295,000	2,963
Provision for loan and lease losses	$0	6,496
Total noninterest income	$1,429,000	2,527
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$534,000	2,444
Trading account gains and fees	$0	146
Additional Noninterest Income	$895,000	2,297
Total noninterest expense	$6,251,000	2,955
Salaries and employee benefits	$3,484,000	2,763
Premises and equipment expense	$557,000	3,765
Additional noninterest expense	$2,210,000	2,845
Pre-tax net operating income	$2,473,000	2,153
Securities gains (losses)	$2,000	3,652
Applicable income taxes	$818,000	1,531
Income before extraordinary items	$1,657,000	2,575
Extraordinary gains, net	$0	29
Net income	$1,657,000	2,576
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,657,000	2,577
Net charge-offs	$236,000	4,096
Cash dividends	$1,203,000	1,420
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,655,660	2,498
2011-09-30 (YTD Data)		Rank
Total interest income	$6,670,000	3,088
Total interest expense	$1,255,000	3,277
Net interest income	$5,415,000	3,000
Provision for loan and lease losses	$0	6,393
Total noninterest income	$1,075,000	2,510
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$395,000	2,472
Trading account gains and fees	$0	145
Additional Noninterest Income	$680,000	2,248
Total noninterest expense	$4,568,000	3,014
Salaries and employee benefits	$2,551,000	2,808
Premises and equipment expense	$398,000	3,927
Additional noninterest expense	$1,619,000	2,943
Pre-tax net operating income	$1,922,000	2,144
Securities gains (losses)	$2,000	3,369
Applicable income taxes	$592,000	1,589
Income before extraordinary items	$1,332,000	2,534
Extraordinary gains, net	$0	21
Net income	$1,332,000	2,536
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,332,000	2,536
Net charge-offs	$238,000	3,508
Cash dividends	$899,000	1,273
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,330,620	2,443
2011-06-30 (YTD Data)		Rank
Total interest income	$4,446,000	3,120
Total interest expense	$871,000	3,283
Net interest income	$3,575,000	3,032
Provision for loan and lease losses	$0	6,217
Total noninterest income	$706,000	2,527
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$247,000	2,588
Trading account gains and fees	$0	153
Additional Noninterest Income	$459,000	2,229
Total noninterest expense	$3,053,000	3,055
Salaries and employee benefits	$1,700,000	2,832
Premises and equipment expense	$263,000	3,982
Additional noninterest expense	$1,090,000	2,973
Pre-tax net operating income	$1,228,000	2,189
Securities gains (losses)	$0	2,914
Applicable income taxes	$374,000	1,591
Income before extraordinary items	$854,000	2,559
Extraordinary gains, net	$0	15
Net income	$854,000	2,559
Minority interest net income	$0	89
Net income of bank and minority interests.	$854,000	2,559
Net charge-offs	$11,000	5,313
Cash dividends	$595,000	1,269
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$854,000	2,479
2011-03-31 (YTD Data)		Rank
Total interest income	$2,243,000	3,105
Total interest expense	$437,000	3,392
Net interest income	$1,806,000	2,989
Provision for loan and lease losses	$0	5,840
Total noninterest income	$357,000	2,534
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$117,000	2,661
Trading account gains and fees	$0	158
Additional Noninterest Income	$240,000	2,208
Total noninterest expense	$1,532,000	3,053
Salaries and employee benefits	$854,000	2,838
Premises and equipment expense	$131,000	4,040
Additional noninterest expense	$547,000	2,962
Pre-tax net operating income	$631,000	2,130
Securities gains (losses)	$0	1,772
Applicable income taxes	$195,000	1,539
Income before extraordinary items	$436,000	2,492
Extraordinary gains, net	$0	9
Net income	$436,000	2,491
Minority interest net income	$0	86
Net income of bank and minority interests.	$436,000	2,492
Net charge-offs	$8,000	4,474
Cash dividends	$297,000	1,149
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$436,000	2,447
2010-12-31 (YTD Data)		Rank
Total interest income	$9,567,000	3,063
Total interest expense	$1,925,000	3,671
Net interest income	$7,642,000	2,845
Provision for loan and lease losses	$0	7,042
Total noninterest income	$1,372,000	2,671
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$514,000	2,592
Trading account gains and fees	$0	175
Additional Noninterest Income	$858,000	2,403
Total noninterest expense	$6,324,000	2,981
Salaries and employee benefits	$3,567,000	2,677
Premises and equipment expense	$629,000	3,596
Additional noninterest expense	$2,128,000	3,085
Pre-tax net operating income	$2,690,000	1,785
Securities gains (losses)	$0	3,793
Applicable income taxes	$891,000	1,333
Income before extraordinary items	$1,799,000	2,203
Extraordinary gains, net	$0	29
Net income	$1,799,000	2,205
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,799,000	2,206
Net charge-offs	$33,000	6,156
Cash dividends	$1,314,000	1,204
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,799,000	2,121
2010-09-30 (YTD Data)		Rank
Total interest income	$7,228,000	3,103
Total interest expense	$1,460,000	3,771
Net interest income	$5,768,000	2,861
Provision for loan and lease losses	$0	6,977
Total noninterest income	$1,002,000	2,735
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$385,000	2,657
Trading account gains and fees	$0	165
Additional Noninterest Income	$617,000	2,442
Total noninterest expense	$4,318,000	3,216
Salaries and employee benefits	$2,382,000	2,988
Premises and equipment expense	$398,000	4,111
Additional noninterest expense	$1,538,000	3,153
Pre-tax net operating income	$2,452,000	1,611
Securities gains (losses)	$0	3,651
Applicable income taxes	$833,000	1,162
Income before extraordinary items	$1,619,000	2,017
Extraordinary gains, net	$0	23
Net income	$1,619,000	2,018
