Home > Locality Bank > Assets and Liabilities
Locality Bank, Assets and Liabilities
| 2025-03-31 | Rank | |
| # of Employees: | 39 | 2,630 |
| Assets and Liabilities | ||
| Total Assets: | $303,213,000 | 2,502 |
| Cash and due from depository institutions | $53,343,000 | 2,630 |
| Interest-bearing balances | $51,138,000 | 1,183 |
| Securities | $11,391,000 | 3,824 |
| Federal funds sold & reverse repurchase agreements | $0 | 1,907 |
| Net loans & leases | $231,864,000 | 2,198 |
| Loan loss allowance | $3,981,000 | 1,777 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $2,080,000 | 3,017 |
| Other real estate owned | $0 | 2,630 |
| Goodwill and other intangibles | $55,000 | 2,122 |
| All other assets | $4,480,000 | 3,078 |
| Life insurance assets | $0 | 2,984 |
| Total liabilities and capital | $303,213,000 | 2,477 |
| Total liabilities | $256,639,000 | 2,555 |
| Total deposits | $255,391,000 | 2,513 |
| Interest-bearing deposits | $221,974,000 | 2,303 |
| Deposits held in domestic offices | $255,391,000 | 2,512 |
| % insured | 67.19% | 3,350 |
| Federal funds purchased & repurchase agreements | $0 | 874 |
| Trading liabilities | $0 | 203 |
| Other borrowed funds | $0 | 2,578 |
| Subordinated debt | $0 | 64 |
| All other liabilities | $1,248,000 | 2,972 |
| Total equity capital | $46,574,000 | 1,870 |
| Total bank equity capital | $46,574,000 | 1,894 |
| Perpetual preferred stock | $0 | 114 |
| Common stock | $26,634,000 | 189 |
| Surplus | $27,902,000 | 1,206 |
| Undivided profits | $-7,962,000 | 4,367 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 139 |
| Memoranda | ||
| Noncurrent loans and leases | $2,626,000 | 1,355 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $243,000 | 417 |
| Income earned, not collected on loans | $1,051,000 | 2,972 |
| Earning assets | $294,393,000 | 2,416 |
| Long-term assets (5+ years) | $23,204,000 | 3,489 |
| Average Assets, year-to-date | $292,208,500 | 2,516 |
| Average Assets, quarterly | $292,208,500 | 2,516 |
| Volatile liabilities | $14,777,000 | 3,086 |
| Insider loans | $5,250,000 | 1,105 |
| FHLB advances | $0 | 2,381 |
| Loans and leases held for sale | $0 | 1,097 |
| Unused loan commitments | $47,109,000 | 1,863 |
| Tier 1 (core) risk-based capital | $44,332,000 | 2,076 |
| Tier 2 risk-based capital | $0 | 2,663 |
| Total risk weighted assets | $0 | 2,740 |
| Total unused commitments | $47,109,000 | 1,863 |
| Derivatives | $0 | 1,188 |
| 2024-12-31 | Rank | |
| # of Employees: | 37 | 2,724 |
| Assets and Liabilities | ||
| Total Assets: | $281,204,000 | 2,588 |
| Cash and due from depository institutions | $57,687,000 | 2,724 |
| Interest-bearing balances | $55,877,000 | 1,007 |
| Securities | $11,548,000 | 3,833 |
| Federal funds sold & reverse repurchase agreements | $0 | 1,818 |
| Net loans & leases | $205,547,000 | 2,359 |
| Loan loss allowance | $3,195,000 | 2,024 |
| Trading account assets | $0 | 218 |
| Bank premises and fixed assets | $2,136,000 | 2,995 |
| Other real estate owned | $0 | 2,724 |
| Goodwill and other intangibles | $44,000 | 2,149 |
| All other assets | $4,242,000 | 3,165 |
| Life insurance assets | $0 | 3,000 |
| Total liabilities and capital | $281,204,000 | 2,568 |
| Total liabilities | $249,177,000 | 2,576 |
| Total deposits | $242,979,000 | 2,556 |
| Interest-bearing deposits | $210,127,000 | 2,364 |
| Deposits held in domestic offices | $242,979,000 | 2,556 |
| % insured | 66.60% | 3,393 |
| Federal funds purchased & repurchase agreements | $0 | 983 |
| Trading liabilities | $0 | 203 |
| Other borrowed funds | $5,000,000 | 2,026 |
| Subordinated debt | $0 | 63 |
| All other liabilities | $1,198,000 | 3,013 |
| Total equity capital | $32,027,000 | 2,327 |
| Total bank equity capital | $32,027,000 | 2,345 |
| Perpetual preferred stock | $0 | 114 |
