Home > LNB National Bank > Income and Expense

LNB National Bank, Income and Expense

2004-03-31 (YTD Data)Rank
Total interest income$983,0005,636
Total interest expense$363,0004,606
Net interest income$620,0006,045
Provision for loan and lease losses$15,0005,048
Total noninterest income$73,0006,491
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$44,0005,481
Trading account gains and fees$0121
Additional Noninterest Income$29,0006,170
Total noninterest expense$528,0005,869
Salaries and employee benefits$276,0005,996
Premises and equipment expense$86,0005,308
Additional noninterest expense$166,0005,673
Pre-tax net operating income$150,0006,440
Securities gains (losses)$27,0001,550
Applicable income taxes$50,0004,842
Income before extraordinary items$127,0006,391
Extraordinary gains, net$016
Net income$127,0006,390
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0004,263
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$107,5606,624
2003-12-31 (YTD Data)Rank
Total interest income$4,080,0005,577
Total interest expense$1,751,0004,434
Net interest income$2,329,0006,133
Provision for loan and lease losses$48,0006,339
Total noninterest income$267,0006,830
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$181,0005,471
Trading account gains and fees$0160
Additional Noninterest Income$86,0006,777
Total noninterest expense$2,025,0005,958
Salaries and employee benefits$884,0006,648
Premises and equipment expense$399,0004,737
Additional noninterest expense$742,0005,310
Pre-tax net operating income$523,0006,588
Securities gains (losses)$23,0003,134
Applicable income taxes$143,0005,333
Income before extraordinary items$403,0006,804
Extraordinary gains, net$054
Net income$403,0006,808
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0008,392
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$385,9806,734
2003-09-30 (YTD Data)Rank
Total interest income$3,086,0005,607
Total interest expense$1,327,0004,523
Net interest income$1,759,0006,127
Provision for loan and lease losses$36,0006,222
Total noninterest income$201,0006,858
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$133,0005,552
Trading account gains and fees$0153
Additional Noninterest Income$68,0006,750
Total noninterest expense$1,490,0005,999
Salaries and employee benefits$638,0006,749
Premises and equipment expense$300,0004,713
Additional noninterest expense$552,0005,308
Pre-tax net operating income$434,0006,578
Securities gains (losses)$35,0002,583
Applicable income taxes$133,0005,257
Income before extraordinary items$336,0006,743
Extraordinary gains, net$040
Net income$336,0006,744
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0008,344
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$310,8006,726
2003-06-30 (YTD Data)Rank
Total interest income$2,102,0005,571
Total interest expense$906,0004,559
Net interest income$1,196,0006,072
Provision for loan and lease losses$24,0006,151
Total noninterest income$140,0006,779
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$82,0005,716
Trading account gains and fees$0150
Additional Noninterest Income$58,0006,303
Total noninterest expense$1,036,0005,877
Salaries and employee benefits$466,0006,501
Premises and equipment expense$198,0004,733
Additional noninterest expense$372,0005,262
Pre-tax net operating income$276,0006,653
Securities gains (losses)$35,0002,261
Applicable income taxes$90,0005,255
Income before extraordinary items$221,0006,770
Extraordinary gains, net$030
Net income$221,0006,774
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0008,282
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$196,1506,813
2003-03-31 (YTD Data)Rank
Total interest income$1,080,0005,509
Total interest expense$460,0004,601
Net interest income$620,0005,955
Provision for loan and lease losses$12,0005,906
Total noninterest income$72,0006,663
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$48,0005,295
Trading account gains and fees$0134
Additional Noninterest Income$24,0006,621
Total noninterest expense$527,0005,825
Salaries and employee benefits$242,0006,376
Premises and equipment expense$100,0004,694
Additional noninterest expense$185,0005,250
Pre-tax net operating income$153,0006,427
Securities gains (losses)$29,0001,711
Applicable income taxes$55,0004,964
Income before extraordinary items$127,0006,427
Extraordinary gains, net$021
Net income$127,0006,426
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$106,7006,611
2002-12-31 (YTD Data)Rank
Total interest income$4,571,0005,486
Total interest expense$2,052,0004,706
Net interest income$2,519,0005,886
Provision for loan and lease losses$36,0007,011
Total noninterest income$324,0006,294
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$161,0005,692
Trading account gains and fees$0153
Additional Noninterest Income$163,0005,433
Total noninterest expense$2,306,0005,368
