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Llano National Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$12,436,000	2,544
Total interest expense	$2,756,000	2,729
Net interest income	$9,680,000	2,428
Provision for loan and lease losses	$0	3,275
Total noninterest income	$1,477,000	2,320
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$473,000	1,705
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,004,000	2,271
Total noninterest expense	$7,316,000	2,487
Salaries and employee benefits	$4,314,000	2,416
Premises and equipment expense	$547,000	2,831
Additional noninterest expense	$1,004,000	2,271
Pre-tax net operating income	$3,841,000	2,219
Securities gains (losses)	$-21,000	3,486
Applicable income taxes	$480,000	1,935
Income before extraordinary items	$3,340,000	2,197
Extraordinary gains, net	$0	54
Net income	$3,340,000	2,221
Minority interest net income	$0	88
Net income of bank and minority interests.	$3,340,000	2,200
Net charge-offs	$-58,000	4,227
Cash dividends	$2,413,000	1,371
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$3,358,270	2,218
2023-09-30 (YTD Data)		Rank
Total interest income	$9,151,000	2,547
Total interest expense	$1,889,000	2,711
Net interest income	$7,262,000	2,446
Provision for loan and lease losses	$0	3,085
Total noninterest income	$1,180,000	2,250
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$363,000	1,678
Trading account gains and fees	NA	NA
Additional Noninterest Income	$817,000	2,194
Total noninterest expense	$5,617,000	2,433
Salaries and employee benefits	$3,294,000	2,380
Premises and equipment expense	$424,000	2,799
Additional noninterest expense	$817,000	2,194
Pre-tax net operating income	$2,825,000	2,302
Securities gains (losses)	$-21,000	3,635
Applicable income taxes	$336,000	2,036
Income before extraordinary items	$2,468,000	2,261
Extraordinary gains, net	$0	52
Net income	$2,468,000	2,284
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,468,000	2,263
Net charge-offs	$-94,000	4,349
Cash dividends	$790,000	1,888
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$2,486,480	2,284
2023-06-30 (YTD Data)		Rank
Total interest income	$5,932,000	2,555
Total interest expense	$1,122,000	2,695
Net interest income	$4,810,000	2,476
Provision for loan and lease losses	$0	2,940
Total noninterest income	$624,000	2,439
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$224,000	1,763
Trading account gains and fees	NA	NA
Additional Noninterest Income	$400,000	2,453
Total noninterest expense	$3,630,000	2,475
Salaries and employee benefits	$2,129,000	2,427
Premises and equipment expense	$281,000	2,798
Additional noninterest expense	$400,000	2,449
Pre-tax net operating income	$1,804,000	2,368
Securities gains (losses)	$-21,000	3,916
Applicable income taxes	$261,000	1,951
Income before extraordinary items	$1,522,000	2,386
Extraordinary gains, net	$0	51
Net income	$1,522,000	2,413
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,522,000	2,386
Net charge-offs	$-62,000	4,373
Cash dividends	$80,000	2,794
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,539,850	2,395
2023-03-31 (YTD Data)		Rank
Total interest income	$2,895,000	2,564
Total interest expense	$438,000	2,761
Net interest income	$2,457,000	2,460
Provision for loan and lease losses	$0	2,612
Total noninterest income	$289,000	2,527
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$98,000	1,932
Trading account gains and fees	NA	NA
Additional Noninterest Income	$191,000	2,488
Total noninterest expense	$1,911,000	2,412
Salaries and employee benefits	$1,135,000	2,354
Premises and equipment expense	$145,000	2,803
Additional noninterest expense	$191,000	2,488
Pre-tax net operating income	$835,000	2,515
Securities gains (losses)	$-21,000	4,122
Applicable income taxes	$106,000	2,098
Income before extraordinary items	$708,000	2,521
Extraordinary gains, net	$0	4
Net income	$708,000	2,522
Minority interest net income	$0	48
Net income of bank and minority interests.	$708,000	2,521
Net charge-offs	$-4,000	3,763
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$726,270	2,507
2022-12-31 (YTD Data)		Rank
Total interest income	$10,164,000	2,495
Total interest expense	$513,000	3,218
Net interest income	$9,651,000	2,416
Provision for loan and lease losses	$0	3,012
Total noninterest income	$1,122,000	2,662
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$237,000	2,553
Trading account gains and fees	NA	NA
Additional Noninterest Income	$885,000	2,462
Total noninterest expense	$6,614,000	2,605
Salaries and employee benefits	$3,828,000	2,573
Premises and equipment expense	$522,000	2,929
Additional noninterest expense	$885,000	2,462
Pre-tax net operating income	$4,159,000	2,254
Securities gains (losses)	$-10,000	3,436
Applicable income taxes	$501,000	2,022
Income before extraordinary items	$3,648,000	2,228
Extraordinary gains, net	$0	5
Net income	$3,648,000	2,227
Minority interest net income	$0	63
Net income of bank and minority interests.	$3,648,000	2,227
Net charge-offs	$17,000	1,980
Cash dividends	$788,000	2,356
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$3,656,800	2,251
2022-09-30 (YTD Data)		Rank
Total interest income	$7,326,000	2,503
Total interest expense	$272,000	3,413
Net interest income	$7,054,000	2,431
Provision for loan and lease losses	$0	2,835
Total noninterest income	$874,000	2,654
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$176,000	2,578
Trading account gains and fees	NA	NA
Additional Noninterest Income	$698,000	2,443
Total noninterest expense	$4,946,000	2,598
Salaries and employee benefits	$2,899,000	2,565
Premises and equipment expense	$393,000	2,937
Additional noninterest expense	$698,000	2,443
Pre-tax net operating income	$2,982,000	2,292
Securities gains (losses)	$13,000	399
Applicable income taxes	$358,000	2,066
Income before extraordinary items	$2,637,000	2,239
Extraordinary gains, net	$0	4
Net income	$2,637,000	2,238
Minority interest net income	$0	57
Net income of bank and minority interests.	$2,637,000	2,238
Net charge-offs	$0	2,349
Cash dividends	$380,000	2,379
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$2,625,560	2,283
2022-06-30 (YTD Data)		Rank
Total interest income	$4,662,000	2,540
Total interest expense	$175,000	3,365
Net interest income	$4,487,000	2,475
Provision for loan and lease losses	$0	2,599
Total noninterest income	$610,000	2,600
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$110,000	2,651
Trading account gains and fees	NA	NA
Additional Noninterest Income	$500,000	2,393
Total noninterest expense	$3,217,000	2,617
Salaries and employee benefits	$1,879,000	2,603
Premises and equipment expense	$262,000	2,946
Additional noninterest expense	$1,076,000	2,491
Pre-tax net operating income	$1,880,000	2,286
Securities gains (losses)	$13,000	366
Applicable income taxes	$292,000	1,871
Income before extraordinary items	$1,601,000	2,258
Extraordinary gains, net	$0	4
Net income	$1,601,000	2,258
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,601,000	2,258
Net charge-offs	$10,000	1,581
Cash dividends	$25,000	2,912
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,589,950	2,303
2022-03-31 (YTD Data)		Rank
Total interest income	$2,266,000	2,540
Total interest expense	$89,000	3,333
Net interest income	$2,177,000	2,467
Provision for loan and lease losses	$0	2,285
Total noninterest income	$241,000	2,834
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$57,000	2,586
Trading account gains and fees	NA	NA
Additional Noninterest Income	$184,000	2,663
Total noninterest expense	$1,619,000	2,613
Salaries and employee benefits	$990,000	2,521
Premises and equipment expense	$126,000	3,011
Additional noninterest expense	$503,000	2,580
Pre-tax net operating income	$799,000	2,387
Securities gains (losses)	$13,000	345
Applicable income taxes	$118,000	1,970
Income before extraordinary items	$694,000	2,367
Extraordinary gains, net	$0	4
Net income	$694,000	2,366
Minority interest net income	$0	50
Net income of bank and minority interests.	$694,000	2,367
Net charge-offs	$16,000	1,033
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$682,950	2,409
2021-12-31 (YTD Data)		Rank
Total interest income	$8,910,000	2,642
Total interest expense	$416,000	3,398
Net interest income	$8,494,000	2,561
Provision for loan and lease losses	$0	3,064
Total noninterest income	$935,000	3,052
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$202,000	2,683
Trading account gains and fees	NA	NA
Additional Noninterest Income	$733,000	2,921
Total noninterest expense	$6,232,000	2,663
Salaries and employee benefits	$3,463,000	2,721
Premises and equipment expense	$510,000	3,005
Additional noninterest expense	$2,259,000	2,380
Pre-tax net operating income	$3,197,000	2,605
Securities gains (losses)	$78,000	960
Applicable income taxes	$-281,000	4,802
Income before extraordinary items	$3,556,000	2,324
Extraordinary gains, net	$0	10
Net income	$3,556,000	2,324
Minority interest net income	$0	74
Net income of bank and minority interests.	$3,556,000	2,325
Net charge-offs	$-62,000	4,204
Cash dividends	$386,000	2,973
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$3,478,000	2,330
2021-09-30 (YTD Data)		Rank
Total interest income	$6,640,000	2,703
Total interest expense	$323,000	3,445
Net interest income	$6,317,000	2,611
Provision for loan and lease losses	$0	2,963
Total noninterest income	$695,000	3,088
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$148,000	2,721
Trading account gains and fees	NA	NA
Additional Noninterest Income	$547,000	2,979
Total noninterest expense	$4,702,000	2,668
Salaries and employee benefits	$2,681,000	2,679
Premises and equipment expense	$379,000	3,041
Additional noninterest expense	$1,642,000	2,431
Pre-tax net operating income	$2,310,000	2,774
Securities gains (losses)	$64,000	964
Applicable income taxes	$346,000	2,229
Income before extraordinary items	$2,028,000	2,789
Extraordinary gains, net	$0	8
Net income	$2,028,000	2,788
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,028,000	2,789
Net charge-offs	$-98,000	4,453
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$1,973,600	2,793
2021-06-30 (YTD Data)		Rank
Total interest income	$4,395,000	2,710
Total interest expense	$226,000	3,463
Net interest income	$4,169,000	2,623
Provision for loan and lease losses	$0	2,862
Total noninterest income	$458,000	3,101
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$95,000	2,714
Trading account gains and fees	NA	NA
Additional Noninterest Income	$363,000	2,963
Total noninterest expense	$3,057,000	2,701
Salaries and employee benefits	$1,737,000	2,722
Premises and equipment expense	$250,000	3,045
Additional noninterest expense	$1,070,000	2,448
Pre-tax net operating income	$1,570,000	2,719
Securities gains (losses)	$56,000	846
Applicable income taxes	$225,000	2,223
Income before extraordinary items	$1,401,000	2,730
Extraordinary gains, net	$0	6
Net income	$1,401,000	2,729
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,401,000	2,730
Net charge-offs	$-97,000	4,583
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,352,840	2,748
2021-03-31 (YTD Data)		Rank
Total interest income	$2,068,000	2,808
Total interest expense	$117,000	3,502
Net interest income	$1,951,000	2,704
Provision for loan and lease losses	$0	2,741
Total noninterest income	$220,000	3,124
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$49,000	2,669
Trading account gains and fees	NA	NA
Additional Noninterest Income	$171,000	3,000
Total noninterest expense	$1,551,000	2,658
Salaries and employee benefits	$924,000	2,622
Premises and equipment expense	$123,000	3,087
Additional noninterest expense	$504,000	2,521
