Home > Lock Haven Savings Bank > Income and Expense
Lock Haven Savings Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,762,000 | 8,446 |
| Total interest expense | $1,166,000 | 8,036 |
| Net interest income | $1,596,000 | 8,589 |
| Provision for loan and lease losses | $2,000 | 9,032 |
| Total noninterest income | $221,000 | 8,366 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 9,178 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $156,000 | 6,096 |
| Total noninterest expense | $1,551,000 | 7,438 |
| Salaries and employee benefits | $706,000 | 7,832 |
| Premises and equipment expense | $156,000 | 8,394 |
| Additional noninterest expense | $689,000 | 6,399 |
| Pre-tax net operating income | $272,000 | 10,327 |
| Securities gains (losses) | $6,000 | 2,522 |
| Applicable income taxes | $149,000 | 8,321 |
| Income before extraordinary items | $121,000 | 11,144 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $121,000 | 11,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,352 |
| Cash dividends | $20,000 | 8,568 |
| Sale, conversion, retirement of capital stock, net | $201,000 | 691 |
| Net operating income | $117,160 | 11,236 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,867,000 | 8,553 |
| Total interest expense | $1,227,000 | 8,152 |
| Net interest income | $1,640,000 | 8,673 |
| Provision for loan and lease losses | $31,000 | 8,369 |
| Total noninterest income | $214,000 | 8,947 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $54,000 | 9,905 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $160,000 | 6,357 |
| Total noninterest expense | $1,216,000 | 8,833 |
| Salaries and employee benefits | $558,000 | 9,143 |
| Premises and equipment expense | $154,000 | 8,798 |
| Additional noninterest expense | $504,000 | 8,173 |
| Pre-tax net operating income | $607,000 | 7,907 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $209,000 | 7,456 |
| Income before extraordinary items | $398,000 | 8,456 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $398,000 | 8,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $20,000 | 8,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $398,000 | 8,180 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,063,000 | 8,867 |
| Total interest expense | $1,640,000 | 8,081 |
| Net interest income | $1,423,000 | 9,539 |
| Provision for loan and lease losses | $21,000 | 10,525 |
| Total noninterest income | $119,000 | 11,221 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 10,228 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 9,442 |
| Total noninterest expense | $1,165,000 | 9,211 |
| Salaries and employee benefits | $493,000 | 9,850 |
| Premises and equipment expense | $142,000 | 9,348 |
| Additional noninterest expense | $530,000 | 8,195 |
| Pre-tax net operating income | $356,000 | 9,630 |
| Securities gains (losses) | $-4,000 | 13,019 |
| Applicable income taxes | $136,000 | 8,982 |
| Income before extraordinary items | $216,000 | 10,382 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $216,000 | 10,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 10,608 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $218,560 | 9,999 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.