Home > Little River Bank > Income and Expense
Little River Bank, Income and Expense
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $713,000 | 5,788 |
| Total interest expense | $40,000 | 5,795 |
| Net interest income | $673,000 | 5,769 |
| Provision for loan and lease losses | $53,000 | 3,287 |
| Total noninterest income | $129,000 | 5,228 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $66,000 | 4,696 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $63,000 | 5,130 |
| Total noninterest expense | $933,000 | 5,465 |
| Salaries and employee benefits | $448,000 | 5,559 |
| Premises and equipment expense | $191,000 | 4,602 |
| Additional noninterest expense | $294,000 | 5,466 |
| Pre-tax net operating income | $-184,000 | 5,818 |
| Securities gains (losses) | $19,000 | 2,332 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $-165,000 | 5,824 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-165,000 | 5,824 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-165,000 | 5,824 |
| Net charge-offs | $24,000 | 3,043 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $-184,000 | 5,820 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $487,000 | 5,849 |
| Total interest expense | $27,000 | 5,864 |
| Net interest income | $460,000 | 5,831 |
| Provision for loan and lease losses | $23,000 | 3,492 |
| Total noninterest income | $74,000 | 5,360 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $42,000 | 4,778 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $32,000 | 5,325 |
| Total noninterest expense | $646,000 | 5,502 |
| Salaries and employee benefits | $322,000 | 5,577 |
| Premises and equipment expense | $122,000 | 4,700 |
| Additional noninterest expense | $202,000 | 5,505 |
| Pre-tax net operating income | $-135,000 | 5,895 |
| Securities gains (losses) | $12,000 | 2,186 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $-123,000 | 5,897 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-123,000 | 5,897 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-123,000 | 5,897 |
| Net charge-offs | $8,000 | 3,171 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $-135,000 | 5,894 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $253,000 | 5,888 |
| Total interest expense | $13,000 | 5,932 |
| Net interest income | $240,000 | 5,865 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $38,000 | 5,359 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $22,000 | 4,718 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $16,000 | 5,349 |
| Total noninterest expense | $321,000 | 5,568 |
| Salaries and employee benefits | $155,000 | 5,655 |
| Premises and equipment expense | $58,000 | 4,801 |
| Additional noninterest expense | $108,000 | 5,507 |
| Pre-tax net operating income | $-43,000 | 5,897 |
| Securities gains (losses) | $12,000 | 1,443 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $-31,000 | 5,893 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-31,000 | 5,892 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-31,000 | 5,892 |
| Net charge-offs | $-5,000 | 4,858 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-43,000 | 5,897 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $1,176,000 | 5,858 |
| Total interest expense | $57,000 | 5,962 |
| Net interest income | $1,119,000 | 5,824 |
| Provision for loan and lease losses | $59,000 | 3,530 |
| Total noninterest income | $164,000 | 5,364 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $106,000 | 4,634 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $58,000 | 5,429 |
| Total noninterest expense | $1,346,000 | 5,553 |
| Salaries and employee benefits | $704,000 | 5,594 |
| Premises and equipment expense | $185,000 | 5,177 |
| Additional noninterest expense | $457,000 | 5,491 |
| Pre-tax net operating income | $-122,000 | 5,941 |
| Securities gains (losses) | $54,000 | 1,596 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $-68,000 | 5,944 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-68,000 | 5,946 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-68,000 | 5,946 |
| Net charge-offs | $106,000 | 2,593 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $-122,000 | 5,945 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $901,000 | 5,928 |
| Total interest expense | $43,000 | 6,052 |
| Net interest income | $858,000 | 5,892 |
| Provision for loan and lease losses | $51,000 | 3,221 |
| Total noninterest income | $124,000 | 5,419 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $95,000 | 4,435 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $29,000 | 5,681 |
| Total noninterest expense | $1,000,000 | 5,620 |
| Salaries and employee benefits | $531,000 | 5,626 |
| Premises and equipment expense | $113,000 | 5,469 |
| Additional noninterest expense | $356,000 | 5,499 |
| Pre-tax net operating income | $-69,000 | 6,015 |
| Securities gains (losses) | $54,000 | 1,414 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $-15,000 | 5,987 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-15,000 | 5,989 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-15,000 | 5,989 |
| Net charge-offs | $108,000 | 2,082 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-69,000 | 6,020 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $580,000 | 6,005 |
| Total interest expense | $29,000 | 6,118 |
| Net interest income | $551,000 | 5,968 |
| Provision for loan and lease losses | $10,000 | 3,765 |
| Total noninterest income | $86,000 | 5,430 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $56,000 | 4,594 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $30,000 | 5,519 |
| Total noninterest expense | $663,000 | 5,678 |
| Salaries and employee benefits | $360,000 | 5,672 |
| Premises and equipment expense | $57,000 | 5,763 |
| Additional noninterest expense | $246,000 | 5,515 |
| Pre-tax net operating income | $-36,000 | 6,052 |
| Securities gains (losses) | $54,000 | 1,186 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $18,000 | 5,967 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $18,000 | 5,968 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $18,000 | 5,969 |
| Net charge-offs | $64,000 | 2,120 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-36,000 | 6,055 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $264,000 | 6,118 |
| Total interest expense | $14,000 | 6,182 |
| Net interest income | $250,000 | 6,081 |
| Provision for loan and lease losses | $10,000 | 3,223 |
| Total noninterest income | $38,000 | 5,561 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $24,000 | 4,828 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $14,000 | 5,610 |
| Total noninterest expense | $351,000 | 5,663 |
| Salaries and employee benefits | $184,000 | 5,697 |
| Premises and equipment expense | $29,000 | 5,795 |
| Additional noninterest expense | $138,000 | 5,400 |
| Pre-tax net operating income | $-73,000 | 6,190 |
| Securities gains (losses) | $54,000 | 813 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $-19,000 | 6,126 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-19,000 | 6,127 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-19,000 | 6,127 |
| Net charge-offs | $30,000 | 1,887 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-73,000 | 6,195 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,281,000 | 6,090 |
| Total interest expense | $65,000 | 6,252 |
| Net interest income | $1,216,000 | 6,042 |
| Provision for loan and lease losses | $85,000 | 3,356 |
| Total noninterest income | $151,000 | 5,658 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $122,000 | 4,702 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $29,000 | 5,940 |
| Total noninterest expense | $1,405,000 | 5,762 |
| Salaries and employee benefits | $730,000 | 5,805 |
| Premises and equipment expense | $151,000 | 5,680 |
| Additional noninterest expense | $524,000 | 5,575 |
| Pre-tax net operating income | $-123,000 | 6,183 |
| Securities gains (losses) | $68,000 | 1,523 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $-55,000 | 6,155 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-55,000 | 6,154 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-55,000 | 6,155 |
| Net charge-offs | $27,000 | 4,148 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-123,000 | 6,193 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $983,000 | 6,149 |
