Home > Live Oak Banking Company > Income and Expense

Live Oak Banking Company, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$212,901,000113
Total interest expense$110,888,00088
Net interest income$102,013,000136
Provision for loan and lease losses$28,964,00054
Total noninterest income$24,880,000158
Gross Fiduciary activities income$0918
Service charges on deposit accounts$293,000905
Trading account gains and fees$0116
Additional Noninterest Income$24,587,000107
Total noninterest expense$80,119,000139
Salaries and employee benefits$46,268,000124
Premises and equipment expense$7,894,000120
Additional noninterest expense$24,587,000107
Pre-tax net operating income$17,810,000290
Securities gains (losses)$7,000483
Applicable income taxes$4,625,000243
Income before extraordinary items$13,192,000297
Extraordinary gains, net$047
Net income$13,192,000300
Minority interest net income$065
Net income of bank and minority interests.$13,192,000297
Net charge-offs$6,774,000123
Cash dividends$02,364
Sale, conversion, retirement of capital stock, net$3,534,00073
Net operating income$13,186,470299
2024-12-31 (YTD Data)Rank
Total interest income$811,539,000115
Total interest expense$430,890,00098
Net interest income$380,649,000138
Provision for loan and lease losses$97,118,00050
Total noninterest income$113,087,000155
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$875,0001,132
Trading account gains and fees$0138
Additional Noninterest Income$112,212,000104
Total noninterest expense$296,385,000143
Salaries and employee benefits$173,545,000127
Premises and equipment expense$27,670,000133
Additional noninterest expense$112,212,000104
Pre-tax net operating income$100,233,000209
Securities gains (losses)$79,000310
Applicable income taxes$15,779,000245
Income before extraordinary items$84,533,000195
Extraordinary gains, net$053
Net income$84,533,000199
Minority interest net income$090
Net income of bank and minority interests.$84,533,000197
Net charge-offs$46,692,00079
Cash dividends$03,434
Sale, conversion, retirement of capital stock, net$17,810,00053
Net operating income$84,466,640202
2024-09-30 (YTD Data)Rank
Total interest income$599,165,000119
Total interest expense$317,532,000104
Net interest income$281,633,000140
Provision for loan and lease losses$63,537,00057
Total noninterest income$83,103,000155
Gross Fiduciary activities income$0972
Service charges on deposit accounts$616,0001,178
Trading account gains and fees$0139
Additional Noninterest Income$82,487,000111
Total noninterest expense$218,817,000145
Salaries and employee benefits$129,941,000127
Premises and equipment expense$20,190,000136
Additional noninterest expense$82,487,000111
Pre-tax net operating income$82,382,000196
Securities gains (losses)$75,000346
Applicable income taxes$10,861,000266
Income before extraordinary items$71,596,000177
Extraordinary gains, net$051
Net income$71,596,000180
Minority interest net income$082
Net income of bank and minority interests.$71,596,000179
Net charge-offs$13,125,000134
Cash dividends$03,076
Sale, conversion, retirement of capital stock, net$14,463,00052
Net operating income$71,530,750185
2024-06-30 (YTD Data)Rank
Total interest income$390,405,000119
Total interest expense$207,356,000103
Net interest income$183,049,000143
Provision for loan and lease losses$29,035,00077
Total noninterest income$52,963,000160
Gross Fiduciary activities income$0962
Service charges on deposit accounts$349,0001,317
Trading account gains and fees$0145
Additional Noninterest Income$52,614,000110
Total noninterest expense$145,043,000147
Salaries and employee benefits$87,613,000127
Premises and equipment expense$12,987,000139
Additional noninterest expense$52,614,000110
Pre-tax net operating income$61,934,000186
Securities gains (losses)$44,000260
Applicable income taxes$5,410,000322
Income before extraordinary items$56,568,000167
Extraordinary gains, net$052
Net income$56,568,000170
Minority interest net income$084
Net income of bank and minority interests.$56,568,000169
Net charge-offs$11,416,000115
Cash dividends$02,949
Sale, conversion, retirement of capital stock, net$10,090,00056
Net operating income$56,527,960173
2024-03-31 (YTD Data)Rank
Total interest income$192,156,000119
Total interest expense$101,998,000105
Net interest income$90,158,000145
Provision for loan and lease losses$16,364,00066
Total noninterest income$23,038,000170
Gross Fiduciary activities income$0895
Service charges on deposit accounts$173,0001,319
Trading account gains and fees$0121
Additional Noninterest Income$22,865,000117
Total noninterest expense$73,089,000141
Salaries and employee benefits$44,311,000123
Premises and equipment expense$6,345,000144
Additional noninterest expense$22,865,000117
Pre-tax net operating income$23,743,000220
Securities gains (losses)$13,000331
Applicable income taxes$-4,300,0004,567
Income before extraordinary items$28,056,000172
Extraordinary gains, net$051
Net income$28,056,000173
Minority interest net income$072
Net income of bank and minority interests.$28,056,000172
Net charge-offs$3,163,000156
Cash dividends$02,345
Sale, conversion, retirement of capital stock, net$3,507,00023
Net operating income$28,043,000176
2023-12-31 (YTD Data)Rank
Total interest income$687,383,000124
Total interest expense$341,788,000102
Net interest income$345,595,000151
Provision for loan and lease losses$51,323,00078
Total noninterest income$95,449,000158
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,519,000724
Trading account gains and fees$0123
Additional Noninterest Income$93,930,000112
Total noninterest expense$302,585,000139
Salaries and employee benefits$163,582,000121
Premises and equipment expense$27,706,000128
Additional noninterest expense$93,930,000112
Pre-tax net operating income$87,136,000226
Securities gains (losses)$-11,0003,376
Applicable income taxes$9,106,000376
Income before extraordinary items$78,019,000207
Extraordinary gains, net$054
Net income$78,019,000210
Minority interest net income$088
Net income of bank and minority interests.$78,019,000209
Net charge-offs$21,373,000106
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$11,527,00049
Net operating income$78,028,900215
2023-09-30 (YTD Data)Rank
Total interest income$501,087,000128
Total interest expense$245,095,000101
Net interest income$255,992,000151
Provision for loan and lease losses$42,328,00074
Total noninterest income$69,428,000169
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,274,000650
Trading account gains and fees$0125
Additional Noninterest Income$68,154,000120
Total noninterest expense$215,500,000145
Salaries and employee benefits$121,974,000124
Premises and equipment expense$21,343,000126
Additional noninterest expense$68,154,000120
Pre-tax net operating income$67,592,000226
Securities gains (losses)$-9,0003,466
Applicable income taxes$7,785,000351
Income before extraordinary items$59,798,000214
Extraordinary gains, net$052
Net income$59,798,000217
Minority interest net income$081
Net income of bank and minority interests.$59,798,000215
Net charge-offs$16,945,00097
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$8,074,00051
Net operating income$59,805,920219
2023-06-30 (YTD Data)Rank
Total interest income$320,741,000126
Total interest expense$154,181,00097
Net interest income$166,560,000156
Provision for loan and lease losses$32,049,00073
Total noninterest income$34,959,000191
Gross Fiduciary activities income$0931
Service charges on deposit accounts$1,069,000515
Trading account gains and fees$0112
Additional Noninterest Income$33,890,000140
Total noninterest expense$145,994,000139
Salaries and employee benefits$82,045,000120
Premises and equipment expense$14,630,000121
Additional noninterest expense$33,890,000140
Pre-tax net operating income$23,476,000378
Securities gains (losses)$-4,0003,679
Applicable income taxes$4,702,000386
Income before extraordinary items$18,770,000368
Extraordinary gains, net$051
Net income$18,770,000376
Minority interest net income$081
Net income of bank and minority interests.$18,770,000369
Net charge-offs$7,823,000106
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$9,142,00025
Net operating income$18,773,200376
2023-03-31 (YTD Data)Rank