Pre-tax net operating income	$620,000	3,000
Securities gains (losses)	$38,000	728
Applicable income taxes	$80,000	2,416
Income before extraordinary items	$578,000	2,951
Extraordinary gains, net	$0	3
Net income	$578,000	2,950
Minority interest net income	$0	55
Net income of bank and minority interests.	$578,000	2,951
Net charge-offs	$-5,000	3,772
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$544,560	2,984
2020-12-31 (YTD Data)		Rank
Total interest income	$8,197,000	2,838
Total interest expense	$582,000	3,658
Net interest income	$7,615,000	2,686
Provision for loan and lease losses	$0	4,319
Total noninterest income	$898,000	2,993
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$233,000	2,562
Trading account gains and fees	NA	NA
Additional Noninterest Income	$665,000	2,866
Total noninterest expense	$5,661,000	2,793
Salaries and employee benefits	$3,424,000	2,719
Premises and equipment expense	$516,000	3,000
Additional noninterest expense	$1,721,000	2,791
Pre-tax net operating income	$2,852,000	2,484
Securities gains (losses)	$42,000	1,804
Applicable income taxes	$261,000	2,398
Income before extraordinary items	$2,633,000	2,471
Extraordinary gains, net	$0	4
Net income	$2,633,000	2,471
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,633,000	2,471
Net charge-offs	$231,000	1,461
Cash dividends	$409,000	2,968
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$2,594,780	2,443
2020-09-30 (YTD Data)		Rank
Total interest income	$6,228,000	2,838
Total interest expense	$449,000	3,716
Net interest income	$5,779,000	2,677
Provision for loan and lease losses	$0	4,239
Total noninterest income	$691,000	2,941
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$174,000	2,570
Trading account gains and fees	NA	NA
Additional Noninterest Income	$517,000	2,809
Total noninterest expense	$4,340,000	2,734
Salaries and employee benefits	$2,704,000	2,631
Premises and equipment expense	$396,000	2,969
Additional noninterest expense	$1,240,000	2,853
Pre-tax net operating income	$2,130,000	2,489
Securities gains (losses)	$37,000	1,675
Applicable income taxes	$307,000	2,082
Income before extraordinary items	$1,860,000	2,544
Extraordinary gains, net	$0	4
Net income	$1,860,000	2,544
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,860,000	2,544
Net charge-offs	$20,000	2,499
Cash dividends	$50,000	3,288
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,828,180	2,522
2020-06-30 (YTD Data)		Rank
Total interest income	$4,164,000	2,869
Total interest expense	$306,000	3,794
Net interest income	$3,858,000	2,693
Provision for loan and lease losses	$0	4,134
Total noninterest income	$448,000	2,933
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$119,000	2,575
Trading account gains and fees	NA	NA
Additional Noninterest Income	$329,000	2,812
Total noninterest expense	$2,846,000	2,777
Salaries and employee benefits	$1,799,000	2,650
Premises and equipment expense	$259,000	2,992
Additional noninterest expense	$788,000	2,934
Pre-tax net operating income	$1,460,000	2,422
Securities gains (losses)	$16,000	1,748
Applicable income taxes	$215,000	2,002
Income before extraordinary items	$1,261,000	2,485
Extraordinary gains, net	$0	4
Net income	$1,261,000	2,484
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,261,000	2,485
Net charge-offs	$26,000	2,071
Cash dividends	$50,000	3,123
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,247,400	2,462
2020-03-31 (YTD Data)		Rank
Total interest income	$2,065,000	2,881
Total interest expense	$155,000	3,897
Net interest income	$1,910,000	2,674
Provision for loan and lease losses	$0	3,711
Total noninterest income	$242,000	2,773
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$68,000	2,661
Trading account gains and fees	NA	NA
Additional Noninterest Income	$174,000	2,599
Total noninterest expense	$1,396,000	2,833
Salaries and employee benefits	$880,000	2,688
Premises and equipment expense	$127,000	3,055
Additional noninterest expense	$389,000	2,980
Pre-tax net operating income	$756,000	2,233
Securities gains (losses)	$4,000	1,484
Applicable income taxes	$115,000	1,824
Income before extraordinary items	$645,000	2,297
Extraordinary gains, net	$0	4
Net income	$645,000	2,296
Minority interest net income	$0	56
Net income of bank and minority interests.	$645,000	2,297
Net charge-offs	$2,000	2,313
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$641,600	2,275
2019-12-31 (YTD Data)		Rank
Total interest income	$8,171,000	2,927
Total interest expense	$562,000	4,027
Net interest income	$7,609,000	2,716
Provision for loan and lease losses	$0	3,973
Total noninterest income	$851,000	3,037
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$290,000	2,666
Trading account gains and fees	NA	NA
Additional Noninterest Income	$561,000	2,899
Total noninterest expense	$5,376,000	2,880
Salaries and employee benefits	$3,186,000	2,824
Premises and equipment expense	$519,000	3,034
Additional noninterest expense	$1,671,000	2,882
Pre-tax net operating income	$3,084,000	2,408
Securities gains (losses)	$8,000	1,962
Applicable income taxes	$410,000	2,148
Income before extraordinary items	$2,682,000	2,472
Extraordinary gains, net	$0	11
Net income	$2,682,000	2,473
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,682,000	2,474
Net charge-offs	$-50,000	4,774
Cash dividends	$361,000	3,207
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,675,040	2,436
2019-09-30 (YTD Data)		Rank
Total interest income	$6,123,000	2,960
Total interest expense	$409,000	4,112
Net interest income	$5,714,000	2,747
Provision for loan and lease losses	$0	3,836
Total noninterest income	$636,000	3,052
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$219,000	2,693
Trading account gains and fees	NA	NA
Additional Noninterest Income	$417,000	2,913
Total noninterest expense	$3,900,000	2,960
Salaries and employee benefits	$2,211,000	2,979
Premises and equipment expense	$416,000	2,949
Additional noninterest expense	$1,273,000	2,860
Pre-tax net operating income	$2,450,000	2,397
Securities gains (losses)	$7,000	1,751
Applicable income taxes	$352,000	2,103
Income before extraordinary items	$2,105,000	2,447
Extraordinary gains, net	$0	11
Net income	$2,105,000	2,448
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,105,000	2,448
Net charge-offs	$-84,000	4,926
Cash dividends	$50,000	3,473
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,098,980	2,425
2019-06-30 (YTD Data)		Rank
Total interest income	$4,100,000	2,968
Total interest expense	$264,000	4,149
Net interest income	$3,836,000	2,750
Provision for loan and lease losses	$0	3,685
Total noninterest income	$415,000	3,041
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$141,000	2,727
Trading account gains and fees	NA	NA
Additional Noninterest Income	$274,000	2,900
Total noninterest expense	$2,610,000	2,969
Salaries and employee benefits	$1,483,000	2,983
Premises and equipment expense	$277,000	2,967
Additional noninterest expense	$850,000	2,879
Pre-tax net operating income	$1,641,000	2,359
Securities gains (losses)	$5,000	1,370
Applicable income taxes	$251,000	2,020
Income before extraordinary items	$1,395,000	2,431
Extraordinary gains, net	$0	11
Net income	$1,395,000	2,431
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,395,000	2,431
Net charge-offs	$-82,000	5,019
Cash dividends	$50,000	3,312
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,390,750	2,409
2019-03-31 (YTD Data)		Rank
Total interest income	$1,967,000	3,053
Total interest expense	$131,000	4,161
Net interest income	$1,836,000	2,842
Provision for loan and lease losses	$0	3,406
Total noninterest income	$203,000	3,024
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$71,000	2,721
Trading account gains and fees	NA	NA
Additional Noninterest Income	$132,000	2,908
Total noninterest expense	$1,210,000	3,133
Salaries and employee benefits	$673,000	3,186
Premises and equipment expense	$134,000	3,054
Additional noninterest expense	$403,000	2,991
Pre-tax net operating income	$829,000	2,320
Securities gains (losses)	$0	1,087
Applicable income taxes	$123,000	2,003
Income before extraordinary items	$706,000	2,355
Extraordinary gains, net	$0	5
Net income	$706,000	2,353
Minority interest net income	$0	52
Net income of bank and minority interests.	$706,000	2,354
Net charge-offs	$-9,000	4,625
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$706,000	2,340
2018-12-31 (YTD Data)		Rank
Total interest income	$7,435,000	3,057
Total interest expense	$402,000	4,191
Net interest income	$7,033,000	2,888
Provision for loan and lease losses	$365,000	1,754
Total noninterest income	$1,056,000	2,787
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$337,000	2,558
Trading account gains and fees	NA	NA
Additional Noninterest Income	$719,000	2,622
Total noninterest expense	$5,095,000	3,015
Salaries and employee benefits	$3,013,000	2,955
Premises and equipment expense	$675,000	2,635
Additional noninterest expense	$1,407,000	3,287
Pre-tax net operating income	$2,629,000	2,704
Securities gains (losses)	$1,000	1,025
Applicable income taxes	$316,000	2,350
Income before extraordinary items	$2,314,000	2,712
Extraordinary gains, net	$0	6
Net income	$2,314,000	2,710
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,314,000	2,711
Net charge-offs	$-75,000	4,996
Cash dividends	$472,000	3,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,313,120	2,700
2018-09-30 (YTD Data)		Rank
Total interest income	$5,489,000	3,094
Total interest expense	$283,000	4,241
Net interest income	$5,206,000	2,923
Provision for loan and lease losses	$265,000	1,705
Total noninterest income	$797,000	2,802
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$259,000	2,528
Trading account gains and fees	NA	NA
Additional Noninterest Income	$538,000	2,658
Total noninterest expense	$3,626,000	3,123
Salaries and employee benefits	$2,019,000	3,148
Premises and equipment expense	$535,000	2,555
Additional noninterest expense	$1,072,000	3,267
Pre-tax net operating income	$2,112,000	2,645
Securities gains (losses)	$1,000	1,016
Applicable income taxes	$351,000	2,103
Income before extraordinary items	$1,762,000	2,728
Extraordinary gains, net	$0	5
Net income	$1,762,000	2,727
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,762,000	2,727
Net charge-offs	$391,000	836
Cash dividends	$160,000	3,194
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,761,170	2,715
2018-06-30 (YTD Data)		Rank
Total interest income	$3,563,000	3,133
Total interest expense	$174,000	4,297
Net interest income	$3,389,000	2,973
Provision for loan and lease losses	$150,000	1,766
Total noninterest income	$576,000	2,690
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$172,000	2,526
Trading account gains and fees	NA	NA
Additional Noninterest Income	$404,000	2,508
Total noninterest expense	$2,451,000	3,119
Salaries and employee benefits	$1,383,000	3,109
Premises and equipment expense	$350,000	2,608
Additional noninterest expense	$718,000	3,266
Pre-tax net operating income	$1,364,000	2,667
Securities gains (losses)	$1,000	871
Applicable income taxes	$218,000	2,139
Income before extraordinary items	$1,147,000	2,730
Extraordinary gains, net	$0	6
Net income	$1,147,000	2,729
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,147,000	2,729
Net charge-offs	$-66,000	5,095
Cash dividends	$85,000	3,241
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,146,160	2,725
2018-03-31 (YTD Data)		Rank
Total interest income	$1,729,000	3,188
Total interest expense	$85,000	4,307
Net interest income	$1,644,000	3,038
Provision for loan and lease losses	$75,000	1,680
Total noninterest income	$350,000	2,414