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,619,000	2,019
Net charge-offs	$16,000	6,096
Cash dividends	$878,000	1,182
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,619,000	1,920
2010-06-30 (YTD Data)		Rank
Total interest income	$4,813,000	3,144
Total interest expense	$981,000	3,852
Net interest income	$3,832,000	2,871
Provision for loan and lease losses	$0	6,857
Total noninterest income	$671,000	2,657
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$252,000	2,703
Trading account gains and fees	$0	152
Additional Noninterest Income	$419,000	2,348
Total noninterest expense	$2,826,000	3,268
Salaries and employee benefits	$1,557,000	3,046
Premises and equipment expense	$257,000	4,197
Additional noninterest expense	$1,012,000	3,174
Pre-tax net operating income	$1,677,000	1,546
Securities gains (losses)	$0	3,184
Applicable income taxes	$582,000	1,074
Income before extraordinary items	$1,095,000	1,960
Extraordinary gains, net	$0	19
Net income	$1,095,000	1,960
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,095,000	1,960
Net charge-offs	$16,000	5,608
Cash dividends	$581,000	1,188
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,095,000	1,863
2010-03-31 (YTD Data)		Rank
Total interest income	$2,403,000	3,197
Total interest expense	$489,000	3,993
Net interest income	$1,914,000	2,901
Provision for loan and lease losses	$0	6,552
Total noninterest income	$324,000	2,724
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$118,000	2,818
Trading account gains and fees	$0	175
Additional Noninterest Income	$206,000	2,356
Total noninterest expense	$1,414,000	3,299
Salaries and employee benefits	$778,000	3,080
Premises and equipment expense	$128,000	4,303
Additional noninterest expense	$508,000	3,140
Pre-tax net operating income	$824,000	1,583
Securities gains (losses)	$0	2,284
Applicable income taxes	$284,000	1,094
Income before extraordinary items	$540,000	2,006
Extraordinary gains, net	$0	16
Net income	$540,000	2,004
Minority interest net income	$0	91
Net income of bank and minority interests.	$540,000	2,006
Net charge-offs	$17,000	4,530
Cash dividends	$290,000	1,115
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$540,000	1,927
2009-12-31 (YTD Data)		Rank
Total interest income	$10,426,000	3,130
Total interest expense	$2,211,000	4,185
Net interest income	$8,215,000	2,655
Provision for loan and lease losses	$163,000	5,985
Total noninterest income	$1,180,000	3,015
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$573,000	2,619
Trading account gains and fees	$0	211
Additional Noninterest Income	$607,000	2,884
Total noninterest expense	$6,119,000	3,129
Salaries and employee benefits	$3,274,000	2,962
Premises and equipment expense	$551,000	4,127
Additional noninterest expense	$2,294,000	2,960
Pre-tax net operating income	$3,113,000	1,286
Securities gains (losses)	$1,000	3,653
Applicable income taxes	$1,081,000	913
Income before extraordinary items	$2,033,000	1,641
Extraordinary gains, net	$0	34
Net income	$2,033,000	1,639
Minority interest net income	$0	115
Net income of bank and minority interests.	$2,033,000	1,640
Net charge-offs	$38,000	6,369
Cash dividends	$1,246,000	1,386
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$2,032,350	1,596
2009-09-30 (YTD Data)		Rank
Total interest income	$7,898,000	3,147
Total interest expense	$1,686,000	4,285
Net interest income	$6,212,000	2,644
Provision for loan and lease losses	$0	7,284
Total noninterest income	$867,000	3,108
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$433,000	2,613
Trading account gains and fees	$0	212
Additional Noninterest Income	$434,000	3,044
Total noninterest expense	$4,455,000	3,216
Salaries and employee benefits	$2,323,000	3,108
Premises and equipment expense	$418,000	4,129
Additional noninterest expense	$1,714,000	2,945
Pre-tax net operating income	$2,624,000	1,234
Securities gains (losses)	$1,000	3,393
Applicable income taxes	$909,000	904
Income before extraordinary items	$1,716,000	1,566
Extraordinary gains, net	$0	27
Net income	$1,716,000	1,564
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,716,000	1,566
Net charge-offs	$-2,000	7,695
Cash dividends	$817,000	1,470
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,715,350	1,528
2009-06-30 (YTD Data)		Rank
Total interest income	$5,281,000	3,159
Total interest expense	$1,143,000	4,364
Net interest income	$4,138,000	2,626
Provision for loan and lease losses	$0	7,158
Total noninterest income	$575,000	3,116
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$279,000	2,644
Trading account gains and fees	$0	193
Additional Noninterest Income	$296,000	3,030
Total noninterest expense	$2,992,000	3,222
Salaries and employee benefits	$1,545,000	3,157
Premises and equipment expense	$274,000	4,203
Additional noninterest expense	$1,173,000	2,890
Pre-tax net operating income	$1,721,000	1,333
Securities gains (losses)	$1,000	3,011
Applicable income taxes	$595,000	937
Income before extraordinary items	$1,127,000	1,652
Extraordinary gains, net	$0	21
Net income	$1,127,000	1,649
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,127,000	1,651
Net charge-offs	$-4,000	7,749
Cash dividends	$617,000	1,392
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,126,350	1,619
2009-03-31 (YTD Data)		Rank
Total interest income	$2,753,000	3,087
Total interest expense	$588,000	4,399
Net interest income	$2,165,000	2,494
Provision for loan and lease losses	$0	6,744
Total noninterest income	$308,000	2,974
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$138,000	2,632
Trading account gains and fees	$0	171
Additional Noninterest Income	$170,000	2,743
Total noninterest expense	$1,434,000	3,260
Salaries and employee benefits	$774,000	3,188
Premises and equipment expense	$131,000	4,367