Total interest income$151,219,000130
Total interest expense$69,077,00097
Net interest income$82,142,000160
Provision for loan and lease losses$19,021,00069
Total noninterest income$15,202,000205
Gross Fiduciary activities income$0913
Service charges on deposit accounts$702,000421
Trading account gains and fees$097
Additional Noninterest Income$14,500,000152
Total noninterest expense$74,082,000143
Salaries and employee benefits$41,679,000125
Premises and equipment expense$7,199,000126
Additional noninterest expense$14,500,000152
Pre-tax net operating income$4,241,000846
Securities gains (losses)$16,000479
Applicable income taxes$3,297,000309
Income before extraordinary items$960,0002,152
Extraordinary gains, net$04
Net income$960,0002,152
Minority interest net income$048
Net income of bank and minority interests.$960,0002,152
Net charge-offs$6,669,00075
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$2,947,00039
Net operating income$947,3602,189
2022-12-31 (YTD Data)Rank
Total interest income$444,200,000141
Total interest expense$115,324,00083
Net interest income$328,876,000151
Provision for loan and lease losses$40,943,00076
Total noninterest income$74,104,000195
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,948,000582
Trading account gains and fees$0116
Additional Noninterest Income$72,156,000138
Total noninterest expense$296,884,000142
Salaries and employee benefits$160,384,000124
Premises and equipment expense$29,375,000128
Additional noninterest expense$72,156,000138
Pre-tax net operating income$65,153,000314
Securities gains (losses)$-114,0003,941
Applicable income taxes$-226,0004,631
Income before extraordinary items$65,265,000269
Extraordinary gains, net$05
Net income$65,265,000269
Minority interest net income$063
Net income of bank and minority interests.$65,265,000269
Net charge-offs$7,960,000105
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$15,471,00063
Net operating income$65,379,000271
2022-09-30 (YTD Data)Rank
Total interest income$307,713,000141
Total interest expense$64,961,00078
Net interest income$242,752,000153
Provision for loan and lease losses$21,272,00084
Total noninterest income$59,542,000189
Gross Fiduciary activities income$0968
Service charges on deposit accounts$794,000980
Trading account gains and fees$0111
Additional Noninterest Income$58,748,000135
Total noninterest expense$216,572,000145
Salaries and employee benefits$120,520,000125
Premises and equipment expense$21,982,000129
Additional noninterest expense$58,748,000135
Pre-tax net operating income$64,450,000262
Securities gains (losses)$-123,0004,265
Applicable income taxes$10,152,000318
Income before extraordinary items$54,175,000251
Extraordinary gains, net$04
Net income$54,175,000251
Minority interest net income$057
Net income of bank and minority interests.$54,175,000251
Net charge-offs$6,564,00097
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$10,634,00058
Net operating income$54,278,320248
2022-06-30 (YTD Data)Rank
Total interest income$191,918,000142
Total interest expense$33,380,00068
Net interest income$158,538,000151
Provision for loan and lease losses$7,103,000114
Total noninterest income$34,034,000201
Gross Fiduciary activities income$0925
Service charges on deposit accounts$275,0001,578
Trading account gains and fees$0108
Additional Noninterest Income$33,759,000156
Total noninterest expense$138,115,000143
Salaries and employee benefits$79,630,000122
Premises and equipment expense$14,820,000126
Additional noninterest expense$43,665,000150
Pre-tax net operating income$47,354,000232
Securities gains (losses)$-86,0004,342
Applicable income taxes$8,808,000259
Income before extraordinary items$38,460,000226
Extraordinary gains, net$04
Net income$38,460,000226
Minority interest net income$060
Net income of bank and minority interests.$38,460,000226
Net charge-offs$4,824,00095
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$6,894,00054
Net operating income$38,529,660227
2022-03-31 (YTD Data)Rank
Total interest income$92,721,000141
Total interest expense$14,530,00061
Net interest income$78,191,000148
Provision for loan and lease losses$1,836,000135
Total noninterest income$30,751,000133
Gross Fiduciary activities income$0892
Service charges on deposit accounts$41,0002,982
Trading account gains and fees$0103
Additional Noninterest Income$30,710,000102
Total noninterest expense$61,381,000150
Salaries and employee benefits$35,816,000131
Premises and equipment expense$7,676,000129
Additional noninterest expense$17,889,000172
Pre-tax net operating income$45,725,000144
Securities gains (losses)$-62,0004,480
Applicable income taxes$9,076,000155
Income before extraordinary items$36,587,000140
Extraordinary gains, net$04
Net income$36,587,000140
Minority interest net income$050
Net income of bank and minority interests.$36,587,000140
Net charge-offs$2,362,000105
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$2,058,00047
Net operating income$36,636,600141
2021-12-31 (YTD Data)Rank
Total interest income$360,893,000147
Total interest expense$63,118,00065
Net interest income$297,775,000149
Provision for loan and lease losses$15,210,00037
Total noninterest income$115,844,000151
Gross Fiduciary activities income$0994
Service charges on deposit accounts$175,0002,849
Trading account gains and fees$0132
Additional Noninterest Income$115,669,000117
Total noninterest expense$220,300,000168
Salaries and employee benefits$113,234,000165
Premises and equipment expense$29,042,000132
Additional noninterest expense$78,024,000163
Pre-tax net operating income$178,109,000162
Securities gains (losses)$-30,0004,498
Applicable income taxes$35,539,000172
Income before extraordinary items$142,540,000156
Extraordinary gains, net$010
Net income$142,540,000156
Minority interest net income$074
Net income of bank and minority interests.$142,540,000156
Net charge-offs$3,933,000193
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$-412,0004,792
Net operating income$142,564,000156
2021-09-30 (YTD Data)Rank
Total interest income$268,788,000148
Total interest expense$48,968,00065
Net interest income$219,820,000154
Provision for loan and lease losses$11,293,00036
Total noninterest income$84,480,000157
Gross Fiduciary activities income$0957
Service charges on deposit accounts$134,0002,845
Trading account gains and fees$0132
Additional Noninterest Income$84,346,000123
Total noninterest expense$163,377,000168
Salaries and employee benefits$83,294,000169
Premises and equipment expense$22,039,000132
Additional noninterest expense$58,044,000160
Pre-tax net operating income$129,630,000161
Securities gains (losses)$-18,0004,621
Applicable income taxes$19,143,000211
Income before extraordinary items$110,469,000155
Extraordinary gains, net$08
Net income$110,469,000155
Minority interest net income$069
Net income of bank and minority interests.$110,469,000155
Net charge-offs$3,918,000166
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$-3,163,0004,897
Net operating income$110,484,300154
2021-06-30 (YTD Data)Rank
Total interest income$176,024,000147
Total interest expense$34,298,00065
Net interest income$141,726,000155
Provision for loan and lease losses$6,974,00040
Total noninterest income$55,597,000164
Gross Fiduciary activities income$0951
Service charges on deposit accounts$91,0002,771
Trading account gains and fees$0133
Additional Noninterest Income$55,506,000128
Total noninterest expense$106,554,000168
Salaries and employee benefits$56,841,000164
Premises and equipment expense$14,704,000131
Additional noninterest expense$35,009,000170
Pre-tax net operating income$83,795,000165
Securities gains (losses)$-30,0004,755
Applicable income taxes$9,780,000257
Income before extraordinary items$73,985,000154
Extraordinary gains, net$06
Net income$73,985,000154
Minority interest net income$067
Net income of bank and minority interests.$73,985,000154
Net charge-offs$1,433,000223
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$-6,369,0004,943
Net operating income$74,011,400154
2021-03-31 (YTD Data)Rank
Total interest income$88,082,000147
Total interest expense$18,164,00066
Net interest income$69,918,000159
Provision for loan and lease losses$-873,0004,791
Total noninterest income$29,629,000163