| Common stock | $19,228,000 | 223 |
| Surplus | $20,429,000 | 1,485 |
| Undivided profits | $-7,630,000 | 4,379 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 141 |
| Memoranda | ||
| Noncurrent loans and leases | $1,126,000 | 1,924 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 597 |
| Income earned, not collected on loans | $950,000 | 3,162 |
| Earning assets | $272,972,000 | 2,512 |
| Long-term assets (5+ years) | $21,030,000 | 3,595 |
| Average Assets, year-to-date | $233,101,800 | 2,794 |
| Average Assets, quarterly | $268,488,500 | 2,626 |
| Volatile liabilities | $20,897,000 | 2,730 |
| Insider loans | $5,250,000 | 1,104 |
| FHLB advances | $5,000,000 | 1,902 |
| Loans and leases held for sale | $0 | 1,099 |
| Unused loan commitments | $50,690,000 | 1,788 |
| Tier 1 (core) risk-based capital | $30,108,000 | 2,630 |
| Tier 2 risk-based capital | $0 | 2,717 |
| Total risk weighted assets | $0 | 2,791 |
| Total unused commitments | $50,690,000 | 1,789 |
| Derivatives | $0 | 1,188 |
| 2024-09-30 | Rank | |
| # of Employees: | 35 | 2,803 |
| Assets and Liabilities | ||
| Total Assets: | $255,773,000 | 2,725 |
| Cash and due from depository institutions | $44,213,000 | 2,803 |
| Interest-bearing balances | $40,122,000 | 1,289 |
| Securities | $12,512,000 | 3,817 |
| Federal funds sold & reverse repurchase agreements | $0 | 1,851 |
| Net loans & leases | $194,731,000 | 2,414 |
| Loan loss allowance | $3,096,000 | 2,055 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $2,188,000 | 2,976 |
| Other real estate owned | $0 | 2,803 |
| Goodwill and other intangibles | $39,000 | 2,177 |
| All other assets | $2,090,000 | 3,794 |
| Life insurance assets | $0 | 3,029 |
| Total liabilities and capital | $255,773,000 | 2,695 |
| Total liabilities | $225,581,000 | 2,702 |
| Total deposits | $224,352,000 | 2,654 |
| Interest-bearing deposits | $192,747,000 | 2,465 |
| Deposits held in domestic offices | $224,352,000 | 2,653 |
| % insured | 68.84% | 3,282 |
| Federal funds purchased & repurchase agreements | $0 | 984 |
| Trading liabilities | $0 | 203 |
| Other borrowed funds | $0 | 2,870 |
| Subordinated debt | $0 | 69 |
| All other liabilities | $1,229,000 | 3,060 |
| Total equity capital | $30,192,000 | 2,446 |
| Total bank equity capital | $30,192,000 | 2,473 |
| Perpetual preferred stock | $0 | 114 |
| Common stock | $19,228,000 | 224 |
| Surplus | $20,371,000 | 1,480 |
| Undivided profits | $-9,407,000 | 4,452 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 146 |
| Memoranda | ||
| Noncurrent loans and leases | $1,447,000 | 1,715 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 591 |
| Income earned, not collected on loans | $896,000 | 3,236 |
| Earning assets | $247,365,000 | 2,630 |
| Long-term assets (5+ years) | $19,278,000 | 3,684 |
| Average Assets, year-to-date | $221,076,250 | 2,869 |
| Average Assets, quarterly | $244,560,000 | 2,741 |
| Volatile liabilities | $8,251,000 | 3,644 |
| Insider loans | $5,250,000 | 1,112 |
| FHLB advances | $0 | 2,544 |
| Loans and leases held for sale | $0 | 1,186 |
| Unused loan commitments | $53,859,000 | 1,739 |
| Tier 1 (core) risk-based capital | $30,112,000 | 2,609 |
| Tier 2 risk-based capital | $0 | 2,756 |
| Total risk weighted assets | $0 | 2,831 |
| Total unused commitments | $53,859,000 | 1,739 |
| Derivatives | $0 | 1,205 |
| 2024-06-30 | Rank | |
| # of Employees: | 34 | 2,844 |
| Assets and Liabilities | ||
| Total Assets: | $233,347,000 | 2,833 |
| Cash and due from depository institutions | $54,294,000 | 2,844 |
| Interest-bearing balances | $51,612,000 | 997 |
| Securities | $9,933,000 | 3,955 |
| Federal funds sold & reverse repurchase agreements | $0 | 1,862 |
| Net loans & leases | $164,599,000 | 2,612 |
| Loan loss allowance | $2,610,000 | 2,258 |