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$84,000	2,589
Trading account gains and fees	NA	NA
Additional Noninterest Income	$266,000	2,156
Total noninterest expense	$1,190,000	3,206
Salaries and employee benefits	$648,000	3,264
Premises and equipment expense	$175,000	2,660
Additional noninterest expense	$367,000	3,236
Pre-tax net operating income	$729,000	2,532
Securities gains (losses)	$1,000	666
Applicable income taxes	$118,000	2,029
Income before extraordinary items	$612,000	2,583
Extraordinary gains, net	$0	7
Net income	$612,000	2,583
Minority interest net income	$0	52
Net income of bank and minority interests.	$612,000	2,583
Net charge-offs	$-30,000	5,092
Cash dividends	$35,000	2,631
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$611,160	2,576
2017-12-31 (YTD Data)		Rank
Total interest income	$6,421,000	3,288
Total interest expense	$294,000	4,426
Net interest income	$6,127,000	3,135
Provision for loan and lease losses	$400,000	1,645
Total noninterest income	$782,000	3,312
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$308,000	2,824
Trading account gains and fees	NA	NA
Additional Noninterest Income	$474,000	3,221
Total noninterest expense	$4,478,000	3,331
Salaries and employee benefits	$2,643,000	3,224
Premises and equipment expense	$538,000	3,130
Additional noninterest expense	$1,297,000	3,506
Pre-tax net operating income	$2,031,000	3,088
Securities gains (losses)	$119,000	563
Applicable income taxes	$387,000	2,600
Income before extraordinary items	$1,763,000	2,896
Extraordinary gains, net	$0	9
Net income	$1,763,000	2,895
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,763,000	2,896
Net charge-offs	$65,000	2,785
Cash dividends	$285,000	3,448
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,665,420	2,955
2017-09-30 (YTD Data)		Rank
Total interest income	$4,718,000	3,334
Total interest expense	$208,000	4,525
Net interest income	$4,510,000	3,195
Provision for loan and lease losses	$325,000	1,540
Total noninterest income	$568,000	3,382
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$232,000	2,831
Trading account gains and fees	NA	NA
Additional Noninterest Income	$336,000	3,322
Total noninterest expense	$3,273,000	3,393
Salaries and employee benefits	$1,832,000	3,384
Premises and equipment expense	$403,000	3,153
Additional noninterest expense	$1,038,000	3,399
Pre-tax net operating income	$1,480,000	3,206
Securities gains (losses)	$119,000	528
Applicable income taxes	$406,000	2,243
Income before extraordinary items	$1,193,000	3,219
Extraordinary gains, net	$0	9
Net income	$1,193,000	3,218
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,193,000	3,219
Net charge-offs	$-32,000	5,056
Cash dividends	$75,000	3,497
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,103,750	3,336
2017-06-30 (YTD Data)		Rank
Total interest income	$3,092,000	3,363
Total interest expense	$135,000	4,558
Net interest income	$2,957,000	3,220
Provision for loan and lease losses	$250,000	1,362
Total noninterest income	$392,000	3,353
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$152,000	2,861
Trading account gains and fees	NA	NA
Additional Noninterest Income	$240,000	3,234
Total noninterest expense	$2,190,000	3,406
Salaries and employee benefits	$1,241,000	3,369
Premises and equipment expense	$254,000	3,262
Additional noninterest expense	$695,000	3,408
Pre-tax net operating income	$909,000	3,277
Securities gains (losses)	$54,000	631
Applicable income taxes	$248,000	2,308
Income before extraordinary items	$715,000	3,367
Extraordinary gains, net	$0	11
Net income	$715,000	3,366
Minority interest net income	$0	71
Net income of bank and minority interests.	$715,000	3,367
Net charge-offs	$3,000	3,240
Cash dividends	$75,000	3,293
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$675,040	3,447
2017-03-31 (YTD Data)		Rank
Total interest income	$1,495,000	3,435
Total interest expense	$66,000	4,606
Net interest income	$1,429,000	3,295
Provision for loan and lease losses	$125,000	1,284
Total noninterest income	$200,000	3,304
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$77,000	2,837
Trading account gains and fees	NA	NA
Additional Noninterest Income	$123,000	3,187
Total noninterest expense	$1,056,000	3,507
Salaries and employee benefits	$571,000	3,576
Premises and equipment expense	$121,000	3,418
Additional noninterest expense	$364,000	3,306
Pre-tax net operating income	$448,000	3,261
Securities gains (losses)	$0	1,153
Applicable income taxes	$113,000	2,346
Income before extraordinary items	$335,000	3,449
Extraordinary gains, net	$0	8
Net income	$335,000	3,448
Minority interest net income	$0	55
Net income of bank and minority interests.	$335,000	3,449
Net charge-offs	$143,000	739
Cash dividends	$75,000	2,495
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$335,000	3,423
2016-12-31 (YTD Data)		Rank
Total interest income	$6,014,000	3,425
Total interest expense	$279,000	4,552
Net interest income	$5,735,000	3,279
Provision for loan and lease losses	$501,000	1,456
Total noninterest income	$672,000	3,647
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$320,000	2,844
Trading account gains and fees	$0	170
Additional Noninterest Income	$352,000	3,753
Total noninterest expense	$4,123,000	3,587
Salaries and employee benefits	$2,393,000	3,488
Premises and equipment expense	$430,000	3,658
Additional noninterest expense	$1,300,000	3,641
Pre-tax net operating income	$1,783,000	3,250
Securities gains (losses)	$33,000	2,104
Applicable income taxes	$362,000	2,523
Income before extraordinary items	$1,454,000	3,319
Extraordinary gains, net	$0	5
Net income	$1,454,000	3,318
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,454,000	3,318
Net charge-offs	$105,000	2,568
Cash dividends	$567,000	2,841
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,427,600	3,310
2016-09-30 (YTD Data)		Rank
Total interest income	$4,493,000	3,446
Total interest expense	$207,000	4,600
Net interest income	$4,286,000	3,296
Provision for loan and lease losses	$376,000	1,399
Total noninterest income	$508,000	3,657
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$244,000	2,825
Trading account gains and fees	$0	169
Additional Noninterest Income	$264,000	3,753
Total noninterest expense	$3,024,000	3,642
Salaries and employee benefits	$1,706,000	3,583
Premises and equipment expense	$312,000	3,722
Additional noninterest expense	$1,006,000	3,592
Pre-tax net operating income	$1,394,000	3,218
Securities gains (losses)	$34,000	2,017
Applicable income taxes	$386,000	2,269
Income before extraordinary items	$1,042,000	3,427
Extraordinary gains, net	$0	5
Net income	$1,042,000	3,425
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,042,000	3,427
Net charge-offs	$38,000	2,761
Cash dividends	$85,000	3,539
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,017,180	3,410
2016-06-30 (YTD Data)		Rank
Total interest income	$2,973,000	3,482
Total interest expense	$136,000	4,657
Net interest income	$2,837,000	3,329
Provision for loan and lease losses	$250,000	1,404
Total noninterest income	$339,000	3,674
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$165,000	2,782
Trading account gains and fees	$0	157
Additional Noninterest Income	$174,000	3,789
Total noninterest expense	$2,051,000	3,632
Salaries and employee benefits	$1,164,000	3,565
Premises and equipment expense	$203,000	3,795
Additional noninterest expense	$684,000	3,566
Pre-tax net operating income	$875,000	3,304
Securities gains (losses)	$0	2,835
Applicable income taxes	$231,000	2,374
Income before extraordinary items	$644,000	3,551
Extraordinary gains, net	$0	16
Net income	$644,000	3,547
Minority interest net income	$0	71
Net income of bank and minority interests.	$644,000	3,549
Net charge-offs	$-21,000	5,221
Cash dividends	$85,000	3,326
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$644,000	3,487
2016-03-31 (YTD Data)		Rank
Total interest income	$1,498,000	3,457
Total interest expense	$67,000	4,723
Net interest income	$1,431,000	3,319
Provision for loan and lease losses	$125,000	1,322
Total noninterest income	$171,000	3,608
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$91,000	2,573
Trading account gains and fees	$0	142
Additional Noninterest Income	$80,000	3,869
Total noninterest expense	$1,019,000	3,669
Salaries and employee benefits	$548,000	3,715
Premises and equipment expense	$106,000	3,758
Additional noninterest expense	$365,000	3,444
Pre-tax net operating income	$458,000	3,178
Securities gains (losses)	$0	2,077
Applicable income taxes	$123,000	2,273
Income before extraordinary items	$335,000	3,442
Extraordinary gains, net	$0	12
Net income	$335,000	3,437
Minority interest net income	$0	62
Net income of bank and minority interests.	$335,000	3,439
Net charge-offs	$-83,000	5,850
Cash dividends	$10,000	2,848
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$335,000	3,379
2015-12-31 (YTD Data)		Rank
Total interest income	$6,079,000	3,412
Total interest expense	$285,000	4,702
Net interest income	$5,794,000	3,264
Provision for loan and lease losses	$501,000	1,345
Total noninterest income	$668,000	3,722
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$307,000	2,984
Trading account gains and fees	$0	159
Additional Noninterest Income	$361,000	3,726
Total noninterest expense	$4,000,000	3,715
Salaries and employee benefits	$2,279,000	3,638
Premises and equipment expense	$404,000	3,882
Additional noninterest expense	$1,317,000	3,705
Pre-tax net operating income	$1,961,000	3,045
Securities gains (losses)	$0	3,216
Applicable income taxes	$475,000	2,271
Income before extraordinary items	$1,486,000	3,244
Extraordinary gains, net	$0	23
Net income	$1,486,000	3,245
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,486,000	3,246
Net charge-offs	$354,000	1,470
Cash dividends	$215,000	3,645
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,486,000	3,197
2015-09-30 (YTD Data)		Rank
Total interest income	$4,541,000	3,452
Total interest expense	$211,000	4,799
Net interest income	$4,330,000	3,296
Provision for loan and lease losses	$376,000	1,307
Total noninterest income	$495,000	3,747
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$221,000	3,077
Trading account gains and fees	$0	153
Additional Noninterest Income	$274,000	3,749
Total noninterest expense	$2,938,000	3,791
Salaries and employee benefits	$1,635,000	3,737
Premises and equipment expense	$311,000	3,896
Additional noninterest expense	$992,000	3,712
Pre-tax net operating income	$1,511,000	3,058
Securities gains (losses)	$0	3,031
Applicable income taxes	$431,000	2,133
Income before extraordinary items	$1,080,000	3,369
Extraordinary gains, net	$0	21
Net income	$1,080,000	3,367
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,080,000	3,368
Net charge-offs	$221,000	1,458
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,080,000	3,319
2015-06-30 (YTD Data)		Rank
Total interest income	$3,032,000	3,468
Total interest expense	$139,000	4,857
Net interest income	$2,893,000	3,302
Provision for loan and lease losses	$251,000	1,272
Total noninterest income	$310,000	3,885
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$126,000	3,349
Trading account gains and fees	$0	157
Additional Noninterest Income	$184,000	3,760
Total noninterest expense	$1,915,000	3,859
Salaries and employee benefits	$1,033,000	3,881
Premises and equipment expense	$207,000	3,922
Additional noninterest expense	$675,000	3,671
Pre-tax net operating income	$1,037,000	2,999
Securities gains (losses)	$0	2,636
Applicable income taxes	$299,000	2,129
Income before extraordinary items	$738,000	3,316
Extraordinary gains, net	$0	22