Additional noninterest expense	$529,000	2,860
Pre-tax net operating income	$1,039,000	1,239
Securities gains (losses)	$1,000	2,304
Applicable income taxes	$364,000	895
Income before extraordinary items	$676,000	1,591
Extraordinary gains, net	$0	15
Net income	$676,000	1,592
Minority interest net income	$0	102
Net income of bank and minority interests.	$676,000	1,593
Net charge-offs	$-8,000	7,815
Cash dividends	$284,000	1,420
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$675,350	1,511
2008-12-31 (YTD Data)		Rank
Total interest income	$11,774,000	3,094
Total interest expense	$3,207,000	4,057
Net interest income	$8,567,000	2,529
Provision for loan and lease losses	$0	7,334
Total noninterest income	$1,157,000	3,112
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$611,000	2,620
Trading account gains and fees	$0	154
Additional Noninterest Income	$546,000	3,037
Total noninterest expense	$5,564,000	3,289
Salaries and employee benefits	$2,998,000	3,251
Premises and equipment expense	$599,000	3,944
Additional noninterest expense	$1,967,000	2,908
Pre-tax net operating income	$4,160,000	1,312
Securities gains (losses)	$3,000	2,883
Applicable income taxes	$1,476,000	880
Income before extraordinary items	$2,687,000	1,520
Extraordinary gains, net	$0	39
Net income	$2,687,000	1,521
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-12,000	8,028
Cash dividends	$2,045,000	1,316
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$2,685,050	1,621
2008-09-30 (YTD Data)		Rank
Total interest income	$8,835,000	3,154
Total interest expense	$2,536,000	4,041
Net interest income	$6,299,000	2,605
Provision for loan and lease losses	$0	6,991
Total noninterest income	$875,000	3,162
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$457,000	2,634
Trading account gains and fees	$0	148
Additional Noninterest Income	$418,000	3,111
Total noninterest expense	$3,987,000	3,390
Salaries and employee benefits	$2,135,000	3,435
Premises and equipment expense	$450,000	3,941
Additional noninterest expense	$1,402,000	2,952
Pre-tax net operating income	$3,187,000	1,534
Securities gains (losses)	$3,000	2,756
Applicable income taxes	$1,119,000	1,058
Income before extraordinary items	$2,071,000	1,722
Extraordinary gains, net	$0	31
Net income	$2,071,000	1,721
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-13,000	7,970
Cash dividends	$1,462,000	1,351
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,069,050	1,820
2008-06-30 (YTD Data)		Rank
Total interest income	$5,915,000	3,189
Total interest expense	$1,777,000	4,040
Net interest income	$4,138,000	2,634
Provision for loan and lease losses	$0	6,671
Total noninterest income	$567,000	3,249
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$293,000	2,687
Trading account gains and fees	$0	149
Additional Noninterest Income	$274,000	3,178
Total noninterest expense	$2,604,000	3,449
Salaries and employee benefits	$1,426,000	3,473
Premises and equipment expense	$284,000	4,123
Additional noninterest expense	$894,000	3,030
Pre-tax net operating income	$2,101,000	1,618
Securities gains (losses)	$3,000	2,869
Applicable income taxes	$737,000	1,183
Income before extraordinary items	$1,367,000	1,949
Extraordinary gains, net	$0	21
Net income	$1,367,000	1,949
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-11,000	7,906
Cash dividends	$1,063,000	1,330
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,365,050	1,917
2008-03-31 (YTD Data)		Rank
Total interest income	$3,005,000	3,226
Total interest expense	$930,000	4,095
Net interest income	$2,075,000	2,631
Provision for loan and lease losses	$0	6,080
Total noninterest income	$280,000	3,279
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$140,000	2,764
Trading account gains and fees	$0	158
Additional Noninterest Income	$140,000	3,158
Total noninterest expense	$1,267,000	3,546
Salaries and employee benefits	$712,000	3,505
Premises and equipment expense	$140,000	4,199
Additional noninterest expense	$415,000	3,204
Pre-tax net operating income	$1,088,000	1,654
Securities gains (losses)	$3,000	2,367
Applicable income taxes	$384,000	1,232
Income before extraordinary items	$707,000	2,017
Extraordinary gains, net	$0	15
Net income	$707,000	2,020
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-11,000	7,965
Cash dividends	$526,000	1,295
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$705,050	1,964
2007-12-31 (YTD Data)		Rank
Total interest income	$12,175,000	3,248
Total interest expense	$3,584,000	4,276
Net interest income	$8,591,000	2,559
Provision for loan and lease losses	$0	6,851
Total noninterest income	$941,000	3,657
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$634,000	2,567
Trading account gains and fees	$0	178
Additional Noninterest Income	$307,000	4,198
Total noninterest expense	$4,873,000	3,515
Salaries and employee benefits	$2,709,000	3,502
Premises and equipment expense	$584,000	3,923
Additional noninterest expense	$1,580,000	3,270
Pre-tax net operating income	$4,659,000	1,745
Securities gains (losses)	$0	2,146
Applicable income taxes	$1,607,000	1,346
Income before extraordinary items	$3,052,000	2,014
Extraordinary gains, net	$0	39
Net income	$3,052,000	2,013
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-49,000	8,272
Cash dividends	$1,821,000	1,726
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$3,052,000	1,999
2007-09-30 (YTD Data)		Rank
Total interest income	$9,066,000	3,273
Total interest expense	$2,620,000	4,356
Net interest income	$6,446,000	2,576
Provision for loan and lease losses	$0	6,528
Total noninterest income	$689,000	3,712
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$484,000	2,503
Trading account gains and fees	$0	184
Additional Noninterest Income	$205,000	4,445
