Home > Livermore Falls Trust Company > Income and Expense
Livermore Falls Trust Company, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,878,000 | 5,781 |
| Total interest expense | $2,226,000 | 5,794 |
| Net interest income | $2,652,000 | 5,615 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $507,000 | 4,885 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $244,000 | 4,569 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $263,000 | 4,296 |
| Total noninterest expense | $2,073,000 | 5,463 |
| Salaries and employee benefits | $1,180,000 | 5,129 |
| Premises and equipment expense | $219,000 | 6,441 |
| Additional noninterest expense | $674,000 | 5,313 |
| Pre-tax net operating income | $1,086,000 | 5,174 |
| Securities gains (losses) | $73,000 | 1,477 |
| Applicable income taxes | $35,000 | 8,609 |
| Income before extraordinary items | $1,124,000 | 4,118 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,124,000 | 4,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,633 |
| Cash dividends | $828,000 | 2,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,053,190 | 4,228 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,220,000 | 5,620 |
| Total interest expense | $2,222,000 | 5,837 |
| Net interest income | $2,998,000 | 5,307 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $452,000 | 5,312 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $245,000 | 4,720 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $207,000 | 4,872 |
| Total noninterest expense | $2,159,000 | 5,359 |
| Salaries and employee benefits | $1,287,000 | 4,823 |
| Premises and equipment expense | $272,000 | 5,770 |
| Additional noninterest expense | $600,000 | 5,808 |
| Pre-tax net operating income | $1,291,000 | 4,992 |
| Securities gains (losses) | $10,000 | 2,359 |
| Applicable income taxes | $10,000 | 9,895 |
| Income before extraordinary items | $1,291,000 | 3,818 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,291,000 | 3,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,656 |
| Cash dividends | $902,000 | 2,362 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,281,100 | 3,777 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,904,000 | 6,031 |
| Total interest expense | $2,147,000 | 6,132 |
| Net interest income | $2,757,000 | 5,787 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $458,000 | 5,472 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $252,000 | 4,794 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $206,000 | 5,078 |
| Total noninterest expense | $2,094,000 | 5,744 |
| Salaries and employee benefits | $1,250,000 | 5,021 |
| Premises and equipment expense | $261,000 | 6,091 |
| Additional noninterest expense | $583,000 | 6,459 |
| Pre-tax net operating income | $1,121,000 | 5,343 |
| Securities gains (losses) | $46,000 | 1,386 |
| Applicable income taxes | $371,000 | 5,132 |
| Income before extraordinary items | $796,000 | 5,328 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $796,000 | 5,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 10,855 |
| Cash dividends | $140,000 | 6,159 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $764,720 | 5,407 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,647,000 | 6,297 |
| Total interest expense | $2,032,000 | 6,391 |
| Net interest income | $2,615,000 | 6,104 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $413,000 | 5,869 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $208,000 | 5,544 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $205,000 | 5,061 |
| Total noninterest expense | $1,996,000 | 5,987 |
| Salaries and employee benefits | $1,215,000 | 5,171 |
| Premises and equipment expense | $230,000 | 6,662 |
| Additional noninterest expense | $551,000 | 6,862 |
| Pre-tax net operating income | $1,032,000 | 5,862 |
| Securities gains (losses) | $44,000 | 1,402 |
| Applicable income taxes | $324,000 | 5,734 |
| Income before extraordinary items | $752,000 | 5,704 |
| Extraordinary gains, net | $-28,000 | 11,928 |
| Net income | $724,000 | 5,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,035 |
| Cash dividends | $850,000 | 2,314 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $721,200 | 5,839 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,060,000 | 6,620 |
| Total interest expense | $1,562,000 | 6,710 |
| Net interest income | $2,498,000 | 6,487 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $430,000 | 5,855 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $222,000 | 5,476 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $208,000 | 5,136 |
| Total noninterest expense | $1,799,000 | 6,689 |
| Salaries and employee benefits | $1,044,000 | 5,883 |
| Premises and equipment expense | $199,000 | 7,444 |
| Additional noninterest expense | $556,000 | 7,385 |
| Pre-tax net operating income | $1,129,000 | 5,464 |
| Securities gains (losses) | $-37,000 | 10,819 |
| Applicable income taxes | $320,000 | 5,625 |
| Income before extraordinary items | $772,000 | 5,496 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $772,000 | 5,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,198 |
| Cash dividends | $371,000 | 3,936 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $798,270 | 5,439 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,297,000 | 6,525 |
| Total interest expense | $1,684,000 | 6,671 |
| Net interest income | $2,613,000 | 6,327 |
| Provision for loan and lease losses | $160,000 | 4,468 |
| Total noninterest income | $389,000 | 6,606 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $214,000 | 5,711 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $175,000 | 6,069 |
| Total noninterest expense | $1,964,000 | 6,441 |
| Salaries and employee benefits | $1,140,000 | 5,475 |
| Premises and equipment expense | $231,000 | 7,075 |
| Additional noninterest expense | $593,000 | 7,404 |
| Pre-tax net operating income | $878,000 | 6,436 |
| Securities gains (losses) | $413,000 | 1,022 |
| Applicable income taxes | $398,000 | 5,028 |
| Income before extraordinary items | $893,000 | 5,131 |
| Extraordinary gains, net | $-25,000 | 12,506 |
| Net income | $868,000 | 5,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,980 |
| Cash dividends | $455,000 | 3,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $608,030 | 6,473 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,631,000 | 6,742 |
| Total interest expense | $2,138,000 | 6,783 |
| Net interest income | $2,493,000 | 6,621 |
| Provision for loan and lease losses | $125,000 | 6,594 |
| Total noninterest income | $367,000 | 6,877 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $220,000 | 5,626 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $147,000 | 6,714 |
| Total noninterest expense | $1,859,000 | 6,775 |
| Salaries and employee benefits | $1,014,000 | 5,949 |
| Premises and equipment expense | $221,000 | 7,368 |
| Additional noninterest expense | $624,000 | 7,306 |
| Pre-tax net operating income | $876,000 | 6,216 |
| Securities gains (losses) | $160,000 | 2,333 |
| Applicable income taxes | $302,000 | 5,895 |
| Income before extraordinary items | $734,000 | 5,720 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $734,000 | 5,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 5,373 |
| Cash dividends | $151,000 | 5,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $620,400 | 6,071 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.