Net income	$738,000	3,316
Minority interest net income	$0	75
Net income of bank and minority interests.	$738,000	3,317
Net charge-offs	$42,000	2,461
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$738,000	3,246
2015-03-31 (YTD Data)		Rank
Total interest income	$1,529,000	3,455
Total interest expense	$69,000	4,917
Net interest income	$1,460,000	3,285
Provision for loan and lease losses	$125,000	1,243
Total noninterest income	$148,000	3,938
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$58,000	3,437
Trading account gains and fees	$0	152
Additional Noninterest Income	$90,000	3,752
Total noninterest expense	$960,000	3,890
Salaries and employee benefits	$510,000	3,930
Premises and equipment expense	$108,000	3,873
Additional noninterest expense	$342,000	3,643
Pre-tax net operating income	$523,000	2,942
Securities gains (losses)	$0	2,027
Applicable income taxes	$151,000	2,084
Income before extraordinary items	$372,000	3,258
Extraordinary gains, net	$0	13
Net income	$372,000	3,261
Minority interest net income	$0	64
Net income of bank and minority interests.	$372,000	3,261
Net charge-offs	$-8,000	5,326
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$372,000	3,180
2014-12-31 (YTD Data)		Rank
Total interest income	$6,259,000	3,427
Total interest expense	$291,000	4,995
Net interest income	$5,968,000	3,259
Provision for loan and lease losses	$500,000	1,458
Total noninterest income	$606,000	3,972
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$267,000	3,419
Trading account gains and fees	$0	180
Additional Noninterest Income	$339,000	3,855
Total noninterest expense	$3,948,000	3,870
Salaries and employee benefits	$2,285,000	3,704
Premises and equipment expense	$435,000	3,922
Additional noninterest expense	$1,228,000	4,009
Pre-tax net operating income	$2,126,000	2,884
Securities gains (losses)	$0	3,259
Applicable income taxes	$500,000	2,204
Income before extraordinary items	$1,626,000	3,095
Extraordinary gains, net	$0	17
Net income	$1,626,000	3,095
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,626,000	3,096
Net charge-offs	$399,000	1,729
Cash dividends	$256,000	3,533
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,626,000	3,043
2014-09-30 (YTD Data)		Rank
Total interest income	$4,674,000	3,470
Total interest expense	$218,000	5,078
Net interest income	$4,456,000	3,293
Provision for loan and lease losses	$376,000	1,429
Total noninterest income	$456,000	4,013
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$201,000	3,460
Trading account gains and fees	$0	174
Additional Noninterest Income	$255,000	3,877
Total noninterest expense	$3,019,000	3,840
Salaries and employee benefits	$1,678,000	3,764
Premises and equipment expense	$402,000	3,522
Additional noninterest expense	$939,000	3,980
Pre-tax net operating income	$1,517,000	3,010
Securities gains (losses)	$0	2,980
Applicable income taxes	$448,000	2,070
Income before extraordinary items	$1,069,000	3,366
Extraordinary gains, net	$0	15
Net income	$1,069,000	3,367
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,069,000	3,367
Net charge-offs	$353,000	1,458
Cash dividends	$40,000	3,699
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,069,000	3,326
2014-06-30 (YTD Data)		Rank
Total interest income	$3,056,000	3,519
Total interest expense	$146,000	5,116
Net interest income	$2,910,000	3,346
Provision for loan and lease losses	$240,000	1,487
Total noninterest income	$295,000	4,052
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$129,000	3,504
Trading account gains and fees	$0	172
Additional Noninterest Income	$166,000	3,912
Total noninterest expense	$2,033,000	3,844
Salaries and employee benefits	$1,124,000	3,776
Premises and equipment expense	$263,000	3,602
Additional noninterest expense	$646,000	3,929
Pre-tax net operating income	$932,000	3,084
Securities gains (losses)	$0	2,580
Applicable income taxes	$267,000	2,133
Income before extraordinary items	$665,000	3,431
Extraordinary gains, net	$0	20
Net income	$665,000	3,437
Minority interest net income	$0	80
Net income of bank and minority interests.	$665,000	3,437
Net charge-offs	$343,000	1,156
Cash dividends	$20,000	3,588
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$665,000	3,391
2014-03-31 (YTD Data)		Rank
Total interest income	$1,521,000	3,549
Total interest expense	$73,000	5,185
Net interest income	$1,448,000	3,366
Provision for loan and lease losses	$120,000	1,448
Total noninterest income	$142,000	4,066
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$63,000	3,532
Trading account gains and fees	$0	147
Additional Noninterest Income	$79,000	3,913
Total noninterest expense	$1,012,000	3,874
Salaries and employee benefits	$567,000	3,789
Premises and equipment expense	$127,000	3,720
Additional noninterest expense	$318,000	3,978
Pre-tax net operating income	$458,000	3,058
Securities gains (losses)	$0	1,715
Applicable income taxes	$132,000	2,116
Income before extraordinary items	$326,000	3,398
Extraordinary gains, net	$0	16
Net income	$326,000	3,401
Minority interest net income	$0	66
Net income of bank and minority interests.	$326,000	3,401
Net charge-offs	$-49,000	6,307
Cash dividends	$20,000	2,771
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$326,000	3,353
2013-12-31 (YTD Data)		Rank
Total interest income	$5,920,000	3,648
Total interest expense	$325,000	5,261
Net interest income	$5,595,000	3,431
Provision for loan and lease losses	$470,000	1,925
Total noninterest income	$586,000	4,157
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$245,000	3,737
Trading account gains and fees	$0	184
Additional Noninterest Income	$341,000	3,918
Total noninterest expense	$3,820,000	4,025
Salaries and employee benefits	$2,195,000	3,875
Premises and equipment expense	$439,000	4,016
Additional noninterest expense	$1,186,000	4,229
Pre-tax net operating income	$1,891,000	2,965
Securities gains (losses)	$0	3,182
Applicable income taxes	$570,000	2,019
Income before extraordinary items	$1,321,000	3,387
Extraordinary gains, net	$0	29
Net income	$1,321,000	3,388
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,321,000	3,390
Net charge-offs	$66,000	4,139
Cash dividends	$216,000	3,534
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,321,000	3,342
2013-09-30 (YTD Data)		Rank
Total interest income	$4,379,000	3,727
Total interest expense	$246,000	5,345
Net interest income	$4,133,000	3,486
Provision for loan and lease losses	$350,000	1,917
Total noninterest income	$438,000	4,233
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$178,000	3,826
Trading account gains and fees	$0	180
Additional Noninterest Income	$260,000	3,962
Total noninterest expense	$2,867,000	4,048
Salaries and employee benefits	$1,602,000	3,937
Premises and equipment expense	$380,000	3,739
Additional noninterest expense	$885,000	4,244
Pre-tax net operating income	$1,354,000	3,118
Securities gains (losses)	$0	3,040
Applicable income taxes	$400,000	2,132
Income before extraordinary items	$954,000	3,509
Extraordinary gains, net	$0	25
Net income	$954,000	3,511
Minority interest net income	$0	84
Net income of bank and minority interests.	$954,000	3,513
Net charge-offs	$-46,000	6,451
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$954,000	3,434
2013-06-30 (YTD Data)		Rank
Total interest income	$2,868,000	3,774
Total interest expense	$165,000	5,385
Net interest income	$2,703,000	3,527
Provision for loan and lease losses	$230,000	1,953
Total noninterest income	$295,000	4,246
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$120,000	3,780
Trading account gains and fees	$0	157
Additional Noninterest Income	$175,000	3,993
Total noninterest expense	$1,876,000	4,103
Salaries and employee benefits	$1,059,000	3,988
Premises and equipment expense	$246,000	3,824
Additional noninterest expense	$571,000	4,308
Pre-tax net operating income	$892,000	3,112
Securities gains (losses)	$0	2,791
Applicable income taxes	$252,000	2,204
Income before extraordinary items	$640,000	3,492
Extraordinary gains, net	$0	22
Net income	$640,000	3,494
Minority interest net income	$0	82
Net income of bank and minority interests.	$640,000	3,495
Net charge-offs	$-39,000	6,489
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$640,000	3,393
2013-03-31 (YTD Data)		Rank
Total interest income	$1,421,000	3,828
Total interest expense	$82,000	5,488
Net interest income	$1,339,000	3,569
Provision for loan and lease losses	$120,000	1,891
Total noninterest income	$151,000	4,176
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$62,000	3,704
Trading account gains and fees	$0	148
Additional Noninterest Income	$89,000	3,936
Total noninterest expense	$954,000	4,111
Salaries and employee benefits	$527,000	4,027
Premises and equipment expense	$124,000	3,824
Additional noninterest expense	$303,000	4,190
Pre-tax net operating income	$416,000	3,229
Securities gains (losses)	$0	1,966
Applicable income taxes	$122,000	2,209
Income before extraordinary items	$294,000	3,608
Extraordinary gains, net	$0	10
Net income	$294,000	3,608
Minority interest net income	$0	76
Net income of bank and minority interests.	$294,000	3,610
Net charge-offs	$16,000	3,214
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$294,000	3,513
2012-12-31 (YTD Data)		Rank
Total interest income	$5,641,000	3,995
Total interest expense	$412,000	5,488
Net interest income	$5,229,000	3,704
Provision for loan and lease losses	$470,000	2,803
Total noninterest income	$600,000	4,170
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$268,000	3,700
Trading account gains and fees	$0	166
Additional Noninterest Income	$332,000	3,905
Total noninterest expense	$3,743,000	4,221
Salaries and employee benefits	$2,108,000	4,011
Premises and equipment expense	$454,000	4,044
Additional noninterest expense	$1,181,000	4,392
Pre-tax net operating income	$1,616,000	3,205
Securities gains (losses)	$0	3,810
Applicable income taxes	$397,000	2,412
Income before extraordinary items	$1,219,000	3,505
Extraordinary gains, net	$0	29
Net income	$1,219,000	3,507
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,219,000	3,508
Net charge-offs	$49,000	4,941
Cash dividends	$215,000	3,562
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,219,000	3,365
2012-09-30 (YTD Data)		Rank
Total interest income	$4,179,000	4,094
Total interest expense	$317,000	5,571
Net interest income	$3,862,000	3,798
Provision for loan and lease losses	$360,000	2,719
Total noninterest income	$450,000	4,217
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$199,000	3,771
Trading account gains and fees	$0	157
Additional Noninterest Income	$251,000	3,934
Total noninterest expense	$2,861,000	4,178
Salaries and employee benefits	$1,540,000	4,079
Premises and equipment expense	$401,000	3,698
Additional noninterest expense	$920,000	4,321
Pre-tax net operating income	$1,091,000	3,476
Securities gains (losses)	$0	3,575
Applicable income taxes	$273,000	2,557
Income before extraordinary items	$818,000	3,823
Extraordinary gains, net	$0	20
Net income	$818,000	3,823
Minority interest net income	$0	86
Net income of bank and minority interests.	$818,000	3,824
Net charge-offs	$-91,000	7,022
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$818,000	3,658
2012-06-30 (YTD Data)		Rank
Total interest income	$2,769,000	4,155
Total interest expense	$216,000	5,628
Net interest income	$2,553,000	3,838
Provision for loan and lease losses	$240,000	2,731
Total noninterest income	$307,000	4,166
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$134,000	3,741
Trading account gains and fees	$0	153
Additional Noninterest Income	$173,000	3,874
Total noninterest expense	$1,909,000	4,191