Total noninterest expense	$3,487,000	3,636
Salaries and employee benefits	$1,903,000	3,667
Premises and equipment expense	$432,000	3,944
Additional noninterest expense	$1,152,000	3,302
Pre-tax net operating income	$3,648,000	1,796
Securities gains (losses)	$0	1,655
Applicable income taxes	$1,293,000	1,365
Income before extraordinary items	$2,355,000	2,089
Extraordinary gains, net	$0	33
Net income	$2,355,000	2,087
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-22,000	8,048
Cash dividends	$1,156,000	1,810
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$2,355,000	2,068
2007-06-30 (YTD Data)		Rank
Total interest income	$5,974,000	3,301
Total interest expense	$1,682,000	4,445
Net interest income	$4,292,000	2,606
Provision for loan and lease losses	$0	6,209
Total noninterest income	$442,000	3,809
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$310,000	2,586
Trading account gains and fees	$0	168
Additional Noninterest Income	$132,000	4,559
Total noninterest expense	$2,310,000	3,682
Salaries and employee benefits	$1,274,000	3,699
Premises and equipment expense	$271,000	4,142
Additional noninterest expense	$765,000	3,315
Pre-tax net operating income	$2,424,000	1,857
Securities gains (losses)	$0	1,444
Applicable income taxes	$858,000	1,427
Income before extraordinary items	$1,566,000	2,140
Extraordinary gains, net	$0	29
Net income	$1,566,000	2,139
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-14,000	7,897
Cash dividends	$779,000	1,845
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,566,000	2,123
2007-03-31 (YTD Data)		Rank
Total interest income	$2,923,000	3,350
Total interest expense	$807,000	4,551
Net interest income	$2,116,000	2,630
Provision for loan and lease losses	$0	5,779
Total noninterest income	$238,000	3,644
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$141,000	2,722
Trading account gains and fees	$0	195
Additional Noninterest Income	$97,000	3,813
Total noninterest expense	$1,152,000	3,685
Salaries and employee benefits	$639,000	3,712
Premises and equipment expense	$137,000	4,125
Additional noninterest expense	$376,000	3,338
Pre-tax net operating income	$1,202,000	1,862
Securities gains (losses)	$0	1,187
Applicable income taxes	$427,000	1,458
Income before extraordinary items	$775,000	2,121
Extraordinary gains, net	$0	22
Net income	$775,000	2,121
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,509
Cash dividends	$370,000	1,750
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$775,000	2,111
2006-12-31 (YTD Data)		Rank
Total interest income	$10,796,000	3,378
Total interest expense	$2,536,000	4,784
Net interest income	$8,260,000	2,686
Provision for loan and lease losses	$234,000	3,255
Total noninterest income	$933,000	3,702
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$717,000	2,319
Trading account gains and fees	$0	130
Additional Noninterest Income	$216,000	4,969
Total noninterest expense	$4,819,000	3,452
Salaries and employee benefits	$2,490,000	3,621
Premises and equipment expense	$613,000	3,699
Additional noninterest expense	$1,716,000	2,946
Pre-tax net operating income	$4,140,000	2,204
Securities gains (losses)	$0	1,687
Applicable income taxes	$1,438,000	1,734
Income before extraordinary items	$2,702,000	2,457
Extraordinary gains, net	$0	51
Net income	$2,702,000	2,459
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$65,000	3,727
Cash dividends	$1,169,000	2,314
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$2,702,000	2,441
2006-09-30 (YTD Data)		Rank
Total interest income	$7,882,000	3,414
Total interest expense	$1,788,000	4,873
Net interest income	$6,094,000	2,744
Provision for loan and lease losses	$0	6,685
Total noninterest income	$733,000	3,605
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$543,000	2,315
Trading account gains and fees	$0	126
Additional Noninterest Income	$190,000	4,639
Total noninterest expense	$3,451,000	3,571
Salaries and employee benefits	$1,772,000	3,767
Premises and equipment expense	$456,000	3,744
Additional noninterest expense	$1,223,000	3,074
Pre-tax net operating income	$3,376,000	2,121
Securities gains (losses)	$0	1,388
Applicable income taxes	$1,190,000	1,660
Income before extraordinary items	$2,186,000	2,403
Extraordinary gains, net	$0	45
Net income	$2,186,000	2,404
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$53,000	3,110
Cash dividends	$795,000	2,266
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$2,186,000	2,393
2006-06-30 (YTD Data)		Rank
Total interest income	$5,078,000	3,463
Total interest expense	$1,134,000	4,896
Net interest income	$3,944,000	2,815
Provision for loan and lease losses	$0	6,419
Total noninterest income	$521,000	3,435
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$362,000	2,281
Trading account gains and fees	$0	126
Additional Noninterest Income	$159,000	4,188
Total noninterest expense	$2,315,000	3,554
Salaries and employee benefits	$1,193,000	3,761
Premises and equipment expense	$300,000	3,769
Additional noninterest expense	$822,000	3,069
Pre-tax net operating income	$2,150,000	2,191
Securities gains (losses)	$0	1,185
Applicable income taxes	$757,000	1,748
Income before extraordinary items	$1,393,000	2,481
Extraordinary gains, net	$0	39
Net income	$1,393,000	2,483
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	2,811
Cash dividends	$526,000	2,286
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,393,000	2,468
2006-03-31 (YTD Data)		Rank
Total interest income	$2,404,000	3,539
Total interest expense	$538,000	4,909
Net interest income	$1,866,000	2,955
Provision for loan and lease losses	$0	6,013
Total noninterest income	$283,000	3,198
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$172,000	2,312