| Total interest expense | $50,000 | 6,320 |
| Net interest income | $933,000 | 6,100 |
| Provision for loan and lease losses | $45,000 | 3,462 |
| Total noninterest income | $102,000 | 5,828 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $91,000 | 4,772 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $11,000 | 6,182 |
| Total noninterest expense | $1,052,000 | 5,818 |
| Salaries and employee benefits | $544,000 | 5,859 |
| Premises and equipment expense | $123,000 | 5,642 |
| Additional noninterest expense | $385,000 | 5,653 |
| Pre-tax net operating income | $-62,000 | 6,220 |
| Securities gains (losses) | $39,000 | 1,599 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $-23,000 | 6,190 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-23,000 | 6,189 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-23,000 | 6,190 |
| Net charge-offs | $35,000 | 3,512 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-62,000 | 6,222 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $633,000 | 6,220 |
| Total interest expense | $35,000 | 6,364 |
| Net interest income | $598,000 | 6,178 |
| Provision for loan and lease losses | $30,000 | 3,313 |
| Total noninterest income | $63,000 | 5,939 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $59,000 | 4,810 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $4,000 | 6,312 |
| Total noninterest expense | $707,000 | 5,841 |
| Salaries and employee benefits | $366,000 | 5,897 |
| Premises and equipment expense | $94,000 | 5,535 |
| Additional noninterest expense | $247,000 | 5,735 |
| Pre-tax net operating income | $-76,000 | 6,312 |
| Securities gains (losses) | $26,000 | 1,520 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-50,000 | 6,297 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-50,000 | 6,299 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-50,000 | 6,299 |
| Net charge-offs | $41,000 | 2,951 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-76,000 | 6,317 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $306,000 | 6,305 |
| Total interest expense | $18,000 | 6,418 |
| Net interest income | $288,000 | 6,266 |
| Provision for loan and lease losses | $15,000 | 3,093 |
| Total noninterest income | $36,000 | 5,838 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $29,000 | 4,846 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $7,000 | 6,110 |
| Total noninterest expense | $357,000 | 5,894 |
| Salaries and employee benefits | $187,000 | 5,931 |
| Premises and equipment expense | $48,000 | 5,555 |
| Additional noninterest expense | $122,000 | 5,803 |
| Pre-tax net operating income | $-48,000 | 6,358 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-48,000 | 6,383 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-48,000 | 6,383 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-48,000 | 6,384 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-48,000 | 6,376 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,438,000 | 6,260 |
| Total interest expense | $108,000 | 6,382 |
| Net interest income | $1,330,000 | 6,199 |
| Provision for loan and lease losses | $65,000 | 4,044 |
| Total noninterest income | $144,000 | 5,942 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $124,000 | 4,895 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $20,000 | 6,223 |
| Total noninterest expense | $1,475,000 | 5,941 |
| Salaries and employee benefits | $760,000 | 5,978 |
| Premises and equipment expense | $188,000 | 5,642 |
| Additional noninterest expense | $527,000 | 5,773 |
| Pre-tax net operating income | $-66,000 | 6,273 |
| Securities gains (losses) | $4,000 | 2,846 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-62,000 | 6,307 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-62,000 | 6,308 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-62,000 | 6,309 |
| Net charge-offs | $168,000 | 3,215 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-66,000 | 6,289 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,084,000 | 6,328 |
| Total interest expense | $87,000 | 6,423 |
| Net interest income | $997,000 | 6,266 |
| Provision for loan and lease losses | $55,000 | 3,887 |
| Total noninterest income | $108,000 | 6,026 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $95,000 | 4,909 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $13,000 | 6,365 |
| Total noninterest expense | $1,066,000 | 6,024 |
| Salaries and employee benefits | $566,000 | 6,016 |
| Premises and equipment expense | $138,000 | 5,718 |
| Additional noninterest expense | $362,000 | 5,934 |
| Pre-tax net operating income | $-16,000 | 6,318 |
| Securities gains (losses) | $4,000 | 2,720 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-12,000 | 6,360 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-12,000 | 6,362 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-12,000 | 6,361 |
| Net charge-offs | $99,000 | 3,264 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-16,000 | 6,324 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $713,000 | 6,375 |
| Total interest expense | $63,000 | 6,446 |
| Net interest income | $650,000 | 6,318 |
| Provision for loan and lease losses | $40,000 | 3,782 |
| Total noninterest income | $67,000 | 6,088 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $60,000 | 4,987 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $7,000 | 6,439 |
| Total noninterest expense | $706,000 | 6,065 |
| Salaries and employee benefits | $386,000 | 6,022 |
| Premises and equipment expense | $92,000 | 5,743 |
| Additional noninterest expense | $228,000 | 6,008 |
| Pre-tax net operating income | $-29,000 | 6,374 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-29,000 | 6,426 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-29,000 | 6,428 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-29,000 | 6,428 |
| Net charge-offs | $94,000 | 2,814 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-29,000 | 6,378 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $353,000 | 6,435 |
| Total interest expense | $36,000 | 6,433 |
| Net interest income | $317,000 | 6,386 |
| Provision for loan and lease losses | $15,000 | 3,721 |
| Total noninterest income | $40,000 | 5,936 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $30,000 | 4,965 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $10,000 | 6,142 |
| Total noninterest expense | $347,000 | 6,139 |
| Salaries and employee benefits | $199,000 | 6,025 |
| Premises and equipment expense | $47,000 | 5,752 |
| Additional noninterest expense | $101,000 | 6,239 |
| Pre-tax net operating income | $-5,000 | 6,376 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-5,000 | 6,443 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-5,000 | 6,444 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-5,000 | 6,444 |
| Net charge-offs | $64,000 | 2,243 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-5,000 | 6,375 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,581,000 | 6,428 |
| Total interest expense | $215,000 | 6,341 |
| Net interest income | $1,366,000 | 6,382 |
| Provision for loan and lease losses | $105,000 | 4,620 |
| Total noninterest income | $193,000 | 5,732 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $155,000 | 4,724 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $38,000 | 6,010 |
| Total noninterest expense | $1,427,000 | 6,183 |
| Salaries and employee benefits | $777,000 | 6,143 |
| Premises and equipment expense | $178,000 | 5,886 |
| Additional noninterest expense | $472,000 | 6,142 |
| Pre-tax net operating income | $27,000 | 6,097 |
| Securities gains (losses) | $65,000 | 2,559 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $92,000 | 6,081 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $92,000 | 6,075 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $92,000 | 6,078 |
| Net charge-offs | $20,000 | 5,403 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $27,000 | 6,105 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,233,000 | 6,485 |
| Total interest expense | $168,000 | 6,434 |
| Net interest income | $1,065,000 | 6,447 |
| Provision for loan and lease losses | $90,000 | 4,446 |
| Total noninterest income | $149,000 | 5,776 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $117,000 | 4,771 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $32,000 | 6,068 |