| Trading account assets | $0 | 220 |
| Bank premises and fixed assets | $2,240,000 | 2,960 |
| Other real estate owned | $0 | 2,844 |
| Goodwill and other intangibles | $18,000 | 2,235 |
| All other assets | $2,263,000 | 3,765 |
| Life insurance assets | $0 | 3,043 |
| Total liabilities and capital | $233,347,000 | 2,801 |
| Total liabilities | $202,722,000 | 2,833 |
| Total deposits | $199,598,000 | 2,808 |
| Interest-bearing deposits | $161,125,000 | 2,683 |
| Deposits held in domestic offices | $199,598,000 | 2,808 |
| % insured | 60.31% | 3,924 |
| Federal funds purchased & repurchase agreements | $0 | 1,057 |
| Trading liabilities | $0 | 206 |
| Other borrowed funds | $2,000,000 | 2,660 |
| Subordinated debt | $0 | 66 |
| All other liabilities | $1,124,000 | 3,089 |
| Total equity capital | $30,625,000 | 2,345 |
| Total bank equity capital | $30,625,000 | 2,375 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $19,228,000 | 224 |
| Surplus | $20,313,000 | 1,484 |
| Undivided profits | $-8,916,000 | 4,439 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 146 |
| Memoranda | ||
| Noncurrent loans and leases | $1,342,000 | 1,713 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 586 |
| Income earned, not collected on loans | $706,000 | 3,512 |
| Earning assets | $226,144,000 | 2,748 |
| Long-term assets (5+ years) | $14,530,000 | 3,871 |
| Average Assets, year-to-date | $209,510,667 | 2,935 |
| Average Assets, quarterly | $218,206,000 | 2,888 |
| Volatile liabilities | $7,037,000 | 3,739 |
| Insider loans | $4,000,000 | 1,312 |
| FHLB advances | $2,000,000 | 2,304 |
| Loans and leases held for sale | $0 | 1,161 |
| Unused loan commitments | $65,374,000 | 1,546 |
| Tier 1 (core) risk-based capital | $30,675,000 | 2,563 |
| Tier 2 risk-based capital | $0 | 2,777 |
| Total risk weighted assets | $0 | 2,854 |
| Total unused commitments | $65,374,000 | 1,546 |
| Derivatives | $0 | 1,209 |
| 2024-03-31 | Rank | |
| # of Employees: | 33 | 2,886 |
| Assets and Liabilities | ||
| Total Assets: | $203,065,000 | 3,025 |
| Cash and due from depository institutions | $50,120,000 | 2,886 |
| Interest-bearing balances | $48,009,000 | 1,099 |
| Securities | $10,190,000 | 3,965 |
| Federal funds sold & reverse repurchase agreements | $0 | 1,910 |
| Net loans & leases | $137,960,000 | 2,818 |
| Loan loss allowance | $1,432,000 | 3,028 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $2,301,000 | 2,945 |
| Other real estate owned | $0 | 2,886 |
| Goodwill and other intangibles | $11,000 | 2,265 |
| All other assets | $2,483,000 | 3,669 |
| Life insurance assets | $0 | 3,066 |
| Total liabilities and capital | $203,065,000 | 2,988 |
| Total liabilities | $171,172,000 | 3,050 |
| Total deposits | $170,029,000 | 3,020 |
| Interest-bearing deposits | $140,122,000 | 2,852 |
| Deposits held in domestic offices | $170,029,000 | 3,020 |
| % insured | 64.38% | 3,662 |
| Federal funds purchased & repurchase agreements | $0 | 987 |
| Trading liabilities | $0 | 166 |
| Other borrowed funds | $0 | 2,975 |
| Subordinated debt | $0 | 67 |
| All other liabilities | $1,143,000 | 3,051 |
| Total equity capital | $31,893,000 | 2,319 |
| Total bank equity capital | $31,893,000 | 2,310 |
| Perpetual preferred stock | $0 | 117 |
| Common stock | $19,228,000 | 181 |
| Surplus | $20,256,000 | 1,478 |
| Undivided profits | $-7,591,000 | 4,451 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 149 |
| Memoranda | ||
| Noncurrent loans and leases | $400,000 | 2,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 591 |
| Income earned, not collected on loans | $682,000 | 3,501 |
| Earning assets | $196,159,000 | 2,925 |
| Long-term assets (5+ years) | $7,560,000 | 4,151 |
| Average Assets, year-to-date | $197,592,500 | 3,018 |
| Average Assets, quarterly | $197,592,500 | 3,018 |