Trading account gains and fees	$0	115
Additional Noninterest Income	$111,000	3,525
Total noninterest expense	$1,184,000	3,513
Salaries and employee benefits	$606,000	3,737
Premises and equipment expense	$146,000	3,863
Additional noninterest expense	$432,000	2,910
Pre-tax net operating income	$965,000	2,338
Securities gains (losses)	$0	955
Applicable income taxes	$338,000	1,860
Income before extraordinary items	$627,000	2,650
Extraordinary gains, net	$0	21
Net income	$627,000	2,650
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	2,335
Cash dividends	$263,000	2,096
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$627,000	2,628
2005-12-31 (YTD Data)		Rank
Total interest income	$8,947,000	3,439
Total interest expense	$1,822,000	4,705
Net interest income	$7,125,000	3,000
Provision for loan and lease losses	$0	7,120
Total noninterest income	$961,000	3,658
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$767,000	2,185
Trading account gains and fees	$0	138
Additional Noninterest Income	$194,000	5,225
Total noninterest expense	$4,767,000	3,368
Salaries and employee benefits	$2,398,000	3,602
Premises and equipment expense	$691,000	3,272
Additional noninterest expense	$1,678,000	2,953
Pre-tax net operating income	$3,319,000	2,555
Securities gains (losses)	$0	2,296
Applicable income taxes	$1,153,000	2,059
Income before extraordinary items	$2,166,000	2,890
Extraordinary gains, net	$0	46
Net income	$2,166,000	2,891
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$31,000	4,855
Cash dividends	$1,150,000	2,222
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$2,166,000	2,860
2005-09-30 (YTD Data)		Rank
Total interest income	$6,604,000	3,431
Total interest expense	$1,317,000	4,673
Net interest income	$5,287,000	3,006
Provision for loan and lease losses	$0	6,899
Total noninterest income	$745,000	3,583
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$575,000	2,187
Trading account gains and fees	$0	126
Additional Noninterest Income	$170,000	4,956
Total noninterest expense	$3,521,000	3,379
Salaries and employee benefits	$1,755,000	3,642
Premises and equipment expense	$539,000	3,152
Additional noninterest expense	$1,227,000	2,989
Pre-tax net operating income	$2,511,000	2,562
Securities gains (losses)	$0	2,317
Applicable income taxes	$918,000	2,006
Income before extraordinary items	$1,593,000	2,991
Extraordinary gains, net	$0	35
Net income	$1,593,000	2,992
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	4,898
Cash dividends	$784,000	2,144
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,593,000	2,952
2005-06-30 (YTD Data)		Rank
Total interest income	$4,331,000	3,405
Total interest expense	$851,000	4,605
Net interest income	$3,480,000	3,015
Provision for loan and lease losses	$0	6,626
Total noninterest income	$497,000	3,534
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$368,000	2,215
Trading account gains and fees	$0	116
Additional Noninterest Income	$129,000	4,634
Total noninterest expense	$2,353,000	3,357
Salaries and employee benefits	$1,175,000	3,626
Premises and equipment expense	$351,000	3,182
Additional noninterest expense	$827,000	2,926
Pre-tax net operating income	$1,624,000	2,589
Securities gains (losses)	$0	2,146
Applicable income taxes	$594,000	2,023
Income before extraordinary items	$1,030,000	3,017
Extraordinary gains, net	$0	30
Net income	$1,030,000	3,017
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	3,677
Cash dividends	$521,000	2,127
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,030,000	2,976
2005-03-31 (YTD Data)		Rank
Total interest income	$2,139,000	3,405
Total interest expense	$417,000	4,548
Net interest income	$1,722,000	3,030
Provision for loan and lease losses	$0	6,226
Total noninterest income	$251,000	3,450
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$177,000	2,231
Trading account gains and fees	$0	115
Additional Noninterest Income	$74,000	4,342
Total noninterest expense	$1,153,000	3,430
Salaries and employee benefits	$592,000	3,606
Premises and equipment expense	$167,000	3,348
Additional noninterest expense	$394,000	3,059
Pre-tax net operating income	$820,000	2,523
Securities gains (losses)	$0	1,685
Applicable income taxes	$301,000	1,971
Income before extraordinary items	$519,000	2,966
Extraordinary gains, net	$0	24
Net income	$519,000	2,967
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	4,435
Cash dividends	$260,000	1,911
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$519,000	2,919
2004-12-31 (YTD Data)		Rank
Total interest income	$8,271,000	3,322
Total interest expense	$1,761,000	4,038
Net interest income	$6,510,000	3,075
Provision for loan and lease losses	$-308,000	8,878
Total noninterest income	$662,000	4,558
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$758,000	2,238
Trading account gains and fees	$0	138
Additional Noninterest Income	$-96,000	8,965
Total noninterest expense	$4,754,000	3,270
Salaries and employee benefits	$2,365,000	3,497
Premises and equipment expense	$644,000	3,343
Additional noninterest expense	$1,745,000	2,732
Pre-tax net operating income	$2,726,000	2,796
Securities gains (losses)	$0	3,819
Applicable income taxes	$1,053,000	2,067
Income before extraordinary items	$1,673,000	3,359
Extraordinary gains, net	$0	34
Net income	$1,673,000	3,357
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	6,149
Cash dividends	$1,133,000	2,117
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,673,000	3,291
2004-09-30 (YTD Data)		Rank
Total interest income	$6,144,000	3,324
Total interest expense	$1,334,000	3,973
Net interest income	$4,810,000	3,098
Provision for loan and lease losses	$0	7,100
Total noninterest income	$742,000	3,596
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$560,000	2,278
Trading account gains and fees	$0	134
Additional Noninterest Income	$182,000	4,696
Total noninterest expense	$3,450,000	3,329
Salaries and employee benefits	$1,732,000	3,539
Premises and equipment expense	$465,000	3,458
Additional noninterest expense	$1,253,000	2,815
Pre-tax net operating income	$2,102,000	2,758
Securities gains (losses)	$0	3,710
Applicable income taxes	$756,000	2,196
Income before extraordinary items	$1,346,000	3,247
Extraordinary gains, net	$0	26
Net income	$1,346,000	3,248
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$26,000	4,599
Cash dividends	$767,000	2,070
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,346,000	3,165
2004-06-30 (YTD Data)		Rank
Total interest income	$4,052,000	3,352
Total interest expense	$896,000	3,942
Net interest income	$3,156,000	3,137
Provision for loan and lease losses	$0	6,885
Total noninterest income	$509,000	3,532
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$372,000	2,281
Trading account gains and fees	$0	130
Additional Noninterest Income	$137,000	4,492
Total noninterest expense	$2,249,000	3,417
Salaries and employee benefits	$1,163,000	3,539
Premises and equipment expense	$306,000	3,498
Additional noninterest expense	$780,000	3,005
Pre-tax net operating income	$1,416,000	2,705
Securities gains (losses)	$0	3,413
Applicable income taxes	$509,000	2,170
Income before extraordinary items	$907,000	3,196
Extraordinary gains, net	$0	21
Net income	$907,000	3,196
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	3,880
Cash dividends	$507,000	2,103
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$907,000	3,111
2004-03-31 (YTD Data)		Rank
Total interest income	$2,024,000	3,371
Total interest expense	$455,000	3,935
Net interest income	$1,569,000	3,154
Provision for loan and lease losses	$0	6,501
Total noninterest income	$250,000	3,526
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$177,000	2,313
Trading account gains and fees	$0	121
Additional Noninterest Income	$73,000	4,352
Total noninterest expense	$1,097,000	3,498
Salaries and employee benefits	$590,000	3,527
Premises and equipment expense	$147,000	3,640
Additional noninterest expense	$360,000	3,207
Pre-tax net operating income	$722,000	2,644
Securities gains (losses)	$0	2,934
Applicable income taxes	$253,000	2,182
Income before extraordinary items	$469,000	3,093
Extraordinary gains, net	$0	16
Net income	$469,000	3,093
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	2,952
Cash dividends	$253,000	1,907
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$469,000	2,974
2003-12-31 (YTD Data)		Rank
Total interest income	$8,771,000	3,173
Total interest expense	$2,087,000	3,891
Net interest income	$6,684,000	2,873
Provision for loan and lease losses	$3,000	7,580
Total noninterest income	$918,000	3,901
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$800,000	2,121
Trading account gains and fees	$0	160
Additional Noninterest Income	$118,000	6,251
Total noninterest expense	$4,566,000	3,318
Salaries and employee benefits	$2,377,000	3,405
Premises and equipment expense	$674,000	3,188
Additional noninterest expense	$1,515,000	3,053
Pre-tax net operating income	$3,033,000	2,482
Securities gains (losses)	$0	4,500
Applicable income taxes	$1,072,000	2,085
Income before extraordinary items	$1,961,000	2,907
Extraordinary gains, net	$0	54
Net income	$1,961,000	2,907
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$41,000	5,313
Cash dividends	$2,726,000	1,080
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,961,000	2,780
2003-09-30 (YTD Data)		Rank
Total interest income	$6,616,000	3,207
Total interest expense	$1,603,000	3,939
Net interest income	$5,013,000	2,898
Provision for loan and lease losses	$3,000	7,400
Total noninterest income	$724,000	3,855
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$617,000	2,085
Trading account gains and fees	$0	153
Additional Noninterest Income	$107,000	5,950
Total noninterest expense	$3,299,000	3,406
Salaries and employee benefits	$1,722,000	3,491
Premises and equipment expense	$505,000	3,198
Additional noninterest expense	$1,072,000	3,201
Pre-tax net operating income	$2,435,000	2,445
Securities gains (losses)	$0	4,204
Applicable income taxes	$877,000	2,063
Income before extraordinary items	$1,558,000	2,885
Extraordinary gains, net	$0	40
Net income	$1,558,000	2,885
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$55,000	4,125
Cash dividends	$846,000	1,947
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,558,000	2,735
2003-06-30 (YTD Data)		Rank
Total interest income	$4,451,000	3,196
Total interest expense	$1,083,000	4,000
Net interest income	$3,368,000	2,865
Provision for loan and lease losses	$3,000	7,198
Total noninterest income	$493,000	3,772
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$400,000	2,096
Trading account gains and fees	$0	150
Additional Noninterest Income	$93,000	5,446
Total noninterest expense	$2,209,000	3,386
Salaries and employee benefits	$1,160,000	3,461
Premises and equipment expense	$337,000	3,179
Additional noninterest expense	$712,000	3,185
Pre-tax net operating income	$1,649,000	2,397
Securities gains (losses)	$0	3,782
Applicable income taxes	$594,000	2,061
Income before extraordinary items	$1,055,000	2,860
Extraordinary gains, net	$0	30
Net income	$1,055,000	2,859
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$52,000	3,357
Cash dividends	$592,000	1,936
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,055,000	2,691
2003-03-31 (YTD Data)		Rank
Total interest income	$2,250,000	3,188
Total interest expense	$551,000	4,039
Net interest income	$1,699,000	2,840
Provision for loan and lease losses	$3,000	6,662
Total noninterest income	$246,000	3,675