| Total noninterest expense | $1,055,000 | 6,261 |
| Salaries and employee benefits | $569,000 | 6,217 |
| Premises and equipment expense | $134,000 | 5,960 |
| Additional noninterest expense | $352,000 | 6,207 |
| Pre-tax net operating income | $69,000 | 6,097 |
| Securities gains (losses) | $10,000 | 3,111 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $79,000 | 6,171 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $79,000 | 6,169 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $79,000 | 6,170 |
| Net charge-offs | $11,000 | 5,283 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $69,000 | 6,078 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $810,000 | 6,556 |
| Total interest expense | $118,000 | 6,469 |
| Net interest income | $692,000 | 6,518 |
| Provision for loan and lease losses | $60,000 | 4,338 |
| Total noninterest income | $98,000 | 5,810 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $80,000 | 4,733 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $18,000 | 6,217 |
| Total noninterest expense | $683,000 | 6,347 |
| Salaries and employee benefits | $379,000 | 6,259 |
| Premises and equipment expense | $89,000 | 5,994 |
| Additional noninterest expense | $215,000 | 6,358 |
| Pre-tax net operating income | $47,000 | 6,110 |
| Securities gains (losses) | $6,000 | 2,847 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $53,000 | 6,215 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $53,000 | 6,215 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $53,000 | 6,215 |
| Net charge-offs | $-7,000 | 6,547 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $47,000 | 6,100 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $400,000 | 6,627 |
| Total interest expense | $58,000 | 6,562 |
| Net interest income | $342,000 | 6,580 |
| Provision for loan and lease losses | $20,000 | 4,478 |
| Total noninterest income | $48,000 | 5,883 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $41,000 | 4,661 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $7,000 | 6,416 |
| Total noninterest expense | $350,000 | 6,351 |
| Salaries and employee benefits | $197,000 | 6,242 |
| Premises and equipment expense | $48,000 | 5,909 |
| Additional noninterest expense | $105,000 | 6,438 |
| Pre-tax net operating income | $20,000 | 6,218 |
| Securities gains (losses) | $6,000 | 1,875 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $26,000 | 6,264 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $26,000 | 6,263 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $26,000 | 6,264 |
| Net charge-offs | $-61,000 | 7,099 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $20,000 | 6,193 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,859,000 | 6,538 |
| Total interest expense | $252,000 | 6,712 |
| Net interest income | $1,607,000 | 6,440 |
| Provision for loan and lease losses | $256,000 | 4,326 |
| Total noninterest income | $42,000 | 6,833 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $195,000 | 4,425 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-153,000 | 6,926 |
| Total noninterest expense | $1,581,000 | 6,229 |
| Salaries and employee benefits | $828,000 | 6,210 |
| Premises and equipment expense | $203,000 | 5,984 |
| Additional noninterest expense | $550,000 | 6,130 |
| Pre-tax net operating income | $-188,000 | 6,224 |
| Securities gains (losses) | $132,000 | 1,821 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-56,000 | 6,228 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-56,000 | 6,231 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-56,000 | 6,231 |
| Net charge-offs | $389,000 | 3,485 |
| Cash dividends | $28,000 | 4,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-188,000 | 6,264 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,439,000 | 6,572 |
| Total interest expense | $192,000 | 6,802 |
| Net interest income | $1,247,000 | 6,428 |
| Provision for loan and lease losses | $100,000 | 4,928 |
| Total noninterest income | $162,000 | 5,738 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $149,000 | 4,415 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $13,000 | 6,554 |
| Total noninterest expense | $1,185,000 | 6,267 |
| Salaries and employee benefits | $634,000 | 6,184 |
| Premises and equipment expense | $151,000 | 6,033 |
| Additional noninterest expense | $400,000 | 6,216 |
| Pre-tax net operating income | $124,000 | 5,718 |
| Securities gains (losses) | $117,000 | 1,643 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $241,000 | 5,312 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $241,000 | 5,312 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $241,000 | 5,312 |
| Net charge-offs | $124,000 | 4,217 |
| Cash dividends | $28,000 | 3,497 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $124,000 | 5,668 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $967,000 | 6,612 |
| Total interest expense | $134,000 | 6,853 |
| Net interest income | $833,000 | 6,470 |
| Provision for loan and lease losses | $70,000 | 4,772 |
| Total noninterest income | $103,000 | 5,822 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $101,000 | 4,371 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,000 | 6,876 |
| Total noninterest expense | $816,000 | 6,269 |
| Salaries and employee benefits | $422,000 | 6,246 |
| Premises and equipment expense | $99,000 | 6,106 |
| Additional noninterest expense | $295,000 | 6,134 |
| Pre-tax net operating income | $50,000 | 5,949 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $50,000 | 6,009 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $50,000 | 6,008 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $50,000 | 6,009 |
| Net charge-offs | $75,000 | 4,116 |
| Cash dividends | $28,000 | 3,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $50,000 | 5,929 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $493,000 | 6,632 |
| Total interest expense | $70,000 | 6,889 |
| Net interest income | $423,000 | 6,477 |
| Provision for loan and lease losses | $40,000 | 4,390 |
| Total noninterest income | $55,000 | 5,823 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $49,000 | 4,390 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $6,000 | 6,638 |
| Total noninterest expense | $374,000 | 6,470 |
| Salaries and employee benefits | $195,000 | 6,427 |
| Premises and equipment expense | $48,000 | 6,197 |
| Additional noninterest expense | $131,000 | 6,381 |
| Pre-tax net operating income | $64,000 | 5,564 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $64,000 | 5,497 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $64,000 | 5,495 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $64,000 | 5,496 |
| Net charge-offs | $4,000 | 4,727 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $64,000 | 5,448 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,565,000 | 6,336 |
| Total interest expense | $482,000 | 6,577 |
| Net interest income | $2,083,000 | 6,169 |
| Provision for loan and lease losses | $972,000 | 3,108 |
| Total noninterest income | $189,000 | 6,026 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $243,000 | 4,062 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-54,000 | 7,123 |
| Total noninterest expense | $1,458,000 | 6,574 |
| Salaries and employee benefits | $747,000 | 6,577 |
| Premises and equipment expense | $185,000 | 6,331 |
| Additional noninterest expense | $526,000 | 6,425 |
| Pre-tax net operating income | $-158,000 | 5,991 |
| Securities gains (losses) | $57,000 | 2,569 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-101,000 | 6,075 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-101,000 | 6,073 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-101,000 | 6,075 |
| Net charge-offs | $895,000 | 2,843 |
| Cash dividends | $300,000 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-158,000 | 6,059 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,002,000 | 6,373 |
| Total interest expense | $395,000 | 6,583 |
| Net interest income | $1,607,000 | 6,198 |
| Provision for loan and lease losses | $657,000 | 3,127 |
| Total noninterest income | $137,000 | 6,185 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $170,000 | 4,256 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-33,000 | 7,291 |
| Total noninterest expense | $1,099,000 | 6,613 |