Gross Fiduciary activities income$0922
Service charges on deposit accounts$39,0002,924
Trading account gains and fees$0127
Additional Noninterest Income$29,590,000129
Total noninterest expense$55,601,000163
Salaries and employee benefits$29,657,000157
Premises and equipment expense$7,517,000129
Additional noninterest expense$18,427,000162
Pre-tax net operating income$44,819,000169
Securities gains (losses)$-37,0004,811
Applicable income taxes$4,650,000270
Income before extraordinary items$40,132,000157
Extraordinary gains, net$03
Net income$40,132,000157
Minority interest net income$055
Net income of bank and minority interests.$40,132,000157
Net charge-offs$-984,0004,957
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$-4,880,0004,974
Net operating income$40,165,300155
2020-12-31 (YTD Data)Rank
Total interest income$287,176,000169
Total interest expense$93,313,00086
Net interest income$193,863,000199
Provision for loan and lease losses$40,658,000159
Total noninterest income$63,977,000229
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$144,0003,156
Trading account gains and fees$0133
Additional Noninterest Income$63,833,000195
Total noninterest expense$180,237,000186
Salaries and employee benefits$104,573,000172
Premises and equipment expense$28,398,000134
Additional noninterest expense$47,266,000217
Pre-tax net operating income$36,945,000373
Securities gains (losses)$1,948,000226
Applicable income taxes$-7,172,0004,989
Income before extraordinary items$46,065,000265
Extraordinary gains, net$04
Net income$46,065,000264
Minority interest net income$072
Net income of bank and minority interests.$46,065,000265
Net charge-offs$15,265,000128
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$-28,193,0004,998
Net operating income$44,117,000267
2020-09-30 (YTD Data)Rank
Total interest income$205,203,000175
Total interest expense$72,623,00087
Net interest income$132,580,000215
Provision for loan and lease losses$32,024,000169
Total noninterest income$54,386,000213
Gross Fiduciary activities income$0981
Service charges on deposit accounts$100,0003,262
Trading account gains and fees$0125
Additional Noninterest Income$54,286,000165
Total noninterest expense$131,948,000189
Salaries and employee benefits$77,328,000173
Premises and equipment expense$21,415,000135
Additional noninterest expense$33,205,000221
Pre-tax net operating income$22,994,000397
Securities gains (losses)$1,952,000187
Applicable income taxes$5,778,000343
Income before extraordinary items$19,168,000403
Extraordinary gains, net$04
Net income$19,168,000403
Minority interest net income$065
Net income of bank and minority interests.$19,168,000403
Net charge-offs$14,727,000115
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$8,081,00053
Net operating income$17,625,920428
2020-06-30 (YTD Data)Rank
Total interest income$130,156,000182
Total interest expense$48,944,000102
Net interest income$81,212,000221
Provision for loan and lease losses$21,750,000185
Total noninterest income$25,762,000241
Gross Fiduciary activities income$0970
Service charges on deposit accounts$74,0003,159
Trading account gains and fees$0123
Additional Noninterest Income$25,688,000198
Total noninterest expense$91,955,000180
Salaries and employee benefits$54,841,000158
Premises and equipment expense$14,531,000135
Additional noninterest expense$22,583,000219
Pre-tax net operating income$-6,731,0005,038
Securities gains (losses)$711,000288
Applicable income taxes$-2,164,0005,027
Income before extraordinary items$-3,856,0005,019
Extraordinary gains, net$04
Net income$-3,856,0005,019
Minority interest net income$065
Net income of bank and minority interests.$-3,856,0005,019
Net charge-offs$4,580,000156
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$5,208,00045
Net operating income$-4,417,6905,026
2020-03-31 (YTD Data)Rank
Total interest income$63,425,000193
Total interest expense$23,254,000114
Net interest income$40,171,000222
Provision for loan and lease losses$11,792,000179
Total noninterest income$4,713,000442
Gross Fiduciary activities income$0941
Service charges on deposit accounts$51,0003,038
Trading account gains and fees$0106
Additional Noninterest Income$4,662,000326
Total noninterest expense$46,600,000181
Salaries and employee benefits$26,114,000167
Premises and equipment expense$7,032,000135
Additional noninterest expense$13,454,000199
Pre-tax net operating income$-13,508,0005,091
Securities gains (losses)$-167,0004,995
Applicable income taxes$-4,170,0005,086
Income before extraordinary items$-9,505,0005,077
Extraordinary gains, net$04
Net income$-9,505,0005,076
Minority interest net income$056
Net income of bank and minority interests.$-9,505,0005,076
Net charge-offs$2,799,000143
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$2,381,00047
Net operating income$-9,373,0705,081
2019-12-31 (YTD Data)Rank
Total interest income$239,918,000204
Total interest expense$87,896,000135
Net interest income$152,022,000231
Provision for loan and lease losses$19,428,000114
Total noninterest income$50,765,000236
Gross Fiduciary activities income$88,000748
Service charges on deposit accounts$171,0003,350
Trading account gains and fees$0135
Additional Noninterest Income$50,506,000179
Total noninterest expense$151,778,000202
Salaries and employee benefits$83,115,000193
Premises and equipment expense$23,937,000146
Additional noninterest expense$44,726,000215
Pre-tax net operating income$31,581,000427
Securities gains (losses)$651,000302
Applicable income taxes$6,803,000405
Income before extraordinary items$25,429,000438
Extraordinary gains, net$011
Net income$25,429,000437
Minority interest net income$076
Net income of bank and minority interests.$25,429,000438
Net charge-offs$3,761,000259
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$9,402,00065
Net operating income$24,914,710440
2019-09-30 (YTD Data)Rank
Total interest income$175,137,000213
Total interest expense$64,095,000143
Net interest income$111,042,000236
Provision for loan and lease losses$13,220,000121
Total noninterest income$33,593,000250
Gross Fiduciary activities income$88,000720
Service charges on deposit accounts$128,0003,393
Trading account gains and fees$0129
Additional Noninterest Income$33,377,000186
Total noninterest expense$109,934,000207
Salaries and employee benefits$61,531,000196
Premises and equipment expense$16,890,000154
Additional noninterest expense$31,513,000224
Pre-tax net operating income$21,481,000479
Securities gains (losses)$136,000657
Applicable income taxes$4,893,000424
Income before extraordinary items$16,724,000504
Extraordinary gains, net$011
Net income$16,724,000503
Minority interest net income$072
Net income of bank and minority interests.$16,724,000504
Net charge-offs$2,855,000249
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$7,030,00060
Net operating income$16,616,560494
2019-06-30 (YTD Data)Rank
Total interest income$109,637,000221
Total interest expense$40,520,000148
Net interest income$69,117,000250
Provision for loan and lease losses$6,059,000140
Total noninterest income$22,911,000240
Gross Fiduciary activities income$88,000695
Service charges on deposit accounts$90,0003,331
Trading account gains and fees$0131
Additional Noninterest Income$22,733,000179
Total noninterest expense$71,046,000213
Salaries and employee benefits$40,892,000200
Premises and equipment expense$10,404,000171
Additional noninterest expense$19,750,000232
Pre-tax net operating income$14,923,000450
Securities gains (losses)$41,000800
Applicable income taxes$2,834,000468
Income before extraordinary items$12,130,000457
Extraordinary gains, net$011
Net income$12,130,000457
Minority interest net income$069
Net income of bank and minority interests.$12,130,000457
Net charge-offs$591,000510
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$5,209,00041
Net operating income$12,096,790450
2019-03-31 (YTD Data)Rank
Total interest income$51,651,000228
Total interest expense$19,317,000150
Net interest income$32,334,000268
Provision for loan and lease losses$2,597,000158
Total noninterest income$10,770,000243
Gross Fiduciary activities income$88,000637
Service charges on deposit accounts$43,0003,384
Trading account gains and fees$0126