Salaries and employee benefits$1,118,0005,751
Premises and equipment expense$394,0004,704
Additional noninterest expense$794,0004,945
Pre-tax net operating income$501,0006,755
Securities gains (losses)$128,0001,526
Applicable income taxes$186,0005,213
Income before extraordinary items$443,0006,640
Extraordinary gains, net$070
Net income$443,0006,639
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0006,321
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$353,4006,936
2001-12-31 (YTD Data)Rank
Total interest income$4,936,0005,651
Total interest expense$2,736,0005,070
Net interest income$2,200,0006,130
Provision for loan and lease losses$08,228
Total noninterest income$260,0006,772
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$175,0005,452
Trading account gains and fees$0177
Additional Noninterest Income$85,0006,770
Total noninterest expense$2,272,0005,281
Salaries and employee benefits$1,054,0005,805
Premises and equipment expense$355,0004,979
Additional noninterest expense$863,0004,532
Pre-tax net operating income$188,0007,938
Securities gains (losses)$92,0001,820
Applicable income taxes$64,0006,472
Income before extraordinary items$216,0007,621
Extraordinary gains, net$0105
Net income$216,0007,625
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0006,098
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$145,1607,939
2000-12-31 (YTD Data)Rank
Total interest income$2,504,0007,895
Total interest expense$1,518,0007,120
Net interest income$986,0008,510
Provision for loan and lease losses$08,337
Total noninterest income$178,0007,504
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$72,0007,157
Trading account gains and feesNANA
Additional Noninterest Income$106,0006,289
Total noninterest expense$1,191,0007,530
Salaries and employee benefits$542,0008,024
Premises and equipment expense$188,0006,945
Additional noninterest expense$461,0006,699
Pre-tax net operating income$-27,0009,177
Securities gains (losses)$01,956
Applicable income taxes$-34,0009,437
Income before extraordinary items$7,0009,119
Extraordinary gains, net$038
Net income$7,0009,117
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$124,0003,211
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$7,0009,105
1999-12-31 (YTD Data)Rank
Total interest income$4,132,0006,245
Total interest expense$2,212,0005,630
Net interest income$1,920,0006,789
Provision for loan and lease losses$24,0007,475
Total noninterest income$192,0007,590
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$109,0006,547
Trading account gains and feesNANA
Additional Noninterest Income$83,0007,068
Total noninterest expense$1,597,0006,540
Salaries and employee benefits$776,0006,862
Premises and equipment expense$294,0005,524
Additional noninterest expense$527,0006,302
Pre-tax net operating income$491,0007,173
Securities gains (losses)$22,0001,340
Applicable income taxes$101,0006,908
Income before extraordinary items$412,0006,921
Extraordinary gains, net$035
Net income$412,0006,921
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0007,179
Cash dividends$155,0005,588
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$394,4006,994
1998-12-31 (YTD Data)Rank
Total interest income$3,920,0006,547
Total interest expense$2,208,0005,822
Net interest income$1,712,0007,271
Provision for loan and lease losses$72,0005,801
Total noninterest income$183,0007,784
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$111,0006,650
Trading account gains and feesNANA
Additional Noninterest Income$72,0007,421
Total noninterest expense$1,405,0006,951
Salaries and employee benefits$653,0007,459
Premises and equipment expense$238,0006,142
Additional noninterest expense$514,0006,339
Pre-tax net operating income$418,0007,770
Securities gains (losses)$6,0003,324
Applicable income taxes$75,0007,905
Income before extraordinary items$349,0007,538
Extraordinary gains, net$032
Net income$349,0007,538
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0006,871
Cash dividends$125,0006,004
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$344,0807,487
1997-12-31 (YTD Data)Rank
Total interest income$3,671,0006,984
Total interest expense$2,076,0006,123
Net interest income$1,595,0007,789
Provision for loan and lease losses$56,0006,449
Total noninterest income$166,0008,346
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$100,0007,200
Trading account gains and feesNANA
Additional Noninterest Income$66,0007,824
Total noninterest expense$1,242,0007,522
Salaries and employee benefits$618,0007,799
Premises and equipment expense$186,0007,092
Additional noninterest expense$438,0007,030
Pre-tax net operating income$463,0008,121
Securities gains (losses)$-1,0009,009
Applicable income taxes$92,0008,530
Income before extraordinary items$370,0007,850
Extraordinary gains, net$044
Net income$370,0007,853