| Salaries and employee benefits | $556,000 | 6,629 |
| Premises and equipment expense | $143,000 | 6,363 |
| Additional noninterest expense | $400,000 | 6,461 |
| Pre-tax net operating income | $-12,000 | 6,005 |
| Securities gains (losses) | $57,000 | 2,331 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $45,000 | 5,953 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $45,000 | 5,953 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $45,000 | 5,953 |
| Net charge-offs | $303,000 | 3,719 |
| Cash dividends | $300,000 | 2,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-12,000 | 6,031 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,342,000 | 6,406 |
| Total interest expense | $293,000 | 6,527 |
| Net interest income | $1,049,000 | 6,271 |
| Provision for loan and lease losses | $592,000 | 2,621 |
| Total noninterest income | $102,000 | 6,034 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $126,000 | 4,050 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-24,000 | 7,390 |
| Total noninterest expense | $708,000 | 6,714 |
| Salaries and employee benefits | $366,000 | 6,700 |
| Premises and equipment expense | $93,000 | 6,433 |
| Additional noninterest expense | $249,000 | 6,608 |
| Pre-tax net operating income | $-149,000 | 6,363 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-149,000 | 6,496 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-149,000 | 6,498 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-149,000 | 6,496 |
| Net charge-offs | $147,000 | 3,852 |
| Cash dividends | $300,000 | 1,862 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-149,000 | 6,434 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $675,000 | 6,475 |
| Total interest expense | $164,000 | 6,463 |
| Net interest income | $511,000 | 6,385 |
| Provision for loan and lease losses | $90,000 | 4,075 |
| Total noninterest income | $63,000 | 5,801 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $61,000 | 4,097 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,000 | 7,254 |
| Total noninterest expense | $362,000 | 6,761 |
| Salaries and employee benefits | $186,000 | 6,755 |
| Premises and equipment expense | $48,000 | 6,465 |
| Additional noninterest expense | $128,000 | 6,618 |
| Pre-tax net operating income | $122,000 | 4,809 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $122,000 | 4,708 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $122,000 | 4,708 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $122,000 | 4,707 |
| Net charge-offs | $14,000 | 4,653 |
| Cash dividends | $200,000 | 1,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $122,000 | 4,593 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,095,000 | 6,291 |
| Total interest expense | $921,000 | 6,195 |
| Net interest income | $2,174,000 | 6,184 |
| Provision for loan and lease losses | $222,000 | 5,666 |
| Total noninterest income | $246,000 | 5,939 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $234,000 | 4,355 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $12,000 | 7,140 |
| Total noninterest expense | $1,402,000 | 6,928 |
| Salaries and employee benefits | $742,000 | 6,852 |
| Premises and equipment expense | $215,000 | 6,367 |
| Additional noninterest expense | $445,000 | 6,954 |
| Pre-tax net operating income | $796,000 | 3,349 |
| Securities gains (losses) | $115,000 | 2,023 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $911,000 | 2,926 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $911,000 | 2,924 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $911,000 | 2,926 |
| Net charge-offs | $182,000 | 5,120 |
| Cash dividends | $300,000 | 3,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $796,000 | 3,089 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,351,000 | 6,337 |
| Total interest expense | $737,000 | 6,195 |
| Net interest income | $1,614,000 | 6,210 |
| Provision for loan and lease losses | $162,000 | 5,431 |
| Total noninterest income | $190,000 | 5,981 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $166,000 | 4,480 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $24,000 | 6,871 |
| Total noninterest expense | $1,031,000 | 6,981 |
| Salaries and employee benefits | $546,000 | 6,921 |
| Premises and equipment expense | $157,000 | 6,462 |
| Additional noninterest expense | $328,000 | 7,016 |
| Pre-tax net operating income | $611,000 | 3,566 |
| Securities gains (losses) | $-2,000 | 7,117 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $609,000 | 3,366 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $609,000 | 3,364 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $609,000 | 3,366 |
| Net charge-offs | $146,000 | 4,646 |
| Cash dividends | $200,000 | 3,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $611,000 | 3,262 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,524,000 | 6,447 |
| Total interest expense | $497,000 | 6,281 |
| Net interest income | $1,027,000 | 6,337 |
| Provision for loan and lease losses | $102,000 | 5,288 |
| Total noninterest income | $122,000 | 6,079 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $110,000 | 4,466 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $12,000 | 7,161 |
| Total noninterest expense | $674,000 | 7,068 |
| Salaries and employee benefits | $360,000 | 7,027 |
| Premises and equipment expense | $103,000 | 6,529 |
| Additional noninterest expense | $211,000 | 7,097 |
| Pre-tax net operating income | $373,000 | 3,802 |
| Securities gains (losses) | $-2,000 | 7,376 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $371,000 | 3,613 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $371,000 | 3,611 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $371,000 | 3,612 |
| Net charge-offs | $140,000 | 3,853 |
| Cash dividends | $100,000 | 3,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $373,000 | 3,491 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $765,000 | 6,474 |
| Total interest expense | $256,000 | 6,330 |
| Net interest income | $509,000 | 6,362 |
| Provision for loan and lease losses | $52,000 | 4,857 |
| Total noninterest income | $56,000 | 6,213 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $51,000 | 4,565 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $5,000 | 7,314 |
| Total noninterest expense | $325,000 | 7,125 |
| Salaries and employee benefits | $177,000 | 7,100 |
| Premises and equipment expense | $55,000 | 6,463 |
| Additional noninterest expense | $93,000 | 7,192 |
| Pre-tax net operating income | $188,000 | 4,149 |
| Securities gains (losses) | $-2,000 | 7,731 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $186,000 | 3,980 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $186,000 | 3,982 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $186,000 | 3,982 |
| Net charge-offs | $107,000 | 2,796 |
| Cash dividends | $100,000 | 2,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $188,000 | 3,811 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,353,000 | 6,401 |
| Total interest expense | $1,246,000 | 6,356 |
| Net interest income | $2,107,000 | 6,315 |
| Provision for loan and lease losses | $141,000 | 5,642 |
| Total noninterest income | $261,000 | 6,065 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $211,000 | 4,691 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $50,000 | 6,755 |
| Total noninterest expense | $1,235,000 | 7,225 |
| Salaries and employee benefits | $715,000 | 7,119 |
| Premises and equipment expense | $215,000 | 6,546 |
| Additional noninterest expense | $305,000 | 7,441 |
| Pre-tax net operating income | $992,000 | 3,772 |
| Securities gains (losses) | $-1,985,000 | 7,897 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-993,000 | 6,989 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-993,000 | 6,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,824 |
| Cash dividends | $700,000 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $992,000 | 3,453 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,508,000 | 6,471 |
| Total interest expense | $952,000 | 6,445 |
| Net interest income | $1,556,000 | 6,388 |
| Provision for loan and lease losses | $81,000 | 5,423 |
| Total noninterest income | $186,000 | 6,250 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $148,000 | 4,849 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $38,000 | 6,880 |
