Home > Loan and Building State Savings Bank > Income and Expense
Loan and Building State Savings Bank, Income and Expense
1996-12-31 (YTD Data) | Rank | |
Total interest income | $10,299,000 | 3,190 |
Total interest expense | $5,911,000 | 2,582 |
Net interest income | $4,388,000 | 3,971 |
Provision for loan and lease losses | $-100,000 | 11,258 |
Total noninterest income | $177,000 | 8,571 |
Gross Fiduciary activities income | $0 | 1,526 |
Service charges on deposit accounts | $79,000 | 8,021 |
Trading account gains and fees | $0 | 262 |
Additional Noninterest Income | $98,000 | 7,185 |
Total noninterest expense | $3,633,000 | 3,651 |
Salaries and employee benefits | $1,295,000 | 4,869 |
Premises and equipment expense | $333,000 | 5,193 |
Additional noninterest expense | $2,005,000 | 2,450 |
Pre-tax net operating income | $1,032,000 | 5,625 |
Securities gains (losses) | $39,000 | 1,512 |
Applicable income taxes | $258,000 | 6,342 |
Income before extraordinary items | $813,000 | 5,246 |
Extraordinary gains, net | $0 | 53 |
Net income | $813,000 | 5,246 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,000 | 8,441 |
Cash dividends | $0 | 8,336 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $783,360 | 5,322 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $10,049,000 | 3,273 |
Total interest expense | $5,036,000 | 3,008 |
Net interest income | $5,013,000 | 3,525 |
Provision for loan and lease losses | $0 | 8,958 |
Total noninterest income | $223,000 | 8,091 |
Gross Fiduciary activities income | $0 | 1,590 |
Service charges on deposit accounts | $56,000 | 9,050 |
Trading account gains and fees | $0 | 522 |
Additional Noninterest Income | $167,000 | 5,659 |
Total noninterest expense | $3,241,000 | 4,020 |
Salaries and employee benefits | $1,467,000 | 4,371 |
Premises and equipment expense | $297,000 | 5,671 |
Additional noninterest expense | $1,477,000 | 3,125 |
Pre-tax net operating income | $1,995,000 | 3,505 |
Securities gains (losses) | $-13,000 | 10,273 |
Applicable income taxes | $518,000 | 4,089 |
Income before extraordinary items | $1,464,000 | 3,315 |
Extraordinary gains, net | $0 | 65 |
Net income | $1,464,000 | 3,314 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $5,000 | 8,036 |
Cash dividends | $8,519,000 | 430 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $1,473,620 | 3,272 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $8,284,000 | 3,621 |
Total interest expense | $3,776,000 | 3,239 |
Net interest income | $4,508,000 | 3,914 |
Provision for loan and lease losses | $43,000 | 6,473 |
Total noninterest income | $337,000 | 6,818 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 475 |
Additional Noninterest Income | $337,000 | 3,811 |
Total noninterest expense | $2,939,000 | 4,497 |
Salaries and employee benefits | $1,590,000 | 4,069 |
Premises and equipment expense | $414,000 | 4,450 |
Additional noninterest expense | $935,000 | 4,995 |
Pre-tax net operating income | $1,863,000 | 3,636 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $550,000 | 3,767 |
Income before extraordinary items | $1,313,000 | 3,559 |
Extraordinary gains, net | $0 | 249 |
Net income | $1,313,000 | 3,567 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $11,000 | 7,370 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $15,014,000 | 78 |
Net operating income | $1,313,000 | 3,599 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $8,215,000 | 3,719 |
Total interest expense | $3,994,000 | 3,174 |
Net interest income | $4,221,000 | 4,190 |
Provision for loan and lease losses | $441,000 | 2,298 |
Total noninterest income | $639,000 | 4,744 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 532 |
Additional Noninterest Income | $639,000 | 2,771 |
Total noninterest expense | $2,704,000 | 4,923 |
Salaries and employee benefits | $1,328,000 | 4,790 |
Premises and equipment expense | $427,000 | 4,456 |
Additional noninterest expense | $949,000 | 5,151 |
Pre-tax net operating income | $1,715,000 | 3,854 |
Securities gains (losses) | $304,000 | 1,290 |
Applicable income taxes | $754,000 | 2,891 |
Income before extraordinary items | $1,265,000 | 3,813 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $1,265,000 | 3,922 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 9,922 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $1,070,440 | 4,201 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $9,253,000 | 3,765 |
Total interest expense | $5,221,000 | 3,182 |
Net interest income | $4,032,000 | 4,406 |
Provision for loan and lease losses | $67,000 | 8,339 |
Total noninterest income | $354,000 | 7,059 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 504 |
Additional Noninterest Income | $354,000 | 4,011 |
Total noninterest expense | $2,436,000 | 5,421 |
Salaries and employee benefits | $1,230,000 | 5,047 |
Premises and equipment expense | $393,000 | 4,864 |
Additional noninterest expense | $813,000 | 5,988 |
Pre-tax net operating income | $1,883,000 | 3,290 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $732,000 | 2,835 |
Income before extraordinary items | $1,151,000 | 3,957 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $1,151,000 | 3,999 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 11,197 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $1,151,000 | 3,666 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.