Salaries and employee benefits	$1,027,000	4,105
Premises and equipment expense	$271,000	3,671
Additional noninterest expense	$611,000	4,350
Pre-tax net operating income	$711,000	3,501
Securities gains (losses)	$0	3,178
Applicable income taxes	$175,000	2,571
Income before extraordinary items	$536,000	3,859
Extraordinary gains, net	$0	19
Net income	$536,000	3,861
Minority interest net income	$0	84
Net income of bank and minority interests.	$536,000	3,862
Net charge-offs	$-89,000	7,073
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$536,000	3,671
2012-03-31 (YTD Data)		Rank
Total interest income	$1,382,000	4,205
Total interest expense	$112,000	5,669
Net interest income	$1,270,000	3,871
Provision for loan and lease losses	$120,000	2,650
Total noninterest income	$139,000	4,380
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$66,000	3,777
Trading account gains and fees	$0	148
Additional Noninterest Income	$73,000	4,160
Total noninterest expense	$960,000	4,201
Salaries and employee benefits	$506,000	4,177
Premises and equipment expense	$136,000	3,691
Additional noninterest expense	$318,000	4,228
Pre-tax net operating income	$329,000	3,665
Securities gains (losses)	$0	2,210
Applicable income taxes	$78,000	2,666
Income before extraordinary items	$251,000	3,975
Extraordinary gains, net	$0	19
Net income	$251,000	3,978
Minority interest net income	$0	78
Net income of bank and minority interests.	$251,000	3,977
Net charge-offs	$4,000	4,348
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$251,000	3,818
2011-12-31 (YTD Data)		Rank
Total interest income	$5,473,000	4,328
Total interest expense	$561,000	5,638
Net interest income	$4,912,000	3,959
Provision for loan and lease losses	$480,000	3,503
Total noninterest income	$578,000	4,147
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$286,000	3,680
Trading account gains and fees	$0	146
Additional Noninterest Income	$292,000	3,908
Total noninterest expense	$3,532,000	4,470
Salaries and employee benefits	$1,921,000	4,268
Premises and equipment expense	$460,000	4,256
Additional noninterest expense	$1,151,000	4,579
Pre-tax net operating income	$1,478,000	3,052
Securities gains (losses)	$11,000	3,300
Applicable income taxes	$364,000	2,338
Income before extraordinary items	$1,125,000	3,312
Extraordinary gains, net	$0	29
Net income	$1,125,000	3,315
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,125,000	3,315
Net charge-offs	$297,000	3,814
Cash dividends	$216,000	3,284
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,116,640	3,230
2011-09-30 (YTD Data)		Rank
Total interest income	$4,071,000	4,393
Total interest expense	$433,000	5,697
Net interest income	$3,638,000	4,009
Provision for loan and lease losses	$360,000	3,361
Total noninterest income	$436,000	4,144
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$217,000	3,674
Trading account gains and fees	$0	145
Additional Noninterest Income	$219,000	3,968
Total noninterest expense	$2,729,000	4,386
Salaries and employee benefits	$1,410,000	4,323
Premises and equipment expense	$397,000	3,935
Additional noninterest expense	$922,000	4,388
Pre-tax net operating income	$985,000	3,340
Securities gains (losses)	$2,000	3,369
Applicable income taxes	$260,000	2,415
Income before extraordinary items	$727,000	3,686
Extraordinary gains, net	$0	21
Net income	$727,000	3,689
Minority interest net income	$0	87
Net income of bank and minority interests.	$727,000	3,688
Net charge-offs	$236,000	3,527
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$725,520	3,584
2011-06-30 (YTD Data)		Rank
Total interest income	$2,698,000	4,448
Total interest expense	$297,000	5,760
Net interest income	$2,401,000	4,044
Provision for loan and lease losses	$240,000	3,291
Total noninterest income	$287,000	4,187
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$143,000	3,679
Trading account gains and fees	$0	153
Additional Noninterest Income	$144,000	4,025
Total noninterest expense	$1,826,000	4,419
Salaries and employee benefits	$939,000	4,364
Premises and equipment expense	$270,000	3,911
Additional noninterest expense	$617,000	4,457
Pre-tax net operating income	$622,000	3,406
Securities gains (losses)	$2,000	2,702
Applicable income taxes	$165,000	2,415
Income before extraordinary items	$459,000	3,743
Extraordinary gains, net	$0	15
Net income	$459,000	3,743
Minority interest net income	$0	89
Net income of bank and minority interests.	$459,000	3,744
Net charge-offs	$136,000	3,523
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$457,520	3,647
2011-03-31 (YTD Data)		Rank
Total interest income	$1,349,000	4,473
Total interest expense	$154,000	5,793
Net interest income	$1,195,000	4,054
Provision for loan and lease losses	$120,000	3,114
Total noninterest income	$141,000	4,294
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$72,000	3,641
Trading account gains and fees	$0	158
Additional Noninterest Income	$69,000	4,155
Total noninterest expense	$919,000	4,426
Salaries and employee benefits	$469,000	4,398
Premises and equipment expense	$139,000	3,897
Additional noninterest expense	$311,000	4,430
Pre-tax net operating income	$297,000	3,548
Securities gains (losses)	$0	1,772
Applicable income taxes	$80,000	2,425
Income before extraordinary items	$217,000	3,840
Extraordinary gains, net	$0	9
Net income	$217,000	3,838
Minority interest net income	$0	86
Net income of bank and minority interests.	$217,000	3,840
Net charge-offs	$64,000	3,148
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$217,000	3,787
2010-12-31 (YTD Data)		Rank
Total interest income	$5,356,000	4,625
Total interest expense	$754,000	5,831
Net interest income	$4,602,000	4,176
Provision for loan and lease losses	$475,000	4,215
Total noninterest income	$566,000	4,353
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$298,000	3,648
Trading account gains and fees	$0	175
Additional Noninterest Income	$268,000	4,129
Total noninterest expense	$3,427,000	4,649
Salaries and employee benefits	$1,843,000	4,458
Premises and equipment expense	$455,000	4,431
Additional noninterest expense	$1,129,000	4,761
Pre-tax net operating income	$1,266,000	3,006
Securities gains (losses)	$1,000	3,687
Applicable income taxes	$400,000	2,097
Income before extraordinary items	$867,000	3,482
Extraordinary gains, net	$0	29
Net income	$867,000	3,479
Minority interest net income	$0	111
Net income of bank and minority interests.	$867,000	3,482
Net charge-offs	$278,000	4,398
Cash dividends	$216,000	3,219
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$866,320	3,358
2010-09-30 (YTD Data)		Rank
Total interest income	$4,014,000	4,721
Total interest expense	$579,000	5,927
Net interest income	$3,435,000	4,259
Provision for loan and lease losses	$355,000	4,090
Total noninterest income	$430,000	4,369
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$228,000	3,681
Trading account gains and fees	$0	165
Additional Noninterest Income	$202,000	4,164
Total noninterest expense	$2,583,000	4,652
Salaries and employee benefits	$1,333,000	4,599
Premises and equipment expense	$383,000	4,185
Additional noninterest expense	$867,000	4,696
Pre-tax net operating income	$927,000	3,224
Securities gains (losses)	$0	3,651
Applicable income taxes	$288,000	2,189
Income before extraordinary items	$639,000	3,671
Extraordinary gains, net	$0	23
Net income	$639,000	3,670
Minority interest net income	$0	110
Net income of bank and minority interests.	$639,000	3,671
Net charge-offs	$298,000	3,734
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$639,000	3,539
2010-06-30 (YTD Data)		Rank
Total interest income	$2,689,000	4,739
Total interest expense	$398,000	5,973
Net interest income	$2,291,000	4,266
Provision for loan and lease losses	$235,000	4,001
Total noninterest income	$295,000	4,297
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$157,000	3,606
Trading account gains and fees	$0	152
Additional Noninterest Income	$138,000	4,125
Total noninterest expense	$1,740,000	4,639
Salaries and employee benefits	$899,000	4,583
Premises and equipment expense	$255,000	4,219
Additional noninterest expense	$586,000	4,643
Pre-tax net operating income	$611,000	3,267
Securities gains (losses)	$0	3,184
Applicable income taxes	$192,000	2,170
Income before extraordinary items	$419,000	3,709
Extraordinary gains, net	$0	19
Net income	$419,000	3,707
Minority interest net income	$0	105
Net income of bank and minority interests.	$419,000	3,708
Net charge-offs	$193,000	3,586
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$419,000	3,606
2010-03-31 (YTD Data)		Rank
Total interest income	$1,322,000	4,860
Total interest expense	$204,000	6,036
Net interest income	$1,118,000	4,342
Provision for loan and lease losses	$110,000	3,837
Total noninterest income	$139,000	4,449
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$81,000	3,563
Trading account gains and fees	$0	175
Additional Noninterest Income	$58,000	4,439
Total noninterest expense	$861,000	4,709
Salaries and employee benefits	$447,000	4,667
Premises and equipment expense	$128,000	4,303
Additional noninterest expense	$286,000	4,731
Pre-tax net operating income	$286,000	3,435
Securities gains (losses)	$0	2,284
Applicable income taxes	$89,000	2,231
Income before extraordinary items	$197,000	3,914
Extraordinary gains, net	$0	16
Net income	$197,000	3,912
Minority interest net income	$0	91
Net income of bank and minority interests.	$197,000	3,913
Net charge-offs	$181,000	2,543
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$197,000	3,806
2009-12-31 (YTD Data)		Rank
Total interest income	$5,417,000	4,902
Total interest expense	$1,048,000	5,930
Net interest income	$4,369,000	4,310
Provision for loan and lease losses	$365,000	4,999
Total noninterest income	$590,000	4,407
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$362,000	3,521
Trading account gains and fees	$0	211
Additional Noninterest Income	$228,000	4,432
Total noninterest expense	$3,238,000	4,960
Salaries and employee benefits	$1,782,000	4,694
Premises and equipment expense	$427,000	4,812
Additional noninterest expense	$1,029,000	5,167
Pre-tax net operating income	$1,356,000	2,509
Securities gains (losses)	$0	3,754
Applicable income taxes	$450,000	1,642
Income before extraordinary items	$906,000	2,935
Extraordinary gains, net	$0	34
Net income	$906,000	2,934
Minority interest net income	$0	115
Net income of bank and minority interests.	$906,000	2,935
Net charge-offs	$45,000	6,264
Cash dividends	$216,000	3,570
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$906,000	2,880
2009-09-30 (YTD Data)		Rank
Total interest income	$4,057,000	4,975
Total interest expense	$814,000	5,990
Net interest income	$3,243,000	4,354
Provision for loan and lease losses	$255,000	4,829
Total noninterest income	$441,000	4,473
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$272,000	3,525
Trading account gains and fees	$0	212
Additional Noninterest Income	$169,000	4,580
Total noninterest expense	$2,452,000	4,936
Salaries and employee benefits	$1,273,000	4,857
Premises and equipment expense	$367,000	4,490
Additional noninterest expense	$812,000	5,023
Pre-tax net operating income	$977,000	2,777
Securities gains (losses)	$0	3,497
Applicable income taxes	$307,000	1,907
Income before extraordinary items	$670,000	3,207
Extraordinary gains, net	$0	27
Net income	$670,000	3,205
Minority interest net income	$0	118
Net income of bank and minority interests.	$670,000	3,207
Net charge-offs	$33,000	5,965
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$670,000	3,119
2009-06-30 (YTD Data)		Rank
Total interest income	$2,693,000	5,016
Total interest expense	$564,000	6,041
