Home > Local America Bank of Tulsa, A Federal Savings Bank > Assets and Liabilities
Local America Bank of Tulsa, A Federal Savings Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 74 | 2,424 |
| Assets and Liabilities | ||
| Total Assets: | $616,923,000 | 774 |
| Cash and due from depository institutions | $16,537,000 | 2,424 |
| Interest-bearing balances | $10,427,000 | 418 |
| Securities | $141,755,000 | 841 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $429,997,000 | 719 |
| Loan loss allowance | $3,423,000 | 1,115 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,725,000 | 4,279 |
| Other real estate owned | $210,000 | 2,424 |
| Goodwill and other intangibles | $821,000 | 1,462 |
| All other assets | $25,878,000 | 431 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $616,923,000 | 774 |
| Total liabilities | $518,296,000 | 833 |
| Total deposits | $463,533,000 | 801 |
| Interest-bearing deposits | $435,813,000 | 734 |
| Deposits held in domestic offices | $463,533,000 | 794 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $37,720,000 | 673 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $17,043,000 | 448 |
| Total equity capital | $98,627,000 | 503 |
| Total bank equity capital | $98,627,000 | 503 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $100,000 | 8,205 |
| Surplus | $15,900,000 | 1,035 |
| Undivided profits | $82,627,000 | 310 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $55,000 | 8,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $3,149,000 | 712 |
| Earning assets | $582,179,000 | 763 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $848,786,600 | 577 |
| Average Assets, quarterly | $636,890,500 | 749 |
| Volatile liabilities | $69,667,000 | 1,104 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $37,720,000 | 215 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $24,608,000 | 1,801 |
| Tier 1 (core) risk-based capital | $97,975,000 | 461 |
| Tier 2 risk-based capital | $3,423,000 | 968 |
| Total risk weighted assets | $356,388,000 | 844 |
| Total unused commitments | $24,608,000 | 1,807 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 77 | 2,454 |
| Assets and Liabilities | ||
| Total Assets: | $1,049,011,000 | 548 |
| Cash and due from depository institutions | $4,773,000 | 2,454 |
| Interest-bearing balances | $2,640,000 | 1,345 |
| Securities | $564,374,000 | 274 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $447,390,000 | 723 |
| Loan loss allowance | $1,282,000 | 2,811 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,505,000 | 4,696 |
| Other real estate owned | $225,000 | 2,454 |
| Goodwill and other intangibles | $1,625,000 | 1,036 |
| All other assets | $29,119,000 | 427 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,049,011,000 | 548 |
| Total liabilities | $949,089,000 | 550 |
| Total deposits | $486,464,000 | 806 |
| Interest-bearing deposits | $461,504,000 | 735 |
| Deposits held in domestic offices | $486,464,000 | 802 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $283,567,000 | 209 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $166,041,000 | 283 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $13,017,000 | 534 |
| Total equity capital | $99,922,000 | 515 |
| Total bank equity capital | $99,922,000 | 515 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $100,000 | 8,632 |
| Surplus | $15,900,000 | 1,087 |
| Undivided profits | $83,922,000 | 324 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,020,000 | 544 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $2,824,000 | 790 |
| Earning assets | $1,014,404,000 | 517 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $1,056,751,600 | 521 |
| Average Assets, quarterly | $1,064,791,000 | 532 |
| Volatile liabilities | $477,608,000 | 311 |
| Insider loans | $366,000 | 6,316 |
| FHLB advances | $166,041,000 | 90 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $43,848,000 | 1,170 |
| Tier 1 (core) risk-based capital | $114,602,000 | 420 |
| Tier 2 risk-based capital | $1,282,000 | 2,363 |
| Total risk weighted assets | $469,943,000 | 699 |
| Total unused commitments | $43,848,000 | 1,175 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 80 | 2,423 |
| Assets and Liabilities | ||
| Total Assets: | $1,038,858,000 | 569 |
| Cash and due from depository institutions | $3,223,000 | 2,423 |
| Interest-bearing balances | $1,350,000 | 2,209 |
| Securities | $689,832,000 | 251 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $307,299,000 | 984 |
| Loan loss allowance | $1,030,000 | 3,433 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,479,000 | 4,705 |
| Other real estate owned | $781,000 | 2,423 |
| Goodwill and other intangibles | $2,097,000 | 843 |
| All other assets | $34,147,000 | 415 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,038,858,000 | 569 |
| Total liabilities | $930,918,000 | 578 |
| Total deposits | $467,329,000 | 857 |
| Interest-bearing deposits | $450,128,000 | 787 |
| Deposits held in domestic offices | $467,329,000 | 850 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $262,140,000 | 240 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $186,342,000 | 271 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $15,107,000 | 529 |
| Total equity capital | $107,940,000 | 494 |
| Total bank equity capital | $107,940,000 | 494 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $100,000 | 9,051 |
| Surplus | $15,900,000 | 1,100 |
| Undivided profits | $91,940,000 | 315 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,837,000 | 776 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $2,198,000 | 1,039 |
| Earning assets | $998,481,000 | 547 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $1,025,513,200 | 549 |
| Average Assets, quarterly | $1,047,960,500 | 552 |
| Volatile liabilities | $475,241,000 | 315 |
| Insider loans | $377,000 | 6,423 |
| FHLB advances | $182,726,000 | 75 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $7,426,000 | 3,976 |
| Tier 1 (core) risk-based capital | $112,316,000 | 451 |
| Tier 2 risk-based capital | $1,030,000 | 2,830 |
