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Loan and Building State Savings Bank, Assets and Liabilities
1996-12-31 | Rank | |
# of Employees: | 36 | 5,025 |
Assets and Liabilities | ||
Total Assets: | $137,673,000 | 3,284 |
Cash and due from depository institutions | $4,464,000 | 5,025 |
Interest-bearing balances | $3,184,000 | 1,179 |
Securities | $59,622,000 | 2,029 |
Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
Net loans & leases | $69,666,000 | 3,860 |
Loan loss allowance | $756,000 | 4,422 |
Trading account assets | $0 | 240 |
Bank premises and fixed assets | $2,257,000 | 3,410 |
Other real estate owned | $293,000 | 5,025 |
Goodwill and other intangibles | $0 | 3,437 |
All other assets | $1,371,000 | 4,949 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $137,673,000 | 3,284 |
Total liabilities | $118,394,000 | 3,438 |
Total deposits | $104,636,000 | 3,626 |
Interest-bearing deposits | $103,344,000 | 3,172 |
Deposits held in domestic offices | $104,636,000 | 3,613 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,907 |
Trading liabilities | $0 | 97 |
Other borrowed funds | $13,275,000 | 1,140 |
Subordinated debt | $0 | 298 |
All other liabilities | $483,000 | 6,091 |
Total equity capital | $19,279,000 | 2,330 |
Total bank equity capital | $19,279,000 | 2,330 |
Perpetual preferred stock | $0 | 250 |
Common stock | $0 | 10,450 |
Surplus | $15,864,000 | 1,089 |
Undivided profits | $3,415,000 | 5,657 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $457,000 | 4,531 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
Income earned, not collected on loans | $493,000 | 4,717 |
Earning assets | $132,472,000 | 3,136 |
Long-term assets (5+ years) | $41,048,000 | 1,526 |
Average Assets, year-to-date | $138,246,400 | 3,143 |
Average Assets, quarterly | $138,686,500 | 3,230 |
Volatile liabilities | $25,555,000 | 2,387 |
Insider loans | $563,000 | 5,211 |
FHLB advances | $0 | 882 |
Loans and leases held for sale | $733,000 | 847 |
Unused loan commitments | $163,000 | 10,532 |
Tier 1 (core) risk-based capital | $19,244,000 | 2,244 |
Tier 2 risk-based capital | $756,000 | 3,822 |
Total risk weighted assets | $64,730,300 | 4,112 |
Total unused commitments | $163,000 | 10,537 |
Derivatives | $0 | 549 |
1995-12-31 | Rank | |
# of Employees: | 39 | 4,809 |
Assets and Liabilities | ||
Total Assets: | $136,798,000 | 3,291 |
Cash and due from depository institutions | $2,180,000 | 4,809 |
Interest-bearing balances | $621,000 | 3,041 |
Securities | $69,220,000 | 1,821 |
Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
Net loans & leases | $61,596,000 | 4,179 |
Loan loss allowance | $858,000 | 4,010 |
Trading account assets | $0 | 261 |
Bank premises and fixed assets | $2,188,000 | 3,417 |
Other real estate owned | $447,000 | 4,809 |
Goodwill and other intangibles | $0 | 3,181 |
All other assets | $1,167,000 | 5,700 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $136,798,000 | 3,291 |
Total liabilities | $118,413,000 | 3,435 |
Total deposits | $102,050,000 | 3,744 |
Interest-bearing deposits | $100,827,000 | 3,263 |
Deposits held in domestic offices | $102,050,000 | 3,735 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,736 |
Trading liabilities | $0 | 110 |
Other borrowed funds | $14,397,000 | 1,001 |
Subordinated debt | $0 | 337 |
All other liabilities | $1,966,000 | 2,133 |
Total equity capital | $18,385,000 | 2,421 |
Total bank equity capital | $18,385,000 | 2,421 |
Perpetual preferred stock | $0 | 288 |
Common stock | $0 | 10,908 |
Surplus | $15,864,000 | 1,102 |
Undivided profits | $2,521,000 | 6,768 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $386,000 | 4,957 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
Income earned, not collected on loans | $463,000 | 5,100 |
Earning assets | $131,437,000 | 3,172 |
Long-term assets (5+ years) | $98,786,000 | 695 |
Average Assets, year-to-date | $133,938,400 | 3,254 |
Average Assets, quarterly | $138,722,000 | 3,227 |
Volatile liabilities | $24,141,000 | 2,254 |
Insider loans | $425,000 | 6,126 |
FHLB advances | $0 | 855 |
Loans and leases held for sale | $535,000 | 997 |
Unused loan commitments | $2,666,000 | 6,693 |
Tier 1 (core) risk-based capital | $18,227,000 | 2,345 |
Tier 2 risk-based capital | $766,920 | 3,710 |
Total risk weighted assets | $61,262,820 | 4,230 |
Total unused commitments | $2,666,000 | 6,706 |
Derivatives | $0 | 628 |
1994-12-31 | Rank | |
# of Employees: | 32 | 5,876 |
Assets and Liabilities | ||
Total Assets: | $128,127,000 | 3,473 |
Cash and due from depository institutions | $2,305,000 | 5,876 |
Interest-bearing balances | $1,144,000 | 2,244 |
Securities | $65,520,000 | 2,002 |
Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
Net loans & leases | $56,933,000 | 4,394 |
Loan loss allowance | $872,000 | 4,050 |
Trading account assets | $0 | 286 |
Bank premises and fixed assets | $1,320,000 | 5,084 |
Other real estate owned | $294,000 | 5,876 |
Goodwill and other intangibles | $0 | 3,133 |
All other assets | $1,755,000 | 4,321 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $128,127,000 | 3,473 |
Total liabilities | $102,488,000 | 3,921 |
Total deposits | $99,057,000 | 3,820 |
Interest-bearing deposits | $98,102,000 | 3,316 |