Additional Noninterest Income$10,639,000176
Total noninterest expense$31,712,000230
Salaries and employee benefits$17,684,000223
Premises and equipment expense$4,280,000197
Additional noninterest expense$9,748,000234
Pre-tax net operating income$8,795,000384
Securities gains (losses)$27,000519
Applicable income taxes$1,680,000403
Income before extraordinary items$7,142,000391
Extraordinary gains, net$05
Net income$7,142,000390
Minority interest net income$052
Net income of bank and minority interests.$7,142,000391
Net charge-offs$65,0001,074
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$7,120,130387
2018-12-31 (YTD Data)Rank
Total interest income$165,220,000251
Total interest expense$54,472,000156
Net interest income$110,748,000297
Provision for loan and lease losses$12,951,000142
Total noninterest income$95,927,000148
Gross Fiduciary activities income$1,755,000369
Service charges on deposit accounts$152,0003,658
Trading account gains and fees$0126
Additional Noninterest Income$94,020,000110
Total noninterest expense$127,870,000226
Salaries and employee benefits$63,086,000237
Premises and equipment expense$20,510,000168
Additional noninterest expense$44,274,000223
Pre-tax net operating income$65,854,000258
Securities gains (losses)$64,000388
Applicable income taxes$-1,745,0005,385
Income before extraordinary items$67,663,000221
Extraordinary gains, net$06
Net income$67,663,000220
Minority interest net income$072
Net income of bank and minority interests.$67,663,000221
Net charge-offs$4,814,000205
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$67,599,000218
2018-09-30 (YTD Data)Rank
Total interest income$117,621,000257
Total interest expense$38,512,000154
Net interest income$79,109,000307
Provision for loan and lease losses$6,155,000175
Total noninterest income$81,673,000132
Gross Fiduciary activities income$1,435,000357
Service charges on deposit accounts$91,0003,969
Trading account gains and fees$0138
Additional Noninterest Income$80,147,000103
Total noninterest expense$99,762,000219
Salaries and employee benefits$51,691,000216
Premises and equipment expense$14,424,000172
Additional noninterest expense$33,647,000218
Pre-tax net operating income$54,865,000241
Securities gains (losses)$32,000492
Applicable income taxes$2,207,000685
Income before extraordinary items$52,690,000207
Extraordinary gains, net$05
Net income$52,690,000207
Minority interest net income$066
Net income of bank and minority interests.$52,690,000207
Net charge-offs$3,628,000194
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$52,659,280207
2018-06-30 (YTD Data)Rank
Total interest income$76,167,000257
Total interest expense$24,346,000150
Net interest income$51,821,000310
Provision for loan and lease losses$6,339,000135
Total noninterest income$58,014,000124
Gross Fiduciary activities income$911,000369
Service charges on deposit accounts$49,0004,234
Trading account gains and fees$0130
Additional Noninterest Income$57,054,00098
Total noninterest expense$66,043,000219
Salaries and employee benefits$34,747,000213
Premises and equipment expense$9,594,000167
Additional noninterest expense$21,702,000222
Pre-tax net operating income$37,453,000227
Securities gains (losses)$0961
Applicable income taxes$3,647,000382
Income before extraordinary items$33,806,000213
Extraordinary gains, net$06
Net income$33,806,000214
Minority interest net income$065
Net income of bank and minority interests.$33,806,000214
Net charge-offs$1,319,000281
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$33,806,000214
2018-03-31 (YTD Data)Rank
Total interest income$34,139,000283
Total interest expense$10,418,000157
Net interest income$23,721,000326
Provision for loan and lease losses$4,387,000112
Total noninterest income$29,774,000121
Gross Fiduciary activities income$383,000398
Service charges on deposit accounts$19,0004,518
Trading account gains and fees$0123
Additional Noninterest Income$29,372,00091
Total noninterest expense$31,768,000224
Salaries and employee benefits$16,707,000225
Premises and equipment expense$4,670,000176
Additional noninterest expense$10,391,000225
Pre-tax net operating income$17,340,000240
Securities gains (losses)$0735
Applicable income taxes$1,849,000369
Income before extraordinary items$15,491,000218
Extraordinary gains, net$07
Net income$15,491,000219
Minority interest net income$052
Net income of bank and minority interests.$15,491,000219
Net charge-offs$531,000304
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$15,491,000219
2017-12-31 (YTD Data)Rank
Total interest income$104,116,000322
Total interest expense$24,228,000186
Net interest income$79,888,000355
Provision for loan and lease losses$9,788,000159
Total noninterest income$162,725,00099
Gross Fiduciary activities income$1,508,000391
Service charges on deposit accounts$7,0005,479
Trading account gains and fees$0151
Additional Noninterest Income$161,210,00074
Total noninterest expense$112,877,000237
Salaries and employee benefits$58,074,000239
Premises and equipment expense$14,491,000210
Additional noninterest expense$40,312,000227
Pre-tax net operating income$119,948,000162
Securities gains (losses)$02,243
Applicable income taxes$5,944,000592
Income before extraordinary items$114,004,000123
Extraordinary gains, net$09
Net income$114,004,000123
Minority interest net income$076
Net income of bank and minority interests.$114,004,000123
Net charge-offs$3,555,000266
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$114,004,000123
2017-09-30 (YTD Data)Rank
Total interest income$75,507,000328
Total interest expense$16,899,000190
Net interest income$58,608,000363
Provision for loan and lease losses$5,752,000189
Total noninterest income$67,753,000145
Gross Fiduciary activities income$1,109,000394
Service charges on deposit accounts$1,0005,584
Trading account gains and fees$0145
Additional Noninterest Income$66,643,000114
Total noninterest expense$83,552,000235
Salaries and employee benefits$44,259,000233
Premises and equipment expense$9,952,000221
Additional noninterest expense$29,341,000230
Pre-tax net operating income$37,057,000291
Securities gains (losses)$02,274
Applicable income taxes$8,732,000334
Income before extraordinary items$28,325,000272
Extraordinary gains, net$09
Net income$28,325,000272
Minority interest net income$071
Net income of bank and minority interests.$28,325,000272
Net charge-offs$2,663,000245
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$28,325,000271
2017-06-30 (YTD Data)Rank
Total interest income$47,088,000348
Total interest expense$10,139,000199
Net interest income$36,949,000372
Provision for loan and lease losses$3,331,000202
Total noninterest income$45,624,000146
Gross Fiduciary activities income$729,000394
Service charges on deposit accounts$05,642
Trading account gains and fees$0139
Additional Noninterest Income$44,895,000112
Total noninterest expense$54,101,000242
Salaries and employee benefits$29,159,000236
Premises and equipment expense$6,206,000234
Additional noninterest expense$18,736,000239
Pre-tax net operating income$25,141,000287
Securities gains (losses)$01,906
Applicable income taxes$6,875,000302
Income before extraordinary items$18,266,000281
Extraordinary gains, net$011
Net income$18,266,000280
Minority interest net income$071
Net income of bank and minority interests.$18,266,000281
Net charge-offs$1,704,000245
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$18,266,000279
2017-03-31 (YTD Data)Rank
Total interest income$20,531,000381
Total interest expense$4,542,000212
Net interest income$15,989,000407
Provision for loan and lease losses$1,499,000211
Total noninterest income$23,332,000143
Gross Fiduciary activities income$329,000416
Service charges on deposit accounts$05,688
Trading account gains and fees$0142
Additional Noninterest Income$23,003,000109
Total noninterest expense$26,819,000246
Salaries and employee benefits$14,882,000237
Premises and equipment expense$2,788,000261
Additional noninterest expense$9,149,000243
Pre-tax net operating income$11,003,000314
Securities gains (losses)$01,153
Applicable income taxes$4,328,000261
Income before extraordinary items$6,675,000355
Extraordinary gains, net$08
Net income$6,675,000354