Net interest income	$2,129,000	4,394
Provision for loan and lease losses	$145,000	4,830
Total noninterest income	$287,000	4,513
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$176,000	3,563
Trading account gains and fees	$0	193
Additional Noninterest Income	$111,000	4,607
Total noninterest expense	$1,619,000	5,012
Salaries and employee benefits	$847,000	4,924
Premises and equipment expense	$242,000	4,549
Additional noninterest expense	$530,000	5,082
Pre-tax net operating income	$652,000	2,886
Securities gains (losses)	$0	3,136
Applicable income taxes	$203,000	1,939
Income before extraordinary items	$449,000	3,290
Extraordinary gains, net	$0	21
Net income	$449,000	3,285
Minority interest net income	$0	112
Net income of bank and minority interests.	$449,000	3,288
Net charge-offs	$16,000	5,738
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$449,000	3,180
2009-03-31 (YTD Data)		Rank
Total interest income	$1,325,000	5,108
Total interest expense	$294,000	6,061
Net interest income	$1,031,000	4,495
Provision for loan and lease losses	$60,000	4,614
Total noninterest income	$138,000	4,598
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$87,000	3,531
Trading account gains and fees	$0	171
Additional Noninterest Income	$51,000	4,806
Total noninterest expense	$787,000	5,001
Salaries and employee benefits	$422,000	4,979
Premises and equipment expense	$116,000	4,722
Additional noninterest expense	$249,000	4,964
Pre-tax net operating income	$322,000	3,225
Securities gains (losses)	$0	2,434
Applicable income taxes	$97,000	2,218
Income before extraordinary items	$225,000	3,661
Extraordinary gains, net	$0	15
Net income	$225,000	3,661
Minority interest net income	$0	102
Net income of bank and minority interests.	$225,000	3,662
Net charge-offs	$24,000	4,197
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$225,000	3,516
2008-12-31 (YTD Data)		Rank
Total interest income	$5,634,000	5,117
Total interest expense	$1,540,000	5,926
Net interest income	$4,094,000	4,519
Provision for loan and lease losses	$180,000	5,334
Total noninterest income	$602,000	4,463
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$378,000	3,569
Trading account gains and fees	$0	154
Additional Noninterest Income	$224,000	4,660
Total noninterest expense	$3,020,000	5,095
Salaries and employee benefits	$1,685,000	4,994
Premises and equipment expense	$416,000	4,979
Additional noninterest expense	$919,000	5,088
Pre-tax net operating income	$1,496,000	3,041
Securities gains (losses)	$0	3,220
Applicable income taxes	$512,000	1,834
Income before extraordinary items	$984,000	3,323
Extraordinary gains, net	$0	39
Net income	$984,000	3,323
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	5,923
Cash dividends	$215,000	4,430
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$984,000	3,467
2008-09-30 (YTD Data)		Rank
Total interest income	$4,249,000	5,178
Total interest expense	$1,205,000	5,958
Net interest income	$3,044,000	4,573
Provision for loan and lease losses	$135,000	4,747
Total noninterest income	$450,000	4,568
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$279,000	3,631
Trading account gains and fees	$0	148
Additional Noninterest Income	$171,000	4,732
Total noninterest expense	$2,209,000	5,164
Salaries and employee benefits	$1,182,000	5,216
Premises and equipment expense	$356,000	4,608
Additional noninterest expense	$671,000	5,091
Pre-tax net operating income	$1,150,000	3,395
Securities gains (losses)	$0	3,106
Applicable income taxes	$354,000	2,288
Income before extraordinary items	$796,000	3,573
Extraordinary gains, net	$0	31
Net income	$796,000	3,573
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$43,000	4,819
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$796,000	3,716
2008-06-30 (YTD Data)		Rank
Total interest income	$2,836,000	5,243
Total interest expense	$844,000	5,987
Net interest income	$1,992,000	4,635
Provision for loan and lease losses	$90,000	4,395
Total noninterest income	$293,000	4,686
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$182,000	3,665
Trading account gains and fees	$0	149
Additional Noninterest Income	$111,000	4,867
Total noninterest expense	$1,471,000	5,193
Salaries and employee benefits	$784,000	5,279
Premises and equipment expense	$234,000	4,684
Additional noninterest expense	$453,000	5,041
Pre-tax net operating income	$724,000	3,639
Securities gains (losses)	$0	3,233
Applicable income taxes	$222,000	2,560
Income before extraordinary items	$502,000	4,006
Extraordinary gains, net	$0	21
Net income	$502,000	4,007
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	4,644
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$502,000	3,949
2008-03-31 (YTD Data)		Rank
Total interest income	$1,460,000	5,259
Total interest expense	$441,000	6,049
Net interest income	$1,019,000	4,558
Provision for loan and lease losses	$45,000	3,899
Total noninterest income	$142,000	4,727
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$89,000	3,686
Trading account gains and fees	$0	158
Additional Noninterest Income	$53,000	4,930
Total noninterest expense	$725,000	5,250
Salaries and employee benefits	$392,000	5,306
Premises and equipment expense	$117,000	4,703
Additional noninterest expense	$216,000	5,137
Pre-tax net operating income	$391,000	3,595
Securities gains (losses)	$0	2,688
Applicable income taxes	$122,000	2,561
Income before extraordinary items	$269,000	4,048
Extraordinary gains, net	$0	15
Net income	$269,000	4,050
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,393
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$269,000	3,959
2007-12-31 (YTD Data)		Rank
Total interest income	$6,065,000	5,196
Total interest expense	$1,645,000	6,237
Net interest income	$4,420,000	4,342
Provision for loan and lease losses	$180,000	4,023
Total noninterest income	$609,000	4,610
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$392,000	3,561
Trading account gains and fees	$0	178
Additional Noninterest Income	$217,000	4,895
Total noninterest expense	$3,037,000	4,970
Salaries and employee benefits	$1,665,000	4,982
Premises and equipment expense	$392,000	5,087
Additional noninterest expense	$980,000	4,725
Pre-tax net operating income	$1,812,000	3,538
Securities gains (losses)	$0	2,146
Applicable income taxes	$615,000	2,471
Income before extraordinary items	$1,197,000	3,944
Extraordinary gains, net	$0	39
Net income	$1,197,000	3,945
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$66,000	4,295
Cash dividends	$215,000	4,813
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,197,000	3,941
2007-09-30 (YTD Data)		Rank
Total interest income	$4,519,000	5,235
Total interest expense	$1,204,000	6,322
Net interest income	$3,315,000	4,360
Provision for loan and lease losses	$135,000	3,624
Total noninterest income	$446,000	4,665
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$289,000	3,587
Trading account gains and fees	$0	184
Additional Noninterest Income	$157,000	4,997
Total noninterest expense	$2,177,000	5,077
Salaries and employee benefits	$1,145,000	5,241
Premises and equipment expense	$300,000	5,020
Additional noninterest expense	$732,000	4,671
Pre-tax net operating income	$1,449,000	3,546
Securities gains (losses)	$0	1,655
Applicable income taxes	$482,000	2,580
Income before extraordinary items	$967,000	3,969
Extraordinary gains, net	$0	33
Net income	$967,000	3,967
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$36,000	4,034
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$967,000	3,952
2007-06-30 (YTD Data)		Rank
Total interest income	$2,974,000	5,292
Total interest expense	$785,000	6,397
Net interest income	$2,189,000	4,426
Provision for loan and lease losses	$90,000	3,429
Total noninterest income	$297,000	4,690
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$190,000	3,613
Trading account gains and fees	$0	168
Additional Noninterest Income	$107,000	4,994
Total noninterest expense	$1,442,000	5,141
Salaries and employee benefits	$760,000	5,288
Premises and equipment expense	$203,000	4,994
Additional noninterest expense	$479,000	4,703
Pre-tax net operating income	$954,000	3,638
Securities gains (losses)	$0	1,444
Applicable income taxes	$317,000	2,670
Income before extraordinary items	$637,000	4,043
Extraordinary gains, net	$0	29
Net income	$637,000	4,043
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$35,000	3,211
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$637,000	4,030
2007-03-31 (YTD Data)		Rank
Total interest income	$1,473,000	5,320
Total interest expense	$384,000	6,450
Net interest income	$1,089,000	4,447
Provision for loan and lease losses	$45,000	3,197
Total noninterest income	$140,000	4,792
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$91,000	3,638
Trading account gains and fees	$0	195
Additional Noninterest Income	$49,000	5,151
Total noninterest expense	$735,000	5,085
Salaries and employee benefits	$378,000	5,346
Premises and equipment expense	$101,000	5,017
Additional noninterest expense	$256,000	4,457
Pre-tax net operating income	$449,000	3,759
Securities gains (losses)	$0	1,187
Applicable income taxes	$149,000	2,746
Income before extraordinary items	$300,000	4,166
Extraordinary gains, net	$0	22
Net income	$300,000	4,167
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	2,916
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$300,000	4,149
2006-12-31 (YTD Data)		Rank
Total interest income	$5,020,000	5,547
Total interest expense	$1,092,000	6,765
Net interest income	$3,928,000	4,705
Provision for loan and lease losses	$180,000	3,697
Total noninterest income	$565,000	4,872
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$376,000	3,654
Trading account gains and fees	$0	130
Additional Noninterest Income	$189,000	5,217
Total noninterest expense	$2,784,000	5,139
Salaries and employee benefits	$1,480,000	5,237
Premises and equipment expense	$376,000	5,121
Additional noninterest expense	$928,000	4,763
Pre-tax net operating income	$1,529,000	4,239
Securities gains (losses)	$0	1,687
Applicable income taxes	$567,000	2,965
Income before extraordinary items	$962,000	4,796
Extraordinary gains, net	$0	51
Net income	$962,000	4,799
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$47,000	4,131
Cash dividends	$216,000	4,854
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$962,000	4,786
2006-09-30 (YTD Data)		Rank
Total interest income	$3,625,000	5,654
Total interest expense	$735,000	6,966
Net interest income	$2,890,000	4,805
Provision for loan and lease losses	$135,000	3,558
Total noninterest income	$425,000	4,880
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$288,000	3,647
Trading account gains and fees	$0	126
Additional Noninterest Income	$137,000	5,292
Total noninterest expense	$1,971,000	5,310
Salaries and employee benefits	$1,012,000	5,519
Premises and equipment expense	$300,000	4,946
Additional noninterest expense	$659,000	4,914
Pre-tax net operating income	$1,209,000	4,279
Securities gains (losses)	$0	1,388
Applicable income taxes	$410,000	3,142
Income before extraordinary items	$799,000	4,698
Extraordinary gains, net	$0	45
Net income	$799,000	4,702
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$43,000	3,378
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$799,000	4,692
2006-06-30 (YTD Data)		Rank
Total interest income	$2,306,000	5,752
Total interest expense	$422,000	7,195
Net interest income	$1,884,000	4,891
Provision for loan and lease losses	$90,000	3,463
Total noninterest income	$277,000	4,922
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$185,000	3,721
Trading account gains and fees	$0	126
Additional Noninterest Income	$92,000	5,303