Deposits held in domestic offices | $99,057,000 | 3,812 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 4,788 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $1,988,000 | 2,569 |
Subordinated debt | $0 | 372 |
All other liabilities | $1,443,000 | 2,301 |
Total equity capital | $25,639,000 | 1,619 |
Total bank equity capital | $25,639,000 | 1,619 |
Perpetual preferred stock | $0 | 310 |
Common stock | $17,000 | 11,079 |
Surplus | $14,997,000 | 1,077 |
Undivided profits | $10,625,000 | 2,204 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $179,000 | 7,057 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
Income earned, not collected on loans | $403,000 | 5,149 |
Earning assets | $123,597,000 | 3,292 |
Long-term assets (5+ years) | $0 | 10,888 |
Average Assets, year-to-date | $121,767,600 | 3,557 |
Average Assets, quarterly | $128,712,500 | 3,433 |
Volatile liabilities | $6,639,000 | 5,748 |
Insider loans | $0 | 11,229 |
FHLB advances | $1,988,000 | 786 |
Loans and leases held for sale | $0 | 1,430 |
Unused loan commitments | $982,000 | 9,158 |
Tier 1 (core) risk-based capital | $25,281,000 | 1,637 |
Tier 2 risk-based capital | $633,000 | 4,337 |
Total risk weighted assets | $50,456,000 | 4,901 |
Total unused commitments | $982,000 | 9,169 |
Derivatives | $0 | 687 |
1993-12-31 | Rank | |
# of Employees: | 29 | 6,588 |
Assets and Liabilities | ||
Total Assets: | $116,453,000 | 3,876 |
Cash and due from depository institutions | $8,587,000 | 6,588 |
Interest-bearing balances | $7,504,000 | 815 |
Securities | $50,298,000 | 2,751 |
Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
Net loans & leases | $54,326,000 | 4,453 |
Loan loss allowance | $848,000 | 4,267 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $1,017,000 | 6,057 |
Other real estate owned | $458,000 | 6,588 |
Goodwill and other intangibles | $0 | 3,091 |
All other assets | $1,770,000 | 3,847 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $116,453,000 | 3,876 |
Total liabilities | $107,102,000 | 3,829 |
Total deposits | $106,714,000 | 3,655 |
Interest-bearing deposits | $106,714,000 | 3,192 |
Deposits held in domestic offices | $106,714,000 | 3,648 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,944 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,027 |
Subordinated debt | $0 | 413 |
All other liabilities | $388,000 | 6,428 |
Total equity capital | $9,351,000 | 4,343 |
Total bank equity capital | $9,351,000 | 4,343 |
Perpetual preferred stock | $0 | 343 |
Common stock | $0 | 11,979 |
Surplus | $0 | 12,104 |
Undivided profits | $9,351,000 | 2,545 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $286,000 | 6,534 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
Income earned, not collected on loans | $414,000 | 4,519 |
Earning assets | $112,128,000 | 3,709 |
Long-term assets (5+ years) | $0 | 11,403 |
Average Assets, year-to-date | $116,485,000 | 3,784 |
Average Assets, quarterly | $117,008,500 | 3,835 |
Volatile liabilities | $4,994,000 | 6,533 |
Insider loans | $120,000 | 9,417 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $1,672,000 | 8,009 |
Tier 1 (core) risk-based capital | $8,976,000 | 4,416 |
Tier 2 risk-based capital | $615,000 | 4,431 |
Total risk weighted assets | $49,151,000 | 4,977 |
Total unused commitments | $1,672,000 | 8,034 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 29 | 6,705 |
Assets and Liabilities | ||
Total Assets: | $116,701,000 | 3,938 |
Cash and due from depository institutions | $12,023,000 | 6,705 |
Interest-bearing balances | $10,533,000 | 711 |
Securities | $42,638,000 | 3,197 |
Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
Net loans & leases | $58,287,000 | 4,267 |
Loan loss allowance | $462,000 | 6,841 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $897,000 | 6,638 |
Other real estate owned | $602,000 | 6,705 |
Goodwill and other intangibles | $69,000 | 2,368 |
All other assets | $2,185,000 | 3,304 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $116,701,000 | 3,938 |
Total liabilities | $108,650,000 | 3,881 |
Total deposits | $108,285,000 | 3,727 |
Interest-bearing deposits | $107,464,000 | 3,306 |
Deposits held in domestic offices | $108,285,000 | 3,718 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,764 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,085 |
Subordinated debt | $0 | 482 |
All other liabilities | $365,000 | 7,268 |
Total equity capital | $8,051,000 | 4,754 |
Total bank equity capital | $8,051,000 | 4,754 |
Perpetual preferred stock | $0 | 346 |
Common stock | $0 | 12,472 |
Surplus | $0 | 12,588 |
Undivided profits | $8,051,000 | 2,738 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $1,114,000 | 3,411 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $465,000 | 4,385 |
Earning assets | $111,458,000 | 3,786 |
Long-term assets (5+ years) | $0 | 11,806 |
Average Assets, year-to-date | $116,305,400 | 3,871 |
Average Assets, quarterly | $116,976,500 | 3,901 |
Volatile liabilities | $5,053,000 | 6,535 |
Insider loans | $0 | 9,493 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $0 | 1,207 |
Unused loan commitments | $1,298,000 | 8,521 |
Tier 1 (core) risk-based capital | $7,873,000 | 4,777 |
Tier 2 risk-based capital | $316,000 | 7,358 |
Total risk weighted assets | $50,816,000 | 4,866 |
Total unused commitments | $1,298,000 | 8,548 |
Derivatives | $0 | 651 |