Home > Local Oklahoma Bank > Net charge- offs to loans
Local Oklahoma Bank, Net charge- offs to loans
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0743% | 3,244 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0088% | 1,815 |
| Percentage Net Loans Charged-off:Construction & development | -0.0051% | 7,800 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0023% | 550 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0320% | 1,319 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0339% | 1,229 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7491% | 983 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3674% | 3,334 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -8.7988% | 7,830 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2600% | 2,815 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0500% | 2,534 |
| Percentage Net Loans Charged-off:Construction & development | 0.0273% | 737 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0539% | 1,277 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1123% | 1,663 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2945% | 237 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1060% | 1,695 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5624% | 2,474 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8323% | 2,877 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.6484% | 164 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2604% | 2,433 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0584% | 2,025 |
| Percentage Net Loans Charged-off:Construction & development | 0.0245% | 595 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0815% | 928 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1014% | 1,459 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1197% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1009% | 1,447 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7938% | 1,671 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9696% | 2,225 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0602% | 1,436 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2816% | 2,149 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0225% | 2,306 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0077% | 942 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0851% | 1,371 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0872% | 1,332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0005% | 1,310 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8756% | 2,356 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1023% | 1,187 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1897% | 2,419 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0345% | 1,564 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0179% | 574 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1215% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1246% | 897 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5176% | 1,412 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1687% | 1,700 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2329% | 745 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2817% | 2,874 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1705% | 1,240 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3183% | 655 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1757% | 1,159 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1825% | 1,141 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4042% | 3,072 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6778% | 1,162 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5952% | 946 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3184% | 2,552 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1060% | 1,594 |
| Percentage Net Loans Charged-off:Construction & development | -0.0495% | 8,242 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0345% | 1,207 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3964% | 485 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1751% | 105 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3785% | 511 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6376% | 2,382 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9916% | 816 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1464% | 3,828 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0529% | 413 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0250% | 329 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1411% | 184 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1414% | 180 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0974% | 853 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6991% | 216 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1240% | 4,364 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0162% | 748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0068% | 230 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0276% | 1,293 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0713% | 393 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3750% | 26 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0693% | 380 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2466% | 613 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1719% | 369 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1449% | 4,276 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0072% | 861 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0202% | 1,198 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2902% | 72 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2987% | 1,462 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.3015% | 1,459 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1784% | 141 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0015% | 489 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6442% | 167 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0163% | 781 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0366% | 374 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0022% | 190 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0083% | 886 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0083% | 830 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | 22.5847% | 4 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5536% | 401 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0048% | 971 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0123% | 857 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0123% | 813 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 9.0774% | 10 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0830% | 6,056 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0835% | 552 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3108% | 309 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1702% | 224 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1626% | 1,521 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.1626% | 1,516 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,350 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0183% | 10,379 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0190% | 1,304 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0769% | 1,297 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0178% | 322 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0079% | 1,329 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0079% | 1,324 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,287 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0191% | 9,254 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0203% | 1,050 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2741% | 1,456 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1236% | 446 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1236% | 445 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,311 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9266% | 2,297 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0031% | 246 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 7.3438% | 32 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2515% | 331 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2515% | 339 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,026 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |