Loan and Building State Savings Bank, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$10,299,0003,190
Total interest expense$5,911,0002,582
Net interest income$4,388,0003,971
Provision for loan and lease losses$-100,00011,258
Total noninterest income$177,0008,571
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$79,0008,021
Trading account gains and fees$0262
Additional Noninterest Income$98,0007,185
Total noninterest expense$3,633,0003,651
Salaries and employee benefits$1,295,0004,869
Premises and equipment expense$333,0005,193
Additional noninterest expense$2,005,0002,450
Pre-tax net operating income$1,032,0005,625
Securities gains (losses)$39,0001,512
Applicable income taxes$258,0006,342
Income before extraordinary items$813,0005,246
Extraordinary gains, net$053
Net income$813,0005,246
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0008,441
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$783,3605,322
1995-12-31 (YTD Data)Rank
Total interest income$10,049,0003,273
Total interest expense$5,036,0003,008
Net interest income$5,013,0003,525
Provision for loan and lease losses$08,958
Total noninterest income$223,0008,091
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$56,0009,050
Trading account gains and fees$0522
Additional Noninterest Income$167,0005,659
Total noninterest expense$3,241,0004,020
Salaries and employee benefits$1,467,0004,371
Premises and equipment expense$297,0005,671
Additional noninterest expense$1,477,0003,125
Pre-tax net operating income$1,995,0003,505
Securities gains (losses)$-13,00010,273
Applicable income taxes$518,0004,089
Income before extraordinary items$1,464,0003,315
Extraordinary gains, net$065
Net income$1,464,0003,314
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0008,036
Cash dividends$8,519,000430
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,473,6203,272
1994-12-31 (YTD Data)Rank
Total interest income$8,284,0003,621
Total interest expense$3,776,0003,239
Net interest income$4,508,0003,914
Provision for loan and lease losses$43,0006,473
Total noninterest income$337,0006,818
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$337,0003,811
Total noninterest expense$2,939,0004,497
Salaries and employee benefits$1,590,0004,069
Premises and equipment expense$414,0004,450
Additional noninterest expense$935,0004,995
Pre-tax net operating income$1,863,0003,636
Securities gains (losses)$03,600
Applicable income taxes$550,0003,767
Income before extraordinary items$1,313,0003,559
Extraordinary gains, net$0249
Net income$1,313,0003,567
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0007,370
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$15,014,00078
Net operating income$1,313,0003,599
1993-12-31 (YTD Data)Rank
Total interest income$8,215,0003,719
Total interest expense$3,994,0003,174
Net interest income$4,221,0004,190
Provision for loan and lease losses$441,0002,298
Total noninterest income$639,0004,744
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$639,0002,771
Total noninterest expense$2,704,0004,923
Salaries and employee benefits$1,328,0004,790
Premises and equipment expense$427,0004,456
Additional noninterest expense$949,0005,151
Pre-tax net operating income$1,715,0003,854
Securities gains (losses)$304,0001,290
Applicable income taxes$754,0002,891
Income before extraordinary items$1,265,0003,813
Extraordinary gains, net$03,149
Net income$1,265,0003,922
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$09,922
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,070,4404,201
1992-12-31 (YTD Data)Rank
Total interest income$9,253,0003,765
Total interest expense$5,221,0003,182
Net interest income$4,032,0004,406
Provision for loan and lease losses$67,0008,339
Total noninterest income$354,0007,059
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$354,0004,011
Total noninterest expense$2,436,0005,421
Salaries and employee benefits$1,230,0005,047
Premises and equipment expense$393,0004,864
Additional noninterest expense$813,0005,988
Pre-tax net operating income$1,883,0003,290
Securities gains (losses)$08,369
Applicable income taxes$732,0002,835
Income before extraordinary items$1,151,0003,957
Extraordinary gains, net$01,422
Net income$1,151,0003,999
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$011,197
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,151,0003,666

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.