| Total noninterest expense | $924,000 | 7,235 |
| Salaries and employee benefits | $527,000 | 7,146 |
| Premises and equipment expense | $172,000 | 6,447 |
| Additional noninterest expense | $225,000 | 7,472 |
| Pre-tax net operating income | $737,000 | 4,250 |
| Securities gains (losses) | $5,000 | 2,631 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $742,000 | 3,706 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $742,000 | 3,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,665 |
| Cash dividends | $700,000 | 2,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $737,000 | 3,862 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,645,000 | 6,565 |
| Total interest expense | $646,000 | 6,535 |
| Net interest income | $999,000 | 6,481 |
| Provision for loan and lease losses | $21,000 | 5,924 |
| Total noninterest income | $113,000 | 6,476 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $87,000 | 5,107 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $26,000 | 6,950 |
| Total noninterest expense | $616,000 | 7,294 |
| Salaries and employee benefits | $351,000 | 7,227 |
| Premises and equipment expense | $115,000 | 6,480 |
| Additional noninterest expense | $150,000 | 7,512 |
| Pre-tax net operating income | $475,000 | 4,453 |
| Securities gains (losses) | $5,000 | 2,725 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $480,000 | 4,102 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $480,000 | 4,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,731 |
| Cash dividends | $500,000 | 2,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $475,000 | 4,058 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $787,000 | 6,747 |
| Total interest expense | $342,000 | 6,575 |
| Net interest income | $445,000 | 6,779 |
| Provision for loan and lease losses | $6,000 | 5,669 |
| Total noninterest income | $54,000 | 6,542 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $40,000 | 5,234 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $14,000 | 6,895 |
| Total noninterest expense | $300,000 | 7,374 |
| Salaries and employee benefits | $177,000 | 7,224 |
| Premises and equipment expense | $55,000 | 6,593 |
| Additional noninterest expense | $68,000 | 7,650 |
| Pre-tax net operating income | $193,000 | 5,019 |
| Securities gains (losses) | $3,000 | 2,367 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $196,000 | 4,697 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $196,000 | 4,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $400,000 | 1,571 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $193,000 | 4,632 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,997,000 | 6,839 |
| Total interest expense | $1,398,000 | 6,571 |
| Net interest income | $1,599,000 | 7,005 |
| Provision for loan and lease losses | $13,000 | 6,495 |
| Total noninterest income | $185,000 | 6,852 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $165,000 | 5,259 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $20,000 | 7,796 |
| Total noninterest expense | $1,165,000 | 7,414 |
| Salaries and employee benefits | $664,000 | 7,358 |
| Premises and equipment expense | $218,000 | 6,546 |
| Additional noninterest expense | $283,000 | 7,620 |
| Pre-tax net operating income | $606,000 | 5,674 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $606,000 | 5,326 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $606,000 | 5,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,777 |
| Cash dividends | $320,000 | 4,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $606,000 | 5,314 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,202,000 | 6,930 |
| Total interest expense | $1,042,000 | 6,616 |
| Net interest income | $1,160,000 | 7,104 |
| Provision for loan and lease losses | $9,000 | 6,211 |
| Total noninterest income | $125,000 | 7,030 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $113,000 | 5,433 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $12,000 | 7,954 |
| Total noninterest expense | $866,000 | 7,405 |
| Salaries and employee benefits | $498,000 | 7,338 |
| Premises and equipment expense | $164,000 | 6,561 |
| Additional noninterest expense | $204,000 | 7,653 |
| Pre-tax net operating income | $410,000 | 6,124 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $410,000 | 5,785 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $410,000 | 5,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,700 |
| Cash dividends | $320,000 | 3,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $410,000 | 5,768 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,461,000 | 6,980 |
| Total interest expense | $680,000 | 6,679 |
| Net interest income | $781,000 | 7,142 |
| Provision for loan and lease losses | $4,000 | 6,049 |
| Total noninterest income | $88,000 | 7,004 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $73,000 | 5,514 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $15,000 | 7,629 |
| Total noninterest expense | $564,000 | 7,492 |
| Salaries and employee benefits | $337,000 | 7,356 |
| Premises and equipment expense | $97,000 | 6,826 |
| Additional noninterest expense | $130,000 | 7,741 |
| Pre-tax net operating income | $301,000 | 6,029 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $301,000 | 5,653 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $301,000 | 5,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,576 |
| Cash dividends | $220,000 | 3,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $301,000 | 5,631 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $709,000 | 7,066 |
| Total interest expense | $329,000 | 6,761 |
| Net interest income | $380,000 | 7,217 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $56,000 | 6,648 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $36,000 | 5,497 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $20,000 | 6,614 |
| Total noninterest expense | $283,000 | 7,533 |
| Salaries and employee benefits | $174,000 | 7,335 |
| Premises and equipment expense | $47,000 | 6,906 |
| Additional noninterest expense | $62,000 | 7,840 |
| Pre-tax net operating income | $153,000 | 6,023 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $153,000 | 5,607 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $153,000 | 5,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,735 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $153,000 | 5,593 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,704,000 | 6,998 |
| Total interest expense | $1,226,000 | 6,549 |
| Net interest income | $1,478,000 | 7,195 |
| Provision for loan and lease losses | $-51,000 | 8,404 |
| Total noninterest income | $264,000 | 6,433 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $157,000 | 5,441 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $107,000 | 6,215 |
| Total noninterest expense | $1,148,000 | 7,481 |
| Salaries and employee benefits | $673,000 | 7,361 |
| Premises and equipment expense | $185,000 | 6,878 |
| Additional noninterest expense | $290,000 | 7,628 |
| Pre-tax net operating income | $645,000 | 6,065 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $645,000 | 5,670 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $645,000 | 5,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,270 |
| Cash dividends | $1,016,000 | 2,517 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $645,000 | 5,653 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,003,000 | 7,063 |
| Total interest expense | $898,000 | 6,564 |
| Net interest income | $1,105,000 | 7,285 |
| Provision for loan and lease losses | $4,000 | 6,573 |
| Total noninterest income | $191,000 | 6,548 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $119,000 | 5,490 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $72,000 | 6,374 |
| Total noninterest expense | $788,000 | 7,631 |
| Salaries and employee benefits | $443,000 | 7,611 |
| Premises and equipment expense | $138,000 | 6,917 |
| Additional noninterest expense | $207,000 | 7,725 |
| Pre-tax net operating income | $504,000 | 6,202 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $504,000 | 5,743 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $504,000 | 5,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,157 |
| Cash dividends | $691,000 | 2,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $504,000 | 5,740 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,315,000 | 7,095 |
