Home > Local America Bank of Tulsa, A Federal Savings Bank > Income and Expense
Local America Bank of Tulsa, A Federal Savings Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $66,463,000 | 555 |
| Total interest expense | $39,873,000 | 478 |
| Net interest income | $26,590,000 | 679 |
| Provision for loan and lease losses | $2,154,000 | 551 |
| Total noninterest income | $4,945,000 | 935 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $4,945,000 | 619 |
| Total noninterest expense | $15,279,000 | 923 |
| Salaries and employee benefits | $3,098,000 | 2,133 |
| Premises and equipment expense | $1,889,000 | 1,051 |
| Additional noninterest expense | $10,292,000 | 579 |
| Pre-tax net operating income | $14,102,000 | 609 |
| Securities gains (losses) | $-34,415,000 | 10,921 |
| Applicable income taxes | $-3,793,000 | 10,910 |
| Income before extraordinary items | $-16,520,000 | 10,916 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-16,520,000 | 10,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,506 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $11,356,150 | 509 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $69,501,000 | 569 |
| Total interest expense | $49,998,000 | 420 |
| Net interest income | $19,503,000 | 944 |
| Provision for loan and lease losses | $278,000 | 2,749 |
| Total noninterest income | $4,206,000 | 1,071 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $4,206,000 | 715 |
| Total noninterest expense | $17,781,000 | 876 |
| Salaries and employee benefits | $2,941,000 | 2,261 |
| Premises and equipment expense | $1,824,000 | 1,153 |
| Additional noninterest expense | $13,016,000 | 549 |
| Pre-tax net operating income | $5,650,000 | 1,266 |
| Securities gains (losses) | $-1,924,000 | 11,425 |
| Applicable income taxes | $1,290,000 | 1,865 |
| Income before extraordinary items | $2,436,000 | 2,037 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,436,000 | 2,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,559 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,686,600 | 1,310 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $67,592,000 | 607 |
| Total interest expense | $50,382,000 | 444 |
| Net interest income | $17,210,000 | 1,067 |
| Provision for loan and lease losses | $283,000 | 2,370 |
| Total noninterest income | $3,533,000 | 1,215 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $3,533,000 | 811 |
| Total noninterest expense | $17,343,000 | 894 |
| Salaries and employee benefits | $2,846,000 | 2,326 |
| Premises and equipment expense | $1,715,000 | 1,215 |
| Additional noninterest expense | $12,782,000 | 564 |
| Pre-tax net operating income | $3,117,000 | 2,357 |
| Securities gains (losses) | $295,000 | 516 |
| Applicable income taxes | $820,000 | 2,824 |
| Income before extraordinary items | $2,592,000 | 1,937 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,592,000 | 1,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 2,640 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $2,367,800 | 2,100 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $58,943,000 | 607 |
| Total interest expense | $34,938,000 | 484 |
| Net interest income | $24,005,000 | 796 |
| Provision for loan and lease losses | $220,000 | 2,852 |
| Total noninterest income | $4,717,000 | 961 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $4,717,000 | 662 |
| Total noninterest expense | $8,784,000 | 1,673 |
| Salaries and employee benefits | $3,262,000 | 2,029 |
| Premises and equipment expense | $1,727,000 | 1,218 |
| Additional noninterest expense | $3,795,000 | 1,477 |
| Pre-tax net operating income | $19,718,000 | 466 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $4,851,000 | 586 |
| Income before extraordinary items | $14,867,000 | 416 |
| Extraordinary gains, net | $8,128,000 | 3 |
| Net income | $22,995,000 | 299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,184 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $14,867,000 | 425 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $48,404,000 | 718 |
| Total interest expense | $24,730,000 | 602 |
| Net interest income | $23,674,000 | 803 |
| Provision for loan and lease losses | $-906,000 | 13,216 |
| Total noninterest income | $1,867,000 | 2,064 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,867,000 | 1,325 |
| Total noninterest expense | $8,107,000 | 1,839 |
| Salaries and employee benefits | $3,099,000 | 2,131 |
| Premises and equipment expense | $1,688,000 | 1,268 |
| Additional noninterest expense | $3,320,000 | 1,762 |
| Pre-tax net operating income | $18,340,000 | 436 |
| Securities gains (losses) | $1,468,000 | 400 |
| Applicable income taxes | $4,248,000 | 615 |
| Income before extraordinary items | $15,560,000 | 377 |
| Extraordinary gains, net | $-2,037,000 | 13,232 |
| Net income | $13,523,000 | 432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 10,864 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $14,400,280 | 379 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $50,826,000 | 770 |
| Total interest expense | $27,260,000 | 701 |
| Net interest income | $23,566,000 | 822 |
| Provision for loan and lease losses | $1,502,000 | 1,393 |
| Total noninterest income | $7,491,000 | 729 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $7,491,000 | 504 |
| Total noninterest expense | $7,635,000 | 1,944 |
| Salaries and employee benefits | $2,701,000 | 2,396 |
| Premises and equipment expense | $1,499,000 | 1,439 |
| Additional noninterest expense | $3,435,000 | 1,784 |
| Pre-tax net operating income | $21,920,000 | 320 |
| Securities gains (losses) | $7,408,000 | 146 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $29,328,000 | 202 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $29,328,000 | 205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $218,000 | 4,017 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $21,920,000 | 228 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.