Home > Lockwood National Bank of Houston > Income and Expense
Lockwood National Bank of Houston, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $20,355,000 | 1,539 |
| Total interest expense | $5,493,000 | 2,358 |
| Net interest income | $14,862,000 | 1,225 |
| Provision for loan and lease losses | $385,000 | 2,527 |
| Total noninterest income | $3,722,000 | 1,232 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $3,148,000 | 460 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $574,000 | 2,968 |
| Total noninterest expense | $13,228,000 | 1,179 |
| Salaries and employee benefits | $6,526,000 | 1,055 |
| Premises and equipment expense | $1,656,000 | 1,291 |
| Additional noninterest expense | $5,046,000 | 1,267 |
| Pre-tax net operating income | $4,971,000 | 1,407 |
| Securities gains (losses) | $295,000 | 1,317 |
| Applicable income taxes | $1,976,000 | 1,224 |
| Income before extraordinary items | $3,290,000 | 1,548 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,290,000 | 1,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $683,000 | 1,459 |
| Cash dividends | $1,240,000 | 1,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,101,200 | 1,547 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $15,858,000 | 2,223 |
| Total interest expense | $6,006,000 | 2,771 |
| Net interest income | $9,852,000 | 1,859 |
| Provision for loan and lease losses | $130,000 | 6,495 |
| Total noninterest income | $2,298,000 | 1,764 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,855,000 | 715 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $443,000 | 3,475 |
| Total noninterest expense | $8,482,000 | 1,790 |
| Salaries and employee benefits | $4,333,000 | 1,534 |
| Premises and equipment expense | $1,234,000 | 1,717 |
| Additional noninterest expense | $2,915,000 | 2,039 |
| Pre-tax net operating income | $3,538,000 | 1,745 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,115,000 | 1,906 |
| Income before extraordinary items | $2,423,000 | 1,880 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,423,000 | 1,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $394,000 | 2,853 |
| Cash dividends | $300,000 | 3,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,423,000 | 1,728 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.