| Total interest expense | $564,000 | 6,627 |
| Net interest income | $751,000 | 7,294 |
| Provision for loan and lease losses | $4,000 | 6,268 |
| Total noninterest income | $108,000 | 6,854 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $78,000 | 5,510 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $30,000 | 7,109 |
| Total noninterest expense | $522,000 | 7,671 |
| Salaries and employee benefits | $299,000 | 7,636 |
| Premises and equipment expense | $90,000 | 6,981 |
| Additional noninterest expense | $133,000 | 7,802 |
| Pre-tax net operating income | $333,000 | 6,252 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $333,000 | 5,796 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $333,000 | 5,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,675 |
| Cash dividends | $591,000 | 2,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $333,000 | 5,789 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $649,000 | 7,117 |
| Total interest expense | $268,000 | 6,651 |
| Net interest income | $381,000 | 7,289 |
| Provision for loan and lease losses | $4,000 | 5,752 |
| Total noninterest income | $45,000 | 7,115 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $32,000 | 5,806 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $13,000 | 7,271 |
| Total noninterest expense | $266,000 | 7,656 |
| Salaries and employee benefits | $158,000 | 7,542 |
| Premises and equipment expense | $46,000 | 6,927 |
| Additional noninterest expense | $62,000 | 7,889 |
| Pre-tax net operating income | $156,000 | 6,342 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $156,000 | 5,871 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $156,000 | 5,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $491,000 | 1,407 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $156,000 | 5,873 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,626,000 | 6,904 |
| Total interest expense | $994,000 | 6,310 |
| Net interest income | $1,632,000 | 7,122 |
| Provision for loan and lease losses | $20,000 | 6,489 |
| Total noninterest income | $182,000 | 7,209 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $138,000 | 5,767 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $44,000 | 7,520 |
| Total noninterest expense | $1,083,000 | 7,598 |
| Salaries and employee benefits | $690,000 | 7,304 |
| Premises and equipment expense | $115,000 | 7,689 |
| Additional noninterest expense | $278,000 | 7,768 |
| Pre-tax net operating income | $711,000 | 6,122 |
| Securities gains (losses) | $-20,000 | 7,814 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $691,000 | 5,700 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $691,000 | 5,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,928 |
| Cash dividends | $650,000 | 3,208 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $711,000 | 5,604 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,951,000 | 6,929 |
| Total interest expense | $719,000 | 6,286 |
| Net interest income | $1,232,000 | 7,135 |
| Provision for loan and lease losses | $12,000 | 6,428 |
| Total noninterest income | $141,000 | 7,183 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $104,000 | 5,787 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $37,000 | 7,425 |
| Total noninterest expense | $726,000 | 7,784 |
| Salaries and employee benefits | $427,000 | 7,683 |
| Premises and equipment expense | $99,000 | 7,491 |
| Additional noninterest expense | $200,000 | 7,832 |
| Pre-tax net operating income | $635,000 | 5,859 |
| Securities gains (losses) | $-20,000 | 8,173 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $615,000 | 5,388 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $615,000 | 5,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,073 |
| Cash dividends | $650,000 | 2,411 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $635,000 | 5,282 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,280,000 | 6,935 |
| Total interest expense | $456,000 | 6,280 |
| Net interest income | $824,000 | 7,117 |
| Provision for loan and lease losses | $6,000 | 6,298 |
| Total noninterest income | $91,000 | 7,214 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $67,000 | 5,808 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $24,000 | 7,442 |
| Total noninterest expense | $481,000 | 7,811 |
| Salaries and employee benefits | $276,000 | 7,733 |
| Premises and equipment expense | $73,000 | 7,338 |
| Additional noninterest expense | $132,000 | 7,834 |
| Pre-tax net operating income | $428,000 | 5,812 |
| Securities gains (losses) | $-20,000 | 8,361 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $408,000 | 5,395 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $408,000 | 5,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,091 |
| Cash dividends | $550,000 | 2,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $428,000 | 5,236 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $638,000 | 6,963 |
| Total interest expense | $222,000 | 6,271 |
| Net interest income | $416,000 | 7,161 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $47,000 | 7,174 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $31,000 | 5,927 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $16,000 | 7,179 |
| Total noninterest expense | $227,000 | 7,969 |
| Salaries and employee benefits | $132,000 | 7,865 |
| Premises and equipment expense | $35,000 | 7,470 |
| Additional noninterest expense | $60,000 | 8,042 |
| Pre-tax net operating income | $236,000 | 5,584 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $236,000 | 5,012 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $236,000 | 5,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 8,541 |
| Cash dividends | $450,000 | 1,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $236,000 | 4,974 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,384,000 | 7,007 |
| Total interest expense | $756,000 | 6,406 |
| Net interest income | $1,628,000 | 7,142 |
| Provision for loan and lease losses | $193,000 | 3,763 |
| Total noninterest income | $181,000 | 7,324 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $135,000 | 5,973 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $46,000 | 7,502 |
| Total noninterest expense | $990,000 | 7,839 |
| Salaries and employee benefits | $570,000 | 7,777 |
| Premises and equipment expense | $137,000 | 7,477 |
| Additional noninterest expense | $283,000 | 7,795 |
| Pre-tax net operating income | $626,000 | 6,319 |
| Securities gains (losses) | $38,000 | 1,945 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $664,000 | 5,724 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $664,000 | 5,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 4,933 |
| Cash dividends | $347,000 | 4,142 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $626,000 | 5,787 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,777,000 | 7,044 |
| Total interest expense | $548,000 | 6,473 |
| Net interest income | $1,229,000 | 7,142 |
| Provision for loan and lease losses | $18,000 | 6,408 |
| Total noninterest income | $135,000 | 7,375 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $98,000 | 6,088 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $37,000 | 7,447 |
| Total noninterest expense | $657,000 | 8,027 |
| Salaries and employee benefits | $355,000 | 8,044 |
| Premises and equipment expense | $92,000 | 7,681 |
| Additional noninterest expense | $210,000 | 7,828 |
| Pre-tax net operating income | $689,000 | 5,558 |
| Securities gains (losses) | $38,000 | 1,863 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $727,000 | 4,860 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $727,000 | 4,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-53,000 | 8,678 |
| Cash dividends | $347,000 | 3,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $689,000 | 4,904 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,172,000 | 7,096 |
| Total interest expense | $359,000 | 6,545 |
| Net interest income | $813,000 | 7,187 |
| Provision for loan and lease losses | $10,000 | 6,364 |
| Total noninterest income | $93,000 | 7,365 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $63,000 | 6,159 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $30,000 | 7,216 |
| Total noninterest expense | $434,000 | 8,091 |