| Volatile liabilities | $5,749,000 | 3,791 |
| Insider loans | $4,000,000 | 1,289 |
| FHLB advances | $0 | 2,533 |
| Loans and leases held for sale | $0 | 1,118 |
| Unused loan commitments | $58,748,000 | 1,661 |
| Tier 1 (core) risk-based capital | $31,953,000 | 2,508 |
| Tier 2 risk-based capital | $0 | 2,800 |
| Total risk weighted assets | $0 | 2,879 |
| Total unused commitments | $58,748,000 | 1,661 |
| Derivatives | $0 | 1,191 |
| 2023-12-31 | Rank | |
| # of Employees: | 31 | 2,989 |
| Assets and Liabilities | ||
| Total Assets: | $192,120,000 | 3,091 |
| Cash and due from depository institutions | $48,511,000 | 2,989 |
| Interest-bearing balances | $48,244,000 | 1,009 |
| Securities | $10,524,000 | 3,990 |
| Federal funds sold & reverse repurchase agreements | $0 | 1,820 |
| Net loans & leases | $129,425,000 | 2,898 |
| Loan loss allowance | $1,274,000 | 3,172 |
| Trading account assets | $0 | 214 |
| Bank premises and fixed assets | $2,356,000 | 2,916 |
| Other real estate owned | $0 | 2,989 |
| Goodwill and other intangibles | $0 | 2,295 |
| All other assets | $1,304,000 | 4,113 |
| Life insurance assets | $0 | 3,088 |
| Total liabilities and capital | $192,120,000 | 3,061 |
| Total liabilities | $159,803,000 | 3,156 |
| Total deposits | $158,714,000 | 3,108 |
| Interest-bearing deposits | $135,840,000 | 2,877 |
| Deposits held in domestic offices | $158,714,000 | 3,107 |
| % insured | 55.00% | 4,183 |
| Federal funds purchased & repurchase agreements | $0 | 1,169 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $0 | 3,039 |
| Subordinated debt | $0 | 69 |
| All other liabilities | $1,089,000 | 3,046 |
| Total equity capital | $32,317,000 | 2,297 |
| Total bank equity capital | $32,317,000 | 2,285 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $19,228,000 | 178 |
| Surplus | $20,196,000 | 1,477 |
| Undivided profits | $-7,107,000 | 4,461 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 149 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,812 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 572 |
| Income earned, not collected on loans | $576,000 | 3,715 |
| Earning assets | $188,193,000 | 2,984 |
| Long-term assets (5+ years) | $7,184,000 | 4,185 |
| Average Assets, year-to-date | $144,892,200 | 3,412 |
| Average Assets, quarterly | $177,919,000 | 3,161 |
| Volatile liabilities | $5,677,000 | 3,778 |
| Insider loans | $5,250,000 | 1,083 |
| FHLB advances | $0 | 2,635 |
| Loans and leases held for sale | $0 | 1,074 |
| Unused loan commitments | $51,401,000 | 1,772 |
| Tier 1 (core) risk-based capital | $32,316,000 | 2,491 |
| Tier 2 risk-based capital | $0 | 2,824 |
| Total risk weighted assets | $0 | 2,900 |
| Total unused commitments | $51,401,000 | 1,772 |
| Derivatives | $0 | 1,163 |
| 2023-09-30 | Rank | |
| # of Employees: | 30 | 3,055 |
| Assets and Liabilities | ||
| Total Assets: | $163,718,000 | 3,291 |
| Cash and due from depository institutions | $36,423,000 | 3,055 |
| Interest-bearing balances | $33,817,000 | 1,260 |
| Securities | $10,449,000 | 4,006 |
| Federal funds sold & reverse repurchase agreements | $0 | 1,844 |
| Net loans & leases | $113,122,000 | 3,047 |
| Loan loss allowance | $1,106,000 | 3,316 |
| Trading account assets | $0 | 216 |
| Bank premises and fixed assets | $2,401,000 | 2,903 |
| Other real estate owned | $0 | 3,055 |
| Goodwill and other intangibles | $0 | 2,313 |
| All other assets | $1,323,000 | 4,136 |
| Life insurance assets | $0 | 3,103 |
| Total liabilities and capital | $163,718,000 | 3,256 |
| Total liabilities | $131,283,000 | 3,400 |
| Total deposits | $130,044,000 | 3,365 |
| Interest-bearing deposits | $105,160,000 | 3,204 |
| Deposits held in domestic offices | $130,044,000 | 3,365 |
| % insured | 61.60% | 3,879 |