Minority interest net income$055
Net income of bank and minority interests.$6,675,000355
Net charge-offs$1,513,000169
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$6,675,000347
2016-12-31 (YTD Data)Rank
Total interest income$57,694,000469
Total interest expense$13,660,000246
Net interest income$44,034,000543
Provision for loan and lease losses$12,536,000138
Total noninterest income$89,620,000140
Gross Fiduciary activities income$384,000644
Service charges on deposit accounts$1,0005,758
Trading account gains and fees$0170
Additional Noninterest Income$89,235,000109
Total noninterest expense$85,646,000293
Salaries and employee benefits$48,325,000274
Premises and equipment expense$10,490,000267
Additional noninterest expense$26,831,000302
Pre-tax net operating income$35,472,000329
Securities gains (losses)$1,0003,113
Applicable income taxes$13,754,000281
Income before extraordinary items$21,719,000385
Extraordinary gains, net$05
Net income$21,719,000384
Minority interest net income$082
Net income of bank and minority interests.$21,719,000384
Net charge-offs$1,742,000429
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$21,718,360379
2016-09-30 (YTD Data)Rank
Total interest income$41,458,000491
Total interest expense$9,376,000263
Net interest income$32,082,000561
Provision for loan and lease losses$8,692,000141
Total noninterest income$64,453,000147
Gross Fiduciary activities income$265,000653
Service charges on deposit accounts$1,0005,816
Trading account gains and fees$0169
Additional Noninterest Income$64,187,000114
Total noninterest expense$63,736,000295
Salaries and employee benefits$36,359,000271
Premises and equipment expense$8,041,000259
Additional noninterest expense$19,336,000305
Pre-tax net operating income$24,107,000360
Securities gains (losses)$1,0003,060
Applicable income taxes$9,382,000297
Income before extraordinary items$14,726,000414
Extraordinary gains, net$05
Net income$14,726,000413
Minority interest net income$071
Net income of bank and minority interests.$14,726,000414
Net charge-offs$928,000505
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$14,725,360406
2016-06-30 (YTD Data)Rank
Total interest income$25,742,000519
Total interest expense$5,688,000281
Net interest income$20,054,000597
Provision for loan and lease losses$4,886,000159
Total noninterest income$39,772,000156
Gross Fiduciary activities income$144,000693
Service charges on deposit accounts$05,909
Trading account gains and fees$0157
Additional Noninterest Income$39,628,000115
Total noninterest expense$41,517,000299
Salaries and employee benefits$23,699,000278
Premises and equipment expense$5,212,000270
Additional noninterest expense$12,606,000316
Pre-tax net operating income$13,423,000400
Securities gains (losses)$02,835
Applicable income taxes$5,267,000332
Income before extraordinary items$8,156,000481
Extraordinary gains, net$016
Net income$8,156,000477
Minority interest net income$071
Net income of bank and minority interests.$8,156,000480
Net charge-offs$-8,0004,897
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$8,156,000473
2016-03-31 (YTD Data)Rank
Total interest income$11,860,000566
Total interest expense$2,447,000306
Net interest income$9,413,000636
Provision for loan and lease losses$1,433,000223
Total noninterest income$21,410,000139
Gross Fiduciary activities income$54,000727
Service charges on deposit accounts$05,957
Trading account gains and fees$0142
Additional Noninterest Income$21,356,000103
Total noninterest expense$20,124,000304
Salaries and employee benefits$11,701,000280
Premises and equipment expense$2,460,000280
Additional noninterest expense$5,963,000323
Pre-tax net operating income$9,266,000302
Securities gains (losses)$02,077
Applicable income taxes$3,593,000256
Income before extraordinary items$5,673,000350
Extraordinary gains, net$012
Net income$5,673,000350
Minority interest net income$062
Net income of bank and minority interests.$5,673,000350
Net charge-offs$232,000594
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$5,673,000342
2015-12-31 (YTD Data)Rank
Total interest income$34,273,000740
Total interest expense$7,381,000373
Net interest income$26,892,000844
Provision for loan and lease losses$3,806,000261
Total noninterest income$79,317,000154
Gross Fiduciary activities income$32,000942
Service charges on deposit accounts$1,0006,020
Trading account gains and fees$0159
Additional Noninterest Income$79,284,000117
Total noninterest expense$65,747,000350
Salaries and employee benefits$36,110,000347
Premises and equipment expense$8,857,000297
Additional noninterest expense$20,780,000355
Pre-tax net operating income$36,656,000305
Securities gains (losses)$13,0002,458
Applicable income taxes$14,027,000255
Income before extraordinary items$22,642,000347
Extraordinary gains, net$023
Net income$22,642,000347
Minority interest net income$081
Net income of bank and minority interests.$22,642,000347
Net charge-offs$798,000816
Cash dividends$3,479,000883
Sale, conversion, retirement of capital stock, net$0804
Net operating income$22,633,680342
2015-09-30 (YTD Data)Rank
Total interest income$23,970,000804
Total interest expense$5,275,000385
Net interest income$18,695,000918
Provision for loan and lease losses$2,339,000296
Total noninterest income$56,613,000158
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,0006,097
Trading account gains and fees$0153
Additional Noninterest Income$56,612,000118
Total noninterest expense$47,755,000365
Salaries and employee benefits$24,652,000376
Premises and equipment expense$6,224,000332
Additional noninterest expense$16,879,000340
Pre-tax net operating income$25,214,000332
Securities gains (losses)$12,0002,263
Applicable income taxes$9,922,000274
Income before extraordinary items$15,304,000392
Extraordinary gains, net$021
Net income$15,304,000391
Minority interest net income$078
Net income of bank and minority interests.$15,304,000392
Net charge-offs$594,000760
Cash dividends$3,479,000639
Sale, conversion, retirement of capital stock, net$0773
Net operating income$15,296,320390
2015-06-30 (YTD Data)Rank
Total interest income$14,650,000881
Total interest expense$3,278,000414
Net interest income$11,372,0001,014
Provision for loan and lease losses$1,127,000389
Total noninterest income$38,669,000159
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,0006,159
Trading account gains and fees$0157
Additional Noninterest Income$38,668,000121
Total noninterest expense$30,397,000377
Salaries and employee benefits$16,075,000386
Premises and equipment expense$3,530,000395
Additional noninterest expense$10,792,000347
Pre-tax net operating income$18,517,000307
Securities gains (losses)$02,636
Applicable income taxes$7,266,000259
Income before extraordinary items$11,251,000353
Extraordinary gains, net$022
Net income$11,251,000352
Minority interest net income$075
Net income of bank and minority interests.$11,251,000352
Net charge-offs$351,000821
Cash dividends$3,479,000456
Sale, conversion, retirement of capital stock, net$0751
Net operating income$11,251,000346
2015-03-31 (YTD Data)Rank
Total interest income$7,266,000884
Total interest expense$1,477,000455
Net interest income$5,789,000994
Provision for loan and lease losses$1,077,000211
Total noninterest income$20,114,000146
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$06,235
Trading account gains and fees$0152
Additional Noninterest Income$20,114,000111
Total noninterest expense$14,049,000408
Salaries and employee benefits$7,479,000413
Premises and equipment expense$1,508,000446
Additional noninterest expense$5,062,000359
Pre-tax net operating income$10,777,000273
Securities gains (losses)$02,027
Applicable income taxes$4,206,000234
Income before extraordinary items$6,571,000311
Extraordinary gains, net$013
Net income$6,571,000311
Minority interest net income$064
Net income of bank and minority interests.$6,571,000310
Net charge-offs$251,000622
Cash dividends$2,620,000298
Sale, conversion, retirement of capital stock, net$0697
Net operating income$6,571,000306
2014-12-31 (YTD Data)Rank
Total interest income$23,038,0001,112
Total interest expense$4,735,000601
Net interest income$18,303,0001,225
Provision for loan and lease losses$2,792,000357