| Salaries and employee benefits | $239,000 | 8,083 |
| Premises and equipment expense | $60,000 | 7,741 |
| Additional noninterest expense | $135,000 | 7,914 |
| Pre-tax net operating income | $462,000 | 5,499 |
| Securities gains (losses) | $38,000 | 1,632 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $500,000 | 4,748 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $500,000 | 4,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-56,000 | 8,760 |
| Cash dividends | $247,000 | 3,180 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $462,000 | 4,848 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $590,000 | 7,127 |
| Total interest expense | $176,000 | 6,673 |
| Net interest income | $414,000 | 7,183 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $41,000 | 7,560 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $30,000 | 6,194 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $11,000 | 7,645 |
| Total noninterest expense | $226,000 | 8,059 |
| Salaries and employee benefits | $121,000 | 8,103 |
| Premises and equipment expense | $29,000 | 7,823 |
| Additional noninterest expense | $76,000 | 7,736 |
| Pre-tax net operating income | $229,000 | 5,501 |
| Securities gains (losses) | $2,000 | 2,612 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $231,000 | 4,963 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $231,000 | 4,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-59,000 | 8,883 |
| Cash dividends | $47,000 | 3,437 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $229,000 | 4,865 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,372,000 | 7,178 |
| Total interest expense | $1,024,000 | 6,045 |
| Net interest income | $1,348,000 | 7,582 |
| Provision for loan and lease losses | $159,000 | 4,488 |
| Total noninterest income | $167,000 | 7,639 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $137,000 | 6,036 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $30,000 | 8,120 |
| Total noninterest expense | $981,000 | 7,928 |
| Salaries and employee benefits | $572,000 | 7,814 |
| Premises and equipment expense | $123,000 | 7,770 |
| Additional noninterest expense | $286,000 | 7,862 |
| Pre-tax net operating income | $375,000 | 7,139 |
| Securities gains (losses) | $27,000 | 3,018 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $402,000 | 6,808 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $402,000 | 6,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 2,789 |
| Cash dividends | $350,000 | 4,142 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $375,000 | 6,770 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,811,000 | 7,213 |
| Total interest expense | $822,000 | 5,989 |
| Net interest income | $989,000 | 7,690 |
| Provision for loan and lease losses | $159,000 | 3,802 |
| Total noninterest income | $123,000 | 7,732 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $104,000 | 6,055 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $19,000 | 8,294 |
| Total noninterest expense | $708,000 | 7,996 |
| Salaries and employee benefits | $362,000 | 8,138 |
| Premises and equipment expense | $117,000 | 7,325 |
| Additional noninterest expense | $229,000 | 7,740 |
| Pre-tax net operating income | $245,000 | 7,471 |
| Securities gains (losses) | $10,000 | 3,326 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $255,000 | 7,222 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $255,000 | 7,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 2,229 |
| Cash dividends | $200,000 | 4,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $245,000 | 7,124 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,200,000 | 7,287 |
| Total interest expense | $593,000 | 5,887 |
| Net interest income | $607,000 | 7,884 |
| Provision for loan and lease losses | $159,000 | 2,920 |
| Total noninterest income | $89,000 | 7,591 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $71,000 | 5,997 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $18,000 | 7,952 |
| Total noninterest expense | $511,000 | 7,845 |
| Salaries and employee benefits | $249,000 | 8,093 |
| Premises and equipment expense | $88,000 | 7,078 |
| Additional noninterest expense | $174,000 | 7,472 |
| Pre-tax net operating income | $26,000 | 8,519 |
| Securities gains (losses) | $3,000 | 3,367 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $29,000 | 8,592 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $29,000 | 8,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 1,724 |
| Cash dividends | $100,000 | 4,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $26,000 | 8,491 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $627,000 | 7,203 |
| Total interest expense | $308,000 | 5,862 |
| Net interest income | $319,000 | 7,799 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $45,000 | 7,554 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $36,000 | 5,904 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $9,000 | 7,987 |
| Total noninterest expense | $237,000 | 8,041 |
| Salaries and employee benefits | $124,000 | 8,121 |
| Premises and equipment expense | $44,000 | 7,119 |
| Additional noninterest expense | $69,000 | 7,971 |
| Pre-tax net operating income | $127,000 | 6,803 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $127,000 | 6,427 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $127,000 | 6,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $127,000 | 6,246 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,747,000 | 7,100 |
| Total interest expense | $1,361,000 | 6,045 |
| Net interest income | $1,386,000 | 7,613 |
| Provision for loan and lease losses | $71,000 | 6,274 |
| Total noninterest income | $154,000 | 7,779 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $118,000 | 6,284 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $36,000 | 8,002 |
| Total noninterest expense | $887,000 | 8,179 |
| Salaries and employee benefits | $525,000 | 8,037 |
| Premises and equipment expense | $130,000 | 7,735 |
| Additional noninterest expense | $232,000 | 8,312 |
| Pre-tax net operating income | $582,000 | 6,478 |
| Securities gains (losses) | $23,000 | 3,041 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $605,000 | 5,944 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $605,000 | 5,942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,694 |
| Cash dividends | $600,000 | 3,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $582,000 | 5,909 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,280,000 | 6,947 |
| Total interest expense | $1,770,000 | 6,468 |
| Net interest income | $1,510,000 | 7,311 |
| Provision for loan and lease losses | $70,000 | 6,194 |
| Total noninterest income | $153,000 | 7,813 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $133,000 | 6,039 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $20,000 | 8,732 |
| Total noninterest expense | $823,000 | 8,403 |
| Salaries and employee benefits | $455,000 | 8,374 |
| Premises and equipment expense | $132,000 | 7,816 |
| Additional noninterest expense | $236,000 | 8,352 |
| Pre-tax net operating income | $770,000 | 5,591 |
| Securities gains (losses) | $4,000 | 4,008 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $774,000 | 4,955 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $774,000 | 4,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,148 |
| Cash dividends | $1,164,000 | 2,022 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $770,000 | 4,852 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,229,000 | 7,187 |
| Total interest expense | $1,785,000 | 6,617 |
| Net interest income | $1,444,000 | 7,558 |
| Provision for loan and lease losses | $26,000 | 7,369 |
| Total noninterest income | $161,000 | 7,734 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $130,000 | 6,054 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 8,503 |
| Total noninterest expense | $818,000 | 8,522 |
| Salaries and employee benefits | $455,000 | 8,470 |
| Premises and equipment expense | $144,000 | 7,690 |
| Additional noninterest expense | $219,000 | 8,609 |
| Pre-tax net operating income | $761,000 | 6,000 |
| Securities gains (losses) | $2,000 | 1,609 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $763,000 | 5,187 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $763,000 | 5,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,408 |