| Federal funds purchased & repurchase agreements | $0 | 1,178 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $0 | 3,023 |
| Subordinated debt | $0 | 70 |
| All other liabilities | $1,239,000 | 2,941 |
| Total equity capital | $32,435,000 | 2,185 |
| Total bank equity capital | $32,435,000 | 2,175 |
| Perpetual preferred stock | $0 | 116 |
| Common stock | $19,228,000 | 182 |
| Surplus | $20,141,000 | 1,476 |
| Undivided profits | $-6,934,000 | 4,419 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 146 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,837 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 574 |
| Income earned, not collected on loans | $438,000 | 3,950 |
| Earning assets | $157,388,000 | 3,208 |
| Long-term assets (5+ years) | $11,068,000 | 4,064 |
| Average Assets, year-to-date | $133,085,250 | 3,529 |
| Average Assets, quarterly | $147,156,000 | 3,404 |
| Volatile liabilities | $5,247,000 | 3,800 |
| Insider loans | $5,250,000 | 1,069 |
| FHLB advances | $0 | 2,657 |
| Loans and leases held for sale | $0 | 1,153 |
| Unused loan commitments | $54,225,000 | 1,749 |
| Tier 1 (core) risk-based capital | $32,651,000 | 2,478 |
| Tier 2 risk-based capital | $0 | 2,835 |
| Total risk weighted assets | $0 | 2,915 |
| Total unused commitments | $54,225,000 | 1,749 |
| Derivatives | $0 | 1,168 |
| 2023-06-30 | Rank | |
| # of Employees: | 29 | 3,131 |
| Assets and Liabilities | ||
| Total Assets: | $130,594,000 | 3,605 |
| Cash and due from depository institutions | $26,008,000 | 3,131 |
| Interest-bearing balances | $25,009,000 | 1,469 |
| Securities | $10,975,000 | 4,022 |
| Federal funds sold & reverse repurchase agreements | $0 | 1,868 |
| Net loans & leases | $89,630,000 | 3,309 |
| Loan loss allowance | $883,000 | 3,569 |
| Trading account assets | $0 | 212 |
| Bank premises and fixed assets | $2,443,000 | 2,874 |
| Other real estate owned | $0 | 3,131 |
| Goodwill and other intangibles | $0 | 2,313 |
| All other assets | $1,538,000 | 4,039 |
| Life insurance assets | $0 | 3,127 |
| Total liabilities and capital | $130,594,000 | 3,567 |
| Total liabilities | $97,301,000 | 3,764 |
| Total deposits | $96,140,000 | 3,744 |
| Interest-bearing deposits | $75,580,000 | 3,597 |
| Deposits held in domestic offices | $96,140,000 | 3,743 |
| % insured | 66.20% | 3,579 |
| Federal funds purchased & repurchase agreements | $0 | 1,196 |
| Trading liabilities | $0 | 155 |
| Other borrowed funds | $0 | 3,023 |
| Subordinated debt | $0 | 71 |
| All other liabilities | $1,161,000 | 2,860 |
| Total equity capital | $33,293,000 | 2,180 |
| Total bank equity capital | $33,293,000 | 2,170 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $19,228,000 | 182 |
| Surplus | $20,086,000 | 1,480 |
| Undivided profits | $-6,021,000 | 4,468 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 148 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,836 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 581 |
| Income earned, not collected on loans | $331,000 | 4,099 |
| Earning assets | $125,614,000 | 3,512 |
| Long-term assets (5+ years) | $9,932,000 | 4,147 |
| Average Assets, year-to-date | $122,874,333 | 3,649 |
| Average Assets, quarterly | $126,119,000 | 3,619 |
| Volatile liabilities | $2,747,000 | 4,064 |
| Insider loans | $5,250,000 | 1,057 |
| FHLB advances | $0 | 2,663 |
| Loans and leases held for sale | $0 | 1,186 |
| Unused loan commitments | $33,104,000 | 2,262 |
| Tier 1 (core) risk-based capital | $33,380,000 | 2,415 |
| Tier 2 risk-based capital | $924,000 | 2,275 |
| Total risk weighted assets | $102,803,000 | 2,217 |
| Total unused commitments | $33,104,000 | 2,263 |
| Derivatives | $0 | 1,164 |
| 2023-03-31 | Rank | |
| # of Employees: | 25 | 3,358 |
| Assets and Liabilities | ||
| Total Assets: | $121,644,000 | 3,707 |