Total noninterest income$61,934,000170
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,0006,333
Trading account gains and fees$0180
Additional Noninterest Income$61,933,000122
Total noninterest expense$47,453,000453
Salaries and employee benefits$23,207,000479
Premises and equipment expense$5,096,000498
Additional noninterest expense$19,150,000380
Pre-tax net operating income$29,992,000335
Securities gains (losses)$-74,0006,299
Applicable income taxes$8,005,000358
Income before extraordinary items$21,913,000340
Extraordinary gains, net$017
Net income$21,913,000340
Minority interest net income$084
Net income of bank and minority interests.$21,913,000340
Net charge-offs$1,108,000820
Cash dividends$10,504,000323
Sale, conversion, retirement of capital stock, net$0862
Net operating income$21,967,020333
2014-09-30 (YTD Data)Rank
Total interest income$16,097,0001,205
Total interest expense$3,401,000638
Net interest income$12,696,0001,324
Provision for loan and lease losses$1,411,000480
Total noninterest income$46,124,000166
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,0006,409
Trading account gains and fees$0174
Additional Noninterest Income$46,123,000122
Total noninterest expense$33,011,000475
Salaries and employee benefits$16,500,000505
Premises and equipment expense$3,236,000576
Additional noninterest expense$13,275,000402
Pre-tax net operating income$24,398,000317
Securities gains (losses)$02,980
Applicable income taxes$1,463,0001,019
Income before extraordinary items$22,935,000269
Extraordinary gains, net$015
Net income$22,935,000269
Minority interest net income$081
Net income of bank and minority interests.$22,935,000269
Net charge-offs$556,0001,064
Cash dividends$9,198,000272
Sale, conversion, retirement of capital stock, net$0819
Net operating income$22,935,000264
2014-06-30 (YTD Data)Rank
Total interest income$9,830,0001,281
Total interest expense$2,229,000653
Net interest income$7,601,0001,449
Provision for loan and lease losses$899,000498
Total noninterest income$29,060,000172
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,0006,461
Trading account gains and fees$0172
Additional Noninterest Income$29,059,000123
Total noninterest expense$20,506,000507
Salaries and employee benefits$10,660,000517
Premises and equipment expense$2,051,000600
Additional noninterest expense$7,795,000441
Pre-tax net operating income$15,256,000325
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$15,256,000262
Extraordinary gains, net$020
Net income$15,256,000262
Minority interest net income$080
Net income of bank and minority interests.$15,256,000263
Net charge-offs$53,0002,743
Cash dividends$8,909,000204
Sale, conversion, retirement of capital stock, net$0794
Net operating income$15,256,000258
2014-03-31 (YTD Data)Rank
Total interest income$4,541,0001,394
Total interest expense$1,098,000674
Net interest income$3,443,0001,590
Provision for loan and lease losses$424,000527
Total noninterest income$12,870,000191
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$06,535
Trading account gains and fees$0147
Additional Noninterest Income$12,870,000133
Total noninterest expense$9,445,000540
Salaries and employee benefits$4,996,000545
Premises and equipment expense$942,000676
Additional noninterest expense$3,507,000483
Pre-tax net operating income$6,444,000354
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$6,444,000285
Extraordinary gains, net$016
Net income$6,444,000285
Minority interest net income$066
Net income of bank and minority interests.$6,444,000285
Net charge-offs$-67,0006,394
Cash dividends$5,835,000144
Sale, conversion, retirement of capital stock, net$0747
Net operating income$6,444,000280
2013-12-31 (YTD Data)Rank
Total interest income$14,868,0001,678
Total interest expense$3,949,000860
Net interest income$10,919,0001,943
Provision for loan and lease losses$-858,0006,652
Total noninterest income$46,423,000218
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,0006,625
Trading account gains and fees$0184
Additional Noninterest Income$46,422,000152
Total noninterest expense$38,270,000542
Salaries and employee benefits$19,721,000548
Premises and equipment expense$4,248,000578
Additional noninterest expense$14,301,000500
Pre-tax net operating income$19,930,000442
Securities gains (losses)$11,0002,598
Applicable income taxes$04,631
Income before extraordinary items$19,941,000362
Extraordinary gains, net$029
Net income$19,941,000362
Minority interest net income$090
Net income of bank and minority interests.$19,941,000362
Net charge-offs$1,888,000783
Cash dividends$9,779,000337
Sale, conversion, retirement of capital stock, net$0924
Net operating income$19,930,000358
2013-09-30 (YTD Data)Rank
Total interest income$10,713,0001,754
Total interest expense$2,847,000934
Net interest income$7,866,0002,014
Provision for loan and lease losses$529,0001,459
Total noninterest income$31,042,000248
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,0006,693
Trading account gains and fees$0180
Additional Noninterest Income$31,041,000168
Total noninterest expense$27,769,000559
Salaries and employee benefits$14,389,000557
Premises and equipment expense$3,261,000570
Additional noninterest expense$10,119,000515
Pre-tax net operating income$10,610,000583
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$10,610,000486
Extraordinary gains, net$025
Net income$10,610,000485
Minority interest net income$084
Net income of bank and minority interests.$10,610,000488
Net charge-offs$1,086,000940
Cash dividends$6,844,000333
Sale, conversion, retirement of capital stock, net$0868
Net operating income$10,610,000470
2013-06-30 (YTD Data)Rank
Total interest income$6,797,0001,842
Total interest expense$1,835,000991
Net interest income$4,962,0002,101
Provision for loan and lease losses$868,000756
Total noninterest income$21,149,000239
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$06,751
Trading account gains and fees$0157
Additional Noninterest Income$21,149,000170
Total noninterest expense$19,154,000543
Salaries and employee benefits$9,965,000549
Premises and equipment expense$2,166,000572
Additional noninterest expense$7,023,000500
Pre-tax net operating income$6,089,000640
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$6,089,000562
Extraordinary gains, net$022
Net income$6,089,000561
Minority interest net income$082
Net income of bank and minority interests.$6,089,000564
Net charge-offs$1,099,000711
Cash dividends$4,510,000326
Sale, conversion, retirement of capital stock, net$0838
Net operating income$6,089,000541
2013-03-31 (YTD Data)Rank
Total interest income$3,405,0001,851
Total interest expense$887,0001,038
Net interest income$2,518,0002,092
Provision for loan and lease losses$599,000622
Total noninterest income$10,219,000244
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$06,809
Trading account gains and fees$0148
Additional Noninterest Income$10,219,000176
Total noninterest expense$8,393,000631
Salaries and employee benefits$4,531,000606
Premises and equipment expense$606,0001,014
Additional noninterest expense$3,256,000545
Pre-tax net operating income$3,745,000552
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$3,745,000452
Extraordinary gains, net$010
Net income$3,745,000452
Minority interest net income$076
Net income of bank and minority interests.$3,745,000453
Net charge-offs$584,000686
Cash dividends$3,122,000207
Sale, conversion, retirement of capital stock, net$0789
Net operating income$3,745,000436
2012-12-31 (YTD Data)Rank
Total interest income$11,703,0002,226
Total interest expense$2,976,0001,488
Net interest income$8,727,0002,453
Provision for loan and lease losses$2,110,0001,030
Total noninterest income$42,107,000249
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$06,902
Trading account gains and fees$0166
Additional Noninterest Income$42,107,000179
Total noninterest expense$29,081,000698
Salaries and employee benefits$15,406,000680
Premises and equipment expense$2,491,000956
Additional noninterest expense$11,184,000635
Pre-tax net operating income$19,643,000438
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$19,643,000359
Extraordinary gains, net$029
Net income$19,643,000359
Minority interest net income$093