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$94,0003,945
Cash dividends$190,0005,519
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$370,8007,798
1996-12-31 (YTD Data)Rank
Total interest income$3,174,0007,774
Total interest expense$1,718,0007,038
Net interest income$1,456,0008,373
Provision for loan and lease losses$24,0007,740
Total noninterest income$159,0008,869
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$92,0007,673
Trading account gains and feesNANA
Additional Noninterest Income$67,0008,207
Total noninterest expense$1,106,0008,315
Salaries and employee benefits$565,0008,365
Premises and equipment expense$163,0007,772
Additional noninterest expense$378,0008,069
Pre-tax net operating income$485,0008,026
Securities gains (losses)$38,0001,523
Applicable income taxes$135,0008,126
Income before extraordinary items$388,0007,727
Extraordinary gains, net$053
Net income$388,0007,724
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0007,694
Cash dividends$20,0008,044
Sale, conversion, retirement of capital stock, net$0953
Net operating income$359,8807,869
1995-12-31 (YTD Data)Rank
Total interest income$2,569,0008,859
Total interest expense$1,381,0008,030
Net interest income$1,188,0009,363
Provision for loan and lease losses$24,0007,406
Total noninterest income$139,0009,498
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$82,0008,261
Trading account gains and feesNANA
Additional Noninterest Income$57,0008,889
Total noninterest expense$1,067,0008,696
Salaries and employee benefits$504,0009,086
Premises and equipment expense$152,0008,217
Additional noninterest expense$411,0008,083
Pre-tax net operating income$236,00010,219
Securities gains (losses)$51,0001,292
Applicable income taxes$80,0009,585
Income before extraordinary items$207,0009,853
Extraordinary gains, net$065
Net income$207,0009,858
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0008,320
Cash dividends$85,0007,107
Sale, conversion, retirement of capital stock, net$0809
Net operating income$170,28010,236
1994-12-31 (YTD Data)Rank
Total interest income$1,906,0009,976
Total interest expense$866,0009,279
Net interest income$1,040,00010,261
Provision for loan and lease losses$18,0007,907
Total noninterest income$123,00010,236
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$65,0009,178
Trading account gains and feesNANA
Additional Noninterest Income$58,0009,194
Total noninterest expense$1,033,0009,234
Salaries and employee benefits$501,0009,385
Premises and equipment expense$142,0008,775
Additional noninterest expense$390,0008,925
Pre-tax net operating income$112,00011,546
Securities gains (losses)$12,0002,095
Applicable income taxes$18,00011,192
Income before extraordinary items$106,00011,327
Extraordinary gains, net$0249
Net income$106,00011,333
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,921
Cash dividends$90,0007,108
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$95,80011,467
1993-12-31 (YTD Data)Rank
Total interest income$1,692,00010,827
Total interest expense$753,00010,290
Net interest income$939,00011,001
Provision for loan and lease losses$12,0009,545
Total noninterest income$117,00010,904
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$61,0009,646
Trading account gains and feesNANA
Additional Noninterest Income$56,0009,758
Total noninterest expense$785,00010,741
Salaries and employee benefits$375,00010,889
Premises and equipment expense$110,00010,124
Additional noninterest expense$300,00010,450
Pre-tax net operating income$259,00010,560
Securities gains (losses)$9,0005,582
Applicable income taxes$86,00010,077
Income before extraordinary items$182,00010,841
Extraordinary gains, net$03,149
Net income$182,00010,948
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0008,678
Cash dividends$135,0006,315
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$175,88010,715
1992-12-31 (YTD Data)Rank
Total interest income$1,877,00011,142
Total interest expense$950,00010,618
Net interest income$927,00011,399
Provision for loan and lease losses$23,00010,448
Total noninterest income$106,00011,552
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$53,00010,193
Trading account gains and feesNANA
Additional Noninterest Income$53,00010,222
Total noninterest expense$724,00011,383
Salaries and employee benefits$349,00011,447
Premises and equipment expense$81,00011,458
Additional noninterest expense$294,00010,909
Pre-tax net operating income$286,00010,272
Securities gains (losses)$44,0004,339
Applicable income taxes$97,00010,000
Income before extraordinary items$233,00010,134
Extraordinary gains, net$01,422
Net income$233,00010,280
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,00010,474
Cash dividends$190,0005,228
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$201,76010,244

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.