Total noninterest expense	$1,303,000	5,345
Salaries and employee benefits	$680,000	5,524
Premises and equipment expense	$199,000	4,947
Additional noninterest expense	$424,000	5,011
Pre-tax net operating income	$768,000	4,419
Securities gains (losses)	$0	1,185
Applicable income taxes	$261,000	3,233
Income before extraordinary items	$507,000	4,839
Extraordinary gains, net	$0	39
Net income	$507,000	4,844
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$52,000	2,446
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$507,000	4,834
2006-03-31 (YTD Data)		Rank
Total interest income	$1,104,000	5,834
Total interest expense	$194,000	7,276
Net interest income	$910,000	4,994
Provision for loan and lease losses	$45,000	3,261
Total noninterest income	$133,000	4,967
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$90,000	3,696
Trading account gains and fees	$0	115
Additional Noninterest Income	$43,000	5,402
Total noninterest expense	$653,000	5,342
Salaries and employee benefits	$337,000	5,563
Premises and equipment expense	$100,000	4,961
Additional noninterest expense	$216,000	4,940
Pre-tax net operating income	$345,000	4,626
Securities gains (losses)	$0	955
Applicable income taxes	$103,000	3,558
Income before extraordinary items	$242,000	4,923
Extraordinary gains, net	$0	21
Net income	$242,000	4,923
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	3,102
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$242,000	4,902
2005-12-31 (YTD Data)		Rank
Total interest income	$4,015,000	5,819
Total interest expense	$610,000	7,303
Net interest income	$3,405,000	5,100
Provision for loan and lease losses	$180,000	3,751
Total noninterest income	$520,000	5,160
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$350,000	3,841
Trading account gains and fees	$0	138
Additional Noninterest Income	$170,000	5,505
Total noninterest expense	$2,606,000	5,239
Salaries and employee benefits	$1,449,000	5,169
Premises and equipment expense	$325,000	5,511
Additional noninterest expense	$832,000	5,036
Pre-tax net operating income	$1,139,000	5,019
Securities gains (losses)	$0	2,296
Applicable income taxes	$406,000	3,675
Income before extraordinary items	$733,000	5,562
Extraordinary gains, net	$0	46
Net income	$733,000	5,566
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$56,000	4,136
Cash dividends	$215,000	4,815
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$733,000	5,529
2005-09-30 (YTD Data)		Rank
Total interest income	$2,929,000	5,868
Total interest expense	$427,000	7,364
Net interest income	$2,502,000	5,176
Provision for loan and lease losses	$135,000	3,636
Total noninterest income	$386,000	5,196
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$259,000	3,885
Trading account gains and fees	$0	126
Additional Noninterest Income	$127,000	5,502
Total noninterest expense	$1,929,000	5,261
Salaries and employee benefits	$1,057,000	5,243
Premises and equipment expense	$260,000	5,309
Additional noninterest expense	$612,000	5,052
Pre-tax net operating income	$824,000	5,262
Securities gains (losses)	$0	2,317
Applicable income taxes	$240,000	4,147
Income before extraordinary items	$584,000	5,522
Extraordinary gains, net	$0	35
Net income	$584,000	5,525
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$72,000	2,996
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$584,000	5,487
2005-06-30 (YTD Data)		Rank
Total interest income	$1,856,000	5,964
Total interest expense	$259,000	7,453
Net interest income	$1,597,000	5,296
Provision for loan and lease losses	$80,000	3,732
Total noninterest income	$255,000	5,173
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$168,000	3,886
Trading account gains and fees	$0	116
Additional Noninterest Income	$87,000	5,442
Total noninterest expense	$1,278,000	5,263
Salaries and employee benefits	$697,000	5,260
Premises and equipment expense	$174,000	5,280
Additional noninterest expense	$407,000	5,033
Pre-tax net operating income	$494,000	5,507
Securities gains (losses)	$0	2,146
Applicable income taxes	$149,000	4,260
Income before extraordinary items	$345,000	5,824
Extraordinary gains, net	$0	30
Net income	$345,000	5,826
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$54,000	2,636
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$345,000	5,772
2005-03-31 (YTD Data)		Rank
Total interest income	$888,000	6,082
Total interest expense	$118,000	7,591
Net interest income	$770,000	5,452
Provision for loan and lease losses	$30,000	3,913
Total noninterest income	$121,000	5,246
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$84,000	3,817
Trading account gains and fees	$0	115
Additional Noninterest Income	$37,000	5,797
Total noninterest expense	$633,000	5,330
Salaries and employee benefits	$345,000	5,342
Premises and equipment expense	$89,000	5,250
Additional noninterest expense	$199,000	5,090
Pre-tax net operating income	$228,000	5,660
Securities gains (losses)	$0	1,685
Applicable income taxes	$65,000	4,405
Income before extraordinary items	$163,000	5,916
Extraordinary gains, net	$0	24
Net income	$163,000	5,917
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	3,609
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$163,000	5,876
2004-12-31 (YTD Data)		Rank
Total interest income	$3,333,000	6,115
Total interest expense	$442,000	7,522
Net interest income	$2,891,000	5,518
Provision for loan and lease losses	$95,000	5,096
Total noninterest income	$514,000	5,198
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$329,000	4,105
Trading account gains and fees	$0	138
Additional Noninterest Income	$185,000	5,271
Total noninterest expense	$2,430,000	5,406
Salaries and employee benefits	$1,363,000	5,276
Premises and equipment expense	$250,000	6,186
Additional noninterest expense	$817,000	5,017
Pre-tax net operating income	$880,000	5,552
Securities gains (losses)	$0	3,819
Applicable income taxes	$288,000	4,234
Income before extraordinary items	$592,000	5,973
Extraordinary gains, net	$0	34
Net income	$592,000	5,976
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	5,680
Cash dividends	$194,000	4,935
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$592,000	5,909
2004-09-30 (YTD Data)		Rank
Total interest income	$2,452,000	6,172
Total interest expense	$327,000	7,564
Net interest income	$2,125,000	5,591
Provision for loan and lease losses	$65,000	5,027
Total noninterest income	$376,000	5,289
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$243,000	4,169
Trading account gains and fees	$0	134
Additional Noninterest Income	$133,000	5,374
Total noninterest expense	$1,784,000	5,434
Salaries and employee benefits	$992,000	5,353
Premises and equipment expense	$195,000	6,068
Additional noninterest expense	$597,000	5,068
Pre-tax net operating income	$652,000	5,687
Securities gains (losses)	$0	3,710
Applicable income taxes	$179,000	4,620
Income before extraordinary items	$473,000	5,951
Extraordinary gains, net	$0	26
Net income	$473,000	5,951
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	4,743
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$473,000	5,876
2004-06-30 (YTD Data)		Rank
Total interest income	$1,614,000	6,223
Total interest expense	$216,000	7,646
Net interest income	$1,398,000	5,629
Provision for loan and lease losses	$35,000	5,187
Total noninterest income	$239,000	5,402
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$163,000	4,145
Trading account gains and fees	$0	130
Additional Noninterest Income	$76,000	5,692
Total noninterest expense	$1,162,000	5,536
Salaries and employee benefits	$645,000	5,470
Premises and equipment expense	$140,000	5,870
Additional noninterest expense	$377,000	5,270
Pre-tax net operating income	$440,000	5,632
Securities gains (losses)	$0	3,413
Applicable income taxes	$122,000	4,582
Income before extraordinary items	$318,000	5,904
Extraordinary gains, net	$0	21
Net income	$318,000	5,904
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	4,398
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$318,000	5,820
2004-03-31 (YTD Data)		Rank
Total interest income	$811,000	6,222
Total interest expense	$108,000	7,717
Net interest income	$703,000	5,618
Provision for loan and lease losses	$15,000	5,048
Total noninterest income	$115,000	5,443
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$79,000	4,141
Trading account gains and fees	$0	121
Additional Noninterest Income	$36,000	5,773
Total noninterest expense	$548,000	5,736
Salaries and employee benefits	$309,000	5,659
Premises and equipment expense	$51,000	6,740
Additional noninterest expense	$188,000	5,294
Pre-tax net operating income	$255,000	5,235
Securities gains (losses)	$0	2,934
Applicable income taxes	$76,000	4,215
Income before extraordinary items	$179,000	5,607
Extraordinary gains, net	$0	16
Net income	$179,000	5,608
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	2,469
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$179,000	5,485
2003-12-31 (YTD Data)		Rank
Total interest income	$3,186,000	6,340
Total interest expense	$567,000	7,511
Net interest income	$2,619,000	5,755
Provision for loan and lease losses	$110,000	5,170
Total noninterest income	$413,000	5,906
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$279,000	4,486
Trading account gains and fees	$0	160
Additional Noninterest Income	$134,000	6,024
Total noninterest expense	$2,098,000	5,835
Salaries and employee benefits	$1,201,000	5,639
Premises and equipment expense	$187,000	6,942
Additional noninterest expense	$710,000	5,457
Pre-tax net operating income	$824,000	5,629
Securities gains (losses)	$0	4,500
Applicable income taxes	$286,000	4,358
Income before extraordinary items	$538,000	6,189
Extraordinary gains, net	$0	54
Net income	$538,000	6,193
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	6,281
Cash dividends	$194,000	4,985
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$538,000	6,034
2003-09-30 (YTD Data)		Rank
Total interest income	$2,370,000	6,422
Total interest expense	$446,000	7,550
Net interest income	$1,924,000	5,844
Provision for loan and lease losses	$95,000	4,748
Total noninterest income	$305,000	5,987
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$203,000	4,584
Trading account gains and fees	$0	153
Additional Noninterest Income	$102,000	6,046
Total noninterest expense	$1,560,000	5,845
Salaries and employee benefits	$866,000	5,734
Premises and equipment expense	$161,000	6,612
Additional noninterest expense	$533,000	5,430
Pre-tax net operating income	$574,000	5,973
Securities gains (losses)	$0	4,204
Applicable income taxes	$149,000	5,100
Income before extraordinary items	$425,000	6,209
Extraordinary gains, net	$0	40
Net income	$425,000	6,210
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	6,184
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$425,000	6,047
2003-06-30 (YTD Data)		Rank
Total interest income	$1,593,000	6,444
Total interest expense	$315,000	7,551
Net interest income	$1,278,000	5,862
Provision for loan and lease losses	$80,000	4,288
Total noninterest income	$202,000	5,982
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$136,000	4,529
Trading account gains and fees	$0	150
Additional Noninterest Income	$66,000	6,086
Total noninterest expense	$1,041,000	5,861
Salaries and employee benefits	$574,000	5,765
Premises and equipment expense	$105,000	6,641
Additional noninterest expense	$362,000	5,348
Pre-tax net operating income	$359,000	6,116
Securities gains (losses)	$0	3,782
Applicable income taxes	$90,000	5,255
Income before extraordinary items	$269,000	6,355
Extraordinary gains, net	$0	30
Net income	$269,000	6,354
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	5,273