Net income of bank and minority interests.$19,643,000359
Net charge-offs$1,860,0001,226
Cash dividends$11,500,000288
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$19,643,000347
2012-09-30 (YTD Data)Rank
Total interest income$8,287,0002,393
Total interest expense$2,141,0001,628
Net interest income$6,146,0002,656
Provision for loan and lease losses$1,645,0001,012
Total noninterest income$26,684,000278
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$06,990
Trading account gains and fees$0157
Additional Noninterest Income$26,684,000203
Total noninterest expense$19,575,000769
Salaries and employee benefits$10,190,000767
Premises and equipment expense$1,459,0001,227
Additional noninterest expense$7,926,000661
Pre-tax net operating income$11,610,000522
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$11,610,000446
Extraordinary gains, net$020
Net income$11,610,000445
Minority interest net income$086
Net income of bank and minority interests.$11,610,000445
Net charge-offs$1,314,0001,230
Cash dividends$6,287,000303
Sale, conversion, retirement of capital stock, net$0952
Net operating income$11,610,000432
2012-06-30 (YTD Data)Rank
Total interest income$5,401,0002,444
Total interest expense$1,371,0001,737
Net interest income$4,030,0002,704
Provision for loan and lease losses$1,067,0001,044
Total noninterest income$16,859,000290
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$07,045
Trading account gains and fees$0153
Additional Noninterest Income$16,859,000205
Total noninterest expense$12,123,000816
Salaries and employee benefits$6,417,000809
Premises and equipment expense$408,0002,734
Additional noninterest expense$5,298,000662
Pre-tax net operating income$7,699,000516
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$7,699,000425
Extraordinary gains, net$019
Net income$7,699,000424
Minority interest net income$084
Net income of bank and minority interests.$7,699,000424
Net charge-offs$1,242,000977
Cash dividends$4,533,000280
Sale, conversion, retirement of capital stock, net$0928
Net operating income$7,699,000410
2012-03-31 (YTD Data)Rank
Total interest income$2,548,0002,608
Total interest expense$636,0001,930
Net interest income$1,912,0002,824
Provision for loan and lease losses$589,000957
Total noninterest income$7,816,000293
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$07,087
Trading account gains and fees$0148
Additional Noninterest Income$7,816,000220
Total noninterest expense$5,902,000837
Salaries and employee benefits$2,965,000876
Premises and equipment expense$184,0002,974
Additional noninterest expense$2,753,000635
Pre-tax net operating income$3,237,000593
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$3,237,000502
Extraordinary gains, net$019
Net income$3,237,000503
Minority interest net income$078
Net income of bank and minority interests.$3,237,000503
Net charge-offs$536,0001,044
Cash dividends$2,682,000210
Sale, conversion, retirement of capital stock, net$0861
Net operating income$3,237,000484
2011-12-31 (YTD Data)Rank
Total interest income$9,386,0002,929
Total interest expense$3,158,0001,871
Net interest income$6,228,0003,373
Provision for loan and lease losses$2,855,0001,240
Total noninterest income$32,157,000259
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$06,974
Trading account gains and fees$0146
Additional Noninterest Income$32,157,000192
Total noninterest expense$20,336,000965
Salaries and employee benefits$10,242,000959
Premises and equipment expense$683,0003,256
Additional noninterest expense$9,411,000760
Pre-tax net operating income$15,194,000449
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$15,194,000379
Extraordinary gains, net$029
Net income$15,194,000380
Minority interest net income$096
Net income of bank and minority interests.$15,194,000380
Net charge-offs$1,461,0001,913
Cash dividends$9,830,000245
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$15,194,000362
2011-09-30 (YTD Data)Rank
Total interest income$6,890,0003,018
Total interest expense$2,542,0001,815
Net interest income$4,348,0003,566
Provision for loan and lease losses$1,999,0001,245
Total noninterest income$23,756,000262
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$07,025
Trading account gains and fees$0145
Additional Noninterest Income$23,756,000193
Total noninterest expense$14,784,0001,004
Salaries and employee benefits$7,640,000963
Premises and equipment expense$509,0003,305
Additional noninterest expense$6,635,000809
Pre-tax net operating income$11,321,000466
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$11,321,000380
Extraordinary gains, net$021
Net income$11,321,000380
Minority interest net income$087
Net income of bank and minority interests.$11,321,000380
Net charge-offs$1,303,0001,639
Cash dividends$7,487,000205
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$11,321,000369
2011-06-30 (YTD Data)Rank
Total interest income$4,566,0003,047
Total interest expense$1,968,0001,658
Net interest income$2,598,0003,843
Provision for loan and lease losses$1,081,0001,424
Total noninterest income$15,851,000262
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$07,067
Trading account gains and fees$0153
Additional Noninterest Income$15,851,000192
Total noninterest expense$9,785,0001,023
Salaries and employee benefits$5,108,000965
Premises and equipment expense$333,0003,390
Additional noninterest expense$4,344,000835
Pre-tax net operating income$7,583,000454
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$7,583,000371
Extraordinary gains, net$015
Net income$7,583,000370
Minority interest net income$089
Net income of bank and minority interests.$7,583,000370
Net charge-offs$606,0001,943
Cash dividends$5,195,000185
Sale, conversion, retirement of capital stock, net$0986
Net operating income$7,583,000362
2011-03-31 (YTD Data)Rank
Total interest income$2,396,0002,936
Total interest expense$1,205,0001,412
Net interest income$1,191,0004,064
Provision for loan and lease losses$536,0001,373
Total noninterest income$8,782,000249
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$07,070
Trading account gains and fees$0158
Additional Noninterest Income$8,782,000185
Total noninterest expense$4,805,0001,041
Salaries and employee benefits$2,548,000978
Premises and equipment expense$164,0003,471
Additional noninterest expense$2,093,000852
Pre-tax net operating income$4,632,000388
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$4,632,000312
Extraordinary gains, net$09
Net income$4,632,000312
Minority interest net income$086
Net income of bank and minority interests.$4,632,000312
Net charge-offs$174,0002,226
Cash dividends$2,023,000201
Sale, conversion, retirement of capital stock, net$0925
Net operating income$4,632,000303
2010-12-31 (YTD Data)Rank
Total interest income$7,753,0003,628
Total interest expense$4,109,0001,948
Net interest income$3,644,0004,843
Provision for loan and lease losses$2,619,0001,770
Total noninterest income$20,931,000384
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$06,799
Trading account gains and fees$0175
Additional Noninterest Income$20,931,000276
Total noninterest expense$12,971,0001,520
Salaries and employee benefits$7,190,0001,362
Premises and equipment expense$538,0004,004
Additional noninterest expense$5,243,0001,390
Pre-tax net operating income$8,985,000597
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$8,985,000509
Extraordinary gains, net$029
Net income$8,985,000509
Minority interest net income$0111
Net income of bank and minority interests.$8,985,000511
Net charge-offs$1,062,0002,604
Cash dividends$3,928,000424
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$8,985,000477
2010-09-30 (YTD Data)Rank
Total interest income$5,631,0003,800
Total interest expense$3,122,0002,003
Net interest income$2,509,0005,130
Provision for loan and lease losses$942,0002,593
Total noninterest income$13,743,000403
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$06,888
Trading account gains and fees$0165
Additional Noninterest Income$13,743,000283
Total noninterest expense$8,845,0001,666
Salaries and employee benefits$4,981,0001,488
Premises and equipment expense$353,0004,406
Additional noninterest expense$3,511,0001,506
Pre-tax net operating income$6,465,000662