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$180,000	2,223
Trading account gains and fees	$0	134
Additional Noninterest Income	$66,000	4,730
Total noninterest expense	$1,096,000	3,398
Salaries and employee benefits	$584,000	3,433
Premises and equipment expense	$163,000	3,263
Additional noninterest expense	$349,000	3,200
Pre-tax net operating income	$846,000	2,361
Securities gains (losses)	$0	2,891
Applicable income taxes	$305,000	2,028
Income before extraordinary items	$541,000	2,778
Extraordinary gains, net	$0	21
Net income	$541,000	2,775
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$44,000	2,327
Cash dividends	$246,000	2,015
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$541,000	2,638
2002-12-31 (YTD Data)		Rank
Total interest income	$10,090,000	2,998
Total interest expense	$2,765,000	3,781
Net interest income	$7,325,000	2,602
Provision for loan and lease losses	$534,000	2,280
Total noninterest income	$702,000	4,325
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$581,000	2,626
Trading account gains and fees	$0	153
Additional Noninterest Income	$121,000	6,044
Total noninterest expense	$4,531,000	3,204
Salaries and employee benefits	$2,322,000	3,327
Premises and equipment expense	$653,000	3,170
Additional noninterest expense	$1,556,000	2,877
Pre-tax net operating income	$2,962,000	2,530
Securities gains (losses)	$-2,000	8,714
Applicable income taxes	$1,107,000	2,055
Income before extraordinary items	$1,853,000	2,965
Extraordinary gains, net	$0	70
Net income	$1,853,000	2,963
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$68,000	4,802
Cash dividends	$1,706,000	1,497
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,854,280	2,878
2001-12-31 (YTD Data)		Rank
Total interest income	$12,095,000	2,801
Total interest expense	$4,802,000	3,261
Net interest income	$7,293,000	2,454
Provision for loan and lease losses	$700,000	1,661
Total noninterest income	$671,000	4,292
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$583,000	2,493
Trading account gains and fees	$0	177
Additional Noninterest Income	$88,000	6,699
Total noninterest expense	$4,551,000	3,061
Salaries and employee benefits	$2,217,000	3,302
Premises and equipment expense	$649,000	3,144
Additional noninterest expense	$1,685,000	2,606
Pre-tax net operating income	$2,713,000	2,498
Securities gains (losses)	$6,000	3,836
Applicable income taxes	$935,000	2,165
Income before extraordinary items	$1,784,000	2,818
Extraordinary gains, net	$0	105
Net income	$1,784,000	2,820
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$249,000	2,512
Cash dividends	$1,075,000	2,124
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,780,040	2,735
2000-12-31 (YTD Data)		Rank
Total interest income	$11,504,000	2,997
Total interest expense	$4,828,000	3,428
Net interest income	$6,676,000	2,664
Provision for loan and lease losses	$100,000	5,274
Total noninterest income	$753,000	3,800
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$638,000	2,169
Trading account gains and fees	$0	180
Additional Noninterest Income	$115,000	6,102
Total noninterest expense	$4,119,000	3,249
Salaries and employee benefits	$2,148,000	3,269
Premises and equipment expense	$602,000	3,268
Additional noninterest expense	$1,369,000	3,042
Pre-tax net operating income	$3,210,000	2,247
Securities gains (losses)	$0	1,956
Applicable income taxes	$1,152,000	1,882
Income before extraordinary items	$2,058,000	2,497
Extraordinary gains, net	$0	38
Net income	$2,058,000	2,496
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$99,000	3,598
Cash dividends	$1,032,000	2,206
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$2,058,000	2,500
1999-12-31 (YTD Data)		Rank
Total interest income	$10,739,000	3,004
Total interest expense	$4,378,000	3,324
Net interest income	$6,361,000	2,761
Provision for loan and lease losses	$23,000	7,570
Total noninterest income	$688,000	4,034
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$603,000	2,222
Trading account gains and fees	$0	173
Additional Noninterest Income	$85,000	7,013
Total noninterest expense	$3,824,000	3,450
Salaries and employee benefits	$2,019,000	3,411
Premises and equipment expense	$478,000	3,920
Additional noninterest expense	$1,327,000	3,165
Pre-tax net operating income	$3,202,000	2,273
Securities gains (losses)	$-2,000	8,771
Applicable income taxes	$1,152,000	1,989
Income before extraordinary items	$2,048,000	2,535
Extraordinary gains, net	$0	35
Net income	$2,048,000	2,535
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	5,930
Cash dividends	$958,000	2,364
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$2,049,280	2,493
1998-12-31 (YTD Data)		Rank
Total interest income	$9,944,000	3,254
Total interest expense	$4,260,000	3,487
Net interest income	$5,684,000	3,030
Provision for loan and lease losses	$90,000	5,311
Total noninterest income	$985,000	3,115
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$879,000	1,420
Trading account gains and fees	$0	224
Additional Noninterest Income	$106,000	6,504
Total noninterest expense	$3,553,000	3,562
Salaries and employee benefits	$1,858,000	3,570
Premises and equipment expense	$454,000	3,980
Additional noninterest expense	$1,241,000	3,274
Pre-tax net operating income	$3,026,000	2,351
Securities gains (losses)	$0	4,449
Applicable income taxes	$1,111,000	2,122
Income before extraordinary items	$1,915,000	2,654
Extraordinary gains, net	$0	32
Net income	$1,915,000	2,654
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$62,000	4,524
Cash dividends	$846,000	2,507
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,915,000	2,575
1997-12-31 (YTD Data)		Rank
Total interest income	$8,698,000	3,681
Total interest expense	$3,605,000	4,041