| Cash and due from depository institutions | $26,044,000 | 3,358 |
| Interest-bearing balances | $24,783,000 | 1,569 |
| Securities | $15,297,000 | 3,900 |
| Federal funds sold & reverse repurchase agreements | $0 | 1,938 |
| Net loans & leases | $76,190,000 | 3,496 |
| Loan loss allowance | $749,000 | 3,751 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $2,496,000 | 2,861 |
| Other real estate owned | $0 | 3,358 |
| Goodwill and other intangibles | $0 | 2,327 |
| All other assets | $1,617,000 | 4,013 |
| Life insurance assets | $0 | 3,143 |
| Total liabilities and capital | $121,644,000 | 3,707 |
| Total liabilities | $87,612,000 | 3,904 |
| Total deposits | $86,515,000 | 3,868 |
| Interest-bearing deposits | $71,080,000 | 3,733 |
| Deposits held in domestic offices | $86,515,000 | 3,867 |
| % insured | 59.42% | 4,038 |
| Federal funds purchased & repurchase agreements | $0 | 1,096 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $0 | 2,785 |
| Subordinated debt | $0 | 68 |
| All other liabilities | $1,097,000 | 2,868 |
| Total equity capital | $34,032,000 | 2,149 |
| Total bank equity capital | $34,032,000 | 2,149 |
| Perpetual preferred stock | $0 | 77 |
| Common stock | $19,228,000 | 182 |
| Surplus | $20,029,000 | 1,496 |
| Undivided profits | $-5,225,000 | 4,471 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 104 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,889 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 577 |
| Income earned, not collected on loans | $302,000 | 4,155 |
| Earning assets | $116,270,000 | 3,665 |
| Long-term assets (5+ years) | $10,610,000 | 4,195 |
| Average Assets, year-to-date | $119,014,500 | 3,733 |
| Average Assets, quarterly | $119,014,500 | 3,733 |
| Volatile liabilities | $0 | 4,515 |
| Insider loans | $5,250,000 | 1,046 |
| FHLB advances | $0 | 2,522 |
| Loans and leases held for sale | $0 | 1,096 |
| Unused loan commitments | $34,417,000 | 2,274 |
| Tier 1 (core) risk-based capital | $33,915,000 | 2,404 |
| Tier 2 risk-based capital | $749,000 | 2,448 |
| Total risk weighted assets | $98,299,000 | 2,288 |
| Total unused commitments | $34,417,000 | 2,274 |
| Derivatives | $0 | 1,166 |
| 2022-12-31 | Rank | |
| # of Employees: | 20 | 3,670 |
| Assets and Liabilities | ||
| Total Assets: | $116,385,000 | 3,787 |
| Cash and due from depository institutions | $33,275,000 | 3,670 |
| Interest-bearing balances | $32,078,000 | 1,218 |
| Securities | $13,567,000 | 4,012 |
| Federal funds sold & reverse repurchase agreements | $0 | 1,839 |
| Net loans & leases | $66,255,000 | 3,673 |
| Loan loss allowance | $745,000 | 3,749 |
| Trading account assets | $0 | 239 |
| Bank premises and fixed assets | $2,389,000 | 2,912 |
| Other real estate owned | $0 | 3,670 |
| Goodwill and other intangibles | $0 | 2,346 |
| All other assets | $899,000 | 4,379 |
| Life insurance assets | $0 | 3,164 |
| Total liabilities and capital | $116,385,000 | 3,787 |
| Total liabilities | $81,939,000 | 4,000 |
| Total deposits | $80,933,000 | 3,956 |
| Interest-bearing deposits | $68,828,000 | 3,788 |
| Deposits held in domestic offices | $80,933,000 | 3,955 |
| % insured | 49.53% | 4,317 |
| Federal funds purchased & repurchase agreements | $0 | 1,292 |
| Trading liabilities | $0 | 171 |
| Other borrowed funds | $0 | 2,705 |
| Subordinated debt | $0 | 70 |
| All other liabilities | $1,006,000 | 2,794 |
| Total equity capital | $34,446,000 | 2,096 |
| Total bank equity capital | $34,446,000 | 2,096 |
| Perpetual preferred stock | $0 | 77 |
| Common stock | $19,228,000 | 182 |
| Surplus | $19,973,000 | 1,498 |
| Undivided profits | $-4,755,000 | 4,467 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 107 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,914 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 609 |