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$6,465,000528
Extraordinary gains, net$023
Net income$6,465,000529
Minority interest net income$0110
Net income of bank and minority interests.$6,465,000531
Net charge-offs$688,0002,660
Cash dividends$2,824,000391
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$6,465,000506
2010-06-30 (YTD Data)Rank
Total interest income$3,429,0004,081
Total interest expense$1,941,0002,222
Net interest income$1,488,0005,465
Provision for loan and lease losses$601,0002,560
Total noninterest income$8,069,000441
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$06,943
Trading account gains and fees$0152
Additional Noninterest Income$8,069,000305
Total noninterest expense$5,832,0001,688
Salaries and employee benefits$3,205,0001,539
Premises and equipment expense$228,0004,525
Additional noninterest expense$2,399,0001,478
Pre-tax net operating income$3,124,000875
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$3,124,000719
Extraordinary gains, net$019
Net income$3,124,000718
Minority interest net income$0105
Net income of bank and minority interests.$3,124,000719
Net charge-offs$489,0002,472
Cash dividends$1,470,000476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,124,000695
2010-03-31 (YTD Data)Rank
Total interest income$1,513,0004,484
Total interest expense$849,0002,634
Net interest income$664,0005,770
Provision for loan and lease losses$186,0003,096
Total noninterest income$3,031,000523
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$07,028
Trading account gains and fees$0175
Additional Noninterest Income$3,031,000368
Total noninterest expense$2,679,0001,851
Salaries and employee benefits$1,416,0001,767
Premises and equipment expense$97,0005,031
Additional noninterest expense$1,166,0001,522
Pre-tax net operating income$830,0001,569
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$830,0001,319
Extraordinary gains, net$016
Net income$830,0001,322
Minority interest net income$091
Net income of bank and minority interests.$830,0001,321
Net charge-offs$-2,0007,007
Cash dividends$596,000577
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$830,0001,278
2009-12-31 (YTD Data)Rank
Total interest income$4,996,0005,132
Total interest expense$3,492,0003,064
Net interest income$1,504,0006,907
Provision for loan and lease losses$1,896,0002,554
Total noninterest income$9,880,000644
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$07,114
Trading account gains and fees$0211
Additional Noninterest Income$9,880,000450
Total noninterest expense$7,378,0002,664
Salaries and employee benefits$3,816,0002,552
Premises and equipment expense$335,0005,412
Additional noninterest expense$3,227,0002,194
Pre-tax net operating income$2,110,0001,834
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$2,110,0001,577
Extraordinary gains, net$034
Net income$2,110,0001,575
Minority interest net income$0115
Net income of bank and minority interests.$2,110,0001,576
Net charge-offs$207,0004,960
Cash dividends$857,0001,834
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,110,0001,534
2009-09-30 (YTD Data)Rank
Total interest income$3,727,0005,204
Total interest expense$2,662,0003,144
Net interest income$1,065,0007,035
Provision for loan and lease losses$901,0002,930
Total noninterest income$5,432,000819
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$07,173
Trading account gains and fees$0212
Additional Noninterest Income$5,432,000552
Total noninterest expense$4,894,0002,973
Salaries and employee benefits$2,477,0002,969
Premises and equipment expense$244,0005,524
Additional noninterest expense$2,173,0002,390
Pre-tax net operating income$702,0003,328
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$702,0003,119
Extraordinary gains, net$027
Net income$702,0003,117
Minority interest net income$0118
Net income of bank and minority interests.$702,0003,120
Net charge-offs$-13,0007,898
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$702,0003,034
2009-06-30 (YTD Data)Rank
Total interest income$2,481,0005,254
Total interest expense$1,799,0003,223
Net interest income$682,0007,136
Provision for loan and lease losses$601,0002,695
Total noninterest income$2,925,000984
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$07,241
Trading account gains and fees$0193
Additional Noninterest Income$2,925,000650
Total noninterest expense$3,136,0003,106
Salaries and employee benefits$1,620,0003,048
Premises and equipment expense$163,0005,569
Additional noninterest expense$1,353,0002,555
Pre-tax net operating income$-130,0006,145
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$-130,0006,246
Extraordinary gains, net$021
Net income$-130,0006,245
Minority interest net income$0112
Net income of bank and minority interests.$-130,0006,245
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-130,0006,211
2009-03-31 (YTD Data)Rank
Total interest income$1,208,0005,381
Total interest expense$882,0003,368
Net interest income$326,0007,240
Provision for loan and lease losses$34,0005,341
Total noninterest income$878,0001,440
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$07,262
Trading account gains and fees$0171
Additional Noninterest Income$878,000935
Total noninterest expense$1,662,0002,879
Salaries and employee benefits$866,0002,896
Premises and equipment expense$76,0005,763
Additional noninterest expense$720,0002,176
Pre-tax net operating income$-492,0007,315
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$-492,0007,440
Extraordinary gains, net$015
Net income$-492,0007,440
Minority interest net income$0102
Net income of bank and minority interests.$-492,0007,441
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-492,0007,410
2008-12-31 (YTD Data)Rank
Total interest income$2,196,0007,187
Total interest expense$1,523,0005,951
Net interest income$673,0007,936
Provision for loan and lease losses$859,0002,937
Total noninterest income$2,704,0001,710
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$07,335
Trading account gains and fees$0154
Additional Noninterest Income$2,704,0001,053
Total noninterest expense$7,891,0002,403
Salaries and employee benefits$3,421,0002,890
Premises and equipment expense$365,0005,329
Additional noninterest expense$4,105,0001,503
Pre-tax net operating income$-5,373,0007,822
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$-5,373,0007,834
Extraordinary gains, net$039
Net income$-5,373,0007,834
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$281,0003,626
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$12,960,000132
Net operating income$-5,373,0007,884
2008-09-30 (YTD Data)Rank
Total interest income$973,0007,905
Total interest expense$661,0007,092
Net interest income$312,0008,224
Provision for loan and lease losses$533,0002,648
Total noninterest income$2,216,0001,647
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$07,386
Trading account gains and fees$0148
Additional Noninterest Income$2,216,0001,024
Total noninterest expense$6,364,0002,247
Salaries and employee benefits$2,741,0002,739
Premises and equipment expense$268,0005,403
Additional noninterest expense$3,355,0001,340
Pre-tax net operating income$-4,369,0008,100
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$-4,369,0008,098
Extraordinary gains, net$031
Net income$-4,369,0008,096
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$250,000521
Net operating income$-4,369,0008,147
2008-06-30 (YTD Data)Rank
Total interest income$151,0008,395
Total interest expense$83,0008,289
Net interest income$68,0008,411
Provision for loan and lease losses$82,0004,565
Total noninterest income$985,0002,254
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$07,428
Trading account gains and fees$0149
Additional Noninterest Income$985,0001,411
Total noninterest expense$4,872,0001,967
Salaries and employee benefits$2,157,0002,395
Premises and equipment expense$188,0005,311
Additional noninterest expense$2,527,0001,175
Pre-tax net operating income$-3,901,0008,266
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$-3,901,0008,296
Extraordinary gains, net$021
Net income$-3,901,0008,295
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-3,901,0008,291

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.