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$269,000	6,142
2003-03-31 (YTD Data)		Rank
Total interest income	$811,000	6,411
Total interest expense	$162,000	7,591
Net interest income	$649,000	5,790
Provision for loan and lease losses	$65,000	3,141
Total noninterest income	$95,000	6,020
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$68,000	4,446
Trading account gains and fees	$0	134
Additional Noninterest Income	$27,000	6,429
Total noninterest expense	$521,000	5,860
Salaries and employee benefits	$287,000	5,768
Premises and equipment expense	$51,000	6,736
Additional noninterest expense	$183,000	5,286
Pre-tax net operating income	$158,000	6,363
Securities gains (losses)	$0	2,891
Applicable income taxes	$37,000	5,499
Income before extraordinary items	$121,000	6,534
Extraordinary gains, net	$0	21
Net income	$121,000	6,533
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	3,949
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$121,000	6,364
2002-12-31 (YTD Data)		Rank
Total interest income	$3,365,000	6,474
Total interest expense	$825,000	7,441
Net interest income	$2,540,000	5,850
Provision for loan and lease losses	$60,000	6,444
Total noninterest income	$335,000	6,207
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$222,000	4,978
Trading account gains and fees	$0	153
Additional Noninterest Income	$113,000	6,196
Total noninterest expense	$1,971,000	5,921
Salaries and employee benefits	$1,173,000	5,568
Premises and equipment expense	$166,000	7,226
Additional noninterest expense	$632,000	5,749
Pre-tax net operating income	$844,000	5,629
Securities gains (losses)	$0	4,537
Applicable income taxes	$256,000	4,722
Income before extraordinary items	$588,000	6,018
Extraordinary gains, net	$0	70
Net income	$588,000	6,017
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	6,483
Cash dividends	$194,000	4,947
Sale, conversion, retirement of capital stock, net	$-307,000	9,283
Net operating income	$588,000	5,882
2001-12-31 (YTD Data)		Rank
Total interest income	$3,938,000	6,403
Total interest expense	$1,558,000	6,874
Net interest income	$2,380,000	5,882
Provision for loan and lease losses	$55,000	6,550
Total noninterest income	$311,000	6,325
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$216,000	4,986
Trading account gains and fees	$0	177
Additional Noninterest Income	$95,000	6,539
Total noninterest expense	$1,796,000	6,131
Salaries and employee benefits	$1,072,000	5,741
Premises and equipment expense	$185,000	7,000
Additional noninterest expense	$539,000	6,211
Pre-tax net operating income	$840,000	5,363
Securities gains (losses)	$0	4,612
Applicable income taxes	$260,000	4,552
Income before extraordinary items	$580,000	5,715
Extraordinary gains, net	$0	105
Net income	$580,000	5,718
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	8,917
Cash dividends	$207,000	4,954
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$580,000	5,585
2000-12-31 (YTD Data)		Rank
Total interest income	$4,070,000	6,429
Total interest expense	$1,604,000	6,961
Net interest income	$2,466,000	5,866
Provision for loan and lease losses	$25,000	7,386
Total noninterest income	$274,000	6,528
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$190,000	5,229
Trading account gains and fees	NA	NA
Additional Noninterest Income	$84,000	6,813
Total noninterest expense	$1,693,000	6,281
Salaries and employee benefits	$974,000	6,029
Premises and equipment expense	$204,000	6,706
Additional noninterest expense	$515,000	6,318
Pre-tax net operating income	$1,022,000	5,200
Securities gains (losses)	$0	1,956
Applicable income taxes	$319,000	4,462
Income before extraordinary items	$703,000	5,413
Extraordinary gains, net	$0	38
Net income	$703,000	5,413
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-11,000	9,196
Cash dividends	$207,000	5,074
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$703,000	5,414
1999-12-31 (YTD Data)		Rank
Total interest income	$3,561,000	6,770
Total interest expense	$1,431,000	7,126
Net interest income	$2,130,000	6,409
Provision for loan and lease losses	$0	8,503
Total noninterest income	$261,000	6,825
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$204,000	5,069
Trading account gains and fees	NA	NA
Additional Noninterest Income	$57,000	7,811
Total noninterest expense	$1,618,000	6,493
Salaries and employee benefits	$920,000	6,220
Premises and equipment expense	$235,000	6,258
Additional noninterest expense	$463,000	6,796
Pre-tax net operating income	$773,000	6,034
Securities gains (losses)	$0	3,155
Applicable income taxes	$206,000	5,635
Income before extraordinary items	$567,000	6,056
Extraordinary gains, net	$0	35
Net income	$567,000	6,053
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	8,900
Cash dividends	$207,000	5,162
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$567,000	6,033
1998-12-31 (YTD Data)		Rank
Total interest income	$3,345,000	7,121
Total interest expense	$1,382,000	7,470
Net interest income	$1,963,000	6,737
Provision for loan and lease losses	$0	8,652
Total noninterest income	$256,000	6,931
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$186,000	5,341
Trading account gains and fees	NA	NA
Additional Noninterest Income	$70,000	7,479
Total noninterest expense	$1,465,000	6,788
Salaries and employee benefits	$843,000	6,496
Premises and equipment expense	$183,000	6,997
Additional noninterest expense	$439,000	6,894
Pre-tax net operating income	$754,000	6,275
Securities gains (losses)	$0	4,449
Applicable income taxes	$215,000	6,019
Income before extraordinary items	$539,000	6,382
Extraordinary gains, net	$0	32
Net income	$539,000	6,381
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$51,000	4,916
Cash dividends	$207,000	5,288
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$539,000	6,270
1997-12-31 (YTD Data)		Rank
Total interest income	$3,001,000	7,756
Total interest expense	$1,251,000	7,976
Net interest income	$1,750,000	7,428
Provision for loan and lease losses	$0	8,829
Total noninterest income	$224,000	7,533
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$162,000	5,956
Trading account gains and fees	NA	NA
Additional Noninterest Income	$62,000	7,946
Total noninterest expense	$1,156,000	7,835
Salaries and employee benefits	$683,000	7,421
Premises and equipment expense	$136,000	8,101
Additional noninterest expense	$337,000	7,933
Pre-tax net operating income	$818,000	6,466
Securities gains (losses)	$0	3,944
Applicable income taxes	$240,000	6,358
Income before extraordinary items	$578,000	6,486
Extraordinary gains, net	$0	44
Net income	$578,000	6,488
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-12,000	10,052
Cash dividends	$207,000	5,298
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$578,000	6,429
1996-12-31 (YTD Data)		Rank
Total interest income	$2,959,000	8,053
Total interest expense	$1,247,000	8,249
Net interest income	$1,712,000	7,744
Provision for loan and lease losses	$2,000	8,964
Total noninterest income	$233,000	7,811
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$160,000	6,291
Trading account gains and fees	NA	NA
Additional Noninterest Income	$73,000	7,979
Total noninterest expense	$1,041,000	8,535
Salaries and employee benefits	$609,000	8,070
Premises and equipment expense	$116,000	8,889
Additional noninterest expense	$316,000	8,715
Pre-tax net operating income	$902,000	6,081
Securities gains (losses)	$0	4,148
Applicable income taxes	$269,000	6,193
Income before extraordinary items	$633,000	6,079
Extraordinary gains, net	$0	53
Net income	$633,000	6,081
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,805
Cash dividends	$207,000	5,346
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$633,000	6,023
1995-12-31 (YTD Data)		Rank
Total interest income	$2,650,000	8,712
Total interest expense	$1,063,000	9,028
Net interest income	$1,587,000	8,284
Provision for loan and lease losses	$0	8,958
Total noninterest income	$218,000	8,150
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$154,000	6,588
Trading account gains and fees	NA	NA
Additional Noninterest Income	$64,000	8,581
Total noninterest expense	$1,020,000	8,861
Salaries and employee benefits	$560,000	8,646
Premises and equipment expense	$109,000	9,346
Additional noninterest expense	$351,000	8,679
Pre-tax net operating income	$785,000	6,896
Securities gains (losses)	$0	3,831
Applicable income taxes	$248,000	6,675
Income before extraordinary items	$537,000	6,984
Extraordinary gains, net	$0	65
Net income	$537,000	6,982
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-17,000	10,943
Cash dividends	$172,000	5,826
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$537,000	6,961
1994-12-31 (YTD Data)		Rank
Total interest income	$2,250,000	9,341
Total interest expense	$814,000	9,531
Net interest income	$1,436,000	9,057
Provision for loan and lease losses	$0	9,146
Total noninterest income	$269,000	7,669
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$155,000	6,770
Trading account gains and fees	NA	NA
Additional Noninterest Income	$114,000	7,101
Total noninterest expense	$990,000	9,387
Salaries and employee benefits	$525,000	9,161
Premises and equipment expense	$93,000	10,249
Additional noninterest expense	$372,000	9,109
Pre-tax net operating income	$715,000	7,311
Securities gains (losses)	$-1,000	8,790
Applicable income taxes	$228,000	6,882
Income before extraordinary items	$486,000	7,416
Extraordinary gains, net	$0	249
Net income	$486,000	7,421
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-28,000	11,511
Cash dividends	$138,000	6,305
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$486,680	7,453
1993-12-31 (YTD Data)		Rank
Total interest income	$2,005,000	10,166
Total interest expense	$740,000	10,359
Net interest income	$1,265,000	9,852
Provision for loan and lease losses	$0	10,371
Total noninterest income	$232,000	8,679
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$137,000	7,418
Trading account gains and fees	NA	NA
Additional Noninterest Income	$95,000	8,045
Total noninterest expense	$965,000	9,901
Salaries and employee benefits	$492,000	9,750
Premises and equipment expense	$109,000	10,160
Additional noninterest expense	$364,000	9,674
Pre-tax net operating income	$532,000	8,434
Securities gains (losses)	$28,000	4,186
Applicable income taxes	$165,000	8,309
Income before extraordinary items	$395,000	8,480
Extraordinary gains, net	$0	3,149
Net income	$395,000	8,635
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-11,000	11,785
Cash dividends	$115,000	6,633
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$375,120	8,426
1992-12-31 (YTD Data)		Rank
Total interest income	$2,233,000	10,408
Total interest expense	$959,000	10,585
Net interest income	$1,274,000	10,049
Provision for loan and lease losses	$-15,000	13,503
Total noninterest income	$173,000	9,962
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$112,000	8,161
Trading account gains and fees	NA	NA
Additional Noninterest Income	$61,000	9,744
Total noninterest expense	$959,000	10,165
Salaries and employee benefits	$453,000	10,272
Premises and equipment expense	$102,000	10,663
Additional noninterest expense	$404,000	9,519
Pre-tax net operating income	$503,000	8,395
Securities gains (losses)	$0	8,369
Applicable income taxes	$157,000	8,451
Income before extraordinary items	$346,000	8,763
Extraordinary gains, net	$0	1,422
Net income	$346,000	8,902
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-69,000	13,617
Cash dividends	$46,000	7,828
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$346,000	8,400

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.