Net interest income	$5,093,000	3,432
Provision for loan and lease losses	$107,000	5,029
Total noninterest income	$1,244,000	2,555
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$1,146,000	1,093
Trading account gains and fees	$0	239
Additional Noninterest Income	$98,000	6,853
Total noninterest expense	$3,274,000	3,819
Salaries and employee benefits	$1,738,000	3,762
Premises and equipment expense	$447,000	4,067
Additional noninterest expense	$1,089,000	3,624
Pre-tax net operating income	$2,956,000	2,523
Securities gains (losses)	$5,000	2,787
Applicable income taxes	$1,078,000	2,284
Income before extraordinary items	$1,883,000	2,721
Extraordinary gains, net	$0	44
Net income	$1,883,000	2,720
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$116,000	3,507
Cash dividends	$755,000	2,648
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,879,800	2,673
1996-12-31 (YTD Data)		Rank
Total interest income	$7,359,000	4,374
Total interest expense	$2,980,000	4,816
Net interest income	$4,379,000	3,977
Provision for loan and lease losses	$40,000	6,972
Total noninterest income	$999,000	3,130
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$863,000	1,548
Trading account gains and fees	$0	262
Additional Noninterest Income	$136,000	6,251
Total noninterest expense	$2,830,000	4,506
Salaries and employee benefits	$1,473,000	4,382
Premises and equipment expense	$394,000	4,586
Additional noninterest expense	$963,000	4,547
Pre-tax net operating income	$2,508,000	2,762
Securities gains (losses)	$0	4,148
Applicable income taxes	$876,000	2,640
Income before extraordinary items	$1,632,000	2,946
Extraordinary gains, net	$0	53
Net income	$1,632,000	2,947
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	6,733
Cash dividends	$675,000	2,818
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,632,000	2,913
1995-12-31 (YTD Data)		Rank
Total interest income	$4,227,000	6,772
Total interest expense	$1,678,000	7,194
Net interest income	$2,549,000	6,224
Provision for loan and lease losses	$55,000	6,005
Total noninterest income	$519,000	5,054
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$477,000	2,840
Trading account gains and fees	NA	NA
Additional Noninterest Income	$42,000	9,621
Total noninterest expense	$1,743,000	6,612
Salaries and employee benefits	$880,000	6,660
Premises and equipment expense	$236,000	6,571
Additional noninterest expense	$627,000	6,347
Pre-tax net operating income	$1,270,000	5,051
Securities gains (losses)	$0	3,831
Applicable income taxes	$466,000	4,417
Income before extraordinary items	$804,000	5,432
Extraordinary gains, net	$0	65
Net income	$804,000	5,429
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,856
Cash dividends	$381,000	3,992
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$804,000	5,405
1994-12-31 (YTD Data)		Rank
Total interest income	$3,880,000	6,852
Total interest expense	$1,436,000	7,086
Net interest income	$2,444,000	6,578
Provision for loan and lease losses	$166,000	3,396
Total noninterest income	$317,000	7,031
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$253,000	5,001
Trading account gains and fees	NA	NA
Additional Noninterest Income	$64,000	8,924
Total noninterest expense	$1,691,000	7,020
Salaries and employee benefits	$849,000	6,930
Premises and equipment expense	$230,000	6,858
Additional noninterest expense	$612,000	6,947
Pre-tax net operating income	$904,000	6,381
Securities gains (losses)	$0	3,600
Applicable income taxes	$232,000	6,800
Income before extraordinary items	$672,000	6,080
Extraordinary gains, net	$0	249
Net income	$672,000	6,096
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$105,000	3,634
Cash dividends	$191,000	5,620
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$672,000	6,154
1993-12-31 (YTD Data)		Rank
Total interest income	$3,658,000	7,324
Total interest expense	$1,420,000	7,469
Net interest income	$2,238,000	7,070
Provision for loan and lease losses	$242,000	3,458
Total noninterest income	$284,000	7,883
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$211,000	5,764
Trading account gains and fees	NA	NA
Additional Noninterest Income	$73,000	8,943
Total noninterest expense	$1,677,000	7,264
Salaries and employee benefits	$787,000	7,396
Premises and equipment expense	$228,000	7,133
Additional noninterest expense	$662,000	6,851
Pre-tax net operating income	$603,000	7,928
Securities gains (losses)	$96,000	2,561
Applicable income taxes	$250,000	6,790
Income before extraordinary items	$449,000	7,976
Extraordinary gains, net	$0	3,149
Net income	$449,000	8,151
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$199,000	3,154
Cash dividends	$66,000	7,589
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$387,560	8,299
1992-12-31 (YTD Data)		Rank
Total interest income	$4,010,000	7,494
Total interest expense	$1,745,000	7,773
Net interest income	$2,265,000	7,081
Provision for loan and lease losses	$178,000	5,607
Total noninterest income	$223,000	8,974
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$163,000	6,783
Trading account gains and fees	NA	NA
Additional Noninterest Income	$60,000	9,797
Total noninterest expense	$1,758,000	7,080
Salaries and employee benefits	$772,000	7,452
Premises and equipment expense	$230,000	7,171
Additional noninterest expense	$756,000	6,381
Pre-tax net operating income	$552,000	8,054
Securities gains (losses)	$-17,000	13,435
Applicable income taxes	$185,000	7,849
Income before extraordinary items	$350,000	8,724
Extraordinary gains, net	$0	1,422
Net income	$350,000	8,859
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$178,000	4,468
Cash dividends	$263,000	4,355
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$361,050	8,243

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.