| Income earned, not collected on loans | $253,000 | 4,295 |
| Earning assets | $111,900,000 | 3,726 |
| Long-term assets (5+ years) | $8,462,000 | 4,314 |
| Average Assets, year-to-date | $85,599,000 | 4,066 |
| Average Assets, quarterly | $113,067,000 | 3,813 |
| Volatile liabilities | $0 | 4,544 |
| Insider loans | $5,250,000 | 1,040 |
| FHLB advances | $0 | 2,484 |
| Loans and leases held for sale | $0 | 1,039 |
| Unused loan commitments | $30,671,000 | 2,382 |
| Tier 1 (core) risk-based capital | $34,376,000 | 2,377 |
| Tier 2 risk-based capital | $745,000 | 2,459 |
| Total risk weighted assets | $85,195,000 | 2,392 |
| Total unused commitments | $30,671,000 | 2,382 |
| Derivatives | $0 | 1,127 |
| 2022-09-30 | Rank | |
| # of Employees: | 20 | 3,693 |
| Assets and Liabilities | ||
| Total Assets: | $109,749,000 | 3,867 |
| Cash and due from depository institutions | $52,887,000 | 3,693 |
| Interest-bearing balances | $51,878,000 | 1,028 |
| Securities | $0 | 4,660 |
| Federal funds sold & reverse repurchase agreements | $0 | 1,881 |
| Net loans & leases | $54,114,000 | 3,870 |
| Loan loss allowance | $610,000 | 3,924 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $1,820,000 | 3,179 |
| Other real estate owned | $0 | 3,693 |
| Goodwill and other intangibles | $0 | 2,377 |
| All other assets | $928,000 | 4,389 |
| Life insurance assets | $0 | 3,189 |
| Total liabilities and capital | $109,749,000 | 3,867 |
| Total liabilities | $74,822,000 | 4,113 |
| Total deposits | $73,841,000 | 4,078 |
| Interest-bearing deposits | $61,706,000 | 3,919 |
| Deposits held in domestic offices | $73,841,000 | 4,078 |
| % insured | 51.90% | 4,266 |
| Federal funds purchased & repurchase agreements | $0 | 1,224 |
| Trading liabilities | $0 | 179 |
| Other borrowed funds | $0 | 2,496 |
| Subordinated debt | $0 | 71 |
| All other liabilities | $981,000 | 2,863 |
| Total equity capital | $34,927,000 | 2,034 |
| Total bank equity capital | $34,927,000 | 2,032 |
| Perpetual preferred stock | $0 | 74 |
| Common stock | $19,228,000 | 188 |
| Surplus | $19,911,000 | 1,506 |
| Undivided profits | $-4,212,000 | 4,434 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 107 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,992 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 607 |
| Income earned, not collected on loans | $154,000 | 4,519 |
| Earning assets | $105,992,000 | 3,803 |
| Long-term assets (5+ years) | $4,277,000 | 4,512 |
| Average Assets, year-to-date | $75,337,000 | 4,214 |
| Average Assets, quarterly | $91,118,000 | 4,034 |
| Volatile liabilities | $0 | 4,570 |
| Insider loans | $5,250,000 | 1,023 |
| FHLB advances | $0 | 2,270 |
| Loans and leases held for sale | $0 | 1,234 |
| Unused loan commitments | $7,409,000 | 3,770 |
| Tier 1 (core) risk-based capital | $34,927,000 | 2,348 |
| Tier 2 risk-based capital | $610,000 | 2,592 |
| Total risk weighted assets | $58,988,000 | 2,657 |
| Total unused commitments | $7,409,000 | 3,770 |
| Derivatives | $0 | 1,203 |
| 2022-06-30 | Rank | |
| # of Employees: | 18 | 3,868 |
| Assets and Liabilities | ||
| Total Assets: | $72,487,000 | 4,291 |
| Cash and due from depository institutions | $33,499,000 | 3,868 |
| Interest-bearing balances | $32,728,000 | 1,643 |
| Securities | $0 | 4,683 |
| Federal funds sold & reverse repurchase agreements | $0 | 1,944 |
| Net loans & leases | $36,399,000 | 4,205 |
| Loan loss allowance | $380,000 | 4,281 |
| Trading account assets | $0 | 253 |
| Bank premises and fixed assets | $1,524,000 | 3,366 |
| Other real estate owned | $0 | 3,868 |
| Goodwill and other intangibles | $0 | 2,393 |
| All other assets | $1,065,000 | 4,287 |
| Life insurance assets | $0 | 3,216 |
| Total liabilities and capital | $72,487,000 | 4,291 |
| Total liabilities | $36,882,000 | 4,588 |