| Total risk weighted assets | $372,514,000 | 841 |
| Total unused commitments | $7,426,000 | 3,988 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 85 | 2,357 |
| Assets and Liabilities | ||
| Total Assets: | $962,392,000 | 579 |
| Cash and due from depository institutions | $2,742,000 | 2,357 |
| Interest-bearing balances | $1,706,000 | 1,767 |
| Securities | $720,748,000 | 258 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $200,869,000 | 1,401 |
| Loan loss allowance | $934,000 | 3,831 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,458,000 | 4,745 |
| Other real estate owned | $98,000 | 2,357 |
| Goodwill and other intangibles | $2,781,000 | 656 |
| All other assets | $33,696,000 | 432 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $962,392,000 | 579 |
| Total liabilities | $855,341,000 | 598 |
| Total deposits | $442,154,000 | 876 |
| Interest-bearing deposits | $430,182,000 | 799 |
| Deposits held in domestic offices | $442,154,000 | 865 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $157,645,000 | 318 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $251,322,000 | 218 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $4,220,000 | 1,020 |
| Total equity capital | $107,051,000 | 455 |
| Total bank equity capital | $107,051,000 | 455 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $100,000 | 9,549 |
| Surplus | $15,900,000 | 1,028 |
| Undivided profits | $91,051,000 | 285 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,664,000 | 1,263 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,271,000 | 1,537 |
| Earning assets | $923,323,000 | 554 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $930,303,200 | 582 |
| Average Assets, quarterly | $968,472,000 | 572 |
| Volatile liabilities | $431,427,000 | 328 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $247,066,000 | 65 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $539,000 | 10,224 |
| Tier 1 (core) risk-based capital | $109,725,000 | 439 |
| Tier 2 risk-based capital | $728,000 | 3,872 |
| Total risk weighted assets | $316,984,000 | 926 |
| Total unused commitments | $539,000 | 10,230 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 78 | 2,677 |
| Assets and Liabilities | ||
| Total Assets: | $781,959,000 | 684 |
| Cash and due from depository institutions | $9,101,000 | 2,677 |
| Interest-bearing balances | $7,060,000 | 866 |
| Securities | $491,684,000 | 350 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $238,815,000 | 1,169 |
| Loan loss allowance | $742,000 | 4,746 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,587,000 | 4,460 |
| Other real estate owned | $517,000 | 2,677 |
| Goodwill and other intangibles | $3,465,000 | 531 |
| All other assets | $36,790,000 | 400 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $781,959,000 | 684 |
| Total liabilities | $695,229,000 | 704 |
| Total deposits | $431,483,000 | 923 |
| Interest-bearing deposits | $419,482,000 | 846 |
| Deposits held in domestic offices | $431,483,000 | 912 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $255,914,000 | 203 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $7,832,000 | 722 |
| Total equity capital | $86,730,000 | 525 |
| Total bank equity capital | $86,730,000 | 525 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $100,000 | 10,031 |
| Surplus | $15,900,000 | 981 |
| Undivided profits | $70,730,000 | 336 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,450,000 | 2,435 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,452,000 | 1,170 |
| Earning assets | $737,559,000 | 665 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $752,879,200 | 689 |
| Average Assets, quarterly | $835,097,000 | 646 |
| Volatile liabilities | $278,900,000 | 407 |
| Insider loans | $317,000 | 7,109 |
| FHLB advances | $247,630,000 | 65 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,198,000 | 8,840 |
| Tier 1 (core) risk-based capital | $86,730,000 | 501 |
| Tier 2 risk-based capital | $734,000 | 3,804 |
| Total risk weighted assets | $291,991,000 | 980 |
| Total unused commitments | $120,799,000 | 576 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 58 | 3,669 |
| Assets and Liabilities | ||
| Total Assets: | $689,757,000 | 784 |
| Cash and due from depository institutions | $3,912,000 | 3,669 |
| Interest-bearing balances | $2,903,000 | 2,140 |
| Securities | $454,312,000 | 359 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $186,816,000 | 1,517 |
| Loan loss allowance | $1,563,000 | 2,616 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $527,000 | 8,720 |
| Other real estate owned | $12,314,000 | 3,669 |
| Goodwill and other intangibles | $4,149,000 | 473 |
| All other assets | $27,727,000 | 518 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $689,757,000 | 784 |
| Total liabilities | $616,550,000 | 807 |
| Total deposits | $324,411,000 | 1,279 |
| Interest-bearing deposits | $316,237,000 | 1,168 |
| Deposits held in domestic offices | $324,411,000 | 1,270 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $290,146,000 | 162 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,993,000 | 1,892 |
| Total equity capital | $73,207,000 | 568 |
| Total bank equity capital | $73,207,000 | 568 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $100,000 | 10,493 |
| Surplus | $15,900,000 | 944 |
| Undivided profits | $57,207,000 | 373 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $476,000 | 5,792 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,180,000 | 1,640 |
| Earning assets | $644,031,000 | 753 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $656,118,400 | 798 |
| Average Assets, quarterly | $672,761,000 | 791 |
| Volatile liabilities | $306,035,000 | 353 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $284,610,000 | 48 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $89,000 | 12,180 |
| Tier 1 (core) risk-based capital | $73,207,000 | 547 |
| Tier 2 risk-based capital | $1,556,000 | 1,991 |
| Total risk weighted assets | $204,686,000 | 1,418 |
| Total unused commitments | $89,000 | 12,187 |
| Derivatives | $0 | 651 |