| Cash dividends | $686,000 | 2,966 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $761,000 | 5,186 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,774,000 | 7,623 |
| Total interest expense | $1,431,000 | 7,126 |
| Net interest income | $1,343,000 | 7,885 |
| Provision for loan and lease losses | $6,000 | 8,268 |
| Total noninterest income | $180,000 | 7,716 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $131,000 | 6,158 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 8,098 |
| Total noninterest expense | $857,000 | 8,573 |
| Salaries and employee benefits | $437,000 | 8,687 |
| Premises and equipment expense | $194,000 | 6,910 |
| Additional noninterest expense | $226,000 | 8,781 |
| Pre-tax net operating income | $660,000 | 6,476 |
| Securities gains (losses) | $28,000 | 1,229 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $688,000 | 5,511 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $688,000 | 5,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,247 |
| Cash dividends | $542,000 | 3,360 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $660,000 | 5,601 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,509,000 | 8,090 |
| Total interest expense | $1,178,000 | 7,965 |
| Net interest income | $1,331,000 | 8,048 |
| Provision for loan and lease losses | $22,000 | 7,668 |
| Total noninterest income | $159,000 | 8,092 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $130,000 | 6,272 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 9,064 |
| Total noninterest expense | $849,000 | 8,603 |
| Salaries and employee benefits | $420,000 | 8,840 |
| Premises and equipment expense | $154,000 | 7,558 |
| Additional noninterest expense | $275,000 | 8,356 |
| Pre-tax net operating income | $619,000 | 6,816 |
| Securities gains (losses) | $5,000 | 3,437 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $624,000 | 5,945 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $624,000 | 5,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,193 |
| Cash dividends | $389,000 | 4,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $619,000 | 5,865 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,305,000 | 8,624 |
| Total interest expense | $1,052,000 | 8,546 |
| Net interest income | $1,253,000 | 8,573 |
| Provision for loan and lease losses | $45,000 | 6,862 |
| Total noninterest income | $150,000 | 8,575 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $120,000 | 6,759 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 9,328 |
| Total noninterest expense | $721,000 | 9,328 |
| Salaries and employee benefits | $413,000 | 9,176 |
| Premises and equipment expense | $89,000 | 9,234 |
| Additional noninterest expense | $219,000 | 9,178 |
| Pre-tax net operating income | $637,000 | 7,260 |
| Securities gains (losses) | $-5,000 | 9,661 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $632,000 | 6,201 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $632,000 | 6,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,728 |
| Cash dividends | $632,000 | 2,970 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $637,000 | 6,127 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,177,000 | 9,131 |
| Total interest expense | $996,000 | 9,021 |
| Net interest income | $1,181,000 | 9,064 |
| Provision for loan and lease losses | $9,000 | 8,632 |
| Total noninterest income | $133,000 | 9,312 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $107,000 | 7,351 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 10,065 |
| Total noninterest expense | $666,000 | 9,927 |
| Salaries and employee benefits | $392,000 | 9,656 |
| Premises and equipment expense | $78,000 | 9,872 |
| Additional noninterest expense | $196,000 | 9,981 |
| Pre-tax net operating income | $639,000 | 7,234 |
| Securities gains (losses) | $6,000 | 2,865 |
| Applicable income taxes | $166,000 | 7,640 |
| Income before extraordinary items | $479,000 | 7,045 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $479,000 | 7,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,621 |
| Cash dividends | $475,000 | 3,536 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $474,560 | 7,019 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,165,000 | 9,470 |
| Total interest expense | $994,000 | 9,272 |
| Net interest income | $1,171,000 | 9,418 |
| Provision for loan and lease losses | $26,000 | 7,298 |
| Total noninterest income | $123,000 | 9,801 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $100,000 | 7,786 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 10,706 |
| Total noninterest expense | $645,000 | 10,388 |
| Salaries and employee benefits | $392,000 | 10,003 |
| Premises and equipment expense | $87,000 | 10,006 |
| Additional noninterest expense | $166,000 | 10,864 |
| Pre-tax net operating income | $623,000 | 7,752 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $145,000 | 8,346 |
| Income before extraordinary items | $477,000 | 7,425 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $477,000 | 7,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,036 |
| Cash dividends | $450,000 | 3,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $477,770 | 7,384 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,029,000 | 9,750 |
| Total interest expense | $754,000 | 9,817 |
| Net interest income | $1,275,000 | 9,536 |
| Provision for loan and lease losses | $30,000 | 7,083 |
| Total noninterest income | $131,000 | 10,093 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $117,000 | 7,668 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 11,845 |
| Total noninterest expense | $682,000 | 10,776 |
| Salaries and employee benefits | $370,000 | 10,545 |
| Premises and equipment expense | $83,000 | 10,557 |
| Additional noninterest expense | $229,000 | 10,782 |
| Pre-tax net operating income | $694,000 | 7,416 |
| Securities gains (losses) | $12,000 | 2,095 |
| Applicable income taxes | $175,000 | 7,810 |
| Income before extraordinary items | $531,000 | 7,064 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $531,000 | 7,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,486 |
| Cash dividends | $500,000 | 3,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $522,000 | 7,182 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,133,000 | 9,922 |
| Total interest expense | $872,000 | 9,679 |
| Net interest income | $1,261,000 | 9,867 |
| Provision for loan and lease losses | $23,000 | 8,904 |
| Total noninterest income | $155,000 | 10,106 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $142,000 | 7,297 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 12,543 |
| Total noninterest expense | $655,000 | 11,363 |
| Salaries and employee benefits | $361,000 | 11,042 |
| Premises and equipment expense | $61,000 | 11,811 |
| Additional noninterest expense | $233,000 | 11,281 |
| Pre-tax net operating income | $738,000 | 7,165 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $190,000 | 7,806 |
| Income before extraordinary items | $551,000 | 7,144 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $551,000 | 7,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $400,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $548,780 | 6,904 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,200,000 | 10,472 |
| Total interest expense | $996,000 | 10,407 |
| Net interest income | $1,204,000 | 10,313 |
| Provision for loan and lease losses | $5,000 | 11,499 |
| Total noninterest income | $145,000 | 10,591 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $138,000 | 7,445 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 13,545 |
| Total noninterest expense | $619,000 | 11,941 |
| Salaries and employee benefits | $345,000 | 11,499 |
| Premises and equipment expense | $80,000 | 11,493 |
| Additional noninterest expense | $194,000 | 12,318 |
| Pre-tax net operating income | $725,000 | 6,965 |
| Securities gains (losses) | $33,000 | 4,829 |
| Applicable income taxes | $181,000 | 7,951 |
| Income before extraordinary items | $577,000 | 6,726 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $577,000 | 6,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 10,255 |
| Cash dividends | $300,000 | 3,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $551,920 | 6,549 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.