| Total deposits | $35,870,000 | 4,582 |
| Interest-bearing deposits | $26,726,000 | 4,555 |
| Deposits held in domestic offices | $35,870,000 | 4,582 |
| % insured | 52.14% | 4,319 |
| Federal funds purchased & repurchase agreements | $0 | 1,064 |
| Trading liabilities | $0 | 183 |
| Other borrowed funds | $0 | 2,406 |
| Subordinated debt | $0 | 73 |
| All other liabilities | $1,012,000 | 2,703 |
| Total equity capital | $35,605,000 | 2,075 |
| Total bank equity capital | $35,605,000 | 2,074 |
| Perpetual preferred stock | $0 | 74 |
| Common stock | $19,228,000 | 187 |
| Surplus | $19,845,000 | 1,508 |
| Undivided profits | $-3,468,000 | 4,501 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 109 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 4,026 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 621 |
| Income earned, not collected on loans | $91,000 | 4,660 |
| Earning assets | $69,127,000 | 4,260 |
| Long-term assets (5+ years) | $0 | 4,739 |
| Average Assets, year-to-date | $58,131,000 | 4,433 |
| Average Assets, quarterly | $58,131,000 | 4,433 |
| Volatile liabilities | $0 | 4,627 |
| Insider loans | $5,250,000 | 1,040 |
| FHLB advances | $0 | 2,168 |
| Loans and leases held for sale | $0 | 1,335 |
| Unused loan commitments | $6,959,000 | 3,883 |
| Tier 1 (core) risk-based capital | $35,605,000 | 2,294 |
| Tier 2 risk-based capital | $380,000 | 2,782 |
| Total risk weighted assets | $39,234,000 | 2,818 |
| Total unused commitments | $6,959,000 | 3,883 |
| Derivatives | $0 | 1,253 |
| 2022-03-31 | Rank | |
| # of Employees: | 12 | 4,256 |
| Assets and Liabilities | ||
| Total Assets: | $43,775,000 | 4,602 |
| Cash and due from depository institutions | $33,586,000 | 4,256 |
| Interest-bearing balances | $33,100,000 | 2,053 |
| Securities | $0 | 4,701 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,021 |
| Net loans & leases | $8,193,000 | 4,707 |
| Loan loss allowance | $85,000 | 4,696 |
| Trading account assets | $0 | 254 |
| Bank premises and fixed assets | $1,239,000 | 3,560 |
| Other real estate owned | $0 | 4,256 |
| Goodwill and other intangibles | $0 | 2,403 |
| All other assets | $757,000 | 4,426 |
| Life insurance assets | $0 | 3,230 |
| Total liabilities and capital | $43,775,000 | 4,602 |
| Total liabilities | $7,437,000 | 4,783 |
| Total deposits | $6,456,000 | 4,773 |
| Interest-bearing deposits | $1,317,000 | 4,767 |
| Deposits held in domestic offices | $6,456,000 | 4,773 |
| % insured | 37.35% | 4,668 |
| Federal funds purchased & repurchase agreements | $0 | 970 |
| Trading liabilities | $0 | 188 |
| Other borrowed funds | $0 | 2,426 |
| Subordinated debt | $0 | 73 |
| All other liabilities | $981,000 | 2,725 |
| Total equity capital | $36,338,000 | 2,138 |
| Total bank equity capital | $36,338,000 | 2,137 |
| Perpetual preferred stock | $0 | 68 |
| Common stock | $19,103,000 | 189 |
| Surplus | $19,657,000 | 1,491 |
| Undivided profits | $-2,422,000 | 4,593 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 112 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 4,066 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 644 |
| Income earned, not collected on loans | $19,000 | 4,762 |
| Earning assets | $41,293,000 | 4,586 |
| Long-term assets (5+ years) | $1,710,000 | 4,698 |
| Average Assets, year-to-date | $43,775,000 | 4,598 |
| Average Assets, quarterly | $43,775,000 | 4,598 |
| Volatile liabilities | $0 | 4,655 |
| Insider loans | $0 | 4,198 |
| FHLB advances | $0 | 2,169 |
| Loans and leases held for sale | $0 | 1,440 |
| Unused loan commitments | $667,000 | 4,627 |
| Tier 1 (core) risk-based capital | $36,338,000 | 2,239 |
| Tier 2 risk-based capital | $85,000 | 3,028 |
| Total risk weighted assets | $10,635,000 | 3,051 |
| Total unused commitments | $667,000 | 4,627 |
| Derivatives | $0 | 1,294 |